The Money Sessions – Details, episodes & analysis

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator 👉🏽 leaninmakebank.com/free

This is your unpopular opinion alert—but someone needs to say it.

If you're taking insurance or charging low fees that don't allow you to pay your bills, take care of your kids, and save for retirement, your practice is out of integrity.

You're modeling a lie—both to your clients and to yourself.

In this fiery, no-fluff episode, Tiffany dismantles the illusion that therapists can do high-quality, transformative work while chronically undercharging. She shows you exactly how low fees erode your integrity, deplete your energy, and keep the entire field stuck in burnout and self-sacrifice.

In this episode, you'll hear:

• Why low fees aren't generous—they're dishonest;
  
  

• The hidden "subsidy system" keeping therapists broke and exhausted;
  
  

• The hard truth about who can actually afford to charge low fees (and why you're probably not one of them);
  
  

• How cheap therapy devalues the profession and undermines client transformation;
  
  

• The financial and emotional red flags that prove your fees are too low.
  
  

If your clients are changing—but you're the one deteriorating—it's time to face what that says about your business model.

Integrity starts with truth—and truth starts with charging enough to live.

Email Tiffany at tiffany@leaninmakebank.com with the subject line: "I'm Ready."

She'll walk you through how to raise your fees, reclaim your integrity, and build a practice that honors your worth—without apology.

Ready to set your fee? You choose the dream, we'll do the math.
🎁 Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free

After helping build a 12-clinician nonprofit from the ground up, Angelina Miceli, LCSW, realized she'd built everything — except her own joy.

She was burnt out, resentful, and quietly crumbling. In 2024, she joined LIMB, left her director role, and went all in on private practice. Today, she's charging $275 per session and $300 per intake — and loving every minute of it.

If you're scared to leave your "secure" job, Angelina's story is your permission slip.

In this episode, Angelina shares:

• What it felt like to walk away from a leadership role she built from scratch
  
  

• Why her "pretend fee" of $150 wasn't serving her or her clients
  
  

• How she faced fear, shame, and scarcity to step into premium fees
  
  

• The transformation she's experienced after aligning her business with her values
  
  

• What it means to create a life that actually feels like your own
  
  

Resources mentioned:

• LIMB Academy
  
  

• Fun With Fees Calculator
  
  

• Angelina`s Instagram
  
  

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free

Working two jobs. Seeing 20 clients. Pulling overnights just to make rent.

You're surviving—but barely.

In this raw and unflinching solo episode, Tiffany offers a love letter—and a wake-up call—for the therapist telling themself: "This is just what I have to do right now."

The truth? What you're calling stability is slow-motion self-destruction.

This episode will help you:

• Recognize the false narratives keeping you stuck in burnout;

• Understand how self-sacrifice is passed down—and how to stop the cycle;

• Hear what happened when Vicky finally did the math and realized how badly she'd been undercharging;

• Learn why "it's not the right time" is just fear in a lab coat.
  
  

If you feel exhausted, stuck, or like you're the only one—this episode is for you.

Email Tiffany at tiffany@leaninmakebank.com with the subject line: "Ready."

You're not alone. We'll walk the next steps together.

Today we're speaking with Christy Merriner, a therapist based in Los Angeles who opened her private practice in March 2020, right as COVID lockdowns began.

Ready to have your first 6-figure year? Click here to Join us for FEE WEEK: Roadmap to your 6-Figure 2021.

Christy is going to tell us her story on how she went from charging $150/session to now charging $225/session. She gives us a look at how being snapped into reality by having to undergo back surgery was the catalyst that solidified the fact that she had to raise her fees in her private practice so she could take better care of herself. 

Christy also discusses her money mindset growing up and how it has changed. She goes on to talk about her upbringing and how it has shaped her role as the primary breadwinner in her relationship.

In this episode, Christy will share:

• How she was able to charge premium fees during covid even with a very specific niche of musically inclined patients;
• How back surgery helped her realize she NEEDED to charge more;
• How  she had to overcome feelings of guilt and martyrdom that stemmed from her Catholic upbringing;
• How she had to step up and become the primary breadwinner, without financial support from anyone else;
• Three tips that therapists can use to confidently refer out even during uncertain times.

What's up my peeps. 😎

I'm so excited to be back. 

New year and a NEEEEEW season of THE MONEY SESSIONS! Let's goooooo! 🏃🏾‍♀️💨

Today we get to hear from Rashida Ingram, a couple and family therapist servicing patients virtually. After spending 13 years working the prison system, she left to create her full fee premium practice.

We get to dive deep into how Rashida went from overworked, seeing 30 patients per week to changing her schedule, seeing only 13 patients per week, AND tripping her yearly income.

Rashida walks us through how her low fees were causing an unforeseen strain in her relationship with her children. She also gives us an inside look at how she stepped into her family legacy and what that meant for her family legacy.

In this episode, Rashida will share:

How she went from working in the prison system for 13 years to opening her private practice;

Three signs that made her realize it was time to raise her fees and change her schedule;

How she went from making 60K per year to her best year yet at 96k;

How she stepped into her family legacy to create a bigger impact and set up the future generations for success;

Three tips Rashida has for therapists who are trapped over working, under earning and need to let go of the scarcity mindset.

Resources mentioned:

Lean In. Make Bank.

Fun with Fees Calculator

4 Ways to Raise Your Fees

About Rashida:

I am Rashida Ph.D.(c), MS-CMFT, Couple and Family Therapist who specializes in life-changing personal growth experiences for hard-working professionals who desire to reset and regain control of their lives so that you feel more confident, valued, and fulfilled as they thrive. 

Rashida Ingram, PhD (c), M.S.,CMFT

Innergy Connections, LLC

Virtual Wellness Center for Individuals, Couples and Families

(833)377-2638

What's up paaaarty people. We finally made it to 2021! 🥳

& with that... season 3 of The Money Sessions. BOOMSHAKA.

I'm sooooo excited for this year! I'm stoked for our upcoming guests on The Money Sessions AND we've got some veeeEEEery exciting ideas up our sleeves over in The Lean In. MAKE BANK. Academy (Don't know LIMB?? That's where we help therapists like you raise your fees so that you can luxuriate your life. 💆🏾‍♀️)

In today's episode, I will be sharing with you:

WELCOME TO FEE WEEEEK (almost): What IS it and how will it   help you have your first 6-figure year??

What you can do to hit your 6-figure goal in 2021, while working FEWER hours;

When and how YOU can enroll in FEE WEEK and get access to our exclusive pop-up Facebook group. 

Carolyn Alroy is a New York based analyst who sees working professionals and couples. She helps them gain success in work and relationships.

In this episode, Caroyln talks about the difficult journey she had in raising her fees over the years, a journey that has resulted in being able to charge $325-$400 per session.

In this episode, Carolyn will talk about:

 Her journey from charging $82/sessions to charging up to $400 per session;

 How investing in clinical supervision helped Carolyn step into valuing her own work;

 How charging premium fees helped Carolyn create space for people who need
lower fees without sacrificing her own financial stability;

 How Carolyn dealt with family shade due to her desire to build wealth;

 How working on her own money mindset limitations allowed Carolyn's clinical work
to blossom.

In this episode, we are talking with Nekia White, a Licensed Certified Clinical Social Worker serving clients in Maryland, DC and Virginia. Nekia is going to talk about her experience starting her private practice, charging as low as $50 per session and how she came to the realization that she needed to make a change. 

Nekia is going to explain how she used the uncertainties of 2020 to make the changes she needed to ensure her family's future. She is going to take us on her inspiring journey explaining the lessons and insights she gained that allowed her to take control and welcome the changes she longed to see in her life. 

Nekia's story is a powerful one. She will talk about how you can move forward and take responsibility for YOUR practice, no matter what is happening in the world around you. 

In this episode, Nekia will share:

Her experience transitioning from a "secure" 9-5 job to having her own private practice;

The internal shifts she had to make to be able to raise her prices from $50.00 per session to $250;

How having her second child influenced her fees;

The top 3 strategies you can use to charge premium fees no matter WHAT is going on in the world around you.

In this episode we talk to Zynnyme Co-Founder, Kelly Higdon. Kelly will talk about her journey from working for county mental health to becoming a therapist in her own private practice to creating one of the most popular marketing programs for therapists in private practice, the Business School Bootcamp. 

And here's the deal, folks. Kelly almost left the world of mental health altogether because she was so burnt out, she didn't see a path forward. Not only did she find a way to stay, but she was able to build a practice as the primary breadwinner. Her next big vision: Living abroad with her family while continuing to run a sustainable, passion-filled business. 

In this episode, Kelly will share:

  How she went from burnt out and broke to successful primary breadwinner;

  How to cope with the fear and anxiety about losing all that you've worked so hard for;

  The family messages she heard about money in her family of origin and how those messages impacted her business growth;

  How healthcare challenges have led Kelly to take her financial security seriously;

  How she was able to experiment with a 5 week family trip to Spain as she works towards creating a vacation home abroad;

  3 Strategies YOU can use to move from stress and overwhelm in your practice to building a full fee, cash pay business that serves you.

Resources mentioned:

4 Steps to Raise Your Fee (Guilt Free) Workshop 

Zynnyme Business Bootcamp

More about Kelly: 

Kelly Higdon is a LMFT in CA and the Co-founder of ZynnyMe.com where she helps private practice owners serve their communities through positive client outcomes while improving the life and income of the clinician. She is also the co-creator of Business School Bootcamp, the largest online business training system for therapists.

In this episode of The Money Sessions, Tiffany is going to be talking about how to make sense of all the complex feelings that come when raising fees means saying goodbye to clients.

This is real shit, folks. When your real financial needs bump up against the real financial needs of another person, what are your options?