The Savvy Wallet Podcast – Details, episodes & analysis

Joining us in the booth this week is Franklin Asante, a Private Banker at Coutts for over 16 years and the Head of the Entrepreneurs division! He's also the creator of the page the "Urban Financier" where he shares his banking experience and money tips with his followers. In this episode we discuss: - Franklin's journey to becoming a Private Banker at Coutts - Timeless money lessons & principles from his time in banking - What it really takes to build 'wealth' - How to build wealth with your 9-5 - Why you shouldn't try to get rich fast! - How his wealthy clients accumulated & kept their wealth - The importance of a team to help you make & keep your money - Key steps you can take to grow your money - The potential of Bitcoin as an investment and much more! 🔗 Connect with Franklin on: Instagram: https://www.instagram.com/urbanfinancier 📚The Money Ladder Grab a copy of Franklin's book: https://amzn.to/3TdyY9U ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsor ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. TIMESTAMPS 00:00 - Preview 01:01 - Intro 01:37 - Meet Private Banker, Franklin Asante 03:48 - Trading 212 Ad 05:02 - Born in Ghana & Growing up in North-West London 09:27 - How I became a private banker! 12:04 - My career started during the financial crisis! 14:36 - My role as Head of Entrepreneurs at Coutts  17:12 - Timeless money lessons I learnt from banking 21:31 - Principles around money we should all follow!  25:00 - Why I created the Urban Financier  26:59 - What is the process for building significant wealth?  31:17 - How the wealthy accumulated their wealth! 34:18 - Why the wealthy have a small portion of physical assets 37:44 - Building wealth with a 9-5!  41:06 - Is a side hustle necessary to reach your financial goals? 44:32 - Assets that will grow your money  49:42 - A team will help you make & keep your money! 55:18 - Should you consider investing in Bitcoin? 01:01:03 - Don’t try to get rich in a year!  01:05:19 - My wealthy clients are good at this when it comes to money  01:10:49 - The impact of government changes on our money 01:15:24 - The Money Ladder Book 01:19:31 - Final words The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Porkbun. Porkbun offers the .PRO domain name, which is the perfect domain extension for online professionals in any industry. Use my link https://porkbun.com/SavvyWallet24 and code BEAPRO24 to get a .PRO domain for only $1 for the first year at Porkbun! Joining us in the booth this week is Andrew Craig, who is a best-selling finance author of titles such as “How to Own The World: A Plain English Guide to Thinking Globally and Investing Wisely”, he is a financial educator of 12 years and founder of personal finance website: Plain English Finance. In this episode we discuss: - How real economic value and wealth comes from solving human problems - Why most of our remaining problems are linked to biological systems - What Biotech really is - Why we need Biotech to help us fight “modern” diseases - Biotech being able to create meat, heal the environment & cure cancers - Why Biotech will be the biggest investment theme for the next 100 years - How Biotech will create trillions of pounds of real wealth - A simple way to invest in Biotech and capture the wealth it will create - The most exciting developments in Biotech and much more Connect with Andrew: Website: https://plainenglishfinance.co.uk Youtube channel: https://www.youtube.com/c/plainenglishfinance Pre-order Andrew's latest highly praised book "Our Future is Biotech" here: https://amzn.to/4dYbFbX Get your copy of Andrew's best-selling book "How to Own The World" here: https://amzn.to/3XSr0Gc Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business: Tide - https://tide.onelink.me/IS48/SavvyWallet T&Cs Apply. Check out our partners who offer Stocks and Shares ISA and more: ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ⚡️Hargreaves Lansdown ⚡️ http://hl.7eer.net/B0mz50 Capital at risk ⚡️Interactive Investor ⚡️ https://prf.hn/click/camref:1101l3RTLM/ar:SW Capital at risk Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 00:39 - Intro 01:14 - The last century has been about tech now it will be about biotech 07:16 - Meet Andrew Craig 12:15 - What is Biotech? 17:53 - Biotech will create miracles cures! 23:28 - The first human that will be aged 1000 has been born?! 25:57 - Mainstream media don’t cover biotech success stories 27:26 - Porkbun Ad: Get a .PRO domain for $1 28:39 - We need Biotech to solve modern diseases! 31:22 - How Biotech is evolving rapidly! 39:20 - Biotech will revolutionise agriculture! 42:44 - Safeguards to prevent biological weapons 44:18 - Biotech sector will create $2.4 trillion dollars of economic benefit ! 47:09 - 3 reasons I wrote my book: Our Future is Biotech & a simple way to invest in Biotech 53:48 - We’re in the stone age when it comes to modern health! 58:07 - Why this is an opportunity not to be missed! 01:01:47 - Andrew’s personal health journey 01:05:34 - Medical students don’t get nutritional training 01:09:05 - The most exciting developments in Biotech 01:16:08 - Eating lab grown meat 01:20:30 - Andrew’s new book: Our Future is Biotech! 01:22:53 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Hosanna Hali, who transitioned from Microsoft where she was a technology strategist to a leading cybersecurity company working as a solutions engineer. She’s also the founder of tech corner which is a platform that helps woman start their career in tech. In this episode we discuss: Lessons learnt from working at Microsoft Why Hosanna left Microsoft for a cybersecurity company How she transitioned from a business role to a tech role How the Tech industry is still thriving The government paying people to plug the skill shortage PRO’s and CON’s of the tech industry…! The importance of niching down to land your next tech role The top Tech skill you should learn in 2024…!  Most ‘in demand’ Non-tech roles in 2024  Most ‘in demand’ Tech roles in 2024 3 insights to increase your income and much more! Connect with Hosanna on Instagram here - https://www.instagram.com/thetechcornr Sign up to her webinar here Follow me on:  Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:03 - Intro 01:39 - Meet Solutions Engineer Hosanna Hali 03:18 - Growing up in Congo  04:45 - Moving from Congo to Bristol  06:41 - From a business degree to a tech conversion degree! 10:52 - UK government is offering people money to do a tech masters! 12:41 - First role after uni was at Microsoft! 16:27 - Lessons learnt from Microsoft 18:42 - Why I left Microsoft 21:32 - From Microsoft to a leading Cybersecurity company..! 22:30 - Networking can change your life…! 26:42 - The truth about transitioning careers 29:03 - My role as a solution engineer  31:56 - Key skills required to be good solutions engineer!  33:49 - Solution engineer’s average salary…!  35:42 - Is there still opportunity in the tech industry? 38:45 - £2 billion was invested in the tech sector in May  39:26 - PRO’s and CON’s of the tech industry…! 42:08 - How to stay ahead in the tech industry 46:05 - How to successfully transition into a tech role from a non-tech background 48:35 - The ‘easiest’ tech roles to transition into… 50:21 - Transferable skills to highlight in your CV/Interviews  52:01 - How to ‘beat’ the crowd in a competitive jobs market  57:02 - Most ‘in demand’ Non-tech roles in 2024  58:59 - Most ‘in demand’ Tech roles in 2024 01:00:58 - Top Tech skill you should learn in 2024…!  01:02:56 - Average salary for someone with an AWS qualification  01:04:06 - How can we close the gender gap in Tech!  01:07:56 - 3 insights that helped me to increase my income!  01:11:26 - I wish I knew these 3 things at the start of my career! 01:12:48 - Tech webinar to transition from a non-tech career to a tech career 01:14:01 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Wes and Josh to discuss investing and the current state of the stock market. This episode includes: - Elon Musk bailing on Twitter - Why they wouldn't invest in Tesla - Thoughts on whether the stock market is overvalued and much more! Follow Wes on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is property entrepreneur Bimbola. This episode includes: - How to get onto the property ladder with any amount - Why you should get involved in a joint venture - How to find joint ventures and more! Follow Bimbola on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Ayo who is a director, speaker, author and podcaster. This episode includes: How Ayo rose up the ranks at the big 4 Day in the life as a director What leadership really is and much more! Follow Ayo on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Michael, founder of estate agency Gordon Brooks and Crossroads housing - provider of supported accommodation. This episode includes: The social impact Michael makes with property How he started his estate agency How to work with a housing association and much more! Follow Michael on instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Carla, founder of Wealthbrite, a financial education provider to organisations. This episode includes: - Differences between the State pension, workplace pension and SIPPs - When should you start thinking about your pension? - Why you should consider putting money into your pension Follow Carla on Instagram Check out the video version here Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Finance Director & Founder of empowered by experience. This episode includes: Journey to becoming a finance director Steps to take to securing a payrise Steps to take to land you a promotion Follow Christine on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Moneyhub a platform with smart money management tools to help you get right with your money. Download the Moneyhub app for FREE here Joining us in the booth this week is Wes who is a value investor and investing educator. This episode includes: What value investing really is Investing during a bear market Wes value investing process Follow Wes on Instagram Check out: https://www.youtube.com/savvywallet for the video version Follow me on: Instagram , Tiktok, Twitter Music by: tobylane Support this podcast at — https://redcircle.com/the-take-off/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices