Pretty Covered – Details, episodes & analysis

In this heartfelt episode, Jess Silva is joined by TV personality and mum of twins, Frankie Essex. Frankie opens up about the devastating loss of her mum at just 13 years old, the silence that followed, and how she pieced together the truth herself in the years that came after.

She reflects on stepping into a parental role far too young, how grief shaped her teenage years, and how becoming a mum herself changed everything. Frankie also shares why her experience has made her determined to put protection in place, and how life insurance helped her family when they needed it most.

💗 This episode is brought to you by Polly
 If you need life insurance or critical illness cover, find us here:
 👉 www.polly.co.uk

💫 Find our guest and show details here:
 ✨ Frankie Essex → @frankieessex87
✨ Host – Jess Silva → @jess.silva.wild
✨ Follow the show → @pretty_covered_pod
✨ Learn more about Polly → www.polly.co.uk

⏱️ Chapters:
 (00:00:00) – Growing up in Bermondsey and moving to Essex
 (00:03:41) – Losing her mum at 13
 (00:08:59) – Discovering the truth
 (00:15:10) – Taking on a parental role
 (00:21:25) – Teenage grief and early adulthood
 (00:28:07) – Joining TOWIE and losing friendships
 (00:36:02) – Life insurance and protection for her dad
 (00:41:23) – Becoming a mum and setting up her cover
 (00:48:00) – Learning to feel proud again
 (00:54:40) – Preparing for the future

💖 Thanks for listening to Pretty Covered 💖
Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us: it’s not about being perfect, it’s about being Pretty Covered.

Terms and conditions apply. Life insurance is designed to help provide financial security. Premiums can vary based on health and other risk factors. Some sports and pastimes may not be covered.

In this moving episode, Jess Silva is joined by Rosie Moss, Widowed AF founder and mother of three whose life changed overnight when her husband Ben was tragically lost at sea whilst diving in 2018. His body was never recovered. Rosie speaks candidly about the heartbreak of her sudden loss, navigating through her traumatic grief, and the pressure of taking over her husband’s business while raising their three children alone. She shares how the experience shaped her resilience and why she now speaks out about financial planning, family security, and the realities of loss.

💗 This episode is brought to you by Polly

If you need life insurance or critical illness cover, find us here:

👉 Polly

💫 Find our guest and show details here:

✨ Rosie Moss → @rosie_gill_moss

 ✨ Widowed AF → https://widowedaf.com/

 ✨ Rosie’s Book → Widowed As F**K: A Guidebook for Grieving Your Partner

 ✨ Host – Jess Silva → @jess.silva.wild

✨ Follow the show → @pretty_covered_pod

✨ Learn more about Polly → www.polly.co.uk

⏱️ Chapters:

(00:00:00) – Introduction and Rosie's journey to the podcast

(00:05:05) – Rosie and Ben's Story 

(00:09:45) – The night everything changed

(00:17:07) – Accepting reality 

(00:23:40) – Running a business and parenting through grief

(00:29:56) – Coping mechanisms

(00:35:14) – How life insurance helped 

(00:44:36) – Building an award winning podcast and community for widows

(00:56:47) – Looking ahead

💖 Thanks for listening to Pretty Covered 💖

Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us: it’s not about being perfect, it’s about being Pretty Covered.

Terms and conditions apply. Life insurance is designed to help provide financial security. Premiums can vary based on health and other risk factors. Some sports and pastimes may not be covered.

In this episode, host Jess Silva is joined by broadcaster, activist, and founder of GIRLvsCANCER, Lauren Mahon. Lauren opens up about receiving a breast cancer diagnosis in her early 30s, the emotional and financial challenges that followed, and why honest conversations around health, money, and the messy parts of life are more important than ever.

This powerful and candid conversation explores the impact of serious illness on work, finances, and mental wellbeing, and why the systems meant to support people often fall short. From benefit forms to fear of the future, Lauren doesn’t shy away from the real stuff and encourages us all to think about how we prepare for life’s curveballs.

💗 This episode is brought to you by Polly.

If you need life insurance or critical illness cover, find us here:

👉 Polly

💫 Find Lauren and the show details here:

✨Lauren Mahon: @iamlaurenmahon

✨GIRLvsCANCER: @girlvscancer, https://girlvscancer.co.uk/

✨ Host - Jess Silva → @jess.silva.wild

✨ Follow the show → @pretty_covered_pod

✨ Learn more about Polly → Polly



⏱️ Chapters

(00:00) – Diagnosis, denial and confronting the unknown

(06:15) – Facing work, finances and the emotional fallout

(14:40) – Making the system work for you

(23:30) – Talking about illness and money with confidence

(36:00) – What we don’t prepare for - and why we should

(44:55) – GIRLvsCANCER and using her voice

(56:20) – The power of community and being honest about fear

💖 Thanks for listening to Pretty Covered 💖

Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us,  it’s not about being perfect, it’s about being Pretty Covered.

Statistics, amounts, and available resources mentioned in this episode are verified and correct as of the time of filming.

During the podcast, Lauren mentioned that prices are cheaper the younger you are. Please note that this can vary depending on health and other risk factors.

In this candid and inspiring episode, host Jess Silva sits down with presenter, reality star and proud mum Amy Hart. Known for her honesty around fertility, health, and motherhood, Amy brings warmth and wisdom to a deeply personal conversation about preparing for the unexpected while building the life you dream of.

Amy opens up about navigating a cervical cancer scare during her first pregnancy, the whirlwind of egg-freezing and IVF as a solo woman, and the sobering moment she realised she wouldn’t be eligible for life insurance due to a medical flag, until after giving birth. Now a mum with another baby on the way, Amy shares how becoming a parent has changed her relationship with risk, protection, and planning ahead.

We also touch on grief, growing up in a family of funeral directors, and how being exposed to conversations around death from a young age gave Amy a unique perspective on planning ahead and understanding what really matters.

💗 This episode is brought to you by Polly.

If you need life insurance or critical illness cover, find us here:

👉 Polly

💫 Find Amy and the show details here:

✨ Amy Hart: @amyhart, Amy Hart,  @amyhartxo

✨ Host - Jess Silva → @jess.silva.wild

✨ Follow the show → @pretty_covered_pod

✨ Learn more about Polly → Polly

⏱️ Chapters

00:00 – Welcome & Introductions

02:10 – IVF, Egg Freezing and Going Solo

08:00 – Pregnancy, a Cancer Scare, and What Happened Next

14:45 – Giving Birth, Navigating Loss, and Postnatal Mental Health

23:10 – Growing Up in a Family of Funeral Directors

28:40 – The Turning Point: Applying for Life Insurance

34:00 – Why Protection Felt Like a Priority as a New Mum

41:15 – Amy’s Advice on Fertility, Money, and Planning Ahead

47:20 – What’s Next for Amy, and Final Reflections

💖 Thanks for listening to Pretty Covered 💖

Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us,  it’s not about being perfect, it’s about being Pretty Covered.

Statistics, amounts, and available resources mentioned in this episode are verified and correct as of the time of filming.

In this heartfelt and empowering episode, host Jess Silva sits down with financial coach, speaker, and author Selina Flavius. Selina is the founder of Black Girl Finance and a powerful voice for women’s financial confidence and independence.

Selina shares the story of losing her fiancé suddenly in 2022 and the financial, legal, and emotional aftermath that followed. Her personal experience, being left without access to his pension, benefits, or estate, highlights the urgent need for conversations around wills, protection, and long-term planning, especially for unmarried couples.

She also speaks about founding Black Girl Finance, the financial gaps women face, and how financial education can be a way to reclaim power and security. This episode is full of practical tips, emotional honesty, and deeply human insight, a must-listen for anyone wanting to better protect themselves and the people they love.

💗 This episode is brought to you by Polly.

If you need life insurance or critical illness cover, find us here:

👉 Polly

💫 Find our lovely guest and our details here to stay up to date:

✨ Selina Flavius → https://blackgirlfinance.co.uk/

✨ Host - Jess Silva → @jess.silva.wild

✨ Follow the show → @pretty_covered_pod

⏱️ Chapters

00:00 - Introduction and Welcome

01:10 - Meet Selina Flavius: Black Girl Finance Mission

05:50 - Growing Up Without Financial Literacy

09:50 - The Unexpected Loss of Her Partner

17:20 - Navigating Death Without Marriage or a Will

27:00 - Family Complications and Legal Challenges

31:10 - The Importance of Financial Conversations

34:30 - Essential Financial Advice for Women

38:50 - Emergency Funds and Investment Basics

43:00 - Final Thoughts on Building Wealth



💖 Thanks for listening to Pretty Covered 💖

Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us, it’s not about being perfect, it’s about being Pretty Covered.

Statistics, amounts, and available resources mentioned in this episode are verified and correct as of the time of filming.

Today’s episode is packed with practical, empowering insight as host Jess Silva is joined by financial advisor and educator Zoë Burt. Zoë is the co-founder of Financial Freedom Coach and a passionate advocate for helping women take control of their finances.

In this episode, Zoë breaks down everything from savings and investing to pensions and life insurance, all with clear, jargon-free explanations. She also shares her own financial experiences, lessons learned, and how women can feel more confident and informed about their money decisions.

💗 This episode is brought to you by Polly.

If you need life insurance or critical illness cover, find us here:

👉 Polly

💫 Find our lovely guest and our details here to stay up to date:

✨ Zoë Burt → @wordsonwealth

✨ Financial Freedom Coach → myfinancialfreedomcoach.co.uk and @my.ffc

✨ Host - Jess Silva → @jess.silva.wild

✨ Follow the show → @pretty_covered_pod

✨ Learn more about Polly → Polly

⏱️ Chapters

(00:00) - Women's Financial Literacy and Empowerment

(03:35) - Closing the Financial Gender Gap

(07:55) - Understanding Women's Financial Savvy

(13:29) - Getting Started With Investing for Women

(22:12) - Financial Strategy and Investment Diversification

(28:08) - Managing Finances in Relationships and Investments

(35:29) - Understanding Pensions and Life Insurance

(47:40) - Clearing Money Misconceptions and Balance

(01:00:46) - Feeling Secure With Pretty Covered

💖 Thanks for listening to Pretty Covered 💖

Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us, it’s not about being perfect, it’s about being Pretty Covered.

Pretty Covered is brought to you by Polly, a trading style of Candid Insurance Services Ltd, authorised and regulated by the Financial Conduct Authority. This content is informational and not financial advice. Terms and conditions may apply.

Today we're joined by Kelsey Parker, podcaster, entrepreneur, mum and widow of Tom Parker, as she shares her story of love, loss, grief, and the strength she found when being strong was her only option. 

Kelsey opens up about talking honestly about death, dealing with judgment, and her experience of having cover in place when she needed it most.

💗 This episode is brought to you by Polly.

If you need life insurance or critical illness cover, find us here:

👉 Polly

💫 Find our lovely guest and our details here to stay up to date:

✨ Kelsey Parker → @being_kelsey

✨ Host - Jess Silva → @jess.silva.wild

✨ Follow the show → @pretty_covered_pod

✨ Learn more about Polly → Polly

⏱️ Chapters

00:00 Welcome to Pretty Covered

01:20 Meeting Tom & their early love story

03:18 Building a life together

05:54 Lockdown, pregnancy & laughter

08:24 When everything changed — diagnosis

12:12 Facing loss & finding resilience

16:09 Why having cover mattered

18:42 Talking to children about grief

24:42 Judgment, healing & moving forward

42:36 What Kelsey wants you to take away

💖 Thanks for watching Pretty Covered 💖

Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us, it’s not about being perfect, it’s about being Pretty Covered.

Pretty Covered is brought to you by Polly, a trading style of CLARK Insurance UK Ltd, authorised and regulated by the Financial Conduct Authority. This content is informational and not financial advice. Terms and conditions may apply.

Welcome to Pretty Covered - the podcast that makes protection feel personal.

Hosted by Jess Silva, this series opens up honest conversations about life, love, loss, and looking after the people who matter most. We’re here to help you feel confident, calm, and well - pretty covered.

Brought to you by Polly