Payments Innovation – Details, episodes & analysis

We're riding the wave of embedded finance, a concept that's both an evolution and a revolution in financial services. Back in 2019, it was seen as the missing piece in the tech stack, seamlessly integrating finance into everyday activities. But five years later, the landscape has shifted. 

In this episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Sara Elinson, Principal at EY Parthenon, to unpack the latest developments, challenges, and opportunities in embedded finance, and discuss whether it is the future of business.

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The world of e-commerce is brimming with global possibilities, where buyers and sellers can now be in almost any corner of the planet. But cross-border payments can still remain a complex, slow, sometimes costly process. With technology evolving rapidly and consumer behaviours shifting quickly, are cross-border services keeping up?

In this episode of Payments Innovation, Piers Marais, Chief Product Officer, Currencycloud, speaks to Will Artingstall, Head E-Commerce, Citi, to discuss the changes, innovations, and trends emerging in the cross-border e-commerce landscape.

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As one stat after another shows how much venture capital funding is drying up, the most striking figure of all may have got lost in the noise: last year, female-owned companies received just 2.1% of the total capital invested in all startups in the US.

This week, host Cara Hayward is joined by Ruth Foxe Blader, CIO of Anthemis Group and Elizabeth Davis, Principal of the Female Innovators Lab Fund at Anthemis Group, to try and get to the bottom of this dispiriting percentage. They discuss the need for more female cheque writers in venture capital, the role VCs have to play in encouraging more female hires, and why the lack of female representation in tech is definitely not a pipeline problem.

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In retail, digital transformation is everywhere and obvious. You buy a product online, it gets delivered to your home. No more browsing aisles or waiting in checkout lines.

But B2B lags behind — especially when it comes to subscriptions. Why is that?

Today’s guest, Daniel Saks, President & Co-CEO at AppDirect, says it’s all to do with the demands of the digital supply chain.

And at AppDirect, he’s helping companies meet those demands.

What we talked about:

- AppDirect’s place in the digital supply chain

- Why recurring digital goods are so different from one-time physical goods

- How embedded finance is impacting digital supply chains

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!

Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.

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Remote work leveled the playing field for working moms.

The dogs, babies, and kids showing up in Zoom chats have revealed the human side of our colleagues.

Shouldn’t we be thinking about creating a more flexible, sustainable, and human work environment for everyone?

After all, every one of us can do something to challenge the norm.

This International Women's Day, women in technology have the opportunity to lead the challenge by being visible and vulnerable according to Neve Taylor, Equality, Diversity and Inclusion Leader & Chief Storyteller at Together Equal, and Chiedza Muguti, Head of Product at Penta, a digital business bank platform. In part two, we talk with Annika Allen of global diversity and inclusion at Barclays.

What we talked about:

-The specific skills women bring to FinTech

-What's most rewarding about flexibility and remote work

-What women can choose to challenge this year

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!

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These days, everything we could ever need is a click away.

From groceries to furniture, every purchase is on-demand…

Shouldn’t our paychecks be, too?

After all, your money is yours when you’ve earned it — not when your employer pays it.

That’s what motivates Matt Kopko in his role as Vice President of Public Policy at DailyPay, a fintech company making the monthly obsolete by giving employees access to wages they’ve already earned whenever they need them.

What we talked about:

• Why the monthly paycheck is antiquated
• Why no one should have to take out payday loans
• How DailyPay enables on-demand payments
  
  

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!

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SMEs face a unique set of challenges and risks that traditional banks have historically been weary to take on.

But thanks to fintech, SMEs have never been better served.

Sometimes, disruption is the only way to achieve financial inclusion.

In our latest episode, we speak with Pedro Pinto, Head of Growth at Neat, one of the fintechs spurring on the financial inclusion revolution and helping SMEs increase their chances of success.

We discuss:

• Why SMEs have been traditionally seen as risky
• How fintech has fueled financial inclusion
• The long-term ramifications of COVID-19 for SMEs
  
  

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!

Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.

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GPI stands for global payments initiative. Think: the Amazon parcel tracking equivalent in the international payments space.

Is SWIFT gpi about to go the way of the dinosaur? That’s what we’re here today to debate.

In this episode of Payments Innovation, host Richard Arundel, Co-founder & Chief Evangelist at Currencycloud catches up with David Birch, author and FinTech thought leader, and Piers Marais, Product Director at Currencycloud.

Richard, Dave, and Piers discuss...

• The 4 benefits SWIFT gpi affords to end users
• Why SWIFT gpi might actually be the Cutty Sark
• How FinTech will look in the near future
  

Check out these resources we mentioned in the show:

• White paper referenced at [2:44]
• Dave’s book is The Currency Cold War
  

Subscribe to FinTech Today here, and find Dave at www.chyp.com and Piers at www.currencycloud.com.

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!
 

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It’s a global phenomenon: People are being more cautious with their finances.

Last year brought home the importance of saving, investing, and getting out of debt. Everyone deserves access to tools to help them achieve financial wellness.

(Good news — there’s Plum.)

In this episode of Payments Innovation, host Lauren Passey chats with Thanos Bismpigiannis, Head of Product at Plum Fintech, about financial wellness and resiliency. The two discuss…

• Why financial wellness is what customers need most
• The process for building financial resilience
• Automation in wealth-tech
  

Connect with Thanos on LinkedIn or Twitter, but first download Plum.

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!
 

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Is the rise of neobanks another case of out with the old, in with the new? Not necessarily.

Traditional community banks have the opportunity to leverage their funds and connections in the new world of Banking as a Service (BaaS). Not to mention, there’s still plenty of space for fintechs to partner up with established players and go to market.

In this episode of Payments Innovation, host Chris D’Antuono catches up with Founder & CEO of the only BaaS consultancy in the U.S., Cokie Hasiotis. The two discuss…

• 3 key insights for fintechs in Banking as a Service
• Why American BaaS providers should go more niche
• The future of customized banking
  

Subscribe to FinTech Today here and follow Cokie on Twitter @cokiehasiotis.

To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!

Until next time!

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