Inspired Budget – Details, episodes & analysis

In this episode, I’m diving into the TikTok trend of underconsumption and sharing my thoughts on why it’s actually just normal spending. We’ve been so influenced by social media to keep buying and upgrading that sticking to what we already have seems like a radical idea. 

Let’s talk about what underconsumption really is, why it’s trending, and how it can change the way you think about money.

What you'll learn:

• What underconsumption is and why it’s gaining popularity.
• How social media pressures us to overspend and why that’s not sustainable.
• The financial benefits of being more intentional with your spending.
• How to balance spending on what you need and what brings you joy.

This episode is perfect for anyone who’s feeling overwhelmed by the constant pressure to buy more and wants to be more mindful with their money.

Links Mentioned: Budget My Paycheck Spreadsheet

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode of the Inspired Budget Podcast, Allison Baggerly talks with Whitney Hansen about her exciting journey into owning unique short-term rentals in Idaho. Whitney shares how she built her properties from the ground up and the money strategies that helped her make it happen.

What You'll Learn:

• Whitney’s Rental Adventure: Find out how Whitney turned her dream into reality by creating a one-of-a-kind geodome in the Idaho mountains and why she chose to make it unique.
• Financing the Dream: Learn about the creative ways Whitney managed to fund her projects, using strategies like home equity lines of credit (HELOCs) and careful budgeting.
• Advice for Future Hosts: Whitney shares practical tips for overcoming challenges like finding reliable caretakers and embracing the quirks that make her properties special.

Join us for this inspiring chat as Whitney Hansen shares her story of blending creativity with real estate and gives tips for anyone looking to follow in her footsteps.

Connect with Whitney Hansen: @whitney_hansen_co

Check out the Cascade Dome

Check out the Flower Pot

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Do you ever feel like no matter how much you save, you’re still not financially secure? Or perhaps you often feel richer than your bank account actually shows? 

In this episode, Allison dives deep into a lesser-known but increasingly relevant topic: money dysmorphia. 

This financial perception disorder can make you view your financial health in a distorted way, leading to stress, poor financial choices, and a constant feeling of insecurity or false security.

You Will Learn:

• What Money Dysmorphia Is: We’ll break down this concept using simple examples and everyday language.
• Why It Matters: Find out why it’s important to recognize and deal with money dysmorphia for your financial health.
• How to Overcome It: Get a step-by-step guide on spotting the signs of money dysmorphia and learn practical tips to see your finances more clearly.

Plus, you’ll walk away with an action plan for each step of the process, ensuring you can start making positive changes immediately.

If you’re ready to see your financial situation clearly and make empowered financial decisions, this episode is a must-listen!

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Is having too much stuff costing you money, time, and mental freedom?

Deanna Yates helps busy families learn how to let go of the stuff holding them back so they can enjoy more time together, stop spending their weekends cleaning house, and wake up excited for the day ahead.

She's here today to talk about how a capsule wardrobe can save you money as well as the mental energy you need to show up as your best self every day.

Follow Deanna 

• Instagram | Facebook | Pinterest | Website

Links Mentioned

• The Wannabe Minimalist Show
• Get the Capsule Wardrobe GUIDE here! 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

If you have debt, especially six figures of debt, you've likely experienced same emotions I experienced over and over again: denial, shame, guilt, and frustration. 

But it doesn't have to be this way! 

This episode will reframe the way you see debt as you learn to look at your money situation in a new light! 

Hint: I’m a firm believer that having debt does NOT mean you are bad with money. 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Sam Dogen retired in 2012 at the age of 34 with roughly $80,000 a year in passive income.

Since then, he's written over 2,500 articles on his booming website, Financial Samurai, where he dives into topics like investing, real estate, retirement planning, career strategies, and more.

He's the author of “Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom” and “How to Engineer Your Layoff: Make a Small Fortune by Saying Goodbye."

He's here today to discuss all things personal finance! 

Resources:

• Follow Sam on Twitter @financialsamura 
• Check out Sam's book Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom 
• Check out Sam's website, Financial Samurai 
• Learn how to negotiate a severance package 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

It’s easy to wait until the last minute when it comes to Christmas shopping.

However, that can add stress and frustration to what is supposed to be the most wonderful time of the year.

Instead, when you plan in advance and create a Christmas budget, you’ll enjoy the holidays even more!
 
Links Mentioned: 

• 5 Steps to Budget for Christmas [Free Budget Template Included]
• 10 Ways to Spend Less this Christmas 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Wondering how you can make money working from home as a virtual assistant?

Abbey Ashley, founder of The Virtual Savvy and Hello Savvy, is here today to share what exactly a virtual assistant is and how you can either start a new career path or generate side hustle income for you and your family!

Side note: I found my AMAZING virtual assistant through her course! If you're interested in learning more check out the resources below.

Resources:

• Become a Booked Out Virtual Assistant (FREE Training) 
• Check out the VA Savvies FREE Facebook Group! 
• Looking to HIRE a VA or find people who WANT to hire you as a VA? Check out HelloSavvy

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

"My husband abruptly decided on separation a month ago and moved out this week. Do you have any advice on budgeting and how to move forward?”

There’s no doubt about it - navigating a major change with your finances can be difficult, but throw in a separation or divorce and it can be downright overwhelming. 

When it comes to financially preparing for separation or divorce, there are many things you’ll want to take into account! This episode is all about helping you prepare for this life adjustment.

Links Mentioned

• Free Budget Class 
• Check out the full show notes on the blog!

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

By the age of 26, Israel Tovar built a six-figure net worth on a teacher salary.  His sister, Sunem Tovar, was able to pay off $42,000 in debt and built a $200,000+ net worth in less than 5 years!

Together, these first-gen Latine siblings are on a mission to help other teachers of color reach financial security.

Resources

• The Dream Teacher Project - Free Budgeting Guide
• Book a Free 30-minute call with Israel and Sunem 
• Follow Israel and Sunem: Twitter - @DreamTeacherPRJ | Facebook | Instagram 
• FREE Debt-Free Roadmap
• Check out the full show notes on the blog!

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!