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Explore every episode of the podcast Inspired Budget

Dive into the complete episode list for Inspired Budget. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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TitlePub. DateDuration
#174: Is the TikTok Underconsumption Trend Actually Just Normal Spending?12 Sep 202400:21:18

In this episode, I’m diving into the TikTok trend of underconsumption and sharing my thoughts on why it’s actually just normal spending. We’ve been so influenced by social media to keep buying and upgrading that sticking to what we already have seems like a radical idea. 

Let’s talk about what underconsumption really is, why it’s trending, and how it can change the way you think about money.

What you'll learn:

  • What underconsumption is and why it’s gaining popularity.
  • How social media pressures us to overspend and why that’s not sustainable.
  • The financial benefits of being more intentional with your spending.
  • How to balance spending on what you need and what brings you joy.

This episode is perfect for anyone who’s feeling overwhelmed by the constant pressure to buy more and wants to be more mindful with their money.

Links Mentioned: Budget My Paycheck Spreadsheet


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#173: Building Unique Airbnb Rentals: Whitney Hansen's Journey05 Sep 202400:31:01

In this episode of the Inspired Budget Podcast, Allison Baggerly talks with Whitney Hansen about her exciting journey into owning unique short-term rentals in Idaho. Whitney shares how she built her properties from the ground up and the money strategies that helped her make it happen.

What You'll Learn:

  • Whitney’s Rental Adventure: Find out how Whitney turned her dream into reality by creating a one-of-a-kind geodome in the Idaho mountains and why she chose to make it unique.
  • Financing the Dream: Learn about the creative ways Whitney managed to fund her projects, using strategies like home equity lines of credit (HELOCs) and careful budgeting.
  • Advice for Future Hosts: Whitney shares practical tips for overcoming challenges like finding reliable caretakers and embracing the quirks that make her properties special.

Join us for this inspiring chat as Whitney Hansen shares her story of blending creativity with real estate and gives tips for anyone looking to follow in her footsteps.

Connect with Whitney Hansen: @whitney_hansen_co

Check out the Cascade Dome

Check out the Flower Pot

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#164: Money Dysmorphia: What It Is & How To Overcome It03 Jul 202400:21:19

Do you ever feel like no matter how much you save, you’re still not financially secure? Or perhaps you often feel richer than your bank account actually shows? 

In this episode, Allison dives deep into a lesser-known but increasingly relevant topic: money dysmorphia. 

This financial perception disorder can make you view your financial health in a distorted way, leading to stress, poor financial choices, and a constant feeling of insecurity or false security.

You Will Learn:

  • What Money Dysmorphia Is: We’ll break down this concept using simple examples and everyday language.
  • Why It Matters: Find out why it’s important to recognize and deal with money dysmorphia for your financial health.
  • How to Overcome It: Get a step-by-step guide on spotting the signs of money dysmorphia and learn practical tips to see your finances more clearly.

Plus, you’ll walk away with an action plan for each step of the process, ensuring you can start making positive changes immediately.

If you’re ready to see your financial situation clearly and make empowered financial decisions, this episode is a must-listen!


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#079: Simplifying Your Wardrobe To Save Money with Deanna Yates10 Nov 202200:34:13
Is having too much stuff costing you money, time, and mental freedom?

Deanna Yates helps busy families learn how to let go of the stuff holding them back so they can enjoy more time together, stop spending their weekends cleaning house, and wake up excited for the day ahead.

She's here today to talk about how a capsule wardrobe can save you money as well as the mental energy you need to show up as your best self every day.

Follow Deanna 

Links Mentioned

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#078: Does Having Debt Mean You're Bad With Money?03 Nov 202200:14:13

If you have debt, especially six figures of debt, you've likely experienced same emotions I experienced over and over again: denial, shame, guilt, and frustration. 

But it doesn't have to be this way! 

This episode will reframe the way you see debt as you learn to look at your money situation in a new light! 

Hint: I’m a firm believer that having debt does NOT mean you are bad with money. 

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#077: Buy This, Not That with Sam Dogen27 Oct 202200:30:07

Sam Dogen retired in 2012 at the age of 34 with roughly $80,000 a year in passive income.

Since then, he's written over 2,500 articles on his booming website, Financial Samurai, where he dives into topics like investing, real estate, retirement planning, career strategies, and more.

He's the author of “Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom” and “How to Engineer Your Layoff: Make a Small Fortune by Saying Goodbye."

He's here today to discuss all things personal finance! 

Resources:

You Might Like:


#076: How To Save And Budget For Christmas20 Oct 202200:20:04

It’s easy to wait until the last minute when it comes to Christmas shopping.

However, that can add stress and frustration to what is supposed to be the most wonderful time of the year.

Instead, when you plan in advance and create a Christmas budget, you’ll enjoy the holidays even more!
 
Links Mentioned: 

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#075: How To Make Money As A Virtual Assistant with Abbey Ashley13 Oct 202200:28:24

Wondering how you can make money working from home as a virtual assistant?

Abbey Ashley, founder of The Virtual Savvy and Hello Savvy, is here today to share what exactly a virtual assistant is and how you can either start a new career path or generate side hustle income for you and your family!

Side note: I found my AMAZING virtual assistant through her course! If you're interested in learning more check out the resources below.

Resources:


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#074: How To Move Forward With Your Money After Separation Or Divorce06 Oct 202200:18:24

"My husband abruptly decided on separation a month ago and moved out this week. Do you have any advice on budgeting and how to move forward?”

There’s no doubt about it - navigating a major change with your finances can be difficult, but throw in a separation or divorce and it can be downright overwhelming. 

When it comes to financially preparing for separation or divorce, there are many things you’ll want to take into account! This episode is all about helping you prepare for this life adjustment.

Links Mentioned

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#073: Build Wealth on a Teacher's Salary with Israel and Sunem Tovar29 Sep 202200:27:41

By the age of 26, Israel Tovar built a six-figure net worth on a teacher salary.  His sister, Sunem Tovar, was able to pay off $42,000 in debt and built a $200,000+ net worth in less than 5 years!

Together, these first-gen Latine siblings are on a mission to help other teachers of color reach financial security.

Resources

You Might Like:


#072: How To Conquer Impulse Spending22 Sep 202200:27:33

Do you ever spend money unplanned or based on emotions? 

Maybe you find yourself spending money because you’re mad, sad, glad, or stressed.

 If so, then this episode is for you! 

We’re breaking down WHY you’re struggling with impulse spending and how to conquer this pattern. You’ll walk away with real strategies you can put in place today so that you keep more of your money in your pocket.

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned


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#071: Battling Inflation Costs with Nicole Lapin15 Sep 202200:20:31

I don't even have to ask you if inflation has impacted your budgets. I can speak from experience, I've definitely had to adjust my budget categories to account for inflation! 

But is it going to stay like this forever? Is this our new normal?

Since we are all feeling the affects of inflation, is this reason enough to negotiate a pay increase at your job? 

Are there strategies to help us manage our money better in the midst of such high prices? 

To help answer all these questions, I've got Nicole Lapin on the podcast today. She's a financial journalist, television news anchor, and a New York Times bestselling author who also has her own chart-topping podcast Money Rehab with Nicole Lapin.

Resources:

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#070: Ways for Teens To Make Money08 Sep 202200:15:34

How did you view money when you were a teenager? 

If you're a parent and you're wondering how you can help you kid not only start earning money, but also how to manage that money, then tune you're going to want to tune into today's episode!

Resources:
Free Budgeting and Debt Payoff Cheat Sheet
Get the full show notes here on the blog!
Follow Allison on Instagram! 

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#163: From Immigrant to Debt Free World Traveler with Bianca Alba27 Jun 202400:35:39

Dreaming of your next vacation but feeling overwhelmed with the entire process? Bianca Alba from This Latina Travels has traveled to 6 of the 7 continents in the world and her goal is to encourage and support women who look like her to travel the world too!

You Will Learn:

  • How she traveled to Cape Town, South Africa and El Salvador for free.
  • Why a travel fund can help make your dream of traveling a reality.
  • How to travel the world with a 9-5.
  • Tips and hacks for finding travel deals!

Listen to Bianca's Podcast
Check out Bianca's Website
Connect with Bianca's instagram @thislatinatravels
For Travel Consultation look into Wanderlust

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#069: Paying Off Debt with Kendra Gonzales01 Sep 202200:24:39

Years ago, a fellow teacher and friend came to my classroom to talk to me about something that felt very vulnerable and scary to share. She knew I was passionate about personal finances, and she needed help - fast! She was pregnant with her second child. The problem was her and her husband were living paycheck to paycheck and couldn't afford daycare. They needed to find a way to afford an extra $900 a month. Plus they were in serious credit card debt and had little to no savings. 

Her and her husband came to my house and we laid everything out on the table. Kendra and her husband walked away with a plan and today, just 4 years later, Kendra has an inspiring story to share that I think will be a pivotal moment to my listener's success and motivation when it comes to paying off debt.

Resources:
Free Debt Free Roadmap
Get the full show notes here on the blog!
Follow Allison on Instagram! 

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#068: How I Built My Business and Quit My 9-5 Job25 Aug 202200:33:00

Today, I'm answering all your burning questions about how and why I became an owner of a small business that's run 100% online!

I'll be answering: 

  • How much money did it take to start Inspired Budget? 
  • How am I able to produce a consistent income? 
  • What’s the best business advice I've ever received? 
  • How do I pay myself as a business owner? 
  • What were some of my biggest mistakes in business and how did I overcome them? 


Links Mentioned:
Episode 59: Legitimize Your Business Idea with Janet LeBlanc

Resources:
Free Budget Class
Get the full show notes here on the blog!
Follow Allison on Instagram! 

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#067: The Only Way To Pay A Medical Bill With Dr. Virgie Ellington18 Aug 202200:41:32

Did you know that nearly 90% of medical bills contain errors? This means that vast majority of Americans have grossly overpaid on medical bills simply due to lack of knowledge.

Dr. Virgie Ellington is an internal medicine physician and medical billing expert who helps patients learn how to advocate for themselves and avoid financial devastation from crushing medical bills, and today she's sharing three steps to take to ensure you never overpay on a medical bill again!

Links Mentioned:
Crushmedicaldebt.com
Podcast - Ask a Doctor - What Your Doctor Wants You to Know with Dr. Virgie
Book - What Your Doctor Wants You to Know to CRUSH MEDICAL DEBT

Follow Dr. Virgie:
Facebook | Instagram | LinkedIn | Twitter

Resources:
Free Budget Class
Get the full show notes here on the blog!


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#066: You Asked! Here's a Life Update!11 Aug 202200:25:33

Today I'm answering ALL your questions about my life, my business, and anything in between. 

I don't know about you, but I personally love to learn about the behind-the-scenes of the people's lives that I connect with online. I feel like it allows me to see them in a new light and find things that we might actually have in common which fosters authentic connection, and I'm all for that!

 I hope that's what this episode does for you today! 

Links Mentioned:

Episode 62 - How we Travel Hacked our Family Vacation
Episode 46 - Managing Your Money When You Have Anxiety or Depression
Loving What Is by Byron Katie
Free Budget Class
Get the full show notes here on the blog!

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#065: Why Giving $5 Can Make A Difference with Andi Thieman04 Aug 202200:25:08

There are SO many psychological and physiological benefits  that are associated with generosity. I think ultimately, giving allows us to feel like we are a part of something much bigger than ourselves. And that's a powerful feeling. 

Today, I have Andi Thieman, founder of Penny Loafer joining us to discuss why giving is important, what stands in the way of so many people actually being able to give, and how Penny Loafer helps make giving doable. 

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links Mentioned
Penny Loafer
Follow Penny Loafer on Instagram | Facebook | Twitter | LinkedIn


Resources
Free Budgeting & Debt Payoff Cheat Sheet
Get the full show notes here on the blog!

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#064: How To Handle Impulse Spending With Credit Cards28 Jul 202200:17:18

I'm going to be 100% honest here: I, Allison Baggerly, owner of a budget and personal finance company, have issues with overspending on my credit card! 

It's very easy for me to just swipe, swipe, swipe until it's time for me to face my balance. And then I sit there thinking, "What did I do? How much money did I spend? How did I let it get out of hand?"

On top of that, when I start impulse spending on credit cards, I actually start to crave spending money even more! I can feel it in my body, I can feel it in my system. I want to spend the money. It's like a drug!

Maybe you can relate or maybe you're in the thick of the swipe cycle right now. If so, then I want you to know you're not alone. I've been there. AND there is hope! Although I do struggle with this, it doesn't happen often anymore. Why? I began to implement 2 easy action steps that help break me out of my impulse spending cycle, and today on the podcast, I'm going to be sharing those with you! 

Links Mentioned:
Free Budgeting & Debt Payoff Cheatsheet
Get the full show notes here on the blog!

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#063: Building Generational Wealth with Marc Russell21 Jul 202200:42:12

Once reason I'm obsessed with teaching people how to budget and pay off debt successfully is so that they can build generational wealth. I wanted to dive deeper in this topic so I asked a true expert in this space to join me on the podcast today!

Mark Russell is a foster child turned financial educator. He's comes from a low income family, and he put himself through college and paid off $80,000 in debt. After graduating, Mark spent much of his career at two of the largest financial institutions in the world, where he consulted 1000s of households on how to manage their money the right way. Now, he's the owner and founder of Better Wallet, and he teaches people all around the world how to make money work for them. He has a mission to help people build generational wealth as he built his own.

Tune in to learn the 5 factors that contribute to building generational wealth for your family!

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links Mentioned
Grab Marc's free financial checklist here!

Twitter - @thebetterwallet
Instagram - @betterwallet
TikTok @betterwallet

Resources
Free Debt Free Roadmap
Get the full show notes here on the blog!

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#062: How We Travel Hacked Our Family Vacation14 Jul 202200:31:16

Last month, our family returned from an 8-night vacation in Canada where we hiked up majestic mountains, skipped rocks in gorgeous glacier fed lakes, experienced orcas in their element, and encountered six bears. This family trip had been in the works for almost an entire year. And when we started planning this vacation, our goal was simple: we wanted to travel hack as much of it as we possibly could. And that's exactly what we did! In fact, on this trip, we travel hacked flights for all four of us, a five-night car rental, and even part of our accommodations. 

Today I'm going to be sharing with you how we did it and the steps you can take to take your own dream vacation, whether you're just getting started with travel hacking or you've been doing it for a while. 

And in case you're wondering, yes, we're already planning our vacation for next summer! We're already stages of researching the signup bonuses for different credit cards, deciding what credit card we want to sign up for, and where we'd love to go so that we can travel hack another big family vacation next year!

Links Mentioned:
Click here to compare credit cards and learn about their sign-on bonuses!

FREE Budget Class 

Get the full show notes here on the blog!

You Might Like:


#061: Battling Imposter Syndrome with Bola Sokunbi07 Jul 202200:37:12

Every single time I talk to Bola Sokunbi, I walk away so inspired! I feel like I can accomplish much more than I give myself credit for, and I know that's exactly how you'll feel after listening to today's episode! 

Bola has built an incredible business. She is a Certified Financial Education Instructor (CFEI), finance expert, best selling author, speaker and the founder of an amazing company @clevergirlfinance. Her goal is to empower women to achieve financial wellness and live life on their own terms. 

Today on the podcast, we're diving deep into learning how to manage, minimize, and silence imposter syndrome so that it doesn't hold you back from achieving your dreams.

Links Mentioned:
Grab a copy of Bola's new book: Choosing to Prosper

Resources:
FREE Budget Class
Get the full show notes here on the blog!

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#060: The Hidden Costs of Home Buying30 Jun 202200:25:17

Next month marks three years since we moved into our current home.

This is actually the third house we've purchased. That's crazy to me! Throughout each of our home-buying journeys -- through buying, moving in, and getting settled, we have experienced SO many hidden costs that come along with home buying. So much so that I WISH someone would have warned me about them beforehand so that I could've been better prepared financially.

That's what today's episode is all about! I'm giving you 9 hidden costs many people don't factor into their budget when buying a home. Since buying a home is a major decision, it's important to consider ALL the facts before you sign on that dotted line.

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Resources

FREE Budget Class 

Get the full show notes here on the blog!

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#162: These 4 Money Habits Are Keeping You Broke20 Jun 202400:24:53

Do you ever wonder where all your money goes each month? It could be due to a few habits you might not even realize are keeping you broke. In my latest podcast episode, I'm diving deep into the 4 money habits that could be sabotaging your financial success.

Here's what you'll learn:

  • What these 4 habits are and why they matter
  • The impact they have on your financial health
  • Practical strategies to break free from these habits

Plus, you’ll walk away with an action plan for each habit so that you can keep more of your money each month.

If you’re ready to take control of your finances and make meaningful changes, then this episode is for you.


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#059: Legitimize Your Business Idea with Janet LeBlanc23 Jun 202200:33:38

If you've ever googled "How to start a side hustle" or "How to make money online," you're going to want to listen to this episode. 

It's no secret that people have been leaving their corporate 9-5 jobs in droves since 2020. Though this initial migration may have been due to the pandemic, it's clear that a lot of people value the flexibility and independence that remote work has to offer. More than that, they value building something out of their own dreams, passions, and talents. 

So what's keeping you from taking the plunge and making a life transition like starting a business? 

My guest today is Janet LeBlanc, a certified public accountant and serial entrepreneur, and is actually one of the main reasons I decided to make Inspired Budget a legit business in the first place. 

If you've ever considered starting your own business, this episode will not only inspire you to take action to bring your dreams to life, but it will also save you lots of time, stress, and confusion when it comes to finances (which may even be one reason why you haven't taken the plunge and started it in the first place!)

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links

Follow Janet on Instagram | Facebook | Twitter

Resources

The Get Legit Checklist 

FREE Debt Free Roadmap 

Get the full show notes here on the blog!

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#058: Understanding Your Credit Score and 6 Tips To Raise Your Score16 Jun 202200:24:14

Credit scores. A little 3-digit number can be the difference between living in that dream apartment or only getting accepted to a low-light basement suite rental. My husband and I refinanced our home last year and our credit scores played a huge factor in us being able to refinance from a 30 year mortgage to a 15 year mortgage AND getting a lower interest rate. 

Everyone begins from scratch, so if you have a low or non-existent credit score, don’t worry. With time and positive changes in your finances, your credit score will go up! Today on the podcast, I’m sharing the insight you need to not only understand your credit score, but also the action steps you can take to start raising your credit score today!

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Resources

FREE Debt Free Roadmap

Get the full show notes here on the blog!

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#057: Easy Investing Tips with Chloe Daniels09 Jun 202200:31:18

Are you putting off learning how to invest? 

I get it, investing can feel super overwhelming and complicated. On top of that, you might be completely zeroed in on paying off debt and you're wondering if you should even be investing if you're not debt free...

To help answer all these questions in a simple way that will allow YOU to start building wealth today, I've got Chloe Daniels on the podcast! Chloe, founder of Clo Bare Money Coach and The Lazy Investor’s Course, is a money coach focused on helping people learn how to invest and build wealth without shame or judgment. And bonus - she is hilarious, wonderful, and has an incredible story to share!

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links

Follow Chloe on Instagram | Facebook | Twitter | Tiktok
Check out Chloe's free Get Your Money Right guide

Resources

FREE Debt Free Roadmap

Get the full show notes here on the blog!

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#056: How To Fix Overspending02 Jun 202200:20:28

Are you constantly falling into a cycle of shame and frustration because you're overspending? 

You might even be sticking to your budget and following through with your financial goals all week long. Then the weekend hits and it's a completely different story! Come Monday morning, you're feeling guilty about overspending in areas of your budget that you didn't plan for.

It's incredibly easy to get stuck in this repetitive loop when it comes to overspending. BUT there are ways to help you control this pattern and prevent you from blowing your budget and giving up on your goals! This episode will teach you how! 

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Resources

FREE Debt Free Roadmap

Get the full show notes here on the blog!

You Might Like:


#055: Getting Your Home and Money Organized with Christina Hidek26 May 202200:40:50

Has anybody else been binge-watching "Get Organized with The Home Edit" on Netflix?
 
Between that and my new kitchen renovation, I've been in an organization frenzy. So it only felt fitting to have Christina Hidek on the podcast today, an attorney turned professional organizer who is passionate about structure, organization and creating custom systems that help people de-clutter their lives. 

Now I know you might be thinking.... professional organizer?! What does that have to do with money? Well, in this episode, we're discussing all the ways that clutter affects your finances as well as some quick tips to help you save money by getting more organized! 

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links Mentioned

Check out Christina's Blog | Facebook | YouTube

Grab Christina's Organizing Guide HERE


Resources

Want to learn how to budget? Click here to take this FREE budget class 

FREE Budgeting & Debt Payoff Cheat Sheet

Get the full show notes here on the blog!

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#054: Controlling Your Summer Spending19 May 202200:23:49

Do you find that it's harder to stay on track with your budget and keep your spending in check during the summer months? 

You might even be going into the season with a good hold on your finances, a budget that's been working for you, and a money routine that helps you stay on track. But by the end of the summer, all the vacations, summer outings, new patio furniture, and new summer wardrobe for the family has caught up to you. You're left with a massive amount of guilt hanging over you along with a large credit card bill to reinforce that feeling. I've been there. My husband and I had the summers off from teaching, meaning we had a lot more time on our hands to spend money. 

If you can relate, this episode is for you! I'm going to be sharing the 4-step framework to help you avoid going overboard with your spending by creating a plan for your summer money. I'll also be showing you exactly how you can free up money in your budget to be able to adjust for summer fun!

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Resources

Want to learn how to budget? Click here to take this FREE budget class 

Get the full show notes here on the blog!

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#053: Cindy's $215,000 Debt Payoff Story12 May 202200:28:44

My guest today paid off over $215,000 in student loans and credit card debt in just 48 months! 

Cindy Zuniga-Sanchez is a daughter of two immigrants, a lawyer turned entrepreneur, and the founder of Zero-Based Budget Coaching, LLC. After graduating law school in 2015, Cindy found herself in six figures worth of debt. Instead of giving into the temptation to "live the life of luxury" she deserved from all her hard work, she took control of her money by immersing herself in the world of personal finance and paid it all off in just 48 months.

No matter your profession, income level or how much debt you have, this episode is for you! 


Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram! @inspiredbudget

Links

Follow Cindy on Instagram
The Blueprint to Financial Freedom

Resources

FREE Debt Free Roadmap
Get the full show notes here on the blog!

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#052: Lessons I Learned From Paying Off Debt05 May 202200:25:04

Happy ONE YEAR anniversary to the Inspired Budget Podcast! 

To celebrate, I'm not only sharing the three most important lessons that I've personally learned from paying off debt, but I'm also interviewing Cheryl, an amazing Inner Circle member who is in the middle of her debt free journey! 

Through this conversation, my goal is to inspire you to take the next step in your own journey to financial freedom AND keep you motivated along the way.

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram: @inspiredbudget

Links Mentioned:
FREE Budget Class

Resources:
Get the full show notes here on the blog!

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#051: Budgeting for Baby with Kelly Anne Smith28 Apr 202200:28:42

If you are a mama or soon-to-be mom, this episode could save you hundreds of dollars! 

Kelly Anne Smith is joining me today to help all the mamas out there learn how to budget, save, and prepare for your baby in order to make the whole process a little less overwhelming! 

Kelly is the owner and founder of Freedom In A Budget, an investing and personal finance brand dedicated to educating people on how to grow their income as well as how to spend, save and invest their money. 

Follow Allison on instagram: @inspiredbudget

Enjoying the show? Make sure to subscribe & leave a review!

Resources:

Links mentioned:

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#050: 5 Money Mistakes I Wish I Had Avoided21 Apr 202200:24:30

Ever wish you could go back and warn your past self BEFORE making a huge mistake? 

I’ve made a lot of mistakes in my life…and a LOT of them surround money.

Why did I make so many money mistakes? Well, number one: I’m human. And number two, I wasn’t seeking out any help or guidance when it came to managing my money. Instead of thinking through money situations, I just acted on how I felt. I was emotional and impulsive when it came to money for YEARS. And looking back, I realize that some of my money mistakes really came down to impulsivity and simply a general lack of knowledge regarding personal finance.

Today, I'm sharing my five big money mistakes so that YOU can avoid them.

Follow Allison on instagram: @inspiredbudget

Enjoying the show? Make sure to subscribe & leave a review!

Resources:
FREE Budgeting & Debt Payoff Cheat Sheet
Check out the full show notes here on the blog

Links mentioned:
The Simple Path to Wealth
Learn How Investing Works, Grow Your Money
Delyanne The Money Coach
Jeremy Schneider - The personal finance club 

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#161: How To Overcome Overspending with Paige Pritchard13 Jun 202400:35:15

How do you know if you have a shopping problem? Paige Pritchard is a certified life coach and host of ‘The Money Love Podcast’ where she is on a mission to help others manage their spending better.

In this episode, we discuss how to know if shopping has become a problem in your life. 

You’ll also learn:

  • How to deal with emotional spending.
  • A simple strategy for combating impulse shopping.
  • Why shopping feels good - and how to not give into overspending.

Connect with Paige on her website
Check out her Instagram @overcoming_overspending
Check out her TikTok @overcoming_overspending

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#049: How Chris Paid Off $27,000 Of Credit Card Debt14 Apr 202200:35:31

You're in for a treat today!

My great friend Chris Browning is joining us to talk all about how he and his wife paid off over $27,000 worth of credit card debt in just 4 years! Chris is passionate about making personal finance easy, and in today's episode, he does just that while breaking down his personal debt free journey. 

In this episode, we discuss: 

  • How Chris and his wife found themselves in major credit card debt
  • What major factors lead people into debt in the first place
  • How Chris and his wife's debt free journey began
  • What changes Chris and his wife had to make to actually see progress

Enjoying the podcast? Make sure to subscribe & leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links mentioned:

Popcorn Finance Podcast 

Follow Chris on Instagram 

This is Awkward Podcast 

Episode 32 Popcorn Finance: Our $27,000 debt story Part 1

Episode 34 Popcorn Finance: Our $27,000 debt story Part 2

Resources: 

FREE debt-free roadmap

Get the full show notes here on the blog!

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#048: My Secret Budget Tip That Leads To Success07 Apr 202200:23:55

Have you ever written a budget just to throw it away a few days later because something unexpected came up? 

You created a budget with the best intentions, but then life happens. You get carried away swiping your card and before you know it your budget is blown…again! Or maybe you unintentionally spent too much at the grocery store leaving you with not as much money in your checking account.

Next thing you know, you’ve thrown your budget in the trash because unexpected expenses or overspending has caused you to lose faith in the plan you had set. You may have even uttered the words I’ll just start over next month.

Today, I'm sharing one of my secret weapons when it comes to staying on track with your financial goals! With this tool, you'll be able to get back on track TODAY...not next month!

Enjoying the show? Make sure to subscribe & leave a review!

Resources: 

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#047: Recovering From Financial Abuse with Lauren Gruetman31 Mar 202200:47:22

Today, I'm having a very candid conversation with Lauren Gruetman, a survivor of domestic abuse that cost her HUGE losses both emotionally and financially. She is passionate about having shame-free conversations about money and is using her story to help others recover from financial shame, trauma, and abuse. She is a former drug counselor turned finance expert, the host of the Hard Money Talks podcast, and the author of the number one best selling book, The Recovering Spender

In this episode, we discuss: 

  • Types and signs of financial abuse
  • Financial red flags in relationships
  • How to protect yourself from financial abuse 
  • How to get out of a financially abusive relationship 
  • How to have shame-free conversations about money 

If you or a loved one is experiencing domestic violence, free help is available! Call the National Domestic Violence Hotline at 800-799-7233 

Links Mentioned

Resources: 

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#046: Managing Your Money When You Have Depression & Anxiety24 Mar 202200:29:31

I'm not going to lie to you - I'm a little bit nervous about releasing this episode. 

Partly because I'm talking about something that I have experience in, but not professional training in. And also, because I'm going to be very vulnerable and open here. I'm going to be sharing something about myself that not a lot of people know about. And usually, when they do find out about it, they're pretty shocked. And that is: I struggle with anxiety and depression. 

I need to add this disclaimer: I am not a therapist. I am not a psychiatrist. My experiences with the subject that I'm speaking on today stem from my own personal experiences. 

If you've ever battled with anxiety or depression, you understand that our money doesn't care about our mental status. Life still goes on. Bills still need to be paid. This is why it's so important to create systems and safeguards for our money so that when our mental state isn't the best, our money can still do what it needs to do. 

In this episode, I'm sharing the 5 things you can set in motion TODAY to ensure you thrive financially in the midst of anxiety, depression, and/or financial stress! 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Resources: 

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#045: Inspiring Better Conversations About Money with Julien & Kiersten Saunders17 Mar 202200:40:58

Do you avoid conversations about money with family, friends, loved ones... maybe even yourself? 

Much of our actions with money today stem from our past beliefs and experiences. Learning to voice those beliefs and experiences about money is the first step in creating real change in your financial life. 

My guests today are Julien and Kiersten Saunders, the co-founders of Rich and Regular, Hosts & Producers of Money on the Table, and authors of the forthcoming book, Cashing Out. After paying off over $200,000 in debt while making the transition from corporate employee to full-time entrepreneur, they have made it their mission to inspire better conversations about money. The conversation that we ended up having was nothing close to what I thought it was going to be, and I think that it's really going to open your eyes and your heart to looking at your past with money differently.

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Resources:

Links Mentioned: 

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#044: How To Stick To Your Budget10 Mar 202200:21:59

Want to learn how to write a budget that you can actually stick to?

It's no secret that writing a budget isn't the hardest part about budgeting. Sticking to your budget and actually following through with it is where most people struggle. Add in unexpected expenses and impulse spending? Most people are ready to throw in the towel all together and end up believing budgeting is just a waste of time. 

When you learn how to actually stick to the budget that you set, amazing things happen. You start to gain control over your money as the way you see your budget changes. This lays the ground work for a strong financial foundation, which is the only way you're able truly achieve your financial goals.

 In this episode, I share 5 tips that help you stick to your budget. The best part? You can actually start implementing them -- starting today!

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Resources:

- FREE Class: The 4 Step Framework to budget for your best life….without sacrificing your weekly latte runs 

- Get the full show notes here on the blog

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#043: Budgeting Vs. Tracking with Joe Saul-Sehy03 Mar 202200:39:53

Do you find budgeting and tracking your expenses to be extremely overwhelming? Maybe you even have all the fancy apps and tools to keep track of your spending, but somehow you still have trouble creating and sticking to a budget that actually works for you.

Guess what? You don't have to be perfect. In fact, my guest today will teach you to embrace your imperfection, owning who you are and what you like to spend money on.  And BONUS - you can actually make budgeting fun!

This is the heartbeat behind Joe Saul-Sehy's message to you today. To borrow a phrase from FastCompany magazine, Joe gave us "the perfect blend of humor and actionable advice" to help those of us who feel like we've failed one too many times when it comes to budgeting, saving, and paying off debt. And it all starts with knowing the difference between budgeting versus tracking. 

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Resources:

FREE Debt Free Roadmap

Get the full show notes here on the blog!

Links Mentioned: 

Joe's new book- Stacked

Follow Joe - Twitter | Instagram | Facebook

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#042: How To Develop Self Discipline With Money24 Feb 202200:21:16

Do you find it hard to stick to your budget and actually follow through with your financial goals?

You may have the BEST intentions at the beginning of the month. You may even be EXCITED and ready to start taking control and crushing those money goals! 

But then life happens. And it becomes easier and easier to return to those same old money habits that keep you feeling trapped and out of control. 

In this episode, I'm letting you in on an exclusive in-depth coaching session I gave to my Inner Circle members to help them develop the self-discipline they need to break this cycle for good.

You will learn WHY you're struggling with self-discipline when it comes to money, how to find inspiration, create boundaries, create goals you know you can achieve, and celebrate yourself along the way! 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

Get the full show notes here on the blog!

Links Mentioned:

FREE Debt Free Road Map 

FREE Budget Class

Investopedia

The Simple Path to Wealth by JL Collins


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#041: Travel Hacking Family Vacations with Aunt Kara17 Feb 202200:36:15

Are you sacrificing family vacations in order to meet your financial goals? 

In this episode, I interview Aunt Kara who teaches us that it’s possible to travel and create lasting memories with your family WHILE saving money, paying off debt, and investing in your future. Aunt Kara has hacked the travel game by using credit cards to her benefit to save over $65,000 in travel expenses over the last 8 years. 

In this episode, we discuss:

  • The positive impact travel can have on a family who is pursuing financial freedom
  • How to use credit cards the RIGHT way 
  • How to avoid common credit card pitfalls 
  • How to get started on travel-hacking 

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

 Resources:

Debt Free Roadmap

Links Mentioned:

Aunt Kara on Instagram

Aunt Kara’s Website 

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#040: STOP Believing These Money Lies10 Feb 202200:21:12

What money lies are you believing that are keeping you from reaching your financial goals? 

In this episode you will learn how to identify, reframe, and replace a scarcity money mindset with a mindset of abundance in order to reach financial freedom and live a life you enjoy. 

You are capable of becoming debt free, investing and building wealth – but it all starts with your thought life. 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned:

FREE Debt Free Roadmap 

Episode #002: How to Handle Impulse Spending





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#160: The Summer Splurge: What It Is & How To Avoid It06 Jun 202400:30:59

Do your financial goals go off track in the summer? You might start the season determined to stick to your budget, but then slowly find yourself spending more and more on various things. By the end of summer, you're left feeling guilty about how you've managed your money over the past few months.

If so, then you have experienced what I like to call ‘The Summer Splurge.’

This episode is a sneak peek of a lesson that I taught inside my membership, The Inspired Budget Inner Circle. 

You will learn:

  • 4 steps to avoid the summer splurge and stay on track with your money goals.
  • Bonus tips to help you free up more money to spend on summer fun.
  • How to stop comparing your summer to others.

Interested in learning more about the Inspired Budget Inner Circle? Start by taking my Free Budget Class to claim 40% off the Inner Circle!


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#039: How One Couple Paid Off $123,000 Student Loans03 Feb 202200:34:47

Want to learn how couples can get on the same page with money?

Angie and RJ paid off $123,000 in student loans in just one year! Today, their mission is to empower couples to manage their money with intention by eliminating debt, saving money and investing for their future.

In this episode, we discuss:

  • How to engage in vulnerable conversations with our partners about money
  • What to do when your partner isn’t on the same page financially
  • How couples can still have fun, enjoy life, and live a life they love while paying off debt
  • Strategies for couples to accelerate debt-payoff and reach financial freedom 

Enjoying the show? Make sure to subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

 Resources:

FREE Debt-free Roadmap

FREE Couple’s financial cheat sheet 

Links Mentioned:

Rich By Intention

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#038: Money Habits To Reach Your Goals27 Jan 202200:27:21

Learn the difference between helpful and harmful money habits to help you manage your money and reach your money goals faster using my simple 3-step process!

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget 

Links Mentioned:

Budgeting and Debt Payoff Cheat Sheet

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#037: The Most Important Things To Teach Children About Money w/ Matt Matheson20 Jan 202200:27:33

Personal finance & budgeting isn't normally taught in school until high school and studies have shown that learning earlier is beneficial for children to feel more comfortable with money later in life. 

In this episode, Matt Matheson joined in to discuss the 5 pillars of money to help parents teach their kids about money in a simple (& even fun!) way. 

Enjoyed this podcast episode? Please subscribe and leave a review!

Follow Allison on Instagram: @inspiredbudget

FREE Budgeting and Debt Payoff Cheat Sheet

Links Mentioned
Family Money School Courses (special pricing and coupon code to expire 2/3/22).

Matt's website

Follow Matt on Instagram: @familymoneyschool

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