Canadian Private Lenders’ Podcast – Details, episodes & analysis

In this episode, Neal and Ryan explore how political changes impact the private lending industries in Canada. They discuss the ripple effects of key issues, including the potential evolving challenges in moving capital, and the influence of U.S. economic policies under shifting leadership. 

Whether you're a seasoned private lender or just starting, this episode offers actionable insights to help you adapt in a dynamic political landscape. Tune in to understand how these changes could shape your next move.

Show notes:

1:09 - Introduction

5:25 - Neal and Ryan reintroduce themselves

11:07 - Political shifts and changes 

12:51 - How does the political change impact the construction industry

21:43 - The potential of the keystone pipeline coming back online

25:36 - Why moving money around now has become more difficult

26:21 - What if Trump goes heavy on investing in the economy?

35:28 - Outro

Resources:

• Mortgage Automator
• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

Ryan and Zack Muir explore how global investors are reshaping Canada’s housing market despite the 2023 Foreign Buyer Ban. From unique opportunities in private lending to key legal tips, this episode breaks down the challenges and strategies international buyers need to succeed to jump into Canadian private lending.

Show notes:

1:11 - Introduction 

2:29 - The hiccups that are happening in the Canadian economy

3:32 - International buyers

4:14 - Canada’s 2023 Introduction of the Foreign Buyer Band

6:04 - Diplomats and refugees

11:26 - Private lending for foreign buyers

14:51 - Make sure to have good legal council

17:36 - Outro

Resources:

• Article Link
• Mortgage Automator
• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

In this episode of Canadian Private Lenders, Neal and Ryan dive into what a mortgage broker actually does and how they can be a game-changer for real estate professionals. 

From comparing loan options to coordinating with other parties, discover why working with a mortgage broker can save you time and money. 

Tune in for a quick breakdown!

Show notes:

0:57 - Introduction

2:33 - Rate cuts

4:43 - International student cap

14:52 - What does a mortgage broker do?

17:36 - Mortgage brokers have the ability to compare different loan options

24:05 - Mortgage brokers coordinate with other parties

27:42 - Outro


Resources:

• Mortgage Automator
• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

Ryan and Neal dive into the ins and outs of securing a portfolio loan to help you scale your real estate investing business. 

From understanding upcoming loan schedules to strategies for accelerating your portfolio growth, this episode covers all the  essentials!

Show notes:

0:35- Introduction

6:02 - Maturity schedule for 2024-2027

7:34 - Q3 2023 amortization of residential mortgages 

10:48 - Securing portfolio loans 

14:39 - How to accelerate growth in your real estate portfolio 

15:00 - Deal example breakdown 

19:54 - Outro

Resources:

• Mortgage Automator
• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

Recent Bank of Canada rate cuts have sent ripples through the Canadian economy, including the value of the Canadian dollar. 

Today, Ryan and Neal will explore the implications of these changes and how they compare to other major currencies and similar markets. 

Show notes: 

1:12 - Intro

9:02 - June-July rate drops and how does it impact CAD? 

15:32 - Is Canada holding its own wealth-wise? 

16:54 - Canada being similar to Australia in terms of dollar value

20:21 - The CAD vs all the major currencies in the world

23:33 - Outro

Resources:

• Mortgage Automator
• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

Canada's economy is in flux, and the latest rate predictions from the Big 5 banks could have major implications. Join Neal and Ryan as they break down the details and discuss how these changes might impact your finances and businesses. 

Don't get caught off guard by economic shifts. Tune in now to learn how to stay ahead of the curve! 

Show notes:

1:18 - Intro

4:11 - Where are the rates headed for the next upcoming months? 

7:23 - Why is the reduction of the Canadian dollar a good thing for Canadians?

11:58 - The Big Five rate predictions 

16:59 - How do the rates impact the Canadian market nationally?

19:05 - Market predictions in late 2025

21:14 - National housing prices at the end of 2025

 Resources:

• Mortgage Automator
• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

Ever wondered what it takes to run a smooth and efficient private lending business? In this episode, we're revealing the softwares that make it all happen.

From automating tedious tasks to harnessing the power of AI, we're sharing how we've built a tech stack that not only streamlines operations but also helps investors navigate the unique challenges of the lending industry. 

Show notes:

0:40 - Introduction

8:39 - Perks of using automator software

13:16 - Issues with lenders only being in certain platforms

14:14 - Online banking systems (Personal vs. Commercial Banking) 

17:48 - Quickbooks accounting management software

20:28 - Leveraging Microsoft softwares as a tool

27:04 - Outro

 Resources:

• Quickbooks
• Filogix
• Mortgage Automator
• Slack
• Canva
• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

Discover how private lenders can be a lifeline for real estate investors and professionals struggling with poor credit. This episode cuts through the noise to provide practical advice on navigating the world of private lending, including:

●      The pros and cons of private loans for borrowers with bankruptcy or high credit utilization

●      When and how to transition from private lending to alternative financing options

●      The key factors private lenders consider when evaluating borrowers

●      Real-world strategies for overcoming financial setbacks and securing private loans

From first-time buyers to experienced investors, this episode offers practical solutions to overcome common challenges and unlock new opportunities in real estate.

Show notes:

1:17 - Introduction

2:15 - Are private lenders for borrowers with bad credit? 

10:27 - When do you go from a private lender to an alternative?

11:07 - When does the lender get qualified?

14:49 - Bankruptcy stays in your bureau for a long time

20:38 - Overextended credit utilization 

24:27 - Marital breakdowns 

27:08 - Outro

 Resources:

• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

Join us as we delve into the world of mortgages with Andrew Matheson, the mastermind behind Canada's largest independent mortgage brokerage, TMG The Mortgage Group. Discover how TMG has helped hundreds of thousands of Canadians achieve their homeownership dreams through personalized mortgage solutions. 

From navigating the complexities of variable rates to building strong industry relationships, Andrew shares his invaluable insights and TMG's proven success strategies. 

Show notes:

1:05 - Introduction

4:19 - Variable rates

9:53 - Does Andrew always want to move into a leadership role?

15:00 - What does their onboarding process and training look like?

18:49 - Investing in social media

26:30 - Calculating the total dollar cost of doing the deal vs Comparing the percentage rate

27:00 - Do brokers need to have individual relationships with the underwriters and the bank directly?

33:33 - Outro

Resources:

• TMG The Mortgage Group
• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca 

Unlock the secrets of private lending with our step-by-step guide designed for real estate professionals and entrepreneurs!

In this episode, Ryan and Neal will dive into how to kickstart your private lending business, covering everything from underwriting deals to committing to deals and partnering with lawyers.

Show notes:

0:58 - Introduction

3:20 - How to get started from scratch in the private lending business

8:06 - How to underwrite your deals?

11:41 - Commit to the deal

16:41 - Instruct the lawyers 

20:42 - Would you ever commit to a deal without fully securing funding?

24:27 - Outro

Resources:

• Keystone Capital Group

Find Neal On:

•  Instagram - @Remaxneal
• LinkedIn

Find Ryan On:

•  LinkedIn
• E-mail - ryan@keycap.ca