The Money To The Masses Podcast – Details, episodes & analysis

This week's episode is dedicated to scam awareness! Damien and Andy discuss the most common scams around online shopping, deliveries, and social media marketplaces.

They also delve into the alarming rise of impersonation scams, including those involving HMRC and winter fuel payments.

Finally, Damien and Andy examine the terrifying growth of AI-powered scams like voice cloning and deepfakes. We explain how many of these latest scams work and share practical tips on how to identify them and useful strategies on how to avoid becoming a victim.

Watch the whole show on YouTube here:

Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

00:00 - How to spot and avoid the latest scams

04:30 - Online Shopping Fraud and scams revealed

13:53 - Understanding Card Not Present Fraud

15:22 - Tips for Safe Online Shopping

17:43 - Delivery Scams and How to Avoid Them

18:57 - QR Code Scams: What You Need to Know

21:09 - Impersonation Scams: Protecting Yourself

21:34 - Bank Scams and Verification Tips

25:09 - Understanding Impersonation Scams

26:18 - Winter Fuel Payment Scams

27:56 - AI Scams: Voice Cloning and Deep Fakes

35:36 - Resources and Support for Scam Victims

Follow Money to the Masses on social media:

YouTube - https://www.youtube.com/moneytothemasses

Facebook - https://www.facebook.com/moneytothemasses

Instagram - https://www.instagram.com/moneytothemasses 

Tik Tok - https://www.tiktok.com/@moneytothemasses

Support the podcast

You can now support the MTTM podcast by visiting our  dedicated podcast page when making any financial decision.

You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.

Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

Support the show by visiting and bookmarking our dedicated podcast page:

Money to the Masses Dedicated Podcast Page - Click to support the show

Links referred to in the podcast:

• Best budgeting apps in the UK for 2025
• My bank helped fraudsters steal £4k from my children's savings
• What are the new APP fraud reimbursement rules?

In this week's podcast, Damien discusses the potential impact of Donald Trump's return to the presidency on investment markets. Next, Damien explains the implications for those who withdrew tax-free cash from their pensions ahead of the budget, focusing on the potential tax penalties they may face if they try to put the money back into their pensions before giving some alternative options for using the withdrawn funds. Lastly, Andy explains the changes to the energy price cap and advises listeners on whether now is a good time to fix their energy tariffs.

Watch the whole show on YouTube here: https://youtu.be/EvDEvxCY7b

00:00 - Introduction to Money to the Masses Episode 483 05:27 - The Trump Trade: Market Movements and Predictions 08:30 - Will Trump being president be a positive thing for investment markets? 14:15 - Which asset classes performed best during Trump's last presidency? 18:34 - Performance of Asset Classes During Trump's Presidency 23:50 - Pension Withdrawals and Tax-Free Cash Concerns 25:20 - Can you put tax-free cash withdrawals back into a pension? 26:10 - Pension recycling - Be mindful before adding cash back into a pension 29:04 - Energy Price Cap Update and should you fix?

Check out this week's 

 on the MTTM website to see the full list of resources from this week's show.

Follow Money to the Masses on social media:

YouTube - 

Facebook - 

Instagram - 

Twitter - 

Tik Tok - 

Support the podcast

You can now support the MTTM podcast by visiting our 

 when making any financial decision.

You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only 

save money

 but could also earn 

cashback

 or take advantage of 

exclusive offers

 for MTTM listeners.

Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.

Support the show by visiting and bookmarking our dedicated podcast page:

Money to the Masses Dedicated Podcast Page - Click to support the show

Resources:

Links referred to in the podcast:

• Take out a free trial with 80-20 Investor
• Ofgem raises energy price cap by £21 per year from January
• Should I fix my energy prices?
• What are the cheapest fixed price energy tariffs?

Welcome to Damien's Market Update for September 2024.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's epsiode Damien explains what is happening in the banking sector and whether we are likely to experience the biggest financial crisis since 2008. Damien also discusses the changes to pensions announced in this week's Spring Budget and who they will benefit and finally, Andy provides a summary of the Budget including the changes to childcare support and the energy price guarantee   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Budget 2023 pension changes: Boost for wealthy savers and high-earners
• Spring Budget 2023 – How does it impact you?
• Working parents to get 30 hours of free childcare support
• Energy Price Guarantee extended until end of June – what this means for you

So far in this Grow it series you’ve learnt about why you should think about investing, learnt about risk, return and taxation as well as when you should seek the help of a financial adviser and how to find one you can trust. In this episode I want to explain the basics of the account types that most people need in order to grow their wealth.

Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. 

We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released.

Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest.

How do pensions work - https://moneytothemasses.com/saving-for-your-future/pensions/how-do-private-pensions-work

What are my pension options at retirement? - https://moneytothemasses.com/saving-for-your-future/pensions/what-are-my-pension-options-at-retirement

Lifetime ISAs explained - https://moneytothemasses.com/saving-for-your-future/investing/lifetime-isas-explained-are-they-the-best-way-to-save

VCTs & EISs explained - https://moneytothemasses.com/news/podcast/mttm-podcast-episode-361

Thank you to our Grow It sponsors: 

Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm. 

Wealthify is authorised and regulated by the Financial Conduct Authority.

Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.

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Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.

If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/

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Follow Money to the Masses on social media:

Website - https://moneytothemasses.com/

Facebook - https://www.facebook.com/moneytothemasses

Instagram - https://www.instagram.com/moneytothemasses

Twitter - https://twitter.com/money2themasses

 

#investing #investingforbeginners #growit

In the last video in this series I discussed risk and return as well as discerning your attitude to risk. In this video I want to talk about when you need to take financial advice and when you don’t. A financial adviser can provide advice on a wide range of products and services including insurance, mortgages, retirement planning, tax and savings and investments. In this video I am just going to focus on investment advice.

Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. 

We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released.

Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest.

Risk Profile Questionnaire - https://riskprofiling.com/Get-Started/myrisktolerance

Robo-adviser Table - https://moneytothemasses.com/compare/robo-adviser-best-buy-table

Thank you to our Grow It sponsors: 

Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm. 

Wealthify is authorised and regulated by the Financial Conduct Authority.

Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.

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Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.

If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/

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Follow Money to the Masses on social media:

Website - https://moneytothemasses.com/

Facebook - https://www.facebook.com/moneytothemasses

Instagram - https://www.instagram.com/moneytothemasses

Twitter - https://twitter.com/money2themasses

 

#investing #investingforbeginners #growit

 

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's episode Andy and Damien are joined by a podcast listener who shares how the Black Box podcast positively impacted his life. Damien also shares the one tip that could prevent you from making rash investment decisions and finally, Andy takes us through the 2022/23 end of tax year checklist.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Podcast episode 304: Build your black book
• End of tax year checklist
• What is marriage tax allowance
• 10 best ways to avoid inheritance tax
• How 20 seconds can make you a better investor

Welcome to Damien's Market Update for March 2023.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this video series I provide an introduction into investing. By this point in the series, you will now understand why you should think about investing and also the things to think about before you start. In this video, I'll cover understanding investment risk and return as well as the relationship between them. I will also touch upon how your investments may be taxed.

Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. 

We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released.

Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest.

Risk Profile Questionnaire - https://riskprofiling.com/Get-Started/myrisktolerance

Robo-adviser Table - https://moneytothemasses.com/compare/robo-adviser-best-buy-table

Thank you to our Grow It sponsors: 

Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm. 

Wealthify is authorised and regulated by the Financial Conduct Authority.

Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.

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Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.

If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/

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Follow Money to the Masses on social media:

Website - https://moneytothemasses.com/

Facebook - https://www.facebook.com/moneytothemasses

Instagram - https://www.instagram.com/moneytothemasses

Twitter - https://twitter.com/money2themasses

 

#investing #investingforbeginners #growit

 

In the first video of this Grow it series, I covered why you should consider investing. But while investing can be a great way to grow your wealth and achieve your financial goals, before you even start, there are a few things you should consider. In this video, we'll cover some important factors to keep in mind before you start investing.

Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. 

We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released.

Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest.

Thank you to our Grow It sponsors: 

Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm. 

Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.

Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.

InvestEngine - For more information about InvestEngine visit investengine.com. 

Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

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Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.

If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/

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Follow Money to the Masses on social media:

Website - https://moneytothemasses.com/

Facebook - https://www.facebook.com/moneytothemasses

Instagram - https://www.instagram.com/moneytothemasses

Twitter - https://twitter.com/money2themasses

 

#investing #investingforbeginners #growit