The Divorce Course Podcast – Details, episodes & analysis

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The Divorce Course Podcast

The Divorce Course Podcast

Laura & Lyn

Education

Frequency: 1 episode/9d. Total Eps: 200

Libsyn
This Mother and Daughter duo discuss and cover the legal stages and steps that you will face on your way to freedom through divorce. These are practical and real discussions with Lyn Galvin a family lawyer of 35 years experience and her daughter Laura a divorced mother of three. Laura helps turn her mother's lawyer jargon into something everyone will understand. Lyn shares all her tips and practical advice on separating. Through this podcast they aim to help you through your Australian divorce or de-facto separation to make it more cost effective and less stressful. instagram @thedivorcecourse
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  • 🇨🇦 Canada - howTo

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    28/07/2025
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  • 🇺🇸 USA - howTo

    28/07/2025
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    27/07/2025
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    27/07/2025
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  • 🇺🇸 USA - howTo

    27/07/2025
    #45
  • 🇨🇦 Canada - howTo

    26/07/2025
    #24
  • 🇺🇸 USA - howTo

    26/07/2025
    #63
  • 🇨🇦 Canada - howTo

    25/07/2025
    #64
  • 🇬🇧 Great Britain - howTo

    25/07/2025
    #86
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Legal Gatekeeping: Is Your Lawyer Telling Your Full Story?

Episode 166

mardi 27 août 2024Duration 43:09

Are you feeling like your lawyer isn't telling your full story? In this episode, Laura and Lynette dive into the issue of legal gatekeeping and how it can impact your divorce case. They discuss why it's crucial for your lawyer to present all the relevant facts, including those that might be uncomfortable or distressing about Family Violence or Coercive Control. With new property legislation potentially on the horizon in Australia, it's more important than ever to ensure your story is heard, whether it concerns property settlements or children's matters. Tune in to learn strategies for advocating for yourself and making sure your experiences are properly represented in court. Trigger Warning this could be distressing or triggering for victim survivors of family violence or coercive control. 

Listen to This Episode If You:
  • 🌟 Feel like your lawyer is not presenting the full picture in your case.

  • ❓ Are dealing with family violence or coercive control and want to know how it affects your legal proceedings.

  • 💡 Need to understand the role of your lawyer versus the role of the judge in court.

  • 🛡 Want to ensure that critical information about your case is not being withheld.

  • 📚 Are interested in how upcoming legislation may change the way family violence is considered in property settlements.

Understanding Legal Gatekeeping: Is Your Lawyer Telling Your Full Story? 

Key Ideas Discussed in This Episode:
  • Understanding Gatekeeping: What it is and how it can affect your case.

  • The Role of Lawyers vs. Judges: Clarifying what each should be doing in the context of your story.

  • Importance of Telling Your Full Story: How withholding information can negatively impact court outcomes.

  • Legislation Update: A look at potential new laws in Australia that could affect property settlements involving family violence.

  • Kennan’s Case: How this landmark case impacts current family law and property settlements.

  • Strategies for Self-Advocacy: Tips on how to ensure your lawyer is representing all relevant facts.

  • Impact on Children: The importance of being upfront about family violence to protect and support your children.

  • Mediation and Legal Strategy: How to handle mediation and what to do if you're feeling pressured by your lawyer.

Links & Resources Mentioned in the Podcast: Emergency Contacts:
  • WOMEN'S SHELTER SERVICE

  • LEGAL AID

  • Lifeline: 13 11 14

  • Mensline Australia: 1300 789 978

  • Kids Help Line: 1800 551 800

  • Aboriginal Family Domestic Violence Hotline: 1800 019 123

  • Relationships Australia

  • Police: 000

  • DVConnect Womensline: 1800 811 811 (24 hours, 7 days a week)

  • DV Connect Mensline: 1800 600 636

  • National DV line: 1800 737 732 (1800 RESPECT)

 

 

Thank you for listening to this important episode on ensuring your story is fully represented in court. Remember, your experiences are valid, and the right legal representation can make all the difference. If this episode resonated with you, please rate, review, and subscribe. Your support helps others find the help they need. Stay strong and take care.

Disclaimer: This podcast episode provides general legal education for Australians and is not a substitute for legal advice. Every situation is different, and it is important to seek independent legal advice tailored to your specific circumstances

Divorce Dynamic: Balancing Power & Progress

Episode 165

mercredi 21 août 2024Duration 38:49

In every divorce, there are two primary positions people find themselves in: sitting pretty or completely overstressed. In this episode, Laura and Lynette break down these common divorce dynamics and provide strategies to help you navigate whichever position you're in. Whether you're feeling trapped in a gilded cage with everything provided for you, or you're overwhelmed with stress, paying the bills, and managing all the responsibilities, this episode offers practical advice on how to shift the balance and move forward in your divorce journey.

Listen to This Episode If You:
  • 🌟 Feel like you're stuck in divorce limbo and don’t know how to move forward.

  • ❓ Are overwhelmed with financial or emotional stress during your divorce.

  • 💡 Need strategies to encourage your ex to engage in mediation or negotiation.

  • 🛡 Are sitting comfortably but worried about what might happen if things change.

  • 📚 Want to ensure you’re not being manipulated or controlled during the divorce process.

Key Ideas Discussed in This Episode:
  • Sitting Pretty vs. Overstressed: Understanding the two primary positions in divorce dynamics.

  • The Gilded Cage: Recognizing when comfort is actually a trap and why it’s important to start planning your next steps.

  • Overcoming Financial Stress: Tips for managing overwhelming financial responsibilities and negotiating support.

  • Mediation Strategies: How to encourage your ex to come to the table and negotiate fairly.

  • The Impact on Kids: Why dragging out a divorce can harm children and how to avoid it.

  • Balancing the Scales: Practical steps to move from an overstressed position to a more balanced dynamic.

  • The Importance of Knowledge: How understanding your rights and the divorce process can protect you from manipulation.

  • Finding Incentives: Creating motivation for both parties to settle and move forward.

Links & Resources Mentioned in the Podcast: Emergency Contacts:
  • WOMEN'S SHELTER SERVICE

  • LEGAL AID

  • Lifeline: 13 11 14

  • Mensline Australia: 1300 789 978

  • Kids Help Line: 1800 551 800

  • Aboriginal Family Domestic Violence Hotline: 1800 019 123

  • Relationships Australia

  • Police: 000

  • DVConnect Womensline: 1800 811 811 (24 hours, 7 days a week)

  • DV Connect Mensline: 1800 600 636

  • National DV line: 1800 737 732 (1800 RESPECT)

 

 

Thank you for tuning in to this episode on navigating divorce dynamics. Whether you're sitting pretty or completely overstressed, understanding your position is the first step to moving forward. If you found this podcast helpful, please rate, review, and subscribe. Your feedback helps others find the support they need. Stay strong and take care.

Disclaimer: This podcast episode provides general legal education for Australians and is not a substitute for legal advice. Every situation is different, and it is important to seek independent legal advice tailored to your specific circumstances.

 

Episode 165 Divorce Dynamic: Balancing Power & Progress 

Introduction to Divorce Dynamics

 Understanding the 'Sitting Pretty' Position

 Exploring the 'Overstressed' Position

 Strategies for Financial Stress

 Navigating Manipulative Tactics

 The Role of Emotions in Divorce

 Understanding Your Legal Rights

 Navigating Separation and Living Arrangements

 Emotional Preparedness and Counseling

 Financial Preparations and Legal Timelines

 The Importance of Mediation

 Impact on Children and Family Dynamics

 Taking Action and Seeking Help

 Conclusion and Final Thoughts

 

What To Do In The Witness Box: Moving from fear to confidence for a Family Law Court Trial

Episode 155

mardi 11 juin 2024Duration 50:17

Having to go into a witness box? About to go to a family court trial or a family violence hearing? Are you feeling anxious about stepping into the witness box? In this episode, we offer invaluable guidance on how to navigate this daunting experience. Whether you're involved in family law  court proceedings or dealing with family violence or domestic violence trial, this episode provides ten essential tips to help you stay calm and composed. DOWNLOAD OUR PRINTABLE WITNESS BOX TIP SHEET FROM our website www.thedivorcecourse.com.au go to the free resources tab.

From understanding the importance of honesty to managing your emotions to the rules of the witness box, Laura and Lynette share practical education to ensure you present your best self in court. Please note that this podcast provides general education only and is not legal advice. Always seek independent legal advice, as every situation is different.

Listen to This Episode If You:
  • 🌟 Are preparing to testify in family law court or domestic violence court.

  • ❓ Want to know how to handle cross-examination.

  • 💡 Need strategies to stay calm and collected while giving evidence.

  • 🛡 Are looking for ways to effectively communicate your side of the story.

  • 📚 Seek tips on how to present yourself and interact with the judge and lawyers.

  • 📝 Want to understand courtroom etiquette and procedures.

Key Ideas Discussed in This Episode:
  • 📘 The importance of telling the truth and being honest in court.

  • 👂 Listening carefully to questions and asking for clarification when needed.

  • 🛑 Avoiding speculation and being truthful if you don't know the answer.

  • ⏱ Taking your time to think before answering questions.

  • 🎭 Maintaining respect and composure in the courtroom.

  • 💧 Strategies for managing emotions and asking for breaks if necessary.

  • 📑 Understanding who is in the courtroom and what their roles are.

  • 🤝 The role of your lawyer and how they can support you during testimony.

  • ⚖ How barristers structure their questioning to build their case.

  • 📝 Tips on avoiding giving lengthy answers that could complicate your testimony.

 

 

Links & Resources Mentioned in the Podcast: Emergency Contacts:
  • WOMEN'S SHELTER SERVICE

  • LEGAL AID

  • Lifeline: 13 11 14

  • Mensline Australia: 1300 789 978

  • Kids Help Line: 1800 551 800

  • Aboriginal Family Domestic Violence Hotline: 1800 019 123

  • Relationships Australia

  • Police: 000

  • DVConnect Womensline: 1800 811 811 (24 hours, 7 days a week)

  • DV Connect Mensline: 1800 600 636

  • National DV line: 1800 737 732 (1800 RESPECT)

 

 

Thank you for tuning in to this essential episode on navigating the witness box. Remember, you are not alone, and there are resources and support systems available to help you through this challenging time. If you found this podcast helpful, please rate, review, and subscribe. Your feedback helps others find the support they need. Stay strong and take care.

Please note that this podcast provides general education only and is not legal advice. This is just one lawyer's opinion of the family court's views in Australia. Do not base your case on anything mentioned in this episode unless it is first discussed and approved by your personal lawyer. Always seek independent legal advice, as every situation is different. By listening to this show, you are agreeing that it and the company that runs it are not liable for the outcome of your case.

 

For Full Show Notes, go to www.thedivorcecourse.com.au/blog

For more support, visit www.thedivorcecourse.com.au

 

Useful Resources:

Click here for our free before you leave checklist 

Click here for our free mediation checklist

Sign up here for our next free online webinar



Emergency Contacts:

 

Don't forget to hit SUBSCRIBE so you don't miss out on our upcoming practical steps and guidance for your divorce or de facto separation. If you found this episode helpful, please leave a rating and a review to help others. Thank you.

 

Please note that this podcast provides general education only and is not legal advice. Always seek independent legal advice, as every situation is different.

 

The best thing you can do to help your divorce journey whether you are in court or not.

Episode 65

mercredi 17 août 2022Duration 40:42

Whether you are in family court right now or just sorting out your divorce, custody and property settlement in mediation, this is the single, simplest thing you can do to help your case, keep down your costs and save yourself hours of time later looking for dates and documents. Lyn Galvin a family lawyer with over 35 years experience gives her tips on how to arrange your own chronology. She explains why it is important to keep it updated and what documents and court events you would need it for. Don’t leave yourself scrambling later trying to find all the information you wish you had documented. Listen to this latest Divorce Podcast episode and thank us later.

 

Click here to go to our online store to download the video guide 

Click here to learn more about your DIY DIVORCE BLUEPRINT

Click here for our free checklist for your divorce and property settlement 

Sign up here for our next free online webinar 

 

You Don’t Want to Miss Out On

  • What court documents need a chronology
  • Why does your mediation need a chronology
  • Why do final trials in family court need a chronology
  • How can you save fees with a family lawyer
  • How a chronology creates a narrative for your case
  • What a lawyer will do the first time you meet
  • How to save on costs in legal fees
  • How to do some of the legal work yourself in divorce
  • Documenting domestic violence and coercive control
  • Documenting important information for property settlement
  • Documenting important information for Children’s Matters
  • How to create a chronology
  • What your lawyer wish you had done before you go for your first visit.
  • What you will wish you had done to make life easier for you in your divorce.

If you need emergency help you can also contact:

Make sure you hit SUBSCRIBE so you don’t miss out on the next practical steps and guide to your divorce or de facto separation coming soon. And, if you’ve found this episode helpful, please leave a rating and a review so it can help others. Thank you. 

Please note this is general advice only. Please always seek independent legal advice as everyone’s situation is different. 

Costs, Family Court and Calderbank Offers

Episode 64

mercredi 10 août 2022Duration 27:38

Are you about to enter the Family court system? Have you been threatened with costs? Have you been asked to pay your ex’s legal fees? Has your lawyer mentioned a Calderbank offer? Are you just confused about the mention of costs in all your legal letters? Well this episode is for you. In this episode Lyn Galvin, a family law specialist of 35 years guides through what costs are, when they are ordered, why and how the court uses costs in the family law system for children’s custody matters and for property settlement. This is general advice only. Always seek independent legal advice as every persons situation is different. 

 

Click here to go to our online store to download the video guide 

Click here to learn more about your DIY DIVORCE BLUEPRINT

Click here for our free checklist for your divorce and property settlement 

Sign up here for our next free online webinar 



You Don’t Want to Miss Out On

  • What are costs?
  • Why might you be ordered to pay someones costs?
  • Why is a cost order sort by people in the family court?
  • What is a calderbank offer?
  • How are calderbank offers used in parenting and property matters in the family court?
  • When should you worry about costs
  • What does the court use costs for?
  • What are the costs implications if you are self represented
  • When are costs ordered?
  • What kind of things you need to watch out for so you don’t end up paying your ex’s legal costs. 
  • The Family Court of Australia and Costs
  • Why lawyers put a cost order at the bottom of their orders sort
  • Why making an offer to your ex during family court proceedings could help you later on after a trial. 

 

If you need emergency help you can also contact:

Make sure you hit SUBSCRIBE so you don’t miss out on the next practical steps and guide to your divorce or de facto separation coming soon. And, if you’ve found this episode helpful, please leave a rating and a review so it can help others. Thank you. 

Please note this is general advice only. Please always seek independent legal advice as everyone’s situation is different. 

 

When your ex files in family court and you have to respond: Response to initiating application

Episode 63

mardi 2 août 2022Duration 47:18

Has your ex just filed documents in court for the first time about property or children’s orders? Have you been given a big bundle of documents called Initiating Application? Do you need to fill out and file a response to initiating application form? Do you think that will be the next step your ex will take? Then this episode is for you. We discuss what is involved in the process of responding to initiating court proceedings in the family court of australia. We talk through the current requirements and documents you will need to fill out and the timeline required to do it in. Please note this is general advice only. Please always seek independent legal advice as everyone’s situation is different. 

Click here to go to our online store to download the video guide 

Click here to learn more about your DIY DIVORCE BLUEPRINT

Click here for our free checklist for your divorce and property settlement 

Sign up here for our next free online webinar 

 

Response to Initiating Application Form

 

You Don’t Want to Miss Out On

  • What does an initiating application in the family court mean?
  • How long do I have to respond to the initiating application
  • What do I have to do to respond to my ex’s court application
  • What is a Parenting Questionnaire?
  • How do I write an affidavit in response to my ex’s
  • What happens next in court once they’ve filed
  • How do I file my court documents?
  • What is the court portal
  • How do I find my court file number?
  • How do I fill in a response to initiating application form?
  • When should I see a lawyer
  • Can I fill in the documents myself
  • What does Interlocutory orders sought by you the respondent mean
  • Who is the respondent?
  • Who is the applicant?
  • Why do I need to tell the family court about domestic violence orders?

If you need emergency help you can also contact:

Make sure you hit SUBSCRIBE so you don’t miss out on the next practical steps and guide to your divorce or de facto separation coming soon. And, if you’ve found this episode helpful, please leave a rating and a review so it can help others. Thank you. 

Please note this is general advice only. Please always seek independent legal advice as everyone’s situation is different. 

When an Amicable Divorce goes wrong and what you can do about it in your Property Settlement & Parenting Agreement

Episode 62

mercredi 29 juin 2022Duration 40:28

Are you in an amicable divorce where everything is going swimmingly? In this episode we are going to identify when an amicable relationship during property settlement or children's matters can go wrong. We are going to show you how to identify it and what you can do about it to avoid troublesome divorce issues. This episode will help you identify the pitfalls and red flags in an amicable divorce and how you can navigate your property settlement or children’s orders and divorce fairly.

 

Click here to learn more about your DIY DIVORCE BLUEPRINT

Click here for our free checklist for your divorce and property settlement 

Sign up here for our next free online webinar 

 

Episodes referred to you can listen to next

Separated under one roof podcast episode

Coercive Control podcast episode

Avoidant Divorce Podcast Episode

DIY Disclosure Podcast Episode

Moving Out once you've decided to divorce Podcast Episode

 

You Don’t Want to Miss Out On

  • What is an amicable divorce
  • What are the red flags in an amicable divorce
  • What is financial control
  • What is coercive control
  • What happens in the space between separation and divorce
  • Financial Agreements
  • Property Settlement and what to look out for
  • Parenting agreements and what to look out for
  • Amicable divorce: the pitfalls to avoid
  • What happens to the money after you sell the house in a divorce?
  • When you should see a lawyer during an amicable divorce
  • What are consent orders?
  • Can you go back to the court and get consent orders changed?
  • Who moves out once you’ve decided to separate
  • Finding out what you are entitled to
  • Are you afraid to rock the boat with your ex?
  • How to ensure you set yourself up financially in your property settlement fairly for your future. 

If you need emergency help you can also contact:

Make sure you hit SUBSCRIBE so you don’t miss out on the next practical steps and guide to your divorce or de facto separation coming soon. And, if you’ve found this episode helpful, please leave a rating and a review so it can help others. Thank you. 

Please note this is general advice only. Please always seek independent legal advice as everyone’s situation is different. 

Independent children's lawyer or ICL: the myths, the facts and everything you need to know for your family law court case

Episode 61

mercredi 22 juin 2022Duration 46:43

Has your family law court case been appointed an ICL or Independent Children’s Lawyer?  Have you heard your lawyer or the court mention a potential ICL in your case? Are you about to enter the family court world and you are trying to sort parenting plans or parenting orders. Well this episode is for you. Listen to Lyn, a family lawyer specialist of 35 years and a past independent children’s lawyer, will explain and share with you the facts that may help support you and your children through this journey. 

Click here to learn more about your DIY DIVORCE BLUEPRINT

Click here for our free checklist for your divorce and property settlement 

Sign up here for our next free online webinar 

 

Resources referred to in this episode

Video to show to kids if and only if they are seeing an ICL

Information about RE: K

FAMILY LAW ACT 1975 - SECT 60CC

Episodes referred to you can listen to next

Subpoena Podcast Episode 

Affidavit Podcast Episode

You Don’t Want to Miss Out On

  • What is an ICL
  • What is an independent children’s lawyer
  • What does an ICL do?
  • When does an an independent children’s lawyer become involved
  • What are the myths about ICL?
  • When might a judge appoint an independent children’s lawyer
  • Why might a judge appoint an independent children’s lawyer
  • Kay & Kay Case and why it applies to the ICL
  • How much weight does an independent children’s lawyer have in your case for judgement?
  • How much does an ICL cost
  • What is the process an ICL might follow in the Family Court of Australia
  • What can an independent children lawyer do?
  • Consent orders and an ICL
  • Mediation and independent children’s lawyer
  • The downside and upside of having an ICL in your family court case
  • How to best prepare your child if they are going to have to meet their independent children’s lawyer
  • How to write an affidavit to make the ICL pay attention to your point of view
  • Affidavits and independent children’s lawyers
  • How to manage the ICL and a high conflict divorce 
  • How to manage the ICL with a manipulative or controlling narcissistic ex
  • How to manage the ICL with an avoidant ex

If you need emergency help you can also contact:

Make sure you hit SUBSCRIBE so you don’t miss out on the next practical steps and guide to your divorce or de facto separation coming soon. And, if you’ve found this episode helpful, please leave a rating and a review so it can help others. Thank you. 

Please note this is general advice only. Please always seek independent legal advice as everyone’s situation is different. 

 

The best pieces of legal advice to hear during your property settlement, parenting or divorce

Episode 60

mercredi 15 juin 2022Duration 36:05

No doubt you are given countless pieces of advice during your property settlement, parenting settlement or divorce. But we’ve picked the best pieces of advice that we wish everyone knew before getting their divorce and property settlement sorted. Learn from a family lawyer of 35 years experience and make your divorce journey a smoother one.

Click here to learn more about your DIY DIVORCE BLUEPRINT

Click here for our free checklist for your divorce and property settlement 

Sign up here for our next free online webinar 

 

You Don’t Want to Miss Out On

  • Social media and divorce
  • How social media might be used in court and what to be aware of
  • Why keeping it together is more important than you think in your divorce proceedings.
  • Why getting help if you are not coping is so important
  • Child support and divorce
  • Trust accounts and property settlement
  • Can you control when your ex meets their next partner?
  • How to make sure you don’t let your property settlement or parenting matters drag on
  • How to make sure your lawyer is working best for you
  • What to do if you are worried if you get divorced you’ll have no money or be broke.
  • Why is it important to get independent advice from a lawyer
  • The best advice for property settlement
  • The best advice for children’s matters

If you need emergency help you can also contact:

Make sure you hit SUBSCRIBE so you don’t miss out on the next practical steps and guide to your divorce or de facto separation coming soon. And, if you’ve found this episode helpful, please leave a rating and a review so it can help others. Thank you. 

Please note this is general advice only. Please always seek independent legal advice as everyone’s situation is different. 

Is your ex lying in the family court? The "he said, she said" saga during your divorce. What to do when your ex lies in their family court material. What to do and how to prove it wrong and correct the record.

Episode 59

mercredi 1 juin 2022Duration 47:24

He said this, she said that, and no one in the family court  knows who to believe. This episode gets to the crux of the issue on what to do if your ex has written a court document, legal letter or affidavit that has something completely different to the truth or your recollection.

Lyn, a family lawyer of 35 years, discusses what you can do about it.

We will discuss what is important to prove wrong and not important to prove as lies.

We also cover in this episode how to prove they are telling lies. As well as what happens if your ex or you get caught out lying in court documents or while in the witness box. We also discuss what happens if your ex doesn’t get caught out. 

If you are going through the family court or about to have a mediation and your ex partner isn't being truthful listen to this episode that will guide you by one of the most experienced family lawyers in Queensland.

Click here to learn more about your DIY DIVORCE BLUEPRINT

Click here for our free checklist for your divorce and property settlement 

Sign up here for our next free online webinar 

Links Mentioned in the Episode

Future Needs Episode

Sorting Property Settlement Part Two Episode

Sorting Property Settlement Part One Episode

You Don’t Want to Miss Out On

  • What lies are important to disprove
  • What lies are a waste of your time to disprove in an affidavit
  • What to do if someone lies in their affidavit
  • How to cope when someone tells lies in court or to their lawyer
  • What happens if they lie in the witness box
  • What do you do if your ex lies in their affidavit?
  • How to respond to your ex partners affidavit?
  • What kind of proof can you use for an affidavit?
  • What happens if you don’t address or prove their lies in the court documents.
  • How to find evidence for an affidavit 
  • What to do for proof and evidence
  • Why you might need someone else to write an affidavit to back up your truth.
  • Recording, Voice Mail, Videos and how and if they can be used as proof?
  • How to prove your coercive control or domestic violence
  • Getting a print out of a police statement and using it in your affidavit.
  • Do you get a chance to respond to an affidavit after you have already filed yours?
  • How to see in Mediation what their arguments might be for trial if you don’t settle.
  • What happens if they come up with new lies at the trial.
  • What happens if you lie in court?
  • What happens if you lie in an affidavit?
  • What does credit mean in court?
  • What does findings of credit mean in family court?
  • What does your lawyer do if they find out you’ve made a mistake or lied in your affidavit or legal letter.
  • Can you go to jail for lying in court
  • How to word something in a court document if you cannot remember exactly what happened.
  • What happens when you are in the witness box
  • What is the best wording for your affidavit to counter the lies.
  • When you should see a lawyer. 
  • Narcissist and lying in court
  • Manipulative and Controlling types and divorce affidavits
  • Amicable divorce and lies



If you need emergency help you can also contact:

Make sure you hit SUBSCRIBE so you don’t miss out on the next practical steps and guide to your divorce or de facto separation coming soon. And, if you’ve found this episode helpful, please leave a rating and a review so it can help others. Thank you. 

Please note this is general advice only. Please always seek independent legal advice as everyone’s situation is different. 


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