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Explore every episode of the podcast The Curve

Dive into the complete episode list for The Curve. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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TitlePub. DateDuration
Investing in AI: Are We Too Late to the Party?27 Mar 202500:23:12

AI investing - too hot to handle or just heating up? In this episode, we bring in Zoe Wallis from Tempo for a Temperature Check on the AI boom. Sophie, Vic, and Zoe dive into whether AI is still the golden ticket or if the train has already left the station. Plus, the all-important question: how do you actually invest in AI without just throwing your money at the next shiny tech stock? We talk Nvidia, diversification (aka not putting all your eggs in one AI-powered basket), and how to spot the next big trend before it’s too trendy. Oh, and yes - there are some solid gold rush analogies. You’re welcome.


Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠ ⁠Tempo website⁠.⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.


⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠


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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

How a Money Diary Can Make You Wealthier & Wiser, with Frances Cook (from the archives).26 Mar 202500:35:44

Blast from the past alert! We’re dusting off an oldie (but a very, very goodie) with the legendary Frances Cook – finance journalist, author, and NZ’s OG money podcaster. In this episode, we dive into the magic of keeping a money diary (it’s a game-changer, trust us), break down the whole good debt vs. bad debt debate (spoiler: your wardrobe might not be an "investment"), and unpack the satellite approach to investing – aka the strategy that lets you have your financial veggies and a little dessert. Plus, Frances spills on her best and worst investments (ahem, crypto-adjacent oopsie), and we debate whether giving up oat milk lattes will actually fix your financial future (spoiler: nope). If you’re a beginner investor or just need a refresher on the fundamentals, this one’s for you.


Join The Curve Investing Club - a community of women learning, growing, and building wealth together. Whether you're a total beginner or already investing, you'll get expert insights, stock market updates, and a supportive crew to talk all things money. Sign up here: https://thecurveplatform.com/pages/become-a-member


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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

What Warren Buffett’s Moves Tell Us About the Market Right Now.03 Mar 202500:40:52

Warren Buffett is sitting on a record-breaking $334 billion in cash - but why? This week, we dive into what the legendary investor’s latest moves reveal about the stock market and whether we should be cautious right now. We also break down Tesla’s dramatic drop, the impact of Elon Musk’s political moves, and whether the stock is becoming a bargain or a brand to avoid. Meanwhile, YouTube has officially overtaken Spotify as the most popular podcast platform in the U.S., and it’s quietly becoming a serious competitor to Netflix. With Google (YouTube’s parent company) seeing strong revenue growth, is it the under-the-radar tech stock to watch? Gosh we’ve a lot to unpack!


If you love these conversations, The Curve’s Investing Club is where it all happens. It’s a community of women coming together to share ideas, swap notes on their investments, and get insights from Vic and other finance professionals. Whether you’re new to investing or already deep in the market, the club is here to help you grow your wealth with confidence. To learn more / sign up, click here.


The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠ - ⁠https://www.tempo.co.nz/documents-and-disclosures⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.


⁠Leave us a message on The Curve Hotline 💌☎️⁠


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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW63: An update on crocs, inflation, and Soph’s love life.14 Apr 202400:24:34

It’s been another wild week in the stock market, but before we get into that - do you remember those emotional charts therapists use to help decipher how you're feeling? No? Just imagine Vic pointing to overwhelm and Soph at the excitement section with a hard launch we are all here for. And although the stock market's been pointing at depressed lately, there is one company you might consider investing in. It's share price has risen 40% this year alone! A small hint...they make arguably the most comfortable, and least subtle shoes in the world.

Watch this episode on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC110: Pay off the mortgage or invest? Part Two.09 Apr 202400:37:19

Although this 2-parter seems somewhat like Sophie's voice messages; a little rambly, and at times totally off-topic, we hope that by the end, you'll come away with a better understanding of what's best for your financial situation: paying off the mortgage early, or investing the extra funds. Investing may make you more money than paying off debt, but the savings from interest on mortgage payments can be significant. This is why it’s important to determine (based on your personal circumstances) whether investing would be more beneficial than paying off your mortgage, or vice versa!

Watch this episode on YouTube.

Ready to venture into property investment, buy your first home, or embark on a life change? With a new listing every 3 minutes, Trade Me Property offers the largest range of properties for sale in Aotearoa. Explore the latest market trends and housing insights for a successful journey. Start your search on Trade Me Property today for your next great move.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW62: GenZ, Millenials or boomers - who needs the most for their 20 year holiday?07 Apr 202400:25:11

WARNING: To avoid the world's biggest spoiler dropped by Vic at 7:40 about the series 'One Day', skip to 8:30.

Following a significant tumble in Tesla's share price, the car giant finds itself ranked as the second-worst performing company among the top 500 listed on the U.S. stock market. Taylor Swift is one of the newest additions to list of global billionaires list! And despite their being more people holding billions than ever before, the rest of us according to Calvin Kleins falling share price, are holding on to our holey underwear. 

Watch this episode on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC109: Pay off the mortgage or invest? Part One02 Apr 202400:42:45

Today we’re discussing one of the grey areas we get asked about a lot; whether to prioritise investments, or paying off the mortgage. And although Soph's spent the past few days skilfully dodging emails and meetings using Vic's mysterious operation as her golden ticket, this week we're back in business. As both mortgage and interest rates seesaw, it can be difficult to know where to put your money and what will be best in the long run. In this episode, we’re discussing ways in which you can decipher what’s best for you. Spoiler: It’s personal (sorry Soph!) Part two coming next week…

Watch this episode on YouTube.

Ready to venture into property investment, buy your first home, or embark on a life change? With a new listing every 3 minutes, Trade Me Property offers the largest range of properties for sale in Aotearoa. Explore the latest market trends and housing insights for a successful journey. Start your search on Trade Me Property today for your next great move.

For more from The Curve:
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW61: Reddit’s IPO, Mcdonalds’ new menu item and the cocoa crisis.31 Mar 202400:26:17

After last week's announcement, we were delighted to receive so many positive messages and words of wisdom but there was one message in particular telling us to cut to the chase so this week, we're getting straight to it (just after Soph shares a moustache story that has no financial relevance). Sorry Nance.

Okay, okay, Reddit shares take a turn after the IPO last week (where the company goes public so you can buy shares) as the dreaded short-sellers arrive, McDonald’s makes a sweet deal with the bakery company that’s had decade-long growth, and WeWork’s Adam Neumann makes a comeback. Oh, and If you recently received an easter egg that looked slightly smaller than usual, you may be experiencing first-hand shrinkflation due to the cocoa shortage… eek!

Watch this episode on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC108: Our most inspirational story to date.26 Mar 202400:44:45

Today we welcomed to the studio (otherwise known as Vic's Niece and Nephew's playroom) one of our listeners; Sophia Cich, who told us one of the coolest investing stories we've ever heard. Finding the balance between spending money now for fun vs saving for the future is pretty hard to gauge. How far in the future should you be saving for? How long should you leave your investments for? And can you enjoy any of your investments along the way? Sophia’s story is a great example of how to invest for the future while playing with the fun money - setting a goal, working towards it and reaping the rewards when it's reached.

Watch episode on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW60: An investment (very) close to home...24 Mar 202400:04:59

Today is not a normal Curve Weekly, it's more of a quick life + business update! There is lots of exciting things in the pipeline behind the scenes at The Curve (and although admittedly a little biased), we think this is one of the most exciting investing opportunities we have ever talked about.

Back to regular programming next Monday!

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC107: Saving for a dopamine hit with Aleks Nikolic.19 Mar 202400:39:40

This week we’re speaking with the internet’s big sister, Aleks Nikolic - founder of Broke Girl Wealth. As a full-time lawyer and advocate for financial literacy, Aleks offers invaluable insights into financial red flags to look out for in relationships, JOMO, and how a hit of dopamine can be obtained by saving and investing. In this episode, Aleks guides us away from conventional money saving approaches like sponge-cutting (yep, you read correctly) towards a more fulfilling financial future where our finances align with our passions and values.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW59: Tik, Tok, Boom.17 Mar 202400:27:11

Soph’s finally back in London, but she’s arrived with some pretty painful baggage (shoutout to Freya, Curve fan / world’s best air hostess on hand with antiseptic and ice). And while one iconic duo is now back together, the relationship between China and the U.S. seems to be deteriorating further. The U.S. are trying to pass a bill that could mean 170 million American users will be banned from using the Chinese platform TikTok... ouch. In other Curve Weekly news, Adidas posts it’s first ever net loss after 30 years and dating apps might be getting the AI makeover we didn't know it needed.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC106: Investing in jewels, art and all things luxury with Webb’s Auction House.12 Mar 202400:48:56

We did our first LIVE podcast event in New Zealand, and it was sparkly, chic and extremely luxurious. We had the absolute honour of sitting down with Tasha Jenkins and Christine Power (two brilliant experts from the iconic Webb’s Auction House) to talk about the ins and outs of investing in luxury items. The questions (like the Veuve) were flowing. Where do we start? How long do we keep a piece for? How volatile is the market? Do ethics come into it? Is orange a bad choice? Should we keep the box? Plus, some great audience questions, Soph’s Birkin ‘mouth fart’ and lots and lots of laughs (thanks, Mike Hallwright). A golden episode for lovers of all things lush. 

We'd like to say a HUGE thank you to Webbs for hosting us at their beautiful auction house and to all of our favourite brands who got involved. Massive thank you to Veuve Clicquot, Almighty, Batched, Eve Wellness, Aotea, and Goldie, we couldn't have done it without you!

Watch the episode on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Buying Property: What You Need to Know27 Feb 202501:10:32

We took Raising the Curve live with Trade Me Property to talk all things property - because let’s be honest, buying a home isn’t as easy as it used to be. From market trends to mortgage stress, we cover how to get your foot in the door, what to consider before buying, and whether stretching yourself for a bigger home loan is really worth it. Vic shares her journey from first-time buyer to investor, Emily from Trade Me opens up about how a major life event changed her approach to money, and Sophie… well, she’s still figuring it all out. Whether you're looking to buy, invest, or just understand what the heck is going on, this episode has you covered.


This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r


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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW58: Crypto’s up, Oprah’s out and Soph’s a little bit tiddly.10 Mar 202400:26:14

Crypto is flying high, up 150% in the last six months (and Soph and Vic invested!). To celebrate, Soph’s enjoying a Corona in bed while Vic sips on her lemon water. Bliss. And the good news doesn’t end there. The price of gold is also hitting record highs, parental leave in Australia is getting 12% sweeter, and while Oprah’s reasons for leaving the board may be questionable, it seems that Weight Watchers is getting a taste of its own low-carb, low-fat and highly outdated medicine. Oh, and Vic’s into circumcision now. Buckle up, people.

Watch this episode on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC105: Why ‘Girl Math’ needs the boot, with Bronwyn Taylor.05 Mar 202400:41:11

‘If I buy something then return it, I’ve basically made money. If I pay in cash, it’s literally free. Anything under $5 doesn’t count.’ If you’ve been on any form of social media lately, you’ve no doubt witnessed the fast-growing (and for many people, quite funny) trend, ‘Girl Math’. In today’s episode, we sit down with Bronwyn Taylor, a delightful and highly intelligent economist, to talk about gender stereotyping, ingrained sexism and the deep-rooted problems that come with labelling girls as mathematically less-than.

Whether you love ‘Girl Math’ or hate it (you’ll probably hate it by the end of this episode) this is a hugely insightful chat, and a must-listen for everyone out there. 

To read Bronwyn's original article on girl math, click here.

Watch the interview on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW57: Get over yourself, Wendy.03 Mar 202400:27:27

This week, Vic’s flying out, Soph’s dancing like Derulo and Wendy’s thrown a big cheesy spanner in the works. We look at the burger surge, the backlash and if the fast-food icon is being wildly arrogant or weirdly clever. And with so many big names selling stocks and hoarding cash (we’re looking at you Buffett, Bezos and Zuckerberg), there’s an air of uncertainty rippling through the finance world – so should we be fearful and careful, or is it time to get greedy? Plus, we’ve got hot tips, epic songs and a couple of shit finance quotes. Big week, people!

Watch this episode on Youtube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC104: Money stories, Hinge dates and neuro-divergence with Victoria Devine.28 Feb 202400:46:02

After co-existing in the financial-podcast-world for so long, we are beyond excited to be sitting down with Victoria Devine – creator and host of Australia’s ‘She’s on the Money’ podcast, author of three life-changing books and all-round inspirational powerhouse. From personal debt to neuro-divergence, Hinge dates to family tax (more fun than it sounds) and trying to hold off labour until after Taylor Swift, Victoria is a wealth of warm, funny wisdom – and she’s only too happy to share it with us all. Empowering, inspiring and incredibly refreshing, this chat will leave you feeling seen, understood and all kinds of good.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW56: Hey Taylor, keen to fix our recession?25 Feb 202400:21:47

After a wholesome old weekend, filled with nudity, ice baths and open-fire cooking, we’re back in the real world and ready to get stuck into some finance. While Goldman Sachs is dealing with some women-in-power issues (shock horror), Taylor Swift is proving that females can do anything … like bring entire countries out of recession. And while Bitcoin’s embarking on a halving event, Japan’s stock market has been doubling (and doubling again). Oh, and we’re on YouTube! Tune in to see Soph’s dramatic expressions and Vic’s rich face. Enjoy!

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC103: A trip down memory lane (with the oldest, baldest, kindest guests we’ve ever had).20 Feb 202400:46:01

We love each and every one of our guests, but today’s duo is on another level. A bit old, a bit bald and endlessly kind … today, we’re lucky enough to be talking to Mike Hallwright (of the cereal noises) and Ian Harris (of the 40-year moustache). Aka, our dads. Although neither wants to be here, Mike and Ian really come to the party – spilling on the tea on our money-personalities growing up. Who stole from their family to buy McDonalds? Who racked up $18,000 of credit card debt? Who sold bags of goldfish to her classmates? Who ate nothing but bulk-bought porridge for two weeks? Who has the cuter, funnier, lovelier dad? (Spoiler, we both do).

Watch the episode on Youtube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW55: Green flags for Uber, red flags for Amazon, and no more flowers for Vic.18 Feb 202400:17:48

As we race through this speedy little episode, the race is also on for a couple of transportation big dogs. With Uber finally in the green and Lyft firmly in the red (with red faces all round), it seems we have a clear-cut winner … for now. And while Jeff Bezos is getting even richer and Vic’s flower supply has been shockingly cut off, Maggie Marilyn is keeping it chic: out there, on the streets of London, quite literally saving lives. This one’s for you, Meg!

Watch the episode on YouTube.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC102: Why talking money with your partner is vital (and a little bit sexy), with Nicole Haddow.13 Feb 202400:34:03

When you think about getting intimate with your partner, you’re probably not imagining a practical chat about the household finances. But … maybe you should be. Today’s guest, the incredible author, heritage homeowner and all-round great person Nicole Haddow, is here to discuss ‘Couple Goals’ (the name of her latest book, and the general theme of this episode) – and, more specifically, how talking money with your partner is not only vital for the success of your relationship, but is also a little bit sexy. Whether you’re on date number two or in your 45th year of marriage, Nicole’s advice is significant, enlightening and totally necessary.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW54: Is Disney in a naughty little three-way?11 Feb 202400:24:32

Today, we’re coming to you live (not actually live) from Vic’s sister’s house (feat. an adorable dog) and Soph’s family kitchen (feat. Michael Hallwright’s cereal noises). You’re welcome! For today’s accidental American-themed episode, we’re talking family-favourite Disney and its latest three-way scandal, Facebook’s big birthday and even bigger Wall Street moves, WeWork’s possible return to relevance and Superbowl Sunday’s out of this WORLD ticket prices.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC101: How to talk about your salary (without making it weird), with Julia Glum.07 Feb 202400:39:29

Good dates, horrible dates, family drama, weird rashes … for most of us, this kind of personal info will be talked about with a friend (or the entire girls’ WhatsApp chat). So why is it so awkward to talk to each other about our finances? In today’s episode, we’re talking to Julia Glum, a personal finance journalist whose funny, relatable and incredibly honest writing is helping to bring the salary-chat out of the shadows. From when, where and how to broach the topic (spoiler: not at a festival), to dealing with resistance, awkwardness and confronting answers – Julia’s got the goods. A must-listen for anyone living and earning in the world.

Click here to view our anonymous salary spreadsheet. Submit your response here.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Negotiating Pay, Knowing Your Worth & Future-Proofing Your Career with Sharyn Casey (from the archives).26 Feb 202500:37:17

Just a heads up - this episode contains a fair bit of swearing (because sometimes money and career talk gets passionate). If you're listening with little ears around, you might want to pop in some headphones!


We’re throwing it back to June 2023 for this gem of an episode - because career smarts never go out of style. In this one, we chat with the incredible Sharyn Casey about the financial side of work: how to negotiate a pay rise with confidence (and without sweating through your shirt), why loyalty in a job can be a financial win (but also when to walk away), and how diversifying your skill set can protect your income long-term. We also dive into the money lessons that start at home - how Sharyn teaches her kids about saving and spending, how she and her partner merged their finances without the stress, and the top money tip from her mum that completely changed the way she budgets. It was a great chat then, and it’s just as relevant now - enjoy this one from the archives!


"No one has ever saved their way to being a millionaire." Investing is the real game-changer - but don’t worry, we’ll show you how. The Curve’s Investing Club is your no-BS guide to growing your money, with expert insights, exclusive perks, and a community that actually gets it. Ready to level up? Join here.


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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.


TCW53: BREAKING NEWS! Vic has a joint account (and it’s not with Soph)04 Feb 202400:21:04

It’s baaaaaack! Reporting season is here, which means we’re peeking through the curtains of some seriously powerful companies. We talk about who’s soaring, who’s stalling and who’s nosediving from the sky (with parts falling off as they go). We also look at the people-friendly reason behind Walmart’s latest stock split, jumping on the bandwagon of AI investing, the perils of adult acne and our own personal ‘loud budgets’. Who’s cutting Uber Eats? Who’s ditching takeaway coffees? Who forgot all about the segment? Listen to find out more.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC100: Behind the scenes of the influencer industry, with Cartia Mallan.31 Jan 202400:45:00

For our 100th RTC episode (100, woah!) we’re bringing you honesty, vulnerability and epic amounts of attitude, in the form of everyone’s favourite Aussie influencer – Cartia Mallan. From her early days of ‘crying on Snapchat’ to building an incredible career as a highly sought-after influencer, Cartia has, in her own words, absolutely slayed. We dive deep into the world of influencing – from believing in your worth and listening to your mom(ager), to the importance of overdelivering and the power of manifestation – while also looking at Cartia’s own financial journey along the way. Funny, empowering and always, always real – Cartia Mallan is getting shit done. Happy 100, everyone.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW52: Everyone wants a piece of Stanley.29 Jan 202400:23:20

We all know that size doesn’t (or shouldn’t) matter – but when it comes to Stanley, the world is suddenly going wild for his big old jumbo cups. We talk about incredible rebrands, the perks of going viral, and whether a surge in demand equals a solid investment opportunity. We also look at China’s downward spiral, the power of the Magnificent Seven (the seven biggest companies in the world) and the joys of being loudly and proudly frugal. Plus, Vic has never looked hotter and Soph is suddenly into diggers. Go figure.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC99: Self-sabotage, people pleasing and setting boundaries with Dr Rebecca Ray.23 Jan 202400:41:26

WHY ARE BOUNDARIES SO HARD? Why is it so awkward to say we can’t afford something? Why do we carry so much guilt and fear and shame around saying, ‘No, actually, that won’t work for me’? In today’s episode, we are lucky enough to ask these questions (and many, many more) to the international queen of boundaries, Rebecca Ray. As a clinical psychologist, renowned speaker and author of two incredible books, Dr Becks is an absolute weapon when it comes to then when, how and why of putting our own needs first. From honouring internal boundaries to un-learning years of people pleasing, from fears of rejection to perfectionism and self-sabotage – Dr Becks sees it, knows it and tells it like is. Epiphany after epiphany, this episode gets right to the core of who we are as humans.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW51: All hail Sir Lord King Warren Buffett!22 Jan 202400:24:41

As the NZ summer’s getting hotter and hotter (Soph’s sweating, Vic’s doused in perfume) Google’s going ice-cold, announcing even more employee cuts to come this year. We look at the reason behind the layoffs and how this could have a positive effect on inflation (although we really don’t want you to be fired). And while Google has too many people, China’s facing the opposite problem. While a rapidly shrinking population may sound like a good thing (hello, happier environment) it could also come at a cost. Oh, and our favourite man in all the land, His Majesty Warren Buffett, is out there making big sexy finance moves, and Sheryl Sandberg has decided to gracefully lean out. Not bad for a hot Monday morning!

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC98: What women want (to search online) with Diem founder, Emma Bates16 Jan 202400:45:34

This week we’re talking to the brilliantly clever, honest and inspiring Emma Bates – co-founder of Diem, the new social search engine for women and non-binary folk. She also happens to be Vic’s sister’s husband’s brother’s partner (it’s closer than it sounds, we promise). She’s pitched to hundreds of potential investors to raise more than $3.5million, navigated the US banking collapse, the cost of living in New York, all while working insanely hard with the aim to earn as much money as humanly possible. Revolutionary, driven and passionate, Emma is a delightful force to be reckoned with. Amazing human, amazing chat, amazing things ahead for DIEM!

Watch interview on YouTube.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW50: Broken planes, bee stings and big old K-holes.15 Jan 202400:33:37

No matter how hard you try to ease into the new year, sometimes things just don’t go your way. Soph went to a silent retreat and got hit by a flying log, Vic went on a sexy hike and got a nasty bee sting, and Boeing sent a plane across the skies … and lost part of it mid-flight. We talk about the effect this could have on their share price, investor confidence and their reputation as a whole. We also look at a recent billion-dollar dating app investment, the latest way to buy Bitcoin, and Elon Musk’s naughty after-hours activities (and what it could mean for his CEO status). 15 days in, and 2024 is already giving serious drama. 

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC97: Getting out of 100,000 worth of debt with Liz Gillette.09 Jan 202400:42:51

In today’s episode, we’re talking to the incredible Liz Gillette – a bad-ass financial advisor who, in her teenage and young adult years, experienced more than her fair share of money troubles. From watching her family home get repossessed to walking out of college with a monumental debt to pay, Liz’s financial journey has not been an easy one. We sat down with Liz to talk about the slippery slope of debt, the importance of communication, leaving judgement at the door and respecting your partner’s choices (even if it’s golf). Heart-breaking, inspiring and unflinchingly honest, this is a must-listen for everyone out there.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW49: There’s a new IPO on the scene, Apple’s turned sour and we’re refreshing our finances for 2024.07 Jan 202400:29:18

Although not fully switched off from holiday mode… we’re back. And to kick this year off, we look at the shiny new IPO that’s arrived on the scene, we get the latest news from Apple, and we share some exciting developments from good old Microsoft. After helping her new boyfriend reset his finances for a fresh start to the new year, Vic discovers a secret savings pot and we love flower man even more than we did before.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC96: The delicious (and inspiring) life of Condiment Claire.02 Jan 202400:39:18

It’s not always easy to back yourself – to throw yourself into the unknown – but today’s guest is living proof of what can happen when you stand up, take a chance and lean into uncertainty. Claire Dinhut (aka Condiment Claire) is an absolute powerhouse. She’s been to Harvard, travelled the world presenting food shows, gone viral on TikTok during lockdown and somehow still finds time to make her own butter. We talk to Claire about her career ups and downs, her self-taught investing strategies and her incredible ability to take a chance on herself.

Watch interview on YouTube.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Why Tesla Investors Are Jumping Ship.24 Feb 202500:42:55

Well, well, well… Tesla’s stock is on a wild ride, and it’s got nothing to do with self-driving cars. This week, we’re diving into why Elon Musk’s political antics are spooking investors and why some Tesla owners are slapping bumper stickers on their cars that basically scream, “I bought this before I knew he was nuts.” Plus, we chat about whether this stock slump is a golden buying opportunity or a moral dilemma. We also cover the latest on interest rate cuts (good news for borrowers, meh news for savers), the ongoing battle over TikTok, the sneaky tactics of discount-shopping giant Temu, and Shein’s rocky road to going public. And to top it off, we discuss why female athletes are still being shortchanged - literally.

The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

Episodes mentioned in this podcast:

Budgeting 101 & How to Split Your Pay.

Budgeting 102 & How to Actually Stick to It.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC95: The very best bits of 2023, part two (this one’s for you, Meg).26 Dec 202300:43:48

2023, aka the year of incredible guests. From Jess Quinn’s inspirational chat about the cost of her prosthetic leg to Frances Cook’s life-changing advice about money diaries, Equity Mates’ deep dive into lifestyle creep to Sarah Lindsay’s challenging childhood, Sophie’s beloved grandma’s ground-breaking investment portfolio and Allegra Bambi Haines’ journey through transitioning – we’ve loved each and every one of them (and are desperate to be friends with them all). This might inspire you to go back to the episodes, or make you realise you’re ok with just the highlights … either way, these guests were fire.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC94: The very best bits of 2023, part one.20 Dec 202300:42:52

While we’re still unsure what inspired this episode (Creative genius? Laziness? A well-deserved celebration of our year, or a great way to sneak off on holiday early?) we’re still very excited to bring it to you! We’ve scrolled back through the year that’s been and pulled out a juicy selection of our all-time favourite bits; from family dynamics to female leaders, money and mental health to unforgettable life lessons, we’ve got the best of 2023 right here. And it’s only part one … so watch this space, there’s plenty more good stuff to come.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW48: Hot tips, hot chips and hot guys in Morocco.17 Dec 202300:19:34

Today – coming to you all the way from sunny NZ and the back of Muhammed’s car – we’re wrapping up the year that’s been for some of our favourite international stock markets. We look at who’s crushed it and who’s had a shocker, and what it’s meant for IPOs and investors. We’ve got big news from Boots, an out-of-this-world announcement from McDonalds, and some smokin’ hot tips for choosing sectors to invest (and find employment) in. Wind turbines, anyone?

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC93: Microsoft – good investment or amazing deep fake?14 Dec 202300:41:17

In today’s episode, Vic goes head-to-head with Alison George, our very clever and succinct friend at Australian Ethical. If you’ve listened to this podcast before, you’ll no doubt be aware of Vic’s undying love for Microsoft in all its nerdy-tech glory … so naturally, we’ve put her on the ‘against’ side of today’s ethical investment debate. From the risks of facial recognition to carbon neutral data centres, increased productivity to who’s responsible for the recycling, we dive deep into the highs and lows of investing in this multi-(multi)-billion-dollar company.

Watch the episode on Youtube.

If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC92: What we’ve learnt in 2023.12 Dec 202300:37:16

This week, we’re rolling out a slightly different format. With 2023 nearly behind us, we’re wrapping up the year that’s been and all the lessons it has given us. From learning to live with significantly less to taking your own advice, from the importance of a healthy emergency fund to the heartbreaking realities of the ADHD tax – we’re here to reflect and share (and we’re actually quite vulnerable). Big feelings, big lessons and big gratitude for your support along the way.

Watch the episode on YouTube.

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW47: Big shorts, big bounce-backs and big red flags.10 Dec 202300:20:53

Ahhh, December. The trees are up, the carols are cranking, and things are looking rather bright and merry in the world of finance – unless, of course, you’re Michael Burry (the man behind The Big Short – it has Ryan Gosling in it, you’ve probably seen it). Today, we’re talking big risks, big bets and the danger of betting on failure. On a more positive note, the S&P500 is up, Uber’s finally in the big-dog club, Facebook is flying, Zuckerberg’s selling, TikTok is absolutely massive and Vic’s hit travel gold (for only 35 measly little Euros). ‘Tis the season, people.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC91: Shortland Street and Elon Musk: Getting ethical with Beth Allen.06 Dec 202300:42:02

Child actor, teenage homeowner, Shortland Street star and mum-of-three … it’s safe to say that Beth Allen (Google her face immediately, you know her) has lived a pretty exciting life. Today, we have the privilege of sitting down with Beth to talk about her own financial journey, and the importance of keeping her finances aligned with her ethics. From industry pay disparities to the cost of being a woman on screen, investing her kids’ pocket money to Elon Musk’s big plans for Mars, Beth’s here to tell it like it is. Sophie really, really wants to be her friend – and we’re pretty sure you will too.

Watch the interview on YouTube.

If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW46: Black Friday, Kim K and the return of Robin Hood.03 Dec 202300:22:14

A big week for The Curve! Soph went to the movies (and ordered nachos – questionable), Vic discovered Temu and we won a podcast award! Morale could not be higher, and neither could the latest Black Friday stats. We look at the sky-high spending, massive profits and a few scary red flags. We’re also talking the joy of black cabs, the (third) return of Robin Hood, Soph’s saucy Christmas costume and this summer’s hottest fashion trend – the IPO.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC90: The cost of transitioning with Allegra Bambi Haines.28 Nov 202300:48:09

We’re always excited to chat to our guests, but this week Soph has quite possibly lost her mind in anticipation. To celebrate the recent Transgender Awareness Week, we’re talking to the hilarious, honest and totally inspiring Allegra Bambi Haines. Born and raised in South Wales, in an idyllic (and very sheltered) community, Allegra’s journey from uncertain child to proud trans-woman has not been an easy one. From her traumatic ‘lightbulb moment’ at 21 to being struck off the NHS waiting list, from estrogen on toast to funding the renovation that never ends – Allegra takes us, graciously and wittily, through the real cost of transitioning. Deeply moving and unflinchingly honest, her story will leave you wanting to be a better person – and an even better friend.

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW45: AI’s booming, fashion’s getting faster and crypto’s doing it dirty.26 Nov 202300:21:22

AI scandals, dirty crypto and weeping at Singapore Airport … safe to say, it’s been a wild old week for all involved. While Vic finally touched down on safe ground (yes, the weeping was hers) the same can’t be said for the big dogs behind ChatGPT, who are currently dealing with a veeery shaky landing. We talk about riding the AI wave, the inevitability of greed following success, and the beauty of investing in an ETF. We also look at dodgy money (and founders) in the world of crypto and the controversial boom in Zara’s rising share price. Two time zones, multiple topics and at least two birthdays for Vic. Hip hip!

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Buy, Renovate, Sell: How to 'Flip' a property with Alex Harper.20 Feb 202500:55:42

Ever wondered how people make money from buying and selling houses? It’s called flipping, and no, it doesn’t mean turning a house upside down. Enter Alex Harper (aka @handy__honey), a total pro at turning rundown spaces into cash-worthy homes. She breaks down the flipping basics - how to find a great deal, what to ask the seller, and why buying smart is the key to making money. We also chat about avoiding expensive mistakes, working with a tight budget, and how Alex flipped a house while pregnant (superwoman energy!). If you’ve ever dreamed of getting into property but didn’t know where to start, this episode is for you!

This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC89: The cost of infertility with Brett Russo.21 Nov 202300:44:36

For so many, fertility doesn’t come easy. In fact, it can come at a huge, overwhelming and often unattainable cost. In today’s episode, we’re talking to Brett Russo, author of ‘The Underwear in my Shoe’ – a powerful, funny and unflinchingly honest account of her journey through IVF – about her own experience with infertility. Born and raised in New Jersey, Brett and her husband endured five rounds of IVF to have their two gorgeous sons. Brett found the experience so harrowing and all-consuming, she decided to write a book about it. From privilege to heartbreak, hidden costs to the importance of overcommunicating – Brett’s been through it all and she’s more than happy to share. Inspiring, confronting and extremely important, this is a must-listen for everyone out there. 

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Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off.

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

TCW44: Never trust a man called Dirk.19 Nov 202300:22:24

We all know Vic loves a party … so to celebrate her birthday week, Soph’s bringing the party to this episode! We’re talking messages of love, a few dirty secrets and one very sexy bunch of flowers. And because this is a finance podcast, we’ve also found time to cover WeWork’s ongoing bankruptcy saga (and why it may actually make them more powerful), the widening gap between men and women, why Amazon’s getting into bed with Snapchat, and the scandalous rise of ‘shrink-flation’ (we’re looking at you, Dirk).

Note: For those only interested in the finance news – and not our lives – please skip ahead to the 8-minute mark! We got a bit carried away with Vic’s big day… 

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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

RTC88: The cost of having kids (and a life) with Chancè Hindirlane.14 Nov 202300:50:59

If you’re looking for amazing energy, absolute honesty and a big old mindset-shift – then have we got the episode for you. Today’s guest, Chancè Hindirlane, is a trailblazer, a boss and a genuine breath of fresh air. Originally from Congo, Chancè and her 11 siblings were raised by their mother – and a village of support people. After moving to America and having her first child, she quickly realised that not only was finding her own village incredibly tough – it also came at a huge financial cost. A big believer in prioritising the mum-life you want to live, Chancè is paving the way for mums (and mums-to-be) everywhere: inspiring them to drop the guilt, outsource where possible and totally own their worth. Trust us, this is one episode you won’t want to miss.

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Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off.

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

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