Explore every episode of the podcast The Curve
| Title | Pub. Date | Duration | |
|---|---|---|---|
| The richer you are… the more you love AI? | 10 May 2026 | 00:55:16 | |
Over 300,000 jobs have gone in the US alone in the first four months of 2026, up 30% on last year. The people losing them are disproportionately women in white collar roles. The people profiting? Anyone with money in the stock market. This week we get into the real AI story: not just who's at risk, but how AI is quietly making the wealth divide wider. Plus: fuel reserves in Australia and New Zealand are down to about 38 days - what actually happens if we run out? A meme stock just made a $60 billion hostile bid to buy eBay at four times its own size. And Uber quietly reported results that show it's becoming so much more than a taxi app…
We mentioned this episode from Shameless Media on AI and why you can't afford to ignore it, click to listen. (https://open.spotify.com/episode/0uxRRZHvLgX2pRRx9wgnUR?si=bcd4a9cfc6a443da)
We're hiring a junior podcast editor based in London, if that's you (or someone you know), check out the full job description here. (https://www.linkedin.com/posts/thecurveplatform_job-description-activity-7458168667277733888-GW2Z?utm_source=share&utm_medium=member_desktop&rcm=ACoAADhXtnMBLOOxJqfuLwCDBajV9VKw09qFvkc)
Want to know exactly how much you should have in your emergency fund and where to put it? We did a whole episode on it, listen here. (https://youtu.be/aVKxGY3DeUw?si=sijFE23CtGuJYTNE)
Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM
WTF does that mean? A guide to all the jargony bits:
Hostile Takeover - When one company tries to buy another without asking nicely first. Very awkward. Very public.
Meme Stock - A share that goes viral on the internet, not because the company is doing well, but because people collectively decide to make it go up.
Short Selling - Betting a share price will go down and making money when it does. The hedge funds doing this to GameStop got burned badly.
Market Cap - The total value of a company. GameStop's is $12 billion. eBay's is $45 billion. One of these is trying to buy the other.
Reporting Season - When companies publicly share how much money they made or lost. Like a school report card, but the whole world is watching.
Credits:
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Website
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Newsletter
Chapters
00:00:00 Coming up in the episode...
00:00:00 Pathfinder x The Curve
00:01:23 We're running out of fuel. Seriously.
00:12:38 The meme stock trying to buy eBay
00:27:19 Pathfinder x The Curve
00:28:01 The richer you are, the more you love AI
00:41:18 Uber is becoming the app for everything
00:50:01 "Should I move my emergency fund?"
00:54:09 Thanks for being here!
00:54:47 Financial Disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| How to Invest Without Ignoring Your Values. | 06 May 2026 | 01:17:20 | |
This week, Soph sits down with Lily from Pathfinder (https://pathfinder.kiwi/) to untangle the delightfully messy world of ethical investing aka, what happens when your money wants to grow, but your conscience would also like a word. Lily shares her own money story, from growing up in a household where “ordinary” was basically a swear word, to becoming the main earner in her family, to realising that financial independence is about so much more than just having cash in the bank. Together, they unpack why women are so drawn to values-led investing, why “good” and “profitable” don’t have to be mortal enemies, and how to think critically about tricky investing dilemmas like Tesla, tech companies, weapons, climate, conflict and greenwashing. It’s thoughtful, nuanced, occasionally existential, and proof that money and morals can sit at the same table, even if they argue over the bill.
👉 Got a money-and-morals dilemma? Submit your ethical investing question to our Ethical Hotline for Lily to unpack (https://form.typeform.com/to/BZHujjGM).
Credits:
Host: Sophie Hallwright
Guest: Lily Richards
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Website
Instagram
YouTube
TikTok
Newsletter
Chapters
00:00:00 Introduction to the episode
00:01:51 Meet Lily from Pathfinder
00:05:37 Lily’s personal money story
00:12:31 Lily’s career journey
00:16:31 The moment things clicked
00:20:54 What financial independence really means
00:23:14 Lily’s unique family setup
00:27:37 How ethics shaped Lily’s life
00:30:26 Why ethical investing feels so complicated
00:36:19 When an investment no longer feels right
00:39:30 Primary vs secondary markets, explained
00:42:42 How to decide if an investment aligns with your values
00:47:48 Simple ways to reflect on your values
00:52:33 Submit your money and morals questions
00:57:07 Thank you for listening!
00:57:32 Financial disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| How Diworsification Killed Allbirds. | 05 Apr 2026 | 00:57:59 | |
Markets are back, headlines are chaotic, and somehow Donald Trump is still moving investor sentiment with a sentence and a spray tan. Vic and Sophie unpack what’s going on, one year after the tariffs shook everyone up, and why short-term market drama can make investing feel a bit too much like gambling. They also dig into the spectacular collapse of Allbirds, from sustainability darling to a 99% wipeout, and the very real lesson in “diworsification” when a brand strays too far from what made it work in the first place. Plus, the upcoming SpaceX IPO that could become one of the biggest companies in the world overnight, why fitness tracker brand Whoop is booming, what the wearable tech space says about where health investing is headed, and why the most boring investing strategy is still annoyingly one of the best.
🗳️ CAST YOUR VOTE (https://form.typeform.com/to/FRD3BIcS) on our new episode schedule and help us decide what works best for you: https://form.typeform.com/to/FRD3BIcS
WTF does that mean? A guide to all the jargony bits:
Tariffs – Tax on imports to make foreign goods pricier.
Dead Cat Bounce – A fake recovery before markets drop again.
GDP – Total value of a country’s economy.
IPO Hype – The buzz (and chaos) when a company first goes public.
Market Cap – What a company’s worth on the stock market.
Diworsification – Expanding… but making things worse.
Commodities – Raw stuff like gold, oil, wheat.
Volatility – How wildly prices swing up and down.
Forward-Looking Markets – Markets reacting to the future, not now.
Wearables – Tech you wear that tracks your body.
Diversification – Spreading your money to reduce risk.
Credits:
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Website
Instagram
YouTube
TikTok
Newsletter
Chapters
00:00:00 Coming up in this episode...
00:01:34 We accidentally sound drunk…
00:03:43 Markets are back (but why?)
00:08:26 BP’s new CEO moment
00:13:09 1 year since the tariffs!
00:26:25 Allbirds: rise and fall
00:38:12 Whoop and the IPO buzz
00:44:08 The SpaceX IPO is coming...
00:48:34 Your investing question answered
00:54:16 We need your help!
00:56:52 Thanks for listening
00:57:30 Financial disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Polly Markus on Blowouts, Risky Investments & the Rise of Miss Polly’s Kitchen. | 16 Apr 2025 | 00:54:45 | |
This episode is a full-course meal of money chats, career pivots and laugh-out-loud moments with the glorious Polly Markus (aka Miss Polly’s Kitchen). We talk real estate burnouts, spending blowouts (yes, including a Celine bag situation), and the chaos of being your own one-woman content empire. Polly spills on her investing flops (Rivian, we're still not over it), the emotional hangover of financial regrets, and the surprising clarity that comes with getting serious about your money goals. It’s equal parts hilarious, heartfelt, and wildly relatable - plus, stick around to the end for a little announcement that had us both misty-eyed and squealing. 🥹 This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third -Sign up here. T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Will Fewer Babies Break the Economy? | 15 Apr 2025 | 00:21:11 | |
This episode is all about demographics - what they are, why they matter, and how they’re quietly reshaping our economies. Zoe from Tempo unpacks the global trend of falling birth rates, what that means for governments, and how it could impact the stock market in the long term. We explore why women are choosing to have fewer (or no) children, how countries are trying - and failing - to reverse that, and what it means for everything from immigration policy to investment opportunities. Think ageing populations, robotics, fertility healthcare, and yes… even adult nappies. We also answer a brilliant listener question on how to tell which headlines are worth paying attention to when you're investing. Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Are We About to Head Into a Global Recession? | 14 Apr 2025 | 00:36:23 | |
Trump’s been on the mic again - and the stock market’s feeling it. A sudden U-turn on tariffs sent US markets soaring nearly 10% in a day (yep, a day), and now economists are whispering the R-word. We break down what this week’s chaos means for inflation, interest rates, global growth and whether your term deposit is about to start ghosting you. Vic’s got investing whiplash, Soph’s halfway to deleting social media, and honestly, we’re all one Trump headline away from packing it in and starting The Herb - dodging dictators, growing basil, and diversifying in herbs and assets. WTF Does That Mean? A Guide to All the Jargony Bits Tariffs – Taxes on imported goods. Makes stuff more expensive. Insider Trading – Buying or selling stocks using secret info. Very illegal. Interest Rates – The cost of borrowing or the reward for saving. Negative Interest Rates – You pay the bank to hold your money. Yikes. Inflation – Prices go up, your money buys less. Global Growth – How fast the world’s economy is growing. Diversification – Spreading your money around to lower risk. Recession – When the economy shrinks for a while. Not cute. Term Deposit – A savings account you lock up for a fixed return. For more from The Curve: Leave us a message on The Curve Hotline 💌☎️ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Lucy Blakiston on Building ‘Shit You Should Care About’ and Doing Life Differently. | 09 Apr 2025 | 00:49:42 | |
Content note: This episode contains occasional strong language, and includes open discussion around grief, death, and eating disorders. Please take care while listening.
Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here: https://thecurveplatform.com/pages/become-a-member Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Why the Stock Market’s Freaking Out - And What to Do. | 07 Apr 2025 | 00:41:12 | |
Hold onto your investing hats (and maybe your Shein sparkle tops), because this week’s Curve Weekly is a wild ride through the chaos of Trump’s new mega tariffs. We break down how the former president’s dramatic attempt to “make America wealthy again” is sending global markets into a tailspin, whacking small countries with 40%+ tariffs, and giving TikTok a starring role in what feels like an economic soap opera. Soph shares her Friday night stock market shopping spree (cue major FOMO), Vic explains why Vietnam is copping it hard, and we ask the million-dollar question: do you double down on recession-proof stocks or snap up the ones in free fall? Plus, we get into Brexit’s accidental win, IPOs gone quiet, and why investing is basically the new Coachella. Get comfy, because this is one of the biggest Curve Weeklies yet. WTF Does That Mean? A Guide to All the Jargony Bits IPO – When a company starts selling shares to the public for the first time. Like their stock market debut. ETF – A bunch of different shares bundled into one. Easy way to invest. Index / Index Fund – Tracks how a group of companies is doing. Like the S&P 500 or FTSE 100. Dollar Cost Averaging – Investing bit by bit over time instead of all at once. S&P 500 – The top 500 US companies. Big deal in investing. FTSE 100 – The 100 biggest companies in the UK stock market. Inflation – When prices go up and your money buys less. Diversification – Spreading your money around different investments. Private Equity – Investing in companies that aren’t on the stock market. Recession-Proof Stocks – Companies that still make money even when the economy sucks. Portfolio – All your investments in one place. For more from The Curve: Leave us a message on The Curve Hotline 💌☎️ Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Why Your Brain Loves to Spend Money. | 02 Apr 2025 | 00:46:57 | |
Ever wonder why you feel so good when you buy a new outfit but not when you pay your electricity bill? Blame it on dopamine. In this episode, we chat with clinical psychologist Dr. Anastasia Hronis about the science behind impulse spending, why tech companies make shopping way too easy, and how to hack your brain to save instead of splurge. We also unpack everyday addictions (yes, your late-night Netflix habit counts) and how to spot the difference between a harmless treat and a full-blown problem. Plus, Vic confesses her old online shopping addiction, Sophie reveals her unusual bedtime habit, and we learn why Buy Now, Pay Later is the ultimate dopamine trap. Get ready for some serious penny-drop moments! Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| BYD Overtakes Tesla, Eggs Cross Borders, and a Fresh IPO Hits the Market. | 31 Mar 2025 | 00:41:01 | |
Okay okay - we’ll admit it, this episode starts off light on finance and heavy on ski trip chaos, family drama, and… onsens. If you’re just here for the money chat, skip ahead to 17:15. From there, we dive into the EV race heating up as BYD overtakes Tesla in revenue (huge), unpack a surprise IPO hitting the market soon, and look at what’s behind the skyrocketing price of eggs in the U.S. (spoiler: people are literally smuggling them). Oh, and we also question whether Lululemon is having a full-blown identity crisis. Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Investing in AI: Are We Too Late to the Party? | 27 Mar 2025 | 00:23:12 | |
AI investing - too hot to handle or just heating up? In this episode, we bring in Zoe Wallis from Tempo for a Temperature Check on the AI boom. Sophie, Vic, and Zoe dive into whether AI is still the golden ticket or if the train has already left the station. Plus, the all-important question: how do you actually invest in AI without just throwing your money at the next shiny tech stock? We talk Nvidia, diversification (aka not putting all your eggs in one AI-powered basket), and how to spot the next big trend before it’s too trendy. Oh, and yes - there are some solid gold rush analogies. You’re welcome. Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| How a Money Diary Can Make You Wealthier & Wiser, with Frances Cook (from the archives). | 26 Mar 2025 | 00:35:44 | |
Blast from the past alert! We’re dusting off an oldie (but a very, very goodie) with the legendary Frances Cook – finance journalist, author, and NZ’s OG money podcaster. In this episode, we dive into the magic of keeping a money diary (it’s a game-changer, trust us), break down the whole good debt vs. bad debt debate (spoiler: your wardrobe might not be an "investment"), and unpack the satellite approach to investing – aka the strategy that lets you have your financial veggies and a little dessert. Plus, Frances spills on her best and worst investments (ahem, crypto-adjacent oopsie), and we debate whether giving up oat milk lattes will actually fix your financial future (spoiler: nope). If you’re a beginner investor or just need a refresher on the fundamentals, this one’s for you. Join The Curve Investing Club - a community of women learning, growing, and building wealth together. Whether you're a total beginner or already investing, you'll get expert insights, stock market updates, and a supportive crew to talk all things money. Sign up here: https://thecurveplatform.com/pages/become-a-member ✨ Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Nvidia Chips In, Tesla Revs Up & F1 Takes the Investing Spotlight. | 24 Mar 2025 | 00:42:55 | |
Rachel’s back in the hot seat for the second week running and she’s really earning her finance pro stripes - juggling a four-month-old, economic chaos, and a serious amount of market news. From gold hitting record highs and Nvidia flexing a chip 40x faster than its last one (casual), to Tesla’s rocky week and Formula 1 becoming the Real Housewives of sport, there’s a lot going on. Plus, Sophie and Rach break down why the stock market is "on sale" and how that might actually be a good thing for your portfolio. Investing? Slightly chaotic? Kind of obsessed with the markets now? Same. Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| How Much Is “Enough”, with Simran Kaur. | 01 Apr 2026 | 00:45:16 | |
What does “enough” actually look like when it comes to money and why is it so weirdly hard to answer? In this episode, Sophie sits down with Friends That Invest (https://friendsthatinvest.com/) founder Simran Kaur to talk about growing up with a scarcity mindset, how our childhood shapes the way we spend and save, and why having more money doesn’t magically fix your relationship with it. Simran also breaks down how she built a seven-figure portfolio before 30, what’s actually in it, and the simple formula she uses to figure out her “enough number. Expect an honest conversation about money shame, investing, identity, the financial habits we inherit from our parents, and practical advice that might finally help you put a number on what “enough” looks like.
Sim’s links:
friendsthatinvest.com
Instagram (https://www.instagram.com/friendsthatinvest/)
YouTube (https://www.youtube.com/@ms.simrankaur)
Apple Podcasts (https://podcasts.apple.com/gb/podcast/friends-that-invest/id1529887342)
Spotify (https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e044232efa4c424b)
Credits:
Host: Sophie Hallwright
Guest: Simran Kaur
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Website
Instagram
YouTube
TikTok
Newsletter
Chapters
00:00:00 Episode preview
00:01:05 Meet Simran Kaur
00:02:46 From optometry to building a business
00:06:22 How Sim got into investing
00:09:45 The start of Friends That Invest
00:12:29 Understanding your relationship with money
00:14:56 Sim’s earliest money memory
00:17:43 Moving from India to New Zealand
00:21:26 How Sim’s money mindset changed
00:25:02 What being “rich” really means to Sim
00:28:12 Sim’s first investment
00:29:33 Inside Sim’s investment portfolio
00:33:49 Private investing, angel deals and property
00:34:50 What does “enough” actually look like?
00:38:46 How to figure out your own “enough” number
00:41:56 Sophie calculates her number
00:44:22 Thank you for listening!
00:00:00 Financial disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Investing in a Trump Era: What’s Coming Next? | 20 Mar 2025 | 00:26:55 | |
Buckle up - because things are getting interesting in the markets. In this first episode of our Tempo Temperature Checks mini-series, we’re joined by investing expert Zoe Wallis from Tempo to unpack what’s happening in the U.S. economy, why Trump’s policies are shaking things up, and how it all impacts your investments. Should you be panicking? Selling everything? Stuffing cash under your mattress? (Spoiler: No.) Zoe breaks down the art of staying diversified, thinking long-term, and making smart money moves - even in the midst of political chaos. Plus, we talk Trump’s crypto empire (yep, that’s a thing), the real impact of tariffs, and whether investing is just glorified punting (spoiler: also no). Enjoy, and stay tuned for next week’s deep dive into investing in AI! Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Do Financial Opposites Attract? | 19 Mar 2025 | 00:55:33 | |
What happens when two financial advisors - married to each other - have completely different money personalities? Meet Carissa, the self-proclaimed "procurement officer" (aka, the spender), and Tim, the meticulous planner (aka, the squirrel). They run a financial advice company, but that doesn’t mean they’re immune to money misalignments in their own marriage. From arguments over household budgets to Carissa’s "allowance rebellion," this episode is packed with honest, hilarious, and insightful moments on how couples can get on the same financial page, without losing their minds (or their marriage). Plus, their genius approach to teaching kids about money, complete with ice cream tax and investment competitions!
Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Pepsi, Poppi & The Tequila Tariff Saga. | 17 Mar 2025 | 00:51:52 | |
A quick note: we do touch on pregnancy and miscarriage in the first part of the episode. If that’s not something you’re up for today, feel free to skip to 12:16, where we dive into the finance chat. <3 With Vic off skiing in Japan (and taking a well-deserved break from Sophie’s market rants), we’ve recruited a temporary co-host from The Curve community - and she’s a total star. Meet Rachel, a finance-savvy marketer (and brand-new mum!) who’s bringing the research and the hot takes. And oh boy, is there a lot to cover. Trump’s tariffs are wreaking havoc (yes, tequila and Tesla took a hit), the stock market just had its worst day since 2022, and investors are looking at Europe for some stability amid the U.S. chaos. Plus, the luxury shake-up continues - Prada might be making moves on Versace, and Pepsi is betting big on the next drinks trend (spoiler: it’s not tequila). Pour yourself something functional and let’s dive in… Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the Tempo website. Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| An Update on the Update. | 13 Mar 2025 | 00:06:24 | |
Sophie’s flying solo today (send help), but she’s got an exciting update! The Curve is working on something BIG - like Diary of a CEO big. But perfection takes time, so no full episode this week. Instead, Soph dives into a listener’s career dilemma: how do you navigate job hunting when you’re newly pregnant? When do you tell your employer? And why does this still feel like such a tricky convo in 2025?! If you’ve got advice, drop a comment or slide into our DMs.
Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Why Prada Is Thriving, Tariffs Are Tanking, & The Market’s Having A Meltdown. | 10 Mar 2025 | 00:36:48 | |
This week, we’re unpacking the economic drama that’s making headlines - because, honestly, the stock market has been messier than a bad spray tan. We’re talking tariffs, and why new trade barriers between the US, Canada, Mexico, and China have investors sweating. Plus, Prada is thriving while other luxury brands struggle (Miu Miu, we see you), and we’ve got an update on TikTok’s fate - spoiler: Serena Williams' husband is involved. And if you’re still on the fence about investing, we break down why now is the time to get started (yes, even if the market looks rocky). The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and... Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Investment Property vs. First Home. | 06 Mar 2025 | 00:44:36 | |
Sophie’s got big news (no, not a baby - though the social media post might’ve fooled you). She’s officially pre-approved for a mortgage! 🎉 But what does that actually mean? In this episode, Soph and Vic dive into the wild world of property investing, the difference between buying a home vs. an investment property, and why NZ’s housing market is such a beast. Plus, they break down the power of leverage (a.k.a. making money on money you didn’t have to begin with) and whether buying a house is really the best way to build wealth, or should you be looking at the stock market instead? Whether you're dreaming of a house deposit or wondering if ETFs are the better play, this ep is packed with everything you need to know about growing your money. This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| The Curve’s Biggest Opportunity Yet. | 05 Mar 2025 | 00:05:11 | |
No proper episode this week because… we’re working on something BIG. Like, Stephen Bartlett-watching-our-trailer big. Yep, you read that right. We’ve been given the incredible opportunity to pitch The Curve to Flight Studio - the trailblazing studio behind Diary of a CEO - and let’s just say, we are not taking this lightly. This opportunity means everything, and we want to get it right. So, no proper episode this week while we focus on making it the best it can be. I also just want to say a massive thank you - every follow, share, and listen has brought us to this point. We’ll be back soon with regular episodes. Stay tuned… Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| What Warren Buffett’s Moves Tell Us About the Market Right Now. | 03 Mar 2025 | 00:40:52 | |
Warren Buffett is sitting on a record-breaking $334 billion in cash - but why? This week, we dive into what the legendary investor’s latest moves reveal about the stock market and whether we should be cautious right now. We also break down Tesla’s dramatic drop, the impact of Elon Musk’s political moves, and whether the stock is becoming a bargain or a brand to avoid. Meanwhile, YouTube has officially overtaken Spotify as the most popular podcast platform in the U.S., and it’s quietly becoming a serious competitor to Netflix. With Google (YouTube’s parent company) seeing strong revenue growth, is it the under-the-radar tech stock to watch? Gosh we’ve a lot to unpack! If you love these conversations, The Curve’s Investing Club is where it all happens. It’s a community of women coming together to share ideas, swap notes on their investments, and get insights from Vic and other finance professionals. Whether you’re new to investing or already deep in the market, the club is here to help you grow your wealth with confidence. To learn more / sign up, click here. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Leave us a message on The Curve Hotline 💌☎️ For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Buying Property: What You Need to Know | 27 Feb 2025 | 01:10:32 | |
We took Raising the Curve live with Trade Me Property to talk all things property - because let’s be honest, buying a home isn’t as easy as it used to be. From market trends to mortgage stress, we cover how to get your foot in the door, what to consider before buying, and whether stretching yourself for a bigger home loan is really worth it. Vic shares her journey from first-time buyer to investor, Emily from Trade Me opens up about how a major life event changed her approach to money, and Sophie… well, she’s still figuring it all out. Whether you're looking to buy, invest, or just understand what the heck is going on, this episode has you covered. This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r For more from The Curve: Investing Club Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Negotiating Pay, Knowing Your Worth & Future-Proofing Your Career with Sharyn Casey (from the archives). | 26 Feb 2025 | 00:37:17 | |
Just a heads up - this episode contains a fair bit of swearing (because sometimes money and career talk gets passionate). If you're listening with little ears around, you might want to pop in some headphones! We’re throwing it back to June 2023 for this gem of an episode - because career smarts never go out of style. In this one, we chat with the incredible Sharyn Casey about the financial side of work: how to negotiate a pay rise with confidence (and without sweating through your shirt), why loyalty in a job can be a financial win (but also when to walk away), and how diversifying your skill set can protect your income long-term. We also dive into the money lessons that start at home - how Sharyn teaches her kids about saving and spending, how she and her partner merged their finances without the stress, and the top money tip from her mum that completely changed the way she budgets. It was a great chat then, and it’s just as relevant now - enjoy this one from the archives! "No one has ever saved their way to being a millionaire." Investing is the real game-changer - but don’t worry, we’ll show you how. The Curve’s Investing Club is your no-BS guide to growing your money, with expert insights, exclusive perks, and a community that actually gets it. Ready to level up? Join here. For more from The Curve: Investing Club Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Navigating the Market Dip. | 29 Mar 2026 | 00:56:34 | |
Vic and Soph are both back in London and straight into the chaos - because the markets are wobbling, oil prices are rising, and everyone’s asking the same question: should you be panicking? They break down what’s actually going on with inflation, why pulling your money out of the market might do more harm than good, and what’s really driving all this uncertainty. They also dive into a major social media lawsuit that could change the industry, unpack the rise (and risks) of private credit, and debate whether prediction markets are investing… or just gambling in a blazer. Plus, why your skincare obsession might secretly be an investing opportunity, and a listener question that shows just how switched on (and seriously impressive) this community is when it comes to building wealth.
Check out the B416 campaign here. (https://b416.co.nz/)
We’re thinking about rebranding The Curve Weekly, drop your ideas in the comments or DM us, we’d love your input!! 💭
WTF does that mean? A guide to all the jargony bits:
Inflation – Prices go up, your money buys less.
Interest Rates – What you earn on savings or pay on debt.
Market Dip – Prices fall for a bit. Normal, even if it feels scary.
Timing the Market – Trying to buy low, sell high perfectly. Good luck.
Forward-Looking Market – Prices move on expectations, not current news.
Private Credit – Loans from non-banks. Higher risk, higher return.
Liquidity – How quickly you can get your money out.
Defaulting – When a borrower can’t pay back a loan.
Prediction Markets – Betting on outcomes dressed up as investing.
Renewable Energy – Power from wind, solar, etc. Big future focus.
Dollar Cost Averaging – Investing little and often.
Return – What you make (or lose) on an investment.
Credits:
Hosts: Victoria Harris & Sophie Hallwright
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Website
Instagram
YouTube
TikTok
Newsletter
Chapters
00:00:00 Coming up in the episode...
00:01:12 We're back in London!
00:08:34 Oil, inflation and the market dip
00:22:43 The social media lawsuit everyone’s talking about
00:31:24 Why the beauty industry is booming
00:37:45 Private credit (and why people are worried)
00:47:35 A message on The Curve Hotline!
00:54:30 We need your help 👀
00:55:28 Thank you for listening to The Curve Weekly!
00:56:06 Financial Disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Why Tesla Investors Are Jumping Ship. | 24 Feb 2025 | 00:42:55 | |
Well, well, well… Tesla’s stock is on a wild ride, and it’s got nothing to do with self-driving cars. This week, we’re diving into why Elon Musk’s political antics are spooking investors and why some Tesla owners are slapping bumper stickers on their cars that basically scream, “I bought this before I knew he was nuts.” Plus, we chat about whether this stock slump is a golden buying opportunity or a moral dilemma. We also cover the latest on interest rate cuts (good news for borrowers, meh news for savers), the ongoing battle over TikTok, the sneaky tactics of discount-shopping giant Temu, and Shein’s rocky road to going public. And to top it off, we discuss why female athletes are still being shortchanged - literally. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Episodes mentioned in this podcast: Budgeting 101 & How to Split Your Pay. Budgeting 102 & How to Actually Stick to It. Investing Club Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Buy, Renovate, Sell: How to 'Flip' a property with Alex Harper. | 20 Feb 2025 | 00:55:42 | |
Ever wondered how people make money from buying and selling houses? It’s called flipping, and no, it doesn’t mean turning a house upside down. Enter Alex Harper (aka @handy__honey), a total pro at turning rundown spaces into cash-worthy homes. She breaks down the flipping basics - how to find a great deal, what to ask the seller, and why buying smart is the key to making money. We also chat about avoiding expensive mistakes, working with a tight budget, and how Alex flipped a house while pregnant (superwoman energy!). If you’ve ever dreamed of getting into property but didn’t know where to start, this episode is for you! This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r Investing Club Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Budgeting 102 & How to Actually Stick to It. | 19 Feb 2025 | 00:49:47 | |
So, you set a budget in January… but have you actually stuck to it? Sophie hands over her bank statements (risky move) to Dani for a very honest financial check-in. From accidental gym memberships (oops) to short-term money goals, they break down how to tweak your spending without killing the fun. Expect chats about term deposits, cutting sneaky subscription costs, and the real struggle of balancing saving with actually enjoying life. 💸 Need a budgeting game plan? Within The Curve Investing Club, Dani walks you through exactly how to define your essentials vs. non-essentials, split your pay, and decide what to do with your surplus. It’s super beginner-friendly. Join us here: The Curve Investing Club Episodes we mentioned in this podcast - Budgeting 101 & How to Split Your Pay. Investing Club Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Elon vs. OpenAI, NZ Property Surge & The Soho House Showdown. | 17 Feb 2025 | 00:44:34 | |
Elon Musk wants to buy OpenAI for a casual $98 billion - but Sam Altman basically replied with “lol, no.” Meanwhile, the NZ property market might be heating up, which is either thrilling or terrifying depending on your bank balance. Over at Goldman Sachs, they’ve decided diversity efforts are just too hard (insert dramatic eye roll), and Soho House is in the middle of a billionaire tug-of-war that’s juicier than a reality TV finale. Also on the agenda: China’s marriage rates are plummeting, and with fewer weddings come fewer babies - leaving the government scrambling to play matchmaker with housing perks and incentives, but Gen Z seems more interested in financial security than fairy tales. Episodes mentioned in this podcast: Signs You're Facing Financial Burnout & How to Fix It – If you've ever felt overwhelmed by money, this episode is a must-listen. Listen here. Why Buying a Home Feels Impossible – Sophie’s property journey takes an unexpected turn in this brutally honest deep dive into the housing market. Listen here. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. For more from The Curve: Investing Club Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Why Buying a Home Feels Impossible. | 13 Feb 2025 | 00:51:45 | |
Buying a home is supposed to be an exciting milestone, but for many, it’s an emotional minefield - especially when the system isn’t built for them. In part one of this three-part property series, Soph opens up about her long-awaited mortgage meeting, only to be met with disappointment instead of a celebratory “yes.” After years of saving, investing, and doing everything right, being told not yet feels like a gut punch. From the unique challenges of getting a mortgage as a self-employed woman to the frustration of watching others move forward while feeling stuck, this conversation is raw and real. Vic offers perspective, reminding that financial success isn’t just about property, and that setbacks don’t mean failure. For anyone who has felt like they’re falling behind - this one hits home. Watch this episode on YouTube. This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Navigating Self-Worth & Financial Risk as a Female Founder, with Sonia Kaurah. | 12 Feb 2025 | 00:39:43 | |
Ever felt like money was some exclusive club you weren’t invited to? Sonia Kaurah did too - until she decided to crash the party. In this episode, we chat about how culture shapes our financial habits, why women (especially women of colour) get the short end of the investment stick, and how Sonia went from knowing nothing about investing to sitting in rooms with top venture capitalists - just by forcing her way in and asking all the right questions. She shares how curiosity (and a little stubbornness) helped her build a business, overcome imposter syndrome, and navigate the startup world with zero safety net. Plus, she spills on her mental health platform, Tala Thrive, and why therapy should come with cultural understanding. If you've ever felt like money, business, or investing weren’t “for you,” this episode will change your mind. Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Money, Politics & Morals: The Impact of Trump’s Tariffs & DEI Rollbacks. | 10 Feb 2025 | 00:34:09 | |
Buckle up, because this week, we're diving into two massive stories shaking up the financial world. First up, Trump is back with a fresh batch of tariffs, sending markets into a tailspin and making investors everywhere question what’s next (and yes, avocados are at risk). We break down why global trade drama affects your portfolio and how companies are scrambling to keep up. Then, we tackle Google's surprising move to ditch its diversity, equity, and inclusion (DEI) goals - alongside other corporate giants like Meta and Amazon. What does this shift mean for the future of workplace diversity? And should you rethink where you invest your money? We break it all down, from trade war tensions to the shifting landscape of socially responsible investing. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents. Join The Curve’s Investing Club includes expert insights, exclusive perks, and a supportive community to help you grow your wealth. Ready to invest smarter? Start your 7-day free trial today. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| The Wealth Paradox & Why Millennials Are Falling Behind, with Avion Gray. | 05 Feb 2025 | 00:54:37 | |
Okay, bad news first: millennials are the first generation in history to be worse off than their parents (yep, studies confirm it). With homeownership rates down 28% compared to boomers at the same age and wages barely keeping up with inflation, the traditional path to wealth - buy a house, retire rich - is looking real shaky. But what if there was another way? Enter Avion Gray, co-founder of fintech platform BeLong, who's tackling the paradox of wealth head-on. She breaks down why we struggle to save, how attitudes toward risk are keeping us broke, and why investing needs a serious rebrand. We also dive into the Boost Loan - a game-changing way to invest more now - and her best tips for funding a business (without selling a kidney). Oh, and did we mention she’s also a stock-picking queen? We unpack Avion’s investing strategy, the stocks she holds (including one she regrets selling), and how she spots opportunities when the market freaks out. If you've ever felt stuck between paying rent and growing your wealth, this episode might just change your money mindset forever. Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| The AI Giant That Just Knocked Nvidia Off Its Throne. | 03 Feb 2025 | 00:36:44 | |
AI just shook the stock market hard. Nvidia - aka the golden child of AI investing - lost $600 billion in a day, thanks to a mysterious new player from China. What is Deep Seek? Why is it supposedly 27 times more powerful than ChatGPT? And does this mean Nvidia’s reign is over? We break down the chaos, what it means for investors, and whether this is a buy-the-dip moment or a warning sign. Plus, a TikTok takeover twist, LVMH’s latest struggles, and a reminder that inflation is still gnawing at your savings like a sneaky little garden gnome. Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here! For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Low Maintenance Investing with Bryce & Alec from Equity Mates (from the archives). | 29 Jan 2025 | 00:32:27 | |
In this throwback episode, we chat with Alec and Bryce, the dynamic duo behind Equity Mates, and our first-ever male guests! They spill the beans on avoiding lifestyle creep (you know, that sneaky habit of spending more when you earn more) and why your 20s are pure gold for investing. Bryce shares his textbook-perfect childhood money lessons (spoiler: he started saving at five!), while Alec talks about the spectacular failure of his first stock pick - and what it taught him. Whether you’re a total beginner or just looking for a motivational push to dust off your investing game, this episode is for all. Plus, you’ll find out which stock market indexes they love and why “companies die, but indexes are forever.” Let’s get you back on that investment bandwagon, shall we? For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Untangling Shared Property & Wealth After a Relationship, with Sarah Falanitule. | 25 Mar 2026 | 00:58:47 | |
What happens when you’ve spent years building wealth and property alongside a partner, and then find yourself needing to untangle those assets and start again? In this episode, Sophie sits down with BNZ’s Sarah to talk about navigating shared finances when life takes an unexpected turn. They discuss the emotional side of separating assets, why making decisions sooner rather than later can help you regain financial control, and how leaning on your network can make the process far less overwhelming. The conversation also dives into practical property insights, from what first-home buyers often overlook (insurance, maintenance, and the real cost of home ownership) to what makes a strong investment property and the common pitfalls to watch for. Plus, Sarah shares how she’s rethinking her own wealth strategy, why she’s started diversifying into shares, and explains the concept of offset mortgages in a refreshingly simple way. And to wrap it all up, we end with a powerful poem that beautifully brings the episode full circle, reminding us that our financial choices are ultimately about how we choose to live our one wild and precious life.
We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re planning ahead or needing a bit more support right now, BNZ’s home loan experts have the tools and people ready to help you find a way.
👉 To learn more, head here. (https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers?utm_source=podcast&utm_medium=spotify&utm_campaign=thecurve&utm_content=ep11)
BNZ home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.
This podcast contains general information only – not financial or professional advice. Opinions expressed are those of the speakers and not necessarily BNZ. BNZ is not liable for any losses resulting from the content
Credits:
Host: Sophie Hallwright
Guest: Sarah Falanitule
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
Leave us a message on The Curve Hotline 💌☎️
For more from The Curve:
Website
Instagram
YouTube
TikTok
Newsletter
Chapters
00:00:00 Coming up in the episode...
00:03:01 BNZ x The Curve
00:04:03 Meet Sarah & what we’re diving into
00:05:20 The career moment that changed everything
00:09:16 Untangling property and assets with a partner
00:23:45 Rebuilding wealth on your own
00:26:21 Investing beyond property
00:42:00 Confidence knocks & rethinking your money strategy (plus Sarah’s mortgage setup)
00:46:31 First home vs investment property: what to know
00:48:06 Property mistakes Sarah wouldn’t make again
00:49:23 Tips for buying property right now
00:51:28 Setting yourself up for the life you actually want
00:54:09 A poem to bring it all together
00:56:45 Thank you for listening to The Property Podcast
00:58:19 Financial disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Bold Moves From Trump, TikTok Teeters & Netflix Soars. | 27 Jan 2025 | 00:39:02 | |
This week, we’re popping bottles - but not of champagne because shipments are down, and we’re not about to splurge on bubbly when everyone’s tightening their wallets. Today, we're unpacking why luxury brands and Puma are struggling while Netflix casually crushes records with 19 million new subscribers (thanks, password crackdown). We dive into Trump’s latest antics, from federal hiring freezes to TikTok’s temporary rescue mission that left influencers in a frenzy. Plus, why diversity, equity, and inclusion policies are taking a back seat, and what it means for the future of the workplace. So grab your headphones, pour yourself a budget-friendly Prosecco, and let’s make sense of the madness. Episode mentioned in this podcast: What Immigrants Teach Us About Wealth & Opportunity, with Nina Mohanty. Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here! For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| What Immigrants Teach Us About Wealth & Opportunity, with Nina Mohanty. | 22 Jan 2025 | 00:54:46 | |
Meet Nina Mohanty, one of the most inspiring guests we’ve ever had on the pod. She’s a fintech founder, an investing trailblazer, and someone who can explain why immigrant communities are reshaping economies with more grit and innovation than most of us could dream of. Did you know immigrants in the US and UK are 5x more likely to start a business than native-born citizens? It’s not a coincidence - it’s a mindset. Nina breaks down the secret sauce behind this entrepreneurial success: from collective money practices to turning risk into reward, and why traditions like pooling resources are the ultimate hack for building intergenerational wealth. In a world where immigration is often politicised (and yes, we’re looking at you, Donald), Nina’s insights couldn’t be more timely. We explore the collective money mindset of immigrant communities, how generational wealth can actually be intergenerational, and how her platform Bloom Money is bringing these ancient traditions into the fintech age. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| The Economic Impact of the LA Wildfires. | 20 Jan 2025 | 00:28:28 | |
The LA wildfires are among the most devastating natural disasters in recent history, with 12,000 structures lost, 200,000 people displaced, and $275 billion in economic damage. This episode explores the financial toll, from $20 billion in insurance claims to the ripple effects on housing and the global economy. We also provide actionable tips - auditing insurance, building emergency funds, and investing in climate-conscious companies - to help you prepare for an uncertain future. It’s a stark reminder of the cost of climate inaction and a call to build a more sustainable world. If you’re moved to help, below are some links to trusted organisations providing relief and support for those affected by the fires: 211 LA | California Community Foundation Fund | Direct Relief | Greater Los Angeles Education Foundation | Habitat for Humanity of Greater Los Angeles | Los Angeles Fire Department Foundation | Musicares | Pasadena Educational Foundation Eaton Fire Response Fund The Curve is BACK IN NZ! Join us for unforgettable night in Auckland CBD as we celebrate the launch of our new Investing Club. Join Soph and Vic (along with some very special guests) for an inspiring conversation packed with investment insights for 2025, practical financial tips, and lessons from 2024 to help you reset and make this year your most financially empowered yet. Date: Tuesday, 4th February Expect exclusive goodie bags featuring some of your favourite brands and champagne on arrival. Don’t miss this rare opportunity to connect with the Curve community. Seats are very limited—grab your tickets now! Ready to level up your investing game? Join our Investing Club today and start building your financial future - sign up here! Podcast recordings mentioned in this episode: RTC60: How to negotiate a pay rise with Meggie Palmer. RTC63: A guide to adulting - Getting your Plan B sorted before it’s too late. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Budgeting 101 & How to Split Your Pay. | 15 Jan 2025 | 00:35:52 | |
New year, new budget. In this episode, we chat about ditching outdated money habits, setting up a foolproof 3-bucket budget system (essentials, non-essentials, and surplus), and why jumping ship from your childhood bank could save you big bucks. Dani shares exactly how she splits her pay and explains why budgeting is less about penny-pinching and more about feeling financially light. Whether you're starting fresh, trying to fix a blowout, or just want to stop skipping dinner for dessert, this episode is packed with super helpful insights and actionable tips. Also… Paris? That’s a whole budgeting lesson in itself. Episode mentioned in this podcast: How financial literacy can change your life, with Norma Cassius. Want to invest but aren’t sure where to start? We have just created The Ultimate Money + Investing Course which is exactly what you need to get going. Imagine Netflix, Masterclass and every money self help book had a baby… it’s short, easy to follow with actionable steps designed to fast track you to not just thinking about investing, but actually doing it. We recommend all beginners do this course before joining the club. Find out more here: https://thecurveplatform.com/pages/universalmoneycourse For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| Reflecting on 2024 and Predicting 2025. | 13 Jan 2025 | 00:30:24 | |
We’re kicking off 2025 with a deep dive into what lies ahead - and taking a moment to look back at the year that was. First, we reflect on 2024’s incredible market performance, from the S&P 500’s stellar 25% return to the tech sector’s role as the ultimate overachiever. Then, it’s all about the future: Soph shares her New Year productivity hacks (spoiler: vision boards make an appearance), and Vic talks financial transparency and how her emergency fund came to the rescue when she needed it most. We also put our crystal balls to work, predicting whether AI will keep driving the stock market, which companies will dominate the S&P 500, and if Bitcoin will hit $200K. Oh, and don’t forget about the wildcards - we’re throwing out some seriously rogue guesses (Netflix merging with Spotify, anyone?). But we want to hear from you too! What are your predictions for 2025? Which companies will crush it, and what trends do you think we’ll see? Drop your thoughts in the Spotify comments or send us a DM - we might feature your ideas in an upcoming episode. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| RTC146: What we've learned in 2024. | 18 Dec 2024 | 00:49:34 | |
It’s been a YEAR, hasn’t it? From navigating the wild world of personal finances to growing The Curve into a full-on business with staff (yep, we’re bosses now), we’re reflecting on it all. In this episode, we're unpacking the lessons learned in 2024 - like how your personal money habits spill into business, why an emergency fund is your BFF, and the unexpected highs (and lows) of startup life. Expect serious reflections, a few lightbulb moments, and some truly honest chats about what we’ve achieved, where we’ve tripped up, and what’s next. Thank you for being the heart of this journey - your support, shares, and listens make it all possible, and we couldn’t do it without you! See you in 2025 <3 Watch this episode on YouTube. Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| TCW98: S&P rockets, women’s wealth boom & Taylor Swift’s $2B finale. | 16 Dec 2024 | 00:31:33 | |
Today we're kicking things off with a stock market glow-up as the S&P 500 soars 30% - but will the good vibes last? We throw out our bold predictions for next year and weigh in on what the experts are saying. Then, it’s time to talk AI - who’s building it, why it matters, and how it’s tied to the gender pay gap. Spoiler: women need to step up and join the AI revolution! Next, Walmart's 80% stock surge has everyone buzzing. Is a recession looming? A quirky new economic indicator pits luxury shoppers against Walmart warriors, and we ask: “Is interest the Viagra of the economy?” We also dive into the growing power of women, who are set to control a jaw-dropping $34 trillion by 2030. From high-paying jobs to generational wealth shifts, this rise is changing the game - and philanthropy may never be the same. Finally, we celebrate Taylor Swift’s Eras Tour, which wrapped up as the biggest wealth-generating concert of all time (yes, $2 billion just in ticket sales!). Oh, and before we say goodbye, we humbly ask for your votes at South by Southwest in London... To vote, click here: https://sxswlondon.awardsplatform.com/ Thank you!! Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| RTC145: A guide to a stress-free (and debt-free) Christmas. | 11 Dec 2024 | 00:39:02 | |
'Tis the season to be jolly... and broke? Not on our watch! This week, with the help of Dani (our FAB commercial director), we unwrap all things holiday finance, from battling the December spending spree to navigating the post-Christmas credit card hangover. We dish out practical tips on setting budgets, finding thoughtful gifts (spoiler: no kimchi, please), and even regifting with flair. Plus, Danielle reveals how planning ahead saved her £260, Vic champions the art of thoughtful gifting, and Sophie learns the power of actually starting in October. If Christmas has you feeling frazzled, join us for a laugh, a lesson, and maybe a plan for a less stressful silly season next year. Your wallet will thank you! Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| TCW97: Elon Musk's $56 billion at stake & why diamonds are currently NOT a girl's best friend. | 09 Dec 2024 | 00:30:39 | |
Ever felt the sting of financial FOMO? We’ve been there - cashing out too soon and watching those stocks skyrocket. But don’t worry, we’re here to talk about how to move on and make better money moves. December means one thing in the finance world: the Santa Rally! What is it, how does it affect us, and how does it compare to the rest of the year? We break it all down. Next, we’re bringing the holiday spirit to smart gifting! Learn how to be the cool godmother or aunt with a long-term flair - just like a savvy investor. We’re also spilling the tea on Uber’s latest troubles, tackling the slowdown in luxury markets (yep, diamonds aren’t always forever), and diving into Elon Musk’s $56 billion Tesla bet. Will he come out on top, or will the courts call the shots? Watch this episode on YouTube. Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| RTC144: The new way to borrow and invest smarter, with Sam Rosenberg. | 04 Dec 2024 | 00:31:06 | |
What if the secret to building wealth isn't just saving - but borrowing smartly? In this episode, we sat down with Sam Rosenberg, founder of the fintech platform Belong, about flipping the script on investing. From leveraging loans to make your money work harder, to unraveling why our brains love hoarding cash like dragons, this convo is packed with lightbulb moments. Sam also spills on what behavioural economics taught her about our quirky financial habits and how Belong is designed to tackle them head-on. Oh, and she may or may not have revolutionised the concept of a mortgage for the stock market. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| The brand no one saw coming back. | 22 Mar 2026 | 00:47:09 | |
Sophie’s away this week, so Vic is joined by the brilliant India Leishman, and honestly, she’s making a very convincing case for a permanent seat at the mic. Together they tackle the very un-sexy reality of rising oil prices and what that could mean for flights, groceries, inflation, and basically the cost of existing, before getting into Gap’s unexpected comeback story, the Jo Malone name-drama that sounds too wild to be true, and why Unilever seems to be betting big on beauty and wellness over your pantry staples. There’s also a helpful breakdown of stagflation for anyone who’s heard the word and nodded politely, plus some solid career advice for getting into finance. A slightly chaotic, very informative catch-up on what’s moving markets right now, and what it might mean for you.
WTF does that mean? A guide to all the jargony bits:
Stagflation – Slow economy + rising prices. Not a fun combo.
Central Bank – Sets interest rates. Runs the money system.
Interest Rates – Cost of borrowing. Higher = more expensive.
Inflation – Prices go up, your money goes less far.
Reporting Season – When companies reveal their results.
Revenue – Money a company makes before costs.
Share Price – What one share in a company costs.
Stock Market – Where shares are bought and sold.
Diversification – Spreading your money across investments.
Spin-off – A company splitting off part of its business.
Non-compete – Stops you starting a similar business.
Renewable Energy – Energy that won’t run out (like wind/solar).
Credits:
Hosts: Victoria Harris & India Leishman
Producer & Editor: Emily Rigby
Social & Digital Manager: Lucy Munro
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Chapters
00:00:00 Welcome India!
00:03:56 Oil prices surge
00:20:41 Gap rebounds
00:27:14 Jo Malone vs Jo Malone
00:32:44 Unilever is side-eyeing its food business
00:39:36 Community Question
00:00:00 Thank you for listening to The Curve Weekly!
00:00:00 Financial Disclaimer
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| TCW96: How Trump’s new tariffs could break your wallet. | 02 Dec 2024 | 00:36:34 | |
The price of coffee is on the rise, thanks to climate change giving Brazil’s beans a rough ride. Meanwhile, New Zealand’s interest rates are dropping faster than our willpower in the snacks aisle, but is that actually good news? Spoiler: it’s complicated. We also dive into emerging markets, which are currently in the bargain bin of the global economy. Why? And could this be your next investment move? (Hint: cycles aren’t just for spin classes.) Plus, Sophie shares as she embarks on buying property with a friend - because who needs a man? All that, and some witty banter about inflation-proofing your cash and the sneaky supermarket tactics designed to empty your wallet. Pour yourself a (pricey) coffee and listen in - your wallet will thank you. Watch this episode on YouTube. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| RTC143: Why keeping your money in the bank is costing you money (from the archives). | 27 Nov 2024 | 00:30:51 | |
Ready for some serious penny-drop moments? In this throwback episode, we dive into why keeping your money in the bank might feel safe - but is actually costing you big time thanks to inflation. From redefining what "long-term investing" means (spoiler: it's not just 2 years) to sharing personal finance mishaps, this chat is packed with wisdom, laughs, and practical tips. If phrases like "markets go up to the right" or "bucket investing" have you scratching your head, you’ll leave this episode feeling like a pro. Plus, discover why investing now is way better than waiting for that “perfect” moment. It’s time to stop letting your savings collect dust and start making your money work for you! For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||
| TCW95: A guide to surviving Black Friday. | 25 Nov 2024 | 00:26:58 | |
Hey NZ, we’ve got a little treat for you! Sign up to ShopBack with our code CURVE10 and pocket a $10 bonus - just in time to crush those Black Friday Cyber Monday deals. Think of it as cashback magic for your wallet! Did you know Black Friday sales account for over $9 billion in online spending each year? This episode breaks down how to spot genuinely good discounts, and why making a list might save your wallet (and your sanity). Plus, we’re sharing a cashback hack that could make your holiday shopping even sweeter! After Black Friday, we dive into the finance world’s latest buzz: Netflix’s first foray into live streaming, featuring a boxing match that packed a punch but also some major tech hiccups. And in big tech drama, Google faces the possibility of being forced to sell off Chrome and Search - what does this mean for investors? Finally, the ice cream business gets political as Ben & Jerry’s squares off against Unilever. Tune in for all the juicy details and a surprise birthday moment you won’t want to miss! Watch this episode on YouTube. For more from The Curve: Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. | |||