The Curve – Details, episodes & analysis

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The Curve

The Curve

The Curve Platform

Business

Frequency: 1 episode/5d. Total Eps: 388

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The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way. New episodes every Monday and Thursday! Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
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The richer you are… the more you love AI?

Season 2 · Episode 163

dimanche 10 mai 2026Duration 55:16

Over 300,000 jobs have gone in the US alone in the first four months of 2026, up 30% on last year. The people losing them are disproportionately women in white collar roles. The people profiting? Anyone with money in the stock market. This week we get into the real AI story: not just who's at risk, but how AI is quietly making the wealth divide wider. Plus: fuel reserves in Australia and New Zealand are down to about 38 days - what actually happens if we run out? A meme stock just made a $60 billion hostile bid to buy eBay at four times its own size. And Uber quietly reported results that show it's becoming so much more than a taxi app… We mentioned this episode from Shameless Media on AI and why you can't afford to ignore it, click to listen. (https://open.spotify.com/episode/0uxRRZHvLgX2pRRx9wgnUR?si=bcd4a9cfc6a443da) We're hiring a junior podcast editor based in London, if that's you (or someone you know), check out the full job description here. (https://www.linkedin.com/posts/thecurveplatform_job-description-activity-7458168667277733888-GW2Z?utm_source=share&utm_medium=member_desktop&rcm=ACoAADhXtnMBLOOxJqfuLwCDBajV9VKw09qFvkc) Want to know exactly how much you should have in your emergency fund and where to put it? We did a whole episode on it, listen here. (https://youtu.be/aVKxGY3DeUw?si=sijFE23CtGuJYTNE) Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM WTF does that mean? A guide to all the jargony bits: Hostile Takeover - When one company tries to buy another without asking nicely first. Very awkward. Very public. Meme Stock - A share that goes viral on the internet, not because the company is doing well, but because people collectively decide to make it go up. Short Selling - Betting a share price will go down and making money when it does. The hedge funds doing this to GameStop got burned badly. Market Cap - The total value of a company. GameStop's is $12 billion. eBay's is $45 billion. One of these is trying to buy the other. Reporting Season - When companies publicly share how much money they made or lost. Like a school report card, but the whole world is watching. Credits: Hosts: Victoria Harris & Sophie Hallwright Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Coming up in the episode... 00:00:00 Pathfinder x The Curve 00:01:23 We're running out of fuel. Seriously. 00:12:38 The meme stock trying to buy eBay 00:27:19 Pathfinder x The Curve 00:28:01 The richer you are, the more you love AI 00:41:18 Uber is becoming the app for everything 00:50:01 "Should I move my emergency fund?" 00:54:09 Thanks for being here! 00:54:47 Financial Disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

How to Invest Without Ignoring Your Values.

Season 1 · Episode 212

mercredi 6 mai 2026Duration 01:17:20

This week, Soph sits down with Lily from Pathfinder (https://pathfinder.kiwi/) to untangle the delightfully messy world of ethical investing aka, what happens when your money wants to grow, but your conscience would also like a word. Lily shares her own money story, from growing up in a household where “ordinary” was basically a swear word, to becoming the main earner in her family, to realising that financial independence is about so much more than just having cash in the bank. Together, they unpack why women are so drawn to values-led investing, why “good” and “profitable” don’t have to be mortal enemies, and how to think critically about tricky investing dilemmas like Tesla, tech companies, weapons, climate, conflict and greenwashing. It’s thoughtful, nuanced, occasionally existential, and proof that money and morals can sit at the same table, even if they argue over the bill. 👉 Got a money-and-morals dilemma? Submit your ethical investing question to our Ethical Hotline for Lily to unpack (https://form.typeform.com/to/BZHujjGM). Credits: Host: Sophie Hallwright Guest: Lily Richards Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Introduction to the episode 00:01:51 Meet Lily from Pathfinder 00:05:37 Lily’s personal money story 00:12:31 Lily’s career journey 00:16:31 The moment things clicked 00:20:54 What financial independence really means 00:23:14 Lily’s unique family setup 00:27:37 How ethics shaped Lily’s life 00:30:26 Why ethical investing feels so complicated 00:36:19 When an investment no longer feels right 00:39:30 Primary vs secondary markets, explained 00:42:42 How to decide if an investment aligns with your values 00:47:48 Simple ways to reflect on your values 00:52:33 Submit your money and morals questions 00:57:07 Thank you for listening! 00:57:32 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

How Diworsification Killed Allbirds.

Season 2 · Episode 159

dimanche 5 avril 2026Duration 57:59

Markets are back, headlines are chaotic, and somehow Donald Trump is still moving investor sentiment with a sentence and a spray tan. Vic and Sophie unpack what’s going on, one year after the tariffs shook everyone up, and why short-term market drama can make investing feel a bit too much like gambling. They also dig into the spectacular collapse of Allbirds, from sustainability darling to a 99% wipeout, and the very real lesson in “diworsification” when a brand strays too far from what made it work in the first place. Plus, the upcoming SpaceX IPO that could become one of the biggest companies in the world overnight, why fitness tracker brand Whoop is booming, what the wearable tech space says about where health investing is headed, and why the most boring investing strategy is still annoyingly one of the best. 🗳️ CAST YOUR VOTE (https://form.typeform.com/to/FRD3BIcS) on our new episode schedule and help us decide what works best for you: https://form.typeform.com/to/FRD3BIcS WTF does that mean? A guide to all the jargony bits: Tariffs – Tax on imports to make foreign goods pricier. Dead Cat Bounce – A fake recovery before markets drop again. GDP – Total value of a country’s economy. IPO Hype – The buzz (and chaos) when a company first goes public. Market Cap – What a company’s worth on the stock market. Diworsification – Expanding… but making things worse. Commodities – Raw stuff like gold, oil, wheat. Volatility – How wildly prices swing up and down. Forward-Looking Markets – Markets reacting to the future, not now. Wearables – Tech you wear that tracks your body. Diversification – Spreading your money to reduce risk. Credits: Hosts: Victoria Harris & Sophie Hallwright Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Coming up in this episode... 00:01:34 We accidentally sound drunk… 00:03:43 Markets are back (but why?) 00:08:26 BP’s new CEO moment 00:13:09 1 year since the tariffs! 00:26:25 Allbirds: rise and fall 00:38:12 Whoop and the IPO buzz 00:44:08 The SpaceX IPO is coming... 00:48:34 Your investing question answered 00:54:16 We need your help! 00:56:52 Thanks for listening 00:57:30 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Polly Markus on Blowouts, Risky Investments & the Rise of Miss Polly’s Kitchen.

Season 1 · Episode 159

mercredi 16 avril 2025Duration 54:45

This episode is a full-course meal of money chats, career pivots and laugh-out-loud moments with the glorious Polly Markus (aka Miss Polly’s Kitchen). We talk real estate burnouts, spending blowouts (yes, including a Celine bag situation), and the chaos of being your own one-woman content empire. Polly spills on her investing flops (Rivian, we're still not over it), the emotional hangover of financial regrets, and the surprising clarity that comes with getting serious about your money goals. It’s equal parts hilarious, heartfelt, and wildly relatable - plus, stick around to the end for a little announcement that had us both misty-eyed and squealing. 🥹


This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third -Sign up here.


T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.


⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


For more from The Curve:⁠⁠⁠⁠

⁠⁠Investing Club⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Will Fewer Babies Break the Economy?

mardi 15 avril 2025Duration 21:11

This episode is all about demographics - what they are, why they matter, and how they’re quietly reshaping our economies. Zoe from Tempo unpacks the global trend of falling birth rates, what that means for governments, and how it could impact the stock market in the long term. We explore why women are choosing to have fewer (or no) children, how countries are trying - and failing - to reverse that, and what it means for everything from immigration policy to investment opportunities. Think ageing populations, robotics, fertility healthcare, and yes… even adult nappies. We also answer a brilliant listener question on how to tell which headlines are worth paying attention to when you're investing.


Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠⁠Tempo website.⁠⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠⁠ ⁠Tempo website⁠.⁠⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.


⁠⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠


For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠Investing Club⁠⁠⁠⁠

⁠⁠⁠⁠Website⁠⁠⁠⁠

⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠Newsletter⁠⁠⁠⁠

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Are We About to Head Into a Global Recession?

Season 2 · Episode 113

lundi 14 avril 2025Duration 36:23

Trump’s been on the mic again - and the stock market’s feeling it. A sudden U-turn on tariffs sent US markets soaring nearly 10% in a day (yep, a day), and now economists are whispering the R-word. We break down what this week’s chaos means for inflation, interest rates, global growth and whether your term deposit is about to start ghosting you. Vic’s got investing whiplash, Soph’s halfway to deleting social media, and honestly, we’re all one Trump headline away from packing it in and starting The Herb - dodging dictators, growing basil, and diversifying in herbs and assets.


WTF Does That Mean? A Guide to All the Jargony Bits

Tariffs – Taxes on imported goods. Makes stuff more expensive.

Insider Trading – Buying or selling stocks using secret info. Very illegal.

Interest Rates – The cost of borrowing or the reward for saving.

Negative Interest Rates – You pay the bank to hold your money. Yikes.

Inflation – Prices go up, your money buys less.

Global Growth – How fast the world’s economy is growing.

Diversification – Spreading your money around to lower risk.

Recession – When the economy shrinks for a while. Not cute.

Term Deposit – A savings account you lock up for a fixed return.


For more from The Curve:⁠⁠⁠⁠⁠⁠

⁠⁠⁠Investing Club⁠⁠⁠

⁠⁠⁠Website⁠⁠⁠

⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠Newsletter⁠⁠⁠

⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Lucy Blakiston on Building ‘Shit You Should Care About’ and Doing Life Differently.

Season 1 · Episode 158

mercredi 9 avril 2025Duration 49:42

Content note: This episode contains occasional strong language, and includes open discussion around grief, death, and eating disorders. Please take care while listening.


What does success really look like when you're not following the traditional path? In this honest and empowering conversation, Soph sits down with Lucy Blakiston - founder of Shit You Should Care About - to talk about building a global media brand, staying financially independent, and choosing a life outside of convention. From online hate to uncertain income, Lucy shares the real story behind the growth of her platform, why she believes being single helped her succeed, and the challenges of being a woman carving out her own version of success. If you’ve ever felt like you’re doing things out of order, this episode will make you feel seen - and inspired.


Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved⁠ here⁠: https://thecurveplatform.com/pages/become-a-member


⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


For more from The Curve:⁠⁠⁠⁠

⁠⁠Investing Club⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Why the Stock Market’s Freaking Out - And What to Do.

Season 2 · Episode 112

lundi 7 avril 2025Duration 41:12

Hold onto your investing hats (and maybe your Shein sparkle tops), because this week’s Curve Weekly is a wild ride through the chaos of Trump’s new mega tariffs. We break down how the former president’s dramatic attempt to “make America wealthy again” is sending global markets into a tailspin, whacking small countries with 40%+ tariffs, and giving TikTok a starring role in what feels like an economic soap opera. Soph shares her Friday night stock market shopping spree (cue major FOMO), Vic explains why Vietnam is copping it hard, and we ask the million-dollar question: do you double down on recession-proof stocks or snap up the ones in free fall? Plus, we get into Brexit’s accidental win, IPOs gone quiet, and why investing is basically the new Coachella. Get comfy, because this is one of the biggest Curve Weeklies yet.


WTF Does That Mean? A Guide to All the Jargony Bits

IPO – When a company starts selling shares to the public for the first time. Like their stock market debut.

ETF – A bunch of different shares bundled into one. Easy way to invest.

Index / Index Fund – Tracks how a group of companies is doing. Like the S&P 500 or FTSE 100.

Dollar Cost Averaging – Investing bit by bit over time instead of all at once.

S&P 500 – The top 500 US companies. Big deal in investing.

FTSE 100 – The 100 biggest companies in the UK stock market.

Inflation – When prices go up and your money buys less.

Diversification – Spreading your money around different investments.

Private Equity – Investing in companies that aren’t on the stock market.

Recession-Proof Stocks – Companies that still make money even when the economy sucks.

Portfolio – All your investments in one place.


For more from The Curve:⁠⁠⁠⁠

⁠⁠Investing Club⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Why Your Brain Loves to Spend Money.

Season 1 · Episode 157

mercredi 2 avril 2025Duration 46:57

Ever wonder why you feel so good when you buy a new outfit but not when you pay your electricity bill? Blame it on dopamine. In this episode, we chat with clinical psychologist Dr. Anastasia Hronis about the science behind impulse spending, why tech companies make shopping way too easy, and how to hack your brain to save instead of splurge. We also unpack everyday addictions (yes, your late-night Netflix habit counts) and how to spot the difference between a harmless treat and a full-blown problem. Plus, Vic confesses her old online shopping addiction, Sophie reveals her unusual bedtime habit, and we learn why Buy Now, Pay Later is the ultimate dopamine trap. Get ready for some serious penny-drop moments!


Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here.


⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


For more from The Curve:⁠⁠⁠⁠

⁠⁠Investing Club⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

BYD Overtakes Tesla, Eggs Cross Borders, and a Fresh IPO Hits the Market.

Season 2 · Episode 111

lundi 31 mars 2025Duration 41:01

Okay okay - we’ll admit it, this episode starts off light on finance and heavy on ski trip chaos, family drama, and… onsens. If you’re just here for the money chat, skip ahead to 17:15. From there, we dive into the EV race heating up as BYD overtakes Tesla in revenue (huge), unpack a surprise IPO hitting the market soon, and look at what’s behind the skyrocketing price of eggs in the U.S. (spoiler: people are literally smuggling them). Oh, and we also question whether Lululemon is having a full-blown identity crisis.


Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠

Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.

The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠⁠Tempo website⁠⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.


⁠⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠


For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠Investing Club⁠⁠⁠⁠

⁠⁠⁠⁠Website⁠⁠⁠⁠

⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠Newsletter⁠⁠⁠⁠

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.


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