Explore every episode of the podcast Homeowner AF: The Canadian First Time Homebuying Podcast
| Title | Pub. Date | Duration | |
|---|---|---|---|
| Is Credit Utilization Killing Your Mortgage Application? | 03 Apr 2024 | 00:06:09 | |
Are you making the minimum payments on time, on all your debts, but still seeing your credit score decline? You might be using too much credit. In today's episode, Brianna talks about credit utilization. She discusses:
Resources:
Connect with Brianna:
If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you! | |||
| Timing The Market With Alex Mohr | 27 Mar 2024 | 00:21:12 | |
In this week's episode, Brianna and Alex, a fellow mortgage agent, chat about timely topics affecting mortgage holders and homebuyers in the Spring of 2024. Connect with Alex
Connect with Brianna:
If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you! | |||
| Husmates and Co-Ownership with Lesli Gaynor and Parimal Gosai | 24 Jan 2024 | 00:25:54 | |
Lesli Gaynor and Parimal Gosai, realtors and creators of the Husmates app, drop in to chat:
Check out Husmates: https://www.husmates.com/ Connect with Parimal @parimalgosai on Instagram Connect with Lesli @gaynorlesli on Instagram Connect with Brianna @briannagoslinmortgages on Instagram https://www.instagram.com/briannagoslinmortgages/ | |||
| Accelerating The Transfer of Generational Wealth: Reverse Mortgage for Downpayment | 17 Jan 2024 | 00:20:30 | |
Suzy Fernandes-Arruda, BDM at Home Equity Bank (Home of the CHIP Reverse Mortgage), chats with Brianna about reverse mortgages, myths and false impressions, and how to accelerate your home ownership journey with a little help. Learn more about CHIP Reverse Mortgage here: https://www.chip.ca/ Check out the Reverse Mortgage Calculator here: https://www.chip.ca/reverse-mortgage-calculators/ Connect with Brianna @briannagoslinmortgages on Instagram https://www.instagram.com/briannagoslinmortgages/ https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9 | |||
| Data, Sentiment and EQUITY, Oh my! A conversation with Nicole Montgomery, Durham Region @raddestrealtor | 09 Jan 2024 | 00:29:43 | |
Brianna chats with Nicole Montgomery @raddestrealtor about first time buying, and what’s happening RIGHT NOW in the Canadian real estate market. Listen in for:
Connect with Nicole @raddestrealtor on Instagram https://www.instagram.com/raddestrealtor/ Connect with Brianna @briannagoslinmortgages on Instagram https://www.instagram.com/briannagoslinmortgages/ | |||
| Seif El-Sahly: Garage Conversions, First Time Buyers, Landlord Struggles and Setting Yourself Up For Success | 02 Jan 2024 | 00:26:10 | |
Seif El-Sahly drops by Homeowner AF to talk about how his company, Newfore Inc., is helping homeowners leverage their existing properties to:
Stick around for Seif’s insights and preditictions about the future of building and buying in Canada, how to set yourself up for success as a first time home buyer, and advice on how to be a landlord. (recorded in September 2023). Check out Newfore Construction and Renovations at www.newfore.com Check out the Tiny Homes: Garage Edition https://www.youtube.com/watch?v=OYiysnkPA8k Connect with Brianna @briannagoslinmortgages on Instagram | |||
| TRESA Regulations and How They Impact You with Kari Clark | 20 Dec 2023 | 00:20:07 | |
Muskoka realtor with Coldwell Banker, Kari Clark, stops by the pod to explain
Connect with Kari on Instagram @kariclarkhomes Connect with Brianna on Instagram @briannagoslinmortgages https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9 Visit Brianna on the web and join her mailing list: www.briannagoslin.com | |||
| The Homebuying Series: Insurance chat with Alma and Emerson | 13 Dec 2023 | 00:18:04 | |
Today, in the fourth and final episode of The Homebuying Series, Alma Aquino and Emerson Munsayac from the Pineapple family chat with Brianna about:
Want to learn more about Pineapple? Check out @pineapplemortgage and @empoweredbypineapple on Instagram Connect with Brianna @briannagoslinmortgages https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9 | |||
| The Homebuying Series: "What happens at the lawyer's office"? With Melissa Douglas | 05 Dec 2023 | 00:24:24 | |
Lawyer and owner of Douglas Law Firm, Melissa Douglas, drops by the pod to chat about:
Find Melissa @douglas.lawfirm on Instagram Find Brianna @briannagoslinmortgages on Instagram https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9 | |||
| The Homebuying Series: House Hunting with Corey Brown | 29 Nov 2023 | 00:18:45 | |
This week, Brianna welcomes Corey, a local Muskoka Realtor They chat about:
Check Corey out on Instagram @boughtwithbrown DM Brianna @briannagoslinmortgages on Instagram Get your money tracker at briannagoslin.com https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9 | |||
| The Homebuying Series: Pre-approval | 22 Nov 2023 | 00:11:54 | |
This week, Brianna gives you the rundown on pre-approvals.
Want to get started? Get in touch! DM Brianna @briannagoslinmortgages on Instagram email Brianna: briannagoslin@gopineapple.com **Get your money tracker at briannagoslin.com ** https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9 | |||
| Alexandra, The Cash Flow Queen | 15 Nov 2023 | 00:19:26 | |
How do first-time homebuyers save up a downpayment in 2023? They make sacrifices to get them closer to their goals! Alexandra Tejeda dropped by the pod to chat about what she's doing to kickstart her real estate investing journey and what the GTA homebuying (and leasing) landscape looks like for young Canadians. Listen to The Cash Flow Queens Podcast here: https://cashflowqueens.buzzsprout.com/ Connect with Brianna on Instagram @briannagoslinmortgages on LinkedIn and Facebook. Connect with Alexandra on Instagram @teamtoronto https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9 | |||
| Boutique Service at No Cost To You: How to Get Your Best Rate This Spring | 20 Mar 2024 | 00:08:33 | |
In this episode, discover the benefits of working with a mortgage agent for Canadian first-time homebuyers. Learn why rate shopping without guidance is unwise and explore:
Resources:
Connect with Brianna:
If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you! | |||
| Homebuying, Goal Setting and Growth: Bridget's story | 08 Nov 2023 | 00:37:10 | |
TW: domestic violence and financial abuse Today, Bridget shares her homeownership story with the Homeowner AF community. Her homeownership journey spans three provinces, two real estate transactions and quite a number of moves. Bridget shares how she's grown in confidence and knowledge and what it took to get to homeownership. GET YOUR MONEY TRACKER at briannagoslin.com Connect with Brianna @briannagoslinmortgages on Instagram, LinkedIn and Facebook | |||
| Mindset, Mental Health and Career Transitions with Caitlin Gillham | 30 May 2023 | 00:32:40 | |
Tune in for a candid conversation with Caitlin Gillham. Connect with Caitlin: On Instagram @caitlingillham.crippsrealty | |||
| Mortgage Chat with Arghavan Rastegari | 24 May 2023 | 00:21:39 | |
This week Brianna chats with a fellow mortgage agent, Arghavan Rastegari!
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| How to bump up your pre-approval amount | 17 May 2023 | 00:14:07 | |
Are you getting outbid on starter homes in the Spring market? If yes, this one's for you. Brianna gives you an overview of:
Get Brandy's *Believe* journal here: https://www.amazon.com/Believe-Minute-Journal-Transform-Destiny/dp/0228869382 Book a call with Brianna here: https://calendar.app.google/ERjwABSYgKsVdtBA6 | |||
| A Creative, Collaborative Solution for our Community: Suzanne and Sandi from the Muskoka Community Land Trust | 10 May 2023 | 00:46:33 | |
This episode features Suzanne Martineau, Chair of the Muskoka Community Land Trust and Sandi Martin, Business Development Leader for the Muskoka Community Land Trust. Find out more at: https://www.muskokacommunitylandtrust.org/ Find the newsletter here: Follow MCLT on instagram | |||
| Buying Pre-Construction with Dayle Carmody | 03 May 2023 | 00:30:10 | |
Dayle Carmody is a realtor with Ferrow Real Estate. Today she chats on the pod about:
Want to connect with Dayle? Find her on instagram! https://www.instagram.com/daylecarmodyrealtor/ | |||
| Rent To Own with Brandy Mullen | 26 Apr 2023 | 00:28:48 | |
This week Brandy Mullen sits down to chat about her company, Sprout Properties, and the benefits of Rent to Own for potential homeowners. Reach out to Brandy through instagram: https://www.instagram.com/sproutproperties_/ Find Brandy’s journal here: Learn more about Sprout Properties | |||
| Hey Madison, Tell Me About The Canadian First Home Savings Account | 19 Apr 2023 | 00:43:20 | |
This week Brianna sits down with Madison Low, an Advisor in Muskoka, Ontario. We chat about:
Grab your notebooks! Lots of info here for you first time homebuyers More information about the FHSA available here: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/first-home-savings-account.html Want to access the FHSA right now? Check it out here: At Questrade https://www.questrade.com/account-selection At National Bank https://www.nbc.ca/personal/savings-investments/fhsa.html Want to learn more about Madison? Connect with Madison: On Instagram https://www.instagram.com/mlowfinancial/ https://www.linkedin.com/in/madison-low-a42ab849/?originalSubdomain=ca or Visit her website https://advisor.sunlife.ca/madison.low/ Curious about Rotaract Muskoka? Check us out!: https://www.rotaractmuskoka.com/ https://www.instagram.com/rotaractmuskoka/ | |||
| Talk Downpayment To Me | 12 Apr 2023 | 00:15:15 | |
This week, I answer the most googled downpayment questions in Ontario. Head to my DMs to share your own thoughts! Rate Hub's downpayment calculator https://www.ratehub.ca/mortgage-down-payment My mortgage calculator (DM or email me for today's rate) https://gopineapple.ca/briannagoslin/mortgage-calculator Connect with me on Instagram: @briannagoslinmortgages https://www.instagram.com/briannagoslinmortgages/ on Tiktok https://www.tiktok.com/@mortgageswithbree on Linkedin https://www.linkedin.com/in/briannagoslinmortgages/ *Youtube channel coming soon * Have a mortgage or home-buying question? DM me or shoot me an e-mail: briannagoslin@gopineapple.com | |||
| Jayden Kennedy is a Homeowner AF | 05 Apr 2023 | 00:29:49 | |
Welcome to the pod, Jayden Kennedy! Jayden is a Real Estate Broker, 26 year-old homeowner and a retired professional athlete. Are you interested in purchasing a multi-unit property as your first home? Listen up because Jayden tells us exactly how she did it. Not only is she a force in the real estate world, but she gives back in a big way. Listen as we discuss the importance of serving the communities who support us. We also chat about our shared background in competitive sport and how that gives us an advantage as entrepreneurs. Reach out to Jayden on all platforms @Jaydenkennedyrealestate Connect with me on Instagram: @briannagoslinmortgages https://www.instagram.com/briannagoslinmortgages/ on Tiktok https://www.tiktok.com/@mortgageswithbree on Linkedin https://www.linkedin.com/in/briannagoslinmortgages/ *Youtube channel coming soon * Have a mortgage or home-buying question? DM me or shoot me an e-mail: briannagoslin@gopineapple.com | |||
| How Much Cash Do I Need To Close? | 13 Mar 2024 | 00:05:46 | |
Congratulations! You've saved your downpayment, and you're ready to buy... but how much more cash will you need to close on your first home purchase? Listen in to learn:
Resources: Check out this minimum downpayment calculator: https://www.ratehub.ca/mortgage-down-payment Check out my mortgage calculator: https://gopineapple.ca/briannagoslin/mortgage-calculator Questions? Connect with Brianna on Instagram @briannagoslinmortgages Send Brianna an email: briannagoslin@gopineapple.com | |||
| How do I qualify for a mortgage? What's the first step? | 29 Mar 2023 | 00:07:56 | |
This week is all about first steps, and these look different for everyone! Shoot me a DM to get personalized advice and in the meantime, gather the following: Tax documents budget (Find my budgeting tool available for download here: https://gopineapple.com/mortgage-resources/homebuyer-budget-template-for-current-expenses goal list Happy homeworking! Connect with me on Instagram: @briannagoslinmortgages https://www.instagram.com/briannagoslinmortgages/ on Tiktok https://www.tiktok.com/@mortgageswithbree on Linkedin https://www.linkedin.com/in/briannagoslinmortgages/ *Youtube channel coming soon * briannagoslin@gopineapple.com | |||
| Female empowerment and living authentically with Holly Caroll | 22 Mar 2023 | 00:25:13 | |
Are you dreaming big enough? This week, I sit down with Holly Carroll from The Agency Muskoka. Holly is a luxury real estate agent, an international model and an all-around force. In our conversation, Holly opens up about her mindset and purpose, her journey to real estate and how she manifested an incredible 30 million dollar listing. Want to learn more about Holly? Connect with her on instagram @hollyanncaroll Connect with me: @briannagoslinmortgages https://www.instagram.com/briannagoslinmortgages/ Tiktok https://www.tiktok.com/@mortgageswithbree https://www.linkedin.com/in/briannagoslinmortgages/ *Youtube channel coming soon * | |||
| "Who I wish I would have talked to" with Angie | 15 Mar 2023 | 00:31:19 | |
Brianna and her friend, Angie, chat about Angie’s journey to homeownership as a single woman. The ladies touch on paying off student debt, downpayment, working with financial professionals and the Canadian Homebuyers Plan. The pair explores their approach to goal-setting and manifestation. They also dive into their upbringings and how their shared childhood experiences have shaped their views of money and wealth. Curious about the Canadian Homebuyer’s Plan? Canadian Homebuyer’s Plan (HBP) Do you live in the Peterborough Area? Reach out to Angie's consultant, Lacey! Lacey Richard, CFP, RRC Senior Financial Consultant (705)876-1282 | |||
| It's me, Bri! | 08 Mar 2023 | 00:17:51 | |
Homeowner AF Episode 1- It's me, Bri! Thank you for listening to the debut episode of HOMEOWNER AF! This week’s homework (Only complete this if you are serious about TAKING ACTION)
https://gopineapple.com/mortgage-resources/homebuyer-budget-template-for-current-expenses
https://calendar.app.google/FjiaHA6LTHHYxuE49 Want more relatable, approachable mortgage and real estate content? Check it out 👇 Connect with Brianna on Instagram https://www.instagram.com/briannagoslinmortgages/ Connect with Brianna on Tiktok https://www.tiktok.com/@mortgageswithbree Connect with Brianna on Linkedin | |||
| Should I Choose A Fixed Rate or Variable Rate Mortgage in 2024? | 06 Mar 2024 | 00:12:37 | |
Fixed or variable rate mortgage in 2024? Which one is right for you? In today's episode, Brianna explains:
PLUS
Questions? Connect with Brianna on Instagram @briannagoslinmortgages Send Brianna an email: briannagoslin@gopineapple.com | |||
| How To Plan Your Purchase Price | 28 Feb 2024 | 00:08:09 | |
Did you know that what you qualify for, may not be what you can actually afford? Listen in to learn more. Connect with Brianna on Instagram @briannagoslinmortgages Send Brianna an email: briannagoslin@gopineapple.com Learn more about minimum downpayment requirements: https://podcasts.apple.com/ca/podcast/talk-downpayment-to-me/id1670967579?i=1000608577670 | |||
| 3 Strategies My First Time Homebuyer Clients Used in 2023 | 21 Feb 2024 | 00:08:45 | |
2023 was a rough year for first-time home buyers, yet most of my clients were first-time buyers! Curious about how they did it? My buyers leveraged:
Want to get started? Reach out at briannagoslin@gopineapple.com to start your pre-approval or head to my website: https://gopineapple.ca/briannagoslin Do you have questions you'd like answered on the pod? Reach out to Brianna on Instagram @Briannagoslinmortgages | |||
| Offer Accepted! Now What? | 14 Feb 2024 | 00:07:58 | |
You've gone house hunting, you've found " The One", you've submitted your offer and finally, OFFER ACCEPTED! But what's next? Listen in to learn:
Do you have questions you'd like answered on the pod? Reach out to Brianna on Instagram @Briannagoslinmortgages Listen to Melissa Douglas's episode explaining "What Happens At The Lawyer's Office?" Here: https://podcasts.apple.com/ca/podcast/the-homebuying-series-what-happens-at-the-lawyers/id1670967579?i=1000637627716 | |||
| Falling Interest Rates and Multiple Offers: Why you STILL Need a Pre-Approval in the Spring 2024 Market | 07 Feb 2024 | 00:09:17 | |
In this timely episode, Brianna talks about the role of proper pre-approval in the first homebuying process as it pertains to the Spring 2023 market. Listen in to learn:
Do you have questions you'd like answered on the pod? Reach out to Brianna on Instagram @Briannagoslinmortgages | |||
| House Hacking, Homebuying in Sudbury and Ten Dollar Building Lots with Emily Cerilli | 31 Jan 2024 | 00:22:24 | |
Emily Cerilli aka @sudburyrealtor.emily, visits the pod to chat:
connect with Emily on Instagram @sudburyrealtor.emily connect with Brianna on Instagram @briannagoslinmortgages | |||
| Bonus Episode: New Mortgage Regulations for First Time Buyers | 20 Sep 2024 | 00:09:40 | |
Brianna is back with timely information for Canadian First Time Homebuyers: Coming into effect December 14, 2024, first-time buyers in Canada will have access to 30-year amortizations on insured mortgages. Also released were details about the insured mortgage cap which is now $1.5 MM compared to the previous $1MM maximum purchase price. Listen in to find out what these new regulations mean for you as a borrower and what to keep in mind if you are hoping to take advantage of these new opportunities in the market. Questions? Connect with Brianna: via email: hello@briannagoslinmortgages.com on Instagram: @briannagoslinmortgages.com Check out Brianna's website: briannagoslinmortgages.com | |||
| Unlocking the FHSA with Scott McEachern | 09 Dec 2024 | 00:10:54 | |
In this episode of Homeowner AF, I sit down with Scott McEachern, a Certified Financial Planner based in Barrie, Ontario. Scott specializes in helping families make smart financial decisions, from securing the right life insurance to planning for their biggest financial goals like becoming debt-free, saving for their kids’ education, or buying their first home. Together, we dive into the First Home Savings Account (FHSA) — a game-changing tool for first-time homebuyers in Canada. What You’ll Learn in This Episode: What is the FHSA?
Eligibility Criteria for the FHSA:
Where to Open an FHSA:
Contribution Limits and Carry-Forward Rules:
Tax Advantages of the FHSA:
Strategies for First-Time Homebuyers:
Risks and Limitations:
What Happens If You Don’t Buy a Home?
Connect with Scott McEachern:
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