Homeowner AF: The Canadian First Time Homebuyer Podcast – Details, episodes & analysis

Are you making the minimum payments on time, on all your debts, but still seeing your credit score decline? You might be using too much credit. In today's episode, Brianna talks about credit utilization. She discusses:

• Credit utilization: What it is
• How it's measured
• What to do if your credit utilization is too high

 Resources:

• More about credit utilization:
• https://www.equifax.com/personal/education/debt-management/articles/-/learn/credit- utilization-ratio/

• Use Brianna's Mortgage Calculator to estimate your payments: https://gopineapple.ca/briannagoslin/mortgage-calculator

Connect with Brianna:

• Instagram: @briannagoslinmortgages
• Email: briannagoslin@gopineapple.com

 If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you!

In this week's episode, Brianna and Alex, a fellow mortgage agent, chat about timely topics affecting mortgage holders and homebuyers in the Spring of 2024.

Connect with Alex

• Instagram @Alex_Mohr

Connect with Brianna:

• Instagram: @briannagoslinmortgages
• Email: briannagoslin@gopineapple.com

If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you!

Lesli Gaynor and Parimal Gosai, realtors and creators of the Husmates app, drop in to chat:

• the benefits of co-ownership and the diverse opportunities that open up with this model of homebuying
• how it works and where to start
• What’s next for Husmates and what we need now in Canada to promote more affordable housing

Check out Husmates:

https://www.husmates.com/

Connect with Parimal @parimalgosai on Instagram

Connect with Lesli @gaynorlesli on Instagram

Connect with Brianna @briannagoslinmortgages on Instagram

https://www.instagram.com/briannagoslinmortgages/

Suzy Fernandes-Arruda, BDM at Home Equity Bank (Home of the CHIP Reverse Mortgage), chats with Brianna about reverse mortgages, myths and false impressions, and how to accelerate your home ownership journey with a little help.

Learn more about CHIP Reverse Mortgage here:

https://www.chip.ca/

Check out the Reverse Mortgage Calculator here:

https://www.chip.ca/reverse-mortgage-calculators/

Connect with Brianna @briannagoslinmortgages on Instagram

https://www.instagram.com/briannagoslinmortgages/

https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9

Brianna chats with Nicole Montgomery @raddestrealtor about first time buying, and what’s happening RIGHT NOW in the Canadian real estate market.  Listen in for:

• Nicole’s home ownership story
• Why you should be tracking BOTH data and consumer sentiment while preparing for a first home purchase
• Which numbers actually matter to first-time buyers
• Setting realistic expectations for a home purchase
• EQUITY: What it is, Why it matters, and how you can leverage it in the future

Connect with Nicole @raddestrealtor on Instagram

https://www.instagram.com/raddestrealtor/

Connect with Brianna @briannagoslinmortgages on Instagram

https://www.instagram.com/briannagoslinmortgages/

Seif El-Sahly drops by Homeowner AF to talk about how his company, Newfore Inc., is helping homeowners leverage their existing properties to:

•  create more housing units in our most populated Ontario cities 
•  generate income for their financial goals (you may be surprised at just how much!)
• support mutli-generational living

Stick around for Seif’s insights and preditictions about the future of building and buying in Canada, how to set yourself up for success as a first time home buyer, and advice on how to be a landlord.

(recorded in September 2023). 

Check out Newfore Construction and Renovations at www.newfore.com 

Check out the Tiny Homes: Garage Edition

https://www.youtube.com/watch?v=OYiysnkPA8k 

Connect with Brianna @briannagoslinmortgages on Instagram

https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9

Muskoka realtor with Coldwell Banker, Kari Clark, stops by the pod to explain

• the new TRESA regulations
• how they will affect Ontario homebuyers
• Kari’s advice for first-time homebuyers looking forward to 2024

Connect with Kari on Instagram

@kariclarkhomes

Connect with Brianna on Instagram

@briannagoslinmortgages

https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9

Visit Brianna on the web and join her mailing list:

www.briannagoslin.com

Today, in the fourth and final episode of The Homebuying Series, Alma Aquino and Emerson Munsayac from the Pineapple family chat with Brianna about:

• Why you need insurance: point blank, period.
• When you should get life insurance
• What options are available to you
• Words of wisdom for first-time buyers in 2023 and beyond

Want to learn more about Pineapple?

Check out @pineapplemortgage and @empoweredbypineapple on Instagram

Connect with Brianna @briannagoslinmortgages

https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9

Lawyer and owner of Douglas Law Firm, Melissa Douglas, drops by the pod to chat about:

• what to expect at the lawyer’s office for your first purchase
• Who qualifies as a "First Time Homebuyer"
• how to protect yourself when purchasing with a partner
• things to keep in mind when purchasing after divorce
• Melissa's entrepreneurship journey and her words of encouragement for First Time Homebuyers

Find Melissa @douglas.lawfirm on Instagram

Find Brianna @briannagoslinmortgages on Instagram

https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9

This week, Brianna welcomes Corey, a local Muskoka Realtor

They chat about:

• What to expect when house hunting
• Where to start
• Rural living and Muskoka real estate
• Tips when buying in a new municipality

Check Corey out on Instagram @boughtwithbrown

DM Brianna @briannagoslinmortgages on Instagram

Get your money tracker at briannagoslin.com

https://maps.app.goo.gl/bRnx3wjPmw4ybLVz9