Money worries go hand-in-hand with housing vulnerability. And with housing vulnerability often comes difficulty in obtaining meaningful employment - thus perpetuating the vicious cycle. In this podcast, FT Adviser editor Simoney Kyriakou talks about the ongoing problems faced by over a million UK households with Maxine Pritchard MBE. Pritchard led the No Fixed Address campaign at HSBC UK, which will be having its five-year anniversary in November this year. Also on this podcast, FT Adviser intern Fardeen Anan provides a short report outlining the issues facing homeless Britons.

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Service levels among UK insurance companies have dropped significantly over the past few years. 

In this latest FT Adviser editor's podcast, which is worth 30 minutes of CPD, Roy McLoughlin, director of strategic partners at Cavendish Ware and member of the Protection Distributors Group, talks to Simoney Kyriakou, editor of FT Adviser, about what needs to change in the sector.

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The Doomsday clock, which was created in 1945 by Einstein and Oppenheimer, and is run by the Bulletin of the Atomic Scientists, said the world was at 90 seconds to midnight. This indicates how vulnerable we are globally to man-made threats. This year, as tensions rise, the world goes to the polls, new friendships are forged and old alliances are put under strain, ordinary people can indeed feel closer to midnight. 

Are we safe? And if we are not, how can we plan for our futures, or for the next generations? Should we be worried about our portfolios or our supply of shotgun cartridges? When it comes to financial planning, how can advisers help shape clients' response to world events, rather than having them make knee-jerk reactions.

Talking to FT Adviser editor Simoney Kyriakou is Daffyd Rees, an award-winning business journalist by background, a former policy adviser to the UK Prime Minister Tony Blair and is now a senior adviser to leading UK and international companies for SEC Newgate. 

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The past year has been a difficult one for tech stocks, and that includes the biggest tech stocks of all: the so-called FAANGs (Facebook, Amazon, Apple, Netflix and Google).

This week FTAdviser's David Thorpe is joined by Mark Hatwin, who runs the Gam Star Disruptive Growth fund, Richard Saldanha, who runs the Aviva Investors Global Equity Income fund, and David Coombs, head of multi-asset at Rathbones, to find out what the outlook is for tech stocks.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

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The FCA has set out proposals for simplified advice to make it cheaper and easier for firms to advise consumers about certain mainstream investments within stocks and shares Isas.

But will these proposals work, and which firms are likely to offer simplified advice?

This week FTAdviser news editor Amy Austin is joined by Prakash Chandramohan, strategic policy director at Tisa, Heather Hopkins, managing director of NextWealth, and Chet Velani, managing director of EV, to find out.

They discuss whether simplified advice will simply allow banks to push their Isa products, whether it is worthwhile for advisers to consider offering simplified advice, and what an adviser would have to do to make a success of it.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

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In December, the chancellor Jeremy Hunt took a trip to Scotland and announced plans to cut or change swathes of financial services regulation as part of the so-called "Edinburgh reforms".

He put forward a list of 30 reforms - including some of the rules created after the 2008 financial crisis such as the senior managers regime and ring fencing - in a move Hunt said would allow the UK to "seize its Brexit freedoms".

So what will these reforms mean for financial advisers? This week FTAdviser deputy editor Damian Fantato is joined by Simon Harrington, head of public affairs at adviser trade body Pimfa, and Ben Blackett-Ord, executive chair of Bovill, to find out.

They discuss how the senior managers regime might be reforms, what Priips ought to be replaced with and what changes to the FCA's remit might mean in practice.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

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Most equity markets enjoyed a torrid 2022 but there are now signed inflation is peaking and most of the bad news may well be priced in. So what could 2023 have in store?

This week FTAdviser's David Thorpe is joined by Alex Illingworth, who runs the Artemis Global Select fund, Wayne Berry, investment director at RBC Brewin Dolphin, and Stephen Anness, head of global equities at Invesco, to find out.

They discuss what investors can learn from the turbulence on 2022, how to achieve diversification in the current climate, and the prospects for UK equities.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

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Value investing is an investment philosophy whereby the investor buys assets that they believe to be undervalued by the market and thus have the potential to generate returns.

Over the last 12 months there has been a shift from growth to value: Surging inflation and commodity prices have been hugely beneficial for legacy companies in the oil and gas, and mining sectors as they have been able to take advantage of the global energy crisis and the switching on of demand post-Covid. An environment of rising interest rates is also helping value stocks to appear more valuable, as growth companies tend to have longer-term cash flow horizons; hence their valuations are affected more by rising rates.

So, with the increasing focus on sustainability can one be sustainable and a value investor at the same time?

Joining Ima Jackson-Obot, deputy features editor at FTAdviser, to discuss the topic are Roberta Barr, head of value team ESG - fund manager at Schroders, and Stuart Clark, WealthSelect portfolio manager at Quilter Investors.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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But what happens when the kingpin of big data and clever, tailored marketing to each of its consumers decides to take on financial services? The potential for Amazon to become a shop front for life insurance brokers or wealth managers has become clear in recent years. But while the regulatory niceties will need to be worked out, what do we make of the model that Amazon can offer in becoming a one-stop shop for clients? And what do we make of large entities in regulated financial services attempting to counter this potential threat by becoming all things to all people? Talking to FTAdviser editor Simoney Kyriakou on this podcast is Ian McKenna, founder of fintech consultancy F&TRC, and Hugo Bedford, chief executive of JM Finn.

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The Chartered Insurance Institute's decision to appoint a majority of directors to the Personal Finance Society's board has triggered a chain of events which has led to resignations from the PFS and anger among its members.

But the events of the past few weeks have, in many ways, been the result of a chain of events going back several years.

This week, FTAdviser's deputy editor Damian Fantato is joined by Sarah Lord, immediate past president of the PFS, and adviser and academic Richard Bishop, to discuss how the two organisations got here, where they can go from here and what, if anything, advisers can do about it.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

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Anne Fuchs, executive general manager at the Australian Retirement Trust and Jonathan Hawkins, propositions lead at Bravura solutions discussed what the UK and Australia can learn from each other when it comes to retirement income advice.

As well as what providers should be doing to help more savers seek advice.

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Last year was eventful, to say the least, with the Ukraine war, the collapse of multiple UK governments, the "mini" Budget and the death of Queen Elizabeth.

Will 2023 be just as eventful? In the first episode of the year, FTAdviser deputy editor Damian Fantato is joined by reporters Sally Hickey, Jane Matthews, Sonia Rach and Ruby Hinchliffe to find out.

They discuss what the coming year might hold for investments, the mortgage market, regulation of the financial advice and platforms.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

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The buy-to-let sector has been facing years of tax changes and reforms which, according to some, have made the sector increasingly unattractive.

In this week's episode of the FTAdviser podcast, reporter Jane Matthews catches up with Adele Forbes, managing director of West Yorkshire Money and Paul Holland, managing director of Henchurch Lane Financial Services to discuss the impact of this year's turbulent mortgage market and what 2023 might have in store for the buy-to-let sector.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

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In 2022 annuity rates have climbed by 40-50 per cent - which is a 14-year high- with these rates boosted by soaring long-term gilt yields.

And in late September and early October there were some particularly sharp increases.- in part, be attributed to financial markets having less confidence in the government, following the “mini” Budget.

Amy Austin, news editor at FTAdviser speaks to Mark Ormston, director of propositions and corporate partnerships at Retirement Line and Emma Watkins, managing director of retirement and longstanding at Scottish Widows about the comeback of annuities.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

Hosted on Acast. See acast.com/privacy for more information.

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In the latest FTAdviser podcast, reporter Ruby Hinchliffe speaks to David Ferguson, chief executive at white-label platform provider Seccl and founder of the Nucleus platform. He talks about platform pricing and the technology challenges facing platforms.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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London mayor Sadiq Khan wants more power and financing for cities so they can deal with and find solutions to climate change. Cities, after all, are responsible for over two thirds of emissions and local administrations, says Khan, are seen as the “doers”, while national governments are the “delayers”.

He thinks that mayors should be part of the UN climate conference negotiations. In fact, COP27, which wrapped up in Sharm el-Sheikh this month, will be the last without cities at the table.

Does he have a point? 

Hear what Khan told Sustainable Views and what our correspondent Philippa Nuttall makes of his green leadership for London as she talks to Silvia Pavoni, your host.

Read Philippa’s article on why cities struggle to go carbon neutral:

https://www.sustainableviews.com/why-cities-are-struggling-to-go-carbon-neutral/

Find out more about Sustainable Views, here:

https://www.sustainableviews.com

And request a free trial to access all our content, here:

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Last week's Autumn Statement saw a whole host of tax thresholds either frozen or cut as chancellor Jeremy Hunt attempted to plug a fiscal black hole of about £55bn - but the triple lock was maintained, leading to the state pension's biggest ever increase.

FTAdviser deputy editor Damian Fantato is joined by Laura Suter, head of personal finance at AJ Bell, Tim Morris, independent financial adviser Russell & Co, and Alex Shields, chartered financial planner at The Private Office, to discuss the financial planning implications.

They discuss how the frozen tax thresholds give plenty of food for thought to those in retirement, how the cost of living is affecting financial planning and they discuss whether there was any good news in last week's Autumn Statement.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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The Engagement Appeal's founder, Sheryl Cuisa, has a plan to follow in the footsteps of Wilma Soss and the other so-called Corporate Gadflies, who were pioneers in corporate activism in the 1940s. These women used shareholder meetings as platforms to advocate for gender equality and transparency in corporate boards. 

Cuisia, who currently has about 700 companies in her portfolio and aims to have them all - and engage with as many of them as humanly possible, talks to FT Adviser editor Simoney Kyriakou about why she believes engagement is so vital.

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In this special edition of the FTAdviser Podcast, sponsored by Artemis, contributing editor David Thorpe is joined by Stephen Snowden, head of fixed income at Artemis, and Darius McDermott, investment adviser to the Chelsea range of multi-manager funds.

They discuss the effects of quantitative tightening, the role of government bonds amid volatility and the outlook for inflation.

They also discuss the importance of taking some risk to earn some yield, such as duration risk or interest rate risk.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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The Bank of England has recently increased interest rates to 3 per cent, taking them to their highest level since 2008 in a bid to tame inflation. But how high will rates end up going?

This week David Thorpe, FTAdviser's contributing editor, is joined by Gavyn Davies, chairman at Fulcrum Asset Management and a former chief economist at Goldman Sachs, Stephen Bell, chief economist at Columbia Threadneedle Investments, and Ed Smith, chief investment officer at Rathbones, to find out.

They also discuss the impact of fiscal policy, with a potential return to austerity, and the impact of the labour market on UK inflation.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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One of the talking points of 2022 was whether the rotation away from growth stocks and towards value stocks was finally taking place.

In this special edition of the FTAdviser podcast, sponsored by Vanguard, FTAdviser contributing editor David Thorpe is joined by Andrew Surrey, senior national development manager at Vanguard, and Charlie Parker, managing director at Albemarle Street Partners, to discuss the thorny issue of trying to time rotations in equity markets.

This podcast is part of our Vantage Point Investing for Alpha series, and is sponsored by Vanguard. 

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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Silvia and Alison Taylor of NYU Stern School of Business look into the language of sustainability and find it still has a pretty loose grammar and highly convoluted syntax. Most native speakers do not even agree on a common interpretation of environmental, social and governance factors. The good news is: more of us are trying to learn this language. And Alison shares a few tips on how she teaches it too. 

In the show, Alison mentions a piece she’s written for Sustainable Views. You can find it here https://www.sustainableviews.com/incentivising-esg-what-does-it-really-take/

To read more of our articles on ESG policy and regulation, you can register for a free trial here https://survey.ft.com/jfe/form/SV_9RGu5ktcIREwMLA

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How can we make sense of the mortgage market right now? With a 0.9 percentage point decrease in house prices month on month, according to the latest Nationwide Price index, it might have seemed house prices are becoming more affordable. Yet with bank base rate rises still on the table, and the cost of living crisis still hurting consumers, affordability is still very much an issue. Is it good news or bad news for consumers? Or the veritable curate’s egg? This FTAdviser In Focus podcast, seeks to understand why the mortgage market is seeing such weekly see-saws in sentiment and pricing. Joining this podcasts are guests Jane King, independent mortgage adviser at Ash-Ridge; Lewis Shaw, independent mortgage adviser at Riverside Mortgages; and Rob Sinclair, chief executive of the Association of Mortgage Intermediaries. 

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In this week’s edition of the FTAdviser podcast, senior reporter Ruby Hinchliffe talks to Robert Sinclair, chief executive at the Association of Mortgage Intermediaries, and Kate Davies, executive director at the Intermediary Mortgage Lenders Association about the impact of a 47-page report which exposed the mistreatment of women, people of colour and gay people by those employed across the mortgage industry.

They discuss how mortgage industry events laced with alcohol and illegal substances are still happening too often, which is one of the reasons why women have fallen victim to sexist behaviour.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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The current political and financial climate has made fixed income markets volatile and uncertain around the world. However, taking an active approach may help build resilience to potential headwinds while gaining greater exposure to the opportunities that arise.

Listen to this podcast to gain insight from Gordon Harding, PIMCO fixed income strategist, on the current climate and what to potentially expect in the coming months.

This content was paid for by PIMCO and produced in partnership with the Financial Times Commercial department

For professional use only

The services and products described in this communication are only available to professional clients as defined in the Financial Conduct Authority's Handbook. This communication is not a public offer and individual investors should not rely on this document. Opinion and estimates offered constitute our judgment and are subject to change without notice, as are statements of financial market trends, which are based on current market conditions. We believe the information provided here is reliable, but do not warrant its accuracy or completeness.

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In this episode, news editor Amy Austin has a chat with Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon

They talk about how successful auto-enrolment has been as a policy as it reaches it's ten-year anniversary but how the industry cannot stop here and should continue to fight for reforms to be put in place. For example, raising the minimum contribution levels, lowering the age threshold and trying to find a way to bring self-employed into auto-enrolment.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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Confused about sustainability? You’re not alone. Environmental, social and governance factors, or ESG, are increasingly a headache for business, finance and world leaders alike. Now even policymakers are creating rules to govern this space. It’s hard to keep up and make sense of it all. So let us help you by sharing some of the most interesting views shaping this space. Join your host, Silvia Pavoni, as she talks to the people living and breathing sustainability – and a few critics too. (We can’t promise this will be a completely jargon-free space, but we shall try!)

Want to talk to us directly? Email sustainable.views@ft.com. Want to find out more about Sustainable Views? Visit www.sustainableviews.com, and to subscribe to the podcast just search Sustainable Views in your usual podcast provider.

Sustainable Views is an intelligence service by the Financial Times Group.

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In this episode, senior reporter Ruby Hinchliffe sits down with the founder and co-founder of Money Means, Helena Wardle and Chanelle Pattinson. They talk about how financial planners can engage with the younger generation, an audience barely explored by the sector and which still doesn't understand the value of financial advice. Largely because the industry hasn't cracked how to explain it to them.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

Hosted on Acast. See acast.com/privacy for more information.

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The latest edition of the FTAdviser podcast examines the energy security dilemma.

There has been an accelerated push to transition to renewable energy since the invasion of Ukraine by Russia, which has made the drive towards energy independence a priority for many governments. Soaring energy prices has also made the need to shift towards solar, wind and hydrogen power generation even more urgent.

However, at the moment not enough structures have being built to emit the energy needed to herald in that independence, which has led to more countries considering scaling up their nuclear power technologies.

Joining Ima Jackson-Obot, deputy features editor at FTAdviser, to discuss the topic are Felix Odey, portfolio manager – global resources equities at Schroders and Alena Kosava, head of investment research at AJ Bell.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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The latest edition of the FTAdviser podcast examines the prospects for clients that have income as a priority, in a world of higher inflation.

After a decade where most assets yielded very little, presenting a very particular challenge for income portfolio managers, 2022 has seen yields rise, but the capital values of many assets fall sharply, while inflation erodes the real value of the income generated.

So how can investors with income as a priority construct a portfolio in this climate. And is it possible, for the first time in many years, to have a portfolio which generates both a positive capital return and a decent, and growing income yield?

Joining David Thorpe, special projects editor at FTAdviser to discuss the topic are Robert Alster, chief investment officer at Close Brothers Asset Management, David Jane, multi-asset investor at Premier Miton, and Job Curtis, who runs the City of London investment trust.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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Next year the onboarding process for the pension dashboard programme will kick off. The creation of a single dashboard where savers can see all their pension savings doesn't just pose questions for pension providers - it also raises questions for advisers.

This week FTAdviser's news editor Amy Austin is joined by Jonathan Hawkins, consultant at Bravura, and Heather Hopkins, founder of NextWealth, to discuss some of the technology challenges which the looming arrival of the dashboard presents.

They also discuss the potential impact on advisers and their clients, what the likely outcome will be of savers having access to increased amounts of information about their pensions, and why the advent of the pensions dashboard signals the end of clients simply outsourcing their life admin to advisers.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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After a rollercoaster week in gilt markets following last Friday's mini Budget, FTAdviser deputy editor Damian Fantato is joined by Oliver Jones, asset allocation strategist at Rathbones, and Robert White, portfolio manager at Momentum Global investors to discuss the fallout.

Gilt yields surged and the pound plummeted after the government announced a spate of tax cuts - though they recovered later in the week after the Bank of England was forced to intervene to calm markets.

They discuss the implications the events of the past week might have on asset allocations and whether investors should be making any changes as a result.

After this, they discuss some of the broader trends around the world economy and why it's not just in the UK where things are looking troublesome at the moment. They also touch on the use of bonds and alternatives in a portfolio.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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It is well known that the profession is getting to the stage where it will soon have a raft of advisers looking to retire and either sell up or pass on their businesses on, but there may not be enough young people coming into the profession to plug this gap. But why is this?

This week Amy Austin, news editor at FTAdviser is joined by Derek Bradley, chief executive officer of Panacea Adviser, and Tim Morris, IFA at Russell & Co to discuss how the advice profession can attract young talent.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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As the cost of living crisis bites, the challenge for the insurance industry is helping to keep families protected.

This week FTAdviser editor Simoney Kyriakou is joined by Stuart Tragheim, chief executive of Holloway Friendly, Debbie Kennedy, chief executive of Lifesearch, and Alan Lakey, founder of CI Expert.

They discuss how the protection industry can make sure their products are seen as essential, rather than non-essential, costs and how advisers can discuss these issues with their clients and keep them engaged with protection.

They also discuss the benefits of payment holiday periods and the perils of clients becoming over-insured.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

Hosted on Acast. See acast.com/privacy for more information.

On this episode of the FTAdviser In Focus podcast we discuss current monetary policy and its effects on the bond market. Central banks in Europe and the US have raised rates as their economies are hit with rising prices. As a result bond yields have soared, as prices, in tandem with equity values, have crashed. But have banks acted quickly and strongly enough? William Morris, head of investments at Weatherbys Private Bank, Simon Holmes, multi-asset portfolio manager at Columbia Threadneedle Investments, and Ahmer Tirmizi, investment manager at Seven Investment Management, discuss this and other issues around current monetary policy and fixed income.

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The task facing the Bank of England in controlling inflation is harder than that facing the new prime minister, an expert has said.

Speaking to chief reporter at FTAdviser, Sally Hickey, guests David Henry, investment manager at Quilter Cheviot, and Sue Noffke, head of UK equities at Schroders, said the road ahead is unclear.

“I think Liz Truss has an easier job than the Bank of England,” said investment manager at Quilter Cheviot, David Henry, adding that we need to get a handle on inflation.

Noffke said it is unclear whether the new package of energy measures will contain sterling's drop, or cause it to fall further.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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The new consumer duty, for which the rules were confirmed in July, won’t see a substantial amount of change for advisers, according to the guests on the latest FTAdviser Podcast.

Speaking to deputy news editor Sonia Rach, this week's podcast guests, Simon Harrington, head of public affairs at Pimfa, and Mike Barrett, consulting director at the Lang Cat, said there was likely to be little change coming for advisers. 

In the discussion, they discussed the actual provision of giving advice, assessing suitability and how it differs from the RDR regulation previously.

The discussion also touched upon the “theme of proportionality”, taking into consideration the impact the consumer duty will have on one-person advice firms.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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There is no scope to water down advice but if the industry wants to be able to serve the 15mn people who need advice but don't get it, change is needed, says Simon Harrington.

The head of public affairs at the adviser trade body says what is currently possible is rooted in 'handbook guidance', rather than the handbook itself, which makes it risky for advisers to experiment with simpler models. To find out how exactly Pimfa's simplified advice would work, and what are the chances of pushing it through the legislative and regulatory bodies, tune in to this week's FTAdviser In Focus podcast.

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The start to 2022 was a rocky one for equities, with the MSCI World index losing 14 per cent year to date.

While recent weeks have provided some respite for equities, with most markets rebounding to some extent, continued high inflation and rising interest rates mean equity investors could continue to experience something of a rollercoaster ride, with markets struggling to price in the changing economic circumstances.

This week FTAdviser contributing editor David Thorpe is joined by James Thomson, manager of the Rathbone Global Opportunities fund, John Moore, senior investment manager at Brewin Dolphin, and Jason Borbora-Sheen, manager of the Ninety One Diversified Income fund.

They discuss whether equity prices are pricing in the range of macro-economic outcomes, whether sectors such as tech have fallen as far as they can and the challenges of finding defensive stocks.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast will be taking a brief summer break next week and will return in September.

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Mortgage lenders cannot cope with the volume of business coming their way, advisers have told the latest FTAdviser Podcast. Speaking to senior editor Simoney Kyriakou, Jane King, chartered adviser for Ash Ridge Financial Services, said lenders had told her they were swamped, partly due to the difficulties of navigating hybrid working but also because of having to cope with ever-changing bank base rate rises. Also joining her on the podcast was Almas Uddin, founder of Revolution Brokers, who warned of a "massive mortgage slowdown", while Rachel Springall, financial expert at Moneyfacts, said the ever-rising base rate meant the cost of mortgage repayments was rising faster than many people might expect.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

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