What The Fraud? – Détails, épisodes et analyse

“You don't need to hack an Uber, you just need €200 and a Telegram account, and you can just buy the whole new profile.”

The cars we drive and rent are now becoming a new frontier for cyber crime.  From ghost drivers and fake IDs to money laundering and QR-code scams, the mobility space is facing a new wave of digital threats.

Our special guest this week is Karolina Kausylaite, Compliance Manager at Tesla Financial Services and an expert in anti-money laundering.  She’s worked at PPRO, N26 and Danske Bank, tackling financial crime from multiple angles. 

On this episode she helps us understand how criminals exploit modern vehicle services and what the industry must do to stay ahead.

Sumsub's website: sumsub.com  

Sumsub’s What The Fraud Summit: https://sumsub.com/wtf-summit/

Sumsub's LinkedIn: linkedin.com/sumsub 

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

Karolina Kausylaite on Linkedin: https://www.linkedin.com/in/karolina-kausylaite

Hosted on Acast. See acast.com/privacy for more information.

“In the tech space, in the platform space, there are a ton of other disruptive brands out there. So if you're not keeping your customers safe, if you're not protecting their trust, there are other options for them to go to.”

We often talk about the risks fraud poses to your trust, your customers, and your bottom line. But there can be upsides to strong security — and in this episode we discuss how trust can become your company’s competitive edge.  

The rapid growth of AI is offering businesses all sorts of opportunities, but it also brings new challenges. So, the time is now to build trust at every level of your company, giving customers the confidence to take on new technologies. 

Our guest this week is Carolyn Fox — Director of Trust & Safety at the global tech leader TELUS Digital.

With years of experience working at some of the biggest names in technology including Yelp and Snapchat, Carolyn knows how crucial trust can be to a company's success and why it can be one of the most important functions that your business can build. 

Sumsub's website: sumsub.com  

Sumsub’s What The Fraud Summit: https://sumsub.com/wtf-summit/

Sumsub's LinkedIn: linkedin.com/sumsub 

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

Carolyn Fox on Linkedin: https://www.linkedin.com/in/Carolyn-Fox 

Hosted on Acast. See acast.com/privacy for more information.

“Your intuition is designed to make you comfortable, not necessarily correct.” 

In this season finale of What The Fraud?, we’re looking ahead to the year that could define the future of fraud prevention. 

Sharing his predictions with Thomas is Paul Maskall, Behavioural Lead for UK Finance and the City of London Police, and a key strategist at the Economic and Cyber Police Headquarters. With a background in psychology, Paul reveals how our relationship with technology is creating new vulnerabilities, amplifying risks, and changing the way we communicate. He also breaks down the behavioural science behind fraud and cybercrime, offering crucial insights on how businesses can fight back. 

Whether you’re a global corporation or a small startup, Paul outlines the three must-do priorities to build resilience and stay ahead of the curve in 2025. 

Sumsub's website: sumsub.com  

Sumsub's LinkedIn: linkedin.com/sumsub 

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

Paul Maskall on LinkedIn: linkedin.com/in/paul-maskall-309236121/

Hosted on Acast. See acast.com/privacy for more information.

"Why are we trying to change the 3% of people who stammer in the UK? Why aren’t we educating the 97% of people who don’t?” 

Fraud isn’t victimless — it’s a powerful engine for bias, hitting marginalised communities hardest and driving inequality. In this episode, Claire Maillet joins Thomas to uncover how fraud fuels digital-age discrimination and what stakeholders can do to fight back. 

Claire is an award-winning fraud expert, PhD researcher, and advocate for disability and mental health awareness. Claire regularly speaks about the impact of speech impediments on counter fraud controls as someone that comes at it from both sides — a customer who stammers, and a counter-fraud professional working in the financial services.  

Sumsub's website: sumsub.com  

Sumsub's LinkedIn: linkedin.com/sumsub 

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

Claire Maillet on LinkedIn: linkedin.com/in/clairemaillet 

Hosted on Acast. See acast.com/privacy for more information.

"We don’t treat fraud as importantly as money laundering.”  

Who should be responsible for preventing and addressing fraud in the digital age? This is what Thomas is exploring today with Jessica Cath, Financial Crime Partner at Thistle Initiatives, a compliance consultancy firm supporting regulated businesses. 

As fraud becomes increasingly sophisticated, its impact extends far beyond individual victims, posing challenges for businesses, governments, and society. Jessica’s sharp insights into what works, what doesn’t, and the must-have tools to stay ahead of fraudsters make her a brilliant guest in dissecting this very important topic. 

Sumsub's website: sumsub.com  

Sumsub's LinkedIn: linkedin.com/company/sumsub

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

Jessica Cath on LinkedIn: https://www.linkedin.com/in/jessica-cath/  

Hosted on Acast. See acast.com/privacy for more information.

“For an expense of about $1,000 per month, the damage that a fraudster can cause to businesses is upwards of $2.5 million.” 

In this special episode of What The Fraud?, Thomas is joined by Ilya Brovin, a growth strategist from Sumsub, to explore the latest insights from their annual Identity Fraud Report and reveals the most significant changes in fraud trends over the past year. 

The report provides an in-depth analysis of global identity fraud, based on millions of verification checks and more than three million recorded fraud attempts. Released in conjunction with Identity Fraud Awareness Week (November 17–23), this episode is the perfect opportunity to unpack the critical findings that will help shape your strategies for 2025 and beyond.

Download the full report: https://sumsub.link/0aj

Sumsub's website: sumsub.com  

Sumsub's LinkedIn: linkedin.com/company/sumsub

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

Ilya Brovin on LinkedIn: https://www.linkedin.com/in/ilya-brovin  

Hosted on Acast. See acast.com/privacy for more information.

“The AI model thinks that the user is going to commit fraud at one point. So, it’s mitigating fraud before it even happens, which sounds quite crazy to me.”  

In this episode of What The Fraud? Thomas is joined by Kris Galloway, Head of iGaming Product at Sumsub. With an impressive 12 years of experience in the iGaming industry, starting out as a poker player, Kris is the perfect guest for insights into this topic. 

Together, Thomas and Kris delve into market growth, tightening regulations, and new technologies that are transforming the iGaming industry for both businesses and players. They discuss the impact of regulatory shifts, market expansion, the adoption of cryptocurrency and most notably, the pivotal role of AI in combating iGaming fraud.  

And of course, Thomas and Kris will be sharing their actionable advice for businesses and individuals on staying protected against fraud now and into the future. 

Sumsub's website: sumsub.com  

Sumsub's LinkedIn: linkedin.com/company/sumsub

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk

Kris Galloway on LinkedIn: https://www.linkedin.com/in/krisgalloway/  

Hosted on Acast. See acast.com/privacy for more information.

"You ultimately become a victim of your own success because you’re doing really well as a business but scrambling around trying to make sure your compliance can keep up.”

In this fact-filled episode covering APP fraud, Thomas sits down with James Nurse, Managing Director at FINTRAIL, a leading global financial crime consultancy. 

Thomas and James unpack recent cases involving Revolut and Coinbase, drawing comparisons between the two. They look at the staggering £459.7 million stolen by criminals in the UK in 2023 and dig into the alarming rise of scams. James also breaks down the UK reimbursement rules, set to be enforced in October 2024, which shift liability to payment providers. 

And as always, our guest will be providing their practical advice to businesses and consumers in safeguarding themselves against fraud.  

Sumsub's website: sumsub.com  

Sumsub's LinkedIn: linkedin.com/company/sumsub

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

James Nurse on LinkedIn: https://www.linkedin.com/in/jamesnurse/  

Hosted on Acast. See acast.com/privacy for more information.

“For those genuine bodies that are out there—work with us and try to get rid of your fear because we’ve got the same fears and we’re trying to stop them.” 

In this episode of What The Fraud? we dive into the evolving landscape of crypto fraud in 2024 and beyond with Mark Taylor, Global Head of Financial Crime/ MLRO at CEX.IO.

Thomas and Mark explore the rise of cryptocurrency in 2024, where fraudsters have become more sophisticated, even infiltrating the U.S. election system. They also discuss the alarming trend of AI-driven fraud, including a shocking case where a user lost over $2 million to scammers using deepfake technology to exploit a major crypto exchange. 

Sumsub's website: sumsub.com  

Sumsub's LinkedIn: linkedin.com/company/sumsub

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom

Sumsub's Travel Rule Course: https://bit.ly/4gQVGPr  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

Mark Taylor on LinkedIn: https://www.linkedin.com/in/mark-taylor-640b3237/  

Hosted on Acast. See acast.com/privacy for more information.

“I let them know... You messed with the wrong parent.” 

Welcome back to What The Fraud? In the first episode of series two, Thomas Taraniuk is joined by world-leading cyber threat intelligence analyst, Charity Wright. Charity works as the ‘Principal Threat Intelligence Consultant’ at cyber security company, Recorded Future, in the United States.

Thomas and Charity take a look at how a leading financial service provider is enhancing its efforts in combating payment fraud. They delve into strategies for effectively integrating fraud prevention into a company's cybersecurity framework and explore how threat intelligence can strengthen anti-fraud measures. 

Charity also bravely shares a story involving her teenage son who unfortunately fell victim to a sextortion attack. She’s now on a mission to spread awareness of the fraudsters behind these kinds of attacks and provide essential advice for parents. If you or someone you know has been a victim of sextortion, please visit: stopsextortion.com/get-help/  

Sumsub's website: sumsub.com  

Sumsub's LinkedIn: linkedin.com/company/sumsub

Sumsub's Facebook: facebook.com/sumsub 

Sumsub's Instagram: facebook.com/sumsubcom 

Sumsub's YouTube Channel: youtube.com/@sumsubcom

Sumsub's Fraud Detection & Prevention Solution: https://bit.ly/4h95h4e  

Thomas Taraniuk on LinkedIn: linkedin.com/in/tomtaraniuk  

Charity Wright on LinkedIn: https://www.linkedin.com/in/cwillhoite/ 

Hosted on Acast. See acast.com/privacy for more information.