SeedTime Money (Christian living & Personal Finances) – Détails, épisodes et analyse

In this episode of the SeedTime Money Podcast, we’re breaking down 6 game-changing money moves you can make with just $1,000.

Whether you’re hitting this financial milestone for the first time or you’re ready to maximize your savings, these steps will help you make smarter decisions with your money today.

🔎 I’ll Cover:

• A passive way to dip your toes into real estate investing with just $10 (yes, seriously).

• Why keeping your money in a high-yield savings account is a no-brainer (and how to pick the best one).

• How investing in your financial education can literally change your life.

• A free tool to calculate when you’ll be able to retire and stay on track.

• Why the right credit card can actually work in your favor.

• How to protect your money from fraud and hackers (don’t skip this step!).

💡Resources Mentioned:

• Fundrise: A simple way to invest in real estate – https://seedtime.com/fundrise-1000
  
  
• CIT Bank: High-yield savings account – https://seedtime.com/cit-1000
  
  
• Motley Fool Investing Course: https://seedtime.com/motley-1000
  
  
• SeedTime's 10X Investing Course - https://seedtime.com/10x 
  
  
• Empower Retirement Planner: https://seedtime.com/pc-1000
  
  
• Chase Sapphire Preferred Credit Card: https://seedtime.com/sapphire-1000
  
  
• LifeLock Identity Protection: https://seedtime.com/lifelock-1000

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If you’ve ever thought, ‘I’ve been through something life-changing—I need to share this,’ then stop scrolling. This episode is for you.

We’re diving into an exclusive workshop with Bryan Harris, one of the sharpest entrepreneurs I’ve ever met, who has built a blueprint for turning your personal transformation into a $10,000/month coaching business.

This isn’t fluff. It’s a proven process built on real-world experience and a decade of helping others succeed. Get ready for mindset shifts, strategies that actually work, and a step-by-step guide to turning your vision into reality.

🔎We’ll Cover:

• Why high-ticket coaching is simpler and more impactful than the traditional low-ticket model.

• The two distinct business models: Low ticket (mass market) vs. high ticket (intimate, transformational).

• Biblical principles for success in coaching and business, including wisdom from Proverbs and Jesus’ example of going deep with 12 disciples.

• Why one type of person is WAY easier to sell to and how to create offers that provide massive value.

• The TAP framework: How to turn your experience into a high-ticket coaching offer with this simple framework

• Real-life success stories from unconventional coaching industries, like board game creation, ballroom swing dancing, and natural veterinary care.

• Practical exercises to identify and overcome fears holding you back.

• How to discern if coaching is your God-given calling and whether it’s the right time to start.

📚Resources Mentioned:

• Free Strategy Session: Schedule a one-on-one coaching session with Bryan's team to clarify your vision and create a personalized plan - GrowthTools.com/Bob

• You’ll get two free resources for scheduling!

• ‘High-Ticket Offer’ Template: A step-by-step guide to creating your first high-ticket coaching offer.

• How to Get $10K Clients Cheat Sheet: Proven marketing strategies to attract high-ticket clients—even if you’re bad at marketing.

• Bible Verses Mentioned:

• Proverbs 1–9: The importance of wisdom and choosing the right voice.

• James 1:5: “If you lack wisdom, ask God, and He will give it generously.”

• Jeremiah 33:3: “Call to me, and I will answer you and tell you great and unsearchable things you do not know.”

🎯Action Steps:

1. Pray and ask God if coaching is the right step for you.

2. Reflect on the transformation you’ve experienced in your life—this is the foundation of your coaching offer.

3. Use the free tools provided in the episode to create your first offer and marketing plan.

4. Take the first step: Schedule a free strategy session to refine your vision and start building your business.

👉 Listen now and start building your $10K/month coaching business today!

🎙️ Connect with us:

Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at: bob@seedtime.com.

If you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!

BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/UOdpcehveJU)! 

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are taking a listener question and discussing some of the keys to handling money and our hearts when things are going well, as well as when they aren't.

A little of what we are covering:

1. Ever noticed how pride sneaks up on us during financial highs and evaporates during lows? Let's decode this emotional rollercoaster and the unseen challenges of financial success.

2. The two tests I believe God throws our way to measure our real success.

3. Hear personal stories from my life's highs and lows, revealing how gratitude and pride can change shades in different circumstances.

4. Two practical actions and daily practices to infuse gratitude in your life and keep financial pride at bay.

This episode is not just about handling your financial blessings. It's about transforming how you perceive these blessings and what you do with them. Prepare to change your perspective on financial success, learn how to guard your heart against pride, and embrace gratitude with practical actions.

If you've ever felt challenged by the delicate dance of success and humility, this episode will provide a new rhythm to your journey. It's time to redefine your relationship with money, balance your heart's pride and gratitude, and be a more mindful steward of the resources you have.

Remember, building wealth isn't just about numbers—it's about nurturing your character and grace too. See you on the inside. God bless!

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/VTeHaiqN15s)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Have you seen "the Sound of Freedom" yet? Well, we just saw it and there is something we all need to be talking about with it.

🔑 Key Topics Covered:

• Awareness of human trafficking

• Impact of "The Sound of Freedom" movie

• The spiritual aspect of money management

• Motivation to "earn all I can" for giving 

• What you do matters on the earth

• Taking action with A21 and Our Rescue

Links:

• The Sound of Freedom Movie- https://angel.com/pay-it-forward/sound-of-freedom 

• John's Real Money Method story- https://vimeo.com/787744583 

• Our Book: Simple Money, Rich Life - https://seedtime.com/smrl 

• Our Courses at SeedTime- https://seedtime.com/courses 

• Tim Ballard and Our Rescue- https://ourrescue.org 

• A21 organization and ending slavery - https://seedtime.com/a21 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/yKyZbIGeNoo)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This is a bit of a personal episode where I am sharing my story of stepping away from social media for a year and the massive impact it had on my life. 

Trust me, this episode is gonna make you rethink your relationship with social media and might even inspire you to take a break yourself.

What To Expect:

The Art of Presence: Ever wondered what being more present could do to your relationships and spirituality? 

Redefining Social Interactions: Are you afraid that losing touch with social media means losing connections? I was terrified! Join me as I share the unexpected turn my personal connections took during my social media fast. 

A Pathway to Contentment: Discover how stepping away from social media led me to an unforeseen wellspring of contentment. I talk about how breaking free from the unending stream of comparisons and achievements on social media paved the way to more contentment. 

The Continuum of Life: What happens when you go off the grid? I share a humble yet eye-opening realization. 

Whether or not you decide to take a social media fast, this episode is an invitation to reflect on where your time and focus are channeled. Together, let's weigh the eternal impact and the higher calling beyond the quickly fading thrills of likes and shares.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/0qDAED8KoOY)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

On our 10x Live investing workshop (https://seedtime.com/replays) we hosted last week we gave away a couple stacks of books that deeply impacted how I handle money.

And a bunch of you kept asking for the list, so here we are.  

Now at this point I have read about 100 money books over the last 15 years. And this list is the 10 or so that have made a significant impact on my thinking or behaving with money. 

Some are written by Christians and some are not. I don’t agree with everything anyone says or writes regardless of whether or not they are a Christian, so I chew the meat and spit out the bones and encourage you to do the same thing!

#1 https://amzn.to/3Py7JWn

#2 https://amzn.to/46n9Q5v

#3 https://amzn.to/3JA15Lt 

#4 https://amzn.to/3Psn3ny 

#5 https://amzn.to/42XHJa1 

#6 https://amzn.to/3CNeoV1 

#7 https://amzn.to/3JWbilV  

#8 https://amzn.to/42XHJa1 

#9 https://amzn.to/46jI6yN 

#10 https://amzn.to/3XzVgDF 

#11 https://amzn.to/3qZTqzH

Additionally, there are some other fantastic money books out there that are NOT on this list. But these just happen to be the ones that spoke to me most at the time I read them. 

And as a little shameless plug to possibly save you a little time, part of why I wrote Simple Money, Rich Life was to be able to distill everything I learned in these 100 books into 1. 

So if you want the best nuggets from most of these books you will find it all rolled up in our book Simple Money, Rich Life which you can get with free shipping here: https://seedtime.com/smrl

It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/fh2VLluLHQE)!

Are You Doing Something Wrong if You Aren’t Financially Blessed? That's the question we are tackling today and I promise you, this topic is just the tip of the iceberg of what we’re about to unfold.

Here's a little of what we are discussing today:

1. Redefining Blessed: We tackle the big question - what does being “blessed” really mean? Is it just about the dollars in your bank account, or is there more? This episode might just change how you look at the world.

2. Social Media Mirage: We’re spilling the beans on social media’s “highlight reels” and how they mess with our minds. You might think everybody’s killing it except you. But, is that really true?

3. Count Your Blessings: No, seriously, count them. We chat about gratitude, the importance of cherishing the little things, and keeping your focus on what truly matters. Sometimes, it’s about re-centering your heart.

4. Seed Time & Harvest: We explore the powerful concept of sowing and reaping. Sometimes you’re planting seeds and it doesn't seem like much is happening. But stay patient, my friends. There’s a time to reap what you sow.

5. Asking the Right Questions: Are you asking, “What am I getting out of this?” Instead, let’s pivot to “What can I give or put into this experience?” We're flipping the script!

6. Is It You, or Is It Timing?: We talk about those seasons when you feel like you’re in a rut. Is it because you’re doing something wrong, or is it just not the right time? Hang tight, breakthroughs are real!

7. Wise Counsel vs. The Noise: It's important to surround yourself with people who can provide honest feedback and encouragement. Learn how to discern between genuine counsel and the noise.

8. Embracing the Ups and Downs: Life is full of cycles. We discuss embracing the seasons of life, both the challenges and the triumphs. There's wisdom and growth in every season.

Whether you’re looking to build wealth, find contentment, or understand the season you’re in, this is an episode you don’t want to miss. Let’s embark on this journey together and remember - we're all in this crazy thing called life together. Hit play and let’s get this party started! 🚀 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/uvsXXLhX6bk)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this must-listen episode, we delve into seven crucial financial truths that we wish we'd known in our twenties. By sharing these gems, we aim to provide a shortcut to financial wisdom, enabling you to make well-informed financial decisions that will set you up for a prosperous future.

Here's what you can expect:

1️⃣ Becoming a Money Scholar: We'll talk about why becoming a student of money is the first step towards financial freedom. You'll learn about available resources and how knowledge acquisition sets the stage for better decision-making in your financial life.

2️⃣ Discipline over Motivation: We'll reveal why discipline is your most valuable asset and how having a budget - and sticking to it - is the secret sauce for achieving your financial goals.

3️⃣ Demystifying Debt: We'll cover the dual nature of debt, both as a potential tool for achieving financial goals and as a burdensome pitfall when misused.

4️⃣ The Long Game of Investing: Discover why the stock market, despite its volatility, can be a profitable long-term game. We'll discuss the benefits of starting your investment journey early and riding the ups and downs to accumulate wealth.

5️⃣ Living Below Your Means: We'll provide practical tips on how to save money by cutting back on expenses and living a lifestyle that costs less than your earnings.

6️⃣ The Power of Seeking Help: We'll talk about how no one is an island in the journey of financial management.

The best time to start planning for your financial future is now. So, tune in to get inspired, informed, and put these lessons into action for a better financial future.

Not only does this episode arm you with valuable insights into money management, but it also fosters a mindset that encourages you to start planning for your financial future immediately.

Whether you are in your twenties or beyond, this episode is a game-changer. If you're ready to transform your relationship with money, grab your headphones and let's dive in! 🎧🚀

Links:

•  @IanBuildsWealth on Instagram - instagram.com/p/ClQ5xxQOWsl/

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/4uvB3eQn1gg)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Guess what? SeedTime just turned sweet 16 today! 🎉 (Psst… we've got some cool gifts and bonuses for you today!)

It's been a crazy ride these past 16 years, hasn't it? 

I mean, by God’s remarkable grace, we've had the chance to connect with over 55 million folks through our website, the SeedTime Money Podcast, and our YouTube channels. 

Can you believe that!? 

And then we've seen more than 9,200 students pass through our courses https://seedtime.com/u and nearly 20k copies of Simple Money, Rich Life https://seedtime.com/smrl have found new homes.

But even though I am admittedly a numbers nerd, the numbers aren't even close to the best part...

From day one I have been collecting stories from people like you who have shared with me the things God has done in their financial lives. 

And over 16 years I now have thousands of those stories that I treasure.  Every story, every success, is another reminder of the great things God can do. Looking back, it's pretty amazing seeing what God has done the last 16 years.

But, it never should have happened…

The unlikely story of SeedTime

On June 1st, 2007, SeedTime (or originally ChristianPF.com) was born. 

It was just a little blog where I shared the personal finance lessons I was learning along with what I was finding in the Bible about money. 

At the time I was stuck in a dead-end job and felt hopeless about my career and my ability to make any sort of impact in the world.

And I had this pipe-dream that one day we could earn enough from the blog to eat and live indoors. 

But the odds were terrible. 

At the time earning money from a blog was incredibly difficult.  In fact, in 2007 I literally was only aware of 2 bloggers in the entire world that were earning anything close to a full-time income from blogging.

And my millionaire mentor, who had taught me so much about money, told me going full-time as a blogger was a terrible idea.

And He was right. 

But here’s the thing. The Bible is full of “terrible ideas” that just happened to be exactly what God wanted. 

Here’s one: “Hey, I have a military strategy for you. Just march around the city 7 times and then yell real loud. Oh and if it doesn’t work, you’ll probably die.”

God seems to love to use “terrible ideas” because no one can take credit for it when it works out.

Today Linda and I are going into the full story of how SeedTime began.  

• How we went from being the financial messes that we were to following God into the unknown
• How we overcame our fears and insecurities and nay-sayers
• How we handled “stepping out of the boat” after I got laid off and became a “full-time blogger”.
• One critical mistake I made that should have sunk us
• And the most important thing we did to keep SeedTime alive and well 16 years later.
• And a lot more of the ins and outs of how God took 2 broke kids from Missouri and did something only He could do

Links:

• Enter the $2k giveaway: https://seedtime.com/2k-giveaway 

Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtube.com/live/op3YbkB69j0)!

If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.