Journey to Freedom – Détails, épisodes et analyse

Welcome to Season 2 of "The Journey to Freedom" podcast! After a short pause, I'm happy to begin the next season and I'm kicking it off with some exciting news: We are finally taking the first steps towards moving to the jungle! I fill you in on a recent trip to Costa Rica and some developments for the move date. 

Around 30 minutes in, I read the rough draft* of my upcoming book's intro and Chapter 1. I first give a quick synopsis of the history of traditional retirement and why it is failing us. Then, I explain what the F.I.R.E. Movement really is, give the history of the movement and begin breaking down some of the first strategies behind achieving "financial independence to retire early." 

*While this is a rough draft that is in need of editing, this material is still COPYRIGHTED. Do not repurpose in any way without written permission from me, the author, Meg Nordmann. Thank you.

Please let me know your thoughts! 

You can reach me at @megnordmann on Instagram, Twitter or Facebook. 

Visit me at megnordmann.com for more content and be sure to sign up for my email newsletter so that you receive updates like news for the upcoming book. 

When we began looking into short term vacation rental investing, we thought of it as "passive income." But I laugh heartily at the thought of calling any of this “passive.”

IT IS WORK. HARD WORK.

I wanted to give you an honest description of what actively managing just two vacation rentals looks like in order to get the high return that you want. 

In the first half of today's episode, I give you a realistic idea of the time and expense involved in running one, but in the second half of the episode I talk numbers with you and go over why the "Return on Cash" is so fantastic with these types of rentals. 

If this is a type of investing you've considered before, you should know what you’re getting into so you can better decide if this is an investment path you want.

Click here to see the numbers and equations discussed. 

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Today's episode is a conversation with Steve Cummings of The Frugal Expat blog. Steve is an American and an adventurer who has traveled most of the U.S. and 19 other countries, and his wife Sarah is an Australian who has logged adventures in about 56 different countries. The couple have a travel blog called “Cummings and Goings” and another site, called "The Frugal Expat."

I discovered Steve via his brand The Frugal Expat and saw that he was currently living in Taipai, Taiwan, and was intrigued to hear about his journey to financial freedom and how he jumped into the the expat life--something I’m very much looking forward to doing myself.

Steve, The Frugal Expat has not always been frugal and he’s obviously not always been an expat. So we’ll hop into this conversation to find out about how his life of travel and wealth building began.

Show Notes can be found at www.megnordmann.com

In today's episode, "Journey to Freedom" host Meg Nordmann reads an article of hers that was published for Simple Money Magazine in August 2020 titled "Stoic Minimalism Steered Us Toward Financial Independence." The article begins by describing her family's Big Dream that is driving their aggressive saving and investing and then breaks down two philosophies--minimalism and Stoicism--which have been a crucial part of their mindset and habit changes on their 'journey to freedom.' Keep in mind, the article was published in August 2020. Today, in May of 2021, they are officially financially independent. They estimate they have one to two years before embarking on the next chapter: geoarbitrage in Costa Rica. 

Read the full article here.

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www.megnordmann.com

Today I’m chatting with A Purple Life-- an anonymous blogger that has caught the attention of a lot of folks as she is radically transparent about her finances at APurpleLife.com. She started her blog in 2015 and publicly hatched a plan to retire in 10 years at age 35. In the meantime, she decreased her spending, increased her wages, and took advantage of domestic "geoarbitrage" (meaning, she moved to a less expensive city) and instead reached her goal in HALF the time and retired in 2020 at the age of 30. Her blog catalogs her journey to and through early retirement. 

If you’re wondering about the “purple” part, she does have purple hair and the only photo of her on her blog is one taken from behind--with the wind blowing her beautiful purple hair, so you can’t even see her face. 

She has been featured in Wall Street Journal, Forbes, Business Insider, ChooseFI podcast, Bigger Pockets podcast and so much more. Her blog, A Purple Life, even won the 2020 Plutus Award for best FIRE content & Blog of the Year. She posts a new blog every Tuesday and is very active on Twitter (@APurpleLifeBlog) and Instagram (@APurpleLife), while still protecting her identity.

We discuss how she is AirBnB-hopping with just a backpack and enjoying her stress-free nomadic lifestyle as an early retiree. We also discuss how she achieved this big milestone and how her investments are only continuing to compound and grow. 

Show Notes: www.megnordmann.com

Twitter, Instagram: @megnordmann

Today we are chatting with Jess of “The Fioneers” (who blogs alongside her husband Corey) --the couple have become one of the more popular and carefully watched Financial Independence bloggers as they document their journey to FI or FIRE--the acronym for “Financial Independence, Retire Early.”  

The couple has a little bit different approach to this goal which is more focused on designing their Dream Life throughout the process, rather than having their Dream Life be the End Goal. They’ve also created an intentional life of giving back. After getting married, they moved to a third-world country to teach English, and over the past decade, they’ve held various jobs of giving back to the community, often working for nonprofits. They may be out of the corporate rat-race in one sense, but working for nonprofits have come with their own set of challenges, including financially. But despite this, they still continue to maintain a high savings rate. Jess has recently stepped away from her nonprofit job and begun an entrepreneurial journey which includes coaching & writing for The Fioneers brand. 

The name “Fioneers” is derived from “FI” (the acronym for Financial Independence) and “Pioneers” because they are driven by a love for travel and adventure. They’ve now travelled to 8 countries and have a goal to travel to 100 countries together before they get too old to travel.  Because of this ambitious goal, they are working to not only be financially independent, but more importantly, location independent.

If there’s anything mentioned in our chat today, such as books, links, podcasts and other resources, I’ve included those with links and some quick notes in the Show Notes, which you can grab from my website, megnordmann.com.

You can find The Fioneers at www.thefioneers.com or @TheFioneers on Instagram or Twitter.

Welcome to the "Journey to Freedom" Podcast! 

The goal is not simply to have lots of stuff or lots of money--the goal is living life on your own terms. Whether it’s decluttering our homes, getting out of debt or striving to build financial independence, what we are all seeking is actually TIME. And time is ultimately our freedom. Owning your own time is true wealth. On this podcast, we’ll explore ways we can reclaim our life. Please join me, your host Meg Nordmann, on this journey to freedom.

In this introductory episode, you'll meet the host and understand the topics covered in this podcast, which aims to explore freedom of all types. Time freedom, financial freedom and freedom from material consumption are just a few of the topics that will be covered in upcoming episodes. Expect conversations on minimalism, the Financial Independence/Retire Early (FIRE) Movement, Stoicism, investment strategies, geo-arbitrage, expat life, alternative lifestyles, time hacking and so much more. Break away from the cultural norms that keep you stuck, trapped or chained in some way. It's time to get inspired and take action on your own journey to freedom. 

Please subscribe and you'll be notified of new episodes which will release each Wednesday. 

Visit www.megnordmann.com or @MegNordmann on Instagram or Twitter to connect!

Today I'm speaking with Beth Inglish, who happens to be an old friend from my Nashville days early in my career, and is now a professional motivational speaker and artist with a mission to connect people and to teach them how to put their creativity to work. She's built her entire life on openness, creativity and connection, and now she's teaching large audiences to feel the same way.

She's blended her experiences with trauma recovery with 13 years of art-making and community leadership into a simple message--to change how people feel.

She’s been a creative with a capital C all her life--she’s a visual artist, a musician, a writer, dancer, a stand-up comedian and a fabulous storyteller. Her artwork has appeared on nationally syndicated television shows, public art installations, murals in the homes and offices of private collectors around the world, and even on the outside of a city bus. It’s hard to describe what her art looks like---it’s so expressionist and abstract and colorful and joyful. I’ll put some images in the Show Notes so you can take a look.One of Beth's most significant contribution to her community in Nashville was founding and directing the Nashville Creative Group, which is now an over 9,000-member group of both online and in-person meetups for creatives in Tennessee.

Since 2012, the group has had around 100 in-person meetups and inspired an artistic renaissance in Middle Tennessee while simultaneously providing a safe haven of community, expression and connection. It has also provided a model for other cities in bringing forth renewed artistic expression for their city and support its creative class. We talk about this further in our conversation today.

So now Beth has taken everything she's learned from these experiences and speaks to audiences across the U.S. Recently, she's spoken to audiences at University of Texas at Austin McCombs School of Business, Bridgestone and Salesforce.

I’m so honored to have such an inspiring, intelligent and joyful friend such as Beth in my life and I’m delighted to share her with you all today. While I have plenty of interviews scheduled to chat about investing and financial freedom, I really want to continue mixing in conversations that help with mindset as well. Because that is step one on any journey to freedom--no matter what your end goal is. If you can master your own mind and emotions and harness that in a positive way, then you will be unstoppable and simply enjoy the ride as well. I think you’ll come away from this conversation feeling quite motivated and energized.

If you take anything from this conversation, I hope it’s that investing in yourself is the best investment you could make. You’ll hear a lot about the arts in this conversation, but I hope you see that no matter what industry you are in, I’d say all of this still applies.

And with that, let’s dive into today’s show.

Connect with Beth:

bethinglish.com

bethinglish.com/hello

@bethinglish on Insta

Nashville Creative Group

Beth on YouTube

Episode Show Notes & Photos of Beth's art: 

megnordmann.com

@megnordmann on Insta & Twitter

Today's episode is a Friday Bonus--something I'd love to begin doing so that I can add some more mindset tips and non-interview content to the "Journey to Freedom" podcast. 

Today's show comes from a blog I published recently. You can read the blog here, if you'd like to see a "transcript" of today's show. 

Preview:

If you want to achieve something wildly different from your present, then you have to break the habit of being your current self. To get from Point A to Point B you have to stop living your same ways. It’s been said by neuroscientists “What fires together, wires together” which is referring to the neurological pathways you build in your brain. It will take a repetitive mental rehearsal to build an entirely new way of thinking…which will eventually take you to any goal you may have.

I’d like to break down just one of the mindset hacks that I’ve learned over the years that has helped me to achieve many big goals, including one of the most ambitious ones to date: F.I.R.E. (financial independence to retire early). For me, achieving FIRE was not just about hitting a certain number in the bank account. It’s really about lifestyle design–intentionally shaping the best version of your life. It just so happens that figuring out how to take away the stress of finances or the stress of relying on a tradition paycheck for income is a major facet of lifestyle design for most people.

“Living from your future” is the best way to reshape your life into what you are aiming to achieve.

In order to live from your future, you need to dream big and get very clear on what that dream looks like and feels like.

More:

megnordmann.com

@megnordmann on Insta & Twitter

So this week’s podcast episode bio will be a little different than usual. No Forbes articles and blogger awards to list out and such. But man, is he awesome in all the other ways! This week, I can’t wait for you to meet my husband, Jeremy Fowler. He’s amazing.

Originally from lower Alabama, he attended the University of South Alabama and Faulkner University for civil engineering and explored all sorts of engineering, until at the very end, realized he would make more money and --enjoy more-- being an auto mechanic. Which he did enjoy very much until...he didn’t. To be clear, he does still love mechanic work, he just no longer enjoys working for a boss for a dealership or for anyone else. So after 15 to 20 years, he officially had his last day of work on April 12th, 2021. Three months ago, almost to the day today.

He’s so much more than that job, though.

Jeremy is an avid surfer...he lives and breathes the ocean. He barely owns any clothes--he just lives in swim trunks, barefoot and bare-chested 99% of the time. (No complaints from me…) He also is a passionate woodworker. He’s always been a builder, an engineer, a tinkerer, an inventor, an incredibly handy and curious and mathematical minded man who loves to take things apart and rebuild them and make them better. He’s always dabbled in woodworking but he’s finally getting the opportunity to put in the time to try and master it, now that he’s retired. So these days, I’m getting used to seeing a layer of sawdust on him. Salt and sawdust.

He’s also a musician. It’s how we met, actually. I had just turned 20 and it was the day before he turned 24 and I wandered into the bar where he was playing with his rock band--which he’d been playing with since he was like 14 years old--he was the lead singer and bass player and wrote most of their music. He still picks up his guitar and plays pretty much every day. He still dabbles with writing and is always working on a new song to learn. He’s got a great voice.

He’s always reading a book or listening to an audiobook or binging some podcast. He never stops learning. He doesn't really do downtime. His downtime means he’s learning how to do something new by watching someone on YouTube. He just doesn’t sit still. But it’s a burning curiosity that drives him--not busyness, which so many people fall into that trap. He just wants to learn and create and I love that about him.

He loves to cook. He loves to bake. He loves to garden. He’s unbelievably frugal. He’s an enthusiastic cyclist.

He’s an adventurer. He’s traveled to 26 countries now and is nowhere done scratching more off of his bucket list.

He’s a father to two adorable little girls, a 2 & 4 year old, who he is constantly teaching and playing with--he’s an amazing Dad. And he’s my husband. We met fourteen years ago and we’ve been married now for 5. It’s been a Great Love.

So with that as his bio, let me introduce you to my husband, Jeremy Fowler, who was a little begrudging to sit down and do this, but I’m so glad he did.

Tune in to today's episode to hear about what his FIRE lifestyle has been like thus far, and his strategy with investing. We talk about his childhood and how that affected his relationship with money and the big gems of knowledge he discovered in his teens and early twenties that shifted his mindset towards money, saving and investing. 

Photos & Show Notes: megnordmann.com

@megnordmann on Insta & Twitter