Investopoly – Détails, épisodes et analyse

Détails du podcast

Informations techniques et générales issues du flux RSS du podcast.

Investopoly

Stuart Wemyss & Campbell Wallace

Business & Entrepreneuriat

Fréquence : 1 épisode/6j. Total Éps: 562

Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies.

You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode that answers listener questions and real scenarios. Send your questions to questions@investopoly.com.au

We also writes a weekly blog, and many podcast topics build on those ideas and frameworks. Stuart's forthcoming book, Wealth by Design, will be available in July 2026.

Lire plusRéduire

Site

RSS

Apple

Classements récents

Dernières positions dans les classements Apple Podcasts et Spotify.

Apple Podcasts

🇫🇷 France - investing
24/07/2026
#79

Spotify

Aucun classement récent disponible

Liens partagés entre épisodes et podcasts

Liens présents dans les descriptions d'épisodes et autres podcasts les utilisant également.

https://prosolution.com.au/#guides
562 partages
https://prosolution.com.au/family-office-services
562 partages
https://prosolution.com.au/stay-connected
562 partages

https://en.wikipedia.org/wiki/Dot-com_bubble
2 partages
https://en.wikipedia.org/wiki/Four_stages_of_competence
1 partage
https://en.wikipedia.org/wiki/Confirmation_bias
1 partage

https://prosolution.com.au/youtube/
10 partages
https://youtu.be/IJSMqy7Y8jI
1 partage
https://youtu.be/AThaXk0b_Qw
1 partage

Qualité et score du flux RSS

Évaluation technique de la qualité et de la structure du flux RSS.

Qualité du flux RSS

À améliorer

Score global : 59%

Historique des publications

Répartition mensuelle des publications d'épisodes au fil des années.

Year

Derniers épisodes publiés

Liste des épisodes récents, avec titres, durées et descriptions.

Eight Rules Revisited #7- Own property that everyone will always want

Épisode 7

mercredi 29 juillet 2026 • Durée 18:54

Rule 7 in Investopoly was direct: only invest in investment-grade property. Eight years on, the core of that still holds, but Stuart has sharpened the method and genuinely changed his mind about one part of it.

In this episode, he explains why Wealth by Design reframes the rule from "invest in investment-grade property" to something more demanding: own property with enduring, scarce and growing demand. It's a shift from a label to a test—what makes an asset something people will always want, and keep wanting, decades from now.

Stuart is candid about the one 2018 position he's since reversed: the old line that it's "never a bad time to buy." He now believes price and cycle matter more than he once allowed, and explains why. He introduces the idea of buying for the future buyer rather than today's, choosing property whose appeal will still be scarce and sought-after when you eventually sell.

He closes with a simple forced-hold test you can run on any property this week, a quick way to pressure-test whether what you own or are about to buy truly has demand that endures.

Our most popular free guides:

Over the years we've written hundreds of articles. These three bring our best thinking together on the topics that matter most right now: choosing a super fund, debt recycling, and navigating the new tax changes.

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at questions@investopoly.com.au

Interested in working with our team?

Discover how we can work together

Subscribe to my weekly blog:

Stay connected here

Important

This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.

Lire plusRéduire

Ep 419: The best super fund for 2026? You’re asking the wrong question

Épisode 419

mardi 28 juillet 2026 • Durée 29:11

You can download the full report, including the four decision flowcharts and annual review checklist, here: https://prosolution.com.au/best-super-fund-australia/

Most people choose a super fund by looking at which fund produced the highest return last year. But that is the wrong question.

The better question is: which investment strategy and super structure is most likely to deliver the best after-fee, after-tax outcome over the next 20 to 40 years, given your circumstances?

In this episode, I explain why choosing the best super fund involves two separate decisions: how your money is invested and which structure holds those investments. I compare pooled funds, Member Direct options, wrap platforms and SMSFs, and explain how to assess each using four key factors: transparency, tax effectiveness, cost, and flexibility and control.

I also discuss why “Balanced” investment options can be misleading, the risks of excessive exposure to Australian shares and unlisted assets, when greater control may be worthwhile, and the insurance mistake you must avoid before changing funds.

Finally, I explain why this should be an annual review rather than a one-off decision. As your balance, investment horizon, fees and insurance needs change, the best structure for you may change too.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at

Ep 416: Is established residential property still worth investing in?

Épisode 416

mardi 7 juillet 2026 • Durée 29:45

Read Full Blog Here

Pre-order Wealth by Design Here

With the government's changes to established residential property now looking likely to become law, the investment case has fundamentally shifted, and those who try to ignore it will be exposed. In this episode, we unpack why quarantining negative gearing losses hits investors so hard: the asset costs materially more to hold each year, yet capital growth potential hasn't budged. We walk through the numbers, showing how an investment-grade property's after-tax internal rate of return could fall from around 11% to just 8.4% a return you might match through superannuation, minus the debt, concentration risk and hassle.

We also explore "livevesting", channelling your capacity into a better-quality home that compounds tax-free, and explain why Melbourne may now offer compelling relative value. Along the way, we sound a warning on the "obvious alternatives": commercial property and new-build packages that are often overpriced, structurally inferior, or both.

Finally, drawing on the 1980s Hawke-Keating reversal and New Zealand's recent backflip, we ask whether these changes will even last—and why the smartest move now is preserving optionality rather than reacting. Tax matters, but a good investment must still stand on its own merits.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Ep 373: Property Management- How to manage the manger and picking a tenant

Épisode 373

mardi 9 septembre 2025 • Durée 30:52

Read Full Blog Here

In this episode, Stuart tackles a vital topic for every property investor: how to manage your property manager effectively, rather than being managed by them. He explains why great property management is essential for protecting your investment and cash flow, and how unrealistic expectations or poor communication can lead to costly mistakes. Stuart shares practical tips on navigating maintenance requests, managing rental increases, attending inspections, and choosing the right tenants, all while maintaining the right level of owner involvement. He also covers how to identify and switch to a high-quality property manager, including what fees to expect across different states and what to look for beyond price.

Later in the episode, Stuart answers a listener's question from Anne about strategies for helping her son prepare to buy his first home in Brisbane. He explores different ownership and living options, including renting the property first or moving in straight away, and explains the CGT implications of each. Stuart also offers advice on choosing the right type of property, balancing ambition with practicality, and structuring the loan, comparing offset accounts versus fixed-rate options for young buyers. Whether you’re a seasoned investor or helping someone get started, this episode is packed with grounded, actionable guidance.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at

Q&A - Which ETFs to use, balancing super tax, fees and returns, parking money in offset and more

lundi 8 septembre 2025 • Durée 29:15

In this comprehensive Q&A episode, Stuart answers a wide range of listener questions spanning early retirement, home loan strategy, asset allocation, and superannuation management. Brett, a low-income investor aiming to retire at 45 with $100–120K in passive income, shares his strategy of holding four investment properties and building a trust-based ETF portfolio. Stuart offers guidance on asset spread, ETF weighting, and tax efficiency. Travis outlines his Adelaide-based property and superannuation structure and asks whether to sell an underperforming investment property to fund a higher-quality principal residence. Stuart weighs the pros and cons.

Doba, a new migrant to Australia, asks how best to manage $400K in cash, weighing super contributions, offset accounts, and ETF investment. Stuart lays out a cautious, staged approach. Marco, a 52-year-old business owner considering semi-retirement, wonders whether to sell his business and pay off the home loan. Stuart explores how to stress-test this plan for future income needs. Lastly, John is in a public sector super fund and questions whether to switch to Hostplus Choiceplus due to high fees, despite incurring tax on transfer. Stuart breaks down the fee vs. return trade-off and the long-term benefit of low-cost index investing. A valuable episode for investors at every life stage.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at questions@investopoly.com.au

Interested in working with our team?

Ep 372: How to navigate rising land tax

Épisode 372

mardi 2 septembre 2025 • Durée 26:22

Read Full Blog Here

In this episode, Campbell explores one of the biggest creeping costs for property investors today, land tax, and why its rising impact should prompt a serious rethink of long-term investment strategies. He breaks down how land tax thresholds and rates have shifted over the last 20 years in Victoria, NSW, and Queensland, and highlights how frozen indexation and bracket creep are quietly eroding net rental yields. Using projections over 15 and 30 years, Campbell reveals how even investment-grade properties could see their net yields drop below 0.2% if land tax rates remain unchanged, reinforcing the message that residential property is not an income strategy, it’s a capital growth play.

He also answers listener questions, including Erik’s query on the best ownership structure for purchasing a forever home to preserve intergenerational wealth, and Justin’s detailed questions around the 6-year CGT rule and whether a temporary move-in could provide a valuable tax exemption down the track.

Campbell wraps up by stressing the importance of diversification, particularly into shares, which offer more consistent yields and liquidity, and why investors should work with advisors who are independent and experienced across multiple asset classes. A must-listen for anyone navigating today’s changing property tax landscape.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at

Q&A - Should Tammy sell, which property, super access and commercial property in SMSF

lundi 1 septembre 2025 • Durée 34:25

In this Q&A episode, Stuart dives into some complex and common questions from listeners navigating investment property decisions, superannuation strategies, and long-term planning. Tammy asks whether refinancing an investment loan and increasing an equity release is the best way to fund home renovations and a car upgrade. Stuart explains why selling one of their properties might be a more efficient solution.

Viktor, a long-term Melbourne investor, wants guidance on whether to sell one or more underperforming properties to upgrade the family home or wait for the next property cycle. Stuart breaks down the trade-offs between asset quality, timing the market, and using equity wisely.

Adam asks for clarity on accessing superannuation after age 60 if you stop one of multiple jobs. Stuart provides a simple explanation of the rules and how they apply.

Finally, Norm and Sharee, small business owners approaching 50, are considering using their SMSF to purchase their business premises. Stuart discusses the pros and cons of concentrating super in one asset and the long-term benefits of liquidity and diversification. He also weighs in on their plans to buy a holiday home, explaining ownership structures and strategies to fund it tax-effectively. A rich episode for property owners and planners alike.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at questions@investopoly.com.au

Interested in working with our team?

Ep 371: Beware of property spruikers: How to spot a property fad

Épisode 371

mardi 26 août 2025 • Durée 33:25

Read full blog here.

In this episode, Stuart sounds the alarm on property spruikers and how to spot the latest fads that can lead unsuspecting investors astray. Drawing from decades of experience, he explains how to distinguish genuine investment advice from cleverly packaged sales pitches designed to serve the seller, not the buyer. From positive cash flow regional properties in the early 2000s to the GFC-era US property rush, mining town booms, and off-the-plan apartment oversupply, Stuart shares real examples of past trends that promised high returns but delivered disappointing long-term results.

He outlines the red flags of property fads: fast-money promises, businesses growing too quickly, unrealistic return forecasts, and markets driven by a handful of players. Stuart also highlights how savvy marketing, short-term results, and glowing early reviews can mask poor-quality advice. With more recent trends like development site deals and commercial property pushes now dominating the conversation, this episode is a timely warning for investors who want to stay grounded in evidence, not hype.

Whether you're new to property investing or navigating the next stage of your portfolio, Stuart’s insights will help you stay focused on sustainable, long-term strategies and avoid costly missteps fueled by short-term noise.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at

Q&A - Is it worth switching to Vanguard Super, home upgrade strategy, fixing cash flow

lundi 25 août 2025 • Durée 33:20

In this Q&A episode, Stuart answers a diverse set of listener questions covering retirement preparation, home upgrade decisions, cash flow optimisation, and early-stage financial planning. He begins with El, a couple in their late 50s wondering whether switching from Care and Brighter Super to Vanguard Super is worth the effort as they approach retirement. Stuart outlines the key considerations for super fund selection at this life stage, including fees, flexibility, and pension phase planning.

Next, Matt and his wife in Perth are juggling property investment, business growth, and a long-term goal of upgrading to a $3.5 million home. Stuart discusses whether they should focus on paying down their home loan or continue investing, and when an SMSF strategy might make sense.

Liam, a 28-year-old with a young family, asks how to juggle mortgage repayments, super contributions, and the possibility of investing while planning for a wedding and a new business venture. Stuart provides clarity on income protection, leveraging wisely, and what to prioritise in the early years.

Finally, Sarah and her partner, middle-income earners in their 40s, feel stuck despite having solid assets. Stuart offers reassurance and practical tips for improving cash flow, building buffers, and regaining financial confidence. A supportive episode for every life stage.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at questions@investopoly.com.au

Interested in working with our team?

Ep 370: Does long-term data tell us where to invest in property?

Épisode 370

mardi 19 août 2025 • Durée 31:28

Read full blog here.

In this data-rich episode, Stuart takes a deep dive into what 40 years of long-term data reveals about property investing across Australia’s capital cities. While the media often focuses on short-term fluctuations, Stuart explains why property should be viewed as a multi-decade investment and how compounding growth over time can deliver extraordinary returns. He breaks down the historical performance of Sydney, Melbourne, Brisbane, Adelaide, and Perth, highlighting how each city has tracked over 10, 20, 30, and 40-year periods, and what investors can learn from those patterns.

Stuart also explains why the median house price should be seen as a benchmark, not a guaranteed result, and how thoughtful asset selection is key to outperforming it over the long term. He explores whether cities like Melbourne have bottomed out after years of underperformance, if Sydney’s historical strength will continue, and why Brisbane may still have runway left ahead of the 2032 Olympics. Plus, he warns that Adelaide and Perth, despite recent strong results, may be entering more moderate growth phases.

For investors trying to cut through short-term noise and build a high-performing property portfolio, this episode offers clear, evidence-based insights to help you make smarter long-term decisions.

Our most popular free guides:

Download them here

My new book, Wealth by Design, is out now:

Buy online or in bookstores. The ebook is available now, audiobook coming soon.

Got a question for the podcast?

Email us at

Podcasts Similaires Basées sur le Contenu

Découvrez des podcasts liées à Investopoly. Explorez des podcasts avec des thèmes, sujets, et formats similaires. Ces similarités sont calculées grâce à des données tangibles, pas d'extrapolations !