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Explore every episode of the podcast Your Money, Your Rules | Money Mindset, Money Management, Abundance Mindset, Budgeting, Spirituality

Dive into the complete episode list for Your Money, Your Rules | Money Mindset, Money Management, Abundance Mindset, Budgeting, Spirituality. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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TitlePub. DateDuration
161 | Stop Dreading Tax Season: Nervous System Tools and Year-End Tax Prep for Female Entrepreneurs13 Nov 202500:24:58

Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin)


In this episode, my desire is for you to shift your mindset when it comes to taxes and tax season.  You’ll learn how to reframe old money stories, regulate your body during financial stress, and build weekly practices that make tax prep feel intentional instead of urgent.

In this episode, we cover:

 • Naming tax anxiety and rewriting money stories
 • Somatic tools to regulate and release stored stress
 • Reframing taxes as evidence of value and income
 • Reviewing books with your bookkeeper before year-end
 • Tracking PTO exposure and hidden liabilities
 • Meeting your CPA early with clear questions and clean books
 • Timing deductions, retirement funding, and equipment purchases
 • Setting aside taxes consistently and forecasting cash needs
 • Building weekly habits and a mindful money ritual


Resources mentioned in this episode:

Ep. 160 Simple YE Money Rituals for a Calm Tax Season

Ep. 91 CPA vs. Enrolled Agent: Which Tax Professional is Right for You?

Ep. 75 What No one tells you about the emotional highs and lows of a family business



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Erin

160 | Simple Year-End Money Rituals for a Calm Tax Season10 Nov 202500:26:39

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Tax season doesn’t have to hijack your nervous system or overwhelm your business finances. In this episode, I introduce the "Reflect, Release, Realign" framework to help women entrepreneurs approach year-end financial planning with clarity, calm, and confidence.

You’ll learn how to stop second-guessing yourself, build supportive money habits, and turn tax season into a grounded, stress-free ritual.

In this episode, we cover:

  • How to reflect on your business finances without judgment and understand what the numbers are showing you.
  • Practical tax planning steps such as reconciling your books, collecting W-9s, reviewing subscriptions, and checking insurance policies.
  • The mindset shift that turns tax season from anxiety to peacefulness.
  • How to release financial stress and avoidance patterns that block clarity.
  • Creating a weekly CEO Money Time for real-time cash flow tracking and intentional money decisions.
  • How to realign your 2026 tax and financial goals with your nervous system and long-term vision.


Resources mentioned in this episode:

Sacred Success by Barbara Stanny

Ep. 158 General Liability Insurance Explained: Key Questions, Audits & Agent Insights


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159 | Why You Overspend When You’re Stressed and What to Do Instead06 Nov 202500:15:35

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Ever hit “Buy Now” when you're feeling stressed and then feel instant regret? In this episode, we explore why emotional spending happens and how your nervous system drives the urge to buy.  Instead of shaming yourself for overspending, you’ll learn to understand what your body is really trying to communicate.

We dive into the difference between a dopamine hit and true regulation, and why buffering behaviors like shopping, overworking, or emotional eating keep us in the same patterns.  You'll understand how to replace impulsive spending with intentional spending that aligns with your values, so money becomes a neutral tool, not a source of shame. 

In this episode, we cover:

  • Emotional spending as a nervous system signal
  • Seeking dopamine vs. feeling feelings
  • Buffering patterns like overspending, overworking and overeating
  • Money as a tool, not an emotional fix
  • The 24-hour pause to interrupt urgency


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158 | General Liability Insurance Explained: Key Questions, Audits & Agent Insights03 Nov 202500:23:58

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Most founders treat business insurance like a checkbox, hoping they never have to think about it again. In this episode, I simplify General Liability Insurance (GLI), breaking down what it covers, essential questions to ask your insurance agent, and how to approach insurance as part of your overall money management strategy. 

In this episode we discuss:

  • Clear definitions of what General Liability Insurance is and what it covers
  • How to vet insurance agents for fit, values and industry expertise.
  • The exact questions to ask about coverage, limits, exclusions, and endorsements.
  • How premiums are calculated 
  • What to expect from annual audits, revenue estimates, and reserve planning.


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From my soul to yours,

Erin

157 | Why Female Entrepreneurs Doubt Their Money Decisions and How to Build Financial Self-Trust30 Oct 202500:22:20

Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin)


In this episode, we explore why so many women unconsciously outsource their financial power and how to rebuild deep, embodied self-trust with money.

You’ll learn how social conditioning, approval-seeking, and a nervous system wired for safety all play into hesitation and how to unwind those patterns so you can make calm, confident, intuitive choices in business and life.

In this episode we discuss:

  • How social conditioning teaches women to seek approval and give away their financial power
  • Using intuition and body signals instead of looping in overthinking
  • Separating money outcomes from identity and worth
  • Recognizing low trust habits like chronic advice seeking and analysis paralysis
  • Choosing certainty over hesitation
  • Keeping promises to yourself to rebuild confidence through evidence
  • Weekly nervous system practices to install a feeling of financial calmness and clarity


Resources mentioned in this episode:

Ep. 60 Understanding Your Emotional Wave(s) within Human Design

Create Financial Ease Using Human Design Workshop


Other ways to connect with me:

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From my soul to yours,

Erin

156 | Are You Underearning? The Mindset Behind Women Undercharging in Business27 Oct 202500:28:11

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Ever feel that knot in your stomach right before quoting your price? What if it’s not about the numbers and more about safety, identity, and years of proving energy?

In this episode, I discuss the hidden patterns that keep capable women entrepreneurs in an underearning cycle, from people pleasing and perfectionism to nervous system responses that perceive “charging more” as a threat.

In this episode you'll learn:

  • Why women entrepreneurs undercharge and underearn
  • How people pleasing and perfectionism hide in pricing decisions
  • Nervous system tools to feel safe charging more
  • The difference between worthiness and price clarity
  • How to communicate value confidently and release misaligned clients


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155 | Overcoming Money Anxiety: How Emotional Safety Leads to Financial Clarity23 Oct 202500:24:27

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In this episode, I share why I believe smart, capable women often avoid their numbers and how this isn’t laziness, it's actually a survival pattern. You’ll learn a kinder, body-based approach to meeting your money that starts with safety, not shame.

Together, we explore:

  • How cultural and family money stories shape avoidance
  • Why your nervous system reads money as a threat
  • How to regulate fight, flight, and freeze responses
  • Somatic tools to widen your window of tolerance
  • The power of celebration and compassion in financial healing
  • How to separate self-worth from financial results


Resources mentioned in this episode:

Ep. 142 | Beyond Money Mindset: Releasing Money Wounds Through the Body

Ep. 149 | Why Emotional Freedom Technique (Tapping) Creates Real Money Shifts



Other ways to connect with me:

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From my soul to yours,

Erin

154 | QuickBooks Got You Stressed? The Key Questions Every Woman Entrepreneur Should Ask a Bookkeeper20 Oct 202500:22:44

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Hiring a bookkeeper shouldn’t feel like handing your finances to a stranger and hoping for the best. In this episode, I walk through what it really means to find the right bookkeeper for YOU.  You want someone who understands your business, speaks QuickBooks fluently, helps you make confident money decisions and someone who you can connect with and enjoy working with.

You’ll learn the exact questions to ask before hiring, what to look for in both an energetic and technical fit, and how to set up clear monthly workflows that actually support you. I also talk about security, CPA collaboration, and how to create a financial partnership that feels grounded, transparent, and aligned with your growth.


Other ways to connect with me:

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From my soul to yours,

Erin

153 | Who Really Controls Your Investments? The Hidden Side of Wealth Management16 Oct 202500:18:25

Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin)


You might think you have a say in the market because you own shares.  In this episode, I break down how the big 3 asset managers: BlackRock, Vanguard, and State Street actually control the voting power across America’s largest companies, and why that matters to you.

In this episode we discuss:

  • How funds centralize voting rights with a few asset managers
  • The scale of ownership concentration across the top US companies
  • The mechanics of shares, boards, and proxy votes
  • Why fiduciary duty can tilt toward fund managers’ incentives


Resources mentioned in the episode:

Ep 152: Money Can't Buy Your Feelings: Here's How to Be Wealthy From Within

Ian Carroll: The Real Blackrock Conspiracy: The Mega Corp That Controls Capitalism




Other ways to connect with me:

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From my soul to yours,

Erin

152 | Money Can’t Buy Your Feelings: Here’s How to Be Wealthy From Within13 Oct 202500:18:01

Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin)


Too often, we chase numbers (our income, investments, net worth, our business revenue) thinking they will finally make us feel secure, capable, or “enough.” 

In this episode, I discuss how to redefine success beyond income and status, integrating health, relationships, play, and a calm nervous system. We explore how money can act as a security blanket, keeping us from the inner work that creates real safety.

In this episode, we cover:

  • Redefining success beyond income, status, and bank balances
  • How money acts as a security blanket and mirror for self-worth
  • Separating self-worth from net worth
  • Identifying “proving energy” and people-pleasing tendencies
  • Building self-concept through daily, intentional practices
  • Slowing down to notice intuition and body cues
  • Making neutral, values-aligned money decisions
  • Choosing temporary discomfort to gain lasting calm and freedom
  • Taking action from the identity you want, not old doubts


Other ways to connect with me:

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From my soul to yours,

Erin

151 | What If Your Best Wealth Management Plan Starts Inside Of You?09 Oct 202500:18:06

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When we talk about wealth, the conversation often centers on external investments.  I believe the most important investment is the one no market can measure.

In this episode, I share my belief on the #1 investment we can ever make, it's within ourselves.  

In this episode, we discuss:

 • Investing in inner assets first over external instruments
 • How self-concept shapes your financial choices
 • Compounding awareness as the ultimate dividend
 • Reclaiming your intuition and building evidence for it

Resources mentioned in this episode:

The Illusion of Money by Kyle Cease


Other ways to connect with me:

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From my soul to yours,

Erin

150 | Can Your Thoughts Really Manifest Money? Understanding the Law of Perpetual Transmutation06 Oct 202500:14:26

Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) 



Why do some people attract success with ease while others struggle despite working twice as hard? The difference often comes down to one of the most powerful universal principles, the Law of Perpetual Transmutation of Energy.

This law teaches us that energy never disappears; it only changes form. Your thoughts and feelings are constantly being transmuted into your physical reality. When you learn to harness this, success stops being about forcing and overworking, and becomes about aligning with the energetic state of the life you truly want.

In this episode, I explore how your dominant feelings, shape what manifests in your life, and how you can consciously choose empowering thoughts to create different results. 

What you’ll learn in this episode:

  • How thoughts held consistently in the mind must manifest into form
  • The role of dominant feelings vs. temporary emotions in shaping results
  • How to spot and shift unhelpful thought patterns
  • The power of celebrating milestones along your journey
  • Simple perspective-shifting questions like: “What would I think if I already knew success was mine?”


Resources mentioned in this episode:

The Power of Awareness by Neville Goddard


Other ways to connect with me:

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From my soul to yours,

Erin

149 | Why Emotional Freedom Technique (Tapping) Creates Real Money Shifts02 Oct 202500:14:43

Work With Me: (https://tidycal.com/eringray/45-min-call-with-erin)


Your body can’t believe what your nervous system won’t allow and that’s why tapping can change everything. In this episode, we explore Emotional Freedom Technique (EFT) as a practical way to calm money anxiety, loosen the grip of rumination, and give your inner voice permission to finally speak the truth you’ve been avoiding.

By the end of this episode, you’ll have an understanding and a framework for when to tap, what to say, and how to notice your body’s signs of release, like yawns or tears. 


What you’ll learn in this episode:

  • Why fight/flight blocks money mindset shifts
  • How EFT bypasses the mind and settles the body
  • Why starting with “negative” statements matters for release
  • How tapping validates the inner child and restores safety
  • Building a consistent somatic toolkit for faster recovery


Resources mentioned in this episode:

 
YouTube Video: How to use EFT to bypass the mind and get into the body


Other ways to connect with me:

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From my soul to yours,

Erin

148 | 6 Money Mindset Shifts to Finally Feel at Peace with Your Wealth29 Sep 202500:15:25

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Your relationship with money says a lot about your relationship with yourself. In this episode, I’m sharing 6 powerful shifts and practices that you can use to create lasting financial peace and abundance.


What you’ll learn in this episode:

  • How the words and stories you use about money shape your reality
  • Why clarity on what you don’t want is just as valuable as knowing what you do
  • The importance of giving yourself permission to dream bigger with money
  • How to move from just “thinking abundance” to actually feeling it in your body
  • Practical ways to embody abundance through tools like EFT, breathwork, and energy work
  • How to handle financial setbacks without getting stuck in them
  • Why your spiritual connection is the foundation for money peace and freedom

These shifts aren’t linear steps, they’re skills that you practice and embody.  


Other ways to connect with me:

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From my soul to yours,

Erin

147 | Are You Manifesting Money from Love or Fear?25 Sep 202500:14:56

Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin)


Have you ever stopped to calculate how much money you’ve manifested in your lifetime? If you had me guess, it’s in the millions. The real question isn’t if you can manifest money, it's whether you’re manifesting from love or fear.

In this episode, I dive into the difference between manifesting money from a fear-based place and love-based place.  Fear creates pressure, scarcity, and overworking which keeps you in survival mode. Love, feels like trust, gratitude, and connection, opening you to abundance in every area of life.

In this episode we discuss:

  • Why fear-based manifestation creates attachment, urgency, and the belief that money equals safety
  • How survival mode keeps you operating from lower energy centers rather than your creative heart center
  • The difference between fear’s contracted energy and love’s open, spacious energy in the body
  • Why money itself is a divine idea designed to improve humanity
  • How to pause before financial decisions and ask: Am I operating from love or fear right now?
  • Somatic cues your body gives to show whether you’re creating from scarcity or abundance


Resources mentioned in this episode: 

The Power of Awareness by Neville Goddard

Dr Joe Dispenza


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From my soul to yours,

Erin

146 | When Having Fun Feels Unsafe: Releasing the Scarcity Patterns in Your Nervous System22 Sep 202500:18:23

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Have you ever been celebrating, enjoying a beautiful moment or spending money only to have your brain suddenly interrupt with scarcity thoughts like, “You shouldn’t be spending this money,” or “You're having too much fun"?

That quick shift from joy to panic isn’t random, I believe it’s your nervous system revealing its limits around how much abundance it feels safe to hold.

In this episode, I share the hidden connection between your window of tolerance, your nervous system, and why scarcity thoughts often show up in moments of joy. You’ll learn how childhood conditioning may have wired your body to associate safety with restriction instead of expansion, and what you can do to change that.

Together we’ll explore:

  • Why your nervous system may equate safety with saving, hoarding, or limiting pleasure
  • How stored emotions in the body can trigger recurring scarcity thought loops
  • The role of your Default Mode Network vs. Task Positive Network 
  • Somatic practices like emotion code, tapping, breathwork, more play, and grounding to expand your capacity for joy
  • Writing exercises to uncover limiting beliefs about money, safety, and fun



Other ways to connect with me:

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From my soul to yours,

Erin

145 | Inflation, Debt, and the Federal Reserve: What You’re Not Being Told18 Sep 202500:13:12

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Have you ever wondered how the banking system actually works?

In this episode, I'm sharing the hidden history of money and how our banking system was deliberately designed to benefit a few at the expense of the many.

I debated on creating this episode because I feel like it can feel so heavy AND I wanted to share from the lens of empowerment. The old fear-based systems of scarcity and control are beginning to crumble, and we’re at a pivotal moment in history. I believe when conscious people create wealth from a place of love and integrity, they circulate it differently and invest it in ways that uplift humanity rather than exploiting it.


What you’ll learn in this episode:

  • Why the Federal Reserve was secretly created 
  • The impact of removing the gold standard in the 1970s
  • How inflation and debt were deliberately built into our system
  • Why these structures were created from a lower-consciousness paradigm
  • How understanding the banking system can help you feel more empowered
  • Why I believe that wealth created from higher consciousness can transform the world


Resources mentioned in this episode:

The Creature from Jekyll Island by G. Edward Griffin



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From my soul to yours,

Erin

144 | What’s Your Definition of a Wealth Mindset? Here’s Mine15 Sep 202500:13:07

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In this episode, I share what it means to move beyond the conventional definition of a “wealth mindset.” Instead of focusing only on strategies or numbers, I explore how your feelings, nervous system, and self-trust are the real foundations of abundance.

We’ll also explore why nervous system regulation is essential for wealth creation. When you’re living in fight-or-flight, it makes it more difficult to access intuition or feel safe making financial decisions. By calming your body and seeing money as a neutral tool that serves your values, you reclaim financial sovereignty.

What you’ll learn in this episode:

  • How to stop outsourcing your financial decisions and build self-trust
  • Why nervous system regulation is the hidden key to financial intuition
  • How to prioritize your values and let money serve you
  • Why money is neutral—and what that means for your sense of abundance
  • How to see yourself as already wealthy, no matter your bank balance
  • Practical reflection prompts to deepen your relationship with money


Other ways to connect with me:

Join my Facebook Community.

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From my soul to yours,

Erin

143 | Overthinking Your Money Decisions? How to Cultivate Your Intuition and Build Self-Trust11 Sep 202500:16:44

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Do you find yourself exhausted from second-guessing every financial decision? That cycle of overthinking doesn’t just drain your energy, I believe it quietly erodes your self-trust and keeps you handing your power over to others.

In this episode, I’m sharing how to break that cycle by learning to trust your intuition.  Your body carries wisdom that your logical mind can’t access. When you pause and notice how a decision feels, whether it is expansive or contracted, calm or rushed, you’ll begin to see whether you’re acting from your intuition (heart) or your mind (ego).


What you’ll learn in this episode:

  • Why second-guessing erodes self-trust and keeps you stuck
  • How to pause and tune into your body before making a choice
  • The difference between fear-based decisions and intuitive nudges
  • Questions that reveal whether your decision comes from scarcity or abundance (your intuition or your ego)
  • Practices to calm your nervous system so you can receive your intuition more clearly
  • Why building self-trust with small decisions leads to confidence in bigger ones


Resources mentioned in this episode:


Other ways to connect with me:

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From my soul to yours,

Erin

142 | Beyond Money Mindset: Releasing Money Wounds Through the Body08 Sep 202500:12:21

Work with me: (https://tidycal.com/eringray/45-min-call-with-erin)


Have you ever noticed that no matter how much money mindset work you do, things don't feel like they're truly shifting? That’s because financial blocks aren’t always in your mind, they can also be stored in your body.

In this episode, I dive into Dr. Bradley Nelson’s book The Emotion Code and explore how unprocessed emotions, especially from childhood, can remain in the body. These stored energies can quietly shape your relationship with money, showing up as overspending, avoidance, or never feeling financially secure no matter what’s in your bank account.


What you’ll learn in this episode:

  • How the body stores emotions from past experiences when we couldn’t safely express them
  • Why trauma isn’t the event itself but the disconnection from ourselves afterward
  • How stored emotions create repeating financial patterns 
  • Why traditional mindset work sometimes isn’t enough to shift your money story
  • Simple ways The Emotion Code can release stored emotions without cognitive processing
  • How operating in survival mode impacts high achievers 
  • Why this work creates generational healing, transforming patterns for ancestors and descendants


Resources mentioned in this episode:


Other ways to connect with me:

Join my Facebook Community.

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From my soul to yours,

Erin

141 | What If Resistance Around Money Is Really Nervous System Protection?04 Sep 202500:15:26

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Resistance isn't really about procrastination, "laziness", or self-sabotage, more often than not, it’s your body’s way of protecting you. Whether it shows up as avoiding money tasks, feeling paralyzed by financial decisions, rushing through difficult seasons of life, or numbing out with distractions, resistance carries an important message.

In this episode, I dive into how to approach resistance with emotional regulation and curiosity, so you can stop pushing through and start listening to what your body and nervous system are really trying to tell you. 

What You’ll Learn in This Episode:

  • Why resistance shows up as protection rather than laziness or self-sabotage
  • The many forms resistance can take like avoidance, procrastination, or emotional numbing
  • How your body communicates resistance through physical sensations (tightness, discomfort, fatigue)
  • Why “pushing through” often blocks deeper wisdom from emerging
  • How working with resistance becomes a practice of self-parenting and compassion
  • Ways this approach can transform your relationship with money and ripple through all areas of life


Other ways to connect with me:

Join my Facebook Community.

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From my soul to yours,

Erin

140 | Choosing Your Values First: Staying Aligned in Money Decisions01 Sep 202500:15:24

Work with me: https://tidycal.com/eringray/45-min-call-with-erin


In this intimate episode, I share a raw and vulnerable journal entry about a moment where I almost compromised my values for money. I share what it felt like to be pulled by the allure of financial gain while my body was sending very different signals.  I also share the process I used to come back to my knowing.

Money itself isn’t the enemy, it’s neutral, it just is. And when we let fear or scarcity run the show, it can quietly pull us away from our authentic selves. Together, we’ll explore how to recognize the subtle ways we outsource our power to money, how to trust the wisdom of your body, and how to align financial choices with your deepest values.

In this episode, you’ll hear:

  • A personal journal entry about the temptation to trade authenticity for financial gain
  • The false promise that more money will fix everything
  • How small compromises can add up to outsourcing your power to money
  • The difference between what your mind wants and what your body knows
  • Why money is meant to serve you, not control you
  • How compassion and awareness can guide you back into alignment



Other ways to connect with me:

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From my soul to yours,

Erin

139 | The Power of Language in Your Relationship with Money28 Aug 202500:17:39

Work with me: https://tidycal.com/eringray/45-min-call-with-erin


You can have the thriving business, the healthy bank account, and all the financial boxes checked and still feel like it’s never enough. That empty, restless feeling isn’t about money at all. It’s about the words we use to speak to ourselves and about ourselves.

Language carries energy. The way we talk about money can either keep us in fear or open us to trust, love, and sufficiency. In this episode, we’ll explore how small shifts in words can create big shifts in energy. Because true wealth isn’t just about what’s in your bank account, it's also how you feel in your body.

In this episode, we’ll explore:

  • Why the words you use about money matter 
  • How to notice the subtle scarcity language you may not realize you’re repeating
  • Gentle ways to move from fear-based words to empowering ones that feel true
  • Why sufficiency is sometimes the bridge to genuine abundance
  • How language can reconnect you to safety, trust, and possibility with money

Resources mentioned in this episode:

Masaru Emoto - Water Experiments

Ep 137- The Money and Blessings Log: Rewiring Scarcity Thinking Using Neuroscience



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From my soul to yours,

Erin

138 | Still Feeling Guilty When You Spend? Why Money Guilt Happens and How to Break the Cycle25 Aug 202500:18:04

Do you feel guilty when you spend money even when you can afford it? In this episode, I unpack the reasons why we feel money guilt and shame, how your nervous system was conditioned to equate spending with danger, and practical ways to rewire your money mindset. 

You’ll learn how childhood money conditioning shaped your nervous system, why guilt has become a default response, and practical tools to rewire your relationship with money circulation.

What you’ll hear in this episode:

  • Why guilt and shame around spending are rooted in early money messages
  • How your nervous system has been trained to equate spending with danger
  • The sneaky way guilt becomes a familiar and an addictive emotional pattern
  • Why restricting yourself more isn’t the answer, and what to do instead
  • How slowing down and engaging your senses can rewire money patterns
  • Simple practices like breathwork, tapping, and supportive self-talk to signal safety



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From my soul to yours,

Erin

137 | The Money and Blessings Log: Rewiring Scarcity Thinking Using Neuroscience21 Aug 202500:13:28

Have you ever noticed how your brain latches onto financial worries while completely overlooking the money and abundance already in your life? You’re not imagining it. Your Reticular Activating System (RAS) which is the part of your brain that filters information was designed to scan for threats. Helpful for survival, not so helpful when it comes to money and remembering your abundance.

Your brain is incredibly adaptable. With practice, you can retrain it to see and feel the financial flow that’s already here. In this episode, I share a powerful practice that one of my clients found so helpful that she asked me to record an entire episode about it, something I call the Money and Blessings Log.

What you’ll learn in this episode:

  • Why your Reticular Activating System (RAS) keeps you focused on scarcity
  • How to redirect your brain to notice abundance through neuroplasticity
  • My Money and Blessings Log practice
  • How to combine mental awareness with embodied feelings of wealth

Resources mentioned in this episode:

Hardwiring Happiness by Rick Hanson


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From my soul to yours,

Erin

136 | 3 Things Your Mortgage Lender Should Do (with Jax Crider)18 Aug 202500:46:01

Why do some mortgage experiences feel seamless while others turn into nightmares? It’s not just about interest rates; it’s about the lender guiding you through the process.

In this episode, mortgage expert Jacqueline “Jax” Crider shares what most borrowers overlook: not all lenders are created equal. With 20+ years of experience and a law degree, Jax explains why the right mortgage partner should challenge your assumptions, uncover better options, and help you make decisions from confidence, not fear.

We also dive into the emotional side of money — from shame and guilt to the hesitation women often feel about investing in themselves.

You’ll learn:

  • Why interest rate isn’t the only factor that matters in a mortgage
  • How transparency with your lender can save you stress and money
  • The role of shame and fear in financial decision-making
  • Why calculated risks are essential for growth
  • How to align financial choices with your values and energy


If you want to learn more about Jax, you can connect with her here: (https;//urals.co/jax-crider)


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From my soul to yours,

Erin

135 | Does Your Money Feel Like Love or Fear? Raising Your Money Frequency for More Abundance14 Aug 202500:18:42

What if money wasn’t something to chase, control, or fear and instead it is something that could feel like love?

In this episode, I unpack the energetic truth that changed everything in my own financial journey and that is: money operates on the frequency of love, not fear. After years of relating to money through scarcity, stress, and performance, I began to explore what it meant to build wealth from emotional safety, self-trust, and alignment.

When we relate to money as something outside of us, something to hoard, obsess over, or prove ourselves for, we perpetuate a nervous system state of lack. Money is energy, and energy responds to energy. 

In this episode, we'll explore:

  • Why your nervous system may be in a pattern of a fear-based money loop
  • The spiritual truth of money as an extension of Source energy
  • The difference between wanting more from fear vs. desiring more from wholeness
  • How to treat your money like someone you love and why that changes everything
  • What happens when you release the belief that money is hard, corrupt, or dangerous
  • Why money responds to the vibration you’re holding and how to shift it
  • Practical ways to make decisions from expansion, not fear
  • How to align your financial choices with your future self and heart's desires


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From my soul to yours,

Erin

134 | Why I Let Go of My CFP License: Trusting My Intuition Over Fear in Wealth Building11 Aug 202500:20:54

I'm peeling back the layers in this episode on why I let my CFP go and how I use financial planning with clients now.

This episode is for the woman who senses there's more to money than logic and spreadsheets. Who's done the planning, hit the milestones, and still feels disconnected. I invited you on my journey of choosing soul alignment over fear and how letting go of the traditional path allows me to serve clients at a more embodied, intuitive level.

In this episode, we'll explore:

  • Why I walked away from the CFP designation
  • How traditional financial planning often ignores intuition, emotion, and energy
  • The moment I realized fear, not desire was keeping me tied to a system that no longer served me
  • The difference between building wealth from scarcity vs. alignment
  • What it means to embody prosperity consciousness
  • Trusting your own financial wisdom before outsourcing to others
  • Creating money structures rooted in self-trust, not formulas or fear
  • The deeper emotional and energetic work behind money decisions



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From my soul to yours,

Erin

133 | Redefining Retirement: Discovering the Freedom Mindset for Wealth and Work You Love07 Aug 202500:14:00

In this episode, I challenge the outdated narrative surrounding retirement and the concept of financial freedom.  Have you ever caught yourself thinking, “I’ll finally rest when I retire”?  I dive into how the traditional retirement model can feel restrictive, especially for women, and how it reinforces a scarcity mindset. 

Traditional retirement models are built around the assumption that work is something to endure, not something that can nourish your soul. But what if the goal isn’t to escape work, and instead, to reimagine it?

I'm sharing my own personal take on financial freedom, where wealth supports the life you actually want to live now, not decades from now. Especially for women and cyclical beings, this episode is an invitation to build wealth that honors your nervous system, your rhythms, and your soul’s seasons. 

In this episode, we'll explore:

  • Why the traditional retirement story feels restrictive for so many women
  • The burnout loop created by the “grind now, rest later” approach to work
  • How to define wealth beyond numbers—and into freedom of choice
  • What it means to create soul-led work that evolves with you
  • How to build a business that allows rest along the way, not just at the end
  • My thoughts on mini-retirements and sabbaticals


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From my soul to yours,

Erin

132 | Your Thoughts Are Your Most Powerful Currency—Are You Spending or Investing Them?04 Aug 202500:10:52

What if your thoughts are sabotaging your money mindset and financial freedom? 

In this episode, we explore the concept of mental wealth and how our thoughts either drain our energy and creativity or lead to an abundance mindset. Just like unconscious spending leads to financial debt, mental habits such as overthinking, worry, and self-doubt can create emotional debt that limits your capacity to grow and invest. 

You will learn how to shift from a scarcity mindset to one of abundance, recognizing when you are 'spending' thoughts from fear and how to invest in thoughts that foster trust and clarity toward your next-level self.

Key takeaways:

  • Why rumination, comparison, and negative self-talk act like energetic withdrawals in your life.  
  • How your thinking directly impacts your financial growth and emotional wellbeing. 
  • What it truly means to 'invest' your thoughts for lasting abundance. 
  • Practical mindset shifts to help rewire scarcity into a sense of safety and expansion.  


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From my soul to yours,

Erin

131 | 3 Ways to Rewire Your Scarcity Mindset and Feel Safe Receiving More31 Jul 202500:22:45

Are you in a cycle where you feel that there's just not enough—time, money, love, or energy? That if you let go or slow down, everything might fall apart?

In this episode, I dive into the deeper roots of scarcity mindset—a survival pattern shaped by childhood experiences, generational money trauma, and cultural conditioning. 

You’ll discover how scarcity shows up in everyday patterns like overworking, guilt around spending, and tying your worth to productivity. More importantly, you'll learn how to begin rewiring your nervous system to feel safe with receiving, rest, and sufficiency.

In this episode, you'll learn:

  • Why scarcity is a nervous system response, not just a money problem
  • How early money stories and inherited beliefs shape your emotional blueprint
  • Sneaky scarcity habits like over-giving, people-pleasing, and resource hoarding
  • The importance of moving through sufficiency before reaching true abundance
  • Tools to shift out of fear-based thinking: thought awareness, inner child work, breathwork, etc
  • How to embody your abundant identity—one decision, one thought at a time


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From my soul to yours,

Erin

130 | Why Selling Might Feel Uncomfortable and How to Shift It28 Jul 202500:15:30

Ever feel that knot in your stomach when it’s time to talk about your prices or invite someone into your offer? 

In this episode, I'm sharing my perspective on what it means to sell, especially for heart-centered women in business. Because selling isn’t about pressure or persuasion. It’s about helping someone say yes to themselves. When you shift your beliefs, perspective and energy around sales, they will stop feeling like a chore and start feeling like an extension of your purpose.

Inside this conversation:

  • Why your discomfort around selling is rooted in past conditioning
  • How your energy—and your beliefs—impact every sales result
  • Reframing selling as sacred service
  • Why not offering your services is actually withholding transformation
  • How to bring more feminine energy into your sales conversations
  • A mindset shift that makes you magnetic 



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From my soul to yours,

Erin

129 | How Hiding Behind Your Financial Security Can Sabotage Your Growth24 Jul 202500:10:17

Ever feel like the more financially secure you become, the more cautious you get? This feeling is not about being “responsible.” It’s a subtle, sneaky way our nervous system tries to protect us from change, uncertainty, and deeper levels of visibility and growth.

In this episode, I'm exploring how our own financial comfort can impede our growth.  When we’ve built something valuable, we can start playing smaller, saying no to aligned risks, or ignoring our intuition—not because we’re out of alignment, but because we’ve convinced ourselves there’s too much to lose.

You didn’t come here to build security. You came here to express, create, and live a life that stretches you into your fullest potential.

Inside this conversation I discuss:

  • How financial security can lead to fear-based decision-making
  • Why the nervous system resists expansion once we feel “comfortable”
  • Signs you might be hiding behind your wealth
  • The difference between protection and alignment
  • How to reframe your money as fuel—not a shield—for your next evolution
  • A powerful journal prompt to reconnect with your courage and clarity


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From my soul to yours,

Erin

128 | Understanding Money Manifestation Through the Law of Gestation21 Jul 202500:16:13

Are your money goals and business dreams not manifesting as quickly as you'd like? 

In this episode, we explore the Law of Gestation—an essential principle for understanding manifestations. Everything has an incubation period, from seeds in the ground to the dreams you nurture. 

Learn how impatience disrupts your financial progress and discover how your nervous system needs to recalibrate for more wealth.

We'll discuss the transformative shift from wanting to believing to knowing—an essential step in money manifestation. You'll learn the importance of disciplining your mind towards prosperity and holding onto the frequency of abundance. 

Trust that everything is in motion, even when it feels stagnant. 

Tune in to ease into trust and align with the natural timing of your desires, allowing them to unfold beautifully.

Resources mentioned in this episode:

Power of Awareness by Neville Goddard

Ep 120 How to Energetically Increase Your Capacity for More Wealth, Prosperity and Abundance



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From my soul to yours,

Erin

127 | Is Your Budgeting Software Preventing Wealth?17 Jul 202500:13:59

Your financial software is designed to track your past — not create your future.  In this episode, we explore how tools like Monarch Money, QuickBooks, and your banking apps reflect where you've been, not where you're going.

When you let old numbers dictate what’s possible, you unconsciously keep recreating the same financial story. True transformation starts by shifting your self-concept and making decisions from who you want to become, not who you’ve been.

We dive into:

  • How past financial data reflects old beliefs, comfort zones, and identity
  • Why relying on your history puts an invisible ceiling on your growth
  • The power of making decisions based on your desired future — even when it feels uncomfortable
  • How your nervous system resists new financial patterns, and why that’s normal
  • Ways to repurpose your financial software: celebrate what you’ve already created, then play with new “what ifs”


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From my soul to yours,

Erin

126 | What If Your Money Healing Journey is the Best Financial Education for Your Kids?14 Jul 202500:17:59

Ever feel torn between wanting to teach your kids healthy money habits while still figuring them out yourself? You’re not the only one.

In this episode, I dive into the beautifully messy middle of breaking generational money patterns. What if your healing journey is actually the lesson your kids need most? They’re not looking for perfection—they’re learning by watching how you navigate money, regulate emotions, and grow your wealth consciousness.

Key takeaways:

  • Kids learn more from your energy and actions than your words
  • Regulate your nervous system before money talks
  • Frame mistakes as learning, not shame
  • Discuss purchases in terms of values, not just cost
  • Model putting yourself first, especially for girls
  • Small, honest conversations compound over time

You don’t need to have it all figured out.  Your evolving relationship with money is already the perfect curriculum.


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From my soul to yours,

Erin

125 | How to Create Generational Wealth That Goes Beyond Money10 Jul 202500:09:45

What if generational wealth isn’t just about money?

We’ve been taught it’s all about assets and tax strategy.  I believe the real legacy is about your money beliefs, patterns, and energy your kids pick up from you every single day.

Many of us are the first in our families to build real wealth in our 30s and 40s, often from a foundation of scarcity and stress. And we know that just having money doesn’t create safety.

 In this episode, we dive into:


 ✨ Redefining generational wealth beyond just financial assets
 ✨ How money beliefs and energy get passed down (often unconsciously)
 ✨ Why a regulated nervous system leads to healthier financial decisions
 ✨ Small ways to start shifting the money language in your home
 ✨ How simply becoming aware of your patterns can start changing everything.


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From my soul to yours,

Erin

124 | Feeling Shame About “Losing Money”? Try These Money Mindset Reframes07 Jul 202500:10:51

Ever felt like you “lost money” on a course, coach, or investment that didn’t deliver what you expected? In this episode, I break down why money is never truly lost—it’s energy that circulates and always returns. I share my personal story of investing $8,000 in a program that fell short, and how reframing it as a powerful lesson kept me open to even greater opportunities. 

In this episode I discuss:

 ✨ Money is energy; it can’t be created or destroyed—it simply circulates.
 ✨ Saying “I lost money” feels final and heavy, while “I invested and learned” keeps you open and empowered.
 ✨ Every dollar spent is an investment in your growth, clarity, and self-concept.
 ✨ The way you feel when you circulate money impacts how quickly it returns.
 ✨ Our greatest “losses” often come right before our greatest gains.
 ✨ True empowerment comes when you decide what your investments mean for you. 



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From my soul to yours,

Erin

123 | Is Your Budgeting App Really Serving You? 3 Reasons to Try Monarch Money03 Jul 202500:08:00

You can receive 50% off your first year by using this code


Frustrated by budgeting apps that feel rigid or never seem to capture all your transactions? In this episode, I’m sharing why Monarch Money has become one of my favorite financial tools — both for my own money management and with my clients. 

In this episode I discuss:

  • Amazon integration: Monarch automatically pulls detailed information from your Amazon account, so you don't have to.
  • Partner transaction assignments: You can tag a transaction for your partner to review and categorize. 
  • Flexible budgeting styles: Whether you’re a detailed line-by-line budgeter or prefer broader cash flow tracking, Monarch adapts. 

Monarch isn’t just another tracking tool. It’s a customizable, intuitive platform that empowers you to create a money system aligned with your values.

You can receive 50% off your first year by using this code


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From my soul to yours,

Erin

122 | Navigating Financial Pressure in Business: A Heart-Centered Take on Money Mindset (with Jess Hershey)30 Jun 202500:35:52

What if your relationship with money reflects your deepest beliefs about yourself? In this episode, Jess Hershey, founder of MOCA Business Services interviewed me in her community and we unpack how our current financial reality often reveals our beliefs about our worthiness and safety. 

We explore why slowing down during money stress isn’t just self-care—it’s a smart business move. I share how Human Design can guide more aligned financial decisions, why business naturally moves in cycles (not constant growth), and how shifting from taking energy to giving energy can transform sales.

Key Takeaways:

  • Your relationship with money often mirrors how you see yourself.
  • Business follows natural ebbs and flows
  • Financial stress activates survival mode, blocking creative ideas and clear decision making.
  • Self-regulation is an important business skill
  • Bringing more fun into money can heal strained financial patterns.

If you want to connect with Jess, you can do so here:


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From my soul to yours,

Erin

121 | Why Financial Literacy is a Must if You Want to Lead Your Business Like a CEO (with Liz Hansen)26 Jun 202500:42:54

What happens when you stop outsourcing your power and start learning your numbers? In this episode, I’m joined by Liz Hansen—photographer and founder of Chicago Boudoir Photography—who shares how learning QuickBooks and taxes transformed her relationship with money, her business, and herself.

We explore the deeper mindset shift that happens when you move from financial avoidance to financial empowerment, and why financial literacy isn’t just about numbers—it’s about ownership.

In this episode we discuss:

  • Why outsourcing without understanding creates disempowerment
  • How financial literacy builds true confidence as a business owner
  • The identity shift from “side hustle” to CEO
  • What it really takes to feel secure as an entrepreneur

You can connect with Liz here:


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From my soul to yours,

Erin

120 | How to Energetically Increase Your Capacity for More Wealth, Prosperity and Abundance23 Jun 202500:22:06

Ready to break through your financial ceiling? The solution isn’t another money hack—it’s expanding your energetic capacity to hold and receive more wealth.

In this episode, I explain how your subconscious beliefs and nervous system shape your financial reality. If you’ve ever felt like you can't spend what you currently have or if abundance feels emotionally unsafe despite how much you want it—this is for you.

I dive into how to identify and gently release protective money beliefs that no longer serve you. Because true financial growth isn’t just about spreadsheets—it’s about feeling safe, grounded, and empowered in your body to receive more.

You’ll learn:

  • Why your subconscious money patterns aren’t random—they’re protective
  • How to identify limiting wealth beliefs with compassion, not judgment
  • What it means to expand your nervous system’s capacity to hold abundance
  • The role of celebration and daily grounding in creating embodied wealth
  • How to use end-scene visualization to rewire your energetic relationship to money
  • Why inspired action from an expanded identity creates lasting transformation

Your ability to grow wealth is directly tied to how safe and worthy you feel receiving it and having it. 


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From my soul to yours,

Erin

119 | Are Your Bank Accounts Set Up Properly to Bypass Probate?19 Jun 202500:12:01

Do you have the proper beneficiary designations setup on your bank accounts?  In this episode, I dive into the overlooked yet essential role of Payable on Death (POD) designations in estate planning.

Whether you have a will, trust, or both, your plan might still not include properly designated PODs on your bank accounts, CDs, and money market funds.

In this episode I discuss:

  • What a POD (or TOD) designation actually does
  • How PODs help your loved ones avoid probate delays
  • The simple, free process to set them up through your bank
  • Common mistakes—like assuming joint accounts are enough
  • Why naming minors as POD beneficiaries isn't recommended



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From my soul to yours,

Erin

118 | You Don’t Need More Money—You Need Nervous System Regulation: Heal Your Scarcity Mindset and Redefine Financial Freedom16 Jun 202500:19:43

Feeling financially secure on paper yet still stuck in scarcity inside? Many high-achieving women experience a disconnect between external financial success and internal emotional abundance.  Traditional financial freedom focuses on numbers but misses the essential foundation: safety in your body.

In this episode we'll discuss:

  • Why financial freedom isn’t just about numbers but about creating safety in your body also
  • How survival-based nervous system patterns impact your money mindset and financial management
  • Common responses like avoidance, guilt around spending, and overworking from scarcity mindset
  • Practical tools like breathwork, grounding, journaling, and affirmations to help regulate your nervous system with money
  • How cultivating nervous system safety transforms your relationship with money and empowers better financial decisions
  • Why true financial freedom means living empowered and secure with money every day—not just reaching a dollar goal



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From my soul to yours,

Erin

117 | What If Your Partner Handles All the Money? Reclaiming Your Voice in Money Management Peacefully12 Jun 202500:18:03

Feeling financially invisible at home—even while running a successful business? You’re not alone. In this episode, I explore the emotional and behavioral roots behind why many women feel disconnected from money management in their personal lives—even if they’re confident managing finances in their business.

I talk about how early childhood experiences shape your financial mindset, how to break through limiting beliefs like “I’m not good with money,” and how to begin financial conversations with your partner from a place of curiosity and connection—not conflict.

In this episode you'll learn:

  • Why financially powerful women still struggle with personal finance at home
  • How your nervous system and past experiences impact your financial behaviors
  • The most common coping patterns: avoidance vs. control
  • Small steps to start engaging in household financial planning
  • How reclaiming your financial voice improves both your relationship and emotional regulation

You deserve to participate in your household’s financial decisions if this is something that you desire. This episode will help you build emotional safety, shift your money mindset, and move you toward shared financial empowerment—at home and in your business.


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From my soul to yours,

Erin

116 | Feeling Like the Financial Parent? 3 Tips to Shift Your Relationship’s Money Management Dynamic09 Jun 202500:21:02

The emotional weight of being the “responsible one” in your financial relationship can feel overwhelming at times. If you're always the one initiating money conversations, paying bills, and planning for the future—while your partner avoids it all—you might be taking on the role of the financial parent.

In this episode, I share my personal story of navigating this exact dynamic in my own marriage—and how it left me feeling resentful, burned out, and alone.  What started as responsible money management quickly became a lonely job that I didn't sign up for.

In this episode I discuss:

  • Why financial parenting is so common—especially among women entrepreneurs and high-achieving women
  • How money beliefs from childhood shape your financial roles in adult relationships
  • The role of nervous system regulation in money dynamics and power struggles
  • How to stop “over-functioning” and start creating a true financial partnership
  • Why feminine energy, curiosity, and emotional safety are key to changing the pattern

Whether you're in a romantic relationship, a business partnership, or navigating both, this conversation will help you recognize your own patterns—and give you tools to shift from control to collaboration.


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From my soul to yours,

Erin

115 | Scared of IRS Audits? What Every Woman Needs to Know About Tax Debt, Liens & Taking Back Control (with Stephen Weisberg)05 Jun 202500:35:27

For many women, just hearing the word “IRS” can trigger shame, panic, or a deep urge to avoid.  In this episode, tax attorney Stephen Weisberg, founder of The W Tax Group, helps us move beyond feeling fear and into clarity by breaking down what really happens during IRS audits, tax liens, and debt collection.

With over a decade of experience, Stephen explains how the IRS process actually unfolds—step by step—so you can understand your rights, recognize the warning signs, and make informed decisions without spiraling into self-blame or shutdown.

In this episode we discuss:

  • The truth about IRS audits—and why only ~5% of returns are flagged
  • What a tax lien is (and why it’s not the same as a levy)
  • How the IRS communicates before taking action—and how to respond calmly
  • The real deal on those “pennies on the dollar” offers you see on TV
  • What to do if you can’t pay—options like installment plans, hardship status & more
  • Why taking action early protects your power and peace

If you want to connect further with Stephen you may do so here:


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From my soul to yours,

Erin

114 | 3 Ways to Separate Your Net Worth from Your Self-Worth02 Jun 202500:16:41

When was the last time you thought, “When I hit my financial goal, then I'll feel .....? In this episode, we explore how to break the deep-rooted connection between your self-worth and your net worth—and why disconnecting them is the key to true financial freedom.

In this episode, we cover:

  • Why your worth is inherent and never tied to a dollar amount
  • How nervous system dysregulation feeds money guilt and avoidance
  • 3 practical ways to separate your identity from your finances
  • The importance of celebrating progress before reaching big goals
  • How to shift from “not enough” to sufficiency—and beyond


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From my soul to yours,

Erin

113 | Is Your Business Actually Profitable—Or Just Busy? Using Profit Pillars for Online Business Success29 May 202500:10:42

Are you unclear on your numbers in your business? 

In this episode, I break down the Profit Pillars Book by Parker Charles Stevenson and share how to assess your business finances in a way that feels nourishing to your body, soul, and business growth. We’ll also explore how financial clarity supports a healthier money mindset, nervous system regulation, and sustainable financial planning.

Key Takeaways:

  • How to evaluate your labor expenses to ensure your team fuels growth
  • Tracking lead and conversion costs to maximize marketing ROI
  • Understanding offer delivery costs and their impact on profit margins
  • Keeping operating expenses aligned with your business needs
  • Using this framework to gain clarity and confidence in your financial planning
  • Recognizing and addressing money mindset blocks that may hold you back


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From my soul to yours,

Erin

112 | How to Have Your Financial Team Work for You: Wealth Management Made Simple26 May 202500:18:23

Too many women in business walk out of meetings with their CPA, bookkeeper, or financial advisor feeling confused, unseen, or like they’ve lost a piece of their power. In this episode, I am breaking down why that happens—and what to do about it.

You’ll learn how to reclaim your authority in financial conversations, regulate your nervous system before stepping into money decisions, and create partnerships with your financial team that actually support your goals and values.

We explore:

  • How women are conditioned to defer financial decisions to “more qualified” experts
  • The role of financial trauma and nervous system dysregulation in fawn, freeze and flight
  • Subtle signs you’re giving away your power (like nodding along when you’re confused or agreeing too quickly)
  • How to ground yourself before financial meetings and ask questions that create true clarity
  • Why your financial team should be working with you—not above you

If you’ve ever felt like your voice disappears in financial conversations, this episode will help you reconnect to your intuition and step back into the role of CEO—of your business, your body, and your money.


Other ways to connect with me:

Join my Facebook Community.

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Grab your free Human Design chart

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Work with Me

➡️ Schedule your free clarity call here


From my soul to yours,

Erin

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