Your Estate Matters – Details, episodes & analysis

Welcome to the official trailer for Your Estate Matters.

The first episode of this weekly series will drop on Thursday, September 12!

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Follow Heritage Trust Company:

Website - https://heritagetrustcompany.ca/

LinkedIn - https://www.linkedin.com/company/heritagetrustco/

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Our guest is Linda Chu, a seasoned professional organizer and move manager with a passion for bringing order to chaos. With over two decades of experience in the industry, Linda has honed her skills in decluttering, organizing, and facilitating smooth relocations for her clients. Her commitment to creating functional, harmonious spaces stems from her belief that a well-organized environment fosters peace of mind and enhances overall well-being.

Linda is the founder of the BC Chapter of Professional Organizers in Canada and the founder of her company Out of Chaos. Out of Chaos offers comprehensive professional organizing services for home and office, plus training programs, workshops and tools for more organized living and working.

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Follow Linda

https://www.instagram.com/getoutofchaos/

Out of Chaos Website:

https://www.outofchaos.ca/

Follow Heritage Trust:

https://www.instagram.com/heritagetrustbc/

Heritage Trust Website:

https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist

In this insightful episode of Your Estate Matters, Nicole and Greg welcome Sabeena Bubber, veteran mortgage broker and founder of The Divorce Circle.

Sabeena unpacks practical wisdom from her decades in the mortgage industry, tackling topics like how mortgages impact estate planning, what happens to real estate debts when someone passes away, and the growing complexities of blended families and divorce on property ownership.

Learn the differences between mortgage insurance and personal life insurance, discover the truths about reverse mortgages, and hear Sabeena’s essential tips for preserving financial stability and building a legacy. Whether you’re planning your estate or navigating big life changes, this episode offers valuable guidance you won’t want to miss.

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Follow Sabreena Bubber:

LinkedIn – https://www.linkedin.com/in/sabeena-bubber-9331474

Website - https://www.sabeenabubber.ca/

Instagram - https://www.instagram.com/sabeenab/?hl=en

Follow Heritage Trust:

Instagram - https://www.instagram.com/heritagetrustbc/

Website - https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist

In this episode, Nicole and Greg welcome Holly Palmer, a licensed insolvency trustee with MNP, to discuss managing estates with more debts than assets. Holly explains the roles and responsibilities of executors, how creditor claims are prioritized, and the differences between secured and unsecured debts. The conversation also covers the importance of documenting family loans and clarifies when family members may be liable for a deceased person’s debts. Listeners gain practical insights into handling insolvent estates and the legal considerations involved in these complex situations.

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Follow Holly Palmer:

LinkedIn - https://ca.linkedin.com/in/holly-palmer-ab84838

Website - https://mnpdebt.ca/en/personnel/holly-palmer

Follow Heritage Trust:

Instagram - https://www.instagram.com/heritagetrustbc/

Website - https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist

In this week's episode of Your Estate Matters, Nicole and Greg engage with Catherine Dorazio, a seasoned wealth advisor from Connor Clark & Lunn Private Capital. They explore the growing influence of women in wealth management, noting that women are projected to control significant portions of wealth in the coming years. Catherine discusses the societal and economic impacts of this trend, the conservative investment approaches often adopted by women, and the challenges they face in financial literacy. The episode emphasizes the importance of education and professional support, encouraging women to take control of their financial futures.

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Follow Catherine Dorazio:

Website - https://cclprivatecapital.com/our-people/wealth-advisors/catherine-dorazio

LinkedIn - https://www.linkedin.com/in/catherinedorazio/?originalSubdomain=ca

Follow Heritage Trust:

Instagram - https://www.instagram.com/heritagetrustbc/

Website - https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist

In this week's episode, Nicole and Greg speak with Madison Mailey, a wealth and insurance advisor at Scotia McLeod. Madison, an Olympic gold medalist in rowing, shares her journey into wealth management, emphasizing the importance of financial literacy and proactive planning. The discussion covers strategies for young Canadians to build wealth, including the use of financial tools like the First Home Savings Account and the Home Buyers Plan. Madison also addresses the impact of technology and social media on financial decisions, advocating for informed, professional advice over online trends.

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Follow Madison Mailey:

Website - https://madisonmailey.com/

Scotia McLeod - https://maileyrogers.com/contact/madison-mailey/

Instagram - https://www.instagram.com/madisonmailey/?hl=en

Follow Heritage Trust:

Instagram - https://www.instagram.com/heritagetrustbc/

Website - https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist

In this week's episode, Nicole and Greg chat with Julia Chung, CEO of Spring Planning, to explore the intricacies of estate planning and wealth transfer. Julia shares her expertise on the evolving dynamics of wealth transfer, emphasizing the importance of open family communication and recognizing various forms of wealth beyond financial assets. The discussion highlights the challenges faced by blended families and the common "shirt sleeves to shirt sleeves" phenomenon. Julia advocates for a multidisciplinary approach, involving financial planners, lawyers, and mental health experts, to create a holistic and harmonious estate planning process.

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Follow Julia Chung:

Website - https://springplans.ca/

LinkedIn - https://www.linkedin.com/in/juliaychung/?originalSubdomain=ca

Follow Heritage Trust:

Instagram - https://www.instagram.com/heritagetrustbc/

Website - https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist

This week, Nicole and Greg engage with Tegan Smith, CEO of Channel Consulting and founder of Uplift Fund. Tegan shares her 26 years of expertise in urban planning and real estate development, focusing on real estate investing as a key strategy for family wealth-building. She discusses the challenges in the Canadian real estate market, particularly in British Columbia, and highlights investment opportunities like transit-oriented development and student housing. The episode also emphasizes the importance of involving younger generations in wealth-building and offers practical advice for navigating real estate complexities.

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Follow Tegan Smith:

Website - https://channelconsulting.ca/

LinkedIn - https://www.linkedin.com/in/tegansmith1/?originalSubdomain=ca

Follow Heritage Trust:

Instagram - https://www.instagram.com/heritagetrustbc/

Website - https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist

This week, Nicole and Greg welcome Steve Parr, a lawyer and founder of Parr Business Law, to discuss estate planning for business owners. Steve emphasizes the importance of addressing succession planning, incapacity, and death to ensure business longevity. He outlines key components of a succession plan, including identifying successors, training, business valuation, and essential legal documentation. The conversation also covers various exit strategies and tax planning tools like estate freezes and life insurance. Steve encourages early planning and collaboration with knowledgeable advisors to protect assets and ensure a smooth business transition.

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Follow Steve Parr:

https://www.parrbusinesslaw.com/

LinkedIn - https://ca.linkedin.com/in/steveaparr

Youtube - https://www.youtube.com/channel/UCxv_AFussiH1f4-TnN7SJRQ

Follow Heritage Trust:

Instagram - https://www.instagram.com/heritagetrustbc/

Website - https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist

This week on Your Estate Matters, Nicole and Greg chat with Natasha Knox, a financial therapist and principal of Alaphia Financial Wellness. They explore the unique field of financial therapy, which combines financial planning with therapeutic techniques to address the emotional aspects of money management. Natasha shares her journey into financial therapy, the impact of upbringing on financial behaviours, and common money beliefs. She offers strategies for couples to improve financial communication and discusses teaching children healthy money attitudes. The episode aims to help listeners enhance their financial well-being and protect their legacies.

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Follow Natasha Knox:

Website - https://www.alaphia.ca/

LinkedIn - https://www.linkedin.com/in/natashaknoxbc/

Follow Heritage Trust:

Instagram - https://www.instagram.com/heritagetrustbc/

Website - https://heritagetrustcompany.ca/

Get the Essential Estate Planning Checklist for Canadians:

https://www.estateclub.ca/estate-planning-checklist