Explore every episode of the podcast WinEH! Podcast
| Title | Pub. Date | Duration | |
|---|---|---|---|
| Ep. 78 - The Biggest Mistake People Make with Life Insurance (and How It Costs Families Millions) | 13 Nov 2025 | 00:32:27 | |
In this episode of Ranch Your Way, Winnie and Lacy open up about the truth behind life insurance—why it's so misunderstood, and what happens when you wait too long to apply. Lacy shares her own story of being diagnosed with cancer and how having coverage before that diagnosis gave her peace of mind and financial stability. Together, they unpack why insurability isn't guaranteed, what "qualifying" really means, and how families can use Infinite Banking to protect and grow wealth across generations. Whether you've been skeptical about insurance or just never had it clearly explained, this conversation will shift how you see financial preparedness, security, and legacy. Note: All details shared were accurate at the time of recording. Some products, rules, or processes may change over time—so always check in with us for the most current information. | |||
| Ep. 77 - Smarten Up: Simple Ways to Strengthen Your Cybersecurity and Stop Scammers | 06 Nov 2025 | 00:24:39 | |
Your money works hard—don't let hackers steal it. In this episode, Winnie and Lacy reveal how digital thieves target everyday Canadians, share practical cybersecurity habits you can start today, and explain how life insurance companies protect your information. Tune in for real examples, relatable insights, and a healthy dose of "choose your hard" motivation to take your online safety seriously.
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| Ep. 68 - Horses, Family & Financial Freedom with Cowgirl Niki Flundra | 04 Sep 2025 | 00:21:34 | |
In this episode, Winnie and Lacy sit down with Niki, the visionary behind Heart of the Horse in Medicine Hat. Niki shares how this incredible event has grown into more than just a colt-starting competition—it's become a gathering place for the ranching and agricultural community, built on values of resilience, family, and hard work. We explore the behind-the-scenes effort it takes to bring her dream to life, why Heart of the Horse resonates with both horse lovers and newcomers alike, and how shared stories of triumph and hardship connect farming, ranching, and family life. You'll also hear real experiences of how Infinite Banking has given families financial stability and freedom, even amidst unpredictable seasons in agriculture. Whether you're a rancher, farmer, horse enthusiast, or parent wanting to leave a legacy, this conversation is packed with inspiration, real-life wisdom, and practical takeaways. Learn more about the event at theheartofthehorse.ca and visit us at ranchyourway.com to explore how the Infinite Banking Concept can help your family thrive for generations to come. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com
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| Ep. 67 - Using Trusts to Transition Wealth & Minimize Taxes | 28 Aug 2025 | 00:42:28 | |
In this in-depth episode, Winnie Lau sits down with Chris Thompson of Equitable Life of Canada for Part 2 of their trust series — this time diving deep into how to actually implement trusts in Canada. You'll learn:
Whether you're an entrepreneur, farmer, rancher, or simply looking to secure your legacy, this episode shows you how to align trusts, IBC, and tax planning to protect your family wealth. Catch EPISODE 65 for Part 1 first if you're brand new to trusts! Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com
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| Ep. 66 - Double Payments or Double Purpose? Infinite Banking Explained | 20 Aug 2025 | 00:16:21 | |
Why does Infinite Banking feel like you're making double payments — one for the premium and another for loan repayments? Here's the truth: it's not double payments… it's double purpose. In this episode, Winnie Lau breaks down the mindset shift that turns financial stress into strategy. Discover how your premium and loan repayments actually fuel your own warehouse of wealth, giving every dollar two jobs — freedom now and freedom later. Learn how Infinite Banking can:
Whether you're new to IBC or already a client, this episode will give you clarity and confidence. Subscribe for more Infinite Banking insights to help you control the flow of money in your life. #InfiniteBanking #DoublePayments #CashFlow Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 65 - Trusts, Vortex Banking & Infinite Banking: What Works in Canada? | 14 Aug 2025 | 00:37:15 | |
In Part 1 of this special series, Winnie Lau sits down with Chris Thompson of Equitable Life of Canada to demystify the role of trusts in Canada — and why U.S.-style strategies like vortex banking and spendthrift trusts don't translate north of the border. You'll learn:
Whether you're a farmer, rancher, business owner, or simply looking to protect and transfer wealth, this episode gives you the Canadian facts — with plain-language explanations and practical next steps.
Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 64 - From Rodeo to Ranching with Reid Rowan: Why Infinite Banking Just Made Sense | 07 Aug 2025 | 00:34:18 | |
In this episode, Lacy sits down with her favorite cowboy, her husband Reid - a former professional bareback rider, skilled journeyman welder and now a full-time rancher working alongside his uncle. They talk about lessons learned from life on the road, hard work in the oil patch, and the long game of ranching. Reid shares how Farming Without the Bank landed in their hands, why Infinite Banking immediately clicked for him, and why it aligned with a gut feeling he had all along - that traditional retirement plans just didn't sit right. Reid and Lacy share how they've built a family banking system and are now passing that knowledge on to their kids by teaching them the principles of Infinite Banking. If you've ever wondered whether IBC fits the life of a rancher, oilfield worker, or rodeo cowboy - this one's for you. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 63 - Service Message: For the People Who Want to Do Infinite Banking Right | 31 Jul 2025 | 00:26:09 | |
This episode isn't about theory—it's about doing the work. Winnie and Lacy share what happens after you get your policy and how to use it with clarity, confidence, and control. From taking loans to staying organized and anchored to your "why," they break down the habits and mindset shifts that separate successful Infinite Bankers from those who stall out. If you're serious about getting this right, this is your service message. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com
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| Ep. 62 - Dave Ramsey vs. Infinite Banking: Who's Really Right About Money? | 24 Jul 2025 | 00:28:01 | |
In this episode, Winnie and Lacy dive headfirst into the debate between Dave Ramsey's traditional financial advice and the Infinite Banking Concept. They break down key differences in philosophy, challenge the myths surrounding whole life insurance, and explain why Infinite Banking isn't about debt—it's about control. If you've ever questioned whether mainstream advice actually works for your family, this episode will give you a new perspective (and a powerful alternative). Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 61 - BYOB Book Study - Use It or Lose It | 17 Jul 2025 | 00:18:47 | |
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 60 - BYOB Book Study - Arrival Syndrome | 10 Jul 2025 | 00:17:18 | |
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 59 - BYOB Book Study: The Golden Rule—And Why You're Not the One Making It | 03 Jul 2025 | 00:18:56 | |
"Those who have the gold make the rules." In this episode, Winnie and Lacy unpack this hard truth and explore how it quietly shapes your financial life. They dive into what Becoming Your Own Banker teaches about reclaiming control—so you stop letting lendors and those you can't control call the shots. If you're tired of playing by someone else's rules, this conversation is your invitation to change the game. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 76 - $270/Month Could Have Saved a Ranch: Smarter Coverage 101 | 30 Oct 2025 | 00:45:45 | |
One ranch family thought $270/month was too expensive—until an accident changed everything. Instead of income protection, overhead coverage, and funds for an accessible home, they faced selling half their herd, unexpected medical bills, and years of financial strain. In this episode, we unpack how small, affordable policies could have replaced lost income, covered business expenses, and kept their operation afloat. Learn how to protect your ranch without breaking your cash flow.
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| Ep. 58 - BYOB Book Study: The Legal Heist You're Probably Missing | 26 Jun 2025 | 00:24:45 | |
In this episode, Winnie and Lacy continue their Becoming Your Own Banker book study with a deep dive into Willie Sutton's Law—revealing how traditional financial systems quietly siphon away your wealth. They unpack how the Infinite Banking Concept offers a smarter, more flexible way to protect your money and take back control. If you're tired of playing by the bank's rules, this is one conversation you won't want to miss.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 57 - Parkinson's Law: Financial Habits that Hold Us Back | 19 Jun 2025 | 00:22:09 | |
In today's episode, Winnie & Lacy begin to explore the human problems explained by Nelson in Becoming Your Own Banker. Parkinson's law focuses on the financial habits that often hold us back. They reflect on how mindset, discipline, and daily choices influence long-term stability--especially through the highs and lows of farming and ranching. Listen in to hear why shifting your habits is the first step toward lasting financial freedom.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 56 - Becoming Your Own Banker Book Study: The System Smart Families Are Using | 12 Jun 2025 | 00:17:31 | |
What if the best BANK for your family… were you? In this episode, Winnie and Lacy explore pages 19–20 of Becoming Your Own Banker and break down how to build your own personal banking system using dividend-paying whole life insurance. They discuss the concept of cogeneration, how this strategy taps into a system that already exists, and why it's time to stop relying on traditional banks. This episode is a wake-up call to take back control of your money—and create a financial future that truly serves you. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 55 - BYOB Book Study: The Problem – Are You Financing Your Own Struggles | 05 Jun 2025 | 00:19:12 | |
In this episode, Winnie and Lacy unpack "The Problem" as outlined in Nelson Nash's Becoming Your Own Banker—revealing how most people unknowingly operate in a financial system designed to drain their wealth. From hidden interest costs to tax traps and poor cash flow habits, they explore the financial headwinds that quietly work against families and entrepreneurs. Through relatable stories, faith-based insight, and real-world examples, this conversation will challenge how you think about money—and introduce Infinite Banking as a radically different way forward. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 54 - The Grocery Store - You're Short-Changing Yourself | 29 May 2025 | 00:21:21 | |
Nelson Nash's famous "Grocery Store Example" from Becoming Your Own Banker, highlights how self-discipline is an important component of creating long-term financial freedom. Listen in as Winnie & Lacy explore the parallels between running a business and managing personal finances, emphasizing the cost of "stealing the peas." This episode is packed with real-life stories and insights, and is a must-listen for anyone serious about taking control of their financial future.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 53 - Imagination: The Most Overlooked Step in Taking Control of Your Money | 22 May 2025 | 00:18:28 | |
In this episode of the Becoming Your Own Banker book study, Winnie and Lacy dive into page 14 to explore a concept most people skip right over—imagination. Why does something so simple have the power to completely shift your financial future? Because the way you think about money is the first step. From breaking free of survival-mode thinking to envisioning true financial independence, this conversation will challenge you to imagine what's really possible—for you, your children, and generations to come.
Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 52 - How One Crisis Sparked a Financial Revolution | 15 May 2025 | 00:24:51 | |
In this episode, Winnie and Lacy continue their deep dive into Becoming Your Own Banker by exploring how Nelson Nash first conceived the Infinite Banking Concept. They discuss the financial hardship that led to his revelation, share personal experiences of being over-leveraged, and explain why understanding this concept could help you weather any financial storm. Whether you're just learning or ready to take action, this episode offers both insight and encouragement.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 51 - Creating Local Stability, Small-Town Strength with Rebecca Undem | 08 May 2025 | 00:42:44 | |
In this inspiring conversation, Winnie welcomes Rebecca Undem to explore what it truly means to build resilience in small towns and rural communities—especially when the world feels uncertain. From navigating economic pressures and emotional tolls to reimagining personal finance through the Infinite Banking Concept, this episode is a call to anchor into purpose, think long-term, and create local impact. We dive into practical strategies for thriving where you are, staying rooted in your values, and taking control of your financial future—no matter what's happening across North America. If you've ever felt like you're being told to "wait it out," this episode offers a powerful reminder that now is the time to think differently and lead boldly. Rebecca Undem has always been passionate about two things: people and talking to people. As an inspirational speaker, community advocate, and host of the podcast The Growing Small Towns Show, she's put her gift of gab to good use. As Founder and Executive Director of Growing Small Towns, non-profit organization headquartered in her hometown of Oakes, ND (pop. 1800), Rebecca helps small communities be places people love to call home through programs that grow their human, social, and cultural capital. Not one to let people down, Rebecca still lives up to her childhood label of drama queen. She binges on Netflix shows, coffee, and anything that makes her feel verklempt—her self-declared favorite feeling. Rebecca went against her youthful declarations and married a farmer, Jeremiah, and together, they have three amazing kids: Andrew, Carter, and Brynlee. They love their small town and the crazy-good life they get to live there.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 50 - Stay Financially Strong - No Matter the Politics | 01 May 2025 | 00:17:48 | |
With political and economic uncertainty growing in Canada, many are questioning how to protect what they've built. In this powerful episode, Winnie and Lacy They unpack the power of the Infinite Banking Concept as a way to build personal stability, create generational wealth, and reclaim control over your cash flow in uncertain times. Tune in for real talk, practical insights, and a fresh perspective on taking control of your financial future—no matter what's happening in the world around you.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 49 - The Market Crash Reality & The Solution | 24 Apr 2025 | 00:10:10 | |
A market downturn isn't just a blip—it's a wake-up call. In this episode, Lacy unpacks the recent market crash and what it reveals about the financial habits and assumptions many people rely on. She explores the Infinite Banking Concept as a steady, long-term alternative and explains how dividend-paying whole life insurance can provide protection when traditional markets falter. Drawing from the principles in Becoming Your Own Banker and Farming Without the Bank, Lacy challenges the status quo of retirement planning and invites you to rethink where—and how—you build your financial security.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 75 - From Imagination to Action: Review of Part 1 – Becoming Your Own Banker | 23 Oct 2025 | 00:23:01 | |
In this Ranch Your Way episode, Winnie and Lacy review Page 27 of Becoming Your Own Banker—the summary of Part 1 of Nelson Nash's classic. Together they revisit the key principles that built the Infinite Banking Concept: the importance of imagination, avoiding the "grocery store trap," understanding the "money problem," and practicing capitalization with patience and discipline. They connect these lessons to real ranch life—harvest paydays, dream boards, and family cash-flow decisions—showing how Infinite Banking isn't an investment product but a system of thinking. If you've ever wondered how to turn seasonal income into lasting legacy, this review will bring Nelson's words to life in a way that speaks directly to the agricultural community. | |||
| Ep. 48 - Client Conversation: Why Peter Left Traditional Banking for Infinite Banking | 17 Apr 2025 | 00:20:39 | |
In this episode, Winnie sits down with Peter, a client and passionate advocate of the Infinite Banking Concept (IBC), to unpack his personal journey into alternative finance. Peter shares what pushed him away from traditional banking, how IBC supports entrepreneurial freedom, and the key lessons he's learned along the way. From the educational process to the real-world benefits and challenges, this honest conversation is a must-listen for anyone ready to take control of their financial future.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 47 - Break Free This Spring: Reclaim Control from Lenders and Build a Smarter Financial System | 10 Apr 2025 | 00:18:28 | |
Spring is the season of new beginnings—so why not refresh how you manage and grow your money? In this episode, Winnie shares key takeaways from the Infinite Banking Think Tank in Florida and explores how a more intentional financial system can help you regain clarity, confidence, and long-term control. Whether you're just discovering Infinite Banking or deep into your journey, you'll learn how to move away from dependence on lenders and creditors—and start building a plan that truly supports your family's goals.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 46 - Gemstone Grass-fed Beef: A Story of Family Farming and Innovation | 03 Apr 2025 | 00:23:25 | |
In this episode, Lacy is joined by Daniel Doerksen, co-owner and 4th Generation of Gemstone Cattle & Gemstone Grassfed Beef located near Gem, Alberta. They discuss the evolution of their business, from raising forage-fed beef to creating unique products like beef tallow, and how sustainability, regenerative farming, and collaborations with other companies are shaping the future of agriculture. Tune in to hear about the challenges and rewards of running a family farm and the importance of passing down strong values and work ethic to the next generation.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 45 - ReTHINK Retirement: What You Should Really Be Planning For | 27 Mar 2025 | 00:29:24 | |
In this episode, Winnie and Lacy challenge the conventional idea of retirement and explore why the passive income narrative may be holding you back. They unpack a powerful alternative: using high-premium whole life insurance can greatly contribute to experiencing financial control and become a part of your income stream when you're not actively working any longer. If you've ever wondered whether traditional retirement is the right goal, this episode will help you rethink what true security and freedom could look like.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 44 - Farming Without the Bank: The Wealth Strategy Every Farmer Needs to Know | 20 Mar 2025 | 00:52:27 | |
In this episode, Winnie (the Canadian author of Farming Without the Bank) sits down with her good friend & author, Mary Jo Irmen, the force behind the Farming Without the Bank and Without the Bank podcasts. Together, they break down how Infinite Banking is transforming the financial future of farmers and ranchers, why the Canadian and U.S. approaches differ, and how proactive financial decisions can safeguard your operation in uncertain times. If you're tired of relying on the bank and want to take control of your financial future, this conversation is a game-changer. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 43 - The Hidden Trap & COST of Financial Offers | 13 Mar 2025 | 00:13:23 | |
In this episode, Winnie and Lacy break down the true cost of financial offers that promise easy money but come with hidden pitfalls. Lacy shares a recent $10,000 loan offer she received in the mail, sparking a deeper conversation about predatory lending and the long-term impact of these deceptive deals. Don't let a quick fix become a financial setback—tune in and learn how to protect yourself.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 42 - BYOB Book Study - Part 1 | 06 Mar 2025 | 00:19:35 | |
Join Winnie and Lacy as they break down Page 3 of R. Nelson Nash's Becoming Your Own Banker book. In this episode, they reveal why financing needs often outweigh the focus on a death benefit—and what that means for your financial future. If you're ready to rethink banking and take control of your wealth, this is where it starts!
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay ► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 41 - Rob Wunder is Transforming His Family's Farm Finances with The Infinite Banking Concept | 27 Feb 2025 | 00:39:47 | |
Farming comes with financial challenges, but what if you could take back control and create a lasting legacy for your family? In this episode, Rob Wunder shares how The Infinite Banking Concept has given him more financial freedom, stability, and peace of mind. He talks about the power of building generational wealth, why he believes in setting up financial systems for children early, and how taking control of his finances has changed the future of his farm. If you're looking for real-life insights on making money work for you—not the banks—this conversation is one you won't want to miss!
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 40 - The 100% Organic Solution Boosting Yields & Soil Health | 20 Feb 2025 | 00:16:15 | |
Live from the Soil and Health Grazing Conference 2024, Winnie sits down with Robert Lacey of Delta Remediation and Brent Croucher of RezFree to discuss a game-changing organic supplement. RezFree is transforming soil health and crop yields—from backyard gardens to large-scale farms. But is it the key to maximizing ROI? We'd love to hear your thoughts! Tune in to learn how this innovative solution is helping farmers restore their land, increase production, and improve profitability—all while staying 100% organic. Let us know: Do you see this as a viable way to boost ROI? At Delta BioAg, a division of Delta Remediation Inc., we are committed to improving the soil biome while cultivating more nutritionally healthy plants, boosting yields and promoting sustainable agriculture. Through the innovative excellence of our science based RezFree organic solutions, the Delta BioAg team works with producers and ranchers to rejuvenate their lands and Revolutionize their crop and forage production with Residue-Free Organic Power. With 25 years of research, Delta Remediation Inc. has developed technology that combines unique microbes, chemistry, and processing crucial for groundwater and environmental remediation. Our remediation expertise, combined with the revolutionary RezFree enzyme formulation, provides beneficial and practical solutions to many challenges faced in remediating marginalized soils impacted by high salinity and/or chemical residue from agricultural practices or oil and gas activity.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 39 - Client Interview: How Sherwin Watson Took Control of His Financial Future | 13 Feb 2025 | 00:25:45 | |
In this episode, Winnie sits with Sherwin Watson, a long-term client who discovered the Infinite Banking Concept in 2018 and used it to gain true financial control. Sherwin shares his journey, the challenges he overcame, and the practical benefits he's experienced—like preserving wealth and achieving financial freedom with sanity. If you're looking for real-life insight into how Infinite Banking works in practice, this episode is for you.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 74 - Make the Bank Plan B: Real Talk with Mary Jo Irmen | 16 Oct 2025 | 01:25:22 | |
A straight-shooting conversation about money, control, and how to stop letting the bank call the shots. n this episode, Winnie & Lacy sit down with Mary Jo Irmen, creator of Farming Without the Bank and author of Life Without the Bank, for a down-to-earth conversation about money, control, and legacy. Together, they talk about why farmers and ranchers need to make the bank Plan B, not Plan A, and how the Infinite Banking Concept gives families a way to finance their operations differently. Mary Jo also shares how the idea for the Canadian edition of Farming Without the Bank came to life, and how her partnership with Winnie and Lacy is helping producers north of the border take back control of their cash flow, their land, and their future. They cover:
Get your copy of Farming Without the Bank – Canadian Edition at RanchYourWay.com
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| Ep. 38 - Why This Young Rancher Ditched Traditional Banking | 06 Feb 2025 | 00:10:45 | |
We sit down with Wolter, a young rancher who made the bold decision to walk away from traditional banking. He shares what opened his eyes to the pitfalls of conventional finance, why he's embracing the Infinite Banking Concept, and how taking control of his own capital is changing the way he manages his ranch. From financial security to aligning money with his values, Wolter's journey is a must-hear for anyone questioning the banking system.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 37 - The Hidden Wealth Strategy Most Ranchers Overlook with Rick Stephens | 30 Jan 2025 | 00:13:40 | |
Is traditional farm financing holding you back? In this episode, Rick Stephens shares how he transformed his ranching operation by integrating Ranching for Profit and the Infinite Banking Concept. Discover how these strategies work together to improve cash flow, build long-term wealth, and create financial flexibility—without relying on banks. Rick also reveals how tailored whole life insurance policies can protect your estate and secure your family's future. If you're looking for a smarter way to manage money in agriculture, this conversation is a game-changer. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 36 - Why Young Ranchers Are Walking Away—and How to Bring Them Back | 23 Jan 2025 | 00:14:32 | |
In this episode, we tackle one of the biggest challenges facing family farms and ranches: why younger generations are hesitant to step into farming operations. From financial struggles to outdated ways to financing operations, we explore the roadblocks that drive them away and share proactive solutions to turn things around. Discover how a family banking system can reduce stress, foster unity, and create a sustainable path forward. If you're looking to secure your legacy and inspire the next generation, this episode is a must-listen.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 35 - Growing with Purpose: The Story of Worms and Soil Health with Michael Launer | 16 Jan 2025 | 00:19:23 | |
Join us live from the Western Canada Soil and Health Grazing Conference as Michael Launer, Founder and General manager of Annelida, shares insights into their groundbreaking approach to divert green waste from landfills and transform it into nutrient-rich worm castings. Discover how Annelida utilizes over 100 million worms to produce organic fertilizers that benefit farmers, gardeners, and large-scale agricultural operations alike. Learn about their patented process for creating liquid extracts, their impact on soil health, and the significant cost savings and yield improvements for farmers using their innovative products. Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 34 - Navigating Your Environmental Farm Plan with Sonja Shank | 09 Jan 2025 | 00:13:47 | |
Recorded live at the Soil and Health Grazing Conference, this episode features Sonja Shank diving into the Environmental Farm Plan (EFP) and its vital role in the AgriInvest program. Sonja emphasizes the importance of starting early and leveraging the resources available to farmers, including guidance from certified technicians. Tune in to learn how the EFP can support your farm's sustainability and financial growth while ensuring compliance with industry standards.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 33 - Cancer in Canada: Stop Waiting for the Government to Save You! | 02 Jan 2025 | 00:18:39 | |
The media portrays cancer patients as financial victims and sends a strong underlying message for more government aid—but is that the real solution? In this episode, we are excited to share with Canadians a viable and empowering solution that examines the financial gaps faced by Canadians and the safety net you need to avoid financial ruin. This is a financial solution you have control over when you have no control over when or if Cancer hits you or your loved ones. Join us as Lacy shares her own personal story of how this financial solution helped her and her family during her bout of cancer.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 32 - Proactive Grazing Strategies with Adrienne Hanson | 26 Dec 2024 | 00:14:12 | |
Live from the Soil and Health Grazing Conference in Edmonton, 2024, we chat with Adrienne Hanson about the power of proactive grazing plans. Learn how advanced grazing systems, mentorship opportunities, and support from the Canadian Forage and Grassland Association can transform your approach to sustainable ranching. Alberta EFP: https://www.albertaefp.com/ Canadian Forage & Grassland Association: https://www.canadianfga.ca/en/
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 31 - Don't Wait, Mate! Mental Health Support for the Agricultural Community | 19 Dec 2024 | 00:15:44 | |
Do you know someone who always takes care of others before themselves? Or maybe you've wished for someone outside your circle to talk to? This episode is for you. Join Lacy and Winnie as they chat with Linda from AgKnow about creating a safe space for farmers to address mental health challenges. Learn about AgKnow's counseling sessions and resources designed to support you—without judgment or cost. It's time to make your well-being a priority. No excuses, just support. AgKnow website: https://bio.site/agknow?fbclid=PAZXh0bgNhZW0CMTEAAaa_IfgrXEJi8QozdkDTIT4P5bd0JeQ2MmfOVhFONw9shhn3i7HVBLkvIjU_aem_z6JWB12cqo5Evdaqn62NRg
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 30 - Unlocking the Lifetime Value of Life Insurance for Children | 13 Dec 2024 | 00:19:05 | |
In this episode, we uncover the hidden benefits of obtaining life insurance policies for children, emphasizing how they can be one of the best ways to save for the future. Tackling common skepticism and ethical concerns, we explain how these policies secure medical insurability, provide financial advantages across a lifetime, and serve as a cornerstone for building generational wealth. Learn why early life insurance isn't just a policy—it's a powerful strategy for financial security and savings.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 29 - The Cost of Convenience: Breaking Free from Bank Dependence | 05 Dec 2024 | 00:16:48 | |
In this episode, we uncover the hidden costs of convenience in today's financial system, especially for those in agriculture. From personal stories of debt to actionable steps for reclaiming control, we chat about how reliance on traditional banking can quietly steal your freedom. Discover how to break free, preserve your agricultural legacy, and set an example of financial abundance for future generations. If you're ready to rethink your relationship with money and create a path toward true financial sovereignty, this episode is for you.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 73 - Liquidity, Control, and Growth | 09 Oct 2025 | 00:46:38 | |
Summer check-ins turn into a candid talk on focus, boundaries, and better money decisions. Winnie and Lacy share why ditching constant notifications (goodbye, smartwatch in meetings and phone in the bedroom) boosts clarity—then connect that clarity to Infinite Banking basics from Becoming Your Own Banker (Page 26):
If you're a rancher or small-business family who loves paying cash, this episode shows how to keep the security you value while adding growth, control, and options—without becoming a slave to lenders (hello, Parkinson's Law). Ditch distractions, regain focus, and learn Page 26 of IBC: cash vs convenience, Deposit Options, and how to "finance everything" with more control and generational impact. Learn more at RancherWay.com | |||
| Ep. 28 - Turning the Tables: How Ranchers Can Regain Financial Power | 29 Nov 2024 | 00:20:23 | |
Ranchers face unique financial challenges, especially during the high-stakes fall weaning and shipping season. In this episode, we explore how the Infinite Banking Concept can reshape financial planning for ranchers. Learn how to address seasonal income fluctuations, make the most of your yearly earnings, and build a path toward financial self-sustainability. Tune in for insights that can help transform the way ranchers manage their money.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 27 - Mind Your Money, Transform Your Life | 21 Nov 2024 | 00:15:26 | |
Your financial habits shape more than just your bank account—they influence your entire life. In this episode, we explore the profound connection between money management and mental well-being. One of the most powerful ways to mind your money is to break the silence around it. Discover how open conversations about finances can reduce stress, foster stronger relationships, and lead to greater peace of mind. Join us as we discuss breaking financial taboos, fostering transparency, and taking control of your money to transform your life.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 26 - Legacy with Limits: Succession Planning with Infinite Banking | 14 Nov 2024 | 00:16:10 | |
Dive into our discussion on how the Infinite Banking Concept can organically solve succession and estate planning for family farms and ranches. Learn about the challenges farmers and ranchers face, especially when it comes to passing on family businesses to the next generation, and discover how IBC offers a flexible and tax-advantaged solution.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||
| Ep. 25 - Navigating Money Dynamics in Relationships | 07 Nov 2024 | 00:20:05 | |
We are discussing the importance of addressing money dynamics in relationships, emphasizing the necessity of openly communicating financial disagreements, and finding ways to overcome them. We explore how financial paths need to be chosen together and how the Infinite Banking Concept can play a crucial role in aligning financial goals.
Follow Ranch Your Way Instagram: http://instagram.com/ranch_your_way YouTube: http://youtube.com/@WinEHpodcast Facebook: https://www.facebook.com/RanchYourWay
Audio Production by The Post Production Shop – https://thepostproductionshop.com/
► Learn more: https://www.ranchyourway.com ► Get the books: https://www.ranchyourway.com | |||