Explore every episode of the podcast Why Not Mint Money

In today's episode of Why Not Minty Money, we are joined by Ved Prakash Chaturvedi, 59, who is a mutual fund industry veteran. He talks to us about how he manages his investments, where he invests and also what's his outlook on markets from hereon.

In this episode, we sit down with Mr. Vaibhav Sanghavi, CEO of ASK Hedge Solutions, to delve into the recent tax changes that have impacted arbitrage funds. As these funds face the challenge of lower returns, Mr. Sanghavi shares his insights on what this means for investors. He explores alternative investment options that could potentially offer better returns. Tune in for more

The premium due date for your LIC policy is coming, but you do not want to pay it. You want to surrender your policy. While you will get some money in return (lower than premiums paid so far), your death benefit will be gone. What if you get the money and part of the death benefit still continues? Ketan Mehta, founder & Director of ACESO Endowment Services, has found a way out - assign your policy to a trust set up by Mehta. Watch the video to know more.

Mint's Shipra speaks to Nitesh Buddhadev, founder, Nimit consultancy about tax rules for a minor child when she earns cash prize, gets an inheritance or her parents invest in her name.

The insurance companies have launched zero-cost term plans which come with a special exit window during which you can foreclose the policy and get all your premiums back paid so far. It sounds like a great proposition, but is it really sound? Aprajita Sharma of Mint Money will explain you exactly that in this podcast. Tune in now!!

In the latest episode of why not mint money our host Sashind Ningthoukhongjam talks about what procrastinating and delaying can do to your investments. Tune in as he shares practical tips, offering valuable insights and navigating the ever-changing landscape of personal finance.

Analyzing the recent buzz surrounding Mamaearth's IPO, Mint's Akshat explores the strategies, risks, and returns associated with mutual fund participation in new-age company offerings. From understanding the IPO game to deciphering investment rationale, this episode navigates the dynamic landscape of startup IPOs and their impact on mutual fund portfolios.

Foreign education has become every parent and child’s dream. Sending your child abroad is an expensive affair. Some people take education loan to fund the same and others resort to their own investments. In a discussion with Aprajita Sharma of Mint Money, Ankit Mehra - Co-founder and CEO – GyanDhan helps you decode the loan versus self-finance conundrum.

Individuals accumulate several assets over their lifetime. After they are no more, they desire their children are able to utilize these assets. But without proper estate planning, there is always a risk that your asset doesn't get passed on as per your intentions. In today's episode of Why Not Mint Money, we chat with Vishnu Chundi, founder and chief executive officer of AasaanWill, on how a will can help in ensuring proper distribution of assets.

In this Dhanteras special episode, Mint's Shipra breaks down the myth that gold coins are a good investment

Lately, many NFOs are launching but some of these are not Mutual funds. Instead, they are ULIPs and in this episode, we invited our guest Abhishek Kumar, RIA and founder of Sahaj Money to figure out if investors should buy this insurance cum investment offerings. Tune in for more!!

Since F&O income is considered business income in taxation, most traders resort to section 44-AD of the Income Tax Act to file their taxes. CA Naveen Wadhwa, Vice President at Taxmann discusses with Aprajita Sharma of Mint Money why this practice falls under tax evasion. He says the Income Tax Department may send notices and levy penalties if it finds a major difference between the tax liability and the total tax paid. Tune in now for expert tips!!

If your investment returns are less than the inflation rate, it means in inflation-adjusted terms your returns are negative. So, how does one continue to earn positive inflation-adjusted returns from their fixed income investments. In today's episode of Why Not Mint Money, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth, on what are the fixed income alternatives for investors in a rising inflation environment.

In the latest episode of Why Not Mint Money, host Radhika Makker is joined by Robin Bhowmik, Chief Business Officer at the Manipal Academy of BFSI, to shed light on the intricacies of financial planning. With over 28 years of global experience in business transformation and revenue growth, Robin brings a wealth of knowledge to help listeners understand and overcome common financial planning challenges. Whether you're a young professional, a goal-setting individual, or someone looking to secure a stable future, this episode is packed with practical advice to guide you on your financial journey. Robin discusses essential steps for effective financial planning, including the importance of budgeting, expense tracking, and balancing short-term needs with long-term goals. He also highlights the benefits of seeking professional guidance and how Manipal Academy's programs and resources can support your financial aspirations. Tune in to gain valuable insights!

Trigger SIPs offer investors the flexibility to time their investments— certain market conditions act as triggers that activate or deactivate investments. In this episode, our host Akshat, reveals that trigger-based SIPs, even with various trigger conditions, do not substantially affect the portfolio's XIRR. This suggests that investors seeking to enhance their final corpus should prioritize investing during market downturns.

Mint's Shipra speaks to Sneha Makhija, Head of Wealth Planning, Sanctum Wealth about the mess one can leave their family in by not creating an estate plan and how to create one

Mint's Sashind Ningthoukhongjam explains the new AMFI guidelines on showcasing returns on mutual fund calculators.

When NRIs are living abroad, should they take a life or a health insurance policy from India? In today's podcast, our host Aprajita Sharma from Mint Money will explore this topic in detail, providing you with comprehensive insights to help you make an informed decision.

From 1st April, new investments in debt funds no longer enjoy indexation benefit or long term capital gains tax rate of 20%, but if you keep your older investments made until 31st March intact, you can still get these benefits. However, that's the tricky part as first in first out (FIFO) rule would always force withdrawal of older units first. In today's episode of Why Not Mint Money, we chat with Sumit Duseja, co-founder and chief executive officer, Truemind Capital, on how investors can avoid the FIFO trap and stay tax-efficient. Tune in for more!!

In this episode of "Why not mint Money," Mint's Akshat explores the evolving landscape of Infrastructure Investment Trusts (InvITs) with guest Krishnan Iyer, CEO of NDR InvIT Managers. They discuss the distinctive features, recent tax adjustments, and the potential outlook for InvITs, offering valuable insights for investors looking to navigate this investment avenue effectively.

Losing one's loved one is surely the biggest grief in life. A family which is already going through a lot emotionally may face even bigger financial difficulties if they lose the breadwinner of the family. In this podcast, fee-only financial planner and registered investment advisor Renu Maheshwari talks about what people should do while they are living to ensure their family feels financially safe after they are gone. The podcast also explains how to manage bulk insurance money, what mistakes to avoid and why it is important to hire a financial planner to manage family finances.

In Today's episode of Why Not Mint Money, Mint's Shipra speaks to Sujit Bangar, founder, Taxbuddyn to discuss the intricacies of advance tax. To know more about personal finance tune in to the episode now.

Mint's Akshat talks to Anshul Gupta, Founder & CIO of Wint Wealth, about the evolving alternative fixed-income options for retail investors in India. Anshul explains how Online Bond Platform Providers (OBPPs) are now offering Securitized Debt Instruments (SDIs) with bonds as underlying assets, making it easier for retail investors to enter the corporate bonds market. They also explore the structure, potential returns, and risks associated with SDIs, along with their taxation compared to traditional debt mutual funds.

Millennials are no different from boomers where real estate investments are concerned. They want regular cash flows and returns that beat inflation. Yet, data by the Reserve Bank of India’s Housing Price Index shows that real estate underperforms other forms of investment in different time periods. How to look at real estate investment in your portfolio? Tune in to listen to Himanshu Kohli, Co-founder, Client Associates in a conversation with Aprajita Sharma of Mint Money.

Debt mutual fund schemes offer stability and can help investors diversify their investments and be suitable for their short- to medium-term goals. In today's episode of Why Not Mint Money, we are joined by Rahul Pal, chief investment officer-fixed income of Mahindra Manulife Mutual Fund, to share tips on how investors should identify a suitable debt scheme.

Gold is often seen as a refuge investment or safe haven during periods of crisis. Right now, Israel-Hamas war, higher global inflation and ongoing Russia-Ukraine conflict have kept the global markets on edge. In today's episode of Why Not Mint Money, we spoke with Tapan Patel, fund manager at Tata Mutual Fund, on why he thinks this is a good time for retail investors to build some gold exposure in their investment portfolio.

Mint’s Sashind talks to Jay Prakash Gupta of Dhan about the risks and benefits of using the margin Trading Facility (MTF). MTF is a way of buying stocks on loan.

Mint's Shipra speaks to Karan Batra, managing partner, Chartered Club about Section 54F and 54 of the IT Act, tune in for more

Having a child is the most beautiful thing in the world. Parents to relatives, everyone wants to secure the future of the child. In this podcast, CA Nitesh Buddhadev, founder, Nimit Consultancy shares some hacks and ideas to invest for the newborn.

Indian markets are once again going through a period of uncertainty after the eruption of Israel-Hamas War. In today's episode we chat with Vijay Kuppa, chief executive officer of InCred Money, on what this means for Indian investors.

Mint's Sashind and Shashwat Mohanty discuss the newly launched HDFC Swiggy credit card. They go into the details and figure out what went right and what went wrong with the plastic card. Tune in to Decide if it's Your Swipe of Choice!

In this episode of "Why not Mint Money," host Akshat Rohatgi delves into the intriguing world of Real Estate Investment Trusts, or Reits. He explores how the recent shift in corporate work policies, rising interest rates, and changing market sentiments have impacted the prices and yields of Indian Reits. Discover the reasons behind Reit price corrections, the income potential they offer to investors, and why they remain an attractive investment option despite recent challenges.

Did you know that nearly 5 lakh people are suffering from organ failure in India? Among all gifts that one can give, the gift of life is the most precious. By registering as an organ donor, you can provide hope and a second chance to those in need. Out of 16,041 total transplants in FY22, 13,338 were from living donors. There were just 941 deceased donors in the country in 2022. We need more of them. To understand why organ donation is important and how you can do it, tune in to the episode and spread awareness in your community.

For long-term investment goals, investing in equity is what is usually advised, but what about short-term goals. In today's episode of Why Not Mint Money, we chat with Kalpesh Ashar, founder of Full Circle Financial Planners and Advisors, on what are the short-term options you should consider for your near-term goals.

Mint's Sashind speaks to Ravi Saraogi, RIA and co-founder of Samasthiti Advisors, on how to make your mutual fund investments 'platform proof'

In the latest episode of Why Not Mint Money, we delve into the transformative power of digital finance and its impact on emerging markets. Our special guest, Subho Moulik, Founder and CEO of Appreciate, shares his extensive experience and insights into making global stocks, mutual funds, and ETFs accessible to a broader audience. With over 25 years of experience in top-tier organizations such as Arthur Andersen, Ernst & Young, Citigroup, and McKinsey, Subho offers a deep dive into the benefits of a varied investment portfolio, the dynamics of the US stock market, and the role of artificial intelligence in modern investment strategies. Join host Radhika Makker as she explores practical advice for individuals looking to start and manage investments in international markets. Discover how apps like Appreciate simplify the investment process, assist in choosing the right funds, and leverage AI to enhance decision-making. Whether you're an experienced investor or just starting, this episode provides valuable insights into capitalizing on the global market and navigating the complexities of digital finance.

Salaried employees start their investment journey right after their first employer opens an EPF account for them. EPF investment alone cannot be enough. There are other investment tools such as VPF, NPS and superannuation funds that must be considered. Catch Aprajita Sharma of Mint Money in a discussion with Anurag Jain, co-founder & partner at ByTheBook Consulting LLP to hear practical aspects of retirement portfolio.

Mint's Akshat talks to Ritesh Ghosal, Founder & CBO, Incept green, a digisolar-invest tech- green community driven startup. They discuss how the youth as well as the retirees can build their incomes through climate conscious impact investing. They further discussed the different models incept green plans to offers investors, the risk, return and life of solar projects and why sunlight/solar could be the new gold.

Mint's Shipra in a conversation with Salma Sony, an RIA lays out a comprehensive plan to save up enough for FIRE or financial independence, retire early

Join Akshat in conversation with Nikhil Aggarwal, Founder and CEO of Grip, as they discuss the intricacies of investment through Pass-Through Certificates (PTCs). Gain valuable insights into the world of securitization, risk management, and the evolving landscape of PTCs in India's financial market.

Insurance companies are stringent when it comes to term life insurance. They seek medical tests before they onboard a customer. They can reject policy proposals in cases where a customer is suffering from a chronic disease. However, some insurance companies may consider it in cases where customers maintain a healthy lifestyle. So, even if you are a diabetic, obese, or dealing with hypertension, you may still get a pure life cover provided you are mindful of your lifestyle. Tune in to the episode to know more.

Some investors have as many as 80-100 mutual fund schemes in their portfolio. But do you need so many funds? How many funds are enough for a well-diversified portfolio? In today's episode of Why Not Mint Money, we chat with Suresh Sadagopan, who is the founder of Ladder7 Wealth Advisories, on the number of funds an investor needs in his or her portfolio.

Mint's Sashind speaks to Rahul Goel, former CEO of Equitymasters about how one should allocate their assets.

Mint's Shipra speaks to Mayank Mohanka, founder of Taxaaram.com about the many instances of erroneous notices being sent this year and what should the taxpayer do

Mint's Akshat talks to Neha Juneja, Founder & CEO of IndiaP2P a social lending cum women focused P2P lending platform. They discuss the gaps in social lending, microfinance, the Grameen Bank model, IndiaP2P's unique physical underwriting process and why women are the greatest asset class.

Costs of schooling has soared in India, but higher education is even costlier. In today's costs, higher education in India can cost anywhere between ₹15 lakh-50 lakh. If your child wants to study in US, the costs could run into a couple of crores. In today's episode, we chat with Vishal Dhawan, founder of Plan Ahead Wealth Advisors, on how parents can plan for their child's higher studies.

Financial literacy is a crucial skill that can significantly impact an individual's life. Learning about money management, budgeting, saving, and investing early can set a foundation for financial stability and success in adulthood. Introducing financial literacy to students equips them with the knowledge and skills to make informed financial decisions, avoid debt, and build wealth. In today's episode, our host Aprajita sits down with students from Sanskriti School. Together, they discuss the importance of financial literacy for young people, sharing personal stories and practical tips on managing money wisely.

Mint's Sashind talks to Karan Dutta, former chief business officer of Axis Mutual Fund regarding how he retired at the age of 48.

Mint's Akshat talks to Trivesh D, COO at Tradejini about the various challenges and lack of awareness among the retail investors regarding the portbaility of demat accounts.

Rising interest rates have led to 20-year home loan tenures of borrowers, rising up to 40 years. RBI has now come with a new rule, where banks need to give both existing and new home loan borrowers the option to choose fixed interest rate. The new rule is effective from 31 December 2023 in today's episode, we chat with Harshad Chetanwala, co-founder of MyWealthGrowth.com on whether borrowers should move from floating rate to fixed rate or stick with the former.