🔥 How do the wealthy REALLY think about crypto?

In this episode, we break down exactly how wealthy investors use cryptocurrency; not as a gamble, but as a strategy. You’ll learn how they approach Bitcoin, Ethereum, blockchain startups, ETFs, tax advantages, and the smart way they limit risk while positioning for massive upside.

Inside this episode:

🔥 Why wealthy investors treat crypto like venture capital

• How Bitcoin & Ethereum fit into a long-term wealth strategy • The role of diversification (and how much they actually invest)

• How crypto offers asymmetric upside with small amounts • How wealthy investors use crypto for tax benefits

• Why blockchain start-ups matter more than hype coins

🔥 Smart ways to evaluate whether crypto fits YOUR portfolio

You’ll also hear real stories of wins, mistakes, and lessons learned, including 70% losses, crypto winters, and how to navigate the noise and scams.

Crypto isn’t magic. It’s a tool. And if you understand it, it can be a powerful part of your wealth-building plan.

If this episode helped you, make sure to like, subscribe, and follow the podcast to learn more!

In this episode of What the Wealthy Do, we break down Crypto — what cryptocurrency really is, where Bitcoin came from, how blockchain works, and why the wealthy treat crypto as a long-term play instead of a gamble.

You’ll learn:

• The real history behind Bitcoin and the 2008 financial crisis

• How the blockchain works (in simple, visual language) • Why Bitcoin is capped at 21 million

• What makes crypto secure (and what makes people lose money)

• The difference between Bitcoin, Ethereum, altcoins & stablecoins

• Why wealthy investors allocate 1–5% into crypto

• Whether crypto is hype, gambling, or a real investment

• Why Warren Buffett thinks it’s gambling — and why the wealthy disagree

If you want to finally understand crypto, Bitcoin, blockchain, and digital money — this episode is your blueprint.

👉 Like, follow, and subscribe so you never miss episodes breaking down exactly what the wealthy do to build wealth.

👉 Share this episode with someone who needs to understand crypto without the hype.

Think saving alone will make you wealthy? Think again.

In this episode of What the Wealthy Do, Stephanie Dorsey breaks down why savings are only short-term protection, how inflation eats away at your dollars, and why investing with compound interest is the REAL wealth-building strategy.

Learn how the wealthy put their money to work and how you can do the same.👉 Listen to the full episode for more wealth-building strategies!

Discover the hidden corporate benefits that can save you thousands in taxes!

In this episode of What the Wealthy Do, Stephanie Dorsey breaks down how to use Health Savings Account (HSA), Flexible Spending Account (FSA), and Dependent Care Spending Account (DCSA) to reduce taxable income and build long-term wealth.

✅ Learn why HSAs are the #1 triple tax-advantaged account in the U.S.

✅ See how FSAs can act like forced savings for health expenses.

✅ Use dependent care accounts to cut childcare costs and save big.

The wealthy don’t just make money—they keep more of it. Tune in to learn how you can leverage these overlooked corporate perks to protect your income and accelerate your wealth-building journey.

👉 Don’t forget to like, share, and subscribe for weekly wealth hacks in under 15 minutes!

Most people don’t realize they’re leaving free money on the table when it comes to their corporate benefits. In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down how you can maximize every corporate benefit available to you like the wealthy maximize their privilege.

We’ll uncover:

✅ How to maximize your 401k match and avoid throwing away thousands of dollars

✅ The overlooked mega backdoor 401K Roth conversion strategy that can grow your wealth tax-deferred

✅ Why employee stock purchase plans (ESPPs) are a hidden wealth-building hack

✅ How to shift your wealth mindset and stop fighting fair when it comes to money

If you’re a W-2 earner looking to build wealth smarter, not harder, this episode is packed with real strategies the wealthy never overlook.

👉 Don’t forget to subscribe, share, and leave us a ⭐⭐⭐⭐⭐ review if this episode helps you!

Want to know how the wealthy actually think about money and risk? 

In this episode of What The Wealthy Do, Stephanie Dorsey breaks down the top 3 takeaways from the book The Psychology of Money by Morgan Housel and guides you through a simple risk profile quiz (conservative, moderate, aggressive) so you can know yourself and invest with confidence and alignment.

You’ll learn:

• Why money is psychology and behavior, not just numbers

• “Wealth is what you don’t see” (avoid flex culture)

• How to identify your risk tolerance & choose investments that fit

  
  

👉 If this helped, share it with a friend and subscribe for weekly wealth hacks, mindset shifts, and smart investing tips.

Ever wonder how the wealthy seem to play by different money rules? 💰

In this episode of What The Wealthy Do, Stephanie Dorsey shares the biggest money mistakes she’s made—and the powerful lessons she’s learned about taxes, crypto, and real estate along the way.

You’ll hear:

• How a missed crypto tax move cost thousands 💸

• Why multifamily real estate can be a game-changer for wealth building 🏠

• The exact tax strategies the wealthy use to keep more of their money 📉

  
  

This isn’t financial advice—it’s financial education designed to help you think like the wealthy and build smarter habits for your own wealth journey.

👉 Subscribe and share this episode with a friend who’s ready to level up their money mindset.

This is Part 3 of Episode 7 of the What the Wealthy Do Podcast.Here’s what the wealthy know (that most don’t): ✔️ Tax codes are written for those who understand them. ✔️ Donations + deductions can unlock massive tax savings. ✔️ These strategies aren’t just for the 1% — you can use them too.Stay tuned for Part 3, where we go even deeper into wealthy tax strategies like charitable giving and state and local tax deductions.Subscribe  @WhatTheWealthyDo  for more Tips and Tricks !

This is Part 2 of Episode 7 of What the Wealthy Do Podcast: How the Wealthy Move Money to Pay Less in Taxes.

Today’s focus? Bonus depreciation—a powerful tool that lets entrepreneurs, real estate investors, and business owners turn large purchases into massive tax savings.

👉 Watch Part 1 first, then dive in here. Don’t forget to Like & Subscribe  @WhatTheWealthyDo  for weekly tips and tricks!

In this episode of What the Wealthy Do, host Stephanie Dorsey reveals how the ultra-wealthy strategically move their money to legally lower their taxes—and how you can too. Learn the power of borrowing against assets, using business structures like LLCs and C-Corps, and setting up irrevocable trusts to protect your wealth. Whether you’re just starting your wealth-building journey or planning for multi-million-dollar growth, these strategies can help you keep more of what you earn.Follow  @WhatTheWealthyDo  for more!

#whatthewealthydo #financialfreedom #taxstrategy #wealthbuilding #DebtLeverage #KeepMoreMoney #richmindset #assetprotection #TaxHacks #wealthyhabits #BlackWomenWealth#financialeducation #BlackWomenWealth #moneymoves #protectyourwealth #generationalwealth #moneysecrets

In just 15 minutes, this episode of What the Wealthy Do breaks down how wealthy people actually manage their money — and how you can too. It’s not just about earning a high salary. It’s about having a strategy for every dollar and making your money work harder than you do.

Stephanie Dorsey dives deep into how the ultra-wealthy invest (including alternatives like private equity, art, real estate, and more), how they enhance their lifestyle through intentional investments, and how YOU can start applying these same strategies right now — no financial team required.

We’re not giving financial advice. We’re giving financial education. And it’s time we start managing money the way the wealthy do — with purpose, vision, and power.

🔔 Subscribe for more weekly episodes and please leave a 5-star review if this helped shift your money mindset!

In this episode of What the Wealthy Do, we break down how wealthy people think very differently about making money. Spoiler alert: they’re not relying on their labor!

 In this episode we talk:
- Why wealthy folks don’t want big salaries
- How ownership creates real wealth
- Multiple streams of income that go beyond labor
- Passive income vs. investments
- Tax-advantaged strategies the wealthy actually use
- How you can start shifting your mindset today

 If you’ve ever been told to “just get a good job,” this episode is going to challenge everything you thought you knew about earning money—especially if you're a Black woman who’s been playing by the rules and still not seeing the wealth you deserve.

 Let’s stop trading time for money. Let’s do what the wealthy do.

 Subscribe + like + share with someone who needs to hear this message.

 Follow us @WhatTheWealthyDo for more gems.
 Available wherever you get your podcasts.

In this episode of What the Wealthy Do, we break down one of the most important money shifts you’ll ever make — the difference between being a consumer and being an investor.

With Black Friday and holiday sales flooding our feeds, this is the exact moment when most people overspend, underinvest, and derail their long-term wealth goals.

Stephanie Dorsey, CEO & Co-Founder of Margins Capital, shares a practical, step-by-step framework the wealthy use to make spending decisions — not based on emotions, trends, or marketing pressure — but based on return on money, return on time, and return on joy.

Inside this episode:

🔥 How to know if you’re acting as a consumer or an investor

🔥 “Time, Money, Joy” — a new way to evaluate every purchase

🔥 Practical examples: DoorDash, holiday travel, shopping for kids, homecoming, Instacart & more

Whether you're building wealth, paying down debt, or redefining your lifestyle, this episode is your reminder that every dollar you spend either builds your future — or someone else’s.

Follow the Podcast and Turn On Notifications so you never miss an episode that could change your financial future.

Let’s Move like the Wealthy This Holiday Season.

Welcome back to What the Wealthy Do!

In Episode 4, we're digging deep into the money mindset that wealthy people actually have—and how brilliant, ambitious Black women like YOU can start cultivating that mindset right now.We’re talking about more than just affirmations.

This is about how the wealthy really think about money—and how their mindset around deservedness, confidence, and risk shapes every financial move they make.

✨ In this episode: Why mindset is the first step to building wealth- How to believe you actually deserve wealth (even when the world tells you otherwise)- The truth about confidence and creating money from scratch- Why risk hits different for Black women—and how to manage it intentionally- Journal prompts and reflection questions to get clear and aligned on your wealth journey

If you're serious about building wealth that lasts—this is the work. Wealth doesn’t start with numbers. It starts in your mind.

📌 Reflection questions included in this episode—grab your journal!

📅 New episodes every Wealthy Wednesday

📲 Follow us: @WhatTheWealthyDo

🎧 Available on YouTube, Spotify, Apple Podcasts, and everywhere you listen

🔔 Subscribe now—and let’s build wealth with purpose, power, and peace

Welcome back to What the Wealthy Do!

In Episode 3, we're laying down the 7 essential financial foundations that the ultra-wealthy follow—and how brilliant, ambitious Black women like YOU can start applying them right now.

From how to manage money intentionally, to building real wealth through investing and protecting your assets—this is the episode you'll return to over and over again.

Whether you're just starting your wealth journey or looking to level up, this short but powerful conversation will help you get clear, take action, and build lasting wealth—with purpose.

In this episode:

• The truth about budgeting (and why we call it something else)

• How to maximize free money

• The real story on debt (hint: it’s not your enemy)

• Why you need a high-yield savings strategy

• Where to begin investing (Roth IRAs, brokerage accounts & more)

• The importance of an estate plan (even if you're just getting started)

• What “alternative investing” really looks like
  

💬 Comment below: Which of the 7 foundations are you working on right now?

📅 New episodes every Wednesday

👉🏾 Follow us on Instagram & TikTok: @WhatTheWealthyDo 🎙️ Available wherever you get your podcasts

You don’t get wealthy by accident. You get wealthy by being intentional.

Subscribe now and let’s build wealth—together.

In this episode of What The Wealthy Do, we dive into the real numbers, narratives, and power behind Black women and wealth.

Host Stephanie Dorsey breaks down the financial truths no one talks about:
– Black women manage over $900 billion in annual spending– We lead 2.7M+ businesses in the U.S.– We’re educated, brilliant — yet still underpaid and under-recognized

This episode is both a reality check and a reset. If you’re ready to rewrite your money story, understand your worth, and stop playing small in wealth-building conversations, this is for you.

🎙 New episodes every Wealthy Wednesday🔗 Subscribe on YouTube, Apple, and Spotify

Welcome to the first episode of the What the Wealthy Do Podcast: A space for Black women and underrepresented communities to talk real about money, power, and freedom. In this kickoff episode, I share why I launched this podcast on Juneteenth, my personal journey through law, business, and entrepreneurship — and why building wealth is the real path to liberation. We’re not just talking about saving money — we’re talking about strategy, legacy, and living life on your own terms. Expect raw conversations, actionable insights, and the unfiltered truth about what it really takes to build wealth in today’s world.

Topics in this episode:

• Why wealth is essential for true freedom
• The danger of self-sacrifice culture for Black women
• Moving beyond traditional financial advice
• Building generational wealth from the ground up
• What we can learn from how the wealthy think and invest

New episodes every Wednesday.

Short, powerful insights in 10–15 minutes

Got questions? Message me

Let’s build wealth. Let’s build freedom. Let’s thrive.

#WhatTheWealthyDo #BlackWealth #FinancialFreedom #WhatTheWealthyDoPodcast #AlternativeInvesting #GenerationalWealth #BlackWomenBuilding

Venture capital is the “high-risk, high-reward” investment strategy the wealthy use to get in early on companies before they become billion-dollar unicorns like Airbnb, Uber, SpaceX, or Canva. 🚀

In Episode 21 of What the Wealthy Do, host Stephanie Dorsey breaks down how venture capital really works, how investors make money, the stages of startup funding, and why this asset class is one of the most powerful tools in private markets.

If you’ve ever wondered:

• How do the wealthy invest in startups?

• What is venture capital?

• Why do VCs make so much money when a company “hits”?

• How risky is startup investing?

• How can YOU start learning this strategy?

…this episode gives you a full, simple, beginner-friendly breakdown.

💡 In this episode you’ll learn:

• What venture capital (VC) actually is

• The stages: Pre-Seed, Seed, Series A, B, C & later rounds

• How VCs make money (management fees + carried interest) • Why only 20% of startups hit — and why wealthy investors still do it • How venture funds pick companies

• How investors get paid when a company goes public or gets acquired • How regular people can start learning about VC

• The truth about the real risks in startup investing

If you're building wealth or looking to diversify beyond stocks and real estate, this episode gives you the blueprint the wealthy already use.

👉 Don’t forget to subscribe on YouTube, Apple Podcast, and Spotify.

👉 Share this with a friend who wants to level up their wealth-building journey.

Ever wonder how the wealthy build massive fortunes beyond stocks and real estate? 💸 In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down private equity — the “mac daddy” of alternative investments — and why it’s one of the most powerful tools for creating generational wealth.

Learn how private equity works, who can invest, and why it’s been outperforming the stock market for over 15 years. From leveraged buyouts to growth equity and venture capital, this episode reveals how rich investors “flip companies” to multiply their money — and how you can start learning the same playbook.

🎙️ Listen to learn:

• How private equity firms buy and “flip” companies

• The difference between public vs. private investments

• How regular investors can access PE deals

• Due diligence tips before investing
  

💼 Subscribe to What the Wealthy Do for more conversations on money, investing, and wealth psychology.

Ever wondered how the wealthy invest beyond stocks and bonds? 

🤔 In this episode of What The Wealthy Do, we’re breaking down four major investment vehicles that ultra-wealthy individuals use to grow their money — funds, SPVs (syndications), angel investing, and direct investing.

💡 You’ll learn what each model means, how they work, and the pros and cons of using them to access private markets. Whether you’re curious about building wealth through alternative investments or just want to understand how rich investors play the game — this episode is for you.

📈 Key Takeaways:

• The difference between funds, SPVs, angel, and direct investing

• How the wealthy use these models to scale their wealth

• Why access to private markets changes the game
  

✨ Tune in, take notes, and start thinking like the wealthy.

If you’re ready to elevate your money mindset — like, follow, and subscribe to What The Wealthy Do for more insights every week.

Did you know that nearly 4 out of 5 ultra-high-net-worth individuals put almost half their wealth into alternative investments? This is the wealth gap’s secret.

Most of us focus on stocks and bonds, but the major wealth generators are playing in the private capital markets — assets that many don’t even know exist.

In this episode, we pull back the curtain on the private capital markets: what they are and more importantly why you should care. You’ll learn about diversification, outsized return potential, and the wealth strategy the rich don’t talk about.

If you’re serious about building generational wealth, subscribe and join us each week on What The Wealthy Do. Share this episode with someone who’s ready to step up their money game.

Ever wondered why the wealthy don’t just invest in stocks and bonds?

In this episode of What the Wealthy Do, host Stephanie Dorsey breaks down the difference between public and private capital markets, revealing how ultra-high-net-worth individuals are building wealth through alternative investments like real estate, venture capital, and private equity.

💡 The wealthy invest differently — and it’s not just luck.
📉 Relying only on the traditional 60/40 stock-bond portfolio no longer works in today’s market.
💰 Discover how adding alternative investments can diversify your portfolio, reduce risk, and grow your wealth faster.
🎧 Tune in now to learn how to apply these wealth strategies to your own financial journey.

Welcome to What The Wealthy Do Podcast!

In this episode, Stephanie Dorsey breaks down two powerful but often overlooked wealth-building tools: Self-Directed IRAs and ROBS (Rollover Business Startup 401k).

You’ll discover how these strategies allow investors and entrepreneurs to:

• Take control of retirement funds beyond traditional stocks and bonds

• Invest in real estate, private equity, or even their own businesses

• Use old 401(k)s strategically to unlock creative investment opportunities

• Avoid common IRS pitfalls and self-dealing issues

• Mix traditional, Roth, and alternative assets for smarter tax efficiency

  
  

💡 Why this matters: These tools give you more freedom, flexibility, and control — just like the wealthy do.

👉 Listen now and learn how to make your money work harder, not just sit in an account.

Welcome to What the Wealthy Do!

In this episode, Stephanie Dorsey breaks down the ins and outs of IRAs — both Traditional and Roth — and shows how the wealthy use both as tools to grow wealth while managing taxes.

You’ll learn:

• The difference between Traditional IRA (pre-tax contributions) and Roth IRA (tax-free growth)

• Contribution limits and income thresholds you must know

• The smart strategy of converting between Traditional → Roth

• Why diversifying your tax strategy in retirement is crucial

Whether you already know about IRAs or just want to get confident with them, this episode will give you clarity and action steps. Tune in and level up your financial knowledge.

Most people mentally check out at the end of the year.The wealthy do the exact opposite.

In this episode of What the Wealthy Do, we break down how wealthy individuals strategically close the year—because how you finish the year directly impacts how well you start the next one.

This isn’t about hustle. It’s about reflection, tax strategy, portfolio alignment, and preparation.

• How the wealthy review their year (money, time, and energy)

• Year-end tax strategies most people overlook

• How to reduce taxes legally before December 31

• Portfolio rebalancing: money and life

• Why November & December are strategic months for wealth

• How wealthy investors set January up before vacation

• A simple reflection framework to plan your next level
  

If you’ve ever felt like you’re working hard but not getting ahead, this episode shows you how to stop coasting and start closing the year like an investor.

💡 Like, follow, and subscribe to learn how the wealthy think, plan, and build long-term wealth.

Welcome back to Part 2 of Season 2, Episode 1 of What the Wealthy Do.

In this continuation of Inside the Rooms We’re Rarely In, Stephanie Dorsey and Yashnika go deeper into one of the most important questions in investing:

Are alternative investments actually right for you?

This episode breaks down:

• What “suitability” really means in private equity and alternative investments

• Accredited investor vs. qualified purchaser explained

• Risk tolerance vs. emotional relationship with money

• Why the traditional 60/40 portfolio is being challenged

• How inflation impacts long-term wealth building

• Why financial education is critical in America today

We move beyond theory and talk about the real barriers — psychological, cultural, and structural — that impact who participates in private markets and who doesn’t.

Because building wealth isn’t just about having money.

It’s about understanding it.

Subscribe to What the Wealthy Do for real conversations about private equity, alternative assets, generational wealth, and financial power.

Remember: You belong in every room you enter.

Welcome to Season 2, Episode 1 of What the Wealthy Do.

In this Black History Month special of What the Wealthy Do, host Stephanie Dorsey sits down with Yashnica Mothersil, a Gen Z Associate at Apollo Global Management, to unpack her unexpected journey from criminal law aspirations to private equity and alternative investments.

Yashnica shares what it’s really like entering elite financial spaces with little representation, how she transitioned out of law school, and what private equity and alternative assets actually mean behind the scenes. This conversation pulls back the curtain on how wealth is created in private markets—and why access and representation still matter.

If you’re curious about private equity, alternative investments, career pivots, or what the wealthy actually do differently, this episode is for you.

👉 Subscribe to What the Wealthy Do for real conversations about wealth, power, and access.

Welcome back to Season 2, Episode 3 of What the Wealthy Do.

In this episode, Stephanie Dorsey sits down with Chidjoke Asamoah, co-founder of Fvlcrum Partners, a $300 million private equity fund focused on investing in diverse-led companies across the United States.

We break down:

• What private equity actually looks like behind the scenes

• How institutional capital flows into minority-owned businesses

• Raising a $300M fund as a first-time manager

• Why diversity and alpha are not opposites

• The real opportunity in overlooked markets

• Government contracting, healthcare services & tech-enabled investments

• How capital closes (or widens) the racial wealth gap

This is a masterclass in private equity, institutional investing, and long-term wealth strategy.

Because wealth isn’t accidental. It’s structured.

Subscribe for real conversations about private equity, alternative investments, generational wealth, and financial power in America.

You belong in every room you enter.

The Tax Playbook for High Earners: www.whatthewealthydo.com

Welcome back to Season 2, Episode 4 of the What the Wealthy Do podcast!In this episode, Stephanie Dorsey sits down with Erin Harkless-Moore, investment leader at Pivotal Ventures, to explore how women-led investing, private markets, and the care economy are reshaping wealth and opportunity in the United States.We dive into:• How women-led funds are changing access to capital• Why diversity and inclusion drive better returns• The massive $640B care economy and investment opportunities• Risk management, portfolio strategy, and alternative investments• Lessons for sophisticated retail investors looking to grow wealth

💡 If you want to understand how wealthy investors make strategic moves, leverage private markets, and create impact while building long-term wealth, this episode is a must-watch.Because wealth isn’t accidental—it’s structured.Subscribe for more insights:  @WhatTheWealthyDo 

Check out the High Earner Tax Playbook: www.whatthewealthydo.com