In today's episode, lead host Djavaneh Bierwirth speaks with Shan Aggarwal, VP of BD & Corporate at Coinbase, as well as the Head of Coinbase Ventures. Shan discusses his broad spanning role at Coinbase and leadership of the company’s venture arm, his journey from studying neuroscience to investing in crypto, and the evolution of Coinbase Ventures as the crypto ecosystem has grown and matured over the last six years. They also explore key investment areas such as Web3 social media platforms and stablecoin based cross-border payments, as well as discuss the cyclical nature of the space. Tune in to hear Shan's insights on the future of crypto investing. [01:27] Shan's Journey: Shan discusses his unconventional path from studying neuroscience to becoming a key figure in the crypto investing space. [10:39] On-Chain Social and Web3: Insights into Coinbase Ventures’ investments in the evolving world of Web3, including platforms like Zora. [15:59] Simplifying Crypto UX: How Coinbase is supporting companies in make crypto more user-friendly and accessible to mainstream users. [16:59] DeFi and Cross-Border Payments: The potential of decentralized finance and how crypto is revolutionizing global payment systems. [19:35] Coinbase Ventures' Evolution: Shan discusses how the venture arm of Coinbase has grown from a side project to a major force in the crypto ecosystem. [27:11] Cyclical Nature of Crypto: A discussion on the cyclical nature of the crypto industry and how it impacts innovation and investment. [31:42] Crypto Valuations: Shan's take on high valuations in the crypto space and how investors should think about value in this emerging industry.

In today’s episode, lead host Djavaneh Bierwirth speaks with Daniel Marovitz, Senior Vice President of Fintech at Booking.com. Daniel shares his journey from studying East Asian languages to leading fintech innovation at one of the world's largest travel e-commerce companies. We explore the complexities of cross-border payments, the evolution of digital payments in the travel industry, and the strategies Booking.com employs to enhance the travel experience. Timestamps: 0:00 - Introduction 1:27 - Daniel's career journey 7:53 - Challenges of cross-border payments in travel 12:17 - Booking.com's payment innovations 16:58 - Partnering with local payment methods 21:31 - Balancing payment method complexities 29:26 - Evolution of Booking.com's fintech strategies 37:26 - Connected trip concept 38:37 - Build vs. partner decisions in fintech 45:04 - Advice for aspiring fintech entrepreneurs 47:26 - Closing thoughts

Kailee Costello hosts Davi Strazza, the North America President at Adyen. Adyen is a global fintech platform for enterprise businesses, offering end-to-end payments, data, and financial management in a single solution. Tune in to hear about: - Adyen’s unique value proposition, and how Adyen runs their platform across the world under a single tech stack - Why Adyen attained bank licenses and the opportunities this offers, such as short term loans, issuing and with FedNow - What Adyen is doing to enable FedNow - How Adyen partners with fintechs like BILL and Plaid - How Adyen's offering and focus areas have evolved over the past few years - Davi’s career path and motivation for joining Adyen - Key differences between Davi’s previous role as President Latin America and current role as President North America - Industry outlook and the future for Adyen For more FinTech insights from Wharton Fintech, follow us on: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Kailee’s Twitter: @KaileeCostello_ Kailee’s LinkedIn: https://www.linkedin.com/in/kaileecostello/

Tarang Gupta hosts TX Zhuo, General Partner, and Gabriella Brignardello, Vice President at Fika Ventures, a seed-fund investing in fintech, enterprise software, and marketplaces. In this episode you will hear about: - Fika Ventures' manifesto of "whole stories, not headlines" - How to be an effective investor - Interesting startups that Fika has invested in - Segments that TX and Gabriella believe will drive the growth of fintech And much more! About Gabriella Brignardello Gabriella began her career at EY-Parthenon. After three years in consulting, she transitioned to a venture role at WndrCo, a consumer technology holding company, before joining Fika Ventures in 2021. She is also involved in fundraising and operational initiatives for Mi Casa de Angeles, a nonprofit she founded in 2009. Gabriella holds a BS in Symbolic Systems from Stanford University. About TX Zhuo TX has been involved with startups since his college days where he started and sold an online college textbook marketplace. After a stint at McKinsey, he came back to his roots and served as the CFO for an electric vehicle startup. In 2012, he co-founded Karlin Ventures, based in Los Angeles, where he served as the managing partner for 4 years before co-founding Fika Ventures. TX holds an MBA from Stanford GSB. About Fika Ventures Fika Ventures is an LA-based seed fund that invests in founders solving meaningful, systemic problems through the use of data, related AI-enabled technologies, and automation, especially in the fintech, enterprise software, marketplaces, and digital health sectors. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Vishal Garg, Founder and CEO at Better, the #1 digital mortgage lender in the US. In this episode you will hear about: - Vishal's belief that credit is a great socio-economic equalizer - How trying to get a mortgage turned into the inspiration behind Better - The unique thing about Better that makes it a true marketplace - One professional decision that Vishal would like to change And much more! About Vishal Garg Vishal is the Founder and CEO of Better. At 21 years old, Vishal dropped out of the investment banking analyst program at Morgan Stanley to start MyRichUncle, which he grew to the second largest private student lender in the United States. Vishal is also an advocate for leveling the playing field through public education. In 2021, he launched a partnership with the Fund for Public Schools in NYC, donating nearly $2M to purchase Chromebooks, iPads, books, and uniforms for New York City public school students. About Better Since its founding in 2015, Better has originated over $100 billion in home loans, more than $38 billion in insurance, and over $3 billion in real estate transactions, all entirely online and commission-free. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Nihar Bobba hosts Seema Amble, a partner focused on fintech investments at a16z. She primarily focuses on B2B fintech, such as payments, CFO tools, and vertical software, globally. She serves on the boards of Mvmnt and Stoik. Prior to joining Andreessen Horowitz, Seema had been investing in fintech for over a decade. She was a vice president at Goldman Sachs Investment Partners, a venture growth fund, where she focused on leading investments in fintech and Latin America. Previously, she worked at LeapFrog Investments, an emerging markets fund, and at Altamont Capital Partners. She began her career at Blackstone. Seema also worked at the Consumer Financial Protection Bureau while in law school. Seema has a BA in Economics, magna cum laude, and a JD/MBA from Harvard University, where she was a Baker Scholar. In this episode you will hear about: - Seema's path into fintech - Her thoughts on fintech business models in emerging markets - Why she's excited about b2b payments, and a whole lot more

Tarang Gupta hosts Alfred Chuang, Founder and General Partner at Race Capital, a venture capital firm that invests, builds, and partners with exceptional founders building the future. In this episode you will hear about: - What Alfred loves about a venture's journey from zero to one - Web3 and its influence on the future of fintech - Achieving repeated success as an entrepreneur - Economic downturns and its hidden opportunities for VCs And much more! About Alfred Chuang Alfred is the Founder and General Partner at Race Capital. Recognized by Andreessen Horowitz as “Silicon Valley CEO’s CEO”, Alfred is an accomplished entrepreneur, having co-founded and taken BEA Systems public. Prior to BEA, Alfred spent eight years and a half years at Sun Microsystems where he led product development and network infrastructure. Alfred received a B.S. in computer science from the University of San Francisco and a Master’s degree in computer science from the University of California, Davis. About Race Capital Based in San Francisco, Race Capital invests in seed, pre-seed, and few idea stage companies and is generally focused on all things B2B/Enterprise on the infrastructure layers of the tech stack. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Patrick Gauthier, CEO at Convera, the largest non-bank B2B cross-border payments company in the world. In this episode you will hear about - What makes Convera the dominant player in cross-border payments - Countries that are going to drive the future of fintech - Operational differences in B2B vs B2C financial services organizations - What working with Jeff Bezos is like And much more About Patrick Gauthier Patrick joined as the CEO of Convera in 2021 after having held senior leadership roles at Amazon, PayPal, and Visa. He has deep expertise in developing high-performance teams and building high-growth businesses. Patrick holds several patents related to payment systems and is a recognized thought leader on the future of commerce and payments, with recurring appearances on CNBC and at industry conferences. Patrick holds a master's degree in Computer Science from Telecom SudParis in France. About Convera Convera is the largest non-bank B2B cross-border payments company in the world. Formerly Western Union Business Solutions, Convera leverages decades of industry expertise and technology-led payment solutions to deliver smarter money movements to customers. In 2020, Convera processed over $110 billion in transactions, with a customer base of more than 30,000 small and medium-sized businesses, educational institutions, financial institutions, law firms, and NGOs spanning over 40 countries and territories and 140 currencies. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Gayathri Rajan, Chief Product Officer at DriveWeath, a pioneer in fractional investing and brokerage infrastructure. In this episode you will hear about: - Fractional investing and its role in attracting retail investors - Identifying a great product-market fit - Future of embedded finance and its potential to spawn business opportunities - Why building B2B products is exciting And much more! About Gayathri Rajan Gayathri currently serves as DriveWealth’s Chief Product Officer, where she leads the firm’s strategy in developing and launching high-demand financial services products for investors worldwide. Gayathri joined DriveWealth following a 16-year stint as a product leader at Google, where she built the enterprise business for Google Maps and founded Google’s payments platform. Prior to Google, Gayathri held several positions at the Vanguard Group and Financial Engines. Gayathri holds a BA and M.Eng in Chemical Engineering from the University of Cambridge, an MSc in Computer Science from the University of Pennsylvania and an MBA from Stanford University. About DriveWealth DriveWealth is the pioneer of fractional equities trading and embedded investing. It provides solutions that are transforming the investing landscape and powering 100+ fintechs, neobanks, & wallets worldwide. DriveWealth’s consultative support and cloud-based, industrial strength technology platform allow partners to seamlessly offer branded investing experiences to drive customer acquisition, loyalty, retention, and revenue growth. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Andy Bromberg, CEO of Eco, a consumer fintech company that lets you spend, send, save, and make money, all in one app. In this episode you will hear about - Building an open rewards system - Working towards maximizing wealth of the community - Navigating market cycles in crypto - Choosing the right investors and colleagues And much more! About Andy Bromberg Prior to joining Eco as the CEO, Andy was Co-founder and President of CoinList, a leading platform for token sales, trading, and other financial services for digital asset projects. Andy is also a founding board member at FreeWorld, a non-profit seeking to end institutionalized poverty in the United States by providing access to living-wage jobs for people with criminal histories. Andy studied Mathematics and Computer Science at Stanford University and co founded the Stanford Bitcoin Group. About Eco Eco is a digital wallet that is replacing checking accounts, credit cards, and more with a single balance that rewards you each time you make a transaction. The app uses Eco Points, a new rewards currency that helps align the interest of everyone in the Eco community. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Ashwin Kumar, Head of Startups for Banking-as-a-Service at Stripe. Ashwin is the former CEO and co-founder of Y Combinator-backed Sway Finance, and now helps Stripe's customers to use their BaaS APIs to embed financial products. Ashwin’s startup roots help him guide fintech founders as they work with Stripe to solve complex financial problems. He’s designed products from scratch, taught himself to code, won several hackathons to support his entrepreneurial endeavors, and was part of Y Combinator’s S16 cohort. Prior to joining Stripe in 2021, Ashwin was a data scientist for YC Startup School, a product manager/machine learning engineer at Mythic and a software engineer at Autopilot. In this episode you will hear about: -How Stripe is building the infrastructure for embedded finance -How Ashwin won 30 hackathons in a row by working backwards from the pitch -Why calling your company the Uber for X can backfire -And much, much more For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Tarang Gupta hosts Andrew Jamison, the CEO and Co-Founder of Extend, an innovative platform that is redefining how credit cards are issued. In this episode you will hear about: - Leaving leadership positions in corporate and start a venture - Navigating the tricky small and medium business segment - Why building relationships is so important in business - How to assess potential investors And much more! About Andrew Jamison A virtual card expert, Andrew was the head of B2B Corporate Payments Products at American Express with a mandate to drive digital payment innovation and adoption. Prior to American Express, he spent 10 years as an SAP consultant. About Extend Founded in 2016, Extend enables credit card sharing amongst non-cardholders via a simple and ubiquitous P2P platform. Extend helps banks, and their customers to capture more business spend on their existing card accounts by connecting account holders and their workforce. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Dimitri Dadiomov, Founder & CEO of Modern Treasury. In this episode we cover topics including: - Dimitri and Modern Treasury's Y combinator journey - Building a culture at a new company - Dimitri's outlook on Real-Time Payments - Modern Treasury's reverse interview of Acquired - And much, much more! About Dimitri Dadiomov: Dimitri founded Modern Treasury in 2018 alongside his co-founders, Matt Marcus and Sam Arons. Prior to Modern Treasury Dimitri was a Principal PM at LendingHome (formerly Kiavi) responsible for building payment operations. About Modern Treasury Modern Treasury is building payment operations solutions to automate the full cycle of money movement and help businesses to implement real-time payments and close their books with continuous accounting. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Nate Gee hosts Eric Sager, COO of Plaid, whose technology links fintech apps and financial institutions in a network empowering the fintech solutions that millions of people use. In this episode, they discuss: - How Plaid has transformed the fintech landscape in the past decade - Eric’s journey into fintech and becoming Plaid’s COO - The role of APIs and open banking in modern financial services - The growth of digital finance in recent years - Instant payments and alternative payment rails - Other fintech trends and how Plaid fits in - And much more! About Plaid Founded in 2013, Plaid has become essential infrastructure in the fintech world, connecting over 100 million users to financial services and facilitating integration among more than 12,000 financial institutions and 8,000 fintech apps worldwide. Plaid’s technology enables simpler, faster, and more transparent financial services, making it a cornerstone in the ongoing evolution of digital finance. About Eric Sager With over 20 years of experience in financial services, Eric Sager joined Plaid as COO in 2019. Before joining Plaid, Eric held senior roles at BlueVine and Square. Originally from Germany, Eric worked at Bain & Company in Europe after graduating from Harvard Business School in 2006. For more FinTech insights, follow us on: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Nate’s LinkedIn: https://www.linkedin.com/in/nathan-c-gee/

Tarang Gupta has a conversation with Danielle Cohen-Shohet, CEO and Founder at GlossGenius, one of the quickest growing solutions powering small business owners across the US in the beauty & wellness space with powerful SaaS and fintech functionalities. In this episode you will hear about - How GlossGenius is building fintech solutions for the beauty industry - Why optimizing ease of use for consumers is paramount - Danielle’s experience as a female entrepreneur - Why she recommends people to take more interest in history And much more! About Danielle Cohen-Shohet Danielle Cohen-Shohet is the CEO and Founder of GlossGenius. Prior to starting GlossGenius, Danielle was an analyst at Goldman Sachs and graduated summa cum laude from Princeton University. Danielle was selected as a member of the Fast Company Impact Council, the Inaugural Sephora Accelerate Program, and a member of Techstars NYC. About GlossGenius GlossGenius is one of the quickest growing solutions powering small business owners across the US in the beauty & wellness space. GlossGenius’s complete “business-in-a-box” platform spans powerful SaaS and fintech solutions, enabling business owners to run their business operations every day. GlossGenius is backed by a number of high-profile investors and has raised more than $40M. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta sits down with Latif Peracha, General Partner at M13, a venture capital firm investing in enabling technologies that will power the future of work, health, commerce, and money. In this episode you will hear about - The interesting world of Web3 investing - M13’s unique Propulsion Platform for startups - Exciting Web3 startups backed by M13 - What working with Sir Richard Branson was like And much more! About Latif Peracha Latif manages the overall investing strategy for M13 and has led numerous deals across money and health verticals with a large focus on Web3. He was previously the Managing Director at Virgin Group where he led investing in the Americas including investments in Ring, Slack, Virgin Galactic, and Virgin Orbit. Prior to Virgin, Latif worked at Bear Stearns and Ticketmaster and currently serves on the advisory board at the University of Michigan. About M13 M13 is a VC firm with a portfolio of $137 Billion+, including 15 unicorn startups, which focuses on investing in technologies that will power the future of work, health, commerce, and money. This includes Web3, which M13 defines as a horizontal technology that permeates across these four areas. M13 invests at Seed, Series A, and Series B stages. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Nik Milanović, Founder of This Week in Fintech, a digest of global FinTech news, and General Partner of The Fintech Fund. In this episode we cover topics including: - How This Week in Fintech evolved from Nik's weekly updates to his teammates and friends - Nik's early start in microfinance and how it has affected his philosophy on fintech - How we can build more diverse communities in fintech - Nik's love of music (specifically DJ-ing) About Nik Milanović Nik Milanovic, is the Founder of This Week in Fintech, and General Partner of the Fintech Fund. Prior to This Week in Fintech and the Fintech Fund, Nik was hire #1 at Funding Circle, led Strategy at Petal and subsequently led BD and Strategy for Google Pay and Google Finance. About This Week in Fintech This week in Fintech is a digest of all things in global Fintech. From a single weekly newsletter it has grown to coverage of fintech news around the world. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Tarang Gupta has a conversation with Philip Belamant, Co-Founder and CEO of Zilch, a UK-based payment and BNPL provider that is Europe’s fastest-ever company to go from launch to unicorn. In this episode you will hear about - Philip's entrepreneurial journey from Africa to the UK - How Zilch's ad-subsidized payments network is changing the way consumers access credit - Why Zilch decided to take a different approach than conventional “checkout” finance - What it takes to build a 'customer-first' company And much more! About Philip Belamant Philip is a serial entrepreneur who founded fintech companies in developing economies including a mobile payment service and a leading fintech company in Africa, before starting Zilch. Philip graduated Cum Laude from RAU University in South Africa, where he completed both Bsc IT and Bsc IT Honors degrees and he won UK’s Great British Entrepreneur of the Year Award in 2021. About Zilch Founded in 2018, Zilch is a UK-based payments and BNPL provider that reached 2 million customers in 18 months, becoming the fastest fintech to achieve double unicorn status. Zilch is on a mission to provide people with the most empowering and value enhancing way to pay for anything while managing their cash flow responsibly. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta has a conversation with Alex Zinder, Global Head of Ledger Enterprise, the B2B division of Ledger, a leader in crypto-asset management. In this episode you will hear about: - Ledger’s pioneering offerings in Web3 hardware and software - Witnessing the dotcom bubble and the evolution of internet companies - What's it like working at NASDAQ vs at a high-growth startup - How to get involved in Web3 if you are not from a tech background And much more! About Alex Zinder Alex joined Ledger Enterprise in March 2021 after spending almost two decades in capital markets technology. Alex was previously at NASDAQ where he was the Director of Global Software Development and held the role of Assistant Vice President, Enterprise Architecture. Alex has more than 15 years of experience in driving the adoption of emerging technologies in financial services organizations and for the past seven years he has focused on distributed systems and digital assets. About Ledger Enterprise Ledger Enterprise, the B2B division of Ledger, provides a secure hardware-backed platform to protect organizations' digital assets at scale. Ledger also delivers Crypto Treasury Management, Decentralized Finance (DeFi) as a service, NFT, and Token creation capabilities with secure governance and self-custody. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Mark Higgins, Co-Founder and Chief Analytics Officer of Beacon, an end-to-end development platform for financial markets that allows traders and quants to build and share code and applications across the front and back office. In this episode you will hear about: - How Mark went from his PhD in physics to the world of finance - How Goldman's Sec DB contributed to their trading edge - Whether finance and FinTech are still appealing for today's PhDs - Some of the latest applications of AI and machine learning in modern trading About Mark Higgins Mark Higgins (PhD) is a veteran of the finance industry, and a true technologist with a PhD in astrophysics. Before co-founding Beacon with Kirat Singh in 2014, Mark spent eight years at JP Morgan, launching and delivering the Athena project, and co-heading the quantitative research group for the investment bank. Prior to JP Morgan he spent eight years at Goldman Sachs where he worked on Goldman's legendary SecDB. About Beacon Beacon is a development platform providing quants and programmers the ability to develop, customize and and roll out analytics and applications for public markets trading. Beacon serves a wide range of investors and has offices in New York, London and Tokyo. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Tarang Gupta has a conversation with Robert (Bob) Pitti, Partner at Liquid Stock, an investment firm providing liquidity to employees and stockholders of privately held companies. In this episode you will hear about: - How Liquid Stock is enabling liquidity for shareholders of pre-IPO companies - How companies can leverage tax arbitrage to retain talent - Robert's outlook on the recent economic uncertainty - Liquid Stock’s growth and expansion plans About Robert (Bob) Pitti Robert is a founder of Liquid Stock and possesses more than 25 years of wealth management and advisory experience. Prior to Liquid Stock, Robert was a founder and Managing Partner at VSL Partners and before that he worked at Thomas Weisel Partners. Robert pursued an undergraduate degree in business from George Washington University and an MBA from the University of Chicago. About Liquid Stock Founded in 2019, Liquid Stock is a pioneer in private company liquidity solutions that provides employees with financing to help option exercise, tax plan, and achieve liquidity. Liquid Stock’s mission is to democratize and transform share ownership at privately held companies. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Joe Robinson, Co-Founder and CEO of Hummingbird, a regtech helping banks and fintechs fight financial crimes with better communications and platforms to investigate Anti-Money Laundering (AML) and Know Your Customer (KYC) incidents. In this episode you will hear about: - How Joe came to found Hummingbird after experiences at Square and Circle - How fintechs can stay ahead of the newest forms of financial crime - How banks and fintechs are navigating the crypto universe and financial crime - Building a distributed team and what's next for Hummingbird About Joe Robinson Joe Robinson is the co-Founder and CEO of Hummingbird. He started his career in product management within FinTech and has held roles including VP of Risk and Data Science at Circle, and Senior Product Lead at Square. About Hummingbird Hummingbird is a platform that enables fintechs and financial institutions to conduct their investigations into potential financial crime. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Tarang Gupta has a conversation with Ben Verschuere, Co-Founder and Chief Investment Officer of Treasure Financial, a cash management platform designed to help businesses transform idle cash into revenue. In this episode you will hear about: - What motivated Ben to launch a fintech startup - How good treasury management can help companies become more profitable - Why banks are disincentivized to offer attractive yields on deposits - His opinion on the next revolution in banking About Ben Verschuere Ben has more than 15 years of experience in the financial services industry, starting his career with Morgan Stanley followed by 10 years at Peter Thiel’s hedge fund and family office, after which he co-founded Treasure. Ben earned a BS in Economics and a MS in Finance from UCL(Belgium), a MS in Statistics from the University of Chicago and was a PhD candidate at the University of Toronto. About Treasure Financial Founded in 2018, Treasure is a platform offering treasury as a service. With the Treasure Reserve account businesses can allocate funds between Treasure Cash and Treasure High Yield based on the cashflow needs, earning up to 100x more revenue on idle cash and turning their finance department into a revenue generator. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta has a conversation with Lizzie Chapman, Co-Founder & CEO of ZestMoney, India’s largest EMI financing and Buy Now, Pay Later Network. In this episode you will hear about: - What fascinates Lizzie about the Indian fintech industry - Her experiences as a female entrepreneur - Her outlook on the future of the global buy now, pay later industry - Why Lizzie is excited about the Global Fintech Fest 2022 And much more! About Lizzie Chapman Lizzie started her career as an equity research analyst with Goldman Sachs in London. After a 5-year stint at Goldman Sachs, she moved to the buy-side as an investor at Wellcome Trust. In 2011, she moved from UK to India to spearhead operations for digital lender Wonga and in 2014, she led the launch of ‘Digibank’, India’s first mobile-app-only bank. She was recognized as among the Top 100 women in fintech globally by the Fintech magazine. About ZestMoney Founded in 2015, ZestMoney is India’s largest and fastest-growing Digital EMI/Checkout Finance platform. ZestMoney is deeply integrated with large merchants in India including Amazon and Flipkart, and brands like Apple and Reliance Digital; increasing the affordability of their products and helping them facilitate frictionless sales. The company has built a platform that integrates mobile technology, digital banking, and AI, enabling people to get a digital credit line within seconds. ZestMoney’s technology and work to make affordable finance accessible led to their selection as a 2020 Technology Pioneer by the World Economic Forum. This episode is brought to you in collaboration with the Global Fintech Fest (GFF) 2022. To attend the festival please visit https://globalfintechfest.com/ For more FinTech insights, follow us on: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Zoey Tang sat down with serial Investor, VC, Former Techstars Exec Jon Zanoff. Previously featured on the Wharton Fintech Podcast before, Jon is the founder of Empire Startups, one of the the largest FinTech communities of entrepreneurs, investors, bank innovators, and operators. As a fintech legend in New York, Jon is back on the show to share latest updates about Empire Startup and the New York Fintech Week on Apr. 8th - Apr. 12th. For more FinTech insights, follow us on: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Zoey's LinkedIn: www.linkedin.com/in/zoeytang1007/ Previous episode with Jon: https://bit.ly/3VBahpY

Tarang Gupta has a conversation with Nelson Chu, Founder and CEO of Percent, a disruptor unlocking exclusive access to private credit investments for accredited investors. In this episode you will hear about: - What inspired Nelson to launch Percent - How Percent manages risk-return for investors - Credit default swaps for the private market - Importance of culture in building a thriving organization And much more! About Nelson Chu Nelson is a serial entrepreneur with years of experience at Bank of America and BlackRock. Prior to Percent, Nelson founded a strategy consulting firm helping companies build products and raise capital for growth, creating over $1B in equity value. He also serves as an advisor to an ultra-high-net-worth family office and is an angel investor with investments in BlockFi, Cadre, Clover Health, and Tala. About Percent Founded in 2018, Percent leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders to raise the debt capital at a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $600 million in transaction volume. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta sits down with Steffen Pauls, Founder and CEO of Moonfare. Moonfare is a platform that is democratizing Private Equity, an asset class traditionally accessible to a select few individuals and organizations, by lowering investment minimums, conducting due diligence on funds, and eliminating barriers to entry for retail investors. In this episode you will hear about: - The inspiration behind starting Moonfare - Evolution of the global private equity market - Strategically approaching international expansion And much more! About Dr. Steffen Pauls Dr. Pauls began his career at the Boston Consulting Group, where he led project teams covering strategic and operational projects at publicly listed European companies. He brought his experience as a consultant to KKR, where as a managing director he was responsible for the German market. Dr. Pauls also holds advanced degrees from the University of Trier, Harvard University, and the University of Mannheim. About Moonfare Moonfare is a platform that is revolutionizing private markets investing. Moonfare recently ranked as one of LinkedIn’s top 10 startups in Germany. For more information please visit www.moonfare.com For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Gabriela Ariana Campoverde sits down with Victor Fimbres, Co-Founder and CTO of Forage, a third-party payments processor which helps grocers accept Electronic Benefit Transfers, or EBT, online. Forage is on a mission to create a world where all families with any budget can afford a meal. Today over 42 million people receive EBT benefits or food stamps. This is government support to pay for groceries. 14% of all grocery spend is paid with EBT, but only 5% of this was online. When Forage first started there were less than 20 merchants who could process EBT online. Today there are close to 100 merchants — and Forage is just getting started. In this episode you will learn all about how Forage was started during the COVID-19 pandemic when going to a grocery store was impractical, specifically in food deserts across the country. You will also learn about the obstacles Forage overcame to build its current API, how they successfully completed the Y-Combinator accelerator last summer, and all about Victor’s and his Co-Founder Justin’s passion for making technology accessible to those who need it the most. About Victor Fimbres Victor Fimbres is the Co-Founder and CTO of Forage. Prior to founding Forage, he was a Software Lead at TreeStack and ROBO 3D. He is a graduate of Northwestern University where he studied Psychology and Environmental Policy & Culture. About Forage Forage is a third-party payment processor (TPP) and a pin provider that authenticates and processes EBT recipients and transactions. For additional information on Forage, please visit joinforage.com. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

Tarang Gupta has a conversation with Anat Guetta, Chairwoman of the Israel Securities Authority. The Israel Securities Authority (ISA) is the national securities regulator of Israel. Established by law in 1968, which defines the ISA's role "to protect the interests of the public investing in securities." ISA is active in two main areas: protecting investors; developing the regulatory infrastructure, tools and products for an advanced, diverse, competitive and innovative public capital market. In this episode you will hear about: ­-What makes Israel such an innovative country ­-Use and adoption of blockchain in capital markets ­-Open banking regulations in Europe and Israel And much more! About Anat Guetta Anat Guetta is the Chairwoman of the Israel Securities Authority. Anat is a serial entrepreneur who started her career in the banking industry, managing credit risk products and project finance. She then founded and led Arko Holdings; a public company listed on the Tel Aviv Stock Exchange. Anat is also the co-founder of Entropy Financial Research Services where she served as the CEO and led the development of a corporate governance index, and a debt management policy before joining the ISA. About Israel Securities Authority The Israel Securities Authority (ISA) is the national securities regulator of Israel. ISA currently oversees a broad array of activities in the capital market, including the Tel Aviv Stock Exchange. For additional information on ISA, please visit www.isa.gov.il/ For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Gabriela Ariana Campoverde sits down with Steve Fredette, President, Co-founder and a Director of Toast. Toast is an all-in-one point-of-sale and restaurant management platform for businesses in the food service and hospitality space. Since its inception in 2011 it has helped clients delight their guests, do what they love and thrive. In this episode you will hear about: - Toast’s humble beginnings - What new features better served Toast clients during the pandemic - What innovation Steve is excited about for the restaurant industry - All about Toast’s culture - And much more! About Steve Fredette Steve Fredette is President, Co-founder and a Director of Toast, where he leads product and innovation initiatives. Prior to Toast, he worked on mobile app development before the iPhone came out, creating the first Flickr and Shoebuy.com apps. At Endeca, now Oracle, he co-founded their mobile commerce business, building the product team and driving sales, marketing, and services to over $10 million in revenue in two years. He is a graduate of the Massachusetts Institute of Technology, where he studied Chemistry. His favorite toast is Marble Rye. About Toast Toast is an all-in-one point-of-sale and restaurant management platform for businesses in the food service and hospitality space. For additional information on Toast, please visit pos.toasttab.com. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

In today's special episode, Anirudh Singh sits down with classmates and fintech founders Gaby Campoverde, John Garner, and Nate Soffio. They discuss their rising startups, Miren, Card Curator, and Portabl, as well as the impact the Wharton MBA has had on their respective companies. Gaby Campoverde: Gabriela Ariana Campoverde is CEO and Founder of Miren. She is currently an MBA candidate at The Wharton School and Masters in Computer and Information Technology at Penn Engineering. Prior to her graduate studies she worked at a WPP agency, American Express and Goldman Sachs. She is passionate about building products for working-class, immigrant communities across the US and is a proud New Yorker. She studied Art History and Linguistics at Swarthmore College. Website: https://www.getmiren.com/ John Garner: John Garner is the CEO and co-founder of Card Curator, a credit card rewards optimization app. Prior to starting Card Curator, John spent 5+ years as a volatility trader for Merrill Lynch, and left his Wall Street job to follow his real passion: credit card rewards and travel. John went on to invent the Card Curator algorithm called CardArb, which nets its users 5–10% or more in rewards on their daily card spending. He's an expert in all things related to credit cards and free travel, and loves helping others crack the code in the points and miles game with the Card Curator app. John holds a Bachelor of Arts in Economics and Psychology from Dartmouth College, and a Master of Business Administration from the Wharton School of the University of Pennsylvania. Website: https://www.cardcurator.com/ Nate Soffio: Nate is in the home stretch of his MBA at Wharton, where he serves as Co-President of Wharton Fintech. He spent 10 years building and launching identity-focused products at startups in the US and in the UK/ EU, specializing in the know-your-customer (KYC) landscape and privacy-preserving adtech. Right before Wharton, he lead KYC at Arachnys, a QED portfolio company, through its acquisition in 2020. In his spare time, he's a long-distance cyclist and budding rock climber. Website: https://getportabl.com/ For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Anirudh Singh sits down with Brad Bernstein, Managing Partner at FTV Capital. Brad has been a growth equity investor at FTV Capital for over 18 years, leading investments in enterprise technology & services and financial services. In today's episode, they discuss what drives FTV Capital's success, investments in Enfusion, Plate IQ, Paddle, LoanPro and EBANX, and much more! Brad Bernstein: Brad is managing partner and has been a growth equity investor at FTV Capital for over 18 years, leading investments in enterprise technology & services and financial services. Brad has over 25 years of private equity experience. Prior to FTV, Brad was a partner at Oak Hill Capital Management and its predecessors where he managed the business and financial services group. He began his private equity career with Patricof & Company Ventures and started his professional career in the investment banking division of Merrill Lynch in New York. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Anirudh Singh sits down with Gaurav Sharma, CEO and Co-Founder of Capitalize a venture-backed fintech company in New York focused on the retirement savings market. In today’s episode, they discuss the size of the 401K rollover issue in the United States, Capitalize being listed as one of TIME's best inventions of 2021, the fundraising process, and much more! Gaurav Sharma: Gaurav leads Capitalize's mission to help people save for retirement. Before founding Capitalize, he worked for some of the best-known financial institutions, including JP Morgan, UBS, Morgan Stanley, and as an investor at well-known hedge fund Greenlight Capital. After seeing how hard it is for most people to understand their retirement accounts, he decided to build a company that makes it easier. An Australian by birth, Gaurav lives in New York with his wife and their adopted puppy, Lorenzo. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Gabriela Ariana Campoverde sits down with Christina Keitt Chaney, Head of Sales and Relationship Management of MoCaFi. MoCaFi is short for Mobility Capital Finance, and today the company helps over 70MM clients across the United States open a bank account, build credit, and support local businesses. The company was founded in 2015 with a mission to address social inequities by closing the racial wealth gap. In this episode, you will learn all about: - The MoCaFi products which help its clients reach financial empowerment - How MoCaFi works with local governments to distribute benefits - MoCaFi’s mission-oriented company culture - Christina’s twenty year career in financial services - And much more! About Christina Keitt Chaney Christina Keitt Chaney is the Head of Sales and Relationship Management of MoCaFi. She has over twenty years of experience in financial services and prior to MoCaFi, she worked at American Express, BNY Mellon, JP Morgan-Chase, Bank of America Merill Lynch, and US Bank across Sales and Corporate Strategy roles. She is a graduate of Delaware State University, where she studied Political Science. About MoCaFi Launched in 2015, MoCaFi is a fintech, committed to closing the wealth gap for Black, Latinx, and all communities disconnected from the mainstream economy. To learn more about MoCaFi, visit mocafi.com. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

Anirudh Singh sits down with Shimon Kogan, Associate Professor of Finance, with positions at Arison School of Business, Reichman University and The Wharton School. The two discuss the shifting perspective around fintech companies after the financial crisis, why fintech is an excellent industry for new graduates to get into, exciting global trends in the industry, and much more! Shimon Kogan: Prof. Kogan is an Associate Professor of Finance, with positions at Arison School of Business, Reichman University and The Wharton School. He was on the faculty at MIT Sloan, Carnegie Mellon University, University of Texas at Austin, and Duke. He held several investment-management positions and board advisory roles. He earned his MBA and PhD from the University of California at Berkeley and his BA from Tel Aviv University. Dr. Kogan’s research focuses on behavioral finance with application to capital markets. He is interested in understanding how information is processed in markets and his approach is interdisciplinary, integrating tools and insights from machine learning and AI. His research appeared in some of the profession's top journals such as the Review of Financial Studies, Journal of Finance, and the American Economic Review, and he was invited to present his work in leading conferences and universities, such as MIT, Wharton, Harvard, and Yale. His teaching is focused on machine learning, data science, and blockchain, and their implications for finance. He has been teaching Fintech, Data Science for Finance, Investment, Portfolio Management, Derivatives, and Behavioral Finance. He is involved with several startups in the fintech space and is often invited to speak about these issues in both academic and practitioners’ conferences. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

In today's episode, Wesley Aster and Djavaneh Bierwirth host Graham Weaver, the founder and managing partner of Alpine Investors, a people-driven private equity firm that invests in software and services businesses. Tune in to hear about: - Graham's journey from starting Alpine in his Stanford dorm room to growing the firm to $16B in AUM - Graham's personal growth and investment philosophies, as well as how he thinks about driving long-term impact - Alpine's latest $4.5B fund 9, and Graham's experience fundraising in a challenging market

Anirudh Singh sits down with Sigal Mandelker, General Partner at Ribbit Capital. The two discuss her career in both the public and private sectors, Ribbit’s investment in Chainalysis, cryptocurrencies and anti-money laundering, and much more! Sigal Mandelker: Sigal Mandelker joined Ribbit Capital as a General Partner in April 2020. Ribbit is an investment firm focused on financial services and technology. Prior to Ribbit, she served as Under Secretary of Treasury for Terrorism and Financial Intelligence. As Under Secretary, Sigal supervised four main components of Treasury (OFAC, FinCEN, the Office of Intelligence and Analysis, and the Office of Terrorist Financing and Financial Crimes). Before serving as Under Secretary of Treasury, Sigal was a partner at Proskauer in New York. Sigal also previously served in a number of senior positions in the U.S. government, including as Deputy Assistant Attorney General in the Criminal Division of the Justice Department, an AUSA in the Southern District of New York, Counselor to Secretary of Homeland Security Michael Chertoff, and Counsel to the Deputy Attorney General. Sigal is also an Advisor to Chainalysis, is on the Board of the Financial Technology Association, serves on the advisory group to the Digital Dollar Project, and is Member of the US Holocaust Memorial Council. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Anirudh Singh sits down with Katherine Salisbury, Co-Founder and Co-CEO of Qapital. The two discuss Katherine’s early career, co-founding not one but two companies with her partner, Katherine’s views on the fintech industry overall, and much more. Hope you enjoy the show! Katherine Salisbury: Ten years ago, Katherine set out to find a solution to her family’s money management headaches - one that actually aligned with their motivations, goals and lifestyle. A few years later, Qapital was born. Today, Katherine serves as co-founder and co-CEO of Qapital – an app that empowers users by putting their personal goals at the core of the product, and then supercharging their savings, investing, and budgeting efforts with clever tips and tools rooted in behavioral psychology. Katherine brings 20 years of finance, legal, and business experience to Qapital. She graduated from the University of Chicago with honors, studied international business law at Bucerius Law School in Hamburg, and graduated from Cornell Law School. She began her career as a bank finance attorney at the top-tier international law firms White & Case and Simpson Thacher. From there, she was tapped to serve as VP and Counsel at Jefferies Finance, steering Jefferies Finance through the early days of the joint venture between Jefferies and MassMutual. She then founded an international full-service sports management agency based in Stockholm & New York City, where she specialized in brokering international transfers. In her current role at Qapital, Katherine focuses on product, growth, and business strategy. Under her leadership, Qapital has helped users save almost $3 billion collectively for their goals. Currently, Katherine lives in Stockholm with her partner, co-founder, and co-CEO, George Friedman, and their four daughters. Qapital: https://www.qapital.com/?campaign=wharton_fintech_podcast&tt=j8e3x13_g6rptk3 For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Gabriela Ariana Campoverde sits down with Howard Katzenberg, CEO and Founder of Glean, an accounts payable solution that combines smart automation with spend intelligence to drive material savings. Glean supercharges vendor decision making. This platform automatically detects duplicate invoices and overcharges; receives alerts on billing errors, anomalous spend activity, and available vendor savings; and leverages vendor benchmarking to see what other companies are paying. In this episode, you will learn about how: - Howard’s CFO experience inspired Glean - Glean impacts on client’s profit lines - Fintechs can disrupt the enterprise software industry - Howard took his own company from 0 to 1 - And so much more! About Howard Katzenberg Howard Katzenberg is CEO and Founder of Glean. Formerly, Howard served as CFO of OnDeck and Better Mortgage. He earned his MBA degree from The Wharton School, and studied Business while earning his Bachelor’s degree from Cornell University. About Glean Glean unlocks the powerful data detailed in vendor invoices/receipts to surface relevant spend insights and drive spend accountability. To learn more about Glean, visit glean.ai. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

Anirudh Singh sits down with Amias Gerety, Partner at QED Investors. The two discuss the recent cryptocurrency executive order, QED's success over the past two years, investments into Tint, Atomic, and Ntropy, and much more. Amias Gerety: Amias joined QED as a Partner in 2017 focusing on supporting the portfolio and finding new investment opportunities with a focus on back office technologies and infrastructure companies. Amias brings a deep background in financial markets, compliance, and RegTech to the QED team. Most recently, Amias served as the President’s nominee and as Acting Assistant Secretary for Financial Institutions at the U.S. Department of the Treasury. In that role, he was the lead advisor to the Secretary on policies affecting financial institutions. He also oversaw a number of programs focused on supporting small business lending and community development. He previously served as the Deputy Assistant Secretary for the Financial Stability Oversight Council, an interagency group of financial regulators charged with monitoring and mitigating potential threats to financial stability. Prior to Treasury, Amias was a management consultant at Oliver Wyman. He also served in a number of policy roles and worked in East Africa for Save the Children. Amias is a recipient of the Alexander Hamilton award, the Treasury’s highest honor. Amias graduated Magna Cum Laude from Harvard with a BA in Social Studies. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Anirudh Singh sits down with Adam Nash, CEO of Daffy. The two discuss Adam's career at Wealthfront, being a successful product manager, his motivations behind founding Daffy, the importance of choosing the right revenue model for your business, and much more. If you're interested in signing up for Daffy, you can use the below promo code to claim $25 for a charity of your choice. Promo Code: https://daffy.org/adamnash/invite For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Gabriela Ariana Campoverde sits down with Blair Silverberg, Founder and CEO of Hum Capital, a funding platform connecting great companies with the right capital for their growth. Hum believes that every qualified company should be able to raise the capital they need to flourish without bias or friction. On Hum’s Intelligent Capital Market, companies are evaluated on fundamentals and performance, not on who they know. In this episode, you will learn all about: - The platform that Blair and his team are building - How Hum builds an efficient two-sided marketplace - The current issues companies face when attempting to access capital - Blair’s journey from investor to founder - And much more! About Blair Silverberg Blair Silverberg is the Founder and CEO of Hum Capital. Prior to launching Hum, he was an investor at Draper Fisher Jurvetson. He is passionate about using data to identify great businesses. He studied Product Design at Stanford University. About Hum Capital Launched in 2019, Hum is turning the tables on the traditional fundraising process. The platform strives to make fundraising more efficient, transparent and data-driven. To learn more about Hum, visit humcapital.com. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

Anirudh Singh sits down with Rishi Khanna, CEO of Stocktwits. The two discuss Rishi's lessons learned as a serial entrepreneur, the benefits of social trading, international expansion at Stocktwits, meme stocks, NFTs, and much more. Rishi Khanna: Rishi Khanna is the CEO of Stocktwits, the original social platform for individual investors and traders with 6M registered members. Before Stocktwits, Rishi was Managing Director at SS&C GlobeOp at SS&C Technologies Holdings Inc, where he had overall responsibility for sales, product, operations and strategic direction of a number of businesses serving the alternative assets industry. In 2007, Rishi co-founded and served as President of Novus, a global portfolio intelligence platform company that invented the art of portfolio intelligence, solving unique data and analytics challenges facing capital allocators and fund managers across liquid and illiquid investments. Prior to co-founding Novus, Rishi was responsible for the development of the technology and product platforms for Gerson Lehrman Group. Rishi holds a B.S. in Computer Science from Cornell University. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

In today's episode, Ally McCloskey sits down with Ganesh Rao, Managing Director and Head of Financial Technology and Services at Thomas H. Lee Partners ("THL"), the $16B+ private equity firm. THL invests in middle market growth companies exclusively in three sectors: Financial Technology & Services, Healthcare, and Technology & Business Solutions. Since its founding in 1974, THL has raised more than $34 billion of equity capital, invested in over 160 companies, and completed more than 500 add-on acquisitions representing an aggregate enterprise value at acquisition of over $210 billion. Specifically within Financial Technology & Services, THL has invested $5.7 billion in 28 companies. Some notable exits you may know include: BlackKnight, FIS, FirstbanCorp, and MoneyGram, among others. Ganesh, has been with THL for over 20 years, coming from Morgan Stanley's FIG group and after completing his MBA at Harvard Business School. He is currently a director of AbacusNext, Black Knight, Dun & Bradstreet, ServiceLink Holdings, Ceridian HCM Holding Inc., AmeriLife Group, Auction.com, Hightower Advisors, and Insurance Technologies, and a board observer at Guaranteed Rate. Ally and Ganesh discuss: • The ways in which Private Equity has changed over the past 2+ decades • How THL is structured, where its latest $5.6 billion fund will be deployed, and the 5 Identified Sector Opportunities Ganesh focuses on within Financial Technology & Services • THL's sourcing and relationship building process with target partner companies • THL's role after a deal is inked • Ganesh's forward-looking theses on Vertical Software with Integrated Payments and Insurance Tech & Services • His most memorable deal and spending an atypical 13 years with that company before exiting • And a whole lot more -- About Ganesh Ganesh B. Rao is a managing director at Thomas H. Lee Partners. Prior to joining Thomas H. Lee Partners, Mr. Rao worked at Morgan Stanley & Co. Incorporated in the Financial Institutions Group. Mr. Rao is currently a director of AbacusNext, Black Knight, Dun & Bradstreet, Ceridian HCM Holding Inc., AmeriLife Group, Auction.com, Hightower Advisors, Insurance Technologies, Nextech, Odessa and a board observer at Guaranteed Rate. His prior directorships include Comdata, Nielsen, MoneyGram International, Optimal Blue, ServiceLink Holdings and Ten-X Commercial. Mr. Rao holds a B.A., summa cum laude, in Economics from Duke University and an M.B.A. from Harvard Business School. About THL THL invests in middle market growth companies exclusively within selected Identified Sector Opportunities (ISOs) in three industry groups: Financial Technology & Services, Healthcare and Technology & Business Solutions. The firm couples deep domain expertise with dedicated internal operating resources to transform and build great companies of lasting value in partnership with management. Since 1974, THL has raised more than $34 billion of equity capital, invested in over 160 companies and completed more than 500 add-on acquisitions representing an aggregate enterprise value at acquisition of over $210 billion. Its global investor base includes some of the world's leading public and corporate pension funds, sovereign wealth funds, financial institutions, endowments and high net worth families, which THL considers to be a valuable asset, providing additional co-investment capital as well as insight and relationships useful to its portfolio companies. Since 2015, the firm has raised approximately $15 billion for its Flagship, Continuation and Automation Funds and over $5.5 billion of LP Co-investment vehicles. -- As always, for more Fintech insights and opportunities to collaborate, please find us below: Blog: medium.com/wharton-fintech Twitter: twitter.com/whartonfintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ Suggest a Guest: airtable.com/shrdbokQPxAJzgVh7 Ally's Twitter: twitter.com/AllyMcCloskey Ally's Linkedin: linkedin.com/in/allyraemccloskey/

Anirudh Singh sits down with Deven Parekh, Managing Director at Insight Partners. The two discuss what makes Insight such a successful investment firm, the evolution of fintech investing over the past 10 years, investments in Slice, GCash, Pomelo, and much more. Deven Parekh: Deven Parekh is a Managing Director at Insight Partners. Since joining Insight in 2000, he has made more than 130 investments in enterprise software, data, and consumer internet businesses globally, including in North America, Europe, India, Israel, China, Africa, Latin America, and Australia. Currently, Deven serves on the Boards of Directors for Appriss, Calm, Candy, Checkout.com, Chrono24, Community Brands, CoreLogic, Diligent, DistroKid, DriveWealth, Ellkay, Fanatics, iad, PDI, TetraScience, Vinted, WeWork, and Within3. Other companies within his portfolio include Chargebee, FTX, Thunes, Splitwise, 1stdibs, Slice, Saks.com and Saks OFF 5th, BharatPe, and Automattic (WordPress). In addition to his work at Insight, Deven currently serves as a Board Member for the Council on Foreign Relations, NYU Langone, the Carnegie Endowment for International Peace, and the Tisch New York MS Research Center. He was also confirmed by the United States Senate to serve on the Board of Directors for the U.S. International Development Finance Corporation. Prior to joining Insight, Deven was a Principal at Berenson Minella & Company, a New York-based merchant banking firm, where he served on the M&A Committee. He also worked for Blackstone on M&A and other investment activities. Deven has a B.S. in Economics from the Wharton School at the University of Pennsylvania. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Anirudh Singh sits down with Greg Schvey, CEO of Axoni. The two discuss Greg’s introduction to bitcoin, the benefits of blockchain technology, public vs. private blockchains, and much more. Greg Schvey: Greg is a repeat entrepreneur and drives Axoni’s strategic execution. He previously co-founded TradeBlock and worked as a fixed income analyst at Citigroup. Greg holds a bachelor’s degree from Cornell University where he studied finance. Axoni: Axoni was founded in 2013 with the goal of overhauling global capital markets infrastructure. That vision has become a reality through intensive technology development and deep collaboration with the world’s leading financial institutions. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

Trevor Prince sits down with John Beccia, the Co-Founder and CEO of FS Vector, and Edin Trto, a Managing Director at Canaccord Genuity. FS Vector is a strategic consulting firm in the FinTech industry, focused on regulatory issues and other critical functions. In this episode, John and Edin discuss how their teams prepared FS Vector for its first institutional capital raise, how they navigated market volatility during their process, their outlook on the FinTech regulatory landscape, and much more.

In today's episode, Ally McCloskey sits down with two-time guest Dan Westgarth, COO at Deel. Deel makes growing remote and international teams effortless by simplifying international hiring, compliance, and payments all on one platform. This means businesses can hire anyone, anywhere as independent contractors or full time employees compliantly, in minutes, and with the ability to pay them in over 120 currencies and cryptos starting with USDC. The company has raised over $631mm from the likes of a16z, Spark Capital, Y Combinator, Coatue, Elad Gil, Nat Friedman, Alexis Ohanian, Daniel Gross, and others, most recently closing their $425mm Series D this past October. Dan joined Deel in 2020, after spending what he calls his "postgraduate education" at Revolut. For more on that chapter of his life, check out the link below to his 2019 WFT Podcast debut. In this conversation, Ally and Dan discuss: • Dan's time at Revolut and his lessons learned leading the early U.S. expansion • Meeting the founders of Deel and building conviction that they'd be the team to tackle global hiring and payroll • How Deel replaces long email chains, generic contracts, individual wire transfers, and foreign subsidiaries and instead enables quick and compliant hiring of employees living anywhere in the world • The effects of the pandemic on demand for foreign talent • How Deel thinks about company culture when it has 450 employees working in more than 50 countries • Why Dan values investor diligence as it relates to his own technical operations • And a lot more About Dan (twitter.com/Dan_Westgarth) Fintech enthusiast Dan Westgarth currently serves as Chief Operating Officer at Deel, where he manages Deel's Business, Operations, Legal, and Compliance teams. Before joining Deel, Dan was one of challenger bank Revolut's earliest employees, most recently in the role of General Manager for North America. Outside of his day to day at Deel, Westgarth spends his time making early-stage angel investments into interesting technology companies and helping them scale. Dan's 2019 WFT Podcast debut: https://soundcloud.com/wft/dan-westgarth-north-america-general-manager-for-revolut About Deel Deel is a global payroll solution that helps businesses hire anyone, anywhere. Using a tech-enabled self-serve process, companies can now hire independent contractors or full-time employees in over 150 countries, compliantly and in minutes. Today, Deel serves 6,000+ customers from SMBs to publicly traded companies, including Coinbase, Shopify and Dropbox, among others, and just recently announced that customers can now fund their payroll in crypto. For more on its journey, check out What's the deal with Deel? -- As always, for more Fintech insights and opportunities to collaborate, please find us below: WFT Blog: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Home: www.whartonfintech.org WFT LinkedIn: www.linkedin.com/company/wharton-fintech-club/ Suggest a Podcast Guest: airtable.com/shrdbokQPxAJzgVh7 Ally's Twitter: twitter.com/AllyMcCloskey Ally's Linkedin: linkedin.com/in/allyraemccloskey/

Gabriela Ariana Campoverde sits down with Ram Palaniappan, Founder and CEO of Earnin, which gives people access to their pay directly from their smartphones. No hidden fees, no penalties, no waiting—just access to your hard-earned cash right when you need it. With each transaction users are given the opportunity to pay what they believe is fair. In this episode, you will learn all about how: - Ram started Earnin by lending his own money to his colleagues - Earnin addresses the Earned Wage Access gap - 66% of users see an increase in their ability to pay bills with Earnin’ - The lending landscape is changing - And so much more! About Ram Palaniappan Ram Palaniappan, is the Founder and CEO of Earnin. He is passionate about building a financial system for the people, by the people. He is a graduate of the Birla Institute of Technology and Science, Pilani, where he earned his MMS, and Purdue University Krannert School of Management, where he earned his MBA. About Earnin Earnin gives people access to their pay directly from their smartphones, whenever they need it. Launched in 2014, Earnin is driving consumer-empowered finance through mobile technology by breaking open more than $1 trillion held up in America's pay cycle. Current funding partners include Andreessen Horowitz, Matrix Partners, Ribbit Capital, Felicis Ventures, March Capital Partners, Trinity Ventures, Thrive Capital, and Camp One Ventures. To learn more about Earnin, visit earnin.com. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela’s Twitter: twitter.com/byGabyC Gabriela’s LinkedIn: linkedin.com/in/gcampoverde

In today's episode, Olamide Williams catches up with Professor Chris Brummer of Georgetown Law to discuss fintech regulation, balancing that with innovation, the unique connection between fintech and rap, as well as his top five rap artists of all time. Professor Brummer is the host of the Fintech Beat Podcast, which features the latest trends, movers and shakers, ideas, and policies in fintech. He sits on the boards of Fannie Mae, K2 Integrity, public.com and is the Scholar in Residence at Paradigm, the $2 billion crypto fund. He is also the host and organizer of DC Fintech Week. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech