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Explore every episode of the podcast Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire f

Dive into the complete episode list for Wealthy After 40: Personal Finance, Budgeting, Retirement Planning, Savings, Spending, Financial Freedom, and How to Retire f. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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TitlePub. DateDuration
Ep 148 | How to Take Goal Action Every 90 Days12 Sep 202500:16:52

When it comes to saving for retirement, do you feel paralyzed by the big picture? Maybe you’re staring down $500K, $750K, or even $1 million and thinking, “That’s impossible.” The truth is, it’s not. The key is breaking those big goals into smaller, doable chunks. 

In this episode, I’ll share how my Milestone Method will help make your money goals tangible, actionable, and achievable.


What you’ll learn in this episode:

✅ Why big retirement goals feel overwhelming (and how to fix it)

✅ The power of milestones and 90-day targets

✅ How “opportunity cycles” fuel your financial progress

✅ Why feedback is more valuable than perfection

✅ How to build confidence by hitting small, realistic money wins

✅ A step-by-step way to make retirement goals achievable




Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 147 | 3 Retirement Myths That Are Keeping You Stuck09 Sep 202500:13:25

Have you ever caught yourself thinking, “I’ll never have enough to retire,” “I’ve got too much debt to pay off,” or even “It’s too late for me to catch up”? These thoughts feel true, but they’re actually myths that quietly keep you stuck. 


In this episode, I’ll help you uncover the sneaky stories your brain tells you to keep you “safe,” and how to start rewriting them so you can move toward the retirement you want.


What you’ll learn in this episode:

✅ What limiting beliefs are and where they come from

✅ Why your brain holds onto myths (and how it thinks it’s keeping you safe)

✅ Three common retirement myths you may believe

✅ Why these thoughts stall your progress toward retirement

✅ Simple steps to rewrite your story and rewire your brain

✅ How pairing new beliefs with small actions builds confidence and momentum




Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 138 | Why Am I Bad With Money? 4 Mindset Shifts to Help You Move Forward08 Aug 202500:17:55

Why am I bad with money? If you’ve ever asked yourself that question or told yourself “I’m just bad with money”, this episode is for you. 


The truth: it’s not a lack of tools or knowledge that keeps you stuck. More often, it’s shame. And that shame keeps you frozen, second-guessing every decision and avoiding the very habits that could help you grow.


In this episode, you’ll learn:

✅ How to recognize financial shame or guilt and the difference

✅ Why saying “I’m bad with money” keeps you stuck and how to shift that belief

✅ Why compassion is more powerful than discipline when it comes to budgeting

✅ Four ways to release shame and make progress with your money



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 51 Your Successful Retirement Can Be Found Beyond the Numbers With Craig Colvett09 Apr 202400:26:08

Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods. 


Through his two decades of experience in the financial sector, Craig has established a reputation for helping people with all of the non-financial elements of retirement including finding their purpose, improving their mental health, and making sure they have a plan for social interaction.


Colvett emphasizes the role of a coach in guiding individuals through this transition, highlighting the power of journaling, defining life goals, and embracing accountability towards a fulfilling retirement.


Together we discuss: 

  • the non-financial aspects of retirement 

  • finding purpose

  • social support 

  • redefining retirement as a career shift


Connect with Craig:

LinkedIn

Website


Let’s Connect!

Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. 


Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 


Are you looking for 1:1 support with your finances? Schedule a free Budget Breakthrough Call to learn more about what coaching can look like for you. On this 60-minute call, we’ll explore what you’re currently doing and what changes you can make moving forward.


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 50 Reflection and Five Bite-Sized Strategies for Financial Empowerment Today02 Apr 202400:25:05

We’re celebrating 50 episodes!! And top 10% of all podcasts globally!


I chose the number 5 in celebration of today’s episode.


5 things I wish my younger self knew and the beginning of my finance journey 

AND 

5 pieces of advice for listeners to take action with today


GIVEAWAY:

I am giving away one spot to my 4-month signature program, the Financial Freedom Accelerator to celebrate 50 episodes. 


There are two ways to enter:

  1. Screenshot this episode, tag 5 friends to share the podcast, and tag @elevate_finances to be entered

  2. Leave an honest Apple podcast review between April 2nd and April 30th to be entered


Listen to episode 056 on May 14th (or read the shownotes) to learn the winner of the giveaway!!


Let’s Connect!


Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. 


Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 


Are you looking for 1:1 support with your finances? Schedule a free Budget Breakthrough Call to learn more about what coaching can look like for you. On this 60-minute call, we’ll explore what you’re currently doing and what changes you can make moving forward.


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 49 How to Navigate Life's Financial Maze with Literacy Knowledge26 Mar 202400:23:45

Today’s episode is all about Financial Literacy!


Financial literacy is the combined knowledge and skills required to make responsible and informed financial decisions that contribute to a sense of financial security and well-being. Knowledge of financial concepts like saving, investing, spending and borrowing is the foundation of financial literacy.


I will be exploring the following topics and how they impact us financially:

  • Employer Benefits

  • Taxes

  • Credit Scores and Reporting

  • Retirement

  • Insurance Planning

  • Estate Planning


Let’s Connect!

Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. 


Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 


Are you looking for 1:1 support with your finances? Schedule a free Budget Breakthrough Call to learn more about what coaching can look like for you. On this 60-minute call, we’ll explore what you’re currently doing and what changes you can make moving forward.


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 48 Co-Investing in Real Estate for Passive Income With Frank B. Hanna19 Mar 202400:24:14

Real estate investment, particularly in passive income options, offers a pathway to financial freedom for individuals of various backgrounds and stages in life. By leveraging strategic partnerships and innovative platforms, investors can access high-end real estate opportunities while minimizing risks and maximizing returns.


  • Benefits of Passive Income
  • 1031 Exchange Strategy
  • Retirement Planning
  • Diversification and Goals
  • Long-Term Financial Freedom


Connect with Frank:

https://www.revxwealth.com/


Let’s Connect!

Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. 


Are you ready to start a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist with steps and additional resources to help you create your debt pay-off strategy. 


Register for this month’s workshop HERE or visit the website to find out about upcoming workshops.


Are you looking for 1:1 support with your finances? Schedule a ⁠free budget strategy call⁠ to learn more about what coaching can look like for you.


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 47 - 8 Reasons You're Struggling with Budgeting12 Mar 202400:20:01

In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting.


Eight (8) Common Struggles:

  • Lacking goals and direction
  • Tracking tool or method
  • No element of fun
  • Not spending enough time
  • Not being flexible
  • Not being realistic
  • Not including partner/spouse
  • No accountability


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 46 How to Increase Financial Stability for a Solid Financial Foundation05 Mar 202400:21:06

In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation.


Specifically we’ll focus on:

  • How to avoid being financial fragile
  • A different look at savings
  • How to create “emergency fund” savings
  • Preparing for a solid financial future


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 45 How Understanding Financial Freedom Levels Can Accelerate Your Financial Journey27 Feb 202400:22:26

In today’s episode, I talk about Grant Sabatier’s Financial Freedom Levels

Specifically we’ll focus on:

  • The 7 Levels of Financial Freedom
  • Definition of Each Level
  • Action Steps to Move to the Next Level
  • Determining What Financial Freedom Means To You

If you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the Money You Will Ever Need by Grant Sabatier. I wish I would have had it earlier on my journey.


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 44 Caregiving Chronicles: Stories of Financial and Physical Care20 Feb 202400:29:50

Caregiving Chronicles: Stories of Financial and Physical Care

In today’s episode, we talk with guest Danielle Muira, who recently found herself in a primary caregiving role. Listen to her story as she shares the rewards, effects, and advice she is now giving being on the flip side of this caregiving journey.


To connect with Danielle follow these links:

https://twitter.com/Daniellemiula

https://www.linkedin.com/in/danielle-miura/

https://spark-fin.com/


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 43 Why Understanding Debt is Important to Your Financial Journey13 Feb 202400:20:05

In today’s episode there are two questions we will be discussing and answering for you today. 


What is debt and what is debt management? 


Specifically we’ll focus on:

  • Tips to manage your debt
  • You choose that the payment will work
  • How much debt to take on
  • What types of debt
  • What “things” are you willing to purchase with credit


We’ll also talk about a few life challenges we may have to deal with if we are too complacent about debt.



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 42 Debunking Debt Myths For Financial Freedom 06 Feb 202400:16:22

In today’s episode we will be debunking myths and beliefs you may have about debt. The three for today’s podcast are: 


  • All debt is bad 
  • Debt should be avoided at all costs
  • Debt is forever. 

If you are on a journey to pay off debt and handle debt, it’s important that you create your own rules around debt.


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 137 | How to Stop Overspending Money When Tracking Isn’t Enough05 Aug 202500:15:19

How do you stop overspending money even when you’re tracking and knowing where your money is going? Control happens at the decision-making stage not when you review your expenses and “see your overspending”. 


This episode will help you understand why knowing where your money goes isn’t the same as being in control and what you should do instead to help you stop overspending. 


What You’ll Learn:

✅ What is Overspending 

✅ Are You Truly Overspending

✅ Why You Overspend Even When Using A Budget

✅ 3 Actions To Help You Stop Overspending




Related Episodes:

Episode 133 - How to Create a Budget and Stick to It (Even When Life Goes Off Track)



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 41 Change Your Mindset Around Debt to Find Freedom From Debt 30 Jan 202400:15:21

Today’s episode is about looking at debt differently. Most of the time we are stuck looking at it and just want to get rid of it. This may be doing more harm than good. Have you ever heard the statement, “can’t see the forest for the trees?” 


Specifically in this episode, we’ll cover:

  • How to stop letting debt keep us financially stuck 
  • What is a debt driver?
  • How to view the true problem with our debt


Listen to episode 5 to answer the question - Do I save or pay off debt first?

Listen to episode 15 where I cover 5 different strategies to help you create a debt payoff plan



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 40 Soul Based Financial Planning with Dee Dee Baze23 Jan 202400:25:26

Today’s episode is with a wonderful guest from math teacher to financial advisor to enrolled tax agent. Listen to her amazing story and how she supports women in all financial situations. 


  • Soul Based Planning
  • Saving for retirement “late” to the game
  • Taxes in retirement and things we should know


Dee Dee Baze and Alphemita Financial Services


Connect with her on socials:

LinkedIn

Facebook



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 39 Embracing Your Financial Journey with a Growth Mindset16 Jan 202400:20:13

Today’s episode is about helping our minds have a fresh start. Gaining clarity with numbers and vision will need our minds in the right space. Learn how to make that mindset shift from negative to positive as you head toward your financial vision.


  • Discover what negative thoughts may be holding us back
  • How to restate those thoughts and commit to change 
  • Why a money routine is essential
  • Steps to take for a mindset journey 


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 38 Crafting Your Future Financial Vision With Clarity - A Client Case Study09 Jan 202400:13:22

During this episode, we’ll talk about creating a vision for your future. This future will more than likely be dependent on money. We dive in deeper to setting goals to get to the dream, your financial future, and the action steps for momentum and success. I also share a client story to demonstrate the application of each step. (Part 2 of 3)


Topics discussed:

  • Where to start with your financial future
  • What are goals and how do they help
  • Creating specificity within those goals for action


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 37 Gaining Financial Clarity - Reflection for a Successful Year Ahead02 Jan 202400:21:17

Gaining Financial Clarity - Reflection for a Successful Year Ahead


Many of my clients need help with where even to start getting ahead with their money. Today’s episode is part 1 of 3, to help you find clarity with your finances and action steps to get moving forward. Be encouraged and guided to look at your expenses through a different lens or filter and where can you double down on successes?


What is discussed on this episode:

  • Reflecting on last year’s money events
  • Reviewing income and expenses
  • Identify financial wins
  • Pinpoint areas for improvement
  • Guiding questions
  • Additional support



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 36 The Unseen Links Between Money and Life with Amy Kemp28 Nov 202300:22:29

Amy is a strategic coach, and a part-time network marketer, and five years ago, she opened the doors to a new corporation called Amy Kemp, Inc. In this growing business, Amy uses the Habit Finder assessment tool in small group and one-on-one engagements to help leaders understand how deeply thought habits impact every part of their lives. 

Amy is releasing her new book I See You: A Guide for Women to Make More, Have More, and Be More – Without More Work due out in February 2024. 


Topics discussed:

  • Stretching Towards Money Goals
  • Impact of Money Beliefs on Financial Journey
  • Money as a Reflection of Relationships
  • Emotional Ties to Money
  • Facing the Fear of Change


Connect with Amy:

Instagram

Facebook

LinkedIn



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 35 Savings Strategies: How to Build an Emergency Fund on a Tight Budget21 Nov 202300:22:10

Saving strategies to help you build an emergency fund on a tight budget


Listen to today’s episode to find strategies and motivation to begin your journey with saving money in an emergency fund. Knowing how an emergency fund can support your money journey is important to being successful and growing not only that emergency fund, but future wealth.


  • What is an emergency fund? How does it help your finances?
  • Importance of an emergency fund 
  • 4 Specific savings strategies



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 34 Saved Enough for Retirement? Tips If You Started Late With Faron Daugs14 Nov 202300:24:50

Faron Daugs is a Certified Financial Planner™ and wealth advisor with more than 30 years of experience. As the founder and CEO of Harrison Wallace Financial Group, he serves as a go-to source and trusted advisor for his clients across the country. Based in Libertyville, Illinois, Harrison Wallace Financial Group provides comprehensive wealth management services and a consultative approach to help entrepreneurs, executives, self-made millionaires, and generations of families meet their financial goals. 


Listen in as we discuss:

  1. How to start your planning now
  2. What to do if you’re considering retirement
  3. Importance of employer match and benefits
  4. Bucketing system for success and peace of mind
  5. Estate planning and family conversations


Connect with Faron Daugs

On Facebook

Harrison Wallace Financial Website



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 33 The 5 Budgeting Phases from Shock to Second Nature07 Nov 202300:22:26

Listen to today’s episode to dig deeper into the budgeting process. Most of the time it’s more than creating and tracking. I discovered that my entire budgeting journey was reflected in phases. With each phase, I was able to learn more and progress. Learning this information now, you’ll have a step up to conquering your fighting issues with budgeting.

  • New
  • Discovery
  • Building
  • Refining
  • Stability

Each phase is discussed and the obstacles laid out within each phase. I wish I would have known this before I started budgeting.


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 32 Learn to Fight Budget Fatigue: 6 Tips to Stay Inspired on Your Journey31 Oct 202300:19:13

The money journey is long, but it doesn’t have to be hard. The beginning will be definitely a learning challenge, but once you’ve figured out the pieces and have them running smoothly, it should be easy.

Listen in as I share 6 tips to help you stay motivated when the going gets tough!!

  • Realistic
  • Change it Up
  • Celebrate
  • Accountability
  • Your Why
  • Decision fatigue

Look for the well-oiled machine that you need while on your journey to financial independence!


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 136 | How to Invest for Retirement (After You Do This First)01 Aug 202500:15:15

Thinking about investing for retirement? Don’t skip the most important first step. Before you put money in the market, you need a plan that protects your future and your peace of mind.

If you’re wondering how to invest for retirement or where to start investing with little money, this episode will guide you through the three smart steps to take before you invest, so that your future growth is secure and sustainable.


What You’ll Learn in This Episode:

✅ Why jumping into investing too soon can backfire

✅ The saving rule that makes investing work for you

✅ How to build a strong financial cushion (and why you need one)

✅ The truth about emergency funds vs. investments

✅ What to do if you don’t have a 401(k) or match




Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 31 Shifting Mindset from Scarcity to Abundance With Money, One Woman's Story24 Oct 202300:21:06

Iva is a certified Chrisitian life and Neuro coach. I help ambitious, faith-filled women master their mindset so that they can build thriving profitable businesses. 


This is powerful transformative work that gets to the root of what is holding many entrepreneurs back from building the successful business that they dream of. 


In 2019 I decided to pivot and begin coaching other business owners and absolutely love what I get to do! 


A couple of interesting facts about me: I was born and raised Amish I left that culture when I was 14. I quit school when I finished 8th grade. I started my first business when I was 14. I helped my oldest son recover from autism.


Iva tells us about her experiences with money from a very young age until now as an adult.

  • Her money beliefs growing up in the 80’s
  • She’s always been an entrepreneur
  • How they lived on one income with success
  • 2008 impact on their financial lives
  • Moving from lack to abundance


Connect with Iva!

Instagram 

Facebook 


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 30 Savings the #1 Habit to Financial Security17 Oct 202300:19:20

Savings the #1 Habit to Financial Security

Today’s episode is all about the power of saving money. By learning how to become a saver, we are able to get rid of debt and grow our wealth. I not only share eight (8) ways savings can help us manage our money but also share strategies and tips for saving money and how to overcome the obstacles you might face. 


Listen in as I share my thoughts on saving:

  • Savings as a money management habit
  • Strategies and tips for saving
  • Overcoming various obstacles to be a better saver

Start small and start creating the habit. 



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 29 Mastering the Art of Salary Negotiation: A Gen X Woman's Guide13 Oct 202300:22:26

Meera is a passionate advocate for women's empowerment and career success. She thrived as a Media Professional, honing her skills in the fast-paced world of media and communications. Despite this, she felt called to embark on a transformative journey of mentoring and coaching women.


With her unwavering commitment to empowering women, she has positively impacted the lives of hundreds of ambitious professionals. Through coaching and mentoring, she equips women with the tools and strategies to navigate salary negotiations, enabling them to secure the raises they truly deserve.


Listen in a Meera gives advice to women to find value in work and life

  • Job description vs. job duties
  • How we are perceived
  • Gaining confidence to ask for raise
  • How to follow up to the asking
  • Find your success through career coaching


Connect with Meera!

IG: @meerahardin 

FB: @meerahardininc


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 17 3 Pillars of Wealth: Your Path to Financial Independence Starts Here13 Oct 202300:19:52

Three pillars of wealth are: Saving, Spending, and Investing. We’ll discuss each and give ideas on bolstering that pillar. 


As we discuss today’s three pillars, think of how your strategy should give equal attention to all three. Not all three simultaneously, but each one and how it supports the others. 


Listen in as I share:  

  • How to save and where to save
  • Creating resistance and barriers to control spending
  • Having a plan for extra money
  • Strategy is not as important as just investing


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 28 How Unraveling Budget Behaviors Can Fast-Track Your Financial Goals03 Oct 202300:22:01

Today’s episode is all about reframing your negative budget behaviors. Knowing what behavior you need to replace and with what new habit or behavior. 


Listen in as I share common “money” or budget behaviors and how to change them:

  • Avoidance 
  • Restrictive 
  • Frustration 
  • Complacency 
  • Overwhelmed 
  • Overspending 



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 27 How to Find Financial Freedom with Focus Groups as a Side Hustle26 Sep 202300:20:02

Tara Trantham is a stay-at-home mom fueling her family’s FI/RE with focus groups.


Listen in as she shares:  

  • Why she loves FIRE
  • Finding her way as a stay-at-home mom
  • How focus groups became her side hustle 
  • How to get into focus groups 
  • Who they are best for


Connect with Tara!

Instagram



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 26 How Financial Coaches and Financial Advisors Support Your Path to Financial Freedom19 Sep 202300:18:49

Have you ever wondered the difference between a financial coach and a financial advisor? 


Today’s episode I explain the necessary role of each in your journey to financial freedom. 


Listen as I share:  

  • When each role is applicable
  • How they complement each other
  • What it looks like to work with them
  • How to choose which one or both is best for you


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 25 Navigating Finances Together: Tackling Debt as Newlyweds with a Baby on the Way12 Sep 202300:30:58

Alfredo Zapata, originally from Mexico, is a nutritionist, fitness coach, speaker, and author. For the last 30 years, he has been studying physical and mental performance and different techniques to keep the body healthy in an unconventional way with his program *Connect Mind and Body*. He lived in Los Angeles for over 28 years, married with two children, and worked with executives from FOX, Platinum Studios, and pro athletes. 


Alfredo shares his journey in a new country, getting married, and how they navigated finances.

  • From single to married handling money
  • Financial struggles as new parents
  • Struggling as a new entrepreneur
  • Avoiding finances and debt keeps climbing
  • Life lesson found in filing bankruptcy


Connect with Alfredo!

Instagram

LinkedIn

YouTube



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 24 From Surprises to Savings: Anticipating Expenses for a Solid Budget05 Sep 202300:16:41

Have you ever had an expense sneak up on you? Totally wreck your budget? Then you gave up?! 


Even if you didn't completely give up, your budget was off and you were winging it for the rest of the month! 


What if I told you, there was a way to actually plan for these expenses?


Listen as I share:  

  • How to define these expenses
  • Lose the month-to-month focus
  • Recognize irregular activities
  • How to create funds in your budget



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 23 How to Heal From Divorce In 8 Steps with Guest Rachel Ruby29 Aug 202300:27:35

Rachel S. Ruby, Divorce Healing Coach


Rachel S. Ruby is an attorney, entrepreneur, author, writer and coach. She worked in family law and was a certified divorce mediator. She has authored several other books, and Divorce to Bliss is her most heartfelt book to date. It took a big journey through the dark tunnel of divorce for Ms. Ruby to find true happiness and live her best life. It is her passion and her mission to share this pathway to happiness after divorce, so that others can live their truth and find ultimate bliss.


Today she joins the podcast to share eight (8) steps to rewire body, mind, and spirit, and heal after divorce.

  1. Make a plan to financially support yourself
  2. Take control of your health
  3. Express and recognize your feelings
  4. Learn to let go
  5. Build support networks
  6. Get out of the victim state
  7. Forgiveness
  8. Having an abundance mindset


Connect with Rachel:

Instagram

Facebook

LinkedIn

Website

Divorce to Bliss book


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 135 | Saving for Retirement at 40? Budgeting Isn’t Enough29 Jul 202500:16:18

If you feel like you’re late to the retirement game and don’t have much saved… you’re not alone. But here’s the truth. This isn’t just about balancing bills and savings anymore. You’re on a mission and every dollar you spend (or save) matters. The solution isn’t another tight budget. It’s clarity, alignment, and strategy.


In This Episode, You’ll Learn:

✅ Why your retirement savings problem isn’t just about needing to “save more”

✅ The key mindset shift that helps you stop feeling restricted

✅ Tips for saving for retirement that actually work 

✅ The 4-step process I use with clients to find hidden savings

✅ How to align your spending with what matters most without sacrificing joy




Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

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Ep 22 How to Navigate a Career Change & Stay Financially Stable During Transition22 Aug 202300:21:17

Angela is a Certified Christian Life coach and motivational mentor. Her 19 year career in education and her lifelong walk with God have equipped her with the skills, gifts, and experience needed to partner with women and transform their lives through coaching and applying biblical principles to everyday life. Faith over fear is her motto for life and God's provision and blessings are abundant because of her obedience to His calling on her life and she is passionate about sharing her story with others in an effort to inspire them to take their own leaps of faith and follow God.


Listen in as she shares:  

  • Her career pivot story from principal to life coach
  • How taking a leap of faith brought her wealth
  • Monetary wealth vs. Other wealth
  • Obedience equals abundance


Connect with Angela!

Instagram

Facebook Community


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 21 How to Stop Mindless Spending & Be Intentional With Your Money15 Aug 202300:19:49

Learning to be intentional with your money is so important. Do you plan what you are going to do with your money? Are you deliberate with each purchase you make during the month?


Listen as I share:  

  • What intentional means and how it’s a money strategy
  • Four (4) ways to be intentional with our money
  • How adding several levels makes managing money easier


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

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Grab the free Retirement Ready Checklist to begin your retirement planning journey

Ep 20 How to Teach Your Kids & Grandkids About Money08 Aug 202300:27:05

Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits.


In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habits!


Listen in as he shares:  

  • Learn to work hard and make good money choices
  • Messages kids receive about money
  • Spend smartly by learning to spend to save
  • Wants vs. Needs vs. Necessities 
  • Get kids into the habit of saving
  • Saving is an education


Connect with Sam X!

LinkedIn: Sam X Renick 

Twitter: @SammyRabbit1 

Website: SammyRabbit.com 

Email: contact@SammyRabbit.com



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 19 Personal Finance 101: How to Set Yourself Up for Money Success01 Aug 202300:20:17

Today’s episode is all about how to set ourselves up for success. You can definitely use these steps in any aspect of life, but I focus on how these specifically relate to money. A solid foundation of success strategies to help you remember the basics is essential while on your journey to financial freedom. 

Listen in as I share 8 tips to be successful:  

  • Identify your goals, be specific
  • Learn from what hasn’t worked; double down on what has
  • Create a plan
  • Measure your progress, in multiple ways
  • Find an accountability partner
  • Make it easy on yourself
  • Be patient and persistent
  • Celebrate all victories


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

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Ep 18 Struggling With Finding Wealth? Learn How Lila Veronica Find Abundance By Changing Her Money Beliefs25 Jul 202300:25:06

Struggling With Finding Wealth? Learn to Find Abundance By Change Your Money Beliefs and Embodying Your Worth


As a Speaker, Coach and CEO of The Riverstone Movement School, Leila Veronica helps high-performers, business owners & organizational leaders shift the physical component of their life. She integrates movement into your mental-mastery journey, so you can reach a greater potential faster without stressing or burning out.


Being raised by a single mom who showed her how to work hard. Then later married her stepfather, who won the lottery and within a year was more broke than before. The stories she grew up with around money and scarcity had a huge impact as she entered her career. As she explored her money beliefs, she later pivoted and found wealth and abundance. Listen in as Lila Veronica shares her money story and what led her to change her mindset. 


Connect with Lila Veronica:

Facebook

Instagram

LinkedIn



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

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Ep 16 Divorce - Harder than Addiction: The Effects of Divorce on Family, Money, and Love11 Jul 202300:24:16

Adam Jablin is a best-selling author, Inspirational Keynote Speaker, Transformational Life Coach, and Spiritual and Recovery Mentor. In 2006 Adam got clean and sober, which unleashed many gifts he had hidden inside. Adam inspires and teaches those fighting fears, alcoholism, and addictions to unleash their INNER HERO. 


My divorce was the hardest thing I ever had to go through. Tougher than getting clean and sober, drinking alcohol and substance abuse was like breathing air to me. The decision, the pain, the splitting of a family, the financial hardships felt like a death sentence. There is a recovery on the other side, there is a rainbow and my biggest lesson. It takes TWO to make it work and recover. Can’t be a one-man show!


Listen as Adams shares:

  • Divorce was harder than addiction because…
  • How you can find a rainbow on the other side
  • You’re not every story you tell yourself


Connect with Adam!

Adam’s Website

Adam on Instagram




Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 15 Five Ways to Get Out of Debt Without Sacrificing The Joys of Life04 Jul 202300:18:32

Debt can be overwhelming and if we’re not careful it can consume us. The first step to being able to get rid of debt is to stop creating debt. Inventory your debts not only by balance, payment, and interest rate. But also review what created or is creating your debts.


Listen in as I discuss: 

  • Debt drivers
  • Lean into prior success
  • Five strategies
  • How to choose


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

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Ep 14 Questions and Uncertainty About Working with a Financial Advisor or Financial Planner? A Quick Guide to Building a Relationship with a Certified Financial Planner27 Jun 202300:21:30

Rizek is the VP of Wealth Management at Divergent Wealth Advisors. He is a CPA and Certified Financial Planner® professional serving clients nationwide. Rizek graduated with a bachelor's and master’s degree in Accounting from Brigham Young University and specializes in financial planning, tax strategies, portfolio design, and estate planning. Rizek loves fly fishing, skiing, A&W Zero Sugar, and being outside.


Listen as he answers the following questions:

  • What is a financial advisor 
  • How to choose a financial advisor
  • What it looks like to work with a FA
  • How to prepare for a meeting with a FA
  • Commission or Fee-based advisor


Connect with Rizek Housari:

On TikTok 

LinkedIn



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

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Ep 13 How to Overcome Financial Stress & Fear... After Divorce, Job Loss or Major Life Transition20 Jun 202300:22:15

Whether we like to admit it or not, we’re all procrastinating about something we’d like to do differently when it comes to money. Is it more than a scarcity mindset? Are you dealing with money fears? Chrometophobia is the extreme fear of money. Money fears can come from different places and can be difficult to pinpoint.

Listen in as I discuss: 

  • Fear with your money
  • Four money fears
  • Barriers and resistance
  • How to move forward


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

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Ep 12 How to Become a Real Estate Investor & Build Generational Wealth With Terri Augustyn13 Jun 202300:21:09

As a Generation X woman, I found myself in my early 40's knowing I should do more with my money, but I had found a way that satisfied me when I found Real Estate. This is why I am making it my mission to help educate other Generation X women on how to start investing in real estate. Whether it's their first time buying a home or their first time buying an investment property.

Listen in as we discuss…

  • How to invest in real estate
  • Types of RE Investment
  • How to choose an investor agent

Don’t just let your money sit idly by!

Connect with Terri Augustyn:

www.GenXena.com

Instagram: @terriaugustyn 

Facebook: Terri Foss Augustyn



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 134 | How to Start a Side Hustle That Makes Money w/Chloe Winstanley25 Jul 202500:21:50

If you’ve ever thought, “I need a side hustle” or “What side hustle can I do?”, this episode is packed with inspiration and practical advice.

My guest, Chloe Winstanley, shares how she turned her passion for crafting into a successful side business. What started as selling polymer clay earrings online during the pandemic has now grown into hosting multi-craft workshops in both New Zealand and Seattle.


In this episode, you’ll learn:

✅ How to start a side hustle that aligns with your creativity and lifestyle

✅ Tips for running successful craft fairs and in-person workshops

✅ How to pivot during tough seasons and keep showing up

✅ What to consider when trying to make money with a side hustle

✅ The value of persistence, community, and connecting with others along the way



If you’re curious about starting something of your own, be sure to connect with Chloe:

Instagram: www.instagram.com/100kartist

Website: http://www.100kartist.com




Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 11 Six Steps to Financial Freedom & How They Helped Me Achieve Early Retirement06 Jun 202300:20:58

Have you ever wondered how to progress on your financial journey? Today’s episode is about the steps I used and how they helped me reach my financial goal. I then break down each step for you to individually implement into your own journey.

Listen in as I share…

  • How I Changed My Finances
  • Six Steps For Your Financial Journey
    • Goals
    • Budget
    • Tracking
    • Refining
    • Savings Plan
    • Learning and Growing


Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 10 It Hasn't Been Easy! Experience the Financial History of Gen X30 May 202300:12:12

What a fantastic generation we are as Gen Xers! And a lot has happened financially since our generation started. There have been numerous financial events, as well as new financial products, investing options, and retirement products. This episode is just a quick walk down memory lane.


After listening:

Do you remember those events or additions? How do you think these events and new plans affect our generation? How did it affect you personally whether your family or yourself?



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

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Ep 9 Are You Stuck? Unleash Your Potential - Break Free from the Scarcity Mindset23 May 202300:21:48

Break free from a scarcity mindset. A scarcity mindset is when you believe there are limited resources, so if someone else has something, you feel there is less of that resource available for you. Do you know that person that seems like no matter what they touch it “turns to gold”? This individual lives in an abundance mindset. 

Listen in as I discuss…

  • Knowing if you live with a scarcity mindset?
  • Learning to uncover your money beliefs
  • How and when to start making changes to those beliefs
  • Two exercises to get you started on your journey



Send me an email with your questions, thoughts, and takeaways from the podcast to: elevatefinancesllc@gmail.com

Join the next round of the Make Retirement Possible Challenge

Book A Free Clarity Connection Call to learn more about working with me

Grab the free Retirement Ready Checklist to begin your retirement planning journey

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