In this VISION by Protiviti podcast, The Economist Intelligence Unit’s Barsali Bhattacharyya, talks global market trends and customer expectations with Protiviti Managing Director Bryan Comite Protiviti Managing Director Bryan Comite, Customer Experience Strategy lead, Protiviti Digital. As CX moves further into digital domains, Bhattacharyya says we may eventually end up through the looking glass where the future reflects the past. “Businesses that are able to merge automation with human overview will be the winners,” she says.
You can visit Barsali Bhattacharyya’s LinkedIn page here: www.linkedin.com/in/paulcgodfrey/
You can visit Bryan Comite’s LinkedIn page here: www.linkedin.com/in/steve-wang-28317b4/  
To see more VISION by Protiviti content on the customer experience and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Mauro Porcini, President and Chief Design Officer at Samsung, sits down with Protiviti’s Alex Weishaupl, Managing Director, Digital Experience. Porcini says human centricity is the key to unlocking innovation and purpose, and even though AI will surely disrupt design, and almost certainly will decrease the number of workers, it could be for the best. “Ultimately, AI can do the most human thing of all, give us back the happiness we’ve lost over time,” he says.
You can visit Mauro Porcini’s LinkedIn page here: www.linkedin.com/in/mauroporcini/
You can visit Alex Weishaupl’s LinkedIn page here: www.linkedin.com/in/alexweishaupl/  
To see more VISION by Protiviti content on the customer experience and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Malcolm Eng, head of risk, business partnering at New South Wales-based TPG Telecom, sits down with Ruby Chen, a director with Protiviti Australia. Malcolm has spent the past decade working with some of Australia’s leading organizations to navigate the complexities of privacy, risk and the regulatory landscape. Here, he discusses data, Crowdstrike, emerging tech, AI, cybersecurity in the telecom industry, as well as what he sees on the privacy landscape over the next five years.
You can visit Malcolm Eng’s LinkedIn page here: https://www.linkedin.com/in/malcolm-eng-3466aa47/
You can visit Ruby Chen’s LinkedIn page here: https://www.linkedin.com/in/ruby-chen-protiviti/
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Jamie Woodruff, an ethical hacker, speaker and well-known cybersecurity specialist. Jamie started his journey into hacking at the age of nine when he uncovered a security flaw in a major social media platform during a student competition at a UK university. Over the years, Jamie has played a key role in uncovering vulnerabilities within major organizations and the web sites of high-profile individuals, such as Kim Kardashian. In his current role at a UK-based IT support and security company, he oversees a range of services, including training, cloud solutions, penetration testing, and comprehensive IT support. Woodruff offers his insights on what C-level executives and board can do to protect their businesses from attacks, what are the most common mistakes, what they should be looking for and what privacy looks like in the future.
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Protiviti’s senior managing director Tom Moore sits down with a pair of privacy luminaries who both left high-profile roles as chief privacy officers to join the global law firm Gibson Dunn. Jane Horvath is a partner and Co-Chair of the firm’s Privacy, Cybersecurity and Data Innovation Practice Group. Previously, Jane was CPO at Apple, Google’s Global Privacy Counsel, and the DOJ’s first Chief Privacy Counsel and Civil Liberties Officer. Keith Enright is a partner in Gibson Dunn and serves as Co-Chair of both the firm’s Tech and Innovation Industry Group and the Artificial Intelligence Practice Group. Previously, Keith was a vice president and CPO at Google. Tom leads a lively discussion about the future of privacy, data, regulation and the challenges ahead.
You can visit Jane Horvath’s LinkedIn page here: https://www.linkedin.com/in/janechorvath/
You can visit Keith Enright’s LinkedIn page here: https://www.linkedin.com/in/keithenright/
You can visit Tom Moore’s LinkedIn page here: https://www.linkedin.com/in/tom-moore-76859322/
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Konstantinos Karagiannis, Protiviti’s director of quantum computing services, sits down with Joe Kornik, Editor-in-Chief of VISION by Protiviti, to discuss the recent news that China may have broken military-grade encryption. Karagiannis sets the record straight on what happened, what it could mean for the future of classified information, and what organizations should be doing to prepare for a post-quantum world.

You can visit Konstantinos Karagiannis’ LinkedIn page here: https://www.linkedin.com/in/konstantinos-karagiannis-0a09503/.

To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Jow Kornik, Editor-in-Chief, sits down with Sue Bergamo. Bergamo is an executive advisor, former CIO, CISO, and Global Technology Strategist for Microsoft. She sits on several boards, is host the Short Takes podcast and author of So you want to be a CISO: A practical guide to becoming a successful cybersecurity leader. Here, Bergamo discusses recent SEC rulings and their impacts on the current and future state of the CISO role, and how the C-suite and boards view data governance and privacy, and what steps they should be taking right now to build customer trust.
You can visit Sue Bergamo’s LinkedIn page here:
https://www.linkedin.com/in/suebergamo/  
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief, sits down with The Economist’s Dexter Thillien. Dexter is the lead analysts for technology and data at the Economist Intelligence Unit, the research arm of The Economist. Dexter is the lead author of numerous reports on AI, cybersecurity, data privacy, technology and regulation as well a frequent speaker on the intersection of the digital economy and global business. Here, he discusses how privacy is in peril in the digital economy, the impact of emerging technologies on data protection, regulation vs. innovation, and how the private sector will play a significant role in data privacy in the future.
You can visit Dexter Thillien’s LinkedIn page here:
https://www.linkedin.com/in/dexterthillien/
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Protiviti’s Roland Carandang, Managing Director in the London office and one of the firm’s global leaders for innovation, security and privacy sits down with Sarah Armstrong-Smith, Microsoft’s Chief Security Advisor for Europe, Middle East and Africa, independent board advisor and author of Understanding the Cyber Attacker Mindset: Build a Strategic Security Program to Counteract Threats. The two discuss Microsoft’s data governance strategies in the face of elevated risk, the impact of AI and emerging technology and what steps business leaders should be talking to build out a strategic security plan.
You can visit Sarah Armstrong-Smith’s LinkedIn page here:
https://www.linkedin.com/in/sarah-armstrong-smith/
You can visit Roland Carandang’s LinkedIn page here:
https://www.linkedin.com/in/rolandatprotiviti/  
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Protiviti senior managing director Tom Moore sits down with Jules Polonetsky, CEO of the Future of Privacy Forum, a global non-profit organization that serves as a catalyst for privacy leadership, to discuss how business leaders can navigate a tricky road ahead for data security and privacy. For 15 years, Polonetsky and the FPF have helped advance principled data practices, assisted in the drafting of data protection legislation and presented expert testimony with legislatures around the world.
You can visit Jules Polonetsky’s LinkedIn page here:
https://www.linkedin.com/in/julespolonetsky/
You can visit Tom Moors’s LinkedIn page here:
https://www.linkedin.com/in/tom-moore-76859322/  
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, we welcome Vanessa Janissen, CEO of New South Wales Health Pathology, where she leads Australia’s largest public pathology and forensic science service. Employing more than 5,000 people, NSW Health Pathology performs over 100,000 clinical and scientific investigations each day across 60 laboratories and 150-plus collection centers. Janissen is interviewed by Ruby Chen, a director with Protiviti Australia.
You can visit Vanessa’s Janissen’s LinkedIn page here: www.linkedin.com/in/vanessa-janissen-80b60b78/.
You can visit Ruby Chen’s LinkedIn page here: www.linkedin.com/in/ruby-chen-protiviti/.
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Simon Miller, CEO of Anglicare Sydney, a nonprofit organization that offers services for seniors, families and individuals in need from food and housing to mental health and family care, sits down with Protiviti Australia’s Leslie Howatt, a managing director, and the firm’s technology consulting solution, to discuss Miller’s work as the CEO of an NGO, regulating AI, the future of public housing and how government can more effectively work with the social sector to deliver outcomes?
You can visit Simon Miller’s LinkedIn page here: www.linkedin.com/in/simongmiller/.
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Jim Stengel, former Global Marketing Officer at Proctor & Gamble and host of The CMO podcast with Jim Stengel, sat down with Protiviti’s Jen Friese Managing Director and Global Lead of Digital Solutions, to talk about how having a hyperfocus on consumers is the best way to build brand trust and customer loyalty in these tough times. Despite all the current uncertainties, “it’s a great time to be a marketer,” Stengel says.
You can visit Jim Stengel’s LinkedIn page here: www.linkedin.com/in/jimstengel/
You can visit Jen Friese’s LinkedIn page here: www.linkedin.com/in/jenniferfriese/
To see more VISION by Protiviti content on the customer experience and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION of Protiviti, welcomes Jo Ann Barefoot, CEO & Co-founder, Alliance for Innovative Regulation (or AIR), a nonprofit organization working globally to promote a more fair, inclusive and resilient financial system by helping adapt financial regulation for the digital age. Barefoot, who hosts the global podcast Barefoot Innovation and a Senior Fellow Emerita at the Harvard Kennedy School Center for Business & Government, discusses AIR, digitization, AI and the future of financial regulation — including how AI financial advisors or “custobots” endowed with fiduciary responsibility can help consumers manage their finances and build wealth.
You can visit Jo Ann Barefoot’s LinkedIn page here: www.linkedin.com/in/jbarefoot/.
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, moderates the recent VISION by Protiviti webinar: A New Social Contract: Cultivating 'Government for Good' in a Rapidly Changing World. Amid growing conflicts, geopolitical unrest, an uncertain financial future, and just a few years removed from a global pandemic that shook countries to their core, we examine the future of government. The World Bank’s Ed Olowo-Okere, the U.S. Navy’s Kathleen Creighton, The University of Oxford’s Dr. David Howard and Perry Keating of Protiviti discusses E-government, the digitization of services, data privacy, cybersecurity, national security, regulation, risk and compliance, and the changing nature of the public-private partnerships.
You can visit Ed Olowo-Okere’s LinkedIn page here: www.linkedin.com/in/ed-olowo-okere-00838585/.
You can visit Kathleen Creighton’s LinkedIn page here: www.linkedin.com/in/kathleen-creighton-36b4b1a0/.
You can visit Dr. David Howard’s LinkedIn page here: www.linkedin.com/in/davidhowardoxford/.
You can visit Perry Keating’s LinkedIn page here: www.linkedin.com/in/perrykeating/.
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Scott Laliberte, Managing Director and Global Leader of Protiviti’s Emerging Technology Group. Scott and his team enable clients to innovate by leveraging emerging technologies, such as AI, machine learning and IOT, among others. In this Q&A, Scott discusses all those emerging technologies and if, how and why and when the government should regulate them, as well as offers his feedback on a few emerging tech data points from the Protiviti-Oxford global survey on the future of government.
You can visit Scott Laliberte’s LinkedIn page here: www.linkedin.com/in/scott-laliberte-1629551/
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Perry Keating, Managing Director and President of Protiviti Government Services, speaks with Kathleen Creighton, former director of cybersecurity for the US. Navy, about global threats, emerging tech, AI, the next generation of talent and how the private sector plays into national security. Creighton retired from the U.S. Navy in 2021 following a 33-year career—including six years as a Rear Admiral—where she designed cybersecurity, IT and cloud strategy policy and governance for 607,000 Navy personnel. Currently, she is Independent Director for the ManTech Corporation, the West Bend Mutual Insurance Company and the Military Women’s Memorial.
You can visit Kathleen Creighton’s LinkedIn page here: www.linkedin.com/in/kathleen-creighton-36b4b1a0/
You can visit Perry Keating’s LinkedIn page here: www.linkedin.com/in/perrykeating/
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Nardos Bekele-Thomas, CEO of the African Union Development Agency and United Nations resident coordinator, to talk about what the continent needs to thrive in the future; namely, investment and infrastructure. Bekele-Thomas lays out her vision for the future of the continent and how both the public and private sectors will play key roles in turning Africa into a global powerhouse over the next decade and beyond.
You can visit Nardo Bekele-Thomas’ LinkedIn page here: www.linkedin.com/in/nardos-bekele-thomas-9a778025/.  
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Ghislaine Entwisle, Protiviti Managing Director and leader in the Technology Consulting and Business Performance Improvement practice, interviews Dr. Ian Oppermann about E-government, AI, digital ID, the equity gap and more. Oppermann is co-founder of ServiceGen, a firm that helps global governments achieve digital transformation. He is also an Industry Professor at the University of Technology, Sydney, and is considered an expert on the digital economy. Prior to co-founding Service Gen, Oppermann was Chief Data Scientist for the New South Wales Government.
You can visit Dr. Ian Oppermann’s LinkedIn page here: www.linkedin.com/in/ianoppermann/.  
You can visit Ghislaine Entwisle’s LinkedIn page here: www.linkedin.com/in/ghislaineentwisle/.  
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Konstantinos Karagiannis, Protiviti’s Director of Quantum Computing Services, to discuss quantum’s impact on the future of government, where the U.S. stacks up with the rest of the world and how encryption and protecting sensitive and classified information will be paramount. Karagiannis has been involved in the quantum computing industry since 2012 and is the host of Protiviti’s popular podcast, The Post-Quantum World.
You can visit Konstantinos Karagiannis’ LinkedIn page here: www.linkedin.com/in/konstantinos-karagiannis-0a09503/  
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti sits down with Tom Vartanian, an author, lawyer, futurist, board member and Executive Director of the Financial Technology & Cybersecurity Center, the Alexandria, Virginia-based nonprofit. Vartanian has more than 50 years of experience in the financial sector and served as a regulator in both the Reagan and Carter Administrations. He is the author of nine books, including his latest, 2023s The Unhackable Internet: How Rebuilding Cyberspace Can Create Real Security and Prevent Financial Collapse. Here, he discusses U.S. readiness when it comes to cyber warfare with our adversaries.
You can visit Tom Vartanian’s LinkedIn page here: www.linkedin.com/in/thomas-vartanian-159b34176/.
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik sits down with Heidi Crebo-Rediker to discuss how business leaders can future proof their business amid geopolitical. Credo-Rediker has held senior leadership positions in both in government and business, providing advice on geoeconomics and international economic policy for two US presidents, serving on the Biden Treasury Department Transition team as lead on International Affairs and in the Obama Administration as the State Department’s first Chief Economist where she offered guidance to two Secretaries of State. She is a former CEO and currently a Partner, at International Capital Strategies, an Executive Vice President at America’s Frontier Fund, and an Adjunct Senior Fellow at the Council on Foreign Relations.
You can visit Heidi Crebo-Rediker’s LinkedIn page here: www.linkedin.com/in/heidi-crebo-rediker-0911007a/.
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, the World Bank’s Ed Olowo-Okere, Senior Advisor, Equitable Growth, Finance and Institutions and Director of The World Bank’s Future of Government report, sits down with Charles Dong, Global Public Sector industry lead for Protiviti and Joe Kornik, Editor-in-Chief of VISION by Protiviti. Olow-Okere discusses the World Bank’s new social contract and call to action for governments around the world to reinvent themselves as they face unprecedented health, economic, and fiscal challenges.
You can visit Ed Olowo-Okere’s LinkedIn page here: www.linkedin.com/in/ed-olowo-okere-00838585/.
You can visit Charles Dong’s LinkedIn page here: www.linkedin.com/in/charles-dong-198ab1111/.
To see more content on the future of government and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Protiviti Managing Director Steve Wang sits down with Paul Godfrey, the William and Roceil Low Professor of Business Strategy at the BYU Marriott School of Business. Godfrey’s latest book, Clean: Lessons from Ecolab’s Century of Positive Impact, lays out a path for companies to improve their social, environmental and business performance. Here, Wang and Godfrey discuss the strategy of sustainability, navigating the regulatory field, creating multi-stakeholder value, and why companies should be committed to people, the planet and profit.
You can visit Paul Godfrey’s LinkedIn page here:
https://www.linkedin.com/in/paulcgodfrey/
You can visit Steve Wang’s LinkedIn page here:
https://www.linkedin.com/in/steve-wang-28317b4/
To see more VISION by Protiviti content on sustainability and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Tom Vartanian, an author, lawyer, futurist, board member and former federal bank regulator. Currently, he is the Executive Director of the Financial Technology & Cybersecurity Center, the Alexandria, Virginia-based nonprofit that advocates for Dynamic Financial Services and Public Policies. Vartanian has more than 50 years of experience in the financial sector and served as a regulator in both the Reagan and Carter Administrations. He is the author of nine books, including his latest, 2023s The Unhackable Internet: How Rebuilding Cyberspace Can Create Real Security and Prevent Financial Collapse.
You can visit Tom Vartanian’s LinkedIn page here: www.linkedin.com/in/thomas-vartanian-159b34176/.
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Greg Dillon, founding partner and principal of OneTeam Financial. Dillon, Head of Wealth Management and Retirement Income Planning and leader of the wealth management division, talks the financial future, wealth management and AI, the dollar, and the debt.
You can visit Greg Dillon’s LinkedIn page here: www.linkedin.com/in/gregory-dillon-cfa-cfp-158a055a/.
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Protiviti Australia Director Ruby Chen and Senior Director Rupesh Mahto sit down to discuss liquidity and digital solutions in payments with Nish Dharmaratne, Managing Director, Global Head of Product, GTS Westpac Institutional Bank in Australia. In this discussion, Dharmaratne talks core payments, new payment solutions, cross-currency payments, corporate commercial cards, merchant acquiring, liquidity solutions, risk, regulation and more.
You can visit Nish Dharmaratne’s LinkedIn page here: www.linkedin.com/in/nish-dharmaratne-87274412/.
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

What will the customer experience in payments look like in five to seven years? In this VISION by Protiviti podcast, Protiviti Managing Director Nathan Hilt interviews Dave Glaser, CEO of Dwolla, about the future of payments and how emerging technologies and the new infrastructure that emerges will, ultimately, transform the overall user experience in payments.
You can visit Dave Glaser’s LinkedIn page here: https://www.linkedin.com/in/daglaser/
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Dennis Chookaszian, director, adjunct professor of strategic management at the University of Chicago Booth School of Business and former chairman and CEO of CNA Insurance Companies. Chookaszian, who has served as a director on the boards of thirteen publicly traded companies and currently serves on the boards of the Chicago Mercantile Exchange, discusses how, when and why companies should be accepting digital assets, including crypto, and central bank digital currencies.
You can visit Dennis Chookaszian’s LinkedIn page here: www.linkedin.com/in/dennis-chookaszian/.
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Ryan Gullum, Protiviti associate director, Payments Technology Consulting, sits down with Peter Davey, a longtime payments, banking and financial services executive, strategist, innovator and former Head of Product Innovation and Labs at The Clearing House to discuss what’s on the horizon for financial services. Currently, Davey is Venture Partner at Alloy Labs where he’s focused on building out platforms that help community banks and credit unions succeed.
You can visit Susan Yang’s LinkedIn page here: www.linkedin.com/in/paymentsjedi/
You can visit Ryan Gullum’s LinkedIn page here: www.linkedin.com/in/ryangullum/
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In the VISION by Protiviti podcast, Susan Yang, General Manager, International Payments and Network Management at Commonwealth Bank of Australia, sits down with a pair of Protiviti payments experts to discuss how she and her team are leading the ISO20022 program and the digital IMT strategy execution for CBA. Protiviti’s Ruby Chen and Rupesh Mahto ask Yang about the future of the payments space, including the impact of emerging technologies, such as cryptocurrencies and blockchain as well as the increasing number of international payment remittance fintechs entering the market.
You can visit Susan Yang’s LinkedIn page here: www.linkedin.com/in/susan-yang-6ab4871/
You can visit Ruby Chen’s LinkedIn page here: www.linkedin.com/in/ruby-chen-61038932/
You can visit Rupesh Mahto’s LinkedIn page here: www.linkedin.com/in/rupeshmahto/
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Protiviti Director Ruby Chen and Protiviti Senior Director Rupesh Mahto sit down with Swift’s Suresh Rajalingam, who heads up the Oceania region and a team covering 20 countries across the region. Rajalingam is a seasoned senior payments professional with over 22 years of business development experience in both the domestic and cross-border payments space. Here, Rajalingam discusses the rapid pace of technology, open banking, the payment ecosystem, the future of payments in 2030 and beyond, and more.
You can visit Suresh Rajalingam’s LinkedIn page here: https://www.linkedin.com/in/suresh-rajalingam-26a77213/
You can visit Ruby Chen’s LinkedIn page here: https://www.linkedin.com/in/ruby-chen-61038932/
You can visit Rupesh Mahto’s LinkedIn page here: https://www.linkedin.com/in/rupeshmahto/
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Protiviti’s Lata Varghese, Managing Director, Digital Assets and Blockchain Solutions lead interviews Matthew Le Merle, Managing Partner and CEO of Blockchain Coinvestors, which he launched in 2014 with the goal of providing broad coverage of the fastest growth blockchain companies and crypto projects. In this discussion, Lata and Matthew talk about the roles of government and the private sector in innovation, regulation, technology and the infrastructure upgrades required for the coming digital revolution. They also discuss the future of the U.S. dollar and what the financial future looks like over the next decade and beyond.
You can visit Lata Varghese’s LinkedIn page here: https://www.linkedin.com/in/latavarghese/
You can visit Matthew Le Merle’s LinkedIn page here: https://www.linkedin.com/in/matthewlemerle/
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Darren Furnarello, Chief Compliance Officer at HSBC Asia Pacific, talks regulation, risk and reward with Protiviti Managing Director Adam Johnston. What does the future of the regulatory environment look like, and how do we navigate it? What keeps compliance officers up at night? “Some of the key things I see will be around digitalization, open banking, artificial intelligence and robotics, workforce transformation, cyber security, sustainable banking as well as regulatory technology,” says Furnarello.
You can visit Darren Furnarello’s LinkedIn page here: www.linkedin.com/in/darren-furnarello-ica-940a101a/.
You can visit Adam’s Johnston’s LinkedIn page here: www.linkedin.com/in/adam-johnston-b8807028/.
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Protiviti Director Hanneke Catts sits down with Carly Kind, Privacy Commissioner for The Office of the Australian Information Commissioner (OAIC), to discuss recent updates to the Australian Privacy Act. The OAIC is an independent national regulator for privacy and freedom of information; its responsibilities include conducting investigations, reviewing decisions, handling complaints, and providing guidance and advice.
You can visit Carly Kind’s LinkedIn page here: www.linkedin.com/in/carly-kind-0b201727/
You can visit Hanneke Catt’s LinkedIn page here: www.linkedin.com/in/hannekecatts/
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Swarup Gupta, financial services industry lead for The Economist Intelligence Unit, talks digital currencies and the future of cash with Joe Kornik, Editor-in-Chief of VISION by Protiviti. In the interview, Gupta discusses the future of the U.S. dollar, what currency could eventually replace it and when cash will no longer be king. “Cash was the only completely anonymous way of storing value over time in exchange. Digital payments have ended that, which has led to multiple concerns around privacy, who owns the data, who shares the data, who has rights to the data, and which authorities can gain access to which part of the data,” says Gupta.
You can visit Swarup Gupta’s LinkedIn page here: www.linkedin.com/in/swarup-gupta-1aa7134/.
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Evelyn Dilsaver, financial executive and former Charles Schwab President and CEO. In this episode, Dilsaver discusses the evolution of financial services, reflects on big disruptors in the investment space, and forecasts the future of financial services. Dilsaver looks ahead at what she says will be a less predictable future with the emergence of crypto and CBDCs, as well as AI’s impact on investment management— including whether or not AI will replace financial advisors.
You can visit Evelyn Dilsaver’s LinkedIn page here: www.linkedin.com/in/evelyn-dilsaver-9071805/.
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Dr. Peter Henry, an economist, Protiviti Advisory Board member, and Senior Fellow at Stanford’s Hoover Institute and Freeman Spogli Institute for International Studies, about the future of money, specifically what could lead us to a more equitable and prosperous future. In this interview, Dr. Henry talks about the 10th anniversary of his very important and influential book on global economic policy Turnaround: Third-World Lessons for First-World. What does he make of the last ten years? We also cover the future: the prospects of the global inflation, global macroeconomic assessment and opportunities, central banks and digital currency, and what the world may look in 2050 and beyond.
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with a panel of three longtime financial executives with more than 75 years of combined experience in financial services and banking in Africa—Sepo Haihambo, Faith Khanyile and Charity Chanda Lumpa—to discuss the future of the sector, currency and the continent.
Haihambo is Executive Officer Commercial of First National Bank Namibia. Previously, she was Head of Global Markets for Rand Merchant Bank in Namibia. Khanyile is the former CEO of WDB Investment Holdings and Head Of Corporate Banking at Standard Bank Group, both in Johannesburg. Lumpa is the founder and CEO of the Charity Chanda Lumpa Foundation, and a three-time CEO of the Zambia National Tourism Board, Ecobank Zambia Limited and Airtel Networks Zambia Plc.
You can visit Sepo Haihambo’s LinkedIn page here: www.linkedin.com/in/sepo-l-b477632/
You can visit Faith Khanyile’s LinkedIn page here:/www.linkedin.com/in/faith-khanyile-1b5637162/
You can visit Charity Chanda Lumpa’s LinkedIn page here: www.linkedin.com/in/charitychandalumpa2602/
To see more content on the future of money and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, welcomes in a panel of Protiviti experts to discuss what insurance will look like in the metaverse future. To facilitate the discussion, Kornik calls on Alex Weishaupl, a managing director in Protiviti’s digital practice, to examine the landscape of insurance in the metaverse, including what’s covered and what’s insurable, claims, customer and employee experience, constraints to adoption, the future of talent and how new technologies could potentially disrupt the sector over the next decade and beyond. Our panel of Protiviti experts includes managing directors Shawn Seasongood and Tom Luick, as well as director Jackie Simmons. Join us as we go into the metaverse to explore the future of insurance.

You can visit Alex Weishaupl’s LinkedIn page here: www.linkedin.com/in/alexweishaupl/.

You can visit Shawn Seasongood’s LinkedIn page here: www.linkedin.com/in/shawn-seasongood-9a43ba6/.

You can visit Tom Luick’s LinkedIn page here: www.linkedin.com/in/tomluick/.

You can visit Jackie Simmons’ LinkedIn page here: www.linkedin.com/in/jackie-simmons-99a37718b/.

To see more content on the metaverse and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, is joined by Dr. Catriona Wallace, Founder of the Responsible Metaverse Alliance and a specialist in the fields of AI, the metaverse and the responsible use of technology. Dr. Wallace, author of the 2022 book Checkmate Humanity: The how and why of responsible AI, has been recognized by The Australian Financial Review as the most influential woman in business and entrepreneurship. She is also an international advisor on Interpol’s Metaverse Expert Group focused on policing in the metaverse, and an adjunct professor at the University of New South Wales.

You can visit Dr. Catriona Wallace’s LinkedIn page here: www.linkedin.com/in/drcatrionawallace/.

To see more content on the metaverse and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Julie Tregurtha, Area Vice President for Coupa for Africa and the Middle East, to discuss the metaverse and its implications for the future of business. Tregurtha, a resident of South Africa and leader in the IT industry for more than three decades, heads up a team responsible for the promotion of Coupa, a software company based in San Mateo, California. She says executives need to follow their customers wherever they want to go—including the metaverse.

You can visit Julie’s LinkedIn page here: www.linkedin.com/in/julie-tregurtha-a517505b/.

To see more content on the metaverse and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

Did you know that more than $1 billion is spent annually on fashion items in the metaverse? Mostly by children. Indeed, Luke Franks, host of the "Welcome to the Metaverse" podcast where he interviews some the brightest metaverse minds each week, has a collection of rare digital sneakers and an NFT horse racing stable.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, speaks with Franks, an advisor, speaker and presenter who has fronted shows for ITV, BBC Radio 1 and Sky, as well as branded content for Netflix, Amazon and Spotify. He was recently named one of the top metaverse thought leaders and content creators worth following, and his insight have been featured on VICE, the BBC, TalkRadio and in The Athletic.

You can visit Luke’s LinkedIn page here: www.linkedin.com/in/luke-franks-b8b509118/

To see more content on the metaverse and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Protiviti’s Amber Acosta, a Manager on the Diversity, Equity & Inclusion team, speaks with Dr. Shannon Deer, interim associate dean for undergraduate programs at Texas A&M’s Mays Business School, and Cheryl Miller, founder of Quantum Consulting and Training, which helps women who have experienced hardships find meaningful business careers. Deer, whose work focuses on corporate social responsibility and the intersection of business and social challenges, and Miller are co-authors of Business Doing Good: Engaging Women and Elevating Communities, which outlines six principles business leaders can implement to effectively hire women who have experienced serious hardships--incarceration, poverty, homelessness, addiction, violence, or engagement in the sex trade--to positively impact lives, businesses and communities.

You can visit Shannon’s LinkedIn page here: www.linkedin.com/in/shannon-deer/.

You can visit Cheryl’s LinkedIn page here: www.linkedin.com/in/cheryl-miller-80a27036/.

You can visit Amber’s LinkedIn page here: www.linkedin.com/in/jamberacosta/.

To see more content on the Future of ESG and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

Alan Knight, Group Director of Sustainability at the Drax Group, a UK-based renewable energy company engaged in power generation, the production of sustainable biomass and the sale of renewable electricity to businesses, joins the VISION by Protiviti podcast. Under Alan’s leadership, Drax is committed to enabling a zero-carbon, lower cost energy future through engineering, technology and innovation, and has set an ambitious goal to be the world’s first carbon negative power station by 2030. His call to action for boards and business leaders? Ask yourself the hard questions… including, would the planet be better or worse off without your company, your product or your service as part of it?

You can visit Alan’s LinkedIn page here: https://www.linkedin.com/in/alansingleplanetliving/.

To see more content on the Future of ESG and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Protiviti Senior Managing Director Tom Moore leads a discussion on the impact of AI and the critical need for children and teen privacy with key members of the Future of Privacy Forum, a global non-profit organization that serves as a catalyst for privacy leadership and scholarship, advancing principled data practices in support of emerging technologies. Tom welcomes Anne Flanagan, Vice President of Artificial Intelligence for the forum and Bailey Sanchez, Senior Counsel with the Future of Privacy Forum’s U.S. Legislation Team. The panel was recorded as part of VISION by Protiviti’s recent webinar “Building trust through transparency: Exploring the future of data privacy.”
You can visit Tom Moore’s LinkedIn page here: https://www.linkedin.com/in/tom-moore-76859322/
You can visit Anne Flanagan’s LinkedIn page here: https://www.linkedin.com/in/annejflanagan/
You can visit Bailey Sanchez’s LinkedIn page here: https://www.linkedin.com/in/baileysanchez/
To see more content on the future of privacy and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Sharadiya Dasgupta, founding partner of Blue Dot Capital, where she leads the firm’s strategy, client partnerships and industry engagement and advises CEOs, CIOs and family-office principals. Blue Dot is a sustainable-finance consultancy that partners with financial services firms to support the end-to-end development and execution of ESG and impact-investing programs. In this podcast, Dasgupta talks about the firm’s goals, projects and impact on the future of ESG.

You can visit Sharadiya’s LinkedIn page here: www.linkedin.com/in/sharadiyadasgupta/.

To see more content on the Future of ESG and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe.

Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, sits down with Protiviti’s Fran Maxwell, Global Lead of the People Advisory and Organizational Change Segment, and Kim Lanier, Director within that segment, to discuss what steps business leaders should be taking to create a culture of sustainability at their organizations over the next decade. What does that entail, why is it so important, and why is now the time to act?

You can visit Fran’s LinkedIn page here: www.linkedin.com/in/fran-maxwell-17aa233/.
You can visit Kim’s LinkedIn page here: www.linkedin.com/in/kimjabel/.

To see more content on the Future of ESG and other megatrends, please visit VISION by Protiviti at vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Joe Kornik, Editor-in-Chief of VISION by Protiviti, welcomes Piotr Jakubowski, founder of Nafas, an air-quality company and app built for Jakarta, which has notoriously poor air quality. In fact, it’s some of the worst on the planet, creating significant health risks for the city’s nearly 11 million residents. Jakubowski discusses how the quality and safety of the air — both outdoors and indoors — impacts our health, wellness, and cognitive performance. In short, better air quality leads to better results. What can business leaders do to make sure their companies are part of the solution, not the problem?

You can visit Piotr’s LinkedIn page here: www.linkedin.com/in/piotrj/.

To see more content on the Future of ESG and other megatrends, please visit VISION by Protiviti at http://vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.

In this VISION by Protiviti podcast, Protiviti senior managers Aaron Ragusa and Jordan Svoboda speak with Shy Muralidharan, Worldwide Energy Solutions Lead with Amazon Web Services, to talk data, data strategy and technologies of the future to help companies on their decarbonization journey across their value chains. For nearly two decades, Shy has been a global leader in the areas of energy and sustainability and says that “tech is still underrepresented in the quest for sustainability and emissions reduction, and I see tech playing a lot bigger role in the coming years.”

You can visit Shy’s LinkedIn page here: www.linkedin.com/in/shyleshm/.

To see more content on the Future of ESG and other megatrends, please visit VISION by Protiviti at http://vision.protiviti.com and subscribe. Contact Joe Kornik with questions or requests for additional information about VISION by Protiviti: joe.kornik@protiviti.com.