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Explore every episode of the podcast The Your Life! Your Terms! Show

Dive into the complete episode list for The Your Life! Your Terms! Show. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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1–50 of 619

TitlePub. DateDuration
Is Canada’s Real Estate Market Finally BROKEN? | Tom & Nick Karadza05 Oct 202600:47:56

Tom and Nick break down why some of the assumptions Canadians have relied on about real estate, investing and retirement may be starting to change.

They dive into housing, rates, AI, taxes, demographics, and what could reshape the next 5 to 10 years. 

⭐ Take Control of Your Money, Real Estate, and Future at the Your Life. Your Terms. Event on Saturday, Oct 17th - https://yourlifeyourtermsevent.com

---

📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/

🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle

WHERE TO FOLLOW US:

→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/

→ TWITTER ► https://x.com/rockstar_re

Canada's Next Mortgage Rate Shock May Be Starting NOW | Tom & Nick Karadza28 Sep 202600:52:44

Canada’s population surged, the bond market is moving, and mortgage rates may have other plans. Tom and Nick break down what it could mean for Canadian real estate, inflation and the economy.⭐ Take Control of Your Money, Real Estate, and Future at the Your Life. Your Terms. Event on Saturday, Oct 17th - https://yourlifeyourtermsevent.com---📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircleWHERE TO FOLLOW US:→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/→ TWITTER ► https://x.com/rockstar_re

Canada’s Next 10 Years Will Look NOTHING Like the Last 10 | Tom & Nick Karadza23 Sep 202600:47:07

Canada’s economy is changing fast, and the next 10 years could look very different from the last.

Tom and Nick break down interest rates, Ontario real estate, the recent AI "doomerism", and how to prepare for what’s coming next.

⭐ Join 1,000+ Investors Creating Freedom and Wealth for Themselves - ⁠https://yourlifeyourtermsevent.com⁠

Podcast on Spotify - ⁠https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511⁠

Podcast on Apple - ⁠https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663⁠

---

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/

⁠→ TWITTER ► ⁠https://x.com/rockstar_re⁠

The Real Reason Your Taxes Rise & Nothing Ever Improves | Patrick Carroll19 Aug 202601:06:14

Patrick Carroll explains why housing is so expensive in Canada — and why he blames zoning and government policy, not investors. 

The conversation widens into government spending, inflation as a hidden tax, and why waste is built into the system. 

It ends on what you can actually control: your own choices, your character, and your community.

Read his Substack: https://againsttheleft.substack.com/

---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠

From Their Last $5 to Building a Real Estate Portfolio in Two Countries | Marco & Sara Costa12 Aug 202601:26:32

Marco and Sara Costa once had just $5 left to their name in Portugal.

Today, they own multiple properties in Canada and Portugal.

In this episode, they share how they started over in Canada, worked multiple jobs, learned how to invest and began building their real estate portfolio.

It’s an incredible story about resilience, real estate and what can happen when you just keep moving forward.

🌟 Join the Rock Star Inner Circle - https://rockstarinnercircle.com/membership/

---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254

⁠📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠


WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠

Why Most Canadian Families Are Dangerously Uninsured | Todd O'Donnell07 Aug 202601:03:39

What happens when a tree crashes into your house, your sump pump dies, or thieves come for your truck? 

Tom sits down with long-time friend Todd O'Donnell to find out what's really covered, and what Canadian families should have in place. And of course, there was Blue Jays heartbreak talk!

---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠

How He Flew To 40 Countries For FREE Using Credit Card Points | Rashaad Ishmail04 Aug 202601:31:40

At 25, Rashad has been to nearly 40 countries, and he's barely paid cash for any of it.

In this episode, he breaks down how credit card points actually work, how he turned that same optimizer mindset into a 7-bedroom student rental pulling $5,000 a month, and how he and his girlfriend cut their housing costs in half with a duplex house hack on the Hamilton Mountain. 

See the full numbers and check out how Rashaad implemented this strategy: https://youtu.be/kZu15BI6GYw

❗📰 Get Your FREE Report and Learn How You Can Buy Your Home For Half the Cost: ⁠https://rockstarinnercircle.com/freereport/⁠

---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠

A Cross-Border Accountant Explains US Taxes for Canadians | Brian Cohen31 Jul 202600:55:42

Brian Cohen breaks down what Canadians need to know before investing in US real estate or starting a US business. 

He explains the costly LLC double-tax trap, how the right structure (like a C-Corp "blocker") can fix it, and how US estate tax and Canada's departure tax come into play.

Whether you own one rental or plan to move, this is the clear, no-jargon tax guide to doing it right from day one.

Email Brian: bcohen@grewalguyatt.ca

Visit Brian's Website: www.grewalguyatt.ca/brian-cohen/

Why Young Canadians CAN'T Afford a Home | Nick, Anthony, Amy & Aidan27 Jul 202601:06:41

Nick sits down with Anthony, Amy, and Aidan for an honest conversation about what it's really like to get ahead today. They dig into housing affordability, government spending, careers, and whether their generation was handed a worse deal or just a different one.

📰 Grab a copy of our FREE 'How to Buy a Home For HALF the Cost' report: https://rockstarinnercircle.com/freereport/⁠

The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want | Noha Abou-Hashima24 Jul 202601:13:24

We're NOT affiliated with, but highly recommend this app: YNAB  - Click this referral link for a 1 Month Free Trial: ⁠https://ynab.com/referral/?ref=ugYq1QXN1lgETsUg&sponsor_name=Noha&utm_source=customer_referral⁠


Nothing has changed Noha & Anthony's finances more than YNAB (You Need A Budget). In this episode, they break down how giving every dollar a job helped them finally see where their money goes, stop living paycheck to paycheck, and feel "mentally rich" on the same income.

---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠

Canada's Real Estate Bottom, Interest Rate Predictions & The Robot Economy | Tom & Nick Karadza20 Jul 202600:51:46

Tom and Nick Karadza break down the latest in Canada's real estate market, why interest rates aren't rising despite the predictions, and the emerging AI economy. 

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

How Canadian Millennials Are BEATING The Housing Crisis | Rock Star VIPs15 Jul 202601:14:05

Anthony sits down with Connor, Chinthu, and Robin (all Rock Star VIP members) to break down how they're turning their own homes into income.

Between the three of them, these everyday spaces are generating anywhere from $10K to $25K a year, mostly on autopilot. 

They also get into the platforms they use, what changes when kids arrive, and why the old housing playbook no longer works.

Grab a copy of our FREE 'How to Buy a Home For HALF the Cost' report: https://rockstarinnercircle.com/freereport/⁠

Check out the Rock Star membership: https://rockstarinnercircle.com/Membership/

Is A.I. Making Us Lazier, Dumber & Easier To Hack? | Zvon Petric10 Jul 202601:08:32

Zvon is a cybersecurity expert who is back to break down what A.I. is really doing with your data... and why letting it access your information could unravel your entire digital life. 

He shares how hackers are using A.I. to perfect scams, hijack accounts, and exploit businesses through shadow IT. 

Plus, why YOU are the product on free A.I. tiers.


Check out Campfire at: https://www.campfire.ca/

Reach out to Zvon at: zvon@campfire.ca


Podcast on Spotify - ⁠https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511⁠

Podcast on Apple -⁠ https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663⁠


---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/

⁠🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠




Canada's Energy U-Turn: Carney Finally Admits They Were WRONG | Tom & Nick Karadza06 Jul 202600:51:54

Canada's losing its best people... and most Canadians have no idea why. Tom and Nick break down the data behind the exodus, the currency debasement silently destroying your purchasing power, and Carney's surprise energy pivot.


Podcast on Spotify - ⁠https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511⁠

Podcast on Apple -⁠ https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663⁠

---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠

How This Couple Bought Their Dream Home For HALF The Cost | Mike & Joanna Dabrowski03 Jul 202601:09:07

Mike and Joanna share how they built a sports injury physio clinic in Oakville while growing a real estate portfolio—all despite being repeatedly told "no" by banks and brokers. 

They walk through their journey from a first condo to a detached home with a basement suite, plus a Hamilton duplex, and how they kept pushing forward to rethink what was possible!


❗📰 Get Your FREE Report and Learn How You Can Buy Your Home For Half the Cost: ⁠https://rockstarinnercircle.com/freereport/⁠

Podcast on Spotify - ⁠https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511⁠

Podcast on Apple -⁠ https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663⁠

---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠

Canadian Bank Admits Economy Data is GARBAGE | Tom & Nick Karadza29 Jun 202600:52:21

Tom and Nick are BACK for another Monday morning podcast!

They dive into how fast AI is reshaping the economy — from job displacement to longevity science — and why a major Canadian institution is now admitting the economic data we rely on has become unreliable. Also, what that means for your money, real estate, and the decade ahead. 

Carney's $3.2B Condo Bailout Is Printed Money — YOU Pay | Tom and Nick Karadza22 Jun 202600:50:21

The government just spent $3.2B bailing out Vancouver condos, and you paid for it. Tom and Nick break down why GDP measures spending instead of your actual purchasing power, and how reverse mortgages are quietly "coming for your inheritance".  


Podcast on Spotify - ⁠https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511⁠

Podcast on Apple -⁠ https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663⁠

---

🤔 Investing in Real Estate? Let's Chat! ⁠https://form.jotform.com/242254043973254⁠

📧 Subscribe to our Weekly Newsletter - ⁠https://rockstarinnercircle.com/newsletter/⁠

🎥 Watch our Real Estate Videos - ⁠https://www.youtube.com/@rockstarinnercircle⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠https://www.instagram.com/rockstarinnercircle/⁠

→ TWITTER ► ⁠https://x.com/rockstar_re⁠

Get PAID to Heat Your Home with Bitcoin Mining | Toine19 Jun 202601:24:06

This episode dives into "hash rate heating" — using Bitcoin miners as heaters that heat your home and pay you back in Bitcoin. 

Toine explains how he retrofits these machines to run quietly indoors and integrate with your existing furnace and smart home setup. He also covers the ROI, tax write-offs, and why landlords and greenhouse owners love it.

Check it out: ⁠256heat.com⁠

Podcast on Spotify - ⁠⁠https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511⁠⁠

Podcast on Apple -⁠⁠ https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663⁠⁠

---

🤔 Investing in Real Estate? Let's Chat! ⁠⁠https://form.jotform.com/242254043973254⁠⁠

📧 Subscribe to our Weekly Newsletter - ⁠⁠https://rockstarinnercircle.com/newsletter/⁠⁠

🎥 Watch our Real Estate Videos - ⁠⁠https://www.youtube.com/@rockstarinnercircle⁠⁠

WHERE TO FOLLOW US:

→ INSTAGRAM ► ⁠⁠https://www.instagram.com/rockstarinnercircle/⁠⁠

→ TWITTER ► ⁠⁠https://x.com/rockstar_re⁠⁠

Should You Own Real Estate, Gold, Bitcoin or A.I. in 2026?15 Jun 202600:52:07

Tom and Nick break down where Canada's economy is actually headed, and why the country keeps leaning on real estate instead of real growth. 

They also get into the biggest shift: how AI and robotics could upend jobs, prices, and the whole economy faster than anyone's ready for. 

And what they want to own during the next decade.

Podcast on Spotify - https://open.spotify.com/show/7KFRaPaOduWLUmSW2tbyBs?si=8e432c4d191b4511

Podcast on Apple - https://podcasts.apple.com/ca/podcast/the-your-life-your-terms-show/id1339768663

---

🤔 Investing in Real Estate? Let's Chat! - https://form.jotform.com/242254043973254

📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/

🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle

WHERE TO FOLLOW US:

→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/

→ TWITTER ► https://x.com/rockstar_re

Why Canada's in a Recession While Stocks Keep Soaring | Tom & Nick Karadza08 Jun 202600:44:08

Tom and Nick break down the strange disconnect playing out right now: Canada has slipped into a recession while AI-driven company earnings and stock markets keep soaring to new highs. 

They dig into why it's happening... Banks automating work that used to take hours, robots scaling faster than most people realize, and what it means for the jobs and tax base that fund the country. 


---

🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254

📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/

🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle

WHERE TO FOLLOW US:

INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/

TWITTER ► https://x.com/rockstar_re

How Golf Is Getting the World All-In on Bitcoin | Chris Bobay02 Jun 202600:48:33

Chris built a Bitcoin community by doing something nobody else was: using golf as the on-ramp. From El Salvador with Max and Stacy to the first Bitcoin Open in Oakville, he's turning rounds of golf into lasting connections and real adoption. 

Check the Bitcoin Golf Open in Oakville: bitcoinsports.network

---

🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254

📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/

🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircle

WHERE TO FOLLOW US:

→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/

→ TWITTER ► https://x.com/rockstar_re

Where Billion Dollar Developers Are Buying In 2026 | Sasha Cucuz28 May 202601:11:08

Sasha Cucuz, CEO of Greybrook, is back to unpack what's really happening in Canadian real estate... frozen transactions, stalled cap rates, and an industry waiting for confidence to return.

We also dig into Greybrook's US developments and why the math works so differently south of the border.

A good look at how large-scale developers are positioning in 2026.

TD Just Warned: Canada's Top Talent Is Leaving | Tom & Nick Karadza25 May 202600:44:20

TD just confirmed what a lot of Canadians already felt: the country's top talent is leaving, and the tax system is a big reason why. 

In this episode, Tom and Nick get into the brain drain numbers, why Wealthsimple settling in stablecoins is the start of Canadian banks getting bypassed entirely, and what AI agents mean for the next ten years of jobs and investing.

The RRSP Trap That Could Destroy Your Retirement in Canada | Tom & Nick Karadza19 May 202600:49:53

In this episode, Tom and Nick question whether RRSPs still make sense in a world of rising taxes, currency debasement, and longer retirements. They also discuss why owning assets may matter more than earning wages, and how AI could change careers faster than most people expect.

Everyone is WRONG About Carney, Bitcoin & Pensions | Joey Temprile14 May 202601:06:18

Joey is back to break down what’s really happening in Canada, from economic decline and digital control to real estate, media, and politics. We get into why Bitcoin matters more than ever as trust in institutions continues to fall. Joey also shares how Canadians can think about sovereignty and taking back control in a changing country.


--🤔 Investing in Real Estate? Let's Chat! https://form.jotform.com/242254043973254📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/🎥 Watch our Real Estate Videos - https://www.youtube.com/@rockstarinnercircleWHERE TO FOLLOW US:→ INSTAGRAM ► https://www.instagram.com/rockstarinnercircle/→ TWITTER ► https://x.com/rockstar_re

How to SURVIVE the "AI Reset" in Canada | Tom & Nick Karadza11 May 202600:49:15

Tom and Nick break down why Canadians feel like they’re falling behind, from money supply growth and inflation to the rising cost of everyday life. They also explore how AI could disrupt jobs, meaning, energy, and the financial system faster than most people expect. 

📧 Subscribe to our Weekly Newsletter - https://rockstarinnercircle.com/newsletter/

How to Buy a Home in Ontario for HALF the Cost | The Rock Star Team08 May 202600:43:56

This episode explains how first-time buyers in Ontario can utilize house hacking to reduce their monthly housing costs, sometimes by up to half or more. 

Anthony, Nigel, Amy & Aidan compare buying a traditional home, a condo, and a legal two-unit property, using real examples from across Ontario. 


Get the report here: https://rockstarinnercircle.com/freereport/

Why You Can't Afford LIFE in Canada | Tom & Nick Karadza04 May 202600:54:18

Tom and Nick Karadza break down why so many Canadians feel like they’re working harder but falling further behind. They explain how taxes, inflation, and currency debasement quietly eat away at your income and savings. And why owning scarce assets may be the only way to protect your future.

Toronto's Real Estate Reset Isn't Over Yet | Daniel Foch29 Apr 202601:28:29

Daniel Foch is back to break down where Canada's real estate market stands in 2026.

We dig into the Toronto condo market, the 1990s parallel, the mortgage renewal wall, and why Canadian banks are protected while homeowners aren't. 

Plus, how AI is disrupting the global economy, Canada's future, and what abundance really means when the money system is broken.

This Doctor Reveals the Health Metrics Everyone Else Ignores | Kaitlin Link24 Apr 202601:02:19

We're back with Dr. Kaitlin Link to break down the key health metrics most people overlook. From blood markers to body composition, we discuss what actually matters and how small changes can make a big impact. If you want to take control of your health instead of guessing, this is a must-listen.

Check out Benchmark Proactive Health: www.mybenchmarkhealth.com

How To Move 10x Faster in Life with Dre Baldwin14 Apr 202601:07:14

Most people think they need to do more to get ahead… but that’s exactly what’s holding them back.

In this episode, we break down why focus, not hustle, is the real advantage. If you feel stuck or scattered, this will change how you approach everything.

Check out Dre Baldwin: www.dreallday.com

This Is How People Are Getting Ahead With A.I. | Greg Kowalcyzk & Charles Sathmary07 Apr 202601:09:57

AI is changing how fast ideas can turn into real businesses, but most people are still using it wrong. 

In this episode, we break down how AI is actually being used to build, launch, and grow something from scratch. And more importantly, why community, health, and real-world connection are becoming the true advantage.

Check out the Bronte Harbour Classic 5k: www.bronteharbourclassic.com

Ontario's HST Cut, Iran Tensions, & Why Boomers Are Winning | Tom & Nick Karadza30 Mar 202601:05:16

Tom and Nick dig into Ontario’s HST shift, growing global tensions, and the reality behind Canada’s housing market. 

They explain how policy decisions are shaping outcomes, why prices aren’t correcting, and the widening gap between generations. 

If you’re trying to understand where this is heading and what it means for investors, you'll enjoy this chat!

The Hidden Shift in Ontario’s Rental Market | Hart Togman27 Mar 202601:18:42

The rental market has shifted and what worked before isn’t working the same way anymore. In this episode, Hart breaks down what’s actually happening in Ontario and what separates struggling landlords from the ones still winning. If you want to stay ahead in 2026, this is the playbook to follow!

12.75% Yield? How Strive Turns Bitcoin Into Income | Matt Cole19 Mar 202600:48:59

Matt Cole, CEO of Strive, is on the show to break down the “Bitcoin credit” strategy. 

We dive into how their preferred stock ($SATA) generates yield, the capital structure behind it, and the role Bitcoin plays behind the scenes.

We’ve been curious about these products for months, and this chat answers many of our questions. It’s a fascinating new way of combining Bitcoin and traditional finance.

The Big LIE About Canada’s Economic Growth with Richard Dias11 Mar 202601:18:51

Canada’s GDP is growing, but many Canadians don't feel the benefit.

In this episode, Richard Dias breaks down the real drivers behind Canada’s economic slowdown, the growing generational divide, and how AI is disrupting the job market. 

The good news is that those who understand the forces shaping the economy can still find opportunities ahead!

Investing For 100 Years: Health & The Future Of Longevity | Dr. Harold Henning & Diane Brisebois27 Feb 202601:20:09

Harold, a fertility specialist and embryologist, shares his journey from delivering babies to exploring the science of longevity and age reversal. Alongside Diane, she explains how real estate investing became a strategy to protect wealth, reduce taxes, and fund a longer, healthier life.Harlod and Diane's Recommended Books: - Lifespan – Why We Age and Why We Don’t Have To by David Sinclair, PhD- Life Force by Anthony Robbins- Longevity Guidebook by Peter Diamandis, MD- One Pot Meals (The Blue Zones Kitchen) 100 recipes to live to 100 by Dan Buettner- Successful Aging by Daniel J. Levitin (Author of This is Your Brain on Music)- The Science and Technology of Growing Young by Sergey Young

Cash-Flow Is Back, Grocery Prices Soar, and A.I. Is Destroying Software with Tom & Nick Karadza19 Feb 202601:15:12

In this episode, Tom and Nick Karadza break down why the Canadian real estate market feels "stuck", the latest economic data, and where cash flow is returning to single-family homes. They also discuss how A.I. is disrupting software, jobs, and the broader system faster than most people realize.

Bitcoin’s Crash, A.I.’s Takeover, and the Collapse of Traditional Investing | Scott Dedels13 Feb 202600:55:18

In this episode, Scott Dedels breaks down why the traditional 60/40 portfolio may not survive the decade, why pensions won't save you, and why you must be thinking long term. We also explore how A.I. and Bitcoin together could force a complete rethink of money, markets, and the future of investing.

She Refused to Buy Toronto Real Estate… and Retired at 32 | Kristy Shen06 Feb 202600:38:06

What if the Canadian Dream isn’t owning the house you live in… but owning your time?

In this episode, we sit down with Kristy Shen and Bryce Leung, the couple behind Millennial Revolution and authors of Quit Like a Millionaire. They retired at 32 with a seven-figure portfolio, without owning their own home, and built a life centered on freedom, flexibility, and intentional investing.

We dive into how they saved aggressively, why they chose not to buy in Toronto, how their investment strategy actually works, and what changed after becoming parents. Most importantly, they share practical advice for Canadians who want more control over their money and their future.

This conversation isn’t just about early retirement.

It’s about designing a life on your terms.

The 2026 Bitcoin Blueprint the Financial System Can’t Ignore w/ Eric Yakes30 Jan 202600:54:40

In this episode, we sit down with Eric Yakes to break down his 2026 Bitcoin Ecosystem Report and what it says about where money, banking, and the global economy are headed next.We talk about why Bitcoin is moving beyond speculation and into financial infrastructure, why the old four-year cycle may be dead, and how Bitcoin could start showing up as bank collateral sooner than most people expect.We also dig into gold, stablecoins, real estate, and what a wild 2026 economy means for investors trying to stay ahead.Find Eric on X: https://x.com/ericyakes

Why Youth Sports Are Breaking Kids’ Bodies | Dan Thiessen & Mike Dabrowski21 Jan 202601:13:58

Every year, people jump back into the gym with good intentions and end up frustrated, stalled, or hurt. 

In this episode, Dan and Mike break down why most plans backfire, what actually causes nagging pain and injuries, and why “working harder” is usually the wrong move.

If you want results this year, you'll love this conversation!

The Canadian Founder Who Sold a Company for Millions & Joined Dragons’ Den | Marc Lafleur 14 Jan 202601:19:15

Marc Lafleur is back on the show, and this time he has a surprise announcement. He breaks down how a small-town Canadian founder sold a company for millions, ended up becoming a Dragon on Dragons’ Den, and what he’s seeing right now in AI, business, and the future of work.

Canada’s Mortgage Reset Is Here: Renewals, New Rules & Relocations09 Jan 202600:50:44

Canada is going through a quiet reset, and most people feel it before they understand it.

Alex McFadyen is on the show to break down mortgage renewals, rising costs, and shifting lifestyles, forcing Canadians to rethink where they live and how they plan for the future.

Follow Alex on Instagram @themortgagepug 

Check out his work: getflowmortgage.ca

2026 Predictions: Canadian Real Estate, Gold, Bitcoin & A.I. with Tom & Nick Karadza07 Jan 202601:10:38

Tom and Nick break down what really matters heading into 2026, from interest rates and Canadian real estate to gold, AI, and Bitcoin. They talk through why holding cash feels worse than ever, how assets behave when governments keep spending, and why technology is changing the value of work faster than most people expect.

The Real Estate Lawyer’s Secrets: Estate Planning and Legal Traps with Gerry Gatto18 Dec 202501:02:16

This episode breaks down the legal side of real estate that most investors miss until something goes wrong. Gerry Gatto talks through buying strategy, tenant decisions, and common legal pitfalls that can quietly derail a portfolio. They also cover estate planning, power of attorney, wills, and how real estate is handled over time and across families.

Check out Gatto Law: https://gattolaw.ca/

The Broke Banker: Why 20 Years in Finance Didn’t Make DeVon Tomlinson Wealthy (But This Did)10 Dec 202501:02:23

Rock Star Member Devon Tomlinson worked in banking when his hours were cut, leaving him deep in debt and with a baby on the way.

Today, he is a successful real estate investor and author who turned that financial crisis into freedom. In this episode, Devon explains how he overcame the paralyzing fear of the unknown to transform his relationship with money completely.

He details his journey of leveraging home equity to build a portfolio of duplexes later in life and how shifting from a fixed mindset to a growth mindset allowed him to focus on earning a true Return on Lifestyle.

Connect with DeVon or buy his book, From Setback to Success: Turning False Starts into Financial Freedom, at https://coachdevon.com/

Bitcoin Is Repricing The Entire Financial System with Peter Dunworth02 Dec 202501:16:13

Peter Dunworth explains why Bitcoin is still in its early stages and on track to become the global reserve currency. He breaks down the debt-loaded financial system, the collapsing collateral behind it, and why this sets the stage for Bitcoin to become the world’s strongest asset. 

We dig into real estate, institutions, national adoption, and the forces pushing investors toward Bitcoin. Peter also shares how he helps wealthy families safely buy, store, and pass on their Bitcoin for generations.

Check out Bitcoin Advisor: https://content.thebitcoinadviser.com/tom-karadza

Toronto Kitchens to Italian Courtyards: Chef Massimo Bruno on Food, Culture & Tradition25 Nov 202501:05:08

Chef Massimo Bruno shares his journey from Toronto’s busy kitchens back to the courtyards and coastlines of Southern Italy. 

He talks about food, family, culture, and the decision to rebuild his life around what mattered most. We dive into his supper clubs, his culinary tours, and the lessons he learned along the way. 

If you're ever in Italy, don't hesitate to reach out: www.massimobruno.com

Canada's BIG Budget, The Uncertain Real Estate Market & The AI Doctor with Tom & Nick Karadza21 Nov 202501:05:54

On this episode of the YLYT Show, Tom and Nick dig into Canada’s budget, interest rates, and what all of it means for today’s real estate market.

They break down the student-rental headlines and compare them to what they’re actually seeing on the streets. They also get into how quickly AI is evolving and the surprising ways it’s already helping analyze health and bloodwork. Tom also shares what his recent trip to El Salvador was like, from safety on the ground to real Bitcoin use.


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