This week, Vince dives deep into the controversial world of Canada’s immigration policies, focusing on their impact on foreign students and temporary foreign workers. Vince pulls no punches as he exposes the failings of policymakers who, through lax regulations and oversight, have created loopholes that exploit both Canadian citizens and the individuals they promised a fair chance at a new life. Additionally, Vince critiques Chrystia Freeland’s housing starts initiative, showcasing its shortcomings and the broader implications for the housing market and the people it was intended to help.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince takes a deep dive into the future of mortgage renewals for 2025/2026, offering a refreshing perspective that might just brighten your outlook. He tackles the challenges faced by those with pre-construction homes and shares a humorous take on inflation with a clever analogy of his own. Tune in for valuable insights and a bit of comic relief! 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince is joined by the "other half" of the esteemed Canadian Real Estate Investor Podcast, Nick Hill. With over 200 published episodes, Nick and his partner, Daniel Foch, host the Country's #1 podcast for insightful knowledge, tips and trends in the Canadian real estate market. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week Vince is joined by one of the country's leaders in the investment and finance space, Glen Silvestri of Sage Capital Partners. Thousands of businesses across the US and Canada that do not have a clear succession plan. Furthermore, 75% of small business entrepreneurs WANT to exit within the next 10 years. This is where Glen and Sage Capital Partners come in. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week Vince is joined by his former Hot Property co-host, Al Sinclair. With over 35 years of experience working as one of Toronto's top Realtors, Al shares some insight into today's housing market. The guys not only discuss current market trends, but also share some stories of their days working on the popular CP24 show, Hot Property.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week welcomes the return of Nathan Kennedy,  one of the brightest minds in the young generation of influencers focusing on financial literacy.  The guys discuss some of the challenges folks are experiencing in the current job and housing market, failures in the current education system and what government should be doing to remedy these issues. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week Vince is joined by one of Canada's most distinguished licensed personal insolvency trustee's, Doug Hoyes. With over 20 years in the industry, Doug brings a wealth of experience, having examined 7,000+ cases and met with over 100,000 people throughout his illustrious career.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Back by popular demand is one of the host's of the Canadian Real Estate Investor Podcast, Daniel Foch. This week the guys once again dive into the real estate market and some of the hot-button topics surrounding the current administration. These topics include their efforts to tackle the housing crisis, the impact of budget changes, and the recent hike in capital gains tax.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week Vince is joined by seven-time TEDx speaker, Chris Cummins. For decades,  Chris  has captivated audiences around the world with his motivational speeches and approaches to success. On this week's podcast, Chris shares some insight into how he helps others recognize their unique skills and talents, illuminating their path to personal and professional growth. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week Vince is joined by Paul Santi of The Insurance Market to discuss some of the recent challenges the insurance industry has been grappling with. The guys discuss everything from the rise of Canadian auto thefts, to unexpected fires in new home developments. Providing insight into some of the factors driving these trends, and how insurance providers are adapting to mitigate risks for homeowners and auto policyholders

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

On this week's episode Vince is joined by Nathan Kennedy to discuss various topics connected to financial literacy. With over 100K followers on IG and millions of views across the various social media platforms, Nathan has become one of the leading young voices in the financial space. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week Vince is joined by Rosie Scavuzzo, Owner/Operator of  Speducci Mercato,  one of Toronto's trendiest restaurants. Rosie shares some insight into her business practices and highlights her ongoing frustrations surrounding the Canadian Carbon Tax. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

On this episode of the podcast, Vince explores the latest trends in the market and home ownership. He reveals that bankruptcies are hitting record highs, challenging the optimistic rhetoric from politicians who downplay the ongoing recession. Vince also delves into the political and economic factors driving the current housing crisis.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

On this week's episode, Vince sits down with the Angry Mortgage Broker (Ron Butler) to discuss a variety of issues related to the Canadian housing market. From why nothing is getting built, to some simple solutions,  the guys get cover it all in this weeks heated episode. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

On this week's episode, Vince sits down with his Son, and one of the leading young influencers in the social media space, Mark Gaetano (aka SnarkyMarky). The guys discuss everything from the importance of social media in business, to dealing with some of struggles that come with having an online presence. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week Vince is joined by Armando Sardellitti, Head Property Manager and Owner of RPM Wealth Builders Inc. The guys discuss some of the benefits of property management services, while also debunking some common misconceptions. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Vince is joined this week by Daniel Foch, one of the hosts of Canada's leading Real Estate podcasts (The Canadian Real Estate Investor).  The guys dive deep into the topics of investing in real estate, how to structure deals for portfolio growth and discuss the ongoing news and trends in the Canadian real estate market.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Vince sits down with Shan De Mel of Equitable Bank to discuss the benefits of a reverse mortgage. Together, they dispel prevalent myths and misconceptions surrounding the product. Delving into real-life examples, they highlight instances where this financial product has provided life changing opportunities.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

On this INAUGURAL episode of the podcast, Vince sits down with longtime friend, colleague and competitor, George Hugh of Taurus Mortgages. The guys dive deep into the importance of wealth and portfolio building, the Do's and Do Nots of property acquisition and management and everything in between. Vince and George cap off the episode by discussing a "trusted" one-stop shop for everything from property acquisition to investment repurposing. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

On this week's episode, Vince dives into the sobering state of the real estate market, shedding light on the sluggish sales that have characterized recent months. He explores the possibility of a potential five-year fixed mortgage rate hovering in the high 3% range, a shift that could reshape buyer and seller dynamics. Vince also examines the possibility that Canada's population growth may have reached its zenith, affecting housing demand and urban planning. Additionally, he tackles the growing discontent among city residents over the clash between drivers, bike lanes, and evolving municipal policies. Enjoy!

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince dives into the world of politics, shedding light on how politicians are misleading Canadians with their new 30-year amortization on new homes. He also explores the Coalition Against New Home Taxes' urgent plea for reduced development charges. All this and more on this week's episode!

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince delves into the recent drop in prime lending rates, exploring the underlying factors and what it signals for the economy. He also highlights Toronto's worsening traffic woes, particularly in Liberty Village, and critiques local politicians for their shortcomings, including the disappointing results of the housing accelerator fund. Tune in to hear Vince's insightful analysis on these pressing issues.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Welcome to this week's episode of the Wise Old Owl Podcast, where Vince divse into critical issues affecting Toronto and beyond. Vince sheds light on the persistent shortcomings of Toronto politicians, especially their chronic lack of foresight in infrastructure planning—a point driven home by the recent Toronto flood.

In addition, Vince unpacks the disappointing launch of the housing accelerator fund, highlighting its rocky start and the implications for affordable housing initiatives in the city. Amidst these challenges, Vince offers invaluable tips and advice for borrowers navigating crises, ensuring listeners are equipped to make informed decisions during uncertain times.

Join Vince as he dissects these pressing issues and offers his unique insights on how to navigate the complexities of urban governance and personal finance.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week on the podcast, Vince passionately discusses the impact of current government policies on Canadians nationwide. He delves into the ongoing LCBO strike, offers advice on effective budgeting for the months ahead, and provides insights into future trends in the housing market. Enjoy!

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The Podcast is taking a short summer hiatus, BUT, we are returning in September with some great new guests as well as some of your favourites! In the meantime, you can expect weekly market updates containing insight and advice on all trending finance and real estate issues! 

Thank you for your continued interest and support! Be sure to follow us on IG @vincegmortgage and subscribe to our YouTube channel OwlMortgage. 

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince is joined by staging and interior design powerhouse, Farah Dhalla Singh of altinteriors.ca. Farah shares some expert tips and insights on how to transform spaces to attract buyers and maximize profits. Whether you're a homeowner looking to sell or a real estate professional, this episode is packed with valuable advice to help you make the most of your property.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The real estate market is likely to face further challenges before we see any signs of recovery. Affordability remains a pressing issue, and unfortunately, the current government has yet to implement effective measures to address it. Recent TREB numbers have been released, and the statistics paint a troubling picture. Year-over-year comparisons reveal a significant decline, indicating that the market is in a precarious position.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Many people are unaware of how their credit score is calculated, so I thought I'd help clarify the five key components that play a crucial role in determining it. Enjoy!

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Here's some advice for you. Don’t fall for lenders’ tactics—hold off on renewing your mortgage early! Especially if you have a good rate. Be patient! Ride your current mortgage rate to the full length of maturation. The Canadian economy is in a bad place, and I believe that further rate cuts are coming.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

As the podcast gets back into the swing of things, Vince shares a quick episode exploring a possible new immigration loophole. He highlights alarming statistics that reveal loopholes in the country’s immigration policies, which can lead to exploitation for both Canadians and newcomers. Vince emphasizes that these scams not only undermine the integrity of Canada’s immigration system but also leave vulnerable individuals feeling misled and frustrated. He discusses the broader implications for communities and calls for more robust measures to protect both citizens and immigrants from these deceptive practices.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Not the best news! But this week, Vince dives into the current state of the pre-construction condo market and the tough decisions many purchasers are facing. With a significant number of buyers entering the market during its peak, many now find themselves grappling with declining values and uncertainty about when—or if—the market will bounce back. This may be a tough learning experience for many

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The newly launched Vacant Home Tax is already facing significant scrutiny and overhaul. Over 150,000 homeowners have been mistakenly charged, highlighting the scale of the issue. Olivia Chow herself acknowledged the situation as a major fiasco. Unfortunately, this misstep has disproportionately impacted the most vulnerable members of our community. It’s crucial that we hold our political leaders accountable for these shortcomings.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, I had the pleasure of speaking with Nick Hill, co-host of the Canadian Real Estate Investor Podcast. Nick offers valuable insights into the abundant investment opportunities across Canada's real estate market, from coast to coast. We dive into the current market challenges, including the nation's housing affordability issues, while highlighting that, with the right mindset, there are still significant opportunities for wealth creation in real estate.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week I dive into the growing struggles builders face when trying to construct new homes. From inflated costs to unnecessary regulations, government taxes and requirements are driving up prices and making it harder to get homes built. These added costs are ultimately passed down to the buyer, making homeownership even more out of reach for many. This has to stop.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince explores the latest developments in the housing affordability crisis, shedding light on key policy measures being implemented to address the issue. He also emphasizes the need for high-density housing as a critical solution to alleviate the current challenges. Additionally, Vince discusses the role of immigration in the housing debate and clears up some common misconceptions surrounding the repurposing of single-family homes.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince sits down with real estate expert Nick Oppedisano of The OP Team to discuss the latest trends and key topics shaping the world of real estate, including a look at some political issues impacting the industry.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The federal government has been promoting various policy changes aimed at addressing affordability in housing, but the reality is that these efforts are falling short. Instead of providing real solutions, they are creating a new class of debt slaves. We must demand better from our policymakers. It’s time for comprehensive solutions that truly tackle the housing crisis and relieve the financial burden on families.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince takes a deep dive into the mounting issues plaguing Canada, which he believes have been exacerbated by a series of misguided policies and decisions made by the current government. One of the most glaring examples is the Liberal government's recent move to distribute $250 cheques to Canadians as a form of financial relief. On the surface, this may appear to be a well-intentioned measure aimed at providing immediate support to citizens, but Vince argues that it is nothing more than a superficial political move designed to appease voters in the short term, rather than addressing the deeper, systemic problems facing the nation.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Mass immigration, without a clear, cohesive plan, has lead to chaos. The Liberal government has manipulated Canadians into believing that mass immigration is an unqualified strength, when in reality, they have no strategic framework in place. This lack of planning has harmed not only Canadian citizens but also those they have brought here under false promises. Stagnant wages, a housing crisis, and rising affordability issues are direct consequences of this poor governance.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Justin Trudeau and the Liberal government have led Canada deep into debt and economic hardship, with record-high unemployment and taxes. Prioritizing political optics over effective action, their weak leadership has created tough times, and Canadians are fed up with the gaslighting.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The future for young Canadians has been severely affected by the current Trudeau-led government. They are not only owning less, but also delaying or forgoing having children. Why? The cost of living is skyrocketing, housing is unaffordable, and record deficits are piling up. Meanwhile, the government is gaslighting Canadians on the effectiveness of carbon rebate cheques.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The Trudeau-led Liberals have been involved in more scandals than most Canadians can keep track of. What's worse, instead of answering questions and taking responsibility, they gaslight the public, offer empty responses, and move forward as if their mistakes don't impact ordinary citizens. As Canadians, we have the power to demand better leadership and hold these corrupt politicians accountable. It's time to stand up for the Canada we all love and fight for the change we deserve.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Development charges and excessive bureaucratic red tape are crippling Canada's housing market. The federal Housing Accelerator Fund has proven ineffective, while construction projects grind to a halt. With record-high immigration numbers and a strained housing supply, Canadians are feeling the squeeze. Municipalities, particularly in Toronto, are only making things worse with their slow-moving approval processes. Watch to learn why these issues are pushing homeownership further out of reach for many.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Struggling with financial literacy or looking for ways to save money in 2025? This episode is packed with expert mortgage advice, household budgeting strategies, and financial planning tips to help you build a strong financial future. Whether you're interested in saving money, understanding mortgage rates, or finding ways to navigate political bureaucracy in financial decision-making, owlmortgage.ca has you covered.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince explore the volatile Canadian real estate market in 2025, driven by a series of political and socio-economic factors. From an ongoing immigration crackdown to the latest mortgage rule changes, Vince breaks down the most important developments you need to know.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince breaks down the reasons why he believes the variable rate is the way to go for 2025!

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The Canadian government is in complete chaos as Prime Minister Justin Trudeau has lost the faith and respect of his own Liberal MPs. On top of that, Jagmeet Singh's finally stated that he will vote non-confidence releasing Canada from hostage over his pension. Citizens across the country have completely lost trust in both leaders, frustrated by constant gaslighting, evasive answers, and a lack of transparency on key issues. Inflation is soaring, and the looming threat of Trump tariffs could send the economy into a tailspin. Meanwhile, protests in support of Palestine are erupting across Canada, testing the country's social fabric and putting strain on long-standing Canadian traditions and values.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Vince sits down with financial expert, Nate (@NateNewMoney) for an insightful conversation on all things financial literacy. Whether you're just starting your financial journey or looking for advanced strategies, this episode is packed with actionable tips to help you save money, plan for retirement, and grow your wealth.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince dives deep into the troubling reality of how the Canadian government’s mismanagement of massive infrastructure projects is directly affecting taxpayers. From projects that are over-budget and delayed to funds being improperly allocated, Canadians are feeling the strain. These poorly executed projects are draining resources that could otherwise be used to solve urgent issues, like Canada’s housing crisis. With a severe lack of affordable housing and skyrocketing demand, the country is in desperate need of government investment where it counts.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

Canadians are worried about job security, mortgage payments, and the state of Canada's economy. In this video, we’re pulling back the curtain on Canada's job market and exposing the reality behind the government’s ‘strong job growth’ headlines. Despite claims of a booming economy, the latest labor reports reveal a troubling truth: unemployment rates in Toronto are the highest in over a decade (outside of the pandemic), and long-term unemployment is surging. Even more alarming? The Labour Force Survey and Payroll Survey are completely contradicting each other, leaving us to question the validity of government reports.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/