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TitlePub. DateDuration
The Starting Line — David Sidoni02 Nov 202601:30:52

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David Sidoni says it plain: "You're not buying a house. You are adopting a rent replacement strategy."


David is a realtor and the host of the How to Buy a Home podcast. He and Dino have known each other for years and have worked on many first-time buyer deals together. In this talk, David walks mortgage advisors through the Last Lease Ever. It is how you answer a renter's first call with a starting line instead of a stop sign.


You will hear the three thermometers: credit score, monthly debt and savings. You will hear how to check in every 30 days with one small action step, why a text beats a phone call, and why a first-time buyer is worth the work. Dino shares how he built his first consultation, and why he put the check-ins on the calendar before the call was over.


You will also hear The Round, with David's morning, the best money under $500, what he says no to now, his favorite book and his ethos. Then the Million Dollar Drop.


Comment UNICORN on any clip and we will send you the playbook.


Books mentioned: Gouged — Lindsay Owens https://link.amazon/B0ehwZ6dv · The Princess Bride — William Goldman https://link.amazon/B07x3UXFX


Follow David: Instagram https://www.instagram.com/davidsidoni/ · LinkedIn https://www.linkedin.com/in/davidsidoni/ · Facebook https://www.facebook.com/david.sidoni · X https://x.com/DavidSidoni


David was also on Season 1. His first talk with Dino is here: https://www.dinokatsiametis.com/podcast/episode-26/


Views expressed are the individual's own and do not represent their employer.


The Way with Dino Katsiametis https://DinoKatsiametis.com/podcast/s2e14-david-sidoni/


#WhoCanWeServeToday


00:00 Welcome


01:54 Two old friends, one microphone


02:59 Where it started: Money Matters


04:44 Why first-time buyers are ignored


05:48 The training the industry skips


06:34 Why a pre-approval is a red light


06:56 A plan for the buyer who is not ready


08:01 Debt, equity lines and the cycle


10:31 David's podcast and first-time buyers


11:37 Renters nobody taught


13:01 A rent replacement strategy


13:44 Buy where you can afford


14:48 Today's masterclass: the Last Lease Ever


15:52 Why renters Google before they call


16:38 The pre-approval red light


17:40 Stop sign or starting line


18:25 The 37th thing your advisor does


19:05 Three questions instead of an application


19:24 The three thermometers


20:53 Automate the 30-day touch


21:14 Be their advisor before they are ready


22:21 Credit, debt and savings


23:26 The old-school plan runs out of time


24:30 What to say in the 30-day check-in


25:57 Smaller goals get more replies


26:38 A job or a career


28:35 First-time buyers are not a waste of time


29:27 Tell them the sooner the better


29:51 The buyer who said she was not ready


30:33 Gen Z wants someone to walk them through it


31:42 The wedding photographer


32:16 What the data shows


32:38 Do not make them feel they are bothering you


33:44 Why Dino moved to first-time buyers


35:49 If they ask a lot of questions


36:31 The first consultation is a presentation


37:36 The total cost analysis


38:59 Find the payment that fits


40:07 The most appreciative client you will have


40:51 Ten-star service and referrals


41:57 Stand out with a third of the advice


43:40 Learn the craft from podcasts


44:23 Practice your consultation for a week


45:24 Throw them a housewarming party


46:09 Same income, different house


46:51 Three things you can fix every day


47:34 Find a unicorn realtor


48:36 Where "unicorn" came from


49:38 Would they trust you to negotiate a car?


50:22 Build a system around the check-in


51:48 Put 12 check-ins on the calendar


52:33 Build the thermometers with AI


53:38 Text beats the phone


55:00 A 12-month plan that just closed


56:03 Automate it, then write your own words


56:45 Dino's AI assistant, Linz


57:52 The thermometer page


58:50 It does not take much to stand out


59:34 The first-time buyer is underserved


1:00:18 A lack of information, not affordability


1:01:23 Become the source for the whole team


1:01:45 The theory of reciprocity


1:03:34 The Round begins: first move of the day


1:04:37 Roses, pruning and your business


1:07:46 Call or text?


1:08:46 Voice texts


1:10:09 Best money under $500


1:12:20 What David reads


1:13:21 What David says no to now


1:14:04 The do-over


1:16:13 What everybody is doing that is not working


1:18:02 The best question for a borrower


1:18:23 Favorite book


1:19:24 David's ethos


1:20:58 The Million Dollar Drop


1:24:17 Do unto others


1:26:20 Thank you, David


1:28:30 The free playbook


1:29:37 Do not be afraid of first-time buyers



Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Portable Second Brain — Luke Shankula26 Oct 202601:26:42

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Luke Shankula says it plain: "When someone says they're an expert at AI, they are a beginner at AI."

Luke is the founder of Loans On Demand and the creator of Direct Authority AI. He has used AI every day since 2023. In this talk, Dino and Luke go deep on one big idea. How to build a portable second brain, so any AI you use knows you from the first message, and you can switch tools without losing a thing.

Luke shows what goes in it. A soul file for who you are. A memory file. A now file for what you are working on. And an agent file the AI reads before it does anything else. He explains why you should never trust AI without checking it, and how to make one model challenge the other.

You will also hear The Round, with his morning, his best buy under $500, what he says no to now, his favorite books and his ethos.

Comment PORTABLE on any clip and we will send you the playbook.

Books mentioned: Shoe Dog — Phil Knight https://amzn.to/4tbgebm · Psycho-Cybernetics — Maxwell Maltz https://amzn.to/3NUh9x6 · That Will Never Work — Marc Randolph https://link.amazon/B0aExr1Df · Little Black Stretchy Pants — Chip Wilson https://link.amazon/B0cHz7eSN

Luke was also on Season 1. His first talk with Dino is here: https://www.dinokatsiametis.com/podcast/episode-47/

Views expressed are the individual's own and do not represent their employer.

The Way with Dino Katsiametis https://DinoKatsiametis.com/podcast/s2e13-luke-shankula/

#WhoCanWeServeToday


00:00 Welcome

01:43 Luke is back

02:58 Who is Luke Shankula?

04:10 Doing the wrong things faster

04:51 AI maturity, like spiritual maturity

06:54 Dunning-Kruger and the peak of Mount Stupid

08:16 "I'm an expert at AI" means beginner

09:30 Stand on the shoulders of giants

10:16 Do not relegate your thinking to AI

10:46 Today's masterclass: the portable second brain

11:07 Why a second brain inside one app is a prison

12:45 What a second brain is

13:07 The Write Like Me interview

14:21 Making it portable: a folder on your desktop

14:52 Soul, memory and the now file

15:35 The agent file: read before everything else

17:00 Dino's two DNA documents

18:36 Desktop or Google Drive?

20:35 Which tool for which job

22:47 What about Perplexity?

25:35 Step one: let the AI interview you

27:20 Talk, don't type

28:00 What if your AI goes out of business?

29:30 Read everything before it goes out

31:01 Be more authentic than the machine

32:35 Do not trust AI

33:28 It doesn't know loans, but it knows marketing?

34:00 Let one model challenge the other

35:00 It doesn't care if it breaks 17 things

36:15 Put the rules in your second brain

40:40 Two use cases for mortgage advisors

41:55 Never put NPI or PII into a public model

44:40 A compliance plugin that travels with you

45:38 Stop using trigger terms

46:20 A brand kit that lives in your second brain

47:15 Recap emails from recorded calls

48:40 A video for every stage

50:27 Most client experiences are unremarkable

51:20 Never Lose a Customer Again

52:00 What makes a producer referable

53:00 Dino's disclosure videos

55:55 "My initial thought is I hate it"

57:00 Cloned voices

1:00:40 A pre-approval with a wow factor

1:02:00 What Direct Authority AI does

1:02:30 The four pillars: visible, partners, efficient, skilled

1:03:00 Context engineering, explained

1:04:10 Bring your soul into your content

1:06:00 There is no secret button for leads

1:07:15 How to find Luke

1:07:46 The Round begins

1:08:00 First move of the day

1:10:15 Call, text or DM?

1:11:07 Best money under $500

1:12:45 Who do you steal ideas from?

1:14:15 What Luke says no to now

1:14:50 The do-over: the sunk cost fallacy

1:15:40 What works that nobody is doing

1:16:55 What advisors think works but is trash

1:17:23 Favorite book

1:19:35 Luke's ethos

1:21:00 Luke's next chapter

1:22:00 Care, cultivate, close

1:23:05 These are humans

1:24:36 The free playbook



Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Anatomy of a Viral Reel — Amir Syed19 Oct 202601:33:58

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Amir Syed says it plain: “If my own wife is swiping, everybody’s swiping.”

Amir is the co-founder and CEO of GO! Coaching. He grew his Instagram from 45,000 to 80,000 followers in 35 days. In this talk, Dino and Amir go deep on one big idea. How to build a reel that people watch to the end.

Amir shares the parts of a reel. The hook. The re-hook. The early call to action. And the ending. He tells why you should give people crayons, not calculus. And he says why your visibility has to match your ability.

You will also hear The Round, with his ethos, his morning, what he would do over, his favorite books, and his Million Dollar Drop plan.

Comment ANATOMY on any clip and we will send you the playbook.

Books mentioned: Never Split the Difference — Chris Voss https://amzn.to/4kefQVz

Amir was also on Season 1. His first talk with Dino is here: https://www.dinokatsiametis.com/podcast/amir-syed-coached-to-a-billion/

Views expressed are the individual’s own and do not represent their employer.

The Way with Dino Katsiametis https://DinoKatsiametis.com/podcast/s2e12-amir-syed/

#WhoCanWeServeToday


00:00 Welcome

02:23 Today's masterclass: the anatomy of a viral reel

03:26 Can anyone really go viral?

06:44 Nobody is watching as closely as you think

11:10 Agency, resourcefulness and perseverance

14:51 Climb the mountain one base camp at a time

17:09 Never break the chain

18:10 The 30-year interest-only loan officer

20:35 Why your spouse has to be on board

23:25 Why Instagram, and why now?

25:43 Fame is the greatest arbitrage

28:28 Let's get into the sauce

29:47 The day my wife swiped my reel

31:04 The three hooks

34:07 Tension, surprise, pain, curiosity

34:46 The re-hook

38:43 Hook, re-hook, early CTA

40:21 Crayons, not calculus

40:44 CTA versus CTC

42:46 Social media is business media

45:10 Why long form lives on YouTube

46:02 Two ways to write a call to action

47:22 Your bio is your business card

50:04 Own your audience

52:03 Fame in action

58:06 Your visibility must match your ability

59:44 Why this is not optional

1:02:38 The Round begins

1:04:08 Amir's morning routine

1:07:07 Ideas in the shower

1:09:32 What Amir would do over

1:10:28 What advisors do that does not work

1:12:05 Don't just say AI

1:13:20 Players and playbooks

1:15:00 The first-time buyer question

1:17:00 Why Zoom beats the phone

1:18:52 When a borrower says they can get a better rate

1:19:51 Favorite book

1:22:36 The Million Dollar Drop

1:33:49 The free playbook



Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Mortgage Advisors: Send the Right Signals — Steve Saxton12 Oct 202601:22:59

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Steve Saxton says it plain: “It means that you’re niching down so that the person looking for you can find you.”

Steve is the founder of Christian Roberts Mortgage in Utah. He does jumbo loans for self-employed borrowers. In this talk, Dino and Steve go deep on one big idea. Send the right signals, so Google and AI know who you are.

Steve shares how he turns one closed loan into a blog post. He tells how a voice memo gets a Google review. And he says why every borrower needs one point of contact.

You will also hear what he says no to now, his favorite book, and his Million Dollar Drop plan.

Comment SIGNALS on any clip and we will send you the playbook.

Books mentioned: Can’t Hurt Me — David Goggins https://link.amazon/B02kHj9R5

Views expressed are the individual’s own and do not represent their employer.

The Way with Dino Katsiametis https://DinoKatsiametis.com/podcast/s2e11-steve-saxton/

#WhoCanWeServeToday


00:00 Welcome

01:58 What is your ethos?

06:02 The loan he wrote for free

17:27 Never downgrade your lifestyle

18:38 Who is Steve Saxton?

20:40 What would Steve teach in a masterclass?

22:34 From the Yellow Pages to AI

25:58 Get painfully specific

29:42 Niching down does not mean losing loans

30:44 Turn one closing into a blog post

32:03 AI does not know who you are

34:16 The voice memo that gets Google reviews

36:28 From loan officer to mortgage advisor

38:14 One point of contact

47:54 One story, many platforms

57:33 Why Steve posts on social media

1:00:18 They can smell your commission breath

1:04:38 Start with the end

1:05:29 The Round begins

1:11:31 What Steve says no to now

1:14:20 The best question to ask a borrower

1:16:40 Favorite book

1:17:04 The Million Dollar Drop

1:22:05 The free playbook


Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Loan Officers: Diagnose Before You Prescribe — Kayla Kallander05 Oct 202601:25:40

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Kayla Kallander says it plain: "Prescription without diagnosis is malpractice."

Kayla is a mortgage loan officer at First International Bank & Trust in Fargo, North Dakota. In this talk, Dino and Kayla go deep on one big idea. Ask better questions before you give any answer.

Kayla shares how she slows down to speed up. She tells why buyers open up when you ask what scares them. And she shows why one rate on a page is never the whole story.

You will also hear her favorite book, her Million Dollar Drop plan, and a few words about her four rescue dogs.

Comment DIAGNOSE on any clip and we will send you the playbook.

Books mentioned: Unreasonable Hospitality — Will Guidara

Views expressed are the individual's own and do not represent their employer.

The Way with Dino Katsiametis https://DinoKatsiametis.com/podcast/s2e10-kayla-kallander/

#WhoCanWeServeToday

00:00 Welcome

02:22 What is your ethos?

11:48 Unreasonable Hospitality and feeling understood

13:57 Slow down to speed up

17:37 How Kayla stays 99% self-sourced

21:40 The 15-minute discovery call

23:31 "Wait, there is more than one rate?"

1:04:21 The Round begins

1:11:11 The best question to ask a borrower

1:12:42 Favorite book

1:18:06 The Million Dollar Drop

1:24:55 The free playbook





Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Referral Gravity: How Loan Officers Get Chosen Without Chasing with Brady Thomas28 Sep 202601:17:46

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Brady Thomas moved 3,000 miles away from his business, and it grew. His personal production went from $124 million to $179 million, up 45% in a year, while he worked out of a basement in Boston and his clients and agents were in Oakland.

He calls the system referral gravity: the right agents send you the right loans without you asking. In this episode he walks Dino through all three pillars. Transactional clarity, which is naming the one problem you want to be known for. Authority, which is being trusted before you are needed: a point of view, two email lists on two clocks, and a thousand five-star reviews earned by asking at every closing. And operational excellence, which is delivering every time as volume grows.

Along the way: why a niche is a sign and not a fence, the $250 charity donation that replaced every closing gift, the Times Square test for your inbox, and the second conversation he added after rates jumped.

Then in The Round: the one question he asks every borrower, the AI tool he cannot live without, and what he says to the client who has talked to seven lenders.

He also answers the Million Dollar Drop: new state, no clients, no agents. He would run the same playbook.

Brady Thomas is a producing Branch Manager at LaSalle Mortgage in Oakland, California, and has ranked among the top 100 originators in the country over a 16-year career.

Comment GRAVITY on any clip and we will send you the playbook.

Books mentioned: Key Person of Influence — Daniel Priestley

The Way with Dino Katsiametis https://DinoKatsiametis.com/podcast/s2e09-brady-thomas/

#WhoCanWeServeToday


00:00 Meet Brady Thomas

02:34 Sixteen years in Oakland, and a move to Boston

06:08 What is referral gravity?

10:49 Pillar one: clarity and the Two Home Tango

14:37 A sign, not a fence

17:14 Pillar two: authority and a point of view

19:13 Two newsletters on two clocks

22:25 How he got 1,000 five-star reviews

23:50 $250 to charity at every closing

26:01 Where the business comes from

30:27 Inside a team of eight

33:04 Your office is in Times Square

34:20 Pillar three: operational excellence

41:43 Staying with the client after closing

47:03 "I couldn't cold call either"

48:54 The Round: lightning questions

54:22 The AI tool that changed how he works

59:13 "I can get a better rate somewhere else"

1:05:03 Favorite book, his ethos, and the Million Dollar Drop

1:12:12 Consistency: 700 posts later



Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Consultation That Makes Loan Officers Unshoppable with Sosi Avila21 Sep 202601:16:43

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Most loan officers try to win a client in the first three minutes. Sosi Avila runs a 30-minute first meeting, and he says it is the reason he closes almost everyone he talks to.

In this episode Sosi opens his consultation slide by slide and walks Dino through what he says, in what order, and why. He explains the one question he asks before anything else, why the phrase "walking into equity" is a myth, how a VIP pre-approval makes a financed offer read like cash and closes in 15 to 17 days, and the doorbell camera trick that gets an offer in the seller's inbox before the buyer gets home.

Then in The Round: why he gives every consultation on video, why he says relationship is last place, and what the right answer is when a client asks for a better rate.

He also answers the Million Dollar Drop: no database, no network, one unfamiliar city. His plan has three targets and one of them is a CPA.

Sosi Avila is a $100 million producer and the President of Mamba Capital Lending. This is his second time on The Way.

Comment CONSULT on any clip and we will send you the playbook.

Books mentioned: $100M Offers — Alex Hormozi

The Way with Dino Katsiametis https://DinoKatsiametis.com/podcast/s2e08-sosi-avila/

#WhoCanWeServeToday


00:00 Cold open 

01:37 Welcome back, Sosi Avila 

03:50 The one thing he does differently

05:33 Eight planning meetings, one consultation 

09:38 Three parts: engage, options, decide 

12:48 Setting the objective of the call 

15:23 What's your learning style? 

16:56 Handing the client the scoreboard 

18:44 The market as a story with dates 

28:32 Building one scenario live 

30:43 The walking into equity myth 

33:50 Temporary buydowns 

37:20 Regular pre-approval or VIP 

39:50 The Ferrari and the doorbell camera 

46:19 Slow down so you can speed up 

48:36 The Round 

01:05:32 Favorite book 

01:07:10 The Million Dollar Drop 

01:13:36 People sleep on stories

01:17:00 Close



Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The 5 Rituals That Keep Loan Officers From Burning Out with Michael Decker14 Sep 202601:09:32

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Michael Decker thinks burnout in this business is misdiagnosed. Not a talent problem. Not a volume problem. A rhythm problem.

Michael is EVP & Director of Sales at Great Plains Bank Home Lending and hosts the podcast Winning Publicly, Losing Privately. In this episode he lays out the five rituals he runs every week — morning, pre-work, pre-leave, nightly, and Sunday night. None of them cost anything.

His phrase for it: fancy fails, simple scales.

Also in this episode: why Sunday night decides the week, the referral move that beats any follow-up text, and The Round — fifteen questions, no prep, the first time we have run it.

Free playbook: https://DinoKatsiametis.com/five-rituals/

Michael: linkedin.com/in/michaeldeckerstw

Views expressed are the individual's own and do not represent their employer.


00:00 | Cold open
00:20 | Meet Michael Decker
04:20 | $500 million a year — and a billion with 30 loan officers
05:30 | The industry rewards sales when it should reward leadership
09:25 | Winning publicly, losing privately
17:45 | Burnout isn't a talent problem. It's a rhythm problem.
20:54 | The five rituals, named
22:00 | Ritual 1 — The morning ritual
27:05 | Ritual 2 — The pre-work ritual
29:15 | Ritual 3 — The pre-leave ritual, and the boots at the back door
37:20 | Ritual 4 — The nightly ritual
40:30 | Ritual 5 — The Sunday night ritual
44:50 | JAM sessions — just another million
46:55 | THE ROUND — 15 questions, no prep
1:03:20 | The Million Dollar Drop

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Loan Officers: Why Best Known Beats Best with Arjun Dhingra07 Sep 202601:21:07

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Grey Goose is not the best vodka. It is not even close. But it is the one people name, and it is the one that wins.


That is Arjun Dhingra's whole argument, and he has been making it for eight years: best known beats best, ten out of ten times.


In this episode Arjun breaks down why loan officers who are genuinely good at the job keep losing business to people who are simply easier to remember. Opportunity is visibility multiplied by value, and a zero on either side zeroes the whole thing. He covers what to post and how often, why marketing to everyone connects with no one, the hundred-dollar camera setup that looks like five thousand, and why he thinks the phrase "loan officer" is costing the industry its respect.


He also answers the Million Dollar Drop: no database, no network, no name recognition, one unfamiliar city. What he does on day one is not what most people would guess.


Arjun is the founder of LFG Society and LFG Energy, and hosts the LFG Energy Podcast, which debuted at number 12 on Apple's Careers list. He is also a two-time TaeKwon-Do world champion.


Get the free playbook, Best Known Beats Best: https://dinokatsiametis.com/best-known-beats-best/


#WhoCanWeServeToday


00:00 Visibility times value — the whole idea in one line


00:12 Dino's intro, recorded after the conversation


05:02 A family business, San Francisco, and a jumbo market


11:00 Selling to agents who do not like you yet


15:33 "I forgot you're in loans" — the worst thing a friend can say


19:40 Three a week, and violently consistent


24:11 You will suck. It will be cringe.


28:20 Market to everyone, connect with no one — pick a tribe


32:30 Where the audience actually is


34:41 The $100 setup that looks like $5,000


38:40 Best known beats best — the Grey Goose story


41:00 You control 100% of your visibility


47:22 Stop calling yourself a loan officer — the three proficiencies


52:23 Split my Zillow leads — what the asks reveal


57:02 Be the person your clients call first


1:04:41 Favorite book: The Alchemist


1:05:43 The Million Dollar Drop


1:07:22 The digital mayor of Columbus


1:10:21 Take your jacket off — twenty comments a day


1:19:00 Where to find Arjun




Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Six Channels Loan Officers Need When AI Answers First — Alec Hanson31 Aug 202601:13:15

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Alec Hanson has a colleague who just got his first client referral from ChatGPT — a stranger in another state, sent by a machine.

That's the shift this episode is about. When consumers stop calling their loan officer to ask what rates are doing and start asking AI instead, the relationship doesn't disappear. It just has to already exist before the question gets asked.

Alec, SVP of Production for the West Division at loanDepot and the author of Bypassed, walks Dino through his complete playbook for staying relevant: quarterly calls, quarterly texts, a monthly email you actually wrote yourself, physical mail, a community event every ninety days, and showing up online every single day.

The surprise is how little of it is new. As Alec puts it, the game we're playing hasn't changed — the places we're playing it have.

Also in this episode: why drip campaigns are actively hurting you, the loan officer who was terrified of public speaking and hosts a "think and drink" instead, the piece of mail that produced Alec's biggest month ever, and why your referral partner has no idea you were working all weekend.

Get the free playbook, Known Before Needed: https://dinokatsiametis.com/known-before-needed/


#WhoCanWeServeToday


00:00 Relevancy in a world about to be run by AI

04:03 Empower, Equip, Educate — and the way lending should be done

08:01 Why a mortgage is still the most emotional transaction there is

13:29 AI is becoming a referral source — and that is disruptive

20:22 What the machine already knows about you

24:01 Record everything — transcripts on every conversation

29:22 Lunch and learn, think and drink, or a charity event

31:58 Client events twice a year, and why cost is not the objection

36:02 Posting little Timmy's soccer goal — showing up in their life

40:06 The digital strategy: care about others, then show up every day

44:29 Put yourself out there and you attract your tribe

51:40 Thank-you cards and broker previews

56:06 Be yourself — everybody chameleons and everybody can tell

1:02:39 The big dogs in their forties who could not adapt

1:04:16 The Million Dollar Drop

1:07:59 Content, content, content — then hit the streets Saturday and Sunday





Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Open House You Never Attend — Sean Herrero24 Aug 202601:17:54

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Sean Herrero is the first returning guest in the history of The Way — and he earned it. Episode 13 in Season 1, back for Season 2, Episode 4 with a 30-unit month at more than $30 million behind him and a team of exactly two people.

This one is a masterclass in intentionality. Sean breaks down the open house engagement kit — the system that captures buyer relationships at open houses he never attends. Why the standard flyer offers nothing and therefore earns nothing. Why contact information is a transaction, and what you have to trade for it. And the reframe that runs underneath his whole business: it's not what the house costs, it's what the house costs you.

We also get into why "the market is bad" is an excuse wearing a costume, the difference between reasons and excuses, what a Navy SEAL taught him about decisive action, applying deliberate pressure with non-refundable deposits, why he caps his training events at eight people, and how "I wonder if" became his entire AI strategy.

Sean answers the Million Dollar Drop — and he's the first guest who could answer it from memory, because he already lived it in 2017.

Sean Herrero is a Regional Vice President at CrossCountry Mortgage. Find him on Instagram at @adventurelender.

Get the free playbook with Sean's complete open house system at dinokatsiametis.com/open-house-you-never-attend

The Way with Dino Katsiametis — Empower. Equip. Educate. The way lending should be done. #WhoCanWeServeToday


Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How AI, Branding & Relentless Execution Built One of Mortgage's Fastest-Growing Teams with Abdel "The Gorilla" Khawatmi17 Aug 202601:18:32

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What does it take to stand out in today's mortgage industry?

In this episode of The Way with Dino Katsiametis, Dino welcomes back mortgage leader and  Abdel "The Gorilla" Khawatmi for an in-depth conversation on branding, artificial intelligence, client experience, leadership, and building systems that consistently outperform the competition. 

Abdel explains why today's mortgage professionals must stop thinking like loan officers and start acting like trusted advisors. From mastering KPIs and tracking every stage of the sales process to creating an unforgettable personal brand and using AI as a productivity multiplier, this conversation is packed with practical strategies that can immediately improve your business. 

Whether you're a mortgage advisor, real estate professional, sales leader, or entrepreneur, you'll walk away with actionable ideas on creating systems, serving clients at a higher level, and building a business that thrives in any market.

In This Episode
  •  Why branding is your biggest competitive advantage 
  •  How "The Gorilla" became one of the mortgage industry's most recognizable personal brands 
  •  The Six C's framework for measuring business growth 
  •  Why KPIs should drive every business decision 
  •  How to become a trusted mortgage advisor instead of simply processing loans 
  •  Building systems that create speed, consistency, and better client experiences 
  •  AI tools every mortgage professional should be using today 
  •  Using ChatGPT, Claude, NotebookLM, Zapier, and meeting assistants to save hours every week 
  •  Why tracking conversations is just as important as tracking closings 
  •  Creating content that attracts your ideal clients and referral partners 
  •  Building a personal brand around your ideal customer avatar 
  •  Why execution beats information every single time 
  •  Community leadership, financial literacy, and building a business with purpose

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Impossible To Forget with Wade Betz10 Aug 202601:10:22

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What separates the average loan officer from a top-producing mortgage advisor?

In this episode of The Way with Dino Katsiametis, Dino sits down with mortgage industry leader Wade Betz, a producer responsible for helping over 2,000 families, generating nearly $1 billion in mortgage volume, and building one of the industry's strongest client-retention systems. 

Rather than chasing the next transaction, Wade reveals how disciplined daily habits, structured prospecting, long-term client care, and consistent follow-up have created a business where 65% of his annual closings come from past clients.

This isn't theory.

It's a practical blueprint that every mortgage advisor, loan officer, broker, sales professional, and entrepreneur can implement immediately.

From creating a winning morning routine to leveraging YouTube, AI, SEO, CRM systems, annual financial reviews, and accountability tracking, Wade shares the exact strategies that have helped him build a sustainable business that continues to grow year after year.

If you're tired of constantly hunting for your next deal, this episode will completely change how you think about growing your business.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Never Wait for the Close with Guest Dino Katsiametis03 Aug 202601:06:42

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What if everything you've been taught about building a mortgage business is wrong?

In this special Season 2 premiere of The Way with Dino Katsiametis, the tables are turned as industry legend Dave Savage interviews Dino about the principles, systems, and mindset that built one of the most relationship-driven mortgage businesses in America.

This isn't just another conversation about closing loans.

It's a masterclass on creating Mortgages Under Management (MUM), building clients for life, developing an unforgettable customer experience, and using generosity, consistency, and leadership to create a business that continues to grow long after the transaction ends.

From creating raving fans with strategic gifting to embracing AI without losing the human connection, Dino shares the philosophies that have shaped his career and now drive the mission of Ethos Lending.

Whether you're a mortgage advisor, entrepreneur, business owner, or simply looking to build a life centered on purpose and impact, this episode is packed with practical wisdom you can apply immediately.

In This Episode

✅ Why "Mortgages Under Management" changes everything

✅ How to turn every client into a client for life

✅ The gifting strategy that transformed Dino's business

✅ Why relationships always outperform transactions

✅ Building a referral-based business without chasing leads

✅ The mindset of the nation's top mortgage advisors

✅ How AI should support—not replace—the human experience

✅ Why consistency beats talent every time

✅ The importance of creating your own personal ethos

✅ Books that changed Dino's life and business

✅ Lessons on faith, family, leadership, gratitude, and legacy

✅ The Million Dollar Drop: How Dino would rebuild from scratch

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Why Rocket Keeps Winning | Heather Lovier on Leadership & Reinvention20 Jul 202600:51:31

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Can a loan processor become the COO of one of the largest financial companies in America?

Heather Lovier proves the answer is YES.

In this powerful episode of The Way with Dino Katsiametis, Dino sits down with Heather Lovier, Chief Operating Officer of Rocket Companies, to discuss her incredible 23-year journey from entry-level loan processor to executive leadership.

But this conversation goes far beyond mortgages.

Heather shares the leadership principles that have fueled Rocket's growth, why company culture matters more than ever, how AI is reshaping the future of homeownership, and what it really takes to build organizations that continue to innovate after decades of success.

They also dive into Rocket's acquisitions of Redfin and Mr. Cooper, the broker channel, customer experience, entrepreneurship, leadership, and why "falling in love with the problem" is the secret behind long-term innovation.

Whether you're a mortgage professional, entrepreneur, CEO, sales leader, or someone passionate about building great businesses, this episode is packed with actionable insights you won't want to miss.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Anthony Casa's Incredible Journey: From Dropping Out at 13 to Building a Mortgage Empire13 Jul 202601:22:35

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What does it take to build one of the most influential companies in the mortgage industry?

In this episode of The Way with Dino Katsiametis, Dino sits down with Anthony Casa, CEO & Founder of UMortgage, Founder of AIME (Association of Independent Mortgage Experts), and one of the most recognizable leaders in the mortgage industry.

Anthony opens up like never before...

From dropping out of school at just 13 years old, working 100-hour weeks in a restaurant after his father suffered a stroke, to building multiple companies that transformed the mortgage broker channel—this conversation is packed with hard-earned wisdom.

Anthony shares the lessons that changed his life, why culture matters more than rapid growth, how AIME reshaped the mortgage industry, the story behind Arrive, building UMortgage, and why success means far more than money.

Whether you're a mortgage professional, entrepreneur, business owner, sales leader, or someone striving to build a meaningful legacy, this episode delivers practical lessons you can apply immediately.

In This Episode

✅ Anthony Casa's journey from leaving school at 13 to becoming a mortgage industry leader

✅ Growing up in poverty and the work ethic that shaped his success

✅ Why leadership looks completely different today than it did 20 years ago

✅ The rise of AIME and how it changed the mortgage broker industry

✅ Behind the scenes of building Arrive Technology

✅ How UMortgage became one of the fastest-growing mortgage companies

✅ The importance of company culture over rapid growth

✅ Why systems and processes outperform talent alone

✅ The biggest mistakes entrepreneurs make when scaling

and much more...

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Mortgage Marketing Playbook: AI, Social Media & Personal Branding That Actually Works | Drew Gillett06 Jul 202601:12:46

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What separates average loan officers from mortgage advisors who build businesses that thrive for decades?

In this episode of The Way with Dino Katsiametis, Dino sits down with Drew Gillett, marketing executive and one of the industry's leading experts on mortgage branding, digital marketing, AI, and social media strategy.

If you've ever wondered...

• Why your marketing isn't producing referrals

• How top mortgage advisors dominate social media

• What AI actually means for your business

• How to create content people trust and share

• Why consistency beats talent every time

...this episode delivers the blueprint.

Dino and Drew break down the exact strategies today's mortgage professionals should be using to build authority, create trust, attract Realtor partners, grow referral relationships, and establish a personal brand that keeps generating business long after the post is published.

This isn't theory.

It's a practical roadmap for loan officers, mortgage advisors, real estate professionals, and entrepreneurs who want to future-proof their business.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The AI Revolution Every Loan Officer Needs to Understand with Ryan O'Kane29 Jun 202601:08:03

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What happens when a top-producing mortgage leader stops asking whether AI is coming—and starts building with it?

In this episode of The Way with Dino Katsiametis, Dino sits down with Ryan O'Kane, CEO of Arbor Financial Group, mortgage industry veteran, technology innovator, and one of the most forward-thinking leaders in lending today.

Ryan shares how he grew Arbor Financial from a small operation into a company with hundreds of loan officers while continuing to originate loans himself. He pulls back the curtain on the systems, technology, automation, leadership principles, and AI strategies that are transforming the future of mortgage lending.

But this conversation goes much deeper than technology.

Ryan and Dino tackle one of the biggest questions facing the industry:

Will AI replace mortgage professionals—or will it make great advisors even more valuable?

From automation and operational efficiency to relationship-building, database marketing, scaling teams, and the future of real estate referrals, this episode delivers practical insights for mortgage professionals who want to stay ahead of the curve.

If you're serious about growing your business, leveraging technology, and future-proofing your career, this is an episode you can't afford to miss.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Mortgage Industry Is About to Change Forever (Most LOs Aren't Ready) - Rich Weidel18 Jun 202601:13:44

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What if the biggest threat to your mortgage business isn't rates, inventory, or the economy?

What if it's your unwillingness to change?

In this episode of The Way with Dino Katsiametis, Dino sits down with Rich Weidel, CEO of Princeton Mortgage, entrepreneur, former Goldman Sachs investment banker, and one of the industry's most forward-thinking leaders.

Rich shares the incredible journey from Wall Street to building a top mortgage company, surviving one of the toughest markets in industry history, and reinventing his business through technology, operational excellence, and AI-driven innovation.

This isn't another conversation about rates.

It's a conversation about survival, adaptation, leadership, and why many mortgage professionals are unknowingly building businesses that won't survive the next decade.

Rich breaks down how technology is changing loan origination, why operational efficiency is becoming the ultimate competitive advantage, and why personal branding may soon matter more than company branding.

Whether you're a loan officer, branch manager, broker, or business owner, this episode will challenge how you think about growth, profitability, and your future in the mortgage industry.

In This Episode:

• Why market cycles expose the difference between operators and opportunists

• The leadership lesson Rich learned from a top mortgage industry CEO

• How Princeton Mortgage rebuilt itself during the toughest market in decades

• Why cost structure is becoming the biggest competitive advantage in lending

• The dangerous mindset keeping many mortgage companies stuck

• How AI is eliminating inefficiencies across the mortgage process

• Why technology is making scaling easier than ever before

• The real reason many loan officers struggle despite working hard

• How top producers are using automation to increase production

• Why personal branding may become more important than company branding

• The future of self-sourced business and referral relationships

• Why social media is the most underutilized lead-generation tool in mortgage

• The truth about broker vs IMB and why most people ask the wrong question

• How to build a company that grows revenue faster than expenses

• Why adaptability—not experience—may be the most valuable skill moving forward

• The role courage plays in business transformation

• What mortgage professionals need to do today to stay relevant tomorrow

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Mortgage Advisor Playbook: Season 2 Will Change Your Business16 Jun 202600:06:24

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After a year of explosive growth, thousands of monthly downloads, and conversations with some of the brightest minds in the mortgage industry, Dino is taking everything he's learned and turning it into a practical roadmap for one purpose:

Helping loan officers transform into mortgage advisors.

Season 2 will feature the best minds in the country, each bringing mastery in one critical pillar of a successful mortgage business. Every episode will include actionable frameworks, tactical playbooks, and real-world strategies designed to help you build a business that creates consistency, freedom, and long-term success.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How a Father-Daughter Mortgage Team Built a Referral Machine with Bill & Victoria Clayton08 Jun 202600:56:49

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Can old-school relationship building still outperform modern lead generation and AI-driven sales?

In this episode of The Way with Dino Katsiametis, Dino sits down with father-daughter mortgage team Bill Clayton and Victoria Clayton to break down the real strategies behind building a sustainable referral-based mortgage business. 

With over 30 years in the mortgage industry, Bill shares timeless principles around trust, financial planning, and client retention, while Victoria explains how she built a thriving business in just a few short years through relationships, consistency, open houses, and social media networking.

This conversation dives deep into:

  •  Why referrals still outperform paid leads 
  •  The power of face-to-face and Zoom consultations 
  •  How younger loan officers can earn trust quickly 
  •  And why the future belongs to mortgage advisors—not just loan officers 

👉 If you want to build a long-term mortgage business without relying on cold leads and rate shopping, this episode is packed with practical strategies you can implement immediately.

🔑 Key Takeaways & Bullet Points

• Why relationship-based business models still outperform lead buying
 • How Victoria built a 6–8 unit/month business in only 3 years
 • The strategy behind partnering with newer real estate agents
 • Why open houses are still massively underrated for relationship building
 • The importance of transparency when you’re newer in the business
 • How to create trust quickly with referral partners and clients
 • Why face-to-face meetings dramatically increase conversion rates
 • The difference between a “loan officer” and a true “mortgage advisor”
 • How Bill uses financial planning conversations to deepen client relationships
 • Why most mortgage professionals fail at long-term follow-up
 • The “calendar stacking” system for maintaining client relationships
 • How to build a repeat-and-referral business over time
 • Why human connection still matters more than technology
 • How to blend old-school relationship building with modern marketing tools
 • The mindset shift required to create version 2.0 and 3.0 of yourself

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Leads Are for Losers? Steven Ross Explains What Actually Builds a Business01 Jun 202600:45:22

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In this episode of The Way with Dino Katsiametis, Dino sits down with Steven Ross, author of Doors Open When You Knock, to break down the mindset, discipline, and consistency required to build a long-term referral business in real estate. 

Steven shares how he built his career by knocking on more than 125,000 doors over 16 years—even though he considers himself introverted, antisocial, and completely unsuited for traditional sales tactics.

This conversation goes far beyond door knocking.

Dino and Steven dive deep into:

  •  Why consistency beats talent 
  •  How trust is built over time 
  •  Why most agents quit too early 
  •  And what it really means to become a professional worth hiring 

If you’re a realtor, loan officer, entrepreneur, or sales professional struggling with lead generation, burnout, or inconsistency, this episode delivers practical frameworks and timeless sales wisdom that still work in today’s market.

🔑 Key Takeaways & Bullet Points

• Why Steven Ross believes introverts can become elite salespeople
 • The real reason door knocking still works in 2026
 • How knocking on 125,000 doors transformed his communication skills
 • Why consistency matters more than charisma or talent
 • The hidden psychology behind trust and relationship building
 • Why most agents fail before “the magic” happens
 • The importance of doing hard things repeatedly
 • How to overcome resistance, procrastination, and excuses
 • Why building relationships beats chasing transactions
 • The difference between being an “asker” vs a “giver”
 • How to create a business that gives you both income and freedom
 • Why referrals outperform paid leads long term
 • The mindset required to survive commission-only sales
 • The role discipline plays in long-term success
 • Why face-to-face interaction still dominates digital communication

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Secret World of Luxury Lending That Most Loan Officers Never See With Alan Mack25 May 202600:56:38

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What separates average loan officers from elite advisors trusted by affluent and celebrity clients?

In this episode of The Way with Dino Katsiametis, Dino sits down with Alan Mack, a mortgage industry veteran with nearly 40 years of experience, over $1 billion in personal production, and deep expertise in luxury and complex financing. 

Alan shares how he reinvented himself after leaving the big-bank world and built a high-end advisory platform serving affluent clients, athletes, entrepreneurs, and executives. He explains the hidden strategies banks use, why wealthy clients often get dramatically better financing terms, and how relationship banking really works behind the scenes.

But this episode goes far beyond mortgages.

Alan and Dino dive deep into discipline, work ethic, branding, networking, customer service, personal growth, and what it truly takes to become elite in sales and business.

If you’re a loan officer, entrepreneur, sales professional, or business owner looking to level up your mindset and income, this episode delivers practical wisdom you can apply immediately.

🔑 Key Takeaways & Bullet Points

• How Alan Mack built a career spanning nearly 40 years in mortgage banking
 • The mindset shift that helped him become a top producer early in his career
 • Why “pick up your phone” is still elite business advice in 2026
 • How discipline and consistency separate top performers from everyone else
 • Why most loan officers lose affluent clients to big banks
 • The hidden world of luxury lending and relationship banking
 • How wealthy clients structure financing differently than average borrowers
 • Why elite service and simplicity matter more than ever
 • The truth about “white glove” client experience
 • How Alan reinvented himself after leaving the corporate banking world
 • The “advisor model” that transformed his business during a down market
 • Why networking and personal branding still outperform social media hacks
 • The importance of treating operations and support staff like true teammates
 • What loan officers can learn from luxury clients about leverage and wealth
 • The biggest mistakes originators make when trying to scale
 • Why consistency beats intensity in business and life

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The 4AM Routine That Built a 9-Figure Portfolio with Joshua Mettle18 May 202601:24:46

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What separates top producers from everyone else—and why do so many loan officers stay stuck?

In this episode of The Way with Dino Katsiametis, Dino sits down with Josh Mettle, a 25+ year mortgage veteran who built a 9-figure real estate portfolio and a highly scalable lending business.

Josh breaks down the real drivers of success and it’s not what most people think. From waking up at 4AM to mastering outbound calls, building teams, and creating leverage through marketing, this episode is a blueprint for anyone serious about growth.

You’ll learn why success is attracted not chased, and how your daily habits, mindset, and discipline determine your future outcomes. 

👉 If you’re stuck, burned out, or inconsistent—this episode will challenge how you think and operate.

🔑 Key Takeaways & Bullet Points

• Why “doing the work” still beats technology and marketing hacks
• The exact daily routine (4AM–Noon) that drives consistent production
• How 2–3 hours of outbound calls can outperform everything else
• The difference between working IN your business vs ON your business
• Why most loan officers stay stuck in the feast-or-famine cycle
• How to know when it’s time to hire and build a team
• The biggest mistake originators make when scaling
• Why niche marketing (like physician loans) creates massive leverage
• The mindset shift: “You are at cause, not at effect”
• How to turn income into long-term wealth through real estate investing
• The simple financial formula wealthy people follow:
→ Income – Savings = Spending
• Why burnout happens—and how to fix it with structure and routines
• The truth about balance, family, and long-term fulfillment
• How to rebuild from zero (including Josh’s $1M restart strategy)

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Loan Officer vs Mortgage Advisor: The Skill Gap That’s Costing You Millions | Carl Streicher11 May 202601:13:00

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What does it really take to build a long, successful career in the mortgage industry and why are so many loan officers missing the fundamentals?

In this episode of The Way with Dino Katsiametis, Dino sits down with Carl Streicher, a 30+ year mortgage veteran, former top producer, and now Director of Mentorship & Growth at Ethos Lending.

Carl shares hard-earned lessons from decades in the business—from closing massive volume to leading teams and breaks down the critical difference between being a loan officer and becoming a true mortgage advisor.

This conversation dives deep into:

  •  Why fundamentals matter more than ever in a tech-driven world 
  •  How to build trust, relationships, and clients for life 
  •  The real skills new loan officers are NOT being taught 

👉 Bottom line: If you don’t master the fundamentals, technology won’t save you.

Whether you're new to the industry or a seasoned originator looking to level up, this episode delivers a blueprint for sustainable success.

🔑 Key Takeaways & Bullet Points

• The difference between a loan officer vs a mortgage advisor (and why it matters)
• Why most new originators struggle—and how to fix it
• How to conduct a powerful initial consultation that builds trust instantly
• The importance of asking better questions (not just giving answers)
• Why fundamentals outperform technology when markets shift
• How to turn one deal into clients for life and multi-generational business
• The role of mentorship in building a sustainable career
• Why transparency and authenticity outperform “sales tactics”
• How to position yourself as a trusted advisor—not just a transaction facilitator
• The mindset shift required to survive and thrive in any market

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Broker vs Banker: What No One Tells You About the Mortgage Industry with Mike Hardy & Rick Mount04 May 202600:46:40

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Are loan officers better off in the IMB world—or is the broker/hybrid model the future?

In this episode of The Way with Dino Katsiametis, Dino sits down with returning guests Rick Mount and Mike Hardy to break down one of the biggest debates in the industry today.

After transitioning from a traditional IMB to a hybrid model, Rick and Mike share a transparent look at:

  •  What actually drove their decision 
  •  The risks, fears, and reality of making the move 
  •  And how it’s impacted their team, clients, and long-term growth 

This episode goes beyond surface-level opinions and dives into real-world strategy, leadership, and what it takes to build a sustainable mortgage business in today’s evolving market.

👉 Bottom line: The model you choose doesn’t determine your success—but it can either limit or unlock your potential.

If you’re a loan officer, team leader, or entrepreneur trying to figure out where the industry is heading, this conversation is essential.

🔑 Key Takeaways & Bullet Points

• The real difference between IMB vs Broker/Hybrid models
• Why “same sundae, different toppings” describes most lenders today
• How top producers evaluate risk vs reward when making a move
• The truth about fear, uncertainty, and transitioning models
• Why flexibility in pricing and products can unlock more deals
• How to avoid the “race to the bottom” with margins and pricing
• The importance of running your business with a true P&L mindset
• Why most loan officers fail at the “after the transaction” phase
• How to build a referral-based business that compounds over time
• The difference between a loan officer vs a mortgage advisor
• How to create clients for life (and avoid being replaced)
• Why trust—not rates—is the foundation of long-term success

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The #1 Mistake Loan Officers Make and How to Fix It Fast with Scott Nicholson27 Apr 202601:04:36

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What’s actually causing loan officers to lose deals in today’s market—and how do top performers consistently win?

In this episode of The Way with Dino Katsiametis, Dino sits down with Scott Nicholson, mortgage industry veteran and co-founder of Housing Link, to break down the real gap between average originators and top producers.

Scott shares how his journey—from professional golfer to 26+ years in the mortgage industry—shaped a philosophy centered on education, adaptability, and modern client experience.

This conversation goes deep into:

  •  Why most loan officers are still stuck using outdated methods 
  •  How modern buyers expect a completely different experience 
  •  The exact systems and strategies that help win more offers (without racing to the bottom on price) 

👉 Bottom line: The market didn’t get harder—you just haven’t adapted yet.

If you’re a loan officer, real estate agent, or sales professional trying to stay competitive in a shifting market, this episode gives you a clear, tactical roadmap to stand out and scale.

🔑 Key Takeaways & Bullet Points

• Why education beats selling in building long-term client trust
• The biggest mistake loan officers make with pre-approvals (and how to fix it)
• How to win more offers without competing on rate
• The shift from PDFs and emails → modern digital client experiences
• Why most LOs are losing deals due to lack of professionalism and systems
• How to create instant trust with listing agents in competitive offers
• The role of video and presentation in closing more business
• Why adaptability is the #1 skill in volatile markets
• Practical strategies to generate business from listing agents and buyer agents
• The exact playbook Scott would use to rebuild a $1M business from scratch

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Stop Hiding Behind Tech: The Truth About Growth in Today’s Market with Natalie Overturf20 Apr 202601:09:22

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What actually separates top producers from everyone else in today’s market?

In this episode of The Way with Dino Katsiametis, Dino sits down with Natalie Overturf, CEO and Founder of Ethos Lending, to break down the real drivers behind long-term success in the mortgage and real estate industry.

From starting as a 19-year-old receptionist to becoming a top-producing leader, Natalie shares hard-earned lessons on scaling a business, building elite teams, and mastering relationships in a tech-driven world.

This conversation challenges the industry obsession with tools and automation—and replaces it with a simple truth:

👉 The people who win are the ones who execute, build relationships, and stay disciplined.

If you're a loan officer, entrepreneur, or sales professional looking to grow in a competitive market, this episode is a blueprint for sustainable success.

🔑 Key Takeaways & Bullet Points

• Why relationships—not technology—are still the #1 driver of business
• The real reason most loan officers stay stuck (and how to break through)
• How to scale from $30M to $100M+ by building the right team
• The importance of investing in yourself (coaching, hiring, systems)
• Why discipline and daily execution outperform any “strategy”
• The exact mindset shift needed to grow in a down market
• How to leverage social media + networking the right way
• Why most originators fail to adopt technology effectively
• The difference between a loan officer vs. a true mortgage advisor
• How top producers build consistent pipelines regardless of market conditions

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Future of Mortgage Is Here: AI, Data & Human Connection Explained with Austin Niemiec13 Apr 202601:16:43

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What actually separates top-producing loan officers from everyone else?

It’s not rates. It’s not luck. And it’s definitely not working harder.

In this episode of The Way with Dino Katsiametis, Dino sits down with Austin Nemic, Chief Revenue Officer at Rocket Pro, to break down the real drivers of success in today’s mortgage market.

From his early days as a 22-year-old loan officer during the 2008 financial crisis to leading one of the most influential platforms in the industry, Austin shares a masterclass on leadership, AI, sales psychology, and scaling a mortgage business in a rapidly changing world. 

This conversation dives deep into why most loan officers struggle, how AI is reshaping productivity, and why human connection, not technology, is still the ultimate competitive advantage.

If you want to grow your business, stay relevant, and outperform your competition… this episode is required listening.

🔑 Key Takeaways & Bullet Points

• Why loan officers focus too much on rates—and why that’s a mistake
• The real reason top producers outperform (hint: it’s not knowledge)
• How AI is transforming lead conversion, follow-up, and efficiency
• Why “technology should enhance humans—not replace them”
• The concept of “speed of the game” and how it drives success
• Why most loan officers burn out—and how to avoid it
• How to use better conversations to increase conversion and client trust
• The future of mortgage: AI, automation, and human connection combined
• Why picking a niche is the fastest path to scaling your income
• How to build a business that creates both income and lifestyle freedom

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Why You’re Stuck and How to Break Through with Jerrid Sebesta06 Apr 202601:14:25

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What if the thing holding you back… isn’t your market, your strategy, or your circumstances, but your belief system?

In this powerful episode of The Way with Dino Katsiametis, Dino sits down with Jerrid Sebesta, former TV weatherman turned keynote speaker and coach to explore the deeper truth behind success, fulfillment, and breakthrough.

From humble beginnings in rural Minnesota to building a life centered on purpose, faith, and impact, Jerrid shares a transformative framework built on desire, belief, and surrender and how these principles apply to business, relationships, and personal growth. 

This conversation challenges the traditional “grind harder” mentality and introduces a new paradigm: you don’t need to do more, you need to become more aligned.

If you’ve ever felt stuck, burned out, or like you’re capable of more… this episode will shift your perspective in a profound way.

🔑 Key Takeaways & Bullet Points

• Why success starts with desire + belief—not just action
• The hidden reason most people feel stuck in life and business
• How your identity and belief system shape your results
• The difference between grinding vs. operating in flow
• Why “you already have everything” is a powerful truth
• How to create real breakthrough by making true decisions
• The role of faith and surrender in achieving success
• Why most people don’t believe they deserve more—and how to fix it
• How to build a life with both success and fulfillment
• The mindset shift that allows you to scale without burnout

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Why Most Loan Officers Stay Stuck and How to Fix It with Eric Levin30 Mar 202601:25:27

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Most loan officers are working harder than ever… but not getting ahead.

Why?

Because they’re guessing instead of using data, systems, and strategy.

In this episode of The Way with Dino Katsiametis, Dino sits down with Eric Levin, co-founder of Model Match, to break down how top producers are using data-driven decision making to scale their businesses faster—without burning out.

Eric shares his journey from a 100% commission recruiter to building one of the most powerful data platforms in the mortgage industry—and why most loan officers are still stuck operating without systems.

This conversation dives deep into how to identify the right agents, build meaningful relationships, and protect your book of business like a true asset.

If you’re still relying on hustle alone… this episode will change how you think about growth.

🔑 Key Takeaways & Bullet Points

• Why your “database” is actually your most valuable financial asset
• The difference between working harder vs. working with systems
• How to identify the right real estate agents using data (not guesswork)
• The biggest mistake loan officers make when trying to grow their business
• How to turn one opportunity into multiple referral relationships
• Why most professionals are losing deals they already earned
• The concept of borrower churn—and how to stop it immediately
• How systems create more business in less time
• Why leadership—not laziness—is the real issue in the mortgage industry
• How top producers think differently about scaling and efficiency

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The AI Marketing Blueprint for Loan Officers — Luke Shankula on The Way23 Mar 202601:15:55

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Artificial intelligence is changing the way loan officers market, generate leads, and grow their businesses, but most professionals are still barely scratching the surface.

In this episode of The Way with Dino Katsiametis, Dino sits down with Luke Shankula, founder of Loans On Demand, to break down how AI can transform the way mortgage professionals attract and convert clients.

Luke shares his journey from working in reverse mortgages to helping loan officers scale their businesses through digital marketing, paid traffic, and AI-powered systems. What started as a Facebook ads experiment turned into a full marketing platform helping originators generate direct-to-consumer leads.

Now, Luke is focused on the next evolution: using AI to amplify a loan officer’s voice, automate content creation, and build scalable marketing systems. 

The Way with Dino Katsiametis C…

If you're a loan officer looking to generate more leads, build authority online, and stay ahead of the AI revolution, this conversation is packed with actionable insights.

🔑 Key Takeaways & Bullet Points

• Why most loan officers struggle with marketing and lead generation
 • How Facebook ads became a powerful lead source for mortgage professionals
 • The biggest mistakes originators make when trying to market themselves
 • How AI can help amplify your voice instead of replacing it
 • Why storytelling is one of the most powerful marketing tools in mortgage
 • How AI can automate content creation while maintaining authenticity
 • The difference between AI hype and real AI productivity tools
• How marketing systems can help loan officers generate direct-to-consumer leads
• Why consistency in content and marketing is the real growth lever

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

AI, Personal Branding, and the Future of Mortgage Marketing, Katie Shive Explains16 Mar 202601:25:19

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In a world where AI can generate endless information, what actually makes a mortgage professional stand out?

In this episode of The Way with Dino Katsiametis, Dino sits down with Katie Shive, a marketing strategist with over 15 years of experience and nearly a decade working inside the mortgage industry.

Katie shares how personal branding, storytelling, and AI-powered content strategies are reshaping the way loan officers build trust and attract clients.

From her early days learning the mortgage business from the ground up at Guild Mortgage to launching her own consulting practice focused on brand strategy and AI integration, Katie breaks down the practical strategies professionals can use today to stand out in an increasingly crowded and commoditized industry. 

Katie interview

This conversation goes far beyond marketing tactics — exploring authenticity, trust, and how AI can amplify human connection rather than replace it.

If you're a loan officer, real estate professional, or business owner trying to stay relevant in the AI-driven economy, this episode delivers a blueprint for building a brand people trust.

🔑 Key Takeaways & Bullet Points

• Why personal branding is becoming essential for loan officers and realtors
 • How AI can enhance your voice and creativity — not replace it
• The biggest mistake professionals make when using AI for content
• Why trust — not rates or programs — determines who clients choose
• The importance of telling your personal story in your marketing
• How authentic content attracts the right clients and referral partners
• The role of education in helping first-time homebuyers succeed
• Why brands built on values and culture outperform generic marketing
• How AI and modern content strategies can increase visibility and credibility

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

AI for Loan Officers: The Tools, Prompts, and Systems You Need to Know with Ben Tasker09 Mar 202600:57:53

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In this episode of The Way with Dino Katsiametis, Dino sits down with AI and workforce transformation expert Ben Tasker to break down what AI actually means for business owners, mortgage professionals, and entrepreneurs.

Ben’s background spans AI research, data science, healthcare analytics, and higher education, including launching AI certification programs for over 225,000 learners and building predictive tools that improved real-world outcomes.

Together, Dino and Ben explore how AI can:

  • simplify complex workflows
  • automate administrative work
  • unlock powerful data insights
  • and give professionals their time back.

But the conversation also dives deeper into the philosophical side of AI — asking the question many people are wondering:

Is AI a threat… or the most powerful productivity tool ever created?

If you want to understand how AI can actually improve your work, your business, and your life, this episode delivers practical insights and real-world examples you can start using immediately.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How to Scale a Mortgage Brokerage 78% in One Year — Scott Valins Explains02 Mar 202601:14:45

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What does it take to grow a mortgage brokerage to $3.7 billion in annual volume with 350+ loan officers — while still personally producing over $100 million?

In this powerhouse episode of The Way with Dino Katsiametis, Dino sits down with Scott Valins, founder of GoRascal, to unpack the real systems, mindset shifts, and leadership strategies behind explosive — yet controlled — growth.

Scott shares:

  • How GoRascal scaled 78% year-over-year without breaking
  • Why consistency beats “big recruiting months”
  • The systems that allow him to produce $110M personally while running a company
  • How structured onboarding prevents broker-world chaos
  • Why social media is now the fastest path to building referral influence
  • The mindset evolution that changed how he sees the mortgage industry

This conversation goes deep into time management, recruiting philosophy, culture-building, AI adoption, coaching, and high-performance habits.

If you’re a mortgage broker, branch manager, or loan officer looking to scale — this episode is a blueprint.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How Great Leaders Attract Talent - Richard Milligan’s Framework for Recruiting Top Producers23 Feb 202601:24:23

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Recruiting isn’t about scripts, pitches, or job postings — it’s about who you are as a leader.

In this deep, unfiltered episode of The Way with Dino Katsiametis, Dino sits down with Richard Milligan, one of the most respected recruiting coaches in the mortgage industry, to unpack what actually attracts top talent — and why most leaders struggle to recruit at scale.

Richard shares his personal journey from loan originator to elite recruiter and coach, revealing how identity, vision, systems, and personal brand matter far more than compensation plans or company decks. This conversation goes far beyond recruiting tactics, diving into leadership psychology, faith under pressure, resilience, and what it truly means to become an “attractive leader.”

If you’re trying to grow a team, scale a company, or lead at a higher level — this episode delivers clarity, frameworks, and hard-earned wisdom.

🔑 Key Takeaways & Bullet Points

  • Why great recruiting starts with leadership identity, not job offers
  • The concept of Attractive Leadership: vision, values, and purpose
  • Why people follow leaders — not companies
  • How Richard built a 32-step recruiting system that scales
  • The difference between transactional recruiting and relationship-based recruiting
  • Why personal brand is now a non-negotiable leadership skill
  • How faith, failure, and pressure forged better leadership
  • Why systems outperform motivation and hustle
  • How to build a 90-day roadmap tailored to each individual leader
  • Why value creation — not persuasion — wins in recruiting and referrals

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How Matt Adler Closed $250M with a Small Team — Systems, Niches, and Mortgage Discipline Explained16 Feb 202600:57:30

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In this episode of The Way with Dino Katsiametis, Dino sits down with Matt Adler, a top-producing loan officer at Lake Michigan Credit Union, to break down the exact systems, niches, and mindset behind his extraordinary production.

Matt walks through his full journey — from music major and tuba performance student to becoming one of the most efficient producers in the country — and explains why discipline, focus, and saying “no” are the real growth levers in mortgage.

This is not hype or theory.
 It’s a real-world operating system for loan officers who want to scale intelligently.

🔑 Key Takeaways & Bullet Points

  • How Matt closed $249M+ across 570 units with a small, specialized team
  • Why over 95% of his business is self-generated and referral-based
  • The power of niche lending (non-warrantable condos, FHA, first-time buyers)
  • Why the phrase “I’m available anytime” kills professionalism and productivity
  • How to structure a high-volume team (LOAs, processors, production partner)
  • Why Mortgage Coach TCAs create instant advisor authority
  • The consultation process that converts without selling
  • How time-blocking, Calendly, and boundaries unlocked scale
  • Why saying “no” attracts better clients and partners
  • Lessons from Todd Duncan, Tony Robbins, and elite peer groups

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Building Trust at Scale: Kristin Messerli on Financial Literacy, AI, and the Modern Mortgage Advisor09 Feb 202601:04:45

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Trust in financial institutions is declining — and the mortgage industry is feeling it more than most.

In this in-depth episode of The Way with Dino Katsiametis, Dino sits down with Kristin Messerli, CEO and Founder of First Home IQ, to unpack why consumer trust is eroding — and exactly what mortgage professionals can do to rebuild it.

Kristin shares her journey from social work and community outreach to becoming one of the leading voices on financial literacy, trust-building, and next-generation homebuyers. Drawing from data, psychology, and real-world experience, she explains how education, empathy, and transparency outperform rates, ads, and automation alone.

This episode goes deep on:

  • Why institutional trust is declining across all industries
  • How trust has shifted from institutions to individuals
  • The role AI should play in making advisors more human, not less
  • Why listening matters more than pitching
  • How loan officers can stop being transactional and become trusted guides

If you’re a mortgage advisor, loan officer, or industry leader navigating today’s skeptical consumer landscape, this episode delivers practical frameworks you can apply immediately.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Zero to 70M a Month — Dustin Owen’s Mortgage Success Playbook02 Feb 202600:57:42

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What if your biggest breakthrough comes after you’re broke, scared, and ready to quit?

In this powerhouse episode of The Way with Dino Katsiametis, Dino sits down with Dustin Owen — founder of TLO (The Loan Officer Podcast), mortgage coach, industry influencer, and endurance athlete — to unpack the real journey from struggling loan officer to building one of the most recognized mortgage media and coaching platforms in the industry.

Dustin opens up about:

• Going $10K into credit card debt his first year in mortgages
 • Deferring student loans just to keep the lights on
 • Doing FEMA cleanup work after hurricanes to survive
 • Rebuilding through the crash
 • Scaling from 40M a year to 70M a month
 • And ultimately transitioning from top producer to industry educator

Along the way, he reveals why love, structure, and discipline are the foundation of elite teams, thriving families, and high-performance businesses — and why investing in yourself delivers a higher return than the stock market.

If you’re a loan officer, team leader, or entrepreneur navigating today’s market, this episode delivers real tactics, real mindset shifts, and real strategy you can apply immediately.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Five-Mile Famous: Geoff Zimpfer's Blueprint for Becoming the Go-To Mortgage Lender in Your Market26 Jan 202601:17:03

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What if the fastest way to grow your mortgage business isn’t more cold calls…
 but becoming so well-known in your local market that business comes to you?

In this episode of The Way with Dino Katsiametis, Dino sits down with Geoff — veteran originator, host of a 400-episode mortgage podcast, and creator of one-to-many marketing systems — to break down exactly how loan officers can stop chasing realtors and start attracting referral partners through authority and visibility.

Geoff shares how he:

• Built his mortgage business in ultra-competitive Orange County
 • Shifted from cold calling to teaching classes and hosting events
 • Created a platform that made him “five-mile famous”
 • Helped originators move from vendor to valued partner
 • Turned personal branding into a scalable referral engine

If you’re a loan officer tired of being treated like a commodity, this episode delivers real tactics to rise above the noise and become the obvious choice in your market.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How to Scale from Solo LO to Billion-Dollar Leader with Shayla Gifford 19 Jan 202601:14:55

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What does it really take to go from a broke 23-year-old cold-calling strangers…
 to building a billion-dollar mortgage organization — without losing your family, your health, or your joy?

In this powerful episode of The Way with Dino Katsiametis, Dino sits down with Shayla Gifford — mortgage industry icon, Rainmaker strategist, and creator of the Rainmaker Archetype system.

Shayla’s journey is raw, real, and deeply tactical:

• Dropping out of college
 • Starting in door-to-door sales
 • Closing 20 loans in her third month
 • Scaling from a one-woman operation to a 150-employee, billion-dollar team
 • And ultimately rebuilding her business around systems, balance, and sustainable performance

This isn’t just motivation.
 This is a playbook for originators who want to scale intelligently in today’s market.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How Top Mortgage Advisors Stay Relevant When Markets Break with Ken Perry12 Jan 202601:10:23

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Markets rise. Markets crash.
 The professionals who survive — and win — are the ones who build before the storm.

In this episode of The Way, Dino sits down with Ken Perry, founder of Knowledge Coop, longtime mortgage educator, speaker, and industry truth-teller, for a deep conversation about identity, confidence, systems, and leadership in volatile markets.

Ken shares hard-earned lessons from decades in lending — including why misplaced confidence destroys careers, how lack of knowledge erodes trust, and why most loan officers struggle not because of the market, but because of poor preparation and broken systems.

This episode goes far beyond tactics. It’s about becoming the kind of professional clients trust, teams follow, and markets can’t shake.

If you want to build a mortgage career that lasts through every cycle, this is a must-listen.

What You’ll Learn in This Episode

  • Why confidence is earned through knowledge — not hype
  • How misplaced attribution creates dangerous highs and devastating lows
  • The difference between coaching and therapy (and why leaders need both)
  • Why systems matter more than talent when scaling production
  • How ADHD, strengths, and self-awareness can become unfair advantages
  • Why “being busy” is not the same as being effective
  • How to prepare your business before the next market shift
  • Why education builds trust faster than marketing
  • How loan officers lose deals to Google — and now AI
  • What it really means to act like the CEO of your own mortgage business

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The AI-Powered Consumer Is Coming: How Mortgage & Real Estate Pros Stay Relevant in the New Economy with Eric Post05 Jan 202601:01:49

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AI isn’t coming for your job — but your clients are changing faster than most professionals realize.

In this episode of The Way, Dino sits down with Eric Post, founder of Zi AI and a 20+ year real estate and mortgage industry veteran, for a deep, honest conversation about how artificial intelligence is reshaping consumer behavior, trust, and relevance in knowledge-based service industries.

Eric explains why the biggest threat isn’t AI-powered competitors — it’s the AI-powered consumer having private conversations before they ever call a loan officer or agent.

This episode goes far beyond tools and tactics. It’s about mindset, positioning, personalization at scale, and why the future belongs to professionals who shift from being information providers to trusted guides.

If you want to stay indispensable in a world where knowledge is cheap and automation is everywhere, this conversation will change how you think about your business.

What You’ll Learn in This Episode

  • Why the AI-powered consumer is the real disruption in mortgage & real estate
  • How knowledge has become table stakes — and what actually differentiates you now
  • The difference between automation and augmentation (and why it matters)
  • Why optimizing relationships can actually destroy them
  • How to use AI behind the scenes without losing the human touch
  • Why “efficiency” alone is a zero-sum game
  • How top producers will win by becoming wisdom workers, not technicians
  • The role of EQ, communication, and taste in an AI-driven world
  • How to reclaim time without sacrificing client experience
  • What loan officers should not automate if they want more referrals

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Why Relationships Create Fortunes—and Transactions Don’t with Todd Duncan23 Dec 202501:44:04

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In this powerful episode of The Way, Dino sits down with the legendary coach, author, and industry icon to unpack over four decades of hard-won lessons on building a business that doesn’t just produce income — but creates freedom, longevity, and real wealth.

Todd shares why most loan officers stay stuck trading time for money, how systems unlock scale, and why relationships — not transactions — are the real asset in any lasting business.

The conversation dives deep into coaching, mindset, AI-powered learning, referral economics, and why slowing down is often the fastest way to grow.

This is not theory. This is proven execution from one of the most trusted voices in lending.

What You’ll Learn in This Episode

  • Why transactions create income, but relationships create fortunes
  • The “slow down to speed up” principle that transforms careers
  • How Todd built referral-driven businesses without chasing leads
  • Why most loan officers confuse being busy with being productive
  • The real purpose of coaching — beyond learning how to do loans
  • How systems create freedom, scale, and a sellable business
  • The power of referral-by-design vs. transactional marketing
  • Why confidence determines conversion more than scripts
  • How AI coaching and role-play are changing learning forever
  • What it takes to build a business that lasts decades — not cycles

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Why Relationship-First Mortgage Advisors Win in Any Market with Guest Justin Padron16 Dec 202501:02:09

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In an industry obsessed with leads, rates, and automation, Justin Padron proves there’s a better — and more profitable — way to build a mortgage business.

In this episode of The Way, Dino sits down with Justin Padron of Neo Home Loans, a relationship-driven mortgage advisor producing nearly $70 million annually by focusing on community, collaboration, and long-term trust — not transactional shortcuts.

Justin breaks down how treating clients like family, building deep local relationships, and partnering strategically with real estate agents and financial planners creates a sustainable, referral-driven business — even in challenging markets.

This episode is a masterclass in old-school fundamentals executed at an elite level.

What You’ll Learn in This Episode

  • How Justin built a $70M mortgage business without chasing leads
  • Why community presence beats national reach for long-term growth
  • The exact team structure that allows Justin to scale without burnout
  • How mortgage advisors can collaborate with financial planners and CPAs
  • Why asking for introductions is more powerful than asking for referrals
  • How to turn refinance savings into generational wealth conversations
  • The biggest mistake loan officers make when trying to “do it all”
  • How to hire your first team member (even if money feels tight)
  • Why outbound phone calls still outperform modern lead strategies
  • How to balance family, health, and business without sacrificing production

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How AI Is Rewriting the Mortgage Business with Gino Fronti09 Dec 202501:13:28

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Most businesses don’t fail because of bad products — they fail because they never build a scalable monetization and execution strategy.

In this episode of The Way, Dino sits down with mortgage industry veteran and tech founder Gino Fronti for a deep, no-hype conversation on how AI, agentic automation, and operating systems are fundamentally reshaping lending, sales, and modern businesses.

This isn’t about “using AI tools.”
 It’s about learning how to operate inside an AI-powered business model — before the market leaves you behind.

Gino breaks down why traditional CRMs, SaaS tools, and bloated tech stacks are failing loan officers… and how a new generation of sales-centric operating systems is eliminating bottlenecks, reducing human error, and giving professionals their time back.

If you’re a mortgage advisor, entrepreneur, or business leader facing shrinking margins and increasing complexity, this episode is required listening.

What You’ll Learn in This Episode

  • Why most businesses fail by focusing on products instead of monetization
  • The difference between using AI and operating within AI
  • What “agentic AI” really means — and why it changes everything
  • How eliminating human bottlenecks increases volume without sacrificing customer experience
  • Why applications are “where loans go to die” — and how conversation-first workflows convert better
  • The future of CRMs, loan origination, and operating systems
  • Why EQ will matter more than IQ in an AI-driven economy
  • How automation can enhance human connection, not replace it
  • What margins, subscriptions, and volume economics teach us about the future of business
  • How mortgage professionals can stay relevant as knowledge becomes commoditized

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

The Key to Abundance: Rene Godefroy’s Journey from Haiti to the American Dream02 Dec 202501:33:19

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In this unforgettable episode of The Way with Dino Katsiametis, Dino sits down with internationally renowned motivational speaker and author Rene Godefroy, whose life began in extreme poverty in rural Haiti—abandoned as a baby, starving, ridiculed, and written off by everyone around him.

Rene’s story isn’t just inspirational—it’s a masterclass in resilience, gratitude, sales mindset, and execution.

From begging for food to detailing cars for $2…
 From speaking broken English to keynote stages at major corporate events…
 From being told “you’ll never make it” to helping millions overcome adversity…

This episode connects personal transformation directly to business performance, showing why gratitude, consistency, and implementation—not talent—separate average producers from elite performers.

If you work in sales, lending, entrepreneurship, leadership, or personal growth, this conversation will reset how you view rejection, opportunity, and success.

Key Takeaways & Discussion Points

  • Why gratitude is the “key that unlocks the vault of abundance”
  • How rejection actually creates momentum and clarity in sales
  • The importance of auditioning every time you deliver a service
  • Why consistency and implementation matter more than information
  • How leaders can help others “see” possibility when they’re stuck
  • Modeling success instead of reinventing the wheel
  • Turning adversity into a competitive advantage in business
  • Why America still offers unlimited opportunity—for those who act
  • The mindset shift that transforms problems into profit
  • How resilience is built by staying in the fight longer than others

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

How Great Leaders Bounce Back — Lessons from Executive Coach Craig Davis25 Nov 202501:06:44

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In this episode of The Way with Dino Katsiametis, executive coach and keynote speaker Craig Davis shares his remarkable journey from battling stage-three cancer to leading thousands as a “leader’s leader.” Dino and Craig dive deep into identity, mindset, and reinvention—discussing how to recover from career loss, rediscover purpose, and build businesses with heart and strategy. Craig reveals the frameworks he uses to help CEOs, branch managers, and mortgage professionals scale through clarity, leadership, and “faith plus grit.”

🎙️ Key topics:

  • Overcoming adversity and redefining identity after cancer
  • How to shift from success-chasing to purpose-driven leadership
  • The difference between leaders and managers—and why both matter
  • Strategic planning and building scalable “business blueprints”
  • Coaching insights for originators who want consistent growth and authentic influence

👉 Tune in to learn how to build a thriving career, lead with integrity, and join the “Good Human Club.”

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

From Faith to Fintech: How Abdel Khawatmi Uses AI to 3X His Mortgage Business18 Nov 202501:12:19

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In this episode of The Way with Dino Katsiametis, top 1% mortgage producer Abdel Khawatmi shares how faith, discipline, and artificial intelligence helped him achieve a 262% increase in net revenue. Dino dives deep into Abdel’s mindset and methods for scaling a modern mortgage business with purpose and precision.

You’ll Learn:

  • How faith, family, fitness, and finance create true freedom
  • The exact AI workflows Abdel uses to automate daily operations
  • Proven systems that cut hours from the workday and boost ROI
  • How to recruit, train, and empower loan officers through tech
  • The secret to tracking and scaling referral business with analytics

🎧 #TheWayWithDinoKatsiametis #AIForBusiness #MortgageInnovation #FaithDrivenLeadership

👉 Tune in to learn how to build a thriving career, lead with integrity, and join the “Good Human Club.”

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

Building Bigger Lives: Michael Regan on Coaching, AI, and Finding Balance in a Fast-Paced World05 Nov 202501:01:47

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In this inspiring episode of The Way with Dino Katsiametis, professional coach Michael Regan of Building Champions shares decades of insight on how to lead with purpose, balance work and life, and thrive in a rapidly changing mortgage industry.

Dino and Michael explore:

  • The power of coaching and mentorship in transforming both business and personal growth
  • Why AI is reshaping the mortgage industry—and how to adapt without losing the human connection
  • How to avoid burnout and redefine success through clarity, balance, and discipline
  • The importance of writing your own “life plan” to align your work, relationships, and purpose
  • Lessons from Michael’s journey—from journalism to origination to full-time coaching—that prove fulfillment comes from helping others grow

This conversation isn’t just about mortgages—it’s about building bigger lives, stronger relationships, and a mindset that thrives through every season.

👉 Subscribe to The Way with Dino Katsiametis for more powerful conversations with top leaders who are redefining success in life and business.

Thanks for listening to "The Way With Dino Katsiametis"  
 For full show notes, links, and extra episode resources, visit dinokatsiametis.com.
Follow Dino for weekly clips and mortgage leadership insights on
instagram.com/dinokatsiametis | linkedin.com/in/dinokatsiametis
Learn more about Ethos Lending at ethoslending.com.  

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