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Explore every episode of the podcast The Vault with Financielle

Dive into the complete episode list for The Vault with Financielle. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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1–50 of 106

TitlePub. DateDuration
“Do I Stay in a Toxic Job for a Big Payoff?” | The Vault Episode 7820 Aug 202500:56:13

Send us a text

“The person who earns less shouldn’t automatically do more housework” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Do I Stay in a Toxic Job for a Big Payoff?”

💸 ”How much should I really have in my emergency savings?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“Am I being pushed into the family business?” | The Vault Episode 7713 Aug 202500:44:44

Send us a text

“You’re not entitled to someone else’s pension after divorce” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Is My Emergency Fund Just Wasting Away?”

💸 ”Am I being pushed into the family business?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“I Said I’d Help Plan the Hen Do, Not Pay for It” | The Vault Episode 7606 Aug 202500:44:55

Send us a text

“You’re allowed to pause your debt free journey for once in a lifetime experiences” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I’m jealous of people who get more help with their children”

💸 ”I Said I’d Help Plan the Hen Do, Not Pay for It”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“I Panicked And Bought A House” | The Vault Episode 7530 Jul 202500:31:40

Send us a text

“Being financially dependent on ANYONE is risky” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I went into panic mode and purchased a new house”

💸 ”I Can’t Afford a Car Without Finance — What Should I Do?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

"He Has No Savings, I Have £50k - Should We Still Buy a House Together?” | The Vault Episode 7423 Jul 202500:46:59

Send us a text

“Your parents should NEVER charge you rent” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Boyfriend doesn’t have a house deposit but I do”

💸 ”How Do I Help My Mum Without Taking Over?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“Why Can’t I Just Enjoy My Pay Rise?” | The Vault Episode 7316 Jul 202500:50:54

Send us a text

“Life events have gone too far” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I Got a Pay Rise and Now I Want a New Car… Help!”

💸 ”I’ve Saved £27k in My LISA… But Our House Budget Is Too High to Use It”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Save Money or Travel the World? | The Vault Episode 72 09 Jul 202500:36:05

Send us a text

“Putting yourself last isn’t budgeting, it’s self neglect” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Should I buy my next car in cash or finance it?”

💸 ”Do I keep saving or go live my 20s?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“I’m Great With Money… For 5 Days a Month” | The Vault Episode 7102 Jul 202500:46:04

Send us a text

“No one needs branded food. You’re paying for a logo, not better nutrition” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”I’m great with money… for 5 days a month”

💸 ”I’m Doing Everything Right… So Why Am I Still Struggling?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Tips to Handle Money at Uni (Without the Stress) 30 Jun 202500:56:05

Send us a text

#ad A special bonus episode, brought to you with our friends at Compare The Market 💙

We’re talking all things student money: relatable dilemmas, student money mistakes and wise words from the Financielle community. 

Whether you’re a student or someone who supports one - this episode’s for you 🎓 

“Living at home during uni is the smartest financial move – not a cop out” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”Should I quit uni?”
💸 ”Why am I so skint?” 

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

If Your Partner Won’t Talk Money… RUN | The Vault Episode 7025 Jun 202500:39:42

Send us a text

“If your partner won’t talk money, run” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”How do we budget as a couple when one of us is neurodivergent?”

💸 ”Do I contribute to my friends wedding?”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Start building your investing routine with Trading 212’s Autoinvest feature here 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Your First Month Without Credit: Survive + Thrive | The Vault Episode 6918 Jun 202500:56:19

Send us a text

“You don’t need a car upgrade when pregnant” - we unpack this week’s controversial opinion, then dive into your dilemmas:

💸 ”First Month Without Credit — Please Send Help”

💸 ”I’ve worked so hard to get debt-free… now I’m scared of blowing my inheritance.”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

"I’m Earning More Than Ever… So Why Am I Still Broke?" | The Vault Episode 6811 Jun 202500:40:45

Send us a text

🫢“Being obsessed with cutting costs is a waste of time and energy” 

💸 ”I ruin my budget every time I go out”

💸 ”I’m earning more than ever… so why am I still broke?”

❤️ Ready to protect your future? Visit financielle.com/protection.

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Self-employed and behind, credit score warnings and balance transfers08 Jun 202500:21:01

Send us a text

This week’s Unlocked is for anyone who’s ever thought, “Am I too late?” or “Am I doing this all wrong?”

From pensions (or the lack of them) to balance transfers during the debt snowball, Laura’s diving into real questions from the community.

Also in the chat:

Why you might want to be cautious with credit score websites
When health issues impact your finances... what now?

---------

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Listen to the podcast on:
▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
Follow Financielle for more:
▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]


The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

"I Have My Emergency Fund… What Now?" | The Vault Episode 6704 Jun 202500:40:48

Send us a text

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: "Should we be getting married?" PLUS how to make a billion02 Jun 202500:30:39

Send us a text

Welcome to The Vault with Financielle.

This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins!

---------
Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Listen to the podcast on:
▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
Follow Financielle for more:
▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

We’re Saving for a House… But He’s in Denial About His Debt | The Vault Episode 6628 May 202500:39:36

Send us a text

“You shouldn’t talk about money at work” 👀 We unpack this controversial opinion, then dive into your dilemmas:

💸 ”How much should I save for maternity leave?”

💸 ”We're Saving for a House… but My Partner's in Denial About His Debt”

Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌

Get honest, helpful money blogs at financielle.com 💖💸 

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Get more out of your money by opening a high interest Cash ISA with Trading 212 here 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Why you're overthinking pensions, PLUS how to retire early25 May 202500:34:38

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Welcome to The Vault with Financielle.

This week, we dive into Pensions - why we’re overthinking them; what to think about if you’d like to retire early and looking at the state pension a little too!

🐝 Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future. 🐝

---------
Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Listen to the podcast on:
▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
Follow Financielle for more:
▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

"Is My Boyfriend Taking Advantage of Me Financially?" | The Vault Episode 6521 May 202500:50:09

Send us a text

“Freelancing isn’t the freedom it’s cracked up to be”—controversial or just real? We're also diving into your dilemmas:

💸 “I promised I’d never rent again… now what?”

💸 ”Is my boyfriend taking advantage of me financially?”

Get honest, helpful money blogs at financielle.com 💖💸

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: premium bonds, debt free journeys and we got a follow up!19 May 202500:40:51

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Welcome to The Vault with Financielle.

This week, Laura's talking premium bonds, debt free journeys and we had the best follow up!

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


Visit https://www.financielle.com to download our app.

Listen to the podcast on:

▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]

Follow Financielle for more:

▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]

About Financielle:

Financielle is a female focussed money app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“Do I Really Need an Emergency Fund?” | The Vault Episode 6414 May 202500:42:43

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“You don’t need an emergency fund if you have a high, reliable income”. We dissect this controversial opinion then dive into your dilemmas:

💸 "Should we get quietly married before the baby comes?”

💸 ”Should I reduce my pension contributions?”

Get honest, helpful money blogs at financielle.com 💖💸

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Unhinged + feral money hacks, plus an engagement and a baby!11 May 202500:23:53

Send us a text

Welcome to The Vault Unlocked, by Financielle.

This week's episode involves some outrageous money hacks shared by others, plus some questions focussed on big life moments!

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“My Boyfriend’s Unemployed and I’m Spiralling” | The Vault Episode 6307 May 202500:48:19

Send us a text

 “Spending money on therapy/mental health is equally as important as investing” - we discuss this opinion then dive into our listener dilemmas:

💸 "I’m getting a mortgage by myself… should I protect my income?”

💸 ”How much shall we cut out while my partner finds a job?”

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Unlocked: Cheap Dates + Mini Q&A04 May 202500:33:28

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💸 Welcome to The Vault Unlocked – the bonus series of *The Vault*.

On this episode, we're answering your money questions, plus discussing cheap date ideas!

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


Need support from people who get it? Join our community in the app. No shame, no judgement—just real talk. Head to http://financielle.com to download now.

Got a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest, practical conversations about money. Let’s make your money work for *you*.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“What Should I Do With My Bonus?” | The Vault Episode 6230 Apr 202500:56:20

Send us a text

“There's no incentive to pay off your overdraft” - we discuss this controversial opinion then dive into our listener dilemmas:

💸 "What should I do with my bonus?”

💸 ”How do I get my husband to cover more on maternity leave?”

Get honest, helpful money blogs at financielle.com 💖💸

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Debt free journey shout outs27 Apr 202500:31:40

Send us a text

💸 Welcome to *The Vault Unlocked* – the bonus series of *The Vault*.

On this episode, we're putting our real life debt free journey heroes at the heart of the show - sharing their progress as they become debt free.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


Need support from people who get it? Join our community in the app. No shame, no judgement—just real talk. Head to http://financielle.com to download now.

Got a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest, practical conversations about money. Let’s make your money work for *you*.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“Should I Be Able to Manage My Money by Now?” | The Vault Episode 6123 Apr 202500:36:32

Send us a text

In Episode 61 of The Vault, we discuss this week’s controversial opinion, “We NEED to break up with influencers”. We then dive into our listener dilemmas:

💸 "Should I be able to manage my money by now?”

💸 ”Buying alone or waiting for my partner”

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Life Admin, Net Worth and Credit Scores —Your Questions Answered20 Apr 202500:34:15

Send us a text

💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re talking life admin, mortgage renewals, tracking your net worth and credit scores.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

💬 Have a question or a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course https://financielle.thinkific.com/courses/moneyplaybook  💸

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

"Am I Allowed to Take a Break from My Debt Payoff Journey?” | The Vault Episode 6016 Apr 202500:40:02

Send us a text

We discuss this week’s controversial opinion, “Cash stuffing is SO outdated”, then dive into our listener dilemmas:

💸 "Is it better to overpay on your mortgage or save for a bigger deposit?”

💸 ”Am I allowed to take a break on my debt pay off journey?”

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. 

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Should I Still Be Investing?! (After This Week’s Madness) 13 Apr 202500:41:51

Send us a text

💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.

This week, we’re digging into the chaos Trump caused in the markets with his sudden tariff U-turn — and what it means for your investments, your retirement, and your next move. We’re answering:

  • What actually is a tariff and why do they cause so much chaos?
  • Is now the time to invest or just ride it out?
  • Why dollar cost averaging wins in the long run
  • If you’re near retirement, what should you be doing now?
  • Plus your AMA questions: S&S ISA worries, pots vs spreadsheets, mortgage rates, and the BBC Morning Live dress!

💬 Your challenge: Chat with someone this week about investing — what’s holding you back, or what’s keeping you going?


Connect with our Partners

  • 🐝 Consolidate your pensions with PensionBee (capital at risk)
  • 🫶 Protect yourself and loved ones with our friends at Lifesearch
  • ✍ Write a will that is tailored to you with Octopus Legacy
  • 🏡 Meet our Financielle approved Mortgage Brokers
  • 💸 Commission-free investing* with Trading 212 (capital at risk)
  • 🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.


Need support from people who get it? Join our community in the app. No shame, no judgement—just real talk.

Got a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest, practical conversations about money. Let’s make your money work for you.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

”Are Holidays the New Car Finance?” + How to Travel Debt-Free | The Vault Episode 5909 Apr 202500:44:01

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In Episode 59 of The Vault, we discuss this week’s controversial opinion, “You should NOT be exchanging money with children for doing chores”. We then dive into our listener dilemmas:

💸 "Holidays are the new car finance”

💸 ”Am I behind on my salary progression?”

We celebrate a listener who feels on top of her finances for the first time ever! 🌟👏 She’s completely paid off her credit card, got £500 in her emergency fund, set a budget, and is loving the community in the app! #CommunityWin #DebtFree

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. 

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.


Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸


Chapters:
00:00 Introduction and Exciting Announcement
00:44 Morning Greetings and School Memories
03:04 Controversial Opinion: No Money for Chores
05:19 Teaching Kids Financial Responsi

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Managing Money with a Neurodivergent Brain (ADHD, Autism & More)07 Apr 202500:28:45

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💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.

Today, we’re talking about money and neurodivergence. Whether you have ADHD, Autism, Dyslexia or another condition under the neurodiversity umbrella, managing money can feel overwhelming—but that doesn’t mean you can’t take control. 💪

From impulse spending to forgetting bills, we’re breaking down the real challenges neurodivergent people face when it comes to money—and the practical strategies that actually work. ❤️

In this episode, we cover:

  • Why executive dysfunction, dopamine-seeking and decision fatigue can mess with your money 💸
  • The hidden costs of everyday life when your brain works differently 🫣
  • The unique strengths of neurodivergent thinkers when it comes to finances 💪
  • How the Financielle Method is designed to work with your brain, not against it 🤝
  • Real-life stories and step-by-step tips to help you take action 🤩

💬 Your challenge: Try one small tip this week—whether it’s setting a 48-hour rule before spending or doing a 5-minute budget check-in. Test what works for your brain. 🧠

Need support from people who get it? Join our community in the app. No shame, no judgement—just real talk.

💬 Got a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest, practical conversations about money. Let’s make your money work for you.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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“My Sister’s Hen Do Could Put Me in Debt!” | The Vault Episode 5802 Apr 202500:39:51

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In Episode 58 of The Vault, we discuss this week’s controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas:

💸 "How do I stop my sisters hen do from sending us into debt?”

💸 ”Should I keep my rental property or sell up?”

We celebrate a listener who officially paid off her student loan in full and feels a massive sense of relief! With an extra 9% of her payslip each month, she’s now focusing on overpaying her mortgage. 🌟👏 #CommunityWin #DebtFree

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. 

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.


Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸


Chapters:
00:00 Introduction to the Money Playbook
00:46 Welcome to The Vault with Finance Child
00:52 Casual Conversations and Tea Talk
03:46 Hen Do Dilemmas and Financial

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
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UNLOCKED: Money Talk, Mum Guilt & Pensions—Your Questions Answered31 Mar 202500:37:25

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*just a note - we had the video and some audio files error post filming so you may hear a couple of glitches - so it's not perfect but we still wanted you to have the episode so we put it out anyway. Team Financielle xxxx*

💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re answering your questions. Coming up in this episode:

1️⃣ How do I talk about money to my friend if my salary is 3 times bigger than hers?

2️⃣ How do I avoid the mum guilt for not being able to afford all the activities or take annual holidays with my kids?

3️⃣ Do you keep your emergency fund in a cash isa or in a savings account?

4️⃣ How do I convince my husband that a budget means we have money, not the opposite?

5️⃣ I feel like I’m behind on my pension, how much should I have in my pension in early 30s?

💬 Have a question or a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

Check out The Money Playbook course here: [https://financielle.thinkific.com/courses/moneyplaybook] 💸

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“I Feel Like I’ve Wasted My 20s!” | The Vault Episode 5727 Mar 202500:49:01

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In Episode 57 of The Vault, we discuss this week’s controversial opinion, “It’s absolutely fine to take your children out of school to go on holiday”. We then dive into our listener dilemmas:

💸 "I feel like I’ve wasted my 20s and nearly my 30s”

💸 ”Do I help my boyfriend get rid of his debt?”

We celebrate this incredible win! 🎉 After being screwed over by her ex and left with £30k of debt at 23, she thought she had five more years to go. But with Financielle’s help, she’ll be debt-free in just 11 months! An amazing story of resilience and taking back control. 💪✨ #CommunityWin #DebtFree

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸


Chapters:
00:00 Introduction and Exciting Announcement
00:49 Seasonal Wardrobe Dilemmas
05:09 Holiday Fines and School Absences
16:16 Financial Regrets and Moving Forward
23:17 Overcoming Debt: A Personal Journey
24:15 Financial Independence: A New Beginning
24:57 Lessons Learned: Protecting Yourself Financially
25:51 Joint Financial Responsibility: Tips and Advice
28:17 The Importance of Transparency in Relationships
30:00 Emergency Savings and Financial Independence
34:43 Navigating Financial Challenges in Relationships
48:45 Conclusion: Taking Control of Your Financial Future

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Debt Shame Is Keeping You Stuck—Here’s How to Overcome It 24 Mar 202500:38:22

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💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.

Today, we’re tackling debt shame—and how it might be holding you back. If you’ve ever felt guilty, embarrassed, or even paralysed by the thought of your debt, you’re not alone. But here’s the truth: guilt doesn’t create better money habits—taking action does.

In this episode, we’re breaking down:

  • Why debt shame keeps so many people stuck in silence and stress
  • The vicious cycle of guilt, avoidance, and growing debt
  • How to shift your mindset and separate your self-worth from your finances
  • The power of talking about money—and why it’s time to break the taboo

💬 Your challenge: Try bringing up money with one friend this week. You don’t have to share every detail—just start the conversation. You might be surprised at how freeing it feels.

Want a safe space to talk about it? Join our community in the app. You’re not in this alone.

💬 Have a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for real, honest conversations about money. It’s time to rewrite your money story.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“My Kids Are Costing Me the Earth!” — How to Stop Impulse Buying | The Vault Episode 5620 Mar 202500:34:45

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In Episode 56 of The Vault, we discuss this week’s controversial opinion, “The whole “personal finance is personal” thing is a cop-out — there are universal truths we should all follow”. We then dive into our listener dilemmas:

💸 "Should I disclose my net worth?”

💸 ”My kids are costing me the earth!”

We celebrate a listener who for the first time EVER is ending the month with an excess! 💸✨ This is proof that budgeting can truly change your money story 🤑

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸


Chapters:

00:00 Introduction to The Vault
03:55 Personal Finance Debate
08:34 Dating and Money Discussions
16:43 Community Wins and Reflections
17:48 Managing Monthly Expenses
18:11 Allocating Excess Funds
19:26 Emergency Fund Strategies
20:36 Financial App Promotion
21:15 Impulse Spending on Kids
24:39 Strategies to Curb Spending
34:22 Final Thoughts and Conclusion

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: The Truth About Property Investment17 Mar 202500:32:40

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re tackling one of the UK’s biggest money obsessions: property investment. We’ve all heard that buying property is the ultimate way to build wealth—but is it really as easy (or profitable) as it seems?

In this episode, we’re breaking down:

  • Why property is seen as the wealth builder—and if that still holds true today
  • The real costs of being a landlord (spoiler: it’s not just collecting rent)
  • Whether flipping houses is as glamorous as it looks on TV
  • How you can invest in property without owning a single brick

By the end, you’ll know whether property investment is the right move for you—and exactly what you need in place before diving in.

💬 Have a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

"I'm a London Shopaholic in the Trenches!" | The Vault Episode 5513 Mar 202500:43:41

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In Episode 55 of The Vault, we discuss this week’s controversial opinion, “We should be doing all of our spending on credit cards”. We then dive into our listener dilemmas:

💸 "I’m a London shopaholic in the trenches”

💸 ”I’m in student loan HELL”

We celebrate a listener who, after just a few weeks with Financielle, has completely shifted her mindset! She’s gone from overspending to feeling fiercely protective of her money. Now she’s chasing the buzz of saving instead 🤩 With payday around the corner, she’s excited for her first proper month of budgeting and building her emergency fund! 💸✨

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

Chapters:

00:00 Introduction
00:44 Welcome to The Vault
02:13 Controversial Opinions on Credit Cards
03:15 Credit Card Spending Habits
10:12 Work Expenses and Credit Card Use
12:38 First Dilemma: Tackling Debt and Impulse Spending
19:56 Making Financial Goals Fun
20:12 The 48-Hour Rule and Sinking Funds
21:13 Impulse Buying and Wardrobe Realities
21:53 Reflecting on Impulse Purchases
23:41 The Influence of Social Media on Spending
25:02 Authentic Influencers and Fashion Content
26:48 Community Wins and Financial Journeys
28:51 Student Loan Struggles and Advice
37:14 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Your Money Questions Answered: Life Insurance, Buying a Home & Paying Off Debt10 Mar 202500:35:57

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re doing something different: answering your questions. We get SO many DMs, emails, and comments, and this is our chance to break them down. No question is too big, too small, or too awkward.

In this episode:

1️⃣ How do I convince my mum to get life insurance?

2️⃣ Should I clear £6k of debt before buying a house?

3️⃣ How does paying into my pension reduce my income tax?

4️⃣ Should I pay off my HECS debt or save for a home closer to my son’s hospital?

💬 Have a question or a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Don't Risk Your Family: Why You NEED a Will (Legacy Week Special) | The Vault Episode 5406 Mar 202500:38:35

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#AD We’ve got a special episode for you as part of our Legacy Week at Financielle. We’re encouraging you to get your protection life admin sorted. We’re talking wills, life insurance, critical illness cover, etc. Laura shares a difficult personal story about a dear friend, in the hope of inspiring some of the millions of people without a will to make one and ensure their wishes are followed. ❤️

We’re also answering these listener dilemmas:

💸 "I can’t afford life insurance”

💸 "My husband won’t pay for my life insurance”

We celebrate a listener joining the Financielle community, who’s glad to have a safe space to share encouragement, goals, and successes with people who get it! 🥰

Your Life Admin Checklist ✅

  • Write or update your will ✍️ → Get a free will here* ✨ (Available until 31st March, 2025)
  • Look into life insurance 💙 → Get a quote here 
  • Look into critical illness cover 🏥 → Get a quote here 

*🐙Thank you to our partner Octopus Legacy for sponsoring this special edition episode as part of our Legacy Week. The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer. 

🛡️If you’re looking for the right kind of protection, click here to get a quote from our friends at Lifesearch. From Life insurance, Critical illness cover to Income protection there’s cover suitable for everyone.

Resources 👇

Research Warns of Inheritance Risks in Blended Families

Nearly Half of UK Adults Don’t Have Up To Date Will

Women’s Life Insurance Infographic

If you’d like

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: The #1 Money Mistake? Not Protecting Yourself03 Mar 202500:29:27

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re tackling a huge financial blind spot—protection. We all focus on making money, saving money, and investing money… but what about protecting it? Because the truth is, no matter how well you plan, life can throw curveballs—illness, job loss, or worse.

So, let’s break it down:

  • Do you really need life insurance if you don’t have kids?
  • What happens if you’re self-employed and suddenly can’t work?
  • How do you make sure an illness doesn’t wipe out years of money progress?

By the end of this episode, you’ll know exactly what cover is worth having, how much you actually need, and why now is the best time to sort it.

🐙Thank you to our partner Octopus Legacy for sponsoring this special edition episode as part of our Legacy Week.

You can claim your free will by clicking here (Available until 31st March, 2025). The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.

🛡If you’re looking for the right kind of protection, click here to get a quote from our friends at Lifesearch. From Life insurance, Critical illness cover and income protection there’s cover suitable for everyone

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Saving vs Investing, Flatmate Drama & Reframing Job Loss | The Vault Episode 5327 Feb 202500:39:49

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In Episode 53 of The Vault, we discuss this week’s controversial opinion, “Savings accounts are a waste of time apart from to keep your emergency fund in”. We then dive into our listener dilemmas:

💸 "My flatmate’s girlfriend has overstepped”

💸 "I lost my job 2 days before starting, help!”

We celebrate a listener who has paid off 3.5k in debt! 😲 More importantly, using the Financielle app has helped her pay attention to her money - she says she was wasting so much without realising it 😬 Here’s to getting our money sh*t together! 🥳🥳

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

Chapters:

00:00 Introduction
00:46 Welcome to The Vault
01:34 K-Pop and Music Talk
03:27 Controversial Money Opinions
14:27 Dilemma: Flatmate's Girlfriend Overstepping
19:45 Roommate Dilemma: Addressing the Unfair Living Situation
22:58 Financial App Success Story: From Debt to Savings
27:46 Navigating Job Loss: Advice and Encouragement
38:25 Final Thoughts and Encouragement

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Money Guilt, Debt & Budgeting—Your Questions Answered24 Feb 202500:37:23

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re doing something a little different. I want to answer your questions. We get SO many DMs, emails and comments from you all and this is our chance to dive deeper into the topics you care about most. No question is too big, too small or too awkward. Coming up in this episode:

💸 I always feel guilty for spending money, how do I stop?

💸 I’m in debt and it feels like I’m starting from 0, what would you do?

💸 I know what sinking funds are etc. but how do I actually set them up?

💸 How do I budget if I don’t get paid the same every month?

💸 I want to save money but I also want to enjoy life. How do I find the balance?

💬 Have a question or a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Save for the Future or Enjoy Life Now? | The Vault Episode 5220 Feb 202500:45:24

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In Episode 52 of The Vault, we discuss this week’s controversial opinion, “People are too obsessed with retirement” before diving into our listener dilemmas:

💸 "My car finance journey was NEARLY over”

💸 "Do I really need a financial advisor for my pension?”

We celebrate a listener paying off her credit card, gaining confidence with her money and booking a dream trip to Sicily - completely within budget and without any financial stress! Brava! 🇮🇹🍕🍝

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸


Chapters:

00:00 Introduction
01:52 The Babycino Incident
11:32 Controversial Opinions on Retirement
20:05 Dilemma: Car Finance Journey
22:37 Understanding Balloon Payments and Car Value
22:50 Insurance Settlements and Finance Payments
25:10 Emergency Savings and Financial Security
25:39 The Importance of Emergency Funds
26:33 Car Finance and Financial Freedom
33:21 Community Wins and Financial Success
38:08 Setting Up a Pension for Business Owners
44:30 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
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UNLOCKED: How to Budget When You're Self-Employed (Or Your Income Is Unpredictable!) 17 Feb 202500:32:22

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today we’re getting into something that trips so many people up: managing your money when your income isn’t predictable.

Whether you’re fully self-employed, freelancing on the side, or working on commission, this episode is for you. We’re answering the big questions:

  • How do you pay yourself consistently when some months are booming and others are quiet?
  • How do you stay on top of taxes when there’s no one doing it for you?
  • How do you make sure you’re actually making money—not just working endlessly and hoping for the best?

By the end of this episode, you’ll have a clear game plan for managing a fluctuating income—without the stress.

💬 Have a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

The Pink Tax & What To Do With Savings | The Vault Episode 5113 Feb 202500:35:08

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In Episode 51 of The Vault, we discuss this week’s controversial opinion, “Pink Tax isn’t real” before diving into our listener dilemmas:

💸 "Should I pay off my student loan or save for a house?”

💸 "Should I be paying towards my husband’s mortgage?”

We celebrate a listener’s incredible win of paying off her £1039 credit card balance and committing to cancelling it for good! Despite feeling a bit nervous, she’s set a solid budget and feels confident in her decision. This is a huge step for her and her husband in getting their money sh*t together after the challenges of buying and renovating a house. 🎉

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT


Check out The Money Playbook course here  💸


Chapters:
00:00 Introduction
01:14 Community Dilemmas and Advice
02:50 Financial Independence and Relationship Dynamics
08:21 Pink Tax and Gender Pricing
16:13 Chopping the Top Layer Off
16:22 Dilemma: Student Loan or Save for a House?
17:01 Understanding Student Loans and Interest
18:24 Navigating Student Loan Repayments
25:31 Community Wins: Cutting Up Credit Cards
26:53 Should I Pay Towards My Husband's Mortgage?
32:28 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: How to Stop Impulse Spending & Save More Money10 Feb 202500:27:23

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re tackling impulse spending—because let’s be real, we’ve all been there. That late-night scroll, the dopamine rush of hitting “buy,” and the regret that follows when you check your bank balance. But impulse spending isn’t just about willpower—it’s psychological, emotional, and even designed to happen.

Here’s what we’re unlocking in this episode:

  • Why impulse spending happens (hint: it’s not just bad self-control)
  • The brain’s reward system and how companies exploit it to make you spend more
  • How retail therapy became glamorized—and why it’s so hard to break the cycle
  • The real cost of impulse spending (it’s more than just money)
  • Proven strategies to take back control, from no-spend challenges to sinking funds

This episode will help you break the habit, keep more money in your pocket, and spend intentionally—without feeling deprived.

💬 Have a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Is Valentine’s Day A Scam? + Getting Married For Practical Reasons | The Vault Episode 5006 Feb 202500:43:48

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In Episode 50 of The Vault, we discuss this week’s controversial opinion, “Valentine’s Day is a scam” before diving into our listener dilemmas:

💸 "Should we get married for practical reasons?”

💸 "We’re mortgage-free! What should we do with our new excess?”

We celebrate a listener who can’t wait to create their budget with a mortgage payment, after buying her first house as a solo buyer! What an amazing achievement! 😍🏠

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT


Check out The Money Playbook course here  💸


Chapters:
00:00 Introduction
00:44 Welcome to The Vault
00:52 Birthday Shoutouts
06:15 Valentine's Day: Love it or Hate it?
16:19 Managing Money in Long-Term Relationships
17:40 Marriage for Practical Reasons
20:24 Financial Contributions and Asset Building
30:28 Emergency Funds and Investment Strategies
32:05 Retirement Planning and Diversification
40:05 Modelling Financial Scenarios
43:08 Final Thoughts and Advice

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

UNLOCKED: Why Investing Isn’t Scary—And Why You Need to Start Now03 Feb 202500:50:00

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re tackling **investing**—and no, it’s not just for the wealthy or finance experts. Investing is for everyone, no matter where you’re starting from, and today, we’re showing you how simple it can be.

Here’s what we’re unlocking in this episode:

- What investing really is—and why it’s easier than you think
- Why you’re probably already investing (without even knowing it!)
- The top reasons why investing is crucial for your financial future
- How to know when you’re ready to start and how much to invest
- A breakdown of pre- and post-retirement investing strategies for building wealth
- Practical tips on how to start investing in simple, actionable ways

Plus, we’re sharing a community story from Tolu, who has been on an incredible money journey and loves supporting others through theirs too!

This episode will empower you to stop overthinking investing and get started on your path to financial freedom.

💬 Have a topic you’d love us to unlock next? Email us at thevault@financielle.com

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Early Retirement And Guilt-Free Spending | The Vault Episode 4930 Jan 202500:42:01

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In Episode 49 of The Vault, we discuss this week’s controversial opinion, “Your 20s are NOT for building wealth, your 30s are” before diving into our listener dilemmas:

💸 "Should I give up on my early retirement dreams?”

💸 "I earn £180k but feel guilty spending”

We celebrate a brilliant win from one of our community members! After using Monzo Flex for "cash flow purposes" and accumulating £300 in debt from holiday spending and shopping, they took control by doing a smart bank switch, earning £200, and combining it with extra funds to pay off the balance entirely. They’ve now officially closed it—legend! 🎉

If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com

Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here  💸

Chapters:
00:00 Introduction
00:46 Welcome to The Vault Podcast
03:22 Controversial Opinion: Wealth Building in Your Twenties
05:08 The Power of Compound Interest
13:14 Retirement Planning Dilemma
22:27 Community Win: Overcoming Debt
23:11 Popcorn and Cinema Hacks
24:35 Bank Switching Success Stories
26:25 Emergency Funds and Financial Hacks
31:03 High Earner Dilemma: Spending Guilt
38:46 Budgeting Tips and Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.

Visit https://www.financielle.com to download our app.

Watch the podcast on YouTube.

Follow Financielle for more:

▶︎ TikTok
▶︎ Instagram

About Financielle:

Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

© My Podcast Data · Independent project · Data from Apple & Spotify