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TitlePub. DateDuration
Episode 31: How Non-Traditional Backgrounds Survive Trading and Markets - with Chloe Shepherd30 Jan 202601:20:39

Is trading really what everyone thinks it is? ๐Ÿ“ˆ


Welcome to the THIRTY-FIRST episode of The Smart Money Show; today, we are joined by Chloe Shepherd, a Credit Repo Trader whose path in the market is anything but conventional.


Growing up in Lancashire, Chloe became the first in her family to attend university, studying History and Maths at Glasgow, before breaking into top institutions like Citi and RBC Capital Markets. Alongside her career on the trading floor, she serves as a Development Board Member for upReach.


Across this conversation, we explore Chloeโ€™s journey into trading, starting with the early moments that made certain paths feel out of reach. Chloe opens up about the realities of working on a markets desk, the pressure that sometimes follows you home, and the parts of the job that rarely get spoken about. We also explore what it means to navigate moments of self-doubt, the role of a strong support system, and the ongoing work of managing imposter syndrome.


This episode is an honest, grounded, and inspiring look at resilience, identity and what it means to carve out space in an industry that wasnโ€™t built for everyone in mind.


Contact:


Chloe Shepherd - https://www.linkedin.com/in/chloe-shepherd-7bb45410b/


๐ŸŽฅ Recorded: 14th January 2026


Chapters:


0:00 โ€“ Intro ๐ŸŽ™๏ธ

2:59 โ€“ Growing Up in Morecambe & Education as a Way Out ๐ŸŒŠ

6:37 โ€“ A-Levels, Rejections & Choosing Glasgow Over London ๐Ÿ“จ

9:41 โ€“ Switching Degrees & Landing a Trading Internship ๐Ÿ”

11:48 โ€“ Grades, Apprenticeships & Rethinking Talent ๐ŸŽ“

18:37 โ€“ Validation, Money & The Emotional Reality of Success ๐Ÿ’ญ

20:31 โ€“ Breaking Into Markets Without a Traditional Background ๐Ÿšช

27:15 โ€“ RBC and Citi: Culture, Teams & Learning on the Desk ๐Ÿฆ

39:08 โ€“ Repo Trading Explained & Life on a Trading Floor ๐Ÿ“ˆ

46:13 โ€“ Soft Skills, Pressure & Taking Work Home ๐Ÿง 

55:53 โ€“ Identity, Class & Belonging in Finance ๐Ÿงฌ

1:02:30 โ€“ Social Mobility, UpReach & What Firms Still Get Wrong ๐Ÿค

1:20:00 โ€“ Outro ๐Ÿ‘‹๐Ÿผ


As always, stay tuned to us regularly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Bonus Episode: The NEFS Conference and The Students Building It - with Haaris Khan and Misgana Berhane31 Dec 202500:56:03

A massive finance conference OUTSIDE London FOR students!? ๐Ÿค”


In the season of giving - hereโ€™s a BONUS episode of The Smart Money Show, about the University of Nottinghamโ€™s Economics and Finance Society 2026 Annual Conference.


Firstly, we're really excited to announce our partnership with the NEFS Conference. As part of this collaboration, weโ€™ve got exclusive access to a range of professional speakers from elite financial institutions, and on the day of the conference weโ€™ll be setting up a studio to record interviews with speakers and senior professionals in attendance!


So to kick off our collaboration, we are joined by their two co-presidents Haaris Khan and Misgana Berhane. After experiences across financial services and healthcare, Haaris is an incoming Industrial Placement Analyst at Lazard. Misgana completed spring weeks at Jefferies, Citi, and Scotiabank, alongside internships at Octopus Energy and Grosvenor, and is gearing up for a return internship at Jefferies this summer.


In this bonus episode, we unpick their career journeys so far, their time with NEFS and why you should attend their flagship conference in the new year!


Plus a Happy New Year from the team at The Smart Money Show! ๐Ÿ™Œ


Contacts and Details:


Get your tickets here! - https://www.instagram.com/uonnefs?igsh=cWc3OWlwbTI1emNn


Haaris Khan - https://www.linkedin.com/in/haariskhanlinkedin/?lipi=urn%3Ali%3Apage%3Ad_flagship3_detail_base%3BhS%2BbHsVcRh6soIKalYihbg%3D%3D


Misgana Berhane - https://www.linkedin.com/in/misganaberhane/?lipi=urn%3Ali%3Apage%3Ad_flagship3_detail_base%3BhS%2BbHsVcRh6soIKalYihbg%3D%3D


NEFS TikTok - https://www.tiktok.com/@nefsconference?_r=1&_t=ZN-92dI7LvKENy


NEFS Instagram - https://www.instagram.com/uonnefs?igsh=cWc3OWlwbTI1emNn


๐ŸŽฅ Recorded: 23rd December 2025


Chapters:


0:00 โ€“ Intro ๐ŸŽ™๏ธ

1:07 โ€“ NEFS Conference Partnership Announcement ๐Ÿค

1:40 โ€“ Guest Introductions: Haaris Khan & Misgana Berhane ๐Ÿ‘‹

2:44 โ€“ Why Finance? Early Motivations ๐Ÿ’ก

5:57 โ€“ Early Perceptions of Finance & Misconceptions ๐Ÿง 

7:52 โ€“ Degrees, Backgrounds & Transferable Skills ๐ŸŽ“

9:42 โ€“ Breaking the โ€œNon-Financeโ€ Barrier ๐Ÿšช

11:20 โ€“ The Moment Finance Became Real ๐ŸŽฏ

16:22 โ€“ Testing Career Paths & Gaining Exposure ๐Ÿ”

20:59 โ€“ Rejection, Resilience & Bouncing Back ๐Ÿ’ช

24:28 โ€“ Converting a Spring Week into a Summer Offer ๐Ÿ”

26:36 โ€“ Why Societies Matter for Careers & Confidence ๐Ÿ›๏ธ

29:10 โ€“ Inside NEFS & Its Growing Influence ๐Ÿ“ˆ

31:36 โ€“ Stepping Into Leadership Roles ๐Ÿง 

34:37 โ€“ Balancing Academics, Societies & Applications โš–๏ธ

40:51 โ€“ Building the NEFS Conference Vision ๐ŸŽค

45:27 โ€“ Why the Conference Matters for Students ๐ŸŽ“

46:23 โ€“ Who Should Attend & What Youโ€™ll Gain ๐ŸŽŸ๏ธ

48:02 โ€“ Getting Involved & Making the Most of It ๐Ÿš€

49:16 โ€“ Final Reflections & Key Lessons ๐ŸŒฑ

55:30 โ€“ Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 30: Inside the World of Credit Ratings and Global Finance - with Olivier Beroud04 Dec 202501:13:50

Risk, ratings, and a rise in reputation... โš ๏ธ


In our THIRTIETH episode, join Ali and Noman as they meet Olivier Beroud, the Executive Chair of ARC Risk Group, to discuss credit ratings and the future of risk management.


With an illustrious career spanning continents and household names, Olivier has held senior positions in risk management at GCR Ratings, Moodyโ€™s Investorsโ€™ Service, Barclays and Standard & Poorโ€™s. Passionate about risk appetite but also education and mentorship, Olivier's consulting firm allows him to coach executives, lecture around the world and mentor students with financial fanaticism.


Elaborating on his various roles and hot-takes on the function of credit ratings as a foundation of the global financial ecosystem, both his theoretical insights and practical advice turn this episode into a must-watch for anyone who envisions themselves with a future in finance!


Olivier Beroud - https://www.linkedin.com/in/olivier-beroud-3854423/


๐ŸŽฅ Recorded: 9th October


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:11 - Olivierโ€™s Career Snapshot ๐Ÿงญ

5:03 - What Drew Him to Risk & Credit ๐Ÿ“š

6:17 - Mentors, Networks & Early Lessons ๐Ÿค

9:57 - Why Accounting Still Matters ๐Ÿงพ

12:21 - Inside S&P: Learning Credit ๐Ÿญ

15:06 - How Rating Agencies Really Work ๐Ÿ“Š

19:54 - Handling High-Stakes Meetings as a Young Analyst ๐Ÿง‘โ€โš–๏ธ

23:40 - Big Agencies vs Niche Players ๐Ÿšข

27:25 - How Banks Rate Risk Internally ๐Ÿฆ

30:54 - The ThyssenKrupp Downgrade Case โš–๏ธ

35:03 - Independence, Conflicts & the 2008 Impact ๐Ÿงฉ

42:13 - Tech, AI & The Future of Ratings โฑ๏ธ

46:57 - ESG in Practice: Real-World Challenges ๐ŸŒ

55:02 - Building ARC into a Global Player ๐Ÿ“ˆ

1:03:40 - Key Lessons & Advice for Students โœจ

1:09:10 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 29: From Bank Warnings to AI Issuance and Buffett's Patience - with Dylan Ilett and Wahy Yahya10 Nov 202500:59:08

Another month, another market shake-up... ๐Ÿ’ก


Welcome to our October economic recap, the TWENTY-NINTH episode of The Smart Money Show! We analyse a month full of evolving macro narratives and noteworthy corporate stories with our Head of FICC, Wahy Yahya, and Head of Equities, Dylan Ilett.


Tune in as we uncover how the US and UK economies have been performing since the beginning of Q4, as well as the performance of indexes like the S&P 500 and FTSE. Major banks have also been reporting a string of losses and Dylan will be sharing what has been causing this and how markets have been reacting. ๐Ÿ“‰๐Ÿ“ˆ


We also look at Buffett's so-called "noninvestment" strategy, Gunvor's $22 billion deal with Lukoil and its effects on the energy market, Microsoft's earnings and the AI momentum driving Big Tech, and why inflation in the Eurozone may finally be in a "good place."


This is also the final appearance for Wahy on The Smart Money Show. We are sad to see him go and wish him the best for the future - savour the last time we hear him!


Guest Contacts:


Dylan Ilett - https://www.linkedin.com/in/dylan-ilett/

Wahy Yahya - https://www.linkedin.com/in/wahy-yahya-1b1563301/


๐ŸŽฅ Recorded: 5th November


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

2:31 - US Macro: Shutdown & Fed Rate Decisions ๐Ÿ‡บ๐Ÿ‡ธ

5:59 - UK Macro: Sticky Inflation & Bank of England ๐Ÿ‡ฌ๐Ÿ‡ง

11:14 - S&P 500 vs. FTSE 100 ๐Ÿ“ˆ

14:14 - The $200B AI Credit Issuance Flood ๐Ÿค–

18:23 - Bank Earnings: Regional Losses & Systemic Risk ๐Ÿฆ

24:09 - Norway's $2.1T Fund vs. Elon Musk's Pay Package ๐Ÿ’ฐ

28:44 - Microsoft Earnings & The Hidden $3.1B OpenAI Loss ๐Ÿคซ

39:14 - Commodity Risk: Gunvor's Deal with Lukoil ๐Ÿ›ข๏ธ

43:10 - Warren Buffett's $382B Cash Pile: A Warning Sign? ๐Ÿค”

48:36 - Good News: Euro Zone Inflation Nears Target ๐Ÿ‡ช๐Ÿ‡บ

53:10 - Show Announcements & Schedule Change ๐Ÿ“ข

53:54 - A Farewell to Wahy ๐Ÿค

57:50 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 28: From UBS to LBS and the Decision to Explore Again - with Pearl Thakrar27 Oct 202500:47:08

Early internships, the buy-side and risky decisions... ๐Ÿซก


Welcome to the TWENTY-EIGHTH episode of The Smart Money Show! This week, we sit down with Pearl Thakrar, whose journey from Warwick to UBS and now London Business School is anything but linear. From first-year internships to the fast-paced world of alternatives and private equity, Pearlโ€™s story is about saying yes early, learning fast, and staying open-minded throughout.


We unpack what itโ€™s really like to break into finance before youโ€™ve even graduated, how to turn short-term chances into long-term wins, and how to prioritise self-growth and academic curiosity in a fast-paced work environment.


Guest Contacts:


Pearl Thakrar - https://www.linkedin.com/in/pearlthakrar/


๐ŸŽฅ Recorded: 4th October


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:29 - The "Warwick Finance Bubble" & Early Influences ๐Ÿ’ญ

5:14 - Why She Chose Management Over a Pure Finance Degree ๐ŸŽ“

7:29 - Advice for Non-Finance Students Breaking Into the Industry ๐Ÿ”‘

10:55 - The Internship Grind & The Power of Networking ๐Ÿค

17:01 - How Firms Actually Evaluate Interns (Beyond the CV) ๐Ÿ“

19:32 - The Secret to Converting a Spring Week to a Summer Offer ๐Ÿ”‘

22:28 - Inside UBS: Graduate Training, Rotations & Team Culture ๐Ÿ“ˆ

28:18 - A Deep Dive into Alternatives & Real Estate Private Equity ๐Ÿ’ผ

31:30 - The CFA Grind: Balancing Full-Time Work & Intensive Study ๐Ÿ“š

35:31 - The Big Pivot: Why She Left UBS for a Master's at LBS ๐Ÿ”„

37:53 - LBS vs. Warwick: The Master's Experience ๐Ÿ›๏ธ

40:57 - Master's: Career Accelerator or a "Reset"? ๐Ÿค”

42:42 - Final Reflections: Proudest Moment & Advice to Self โœจ

44:17 - The Biggest Takeaway: "Follow Your Gut" ๐Ÿ’Œ

45:49 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 27: Signals and Surprises Across Markets in September - with Wahy Yahya13 Oct 202500:37:14

It's been another busy month in markets for September... ๐Ÿšจ


Welcome to the TWENTY-SEVENTH episode of The Smart Money Show, our September economic recap. Featuring Ali and our Head of FICC, Wahy Yahya, we learn about the massive rallies in the Euro and Gold, whatโ€™s moving in the energy market, the risks posed by shadow banking and much more!


Guest Contacts:


Wahy Yahya - https://www.linkedin.com/in/wahy-yahya-1b1563301/


๐ŸŽฅ Recorded: 8th October


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:25 - US Macro Data: Strong Growth, Softening Labor & a Fed Rate Cut ๐Ÿ‡บ๐Ÿ‡ธ

6:07 - UK Macro Data: "Stubborn" Inflation & Bank of England's Outlook ๐Ÿ‡ฌ๐Ÿ‡ง

9:53 - Unpacking Shadow Banking: A "Systematic Blind Spot"? ๐Ÿ‘ป

16:02 - BP's Energy Outlook: Is Higher Oil Demand Here to Stay? โ›ฝ๏ธ

19:17 - The Euro's Rally: A Shift Away from the Dollar? ๐Ÿ‡ช๐Ÿ‡บ

24:19 - A Sneak Peek: Inside the New FICC Demo Portfolio ๐Ÿ“ˆ

28:05 - Gold Smashes Through $3,800: What's Driving the Surge? ๐Ÿช™

31:38 - How to Navigate Conflicting Forecasts from Top Banks ๐Ÿค”

33:45 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 26: Shaping the Future of Client Relationships on the Buy-Side - with Wealth Managers at RBC Brewin Dolphin02 Oct 202501:17:59

Shaping portfolios, giving back, and building impact that goes beyond returnsโ€ฆ โœ๐Ÿผ


Welcome to theย TWENTY-SIXTH episode of The Smart Money Show, recorded at RBC Brewin Dolphinโ€™s Birmingham offices. This week weโ€™re joined by three rising stars in investment management:ย Wolfie Papirnik, Harjot Wahiwala, and Reece Smith.ย 


Wolfie, recently recognised in Citywireโ€™s Top 30 under 30, combines sharp technical expertise with a passion for community responsibility. Harjot works with RBC Brewin Dolphinโ€™s Midlands Charity team while on her way to becoming a Chartered Wealth Manager, championing accessibility in finance and mentoring future talent. Reece brings nearly five years of experience across private client and portfolio management, building on his early career in PwCโ€™s M&A division and his Masterโ€™s in Investment Management.


Together, their stories reveal how the next generation of wealth managers are redefining finance, blending performance with purpose and showing that impact matters as much as returns. From community leadership to client trust, this episode dives into what excites them about the future of the industry and what advice theyโ€™d give to students and aspiring professionals. ๐Ÿ’ก


Guest Contacts:


Wolfie - https://www.linkedin.com/in/wolfie-papirnik-865474100/

Harjot - https://www.linkedin.com/in/harjot-wahiwala-acsi-894a36111/

Reece - https://www.linkedin.com/in/reece-smith-630452170/


๐ŸŽฅ Recorded: 4th September


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:11 - Origin Stories: Three Unique Paths into Finance ๐Ÿ’ก

8:46 - The Value of a Master's, Professional Exams & Taking a Gap Year โœˆ๏ธ

14:34 - Early Career Lessons from Goldman Sachs & PWC โœ๏ธ

21:05 - The Brutal Reality of Breaking In: "A Thousand Applications" ๐Ÿ’ฅ

28:16 - The Secret to a Successful Interview? Be Yourself. ๐Ÿค

37:09 - Life at RBC Brewin Dolphin: Culture, People & Purpose ๐Ÿ’ผ

44:50 - A Day in the Life: From Private Clients to Portfolio Management ๐Ÿ“ˆ

47:40 - The Fulfilling Work of the Midlands Charity Team ๐Ÿ™

54:31 - Personal Impact & The Drive to Give Back ๐ŸŒ

1:05:15 - The Biggest Lessons Learned in Their Careers ๐Ÿง 

1:08:18 - Proudest Moments & The Power of Small Wins โœจ

1:15:13 - The Biggest Takeaway for Aspiring Professionals ๐Ÿ’Œ

1:16:24 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute financial advice and we will never attempt to do so.

Episode 25: Exploring Industries and Shaping Strategy at McKinsey - with Vedika Akhramka22 Sep 202500:46:18

From Mumbai to McKinsey, to building decks and community... โœ๐Ÿผ


Welcome to the TWENTY-FIFTH episode of The Smart Money Show! Weโ€™re joined this week by Vedika Akhramka, a London-based consultant at McKinsey & Company and founder of Whatโ€™s Her Network, a thriving community of 300+ young women professionals. Her story is an exemplar of agility and inclusivity. She has shaped strategy across industries, spanning aerospace to live music, while also championing spaces that empower women to connect and lead with purpose.


Vedika shares her journey into consulting and the lessons she's learned from working across diverse sectors. She also reflects on why building supportive, women-led networks matters just as much to her as climbing the corporate ladder. This is a conversation about resilience and creating the kind of purposeful community you want to belong to.


Guest Contacts:


Vedika Akhramka - https://www.linkedin.com/in/vedikaakhramka/


๐ŸŽฅ Recorded: 3rd Sept


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

2:49 - The "Bollywood Banker": An Early Start in Finance ๐ŸŽฌ

3:45 - The First Internship & The Pivot to Consulting ๐Ÿค”

5:00 - From Mumbai to the UK: A Journey of Independence โœˆ๏ธ

8:30 - University Lessons: Why Extracurriculars Matter More Than Your Degree ๐ŸŽ“

12:10 - The Strategic Master's: Reclaiming Uni Life Post-COVID ๐Ÿ“š

17:51 - Inside Consulting: Luck, Networking & The McKinsey Toolkit ๐Ÿ’ผ

23:20 - A Consultant's Life: From Live Music to Aerospace ๐ŸŒ

28:46 - The Most Defining Factor for Your Career (It's Not Your Degree) โœจ

32:11 - Founding "What's Her Network?": A Community for Women in Business ๐Ÿค

37:53 - The Future of Work: Overcoming Barriers for Women ๐Ÿ‘ฉโ€๐Ÿ’ผ

40:45 - Final Reflections & Career Advice ๐Ÿ’ก

43:22 - The Biggest Takeaway: Find What Truly Fulfills You ๐Ÿ’Œ

44:47 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so

Episode 24: What Tennis and Wall Street Teach About Sacrifice and Burnout - with Vitoria Okuyama15 Sep 202500:50:57

Smashing serves to banking burnout, forging a new path... ๐ŸŽพ


Welcome to the TWENTY-FOURTH episode of The Smart Money Show, where we're joined by Vitoria Okuyama. She first scaled the heights of tennis, ranking #118 in the world U18, before climbing the Citi towers on Wall Street, working as an IB analyst.


Three years in, she decided to step away from investment banking in a bid to find what truly inspires her and grow her ambition sustainably. Today's conversation explores what it takes to achieve such a high level, comparing sports with finance, and the importance of reflecting on your emotions when pursuing such high-pressure roles.


Guest Contacts:


Vitoria Okuyama -

https://www.linkedin.com/in/vitoriaokuyama


๐ŸŽฅ Recorded: 8th Sept


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:18 - The First Chapter: Forging a Pro Tennis Career in Brazil ๐ŸŽพ

7:55 - The Pivot: Why She Swapped the Tennis Court for Finance ๐Ÿ’ผ

11:01 - College Life as a Student-Athlete & The Mental Toll ๐Ÿง 

14:39 - Breaking In: The Unconventional Grind for a "Dream" Internship โœ๏ธ

20:04 - The Reroute: Using a Master's for a Second Chance at Wall Street ๐Ÿ”„

21:42 - Landing the Job: How Networking Got Her into Citi ๐Ÿฆ

24:24 - The Brutal Reality of Wall Street: 10 AM to 4 AM & Burnout ๐Ÿ˜จ

28:04 - A Full Circle Moment: Pride, Pain & What She Learned ๐ŸŒŸ

37:28 - The Recovery Journey: "It's Easier to Repair Than to Rebuild" โœจ

42:39 - Life After Banking: The Next Chapter of Reinvention ๐Ÿ—บ๏ธ

45:21 - Final Reflections & Career Advice ๐Ÿ’ก

48:23 - The Biggest Takeaway: Reverse-Engineer the Life You Want ๐Ÿ’Œ

49:16 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so

Episode 23: Double Promotions and the Power of a Personal Brand - with Jag Dhaliwal08 Sep 202501:02:15

A guest whoโ€™s fast-tracked their way through corporate life while helping others do the same... ๐Ÿš€


Our TWENTY-THIRD episode features Jag Dhaliwal, a Chartered Accountant, Career Coach, and Content Creator with over 8 years of experience at the Big 4 and IBM. Jag brings first-hand insight into both the highs and the challenges of professional growth!


Beyond her corporate journey, Jag has built a thriving coaching practice, a YouTube community of 4,000+ subscribers, and also hosts the ICAEW Student Insights podcast, guiding the next generation of finance professionals.


In this energising convo, we explore Jagโ€™s career story, her strategies for balancing exams and life, and her advice on building careers with confidence and purpose. A must-listen for ambitious young professionals ready to shape a path that aligns with their ambitions. ๐Ÿค


Guest Contacts:


LinkedIn - https://www.linkedin.com/in/jag-dhaliwal-aca-504b2584/

Instagram - https://www.instagram.com/jagsjourneyblog/

TikTok - https://www.tiktok.com/@jagsjourneyblog

YouTube - https://www.youtube.com/@jagsjourneyblog/videos

Website - https://jagsjourney.blog/


๐ŸŽฅ Recorded: 2nd Sept


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:12 - An Ambitious Start: Grammar School, Maths & Early Career Focus ๐ŸŽ“

7:44 - The Unconventional Pivot: Why She Took a Year Out to Teach ๐Ÿ‘ฉโ€๐Ÿซ

15:16 - The First Corporate Job: Lessons in Professionalism at IBM ๐Ÿ’ผ

22:06 - The ACA Exam Grind & Surviving the "Busy Season" ๐Ÿ“š

26:05 - The Fast Track: Secrets to a Double Promotion in Under 4 Years ๐Ÿš€

36:32 - The Most Important Skills for a Corporate Career Today ๐Ÿ”‘

40:32 - The Side Hustle Story: Blog, YouTube & The ICAEW Podcast ๐ŸŽ™๏ธ

50:35 - The Power of Personal Branding (And Her Book) โœ๏ธ

54:02 - Final Reflections & Career Advice โœจ

58:59 - The Biggest Takeaway: "Just Go For It" ๐Ÿ’Œ

1:01:12 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 22: What Moved Markets in August from Tech to Grain Prices - with Dylan Ilett and Wahy Yahya03 Sep 202500:56:01

Another month has ended, which means another recap episode is dueโ€ฆ ๐Ÿ“‰๐Ÿ“ˆ


Welcome to the TWENTY-SECOND episode of The Smart Money Show! As always, Dylan Ilett takes the lead on equities, while Wahy Yahya brings fresh insights from the FICC side.


We kick off with the latest UK and US economic data, before digging into BofAโ€™s ultra-short FX calls, the moves in FTSE and the S&P 500, and why a harsh drought is sending grain prices sharply higher. ๐ŸŒพ


On the equity front, we break down NVIDIAโ€™s latest earnings and new US deal, plus take a look at how Chinaโ€™s rally and renewed EM flows are shaping global sentiment. Meanwhile, Wahy unpacks the surge in 30-year gilt yields back to 1998 levels, the slide in sterling as the dollar rebounds, and the BoEโ€™s updated view on how QT is feeding through to the market.


Whether youโ€™re following macro, FX, or equities, this episode is loaded with sharp insights and clear takeaways to help you cut through the noise. ๐Ÿ”


Guest Contacts:


Dylan Ilett - https://www.linkedin.com/in/dylan-ilett/

Wahy Yahya - https://www.linkedin.com/in/wahy-yahya-1b1563301/


๐ŸŽฅ Recorded: 29th August


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

2:34 - UK Macro Data: "Sticky" Inflation & The BoE's Rate Cut ๐Ÿ‡ฌ๐Ÿ‡ง

6:01 - US Macro Data: Strong GDP vs. Labor Market Concerns ๐Ÿ‡บ๐Ÿ‡ธ

9:48 - Are Investment Banks Trading Like Hedge Funds? ๐Ÿค”

13:24 - S&P 500 vs. FTSE 100: A Performance Breakdown ๐Ÿ“Š

18:05 - A Looming Crisis? Droughts & The Risk of Food Inflation ๐ŸŒฝ

22:00 - The Nvidia Story: Earnings, Customer Risk & The China Deal ๐Ÿ’ป

29:31 - The Bond Market's Warning: UK Gilts Near 1998 Highs โš ๏ธ

35:10 - A Surprising Insight on Index Concentration Risk ๐Ÿง

39:05 - The China Rally: An Unexplained Surge ๐Ÿ‡จ๐Ÿ‡ณ

42:37 - FX Deep Dive: Sterling vs. The Dollar (Cable) ๐Ÿ’ท๐Ÿ’ต

45:43 - The Great Rotation: Why Fund Managers Favour Emerging Markets ๐ŸŒ

52:22 - Understanding Quantitative Tightening (QT): A Key Policy Tool โš–๏ธ

54:44 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 21: Mastering Execution and Building Fairer Markets - with Michael Seigne25 Aug 202501:30:33

If youโ€™ve ever wondered how theย real mechanicsย of global financial markets work, todayโ€™s guest is someone youโ€™ll want to hear from... ๐Ÿ‘‡๐Ÿผ


Welcome to the TWENTY-FIRST episode of The Smart Money Show! Weโ€™re joined by Michael Seigne, a seasoned execution specialist with over three decades of experience at the sharpest edge of trading and markets. From Managing Director at Goldman Sachs to Global Head of Execution Services at Redburn, Michael has built a career defined by precision and leadership. โšก๏ธ


In 2022, he took all that experience and founded Candor Partners, a mission-driven firm helping listed companies improve the way share transactions, especially buybacks, are executed. His vision? To bring more transparency and efficiency to capital markets. ๐Ÿ“ˆ


Whether youโ€™re aiming for a career in markets or just love a good story from someone whoโ€™s seen it all, this is an episode you wonโ€™t want to miss.ย 


Guest Contacts:


Michael Seigne - https://www.linkedin.com/in/michael-seigne/


๐ŸŽฅ Recorded: 28th July


Chapters:ย 


0:00 - Intro ๐ŸŽ™๏ธ

3:46 - An Unconventional Start: From Medic to Engineer in Hong Kong ๐Ÿ‡ญ๐Ÿ‡ฐ

8:52 - The "Random Walk" into Finance & The Goldman Sachs Grind ๐Ÿฆ

28:40 - Inside Goldman's Culture: The 6-Month "Military-Esque" Training ๐Ÿค

32:30 - Leadership Lessons & Navigating a 22-Year Career ๐Ÿ“ˆ

38:46 - Hiring Philosophy: The 3 Things That Matter Most ๐Ÿ“

43:18 - Execution 101: What Happens When You Hit "Buy"? ๐Ÿ‘จโ€๐Ÿ’ป

48:42 - Man AND Machine: The Reality of Algorithmic Trading ๐Ÿค–

55:16 - The Power of Humility: "I Know Virtually Nothing" ๐Ÿค”

58:28 - Founding Candle Partners: Identifying a Billion-Pound Problem ๐Ÿ’ก

1:10:55 - How Inefficient Buybacks are Harming UK Markets ๐Ÿ“‰

1:23:46 - Final Reflections & Career Advice โœจ

1:27:45 - The Biggest Takeaway: "It's a Team Sport" ๐Ÿ’Œ

1:28:35 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here:ย https://www.thesmartmoneyshow.co.uk/ย Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 20: Navigating Crises and Building Hedge Fund Strategy Success - with Robert Donald21 Aug 202501:03:45

A guest whoโ€™s seen it all, from all sides of financeโ€ฆ ๐Ÿ’ก


Our TWENTIETH episodeโ€™s guest has PLENTY of experience, in senior offices at multiple respected financial firms! Robert Donald has worked across the buy and sell side, covering the breadth of finance in corporate finance, equity research, portfolio management and hedge funds.


In this milestone conversation with our prolific guest, we zoom back to the beginning, trace the path Robert took, unpicking his reflections, learnings and lessons for us at the beginning of our career. A valuable episode, offering a holistic view of financial services - dive in! ๐Ÿค


Guest Contacts:


Robert Donald - https://www.linkedin.com/in/donald-robert/


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:42 - The Origin Story: The 10-Year-Old Who Read Annual Reports ๐Ÿ“š

7:12 - Entering the City: Surviving the "Big Bang" Era ๐Ÿ”ฅ

11:29 - The Pivot to Equity Research & Why He Left the Sell-Side ๐Ÿšถโ€โ™‚๏ธ

17:22 - Entering the Hedge Fund World at GLG ๐Ÿ’ผ

21:16 - What is a Long-Short Portfolio Manager? A Breakdown ๐Ÿ“Š

27:00 - Buy-Side vs. Sell-Side: Incentives, Risk & Exploiting Fear ๐Ÿ˜ฑ

29:28 - Building at Schroders: The Helix & GIA Platforms ๐Ÿš€

40:55 - Lessons from 40 Years of Market Crises ๐ŸŒช๏ธ

45:26 - The Sailboat Analogy: A Masterclass in Risk Management โ›ต

46:39 - A Veteran's Warning: Is the Market Priced for Perfection? ๐Ÿค”

52:37 - What is "Risk"? A Multifaceted Definition โš ๏ธ

55:18 - Final Reflections & Career Advice โœจ

1:01:23 - The Biggest Takeaway: Be Curious, Work Hard, Stay Humble ๐Ÿ’Œ

1:02:29 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 19: Switching Lanes Across Finance and Building a Global Career - with Nomaan Riaz11 Aug 202501:23:14

One man, two continents, and a financial career map that says you can do it all... ๐Ÿคฉ


Welcome to the NINETEENTH episode of The Smart Money Show! This week, we're joined by Nomaan Riaz, a career warrior whose path through the financial world has spanned investment banking, private credit, venture capital, and now fintech in Dubaiโ€™s growing financial hub.


This episode we talk about how to break into the toughest corners of finance, what itโ€™s like to switch lanes between vastly different roles, and how a career in Dubai really shapes up. Along the way, Nomaan shares the lessons learned from rejections, the skills that transfer across sectors, and the mindset that has kept him moving forward.


So if you're curious about high-stakes banking, the art of spotting a winning founder, or building a global career with agility then this episode is packed with perspective you need.


Guest Contacts:


Nomaan Riaz - https://www.linkedin.com/in/nomaan1/


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:17 - The Hustler's Origin: From Lollipops to Lip Kits ๐Ÿญ

8:32 - Overcoming the "Small Town Mindset" & Moving to London ๐Ÿš€

17:07 - Breaking In: First Internships & Realisations ๐Ÿฆ

24:24 - The Brutal Rejection Story: Lazard & The Lawnmower Question ๐Ÿ’ฅ

35:07 - The Power of Your Circle: Lessons from Friendships ๐Ÿค

40:44 - Career Snapshot Part 1: Private Credit at Pemberton ๐Ÿ’ผ

47:28 - Career Snapshot Part 2: Inside a "Dragon's Den" VC Firm ๐Ÿฒ

58:16 - How to Assess a Founder: The VC Investor's Mindset ๐Ÿค”

1:05:04 - The Big Leap: Why He Left VC for a Startup in Dubai โœˆ๏ธ

1:14:40 - The Key to Progress: "Ease is a Greater Threat than Hardship" ๐Ÿง 

1:15:49 - Final Reflections & Career Advice โœจ

1:21:30 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 18: Big Signals From a Volatile Start to the Summer - with Dylan Ilett and Wahy Yahya04 Aug 202500:56:03

It's been a while since we've had a recap, but we're back with a NEW faceโ€ฆ ๐Ÿ“‰๐Ÿ“ˆ


Welcome to the EIGHTEENTH episode of The Smart Money Show! As usual, we're joined by our Head of Equities, Dylan Ilett, but also by our new Head of FICC, Wahy Yahya!


From breaking US and UK macroeconomic data to shifting bond market dynamics, we break down what the latest numbers reveal about the global economy and what investors might be missing. We dig into the early wave of US bank earnings, the explosion in clearing volumes, and what the latest warnings from Goldman and BofA could mean for equity markets. Is sentiment starting to crack or just cooling off? ๐Ÿค”


On the macro side, we cover the latest Trump developments, examine curve moves and widening credit spreads, and unpack why gold is back in focus with a setup that has some serious upside potential! Whether youโ€™re just watching the credit space or following the flow in equities, this one is packed with sharp insights and clear takeaways.


Guest Contacts:


Dylan Ilett - https://www.linkedin.com/in/dylan-ilett/

Wahy Yahya - https://www.linkedin.com/in/wahy-yahya-1b1563301/


Chapters:


0:00 - Welcome & A Major Team Update ๐ŸŽ™๏ธ

3:41 - Episode Agenda & Macro Data Kick-off ๐Ÿ“Š

4:36 - US Economic Data: Resilience Amid Tariff Talk ๐Ÿ‡บ๐Ÿ‡ธ

8:05 - UK Economic Data: "Sticky" Inflation & Rate Cut Hopes ๐Ÿ‡ฌ๐Ÿ‡ง

11:11 - Bank Earnings Smashed: How Volatility Became a Goldmine ๐Ÿ’ฐ

15:11 - "Clearing Volume Explosion": The Market Goes Risk-Off โš ๏ธ

19:36 - Are We in a Bubble? Goldman & BofA Warn on US Stocks ๐Ÿ“‰

26:52 - The Great Rotation: Gold, Silver & Platinum's Surge ๐Ÿช™

32:48 - Trump's Latest Moves: Trade Deals & Suing the Fed? โš–๏ธ

38:42 - Investor Mindset: Navigating a Trump-Driven Market ๐Ÿค”

42:19 - FICC Deep Dive: Curve Dynamics & Credit Spreads ๐Ÿ“ˆ

47:18 - Tech Earnings Report: Big Tech Continues to Beat Estimates ๐Ÿ’ป

51:39 - FICC Profit Trends: How Trading Desks are Thriving ๐Ÿฆ

54:34 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 17: Why the Big Four Path Still Works for Investment Banking - with Jesse Hall 28 Jul 202501:03:01

Welcome to the SEVENTEENTH episode of The Smart Money Show! ๐Ÿ’ฅ


For this week's episode we're joined by Jesse Hall, an Investment Banking Associate at J.P. Morgan, currently working in the Financial Institutions Group (FIG) team in London. Born and raised in South West London, Jesse took a leap after A-levels to study Financial Mathematics at the University of Nottingham, where his journey into finance truly began. From student investment societies to mastering technical skills, he laid the groundwork early.


After university, Jesse kicked off his career at KPMG, qualifying as both a Chartered Accountant and CFA charterholder. Now at J.P. Morgan, heโ€™s spent the past three years advising FIG clients across Europe from the heart of Canary Wharf. In this episode, Jesse shares practical advice on navigating the demanding world of investment banking covering everything from building credibility, surviving long hours, and continuously investing in your own development. A must-listen for any aspiring banker or curious mind! ๐Ÿ’ผ


Guest Contacts:


Jesse Hall - https://www.linkedin.com/in/jessejameshall/


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:01 - An Unconventional Start: From Car Boot Sales to Wimbledon ๐ŸŽพ

8:04 - The University Journey & Finding a Focus ๐ŸŽ“

11:50 - The Chartered Accountant "Floor": Starting at a Big Four ๐Ÿข

15:12 - The Strategic Climb: From Audit to FIG M&A ๐Ÿš€

21:02 - The Lateral Move: Breaking into JP Morgan ๐Ÿ’ผ

31:55 - Culture Shock & The Push for Perfection ๐Ÿ’ฅ

35:40 - A Day in the Life of an IB Associate ๐Ÿ“ˆ

42:33 - Investment Banking 101: A Breakdown for Students โœ๏ธ

50:38 - Advice for Breaking In & Navigating Your Career ๐Ÿง 

55:29 - What Does Success Look Like? Plans & Final Reflections โœจ

1:00:48 - The Biggest Takeaway: Your Journey Isn't Set in Stone ๐Ÿ’Œ

1:01:30 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 16: How Internships, Pivots & Purpose Shaped a Career and a Company - with Agbolade Oduniyi20 Jul 202501:01:45

Welcome to the SIXTEENTH episode of The Smart Money Show! ๐Ÿ”ฅ


Today, Ali and Noman chat to Agbolade Oduniyi. Agbolade started on the buy-side, pursuing asset management at Wellington Management, then pivoting to strategy consulting at firms including Accenture. Now, heโ€™s the founder of FO Perspectives, focused on attracted diverse and underrepresented backgrounds in early careers, connecting talented students (like you, our audience ๐Ÿ˜‰) with employers. ๐Ÿค


In the conversation, we start with his financial roots (with 3 internships in 3 years at uni!), before discussing how he found his career shifts and explore his work with FO Perspectives now. A unique career journey, we hope you enjoy hearing all about it! ๐Ÿซก


Guest Contacts:


Agbolade Oduniyi - https://www.linkedin.com/in/agbolade-o-724288106/


FO Perspectives - https://linktr.ee/foperspectives


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:41 - Early Influences & Finding Finance ๐Ÿ’ก

7:35 - University Journey & The Power of Networking ๐ŸŽ“

10:32 - The "Try Everything" Internship Strategy ๐ŸŒ

13:54 - Does Your School Define You? A Take on Imposter Syndrome ๐Ÿค”

17:35 - The Pivot: From Asset Management to Consulting ๐Ÿš€

22:21 - How to Successfully Switch Industries (The Blueprint) ๐Ÿ“

25:24 - Asset Management vs. Consulting: How to Break In ๐Ÿ“Š

32:30 - The Founding of FO Perspectives ๐Ÿ“ˆ

40:01 - The Reality of Entrepreneurship vs. a Corporate Job ๐Ÿ’ผ

41:42 - How FO Balances Student Needs & Employer Agendas โš–๏ธ

46:43 - Advice for Students: How to Stand Out & Succeed ๐ŸŒŸ

51:34 - The Future of Hiring: Are CVs Becoming Obsolete? ๐Ÿ“„

54:48 - Final Reflections & The Biggest Takeaway ๐Ÿ’Œ

1:00:06 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 15: Building a Career Without Losing Yourself - with Abrar Azad15 Jul 202501:01:36

Staying true to who you are, and still climbing the ranks... ๐Ÿ’จ


Welcome to the FIFTEENTH episode of The Smart Money Show! Abrar Azad didnโ€™t follow the textbook path. Born and raised in Bolton, heโ€™s now an Assistant Vice President at Deutsche Bank, and the youngest-ever Chair of the firmโ€™s Muslim Network. But his story isnโ€™t just about promotions or titles. Itโ€™s about identity, community, and rewriting what success in the City should look like.


We delve into some really pertinent topics including what itโ€™s like to bring faith into finance, why community work isnโ€™t just a side hustle, and how ambition and authenticity can actually coexist. Whether youโ€™re trying to break into the industry, break out of imposter syndrome, or just break the mould, Abrarโ€™s story will leave you thinking bigger and bolder.


Guest Contacts:


Abrar Azad - https://www.linkedin.com/in/abrar-azad/


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

3:31 - Bolton Roots & The Value of Hard Work ๐Ÿ’ช

7:44 - University Strategy: The Power of Extracurriculars ๐ŸŽ“

12:36 - Staying Grounded & The Importance of Your Roots ๐ŸŒณ

15:45 - The Unconventional Journey into Banking ๐Ÿš€

19:44 - Bouncing Back: How to Turn Setbacks into Opportunities โœจ

24:20 - Student to Professional: Mindset, Excel & Imposter Syndrome ๐Ÿ’ผ

29:45 - A Day in the Life: AVP in the UK CFO Office ๐Ÿ“ˆ

35:13 - The Most Important Skill in Finance? People. ๐Ÿค

38:28 - Navigating Corporate Life as a Muslim Professional ๐Ÿ™

43:07 - Leading the Deutsche Bank Muslim Network ๐ŸŒ

48:13 - The Future of Faith & Cultural Inclusion at Work ๐Ÿ•Š๏ธ

54:30 - Final Reflections & Career Advice โœจ

58:21 - The Biggest Takeaway: The Power of Community ๐Ÿ’Œ

1:00:06 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 14: Passing CFA Level 3 Without a Finance Degree - with Antony Wilson07 Jul 202501:03:52

Welcome to the FOURTEENTH episode of The Smart Money Show! ๐Ÿ’ธ


This week, weโ€™re joined by Antony Wilson, a second-year Investment Analyst at Lane, Clark & Peacock, one of the UKโ€™s leading firms in pensions and investment consulting!ย Antonyโ€™s story is proof that thereโ€™s no โ€œrightโ€ path into finance, he studied Biomedical Sciences at the University of Manchester, sat CFA Level 1 off his own back, and is now a CFA Level 3 pass-holder working closely with clients to shape long-term investment strategy. ๐Ÿ“ˆ


We dive into how he made the pivot from science to finance, what the CFA journey really takes, and how he keeps a strong work-life balance while thriving in a demanding role. An inspiring episode for anyone thinking about breaking into finance from a non-finance degree! ๐ŸŽ™๏ธ


Guest Contacts:


Antony Wilson - https://www.linkedin.com/in/-antonywilson/


Chapters:


0:00 - Intro ๐ŸŽ™๏ธ

2:29 - From Biomedical Science to Finance ๐Ÿงช

6:47 - Transferable Skills & The Value of a Non-Finance Degree ๐Ÿง 

11:10 - The Pivot: Independent Trading & The Application Grind ๐Ÿ“ˆ

24:34 - Conquering the HireVue Interview ๐Ÿ’ป

27:51 - The CFA Journey: Motivation, Funding & Management ๐Ÿ“š

38:06 - CFA Level 1 vs 2 vs 3: The Brutal Reality ๐Ÿ’ฅ

42:25 - Is the CFA Worth It for Students Today? ๐Ÿค”

46:49 - A Day in the Life: Investment Consulting at LCP ๐Ÿ’ผ

53:10 - What Would Surprise Students About the Job? ๐Ÿ˜ฎ

58:09 - Future Plans & Final Reflections โœจ

1:01:31 - The Biggest Takeaway for Aspiring Professionals ๐Ÿ’Œ

1:02:18 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://linktr.ee/thesmartmoneyshow


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 13: From Biomedical Science to Blackrock and Beyond - with Esmond Afranie01 Jul 202500:56:52

Welcome to the THIRTEENTH episode of The Smart Money Show! ๐Ÿ’ฐ


Nothing unlucky about this one, weโ€™re at BlackRock, the worldโ€™s largest asset manager! And weโ€™re joined by Esmond Afranie who, in true portfolio diversification style, has a unique route into finance: he studied Biomedical Sciences at Warwick and is now in the European Fixed Income team at BlackRock! ๐Ÿคฏ


In our conversation, we speak about how he found that journey breaking into finance, learn more about his role today and the social mobility initiative he founded, โ€˜Prosper Warwickโ€™. A great listen as always! ๐Ÿค


Guest Contacts:


Esmond Afranie - https://www.linkedin.com/in/esmond-afranie-3a42271a6/

Prosper Warwick - https://www.prosperwarwick.com/


Chapters:


0:00 - Welcome ๐ŸŽ™๏ธ

3:02 - From Biomedical Science to Finance ๐Ÿงช

9:04 - The Transition: First Steps & Pivotal Moments ๐Ÿš€

13:02 - Navigating the "Why Finance?" Question ๐Ÿค”

17:12 - The Internship Journey: From Spring Week to Grad Offer ๐Ÿ“ˆ

21:16 - What Made Him Stand Out? โœจ

28:51 - Advice for Non-Finance Students Breaking In ๐ŸŽ“

30:37 - Founding Prosper Warwick: A Social Impact Story ๐Ÿค

40:08 - A Day in the Life: Fixed Income Analyst at BlackRock ๐Ÿ’ผ

42:30 - Fixed Income Explained & The Learning Curve ๐Ÿง 

49:26 - Future Plans & Final Reflections ๐ŸŒŸ

53:55 - The Three Biggest Takeaways for Students ๐Ÿ’Œ

55:43 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://linktr.ee/thesmartmoneyshow


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 12: Mastering Macro and Making Markets Make Sense - with Michael Brown23 Jun 202500:42:25

Big-picture thinking, career clarity, and the kind of honest advice you wonโ€™t find in textbooks... ๐Ÿš€


Welcome to the TWELFTH episode of The Smart Money Show! This week, weโ€™re joined by Michael Brown, an award-winning market analyst and Senior Research Strategist at Pepperstone, whose work spans global macro, cross-asset strategy, and real-time market insight. From supporting over 50,000 clients across five offices to broadcasting market insights to thousands each week, his role is as fast paced as it is impactful.


Recorded live at Pepperstoneโ€™s London HQ, this in-person episode goes beyond the data. We explore Michaelโ€™s journey into finance, his early fascination with markets, and how he carved out a voice in the crowded world of research and financial media.


From decoding the macro landscape to building trust through clarity and consistency, Michael shares how he approaches research, handles high-stakes news cycles, and balances technical depth with clear communication. Whether you're a student trying to break into finance or an investor curious about how top analysts form their views, this episode is full of practical insights and career wisdom.


Guest Contacts:


Micheal Brown - https://www.linkedin.com/in/michael-r-brown/

Pepperstone - https://pepperstone.com/en-gb/


Chapters:


0:00 - Welcome ๐ŸŽ™๏ธ

2:06 - An Unconventional Path into Finance ๐Ÿš€

4:33 - The University Degree: A "Filtering Mechanism"? ๐Ÿค”

8:34 - First Role & The Pivot to Research โœ๏ธ

10:29 - The Reality of a Career in Markets: Beyond the 9-to-5 โฐ

13:50 - Navigating Crises: COVID vs. Predictable Events ๐ŸŒช๏ธ

17:35 - The Macro Analyst's Framework ๐Ÿง 

22:40 - Identifying Long-Term Market Themes ๐Ÿ“ˆ

26:16 - How to Break into Macro Research ๐ŸŽ“

29:14 - A Day in the Life at Pepperstone โ˜•๏ธ

36:13 - The Underrated Skill for Career Success ๐Ÿค

37:55 - Final Reflections: Proudest Moments & Advice โœจ

40:34 - Biggest Takeaway & Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://linktr.ee/thesmartmoneyshow


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 11: Demystifying Crypto and Building the S&P 500 of Blockchain - with Zeya Rabani16 Jun 202501:07:13

Itโ€™s blockchain, broken down, but BY and FOR students... ๐Ÿ’ฐ


Hereโ€™s the ELEVENTH episode of The Smart Money Show! This week, weโ€™re joined by Zeya Rabani, a blockchain developer turned CEO who's been working directly in the crypto space since 2019. From smart contracts to smart investments, Zeyaโ€™s journey through crypto is anything but ordinary. ๐Ÿ’ก


Now leadingย BIT10, a platform building index funds and ETFs for the top 10 cryptocurrencies, heโ€™s making crypto investing more accessible for everyone whether youโ€™re a fresh-faced student or a long-term believer in digital assets. We talk about how he got into the space, break down the basics of blockchain and DeFi, and even get some golden advice for students trying to navigate the crypto wave. ๐ŸŒŠ


And thatโ€™s not all. Our very ownย Head of Crypto, Jeremy Orkonoe, joins the conversation to dig deeper into BIT10โ€™s vision, development, and the future of crypto adoption!


Guest Contacts:


BIT10 - https://www.bit10.app/

Zeya - https://www.linkedin.com/in/zeya-rabani/


Chapters:


0:00 - Welcome ๐ŸŽ™๏ธ

1:00 - Introducing Zeya Rabani

3:10 - Origin Story: From Web Developer to Blockchain Enthusiast ๐Ÿ’ก

9:19 - Early Hurdles: Dodging Scams & Overcoming Barriers ๐Ÿšง

18:01 - How His View of Crypto Has Evolved Over Time ๐Ÿค”

21:58 - Crypto & Blockchain Basics for Beginners โ›“๏ธ

28:44 - How Students Can Get Involved (Without Coding!) ๐Ÿค

34:18 - Deep Dive on Bit10 with Jeremy & Zeya ๐Ÿ“ˆ

40:24 - The Tech & Strategy Behind Bit10 โš™๏ธ

48:42 - Can Index Funds Bridge Traditional & Crypto Investing? ๐Ÿšช

52:19 - Zeya's Personal Philosophy & What Needs to Change in Crypto ๐Ÿ› ๏ธ

59:03 - Final Reflections & Key Takeaways โœจ

1:05:41 - Outro ๐Ÿ‘‹


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://linktr.ee/thesmartmoneyshow


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 10: Building Something Bigger Through Markets, Mindset and Momentum - with the Founding Team of AlphaPicks09 Jun 202501:24:24

Into double digits - hereโ€™s the TENTH episode of The Smart Money Show! ๐Ÿ”ฅ


This week, you join Noman and Ali on a tennis court - yes, even they were surprised - serving up a roundtable featuring AlphaPicks. They are a three-man team of market traders, providing investors with high-quality ideas across multiple asset classes. ๐Ÿ“


And guess what, weโ€™ve got the entire team on! Their Head of Macro Trading Strategy, Alex, one of their main investors, Jonathan, and the founder, Jesse, also their Head of Research. With them, we go into their story before AlphaPicks, what led to its inception and a roundtable rally of insights into researching and trading in markets. ๐Ÿ“ˆ


Enjoy diving into our longest ever episode - itโ€™s a match winner. ๐ŸŽพ


Guest Contacts:


Alex - https://www.linkedin.com/in/alex-o-mahony-4333b456/

Jesse - https://www.linkedin.com/in/jesse-williamson/

Kensington Tennis Club - https://www.kensingtontennisclub.com/

Alphapicks - https://www.alphapicks.co.uk/


Chapters:


0:00 - Welcome ๐ŸŽพ

0:46 - Introducing the AlphaPicks Team ๐Ÿ“

2:51 - Origin Stories: Sparking an Interest in Finance ๐Ÿ’ก

5:37 - The Founding of AlphaPicks & Early Challenges โœ๏ธ

8:45 - From a Top Bank to a Startup: Alex's Journey ๐Ÿฆ

10:33 - The AlphaPicks Philosophy: Teamwork, Mindset & Support ๐Ÿค

14:54 - Building the Brand: Strategy, Setbacks & Standing Out ๐ŸŽฏ

20:47 - Behind the Scenes: How the Team Met & Cross-Pollination ๐ŸŒ

40:54 - Trading Philosophies & Market Approach ๐Ÿง 

50:19 - Trading Realities: Myths, Mistakes & Lessons Learned ๐Ÿ’ฅ

55:36 - Market Outlook 2025: Key Themes & Current Sentiment ๐Ÿค”

1:06:44 - Advice for Aspiring Professionals ๐ŸŽ“

1:16:49 - Reflections & Key Takeaways ๐Ÿ’Œ

1:22:39 - Final Thanks ๐Ÿ‘‹


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 09: Markets in May and What Comes Next - with Dylan Ilett and Jeremy Okornoe02 Jun 202501:02:29

Markets moved, headlines hit hard, and May delivered more twists than a Netflix dramaโ€ฆ ๐Ÿ“‰๐Ÿ“ˆ


Welcome to the NINTH episode of The Smart Money Show! This week, our Head of Equities, Dylan Ilett, and Head of Crypto, Jeremy Okornoe, break down all the major market-moving headlines from May.


From fresh UK and US economic data to shifting central bank expectations, weโ€™ll cover what the numbers are telling us, and how markets are reacting. We also dig into the latest Trump drama, including rumours of a Saudi oil deal and his ongoing feud with Fed Chair, Jerome Powell.


On the equities side, our experts dissect NVIDIAโ€™s blowout earnings, explore whatโ€™s really behind the latest wave of Tesla headlines and question whether investor sentiment is starting to shift on Elonโ€™s empire. ๐Ÿค”


Weโ€™ll also unpack the UKโ€™s latest crypto legislation, what it means for institutions and the wider market, before wrapping up with a lightning round on Mayโ€™s biggest crypto headlines, key technical levels, and how weโ€™re thinking about Q3 positioning.


Whether youโ€™re into macro, equities, or crypto, this oneโ€™s a full-spectrum recap with sharp insights and clear takeaways. Make sure not to miss it! ๐Ÿ”‘


Guest Contacts:


https://www.linkedin.com/in/jeremy-okornoe-1aa902263/ + ย @JezzaBTCย 

https://www.linkedin.com/in/dylan-ilett/


Check out our work and connect with us here:

https://linktr.ee/thesmartmoneyshow


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Chapters:


0:00 - Welcome ๐ŸŽ™๏ธ

1:00 - Episode Overview ๐Ÿ“Š

3:17 - UK Economic Data & Political Climate ๐Ÿ‡ฌ๐Ÿ‡ง

7:47 - US Economic Data & Market Uncertainty ๐Ÿ‡บ๐Ÿ‡ธ

14:45 - The Trump Saudi Deal & Tech Sector Impact ๐Ÿ‡ธ๐Ÿ‡ฆ

19:59 - Trump vs. Powell: Dynamics & Future Scenarios โš–๏ธ

26:54 - Tariff Turmoil: Global Impacts & US Court Ruling ๐ŸŒ

34:45 - Nvidia's Earnings Boom & Tech Market Reaction ๐Ÿ’ป

38:48 - UK's New Crypto Legislation: Bitcoin Reserve? โ‚ฟ

42:40 - Tesla's Recent Troubles & Elon's Outlook ๐Ÿš—

53:53 - Other Crypto News: Institutional FOMO & Altcoins ๐Ÿ’Ž

59:12 - Outro ๐ŸŽฌ


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so

Episode 08: Consulting at the Top and Creating on the Side - with Jack Kim26 May 202501:08:06

If youโ€™re on Finance TikTok, todayโ€™s guest needs no introduction... ๐Ÿ‘‡๐Ÿผ


Welcome to the EIGHTH episode of The Smart Money Show! Weโ€™re joined by none other than Jack Kim, also known as 'The Korean Consultant' - a viral content creator known for breaking down the world of financial services with humour, insights and knowledge. With over 30k followers across TikTok and Instagram, Jack has been on a mission much like ours, demystifying the industry for those looking to break into finance. ๐ŸŽฏ


But Jack isnโ€™t just a content creator, by day, heโ€™s a senior consultant at one of the most prestigious consulting firms in the world, and has previously worked at one of the Big 4โ€™s consulting arms. ๐Ÿคฏ


In this episode, we will learn what first sparked his interest in the financial services sector, the behind-the-scenes of navigating a top-tier consulting career and the challenges heโ€™s faced (and overcome) along the way both online and in the boardroom.


Whether you're aiming for consulting, curious about content creation, or just love a good career story. This is an episode you wonโ€™t want to miss. ๐Ÿ”ฅ


Guest Contacts:


https://www.instagram.com/koreanconsultant/

https://www.tiktok.com/@koreanconsultant?lang=en


Check out our work and connect with us here: https://linktr.ee/thesmartmoneyshow


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Chapters:


0:00 - Welcome & Guest Intro ๐ŸŽ™๏ธ

3:14 - Jack's Unique Upbringing & Educational Path ๐ŸŒ

7:43 - Early Finance Aspirations, Challenges & Doubts ๐Ÿค”

19:30 - University Insights ๐ŸŽ“

33:50 - Navigating the Consulting Career Ladder ๐Ÿชœ

43:40 - Debunking Common Consulting Misconceptions ๐Ÿง

49:40 - Key Skills for a Successful Consulting Career ๐Ÿ”‘

53:16 - TikTok & Balancing Content Creation ๐Ÿ“ฑ

58:03 - Future Plans: Entrepreneurship & EdTech ๐Ÿš€

59:50 - Jack's Proudest Career Moments โœจ

1:01:42 - Advice for His Younger Self ๐Ÿ’Œ

1:04:13 - It's About More Than the "Dream Job" ๐ŸŒŸ

1:06:24 - Final Thoughts & Outro ๐Ÿ‘‹


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 07: Working on the Buy-Side and the Sell-Side - with Harry Billen19 May 202500:58:23

To say todayโ€™s guest has had a diverse life is an understatement... ๐Ÿ‘‡๐Ÿผ


Welcome to the SEVENTH episode of The Smart Money Show! We're joined by Harry Billen who started with a maths degree, became a musician featured on national radio, to now working in Investment Banking at Stifel Financial Corp. Whatโ€™s more, heโ€™s also the co-founder of Mirum, an events business, and is a Chartered Accountant. ๐Ÿคฏ


Sitting down with such a fascinating individual (for the 2nd time, after his appearance on our launch episode roundtable ๐Ÿ˜‰) was a pleasure: we discuss how heโ€™s managed to succeed in these different roles within and beyond finance and how heโ€™s managed his career progression, given his unique pathway.


Plus, we also get into key differences between the BUY-SIDE and the SELL-SIDE! As Harry has had the chance to work on both, he drops some crazy anecdotes and worthwhile lessons for aspiring finance professionals! ๐Ÿซก


Guest Contacts: โฌ‡๏ธ


Life + Finance:


https://www.youtube.com/@hbdoeslife

https://www.tiktok.com/@hbdoeslife

https://www.linkedin.com/in/harry-billen-946a3682/


Music:


https://www.tiktok.com/@itsreallyhb

https://linktr.ee/itsreallyhb

https://www.instagram.com/itsreallyhb/


Mirum:


https://www.linkedin.com/company/themirum/posts/?feedView=all

https://www.instagram.com/themirumuk/

https://www.tiktok.com/@themirumuk


Check out our work and connect with us here:

https://linktr.ee/thesmartmoneyshow


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Chapters:


0:11 Intro ๐ŸŽค

0:49 Introducing Harry Billen โœจ

1:26 Harry's Journey & Advice ๐Ÿš€

2:14 Growing Up & Education ๐Ÿ“š

4:12 Aiming for Investment Banking ๐Ÿฆ

6:31 Front Office Role & Exposure ๐Ÿ“ˆ

9:00 Importance of A-Levels ๐Ÿค”

12:07 Frustration & Benchmarks ๐Ÿ˜ 

14:18 Deloitte & Internal Moves ๐Ÿข

16:40 Getting into Public M&A ๐Ÿค

17:55 Overcoming Doubts ๐Ÿ’ช

20:39 Buy-Side Middle Office Role ๐Ÿ“Š

22:39 Analyst to Fund Manager & CFA ๐Ÿ’ก

25:46 Solving Problems at Deloitte ๐Ÿง 

28:52 Misconceptions of Investment Banking ๐Ÿคฅ

30:55 Advice on Finding Your Path ๐Ÿงญ

33:51 Proudest Moment โค๏ธ

36:41 Buy-Side vs. Sell-Side Culture ๐Ÿ‘”

38:53 Why Bankers Work Long Hours โฐ

41:39 Choosing Buy/Sell-Side Factors โžก๏ธ

44:46 Music & Entrepreneurship ๐ŸŽถ

47:18 Starting Mirum Business ๐Ÿ’ก

49:10 Balancing Passions โš–๏ธ

51:58 Future Plans & Tips ๐ŸŒŸ

54:37 Advice to Younger Self ๐Ÿ—ฃ๏ธ

55:51 Don't Give Up! ๐Ÿ™Œ

57:52 Outro ๐Ÿ‘


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 06: Lessons on Securing and Converting Internships - with Rebecca Knowles12 May 202501:06:24

Here is the SIXTH episode of The Smart Money Show! ๐Ÿคฉ


After last weekโ€™s Q1 recap, weโ€™re back to our regular episodes, featuring another accomplished student - Rebecca Knowles. Studying Economics at the University of Nottingham, Rebecca has achieved the dream pathway of a spring week, to a summer internship to landing a grad role at Deloitte. Following her internship last summer, she will be starting as an M&A grad at one of the 'Big Four' in September.


She has thrown herself into an array of roles at Nottingham, being an analyst in the tech, equity and consulting divisions of the Nottingham Economics and Finance Society (NEFS), currently serving as the Consulting director. Beyond this, sheโ€™s been a trading researcher, building on her experience as part of the Nottingham Trading and Investment Society.


This is a jam-packed episode, talking through Rebeccaโ€™s experience applying and maximising these opportunities, her extensive knowledge of finance and consulting (along with what it takes to succeed in the fields) and her advice on making the most of university societies. Plenty to listen to and learn!


Guest Contacts:


https://www.linkedin.com/in/rebeccaknowles204/


Check out our work and connect with us here: โ€‹https://linktr.ee/thesmartmoneyshow


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Chapters:


0:00 - Intro ๐Ÿ‘‹

3:05 - Early Life & Finance Shift ๐Ÿ“š

8:40 - Internship Application Strategy โœ๏ธ

13:26 - Standing Out & Framing Experience ๐ŸŒŸ

16:53 - Common Application Mistakes ๐Ÿคฆโ€โ™€๏ธ

22:28 - Spring & Summer Internship Mindset ๐ŸŒฑ

32:57 - Excelling in Your Summer Internship ๐Ÿ‘

40:10 - Understanding Finance Consulting ๐Ÿค”

44:48 - Consulting Misconceptions & Reality ๐Ÿคฅ

47:58 - Essential Skills for Consulting ๐Ÿ› ๏ธ

50:04 - Gaining Relevant Student Experience ๐ŸŽ“

53:52 - Extracurriculars & Career Impact ๐Ÿค

55:55 - Balancing Commitments & Advice โš–๏ธ

59:53 - Proudest Achievement & Key Takeaway ๐ŸŽ‰

1:05:35 - Outro ๐Ÿซก


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 05: Continuing Trump Fallout and a Q1 Recap - with Dylan Ilett and Jeremy Okornoe05 May 202501:02:29

It's time for a recap of the last few crazy months... ๐Ÿ“Š


Welcome to the FIFTH episode of The Smart Money Show! In this episode, our Head of Equities, Dylan Ilett, and Head of Crypto, Jeremy Okornoe, recap the latest market trends. Expect thorough research and explanations, focusing on crypto and equity markets.


From Trump's unpredictable moves to Bitcoin's growing role as a strategic asset, we'll break down all the complex stuff. Our research and crypto experts will be with you every step of the way, transforming confusing news into clear insights about what's happening now and what's coming next in the world of finance.


Guest Contacts:


https://www.linkedin.com/in/jeremy-okornoe-1aa902263/ + @JezzaBTC

https://www.linkedin.com/in/dylan-ilett/


Check out our work and connect with us here: โ€‹https://linktr.ee/thesmartmoneyshow


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Chapters:


0:00 - Intro ๐Ÿ‘‹

2:19 - US Economic Data Q1 ๐Ÿ‡บ๐Ÿ‡ธ

3:20 - US Inflation & Rates ๐Ÿ“ˆ

5:25 - Under the Radar US News ๐Ÿค”

6:40 - UK Economic Data Q1 ๐Ÿ‡ฌ๐Ÿ‡ง

10:24 - FTSE vs. S&P ๐Ÿ“Š

14:50 - Bitcoin vs. S&P ๐Ÿš€

25:27 - Trump's Tariffs ๐Ÿ›ก๏ธ

31:54 - Trump vs. Powell ๐ŸฅŠ

40:02 - Bitcoin Strategic Reserve ๐Ÿฆ

44:50 - Trump & Powell Clash ๐Ÿ˜ 

50:40 - Bitcoin On-Chain Data ๐Ÿ”—

57:58 - Bank Earnings Recap ๐Ÿฆ

1:00:49 - Outro ๐Ÿ‘


#podcastโ€‹ #financeโ€‹ #studentsโ€‹ #episodeโ€‹ #subscribeโ€‹ #weeklyโ€‹ #conversationโ€‹ #laughsโ€‹ #followusโ€‹ #smartmoneyโ€‹ #recap #report


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 04: Breaking Into Finance and Running a Student Organisation - with Riyadh Rehman and Sahil Shahzad28 Apr 202501:06:27

The number of students just DOUBLED! ๐Ÿคฉ


Welcome to the FOURTH episode of The Smart Money Show! What a coincidence - weโ€™ve got four students on the show this week: Young Asians in Financeโ€™s founder, Riyadh Rehman, and COO, Sahil Shahzad! Along with your two favourite hosts, Ali and Noman! ๐Ÿ™Œ


Riyadh is a Politics student at Queen Maryโ€™s, fresh off a spring week in Investment Banking at Morgan Stanley. Before this, he took a gap year and started YAF, as well as gaining work experience at Morgan Stanley and Greenhill & Co. Alongside him in this episode, Sahil is an Audit Trainee at BDO, choosing the apprenticeship route during his gap year, and is completing the valuable ACA qualification on the side. โœ๏ธ


This is a wide-ranging episode, where we ask Riyadh and Sahil to reflect on their starts in finance; the initial interest and motivation, the thought process behind the paths theyโ€™ve taken and their advice on applications, having gotten through them successfully. We also talk about their experience running YAF and their passion for social mobility, finishing up with where they see their future going next. ๐Ÿ“ˆ


Plenty of advice here to guide your early journey into finance - enjoy!


Guest Contacts:


Riyadh - https://www.linkedin.com/in/riyadh-rehman/

Sahil - https://www.linkedin.com/in/sahil-shahzad/

YAF - https://linktr.ee/youngasiansinfinance


As always, stay tuned to us weekly as we deliver you unique and fresh perspectives, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://linktr.ee/thesmartmoneyshow


Chapters:


0:00 Intro ๐Ÿš€

0:37 Introducing Riyadh & Sahil ๐Ÿ‘‹

1:10 Riyadh's Early Life ๐Ÿ’ฐ

5:08 Sahil's Education ๐Ÿ“š

10:34 Finance Misconceptions ๐Ÿค”

13:51 Maths in Finance โž•

16:30 Sahil's Apprenticeship โžก๏ธ

21:23 Riyadh's University Path ๐ŸŽ“

25:50 Sahil: Work & Study โš–๏ธ

29:59 Riyadh: Balancing Life ๐Ÿ—“๏ธ

33:44 Application Tips ๐Ÿ“

40:43 Learning from Failure ๐Ÿ’ก

42:30 What is YAF? ๐ŸŒ

43:44 Riyadh's YAF Inspiration โœจ

47:26 Bridging with YAF ๐ŸŒ‰

49:54 Barriers for Young Asians ๐Ÿšง

55:07 Get Involved with YAF ๐Ÿค

57:59 Future Plans ๐Ÿš€

1:00:44 Proudest Moments ๐Ÿ†

1:02:42 Advice to Self ๐Ÿง‘โ€๐Ÿซ

1:03:17 Biggest Takeaway ๐Ÿ’ฏ

1:06:00 Outro ๐ŸŽ‰


#podcast #finance #students #episode #subscribe #weekly #conversation #laughs #followus #smartmoney #investments


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

Episode 03: Managing and Achieving Constant Career Progression - with Chris Yiannakou21 Apr 202501:17:00

Did someone say our BIGGEST episode yet?!


Welcome to the THIRD episode of The Smart Money Show! ๐Ÿซก


This week weโ€™re joined by Chris Yiannakou, Head of Loomis Sayles Investments Limited! Chris reflects on an illustrious career spanning over two decades across the EMEA region. From senior positions at UBS and Pioneer Investments to now leading strategic growth and relationship building at Loomis Sayles, he brings a wealth of experience and insight into what it really takes to thrive in investment management.


Weโ€™ll be diving deep into his journey through finance, the key lessons heโ€™s learned along the way, and the values that have shaped his long-standing success. From managing high-stakes relationships to navigating changing markets, Chris shares some candid and unheard anecdotes from the buy-side giving our audience a rare glimpse into the career progression of a seasoned professional. ๐Ÿ’ฐ


If youโ€™re aspiring to break into finance or level up your long-term career strategy, this is an episode you donโ€™t want to miss.


Guest Contacts:


https://www.linkedin.com/in/chris-yiannakou-58b33719/


As always, stay tuned to us weekly as we deliver you unique and fresh perspectives, professional guests and a few laughs! ๐Ÿ’š


Check out our work and connect with us here: https://linktr.ee/thesmartmoneyshow


Chapters:


00:00 Intro ๐Ÿš€
2:14 Chris' Background ๐Ÿ‘จโ€๐Ÿ’ผ
3:40 Early Career Influences ๐Ÿง‘โ€๐Ÿซ
7:15 University & Career Prep ๐ŸŽ“
10:52 Student vs. Employer Views ๐Ÿค”
11:51 First Role & Lessons ๐Ÿ’ผ
13:57 Career Transitions ๐Ÿ”„
22:20 Journey to Loomis Sayles ๐Ÿข
34:37 Staying Motivated โšก๏ธ
41:30 Key Career Skills ๐Ÿ”‘
44:46 Global Financial Crisis ๐ŸŒช๏ธ
50:23 Maintaining Relationships ๐Ÿค
56:16 Hiring Insights ๐Ÿง‘โ€
1:12:04 Looking Back ๐Ÿ’ฏ
1:16:50 Outro ๐ŸŽ‰


#podcast #finance #students #episode #subscribe #weekly #conversation #laughs #followus #smartmoney #investments


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.


All opinions and advice given are strictly Chris' own personal views, and not a reflection of Loomis Sayles.

Episode 02: Introducing the Founding Team - with Dylan Ilett and Jeremy Okornoe14 Apr 202500:54:44

Back with consistent and quality episodes...


Welcome to the SECOND episode of The Smart Money Show! ๐Ÿซก


As we just relaunched the show last week, it's time to reintroduce the founding team! It's been a while but we're joined by our Head of Equities, Dylan Ilett and our Head of Crypto, Jeremy Okornoe.


Weโ€™ll be diving into their journey, from growing up and early interest in finance to their career aims and goals within finance. Weโ€™ll also explore the current state of the economy, with some specific focus on Crypto and Equity markets. Plus explaining what our audience can expect from our Crypto and Equity Research Teams in the near future! ๐Ÿ’ฐ


Guest Contacts:

https://www.linkedin.com/in/jeremy-okornoe-1aa902263/

https://www.linkedin.com/in/dylan-ilett/


We unpack what it really takes to get into elite finance, from the skills you need to the technical and commercial knowledge you'll learn. We also get into the real ups and downs โ€“ the stress, the work-life balance, and the shift towards hybrid working. Plus, we chat about why a diverse team matters and how you can actually build a career in finance. ๐Ÿ’ฐ


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Chapters:

00:00 Intro ๐Ÿš€

03:34 Early Life & Education ๐Ÿ“š

06:57 Sparking Interest in Finance ๐Ÿ’ฐ

09:13 Diving into Crypto โ‚ฟ

10:12 Overcoming Market Challenges ๐Ÿ“ˆ

15:48 Resources for Market Expertise ๐Ÿง‘โ€๐Ÿซ

23:51 Long-Term Finance Goals ๐Ÿ”ฎ

29:03 5-10 Year Career Plans ๐Ÿ—“๏ธ

32:07 What Drives Career Motivation ๐Ÿš€

37:56 Current Global Economy ๐ŸŒŽ

42:31 Factors Driving Market Trends ๐Ÿ”‘

48:31 Team Projects & Focus ๐ŸŽฏ

51:20 Advice for Finance Students ๐Ÿ’ก

53:30 Outro ๐ŸŽ‰


#podcast #finance #students #episode #subscribe #weekly #conversation #laughs #followus #smartmoney


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.


Episode 01: Exploring and Comparing Elite Finance Divisions - with Harry Billen, Samantha Zhou, Ivelin Stankov and Nicole Cunliffe07 Apr 202501:12:22

To our audience old and new...


Welcome to the VERY first episode of The Smart Money Show! ๐Ÿซก


To kick off this new era of the show, we thought we should either go big or go home! That's why we're so privileged to be joined by FOUR seasoned finance professionals from differing divisions, as part of our very first Industry Roundtable episode.


On our panel is:


- Harry Billen: an Investment Banking Analyst - https://www.linkedin.com/in/harry-billen-946a3682/

- Samantha Zhou: a Portfolio Analytics Specialist - https://www.linkedin.com/in/samantha-zhou/

- Ivelin Stankov: a Private Banking Analyst - https://www.linkedin.com/in/ivelin-stankov/

- Nicole Cunliffe: a Private Markets Analyst - https://www.linkedin.com/in/nicole-cunliffe-a63065195/


We unpack what it really takes to get into elite finance, from the skills you need to the technical and commercial knowledge you'll learn. We also get into the real ups and downs โ€“ the stress, the work-life balance, and the shift towards hybrid working. Plus, we chat about why a diverse team matters and how you can actually build a career in finance. ๐Ÿ’ฐ


As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! ๐Ÿ’š


Chapters:


00:00:00 Intro ๐Ÿš€

00:01:04 Guest Introductions ๐Ÿ‘‹

00:02:12 Breaking into Finance ๐Ÿšช

00:02:37 Career Journeys ๐ŸŽ“

00:10:22 Hiring Advice ๐Ÿ“

00:13:10 Application & Interview Tips โœ…

00:17:54 Essential Finance Skills ๐Ÿ’ช

00:22:41 Networking ๐Ÿค

00:28:46 Commercial Knowledge ๐Ÿ’ก

00:37:23 Handling Challenges ๐Ÿ˜ฅ

00:46:40 Managing Stress ๐Ÿง˜

00:55:00 Diversity in Finance ๐ŸŒ

01:01:37 Authentic D&I ๐ŸŒŸ

01:05:49 Best Advice โœจ

01:11:17 Outro ๐ŸŽ‰


#podcast #finance #students #episode #subscribe #weekly #conversation #laughs #followus #dumbmoney


Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.


We're Back! ๐Ÿ’š03 Apr 202500:02:05

It's been a month of no episodes, content or insights from The Smart Money Show... ๐Ÿ˜ž


But, as promised, we're back! We've spent the past month talking to accomplished students and senior professionals, as well as hosting industry roundtables and hiring student interns! ๐Ÿš€


All under the banner of learning with our audience while trying to break into elite financial services! ๐Ÿค


Listen above for our BRAND-NEW relaunch trailer, with our co-founders (Ali and Noman), detailing all of our revamped content and plans for the near future! ๐Ÿ’š


Show us some support on YouTube here - https://youtu.be/zTEm7QnCaTY


And see our other links here - https://linktr.ee/thesmartmoneyshow


Help us bring professional insights to a generation of aspiring students! ๐Ÿ™Œ

ยฉ My Podcast Data ยท Independent project ยท Data from Apple & Spotify