301 - Combatting Inflation - Constant Saving Opportunities - Christmas At SeaWorld

300 - Avoid Fraudulent Coupons - Easy Automatic Savings - Black Friday Shopping Guide 2021

291 - Financial Tips For the Graduating Class of 2021 - How To Apply For Credit Cards and Loans with Confidence - Saving For Your Post-Pandemic Vacation

As we head into the beginning of much colder weather, I want to be sure you are prepared to save more, earn more, and live more abundantly! That’s why today I have:

• Last minute gifts that aren’t a gift card
• Exclusive offer for podcast listeners from CreatePhotoCalendars.com
• My interview with Mike Aiello, Sr Director of Creative Development at Universal Orlando Resort about Christmas at Universal
• Cold weather buys at a fraction of the cost from Swap.com

As we head into the heaviest shopping season of the year, I want to be sure you are prepared to save more, earn more, and live more abundantly! That’s why today I have:

• How to make the holidays magical with less work
• My interview with Lauren Sandberg, Stylist and Fashion Marketer, Swap.com
  
• Holiday & Special Event Savings - 90 Days to Abundance
• Exclusive offer for podcast listeners from CreatePhotoCalendars.com

As we head into the heaviest shopping season of the year, I want to be sure you are prepared to save more, earn more, and live more abundantly! That’s why today I have:

• How to ignore shrewd credit card offers and avoid new debt
• My friends from Credible with solutions for debt you may already have
• Holiday & Special Event Savings - 90 Days to Abundance
• Swap.com Promo code - ANGEL40

This holiday season as you’re looking ahead to holiday parties or family gatherings and all those pictures grandma likes to take, you’ll want you and yours to look their best. And there’s nothing like being able to get fashion at a fraction of the cost. That’s where shopping online at Swap.com, the world’s largest online consignment & thrift store, can be the go-to for everyone in the family.

Maybe you want each family member to have a new sweater for your 2017 Christmas photo. No sweat! Swap.com has thousands of like-new sweaters in tons of different styles. And we’re talking name-brands too, like Tommy Hilfiger, Calvin Klein, and J.Crew.

But you don’t need to stop at sweaters. Swap can hook you up with a glitzy party dress or smart-looking suit. They have fun and frilly outfits for the girls and dapper dress-ups for the boys. No matter what you’re looking for, dress or casual,  you can shop thousands of selections…. And I might add …. At up to 90% off!

Swap.com adds between 6,000 - 10,000 new items daily, so if you don’t find the perfect thing one day, you can look again another day.

What if it doesn’t fit? No worries! Swap.com offers hassle free returns within 30 days, no questions asked, on any items that are a bad fit.

So if you’re ready to check out Swap.com, busy Mom or Dad, I have a special offer just for Savings Angel listeners:

•   Get 40% off your first order on Swap.com, plus free shipping for orders over $10.
•   Just use the promo code: ANGEL40

Now that’s a holiday deal too good to pass up!

My travel schedule has really ramped up this past month and I have several speaking engagements/appearances lined up for the next several months which is why I have:

• Easy business travel helps for professional parents
• My favorite travel savings tips from 90 Days to Abundance
• How to know if Black Friday deals are really deals
• An even sweeter deal from Swap.com

When we're traveling and on the go, we can neglect some of the things that need to be taken care of at home...like the kids need for new clothes. We WANT to have time to take them shopping and try things on and all that - but time is at a premium. What if there were a way to have the clothes come to YOU and at up to 90% off? YES, PLEASE!

That’s yet another reason Swap.com is my new favorite go-to online source for gently used clothing.  I can shop thousands of selections, day or night, even from a business conference hotel room. 

Swap.com adds between 6,000 - 10,000 new items daily, so if I don’t find the perfect thing one day, I can just look again another day.

And I can be sure of the quality and usually the fit, too, because Swap.com specializes in high quality, name brand clothing like Lululemon, Carter’s, NIKE, JCrew, & Gap.

And if I do get the fit wrong, Swap.com offers hassle-free returns within 30 days, no questions asked, on any items that don’t fit correctly.

So if you’re ready to check out Swap.com, busy Mom or Dad, check out the special offer promo code just for Savings Angel listeners.  Get 40% off your first order on Swap.com, plus free shipping for orders over $10.

Just use the promo code: ANGEL40

• My conversation with Stephen Dash from Credible.com with some special help on your student loan debt.
• Swap.com is my new favorite go-to. Combining gently used quality clothing with the convenience of online shopping is a busy parent’s dream. Swap.com has thousands of Fall and Winter fashion savings on sweaters, jeans, jackets, sweatshirts, hoodies, fleece, and much more.
• How to start home side hustles that really pay.
• Productivity power! Making the most of your time.

• My interview and review of Universal Studios Orlando Halloween Horror Nights with my son, Ethan.
• Simple ways to immediately find hidden money.
• Swap.com Halloween costume inspiration.
• Swagbucks celebrates their $200 million milestone.

• How to eat out at restaurants on the cheap
• My interview with Bryan Nadeau from SeaWorld and how you can get a great deal on your visit to SeaWorld.
• And some of the technological advances for cyber security

As you know, our nation has endured two major hurricanes and our hearts and prayers go out to those who are suffering as a result of Hurricanes Harvey and Irma. From day one, giving has been a part of the SavingsAngel mission statement so today I have:

• Some savings tips that will empower you to give even at times when it doesn’t seem possible.
• My interview with Stephen Dash from Credible.com on some student loan savings you won’t want to miss.
• And why every driver needs a dash cam with Max Thayer.

Call the 'save so you can give' podcast hotline with your question or comment: 407-205-9250

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with upendPR.com. I love what I do and can’t wait to introduce you to my guests.

That’s why on today’s episode I’ll have

• Today I’ll have
  • My interview with my friends at USAA
  • How to save on back to school now AND later
  • Deals, steals, and savings from Office Depot/Max with in-store manager Glenda Dameron.
  
  

Call the 'Back to school' podcast hotline with your question or comment: 407-205-9250

• Swagbucks
• USAA
• How to save on back to school now and later
• OfficeDepot/OfficeMax

More places to keep your eye on!

Support the podcast and help an angel get their wings! Please, rate/review in iTunes or Stitcher.

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with upendPR.com. I love what I do and can’t wait to introduce you to my guests.

That’s why on today’s episode I’ll have

• Changing banks is so stupid easy you need to stop avoiding it
• My interview with my friends at USAA
• And my final vacation interview with Angela Berti, New York State Parks Public Affairs Director about Niagara Falls.
• The big changes to our SavingsAngel website that have taken place.

290 - Combatting Grocery Prices - Saving On Insurance - Help End Food Waste

As I mentioned last week, my family was able to take a week-long vacation where we enjoyed the wonderfully breathtaking views of Niagara Falls, as well as Cedar Point, and The Rock and Roll Hall of Fame.

That’s why on today’s episode I’ll have

• 10 reasons you need to use online and mobile banking
• An eye-opening interview with Jeremie Piette of GFT Skills and Jordan Schanda of ScholarPrep. They provide parents and students help and insight needed to get athletic and/or academic scholarship money.
• Another one of my vacation stops in Cleveland, OH at The Rock and Roll Hall of Fame and my chat with Carl Harp
• Some big changes to share with you about SavingsAngel that are taking place this week.

Going on vacation triggered some ideas about packing and traveling so I want to share those with you...

That’s why on today’s episode I’ll have

• 11 things to never again take on vacation AND 11 things to absolutely take with you on vacation
  
• And I had the fun opportunity to chat with Kristy Bacni, Communications Manager for Cedar Point Amusement Park.

Vacation season is already in full swing, so let’s get right to saving more, earning more, and living more abundantly!

Father’s Day is coming up soon - and as a Dad, as well as a consumer expert, money-saving advocate, and a syndicated newspaper columnist, I like to get something nice and know that my family saved money on it!

So on today’s episode, I’ll have

• 4 money-saving offers you should consider for Father’s Day gifts. Three of which are MONEY MAKERS! Yep. Stay tuned for those.
• I’ll also have my own gift to all the Dads of grads out there: Information on the Student Loan Crisis: How to get cash and avoid loans. My dear wife and I are entering this phase of life with my daughter as she heads off to college in a couple months - so this information is valuable to me, too - and I want to share it with other Dads (and Moms, of course).

You only have 17 shopping days left until Father’s Day, so let’s get right to saving more, earning more, and living more abundantly!

School is letting out soon, summer plans are being made, and graduation is in full swing.

Speaking of which, I am the proud dad of a high school graduate myself this year! My darling daughter Olivia graduated with honors, and her mom and I are so proud.

Of course, I could regale you with stories of all her accomplishments but she’d probably deny she knows me for the next week to 10 days, so I’ll just go with graduation and learning as a theme today instead.

We’ll talk about:

• 11 questions and ideas on How to honor your homeschool graduate. You may not know this about me, but I did a little bit of homeschooling with my kids for a while years ago, and our Director of Customer Service, Rachel, homeschools her son. We always want to give a nod to all the homeschoolers out there, and let them know that they are not forgotten this time of year.
• Then I’ll have ways to avoid “Summer Slide” - that is the very real knowledge-loss that kids experience over the summer. I’ll give you some ideas and the reasons why you should be planning some things to keep your kids sharp over the summer.
• Along with that, I’ll have some thoughts and a special offer for the exceptional educational website, ABCMouse.com - which we highly recommend for helping prevent summer slide for younger students.

I’ve had an amazing few weeks of traveling and attending various conferences and that has reinvigorated me to the mission of SavingsAngel and upendPR.

So I’m thrilled to be back to give you ways that you can save more, earn more, and live more abundantly.

Today,

• I chat with Belinda Rosenblum of OwnYourMoney.com (and creator of MoneyMakers) about how to move your money out of the prison of scarcity and into freedom. Plus, we’ll talk about how you can make more money in your current career.
  
• I’ll also have - Why produce prices are high and what you can do about it.

I announced it a couple weeks ago, but in case you missed it - SavingsAngel is now FREE - an achievement of a goal and dream we’ve had here at SavingsAngel since Day 1. We cannot wait to see what the NEXT 10 years of helping families save will bring.

That said, I encourage you to go to SavingsAngel.com and check out 40 - yes FORTY - free store and coupon lists we have. Simply go to the front page of SavingsAngel and look under “Store Deals”.

And now, to continue what we’ve always done, I have for you this week...

• How you can avoid blind cash drain by controlling automatic renewals.
• I’ll also have 5 ways to cut your family's food waste and save more money.

I’ve been a consumer expert, money-saving advocate, syndicated newspaper columnist for over 10 years now and I turn digital entrepreneurs onto media celebrities at upendPR.com and I cannot contain how stoked I am that SavingsAngel is now FREE!!

I announced this in my last podcast - but if you missed that one - you just heard me right. SavingsAngel is now completely FREE.

This is the fulfillment of a goal and dream we’ve had here at SavingsAngel since Day 1 - and we are so honored to have taken this journey along with you all… and cannot wait for the NEXT 10 years of helping more and more families save.

That said, I encourage you to go to SavingsAngel.com and check out the numerous free store and coupon lists we have.

And now, to stay with what we have done and will continue to do, I have for you this week...

• How you can save more money with meal plans. I’ll chat with Erin Chase of $5 Meal Plans. She and I discuss meal planning and all the benefits that go along with it!
• I’ll also have how you can really save on spring cleaning, including carpets.
• And I’ll have my results from my Diet Bet!

• I’ll chat a bit about my personal experience with Lexington Law. I’ve been talking with Randy Padawer, Community Education Specialist, from Lexington Law over the past few podcasts, so if you missed those, I highly recommend you check it out.
• And I cannot wait to make the huge announcement I’ve been teasing you about for a few weeks now.
• Along with that exciting announcement, I’ll stick to what I’ve done best for the past 10 years, And I’ll have for you...
  • How you can still save big with coupons
  • And how you can avoid the 5 most common mistakes people make that causes them to end up paying to have their computer fixed.
  
  

Teachers know all about summer slide when it comes to kids forgetting portions of what they already learn - but I’m talking about the summer slide I observe every year in people’s finances. It’s this time of year that people start to relax a little too much.

That’s why today...

• I have with me Todd Tresidder of Financial Mentor (.com). Todd and I will discuss how finances and debt are less about circumstances and more about emotions. The debt is just a symptom. We’ll talk about how to go from being a victim of debt circumstances to someone in control of their finances.
  
• I’ll also have a fun interview with the amazing people at Gatorland, here in Florida.
• And speaking of fun places to go, you might be planning a summer vacation with the whole family as soon as school lets out. I’ll have 8 quick ways to head off meltdowns on family road trips.
• And finally, we’ll discuss my DietBet - And I’ll have a bit about some exciting changes coming to SavingsAngel.

Along with spring deals, if you have a graduating senior like I do, you’re finding yourself in a flurry of activity at the end of high school and the start of college.

That’s why today...

• I have with me Robert Farrington of TheCollegeInvestor.com. Robert has some invaluable information for seniors and their parents, grandparents and/or guardians, about college debt. 
• To go along with that, I have back with me Randy Padawer, Community Education Specialist, from Lexington Law to continue our talk about credit reports, credit scores, the impact they have. Even if you’re not looking at needing college loans, or any other loan right now, understanding credit reporting and credit scores are invaluable for anyone’s future. 
• And finally, I’ll have some changes coming to couponing that you need to know. 
• Join me and lose some weight with my new DietBet! We're ready to go March 23!
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

289 - Budget Conscious Challenges - Save on Home and Auto - Spice Up Spring

Now, as I love to do - I have a show full of value and savings for you today...

• I have with me Randy Padawer, Community Education Specialist, from Lexington Law to talk about credit reports, credit scores, the impact they have. In this 3-part interview series, he’ll be sharing what you can do about your credit score and much more.

• Before I chat with Randy, I’ll have some quick tips from me about how credit reporting agencies work and what you need to know.

• I’ll also have with Jenn Aube of DoYouBake.com and CraveIt.com. Jenn has an amazing and inspiring story about healthy eating I think will get you moving as Spring Break is approaching.

• And speaking of health, I’m gearing up to do another DietBet - and I want you to join me!

• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

It’s very common today for people to look for a more refreshing restful sleep than what they’re getting. It used to be that you went to your local furniture or department store to get a mattress. You likely tested a handful of mattresses for a few minutes and picked one. It wasn’t until you slept on this mattress for a few nights to know if you had made the right choice.

Today, the mattress market has expanded from furniture and department stores to places that sell nothing but mattresses to online mattress outlets. No matter where you go for a mattress, they all boast of giving you a better night’s rest.

About 8 years ago, my dear wife and I bought a pillow top mattress that quite frankly I paid too much for. Even though I was sleeping on an expensive mattress, I was experiencing shoulder pain, a sore neck, my arms were falling asleep, and in general just not getting a good night’s rest.

That all changed when I got my Leesa mattress. Now I sleep longer, deeper, and don’t wake up at night as much.

This is what prompted me to contact Jamie Diamonstein, co-founder of the Leesa mattress. I needed to ask Jamie some questions and find out more about this amazing mattress.

Jamie related it to me like this. People equate the price of a mattress with the quality. The higher the price doesn’t mean a better quality product. Today’s consumer is used to going into a sleep shop, furniture store, wholesale store, or other conventional stores to try out a mattress. They go in dressed in street clothes to try out a mattress in front of a salesperson who is trying to sell them on a bed. Overall it’s a less than comfortable experience. The consumer doesn’t really know what materials are in that mattress and whether or not it’s good for them. Amongst conventional retailers, there’s quite a big markup on a mattress and it’s the consumer that pays the price.

Leesa has found a way, through advanced technology, to take a high-quality product and compress it enough to fit into a box and UPS it directly to the consumer. The concept is to take high priced bedding and cut out the middleman.

Lessa uses memory foam however, there is more to a Leesa mattress than just memory foam.

There are 2 major complaints concerning memory foam. By nature, it sleeps hot and when you sink into it, you don’t feel like you can move on the bed. As the developer of the Leesa mattress, Jamie explains how he has taken “memory foam to new heights”. It starts with a 6” inch base of high-quality foam. Then on top of that is  2” of memory foam which is temperature sensitive but gives you pressure relief. From there a top layer called Aveena is added. Aveena is a high resiliency foam with holes that allow air to flow. The result is that you get the benefit of memory foam without feeling hot and the inability to move freely on the mattress.

• You are completely dealing with an American company located right here in the U.S. and with all American made products. Each component is made in the USA from the high-quality foam, mattress cover,

• I want to continue my chat with Shane Smith of Home Chef. My family has just fallen in love with Home Chef. The meals they send are created by professional chefs, are very healthy, fit your taste profile, have good portion sizes, and are high quality. On top of all these positives, Home Chef can be very economical.
• I’ll share a quick overview of my findings about the value of Home Chef.
• If you missed my first interview with Shane, check it out on SavingsAngel.com - podcast #178.
• AND if you want to read my full comparison breakdown for the cost of getting Home Chef over buying all the ingredients yourself, check that out at SavingsAngel.com. Just input the keywords Home Chef into the search.

After we talk about Home Chef,

• I’ll continue my series with Greg Jaeger of USAA’s Home Buying Program. So far we’ve discussed buying and selling real estate in the winter, how a good real estate agent can save a buyer money and/or make a seller more money - depending on what side of the deal you’re on, and last week I chatted with Melanie Hart about the value of home inspections.
• This week we’ll discuss navigating increasing home mortgage interest rates.
• If you’ve missed any of my interviews with the folks at USAA, you’ll want to check them out from the SavingsAngel site - they are podcasts #176, #177, and #178.
• I’ll also be sharing a short interview with Chef Hector from SeaWorld Orlando about their special Seven Seas Food Festival.  They have some amazing food and concerts going on there every Saturday from now through Mother’s Day weekend, May 11.
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• I’m going to give you my favorite ways to save on gifts for Valentine’s Day.
• I also want to introduce you to a new way I’ve found to save time on making healthy meals for your family - and with the right coupon code - to save money too. I have with me Shane Smith, of Home Chef to talk about the benefits of their delicious service.

• I’ll continue my series with USAA’s Home Buying Program by chatting with Melanie Hart. So far we’ve learned about buying and selling real estate in the winter and how a good real estate agent can save a buyer money and/or make a seller more money - depending on what side of the deal you’re on.
• This week we’ll discuss the value of getting professional home inspections.

• If you’ve missed any of my interviews with Greg Jaeger of USAA, you’ll want to check them out from the SavingsAngel site - they are podcast #176 and #177.

• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• I have the next part to my interview with Greg Jaeger of USAA about their home buying program. This week we talk about how a good real estate agent can save you money and/or make you more money - depending on whether you’re on the buy or sell side.

• Before we get to that, I wanted to recap a few of the points that we discussed last week, and of course encourage you go to SavingsAngel.com and find podcast #176 from last week when we talked about buying and selling in the winter.

• And I’ll wrap up today’s show with another fun adventure - I interview Lauren Taft from SeaWorld’s Discovery Cove.

• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• I have an interview with Greg Jaeger of USAA about their home buying program. Home buying or selling during winter? Absolutely. You know that I am all about saving you as much money as possible, and real estate transactions during winter are one huge way for buyers. Thank you to USAA for sponsoring this segment!
  
  
• I also have an interview with Orlando Escape Game. If you’ve never done an escape game, they are very fun and a great way to build moral and wonderful memories. I highly recommend doing one for a unique way to spend time with family and friends or for winter team-building.
  
  
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• I have a special guest, Stacy Tuschl - who I have a GREAT conversation with about goal setting for 2017! Why is it that most people give up on their New Year resolutions within the first few weeks?
• I talk about all the AMAZING Christmas Clearance deals you can get RIGHT now and WHERE to RUN (not walk) so you don't miss all the best deals!
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• I have special guest, John Livesay. He and I will discuss stress and dealing with it throughout the holidays, so your health isn’t compromised by excess stress.
  
• Then I’ll wrap up with all the final details from my Diet Bet. We're doing another one in January! Join me HERE.
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• I have suggestions for What to buy when you don’t know what to buy.
• I have tips on prepping your car and home for winter.
• I’ll also have a fun interview with Mary Zuban, co-owner of Dolphin Deep Sea Fishing out of Tarpon Springs, FL. If you’re a fisherman, or are considering escaping the cold weather to Florida, this is an exciting excursion to plan.
• And I’ll wrap up with an update on my Diet Bet.
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

"Love your podcast. Unfortunately, we don't have coupons down under however I have done whatnot u said and only buy what's on sale at half price and buy in bulk. It's saved me many hundreds of dollars. Awesome idea why have I never thought to do it before. Keep voicing these great ideas!" ~ Regards, Angela from Australia.

• Gift of College
• Lose 4% of your weight in 4 weeks—and get PAID to do it!
• How to be a debt-free college graduate
• Dolphin Deep Sea Fishing
• Groupon
• Living Social
• What to buy when you don't know what to buy
• PowerPerx
• Retailmenot
• Swagbucks
• Win a 6-month VIP membership!

• First, we’ll chat with Jocelyn Paonita of The Scholarship System, where we’ll discuss applying for, and landing, college scholarships - regardless of grades or athletic ability. There are scholarships out there for everyone!
• Then we’ll talk with Wayne Webber of Gift of College about how you can now buy gift cards - yes, gift cards - to help pay for someone’s college. Still paying a college loan off? How about asking for gift cards for Christmas this year instead of another sweater?
• On top of all this, I’ll have an update for you about a way to get paid to diet - that I’m doing myself, and a way for you to save on many of the things you already buy.
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

"Love your podcast. Unfortunately, we don't have coupons down under however I have done whatnot u said and only buy what's on sale at half price and buy in bulk. It's saved me many hundreds of dollars. Awesome idea why have I never thought to do it before. Keep voicing these great ideas!" ~ Regards, Angela from Australia.

• The Scholarship System
• Gift of College
• Lose 4% of your weight in 4 weeks—and get PAID to do it!
  
• PowerPerx

288 - Beware of These (Debunked) Grocery Shopping Myths - Clean and Green Home-Cooked Meals - Save Money On Building Your Home

• Talk about my predictions for Black Friday and Cyber Monday, as well as how to not get suckered into fake deals.
• I’ll also have advice for you for safe online shopping, and a round-up of apps to help you save on your holiday shopping.
• When it comes to saving money, and preparing for Black Friday, our friends at Retailmenot.com are pros. I have with me today Sara Skirboll of Retailmenot to talk about Black Friday.
• On top of all this, I’ll have an update for you about a way to get paid to diet - that I’m doing myself, and a way for you to save on many of the things you already buy.
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

"Love your podcast. Unfortunately, we don't have coupons down under however I have done whatnot u said and only buy what's on sale at half price and buy in bulk. It's saved me many hundreds of dollars. Awesome idea why have I never thought to do it before. Keep voicing these great ideas!" ~ Regards, Angela from Australia.

Health care premiums are going through the roof. But there's something you can do about it like I did! Be motivated to lose weight and make money too!

• The two main reasons Halloween is a multi-billion dollar business, and how you can get your Halloween and Harvest Festival fun - and candy fix - for less.  
• I also have 13 quick ideas for non-candy Halloween handouts, because the average trick or treat bag contains a staggering 4,800 calories, 3 cups of sugar, and 1.5 cups of fat!
• How unhealthy are caffeine and soda? Dr. Phil Carson, of Carsonnatural.com spells it all out for us.

• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• Giftcardzen.com
• PowerPerx.com
  
• RetailMeNot app
• Dr. Phil of carsonnatural.com
• SavingsAngel.com/ebates

My oldest son and my daughter joined me this year at Halloween Horror Nights at Universal Studios. We had a blast getting scared silly - plus I had the opportunity to interview Halloween Horror Nights’ project show director, Charles Gray.

I’ll have some of that interview for you, but first I have with me today, Bud Lethbridge from PowerPerx.

If you’ve never heard of PowerPerx, they are the company that GUARANTEES you will save with them for everything from your home and auto insurance to your cell phone bill. You won’t want to miss this interview!

Stuff I cover in this podcast:

Cell phone discounts, cell phone plans, health insurance discounts, PowerPerx, save on your cell phone, save on your health insurance, save on your taxes, savings link, tax savings, TV discounts, Halloween Horror Nights Orlando, HHN26, Halloween Horror Nights kids, Halloween Horror Nights parents

Greetings from sunny Orlando, Florida and welcome to the SavingsAngel show!

I am Josh Elledge, consumer expert and money-saving advocate, and the Chief Executive Angel of SavingsAngel.

I’ve appeared over 1500 times in the media, including on television in 76 cities and on the radio, and I write a syndicated newspaper column.

Speaking of newspapers, I’ve been keeping my eye on the changes within newspaper inserts and ads for a long time. Over the past 9 ½ years since the inception of SavingsAngel - and even before that - I’ve kept track of trends in couponing and sales.

In 2016, there have been a couple of notable changes from two large grocery chains, so we’ll talk about those.

After that, I want to wrap up our ongoing discussion about life insurance. We’ve covered a lot this month, but if you’ve missed any podcast episodes, you can listen to them at SavingsAngel.com, where I’ve discussed life insurance already. You will have an education in life insurance that will reward you for life.

As always, I’m keyed up to help you to save more, earn more, and live more abundantly - so let’s get to it!

- - - - - - —

I mentioned a few moments ago that I’ve noticed changes in two large grocery chains - in particular Whole Foods and Walmart.

I’ve always advocated comparing ads and cherry-picking the absolute best deals, and it appears that method of saving is still going strong.

However, ad matching appears to be drying up. Yep. You heard me right - and went ahead of me in your mind, I’m sure. Walmart ad matching - at least for groceries - appears to be coming to an end.

Here’s what I know...

In a February 2016 survey, Market Force found that 79% of shoppers still plan their purchases based on the deals being offered, and 61% of shoppers compare prices between grocers.

So that would lead you to believe that grocers would up their sale ad game, right?
But neither Whole Foods and Walmart are. In fact, neither store has ever been big in the sale ad war in the first place.

Whole Foods has traditionally released a very small sale ad each week. And Walmart has never really put out grocery sale ads at all. Rather, what Walmart releases is more of a flyer that features items at regular price, with a few "roll back" items tossed in here and there for good measure.

So - let’s talk about some changes coming to the Whole Foods brand...

Whole Foods is rolling out a new store chain, called 365 by Whole Foods Market. This new store concept is designed with lower prices, and even offers coupons and loyalty rewards. The plan is to have a chain of stores that will compete for the business of comparison and coupon shoppers - while still maintaining the quality Whole Foods is known for.

They just opened the doors to their flagship store in the Silver Lake area of Los Angeles, CA and they have two others opening with a total of 12 locations announced so far. The concept isn't difficult to imagine. By simply not carrying as many high-priced and specialty items, and focusing more on Whole Foods' store brand products, they have the opportunity to attract more shoppers. And that may be all it takes. Because it's really the "high prices" perception they are trying to change, while riding the still rising demand for organic and local foods. As a consumer advocate who has watched those demands for years, I predict that the new chain could be quite successful. Especially since they are pairing lower prices with coupons and incentives. You can check out 365 by Whole Foods online at 365bywfm.com.

Now - let’s talk about some changes coming to Walmart...

For years, Walmart has simply relied on slick marketing to claim they "always have the lowest price" - and now they're attempting to reinforce that concept. Although it has only affected about 500 stores so far, they have announced they are eliminating price...

Good day from sunny Orlando, Florida! I am Josh Elledge, the Chief Executive Angel of SavingsAngel. Welcome to the SavingsAngel show!

As a consumer expert and money-saving advocate, I’ve appeared over 1500 times in the media, including on television and on the radio, and I hold a syndicated newspaper column.

And I really am encouraged - and like to encourage others - when I hear of people giving back or paying it forward. No matter how you describe it, I’ve always advocated generosity - and we’ve always promoted it through SavingsAngel as well. It feels good - and I want YOU to feel good - but I want to make this happen easy for you.

This week I want to give you two ways that you can be generous...

First I’ll have 8 ways to give back or pay if forward. Then I’ll have 5 charities Retailmenot recommends for easy giving when you’re shopping. And I’ll wrap up this portion of the podcast with a caution about giving.

After that, I want to continue our discussion about life insurance. Life insurance is a way to give to your own family - in case the unthinkable happens. So, even though it can be uncomfortable to think about, it’s important. To help you even more, you can listen to my two most recent podcasts at SavingsAngel.com, where I’ve discussed life insurance already. It is life insurance awareness month.

I’m eager to give to you in the form of knowledge, so get to saving more, earning more, and living more abundantly!

- - - - - - —

I want to start this portion of the podcast with a quick list from Retailmenot.com. They’ve put together a short list of charities that allow you to purchase merchandise while giving! I thought this was kind of cool.

ASPCA
When you buy merchandise from the ASPCA Store, 40 percent of the purchase price funds the work of the animal welfare group. You can also buy what’s called a “symbolic gift,” with 100 percent of the purchase price benefiting an animal’s life.

2. American Heart Association
The American Heart Association runs ShopHeart.org, and 100 percent of proceeds after expenses go to support the American Heart Association’s efforts to drive awareness and education of heart disease and stroke.

3. World Wildlife Fund
Another source of presents for an animal lover is World Wildlife Fund, which allows you to symbolically “adopt” an animal as a gift. For instance, the recipient of a Panda Adoption Kit ($50) will receive a panda stuffed animal, an adoption certificate, a species information card, a photo of a panda and a gift bag. You can also adopt lots of other animals like cougars, kangaroos and wombats.

4. St. Jude Children’s Research Hospital
All the proceeds from the St. Jude Gift Shop benefit the St. Jude’s Children’s Research Hospital, which is famous for providing care for children suffering from cancer and other life-threatening diseases.

5. Livestrong
Lance Armstrong’s Livestrong lives on beyond Lance’s foibles - but hey they provide invaluable support to people of all ages with cancer, and the Livestrong Store has tons to choose from, especially when it comes to apparel.

Along with these charities, you can peruse RetailMeNot’s charity section for even more gift ideas that give back. Go to retailmenot.com/coupons/charity.

And now, my list of 8 easy ways to give back or pay it forward.

(1) Help a student: Students typically need to raise money for at least one activity or event every year. Don't want what they’re selling? Ask if simply giving them cash is okay.

(2) Hold a second-hand sale for a cause: Save yourself a lot of work by making the sale by donation-only, rather than pricing everything. Use social media to get out the details of the sale and the cause.

(3) Tip generously - even if the service is poor: We typically give less when a server doesn't do a great job, but you don't know what they are going...

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Meal plan to save money. 8 master chefs share their best meal planning tips.  Life Insurance is a no-brainer. At least get a small policy for under $30/mo.

http://SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money-back!

How to get more love, attract love, get out of your relationship rut, create more passion! Find love and keep love podcast with Roy Biancalana

USE THE COUPON CODE 'ANGEL' TO GET 50% OFF ALL VIDEO COURSES AT http://www.CoachingWithRoy.com  EXPIRES AUG 25 MIDNIGHT!

School year expenses will come up sooner than you think, so now is the time to get ready. Plan and prepare ahead to manage these school year budget-busters.

I chat with Sara Skirboll from RetailMeNot.com about how much parents are spending for back to school 2016 and how they can save more money!

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Watch the video version of this podcast @ SavingsAngel.com

1. Stop buying what you need.

2. Stock up!

3. This is not your mother's couponing

4. There are coupons for EVERYTHING!

5. Don't put this off.

Save $4000 in next 12 months!

$3.06 a week for ONE YEAR of SavingsAngel VIP - OFFER EXPIRES MIDNIGHT 7-28-16. 30-day money-back guarantee!

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• Pokemon Go! is a SUPER fun game - but parents need to be aware that there are some safety issues that they need to discuss with their kids.
• I interview a Pokemon Go master and he shares all the basics - along with some of his favorite tips.
• I share how to play PokemonGo with your kids and how parents can better get in on the action.
• I start the show with some tips for grocery shopping with kids. It's what we do! :-)
• Big announcement coming soon for SavingsAngel fans!

How to stay cool in the summer and save money. How to save money on air conditioning. How to be a roller coaster designer. Brand new SavingsAngel.com website launched!