https://www.progressiveproperty.co.uk/raf/ Kev is joined by Ben Knight from The Trade Tribe to talk about how you can take control back of your finances in the stock market. For less than 5 minutes a day, Ben’s strategy helps anyone learn and start trading. KEY TAKEAWAYS • Ben Knight started The Trade Tribe 5 years ago with the goal to make trading more simple for the everyday person. • Many people avoid trading as it can be portrayed as complicated, but Ben says this is not the case and you shouldn’t let it put you off, regardless of who you are and how much money you have to invest. • Ben believes that financial education should be taught in school, and children leave school without the skills to build their wealth or even truly understand money. • Ben started doing HMOs but didn’t educate himself enough on property, this was a big lesson for him and meant he did the right amount of research before starting in trading. • Creating and following a process is important for Ben, and he encourages anyone investing in anything to take a methodical and rational approach. • You need to know when you plan on selling something and have a plan for it before you even buy in the first place. Start with the end in mind. BEST MOMENTS “People are making it ridiculously complicated…it puts a lot of people off” “Everyone has 5 minutes in their day to grow their wealth” “Everyone likes to think about what to buy when, but no one thinks about when to sell” “Start with the end in mind” VALUABLE RESOURCES Instagram: https://www.instagram.com/benknightinvestments/ Website:www.thetradetribe.com  MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean is joined by Shimon Ruach, a property solicitor who uses creative property investing in the UK! From cycling through Manchester snow with no bus money to becoming the pioneer behind lease options and countless other strategies, Shimon shares his knowledge and experience of building wealth through problem properties that 99% of investors avoid. Discover why he deliberately targets properties with Japanese knotweed, subsidence, and structural issues and how this counterintuitive approach has made him a fortune.  KEY TAKEAWAYS Target problem properties for maximum profit. Properties with issues like Japanese knotweed, subsidence, or missing kitchens offer huge discounts because 99% of investors and lenders won't touch them, yet fixing costs are typically manageable with the right knowledge. Learn multiple strategies to maximise opportunities,  focusing on just one property strategy (like service accommodation or HMOs) means missing out on profitable deals daily; successful investors adapt their approach to fit each property's unique situation. Solve vendor problems, don't just buy properties, homeowners sell because they have problems or needs, not to make profit so understanding their real motivation through rapport-building allows you to structure creative deals that benefit everyone. Invest in education over everything else. The cost of proper property education should be measured against potential returns, not the price tag; spending £100 to learn nothing is more expensive than £10,000 that enables profitable deals. Stop making excuses about time and money, people who claim they have no time for property somehow find time for TV; those who say they can't afford education are really saying they can't afford to make money. Challenge banks and know your rights. Banks often refuse reasonable requests like interest-only payments or allowing tenants, but they have a legal duty under FSA guidelines to explore all options before repossession, creating opportunities for informed investors.   BEST MOMENTS "If someone gives you 1 million pounds to play with, you don't have to be creative. As long as you don't waste it, you still make money. But 99% of investors like me started with property on the side." "I don't have the time for property, but you do have time for TV? Doesn't quite add up, does it?" "I'll make an offer you can't refuse. Don't worry, there's no head of a horse involved." "Either you're a sheep like everybody else and you will stay a sheep like everybody else, or you try to do something and tomorrow you're no longer a sheep."   VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty   This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean reflects upon the reasons why people might be stuck where they are and unable to move on to success. By sharing his deeply personal, but empowering story, he explains how you can dislodge your ambitions and rocket your way towards the goal we all wish to achieve - freedom VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Shimon Rudich of MS Law joins Kev to talk about creative property investing including the many options out there and the most effective ways of utilising them to grow your property investing business. KEY TAKEAWAYS  You have to be willing to think outside of the box and out of your comfort zone in order to use creative property investing techniques. If you want to scale quickly and make money faster then creative property techniques are the way forward for you. There are many similarities between what is happening now and 2008, if the housing market crashes there will be many opportunities for experienced property investors. If the market crashes, as a property investor you pay less but you can still charge the same rent. It also ‘culls’ a lot of investors that aren’t serious so can be a positive thing for you as an investor.  There isn’t one single strategy that works for everyone or even every situation. You must tailor your strategy to your unique circumstances. BEST MOMENTS   “Different people have different mentalities” “If you only do things in one way you limit the opportunities” “We buy properties to make money and instead of buying in the usual way we can buy to make more money, why say no” “They deserve to be out of the game” “Less competition, pay less, what’s bad about a market crash now?” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

It’s a take-over this week as Toni and Emerald give their opinions on the past month's property headlines including whether now is the right time to invest. They also give tips and solutions to some of the difficulties property investors may be facing right now. KEY TAKEAWAYS  House prices are falling, but only by small amounts in most places. Many property headlines are currently sensationalising to the max! A lot of them can be mostly ignored. For every downside, there is an upside. Now could be a good time to buy for many people including first-time buyers. Ensure that the information that you are engaging with is from people who know what they talk about, people and experts with experience and knowledge in property investing. There are key differences between landlords and property investors. If you’re buying long term, it’s unlikely you will regret what you pay for a house. Property investing is for the long game. A joint venture is one way to decrease your own personal risk in the current market. Toni and Emerald would recommend downloading Mark Homer’s e-book, 42 tips. The price an estate agent gives is not a sold price, always bear this in mind when looking at the changes in prices. The news is never where you should base your decisions on, the information they give is to sell news not to help you in business. BEST MOMENTS   “House prices are now falling” “Get an education from people who know what they are doing” “Look at creative solutions which you will know if you surround yourself with the right people” “Part of being an investor is understanding the market, doing your own research so you know what’s going on” “How is anybody supposed to decipher this, day to day everything is changing” “Perspective is absolutely key” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more Kevin gives his honest thoughts and advice in response to some of the most popular questions from his students and masterminds surrounding property investing including how to use debt to generate money, whether rent2rent is a legitimate business and even how Kevin keeps up his motivation and energy! KEY TAKEAWAYS  You can create money through using assets, such as property. You can move from earning money to creating money by taking on ‘good debt’. Kev used to get up tired and go to bed tired in his corporate job, property investing is living his dream and spending each day creating and building something for himself. This is where he finds his energy! Property investing is one of the few things that allows average people to build a legacy. Think of all the opportunities each day presents to you. The problem with the world today is we aren’t building resilience into our children yet the world is a very difficult place to live. Property investing isn’t about competing with one another like in the corporate world, it’s all about collaboration. Your success comes with other people, not at their expense. AI will change the world and to succeed we need to embrace it and see it as an opportunity. BEST MOMENTS   “Only the government can make money, they print it” “A property business pays you today, a property investment doesn’t necessarily pay you today” “I’m building something I’m passionate about” “Property investing allows you to build your own dream, your own legacy” “Everything happens for a reason, there is no such thing as good luck or bad luck just balance” “You can’t think an impossible thought, anything is possible” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Vito is a former estate agent who has his own property portfolio. He talks to Kev about the differences between agents and investors, his own journey as well as KEY TAKEAWAYS  After feeling disengaged from being an estate agent, Vito came to Progressive Property in 2020 to learn about property investing at the MSOPI event. He discovered there was another way to work with property and his investing journey began. Vito has mastered the no-money-down strategy and attributes his first deal to learning from and working with progressive property. Working alone and not collaborating is a mistake. If you utilise others’ knowledge, experience, network and even their money you will build your portfolio faster! BEST MOMENTS   “I was learning about the strategies and it opened up my mind” “Being an estate agent, your mind is closed” “If it wasn’t for progressive, I wouldn’t have that no money down deal” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more   FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD The renters' reform bill was entered into parliament in May 2023, in this episode Kev, Mark and Kieran discuss their thoughts, including the upsides and downsides as well as how landlords and developers can make it work for them. KEY TAKEAWAYS  The new bill will get rid of section 21, which is a 2-month eviction notice that can be served without grounds. The announcement of this bill is accelerating the mass exodus of landlords. It’s important to read into the bill yourself and not just look at headlines and rumours. There will always be tenants and therefore opportunities for landlords to make money but it might mean an increase in rent for many. Whilst changes by government are often called reforms, Kieran believes there are a whole host of things in the past that have made things worse for both tenants and landlords including epc criteria and the inability to offset interest. If legitimate landlords are having to charge more because of new legislation then those who can’t afford rent will instead look to rogue landlords. The bill talks about changes to allowing pets but it actually may put landlords in a better position as it states that insurance by the tenant will need to be bought to cover damage. It’s not just landlords that ask tenants to leave, tenants often want to leave after shorts amount of time too. Ultimately cost will be going up for both landlords and tenants as a result of this bill. BEST MOMENTS   “None of this is set in stone there are potentially things that could be changed” “There are laws in this country that protect tenants” “Landlords will just have to get better at using the section 8” “A buy to let landlord will only be there if they can make money” “All of this stuff can be used as an opportunity” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Rachel is a property investor in Peterborough, the same location as Progressive Property founders Rob and Mark. In this episode, she proves that there are still great deals to be found and money to be made in locations that have large investors in the area. KEY TAKEAWAYS  Previously a management consultant who moved into commercial cleaning once she had a family. Rachel was inspired by Rob Moore’s book, Multiple Streams of Property Income to attend the MSOPI event and create her own property portfolio. Being someone who finds an opportunity in a problem is the reason Rachel was able to pivot during the pandemic. Don’t decide on one strategy to use instead look for properties and then adapt and use the strategy that suits that particular property. A lot of the best deals can take time and patience. Rachel frequently works with investors that don’t have the time to find deals or put the work in required for big returns and so she does this for them with their money. BEST MOMENTS   “There’s enough for everybody” “The properties ran themselves” “Find properties and then decide which strategy suits the property” “They’ve got to trust you and want to work with you and understand your ethics” “I work with investors who don’t have time” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Jennifer Roberts is a property investor specialising in deal packaging. She joins Kev in this episode to talk about how she managed to secure two deals in just two weeks of starting her journey and what she has learnt since then to help grow and build her property business. KEY TAKEAWAYS  The 70, 20 and 10 rule helps you diversify your business strategies without putting the wrong attention on the least important things. You spend 70% of your time on your main strategy, 20% on your second and then 10% on your third. Jennifer started day trading at just the age of 13, this was her main business strategy until starting in property. Deal packaging is what Jennifer has been drawn to, she likes being out chasing and creating deals. Jennifer’s mum was a customer of Progressive Properties training courses and recommended them to Jennifer which is how she got started. Being young and lacking experience were Jennifer’s main barriers to securing deals but she says that having self-confidence and people skills are what helped her present herself and sell herself well. Reward comes with risk, it’s about managing and controlling that risk. BEST MOMENTS   “I started trading at 13” “The deal packaging is a similar feeling to stocks” “Confidence is key and talking to people, people skills” “I like high risk” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more   FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD In this episode, Mark explains how to protect yourself and the importance of due diligence when engaging in joint venturing, borrowing, and lending money. Mark talks about the checks you can do to ensure you don’t make any mistakes when choosing someone to work with as well as red flags to look out for and how to identify them. He also talks about how to check for credibility in people, businesses and investments and other ways you can invest money in a careful and considered way. KEY TAKEAWAYS  You need to know someone for at least 6 months before choosing to invest with them. Ask for someone's credit file to get a good picture of whether what they are saying is true. Ask specific questions about their current investments and their portfolio. You can ask an individual to apply for basic disclosure to show any unspent convictions however this won’t show you many things that are historical. Ask for past people they have done deals with, you can cross-reference these with the land registry to ensure they are legitimate. A good brand and social media profile isn’t a good enough reason to trust someone. You must do legitimate checks on anyone you work with. It’s essential you find a solicitor that is your own and they check any agreements instructed by you before signing any deals. You should carry out the same due diligence on anybody, no matter who they are and what appearance they give out.  BEST MOMENTS   ‘"I call them toilet paper in a way because I've got a personal guarantee only." “Try and work out if they are the sort of person you can trust, telling the truth and whether you like them” “I would only lend on a first charge basis and I’d only lend on a 70% loan to value” “Just because someone looks like they’re doing something, doesn't mean you should be doing any less due diligence” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Carole Neales joins Kev in this episode to talk about the 57 projects she has completed, which has resulted in over 246 units and all in just 6 years! Carole attended progressive property events in 2015 and shares how this helped her build her knowledge and talks in depth about her unique property portfolio in social housing. KEY TAKEAWAYS  Carole works with charities and supports many people through her property portfolio as the units she manages are social housing. Working in the hotel business as well as events means that Carole had always worked in customer-facing roles, she likes people and her favourite thing is talking! After seeing vulnerable children and having empathy for those struggling financially, Carole wanted to do something she could help society whilst also making good investments. Most landlords aren’t bad people, they want to help people. Bad tenants come from all walks of life. Carole doesn’t believe she has had any more issues with damage and rent arrears with her social tenants than private landlords would get. BEST MOMENTS   ‘Everything we do whether it’s needed or not we make sure is HMO compliant as there’s always going to be more than 2 people in the property’ ‘Some of us are quick to judge people that have fallen on hard time’ ‘Landlords are really great’ ‘Because I work with them so closely, I get preferential rate’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE GUEST Carole Neales Director Clearwater Property Partners carole@clearwaterpropertypartners.com ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean interviews Willie Peterson, who learnt how to get out of his own way by training with Progressive. Willie shares how his life changed after meeting Kevin McDonald at a Progressive event, which completely shifted his mindset about property investing. From executing an award winning no-money-down deal in South Africa to raising hundreds of thousands in investment capital, Willie shows how anyone can overcome limiting beliefs and create win-win property deals—even without starting capital. KEY TAKEAWAYS Willie's journey from corporate IT professional to award winning property investor demonstrates how shifting your mindset can open doors you never thought possible. By using creative structuring behind his no money down deal in South Africa, Willie acquired a restaurant with commercial properties by understanding the seller's core needs and creating vendor financing solutions. Willie turned a chance encounter at a rural restaurant into a multi-property deal that benefited everyone involved. He gave the seller more than their asking price while requiring zero capital from Willie himself. He raised £600,000-£800,000 from investors in just weeks by focusing on authentic relationships rather than simply chasing money, emphasising the importance of alignment in values and vision. Property success isn't about luck but rather recognising opportunities and taking decisive action, what Kevin McDonald calls "labour under correct knowledge" (LUCK).     BEST MOMENTS "You don't realise how bad your old mindset prevented you from achieving greater things in life. I realised I was in my own way and that's one of the major things that I learned at Progressive is to get out of your way and think differently."   "If you told me 12 months ago that I would go down to South Africa, sort out a personal problem, then go and have breakfast at a place in the middle of nowhere and three months later bought the restaurant with two commercial properties and do a lease option of a property behind that and paid absolutely zero money for it... I would've thought you bonkers."   "The main message we also give to potential investors is that the fact that you've got money doesn't mean we're gonna work with you. 'Cause we need to align on a few things, principles, and work ethics." "If you want something different, you have to change something, right? Because if you don't change something, you're only going to get the same thing as you always got."       VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you scared of making a mistake? Are you fearful of making a bad investment? In today’s episode of the Progressive Property Podcast, Kevin shares with new investors a 7-stage step-by-step guide on purchasing property and how to know if it’s a good investment. Discover how to spot a strong rental demand, where you can add value and what investments are best for instant cashflow. Join the Progressive Property Community KEY TAKEAWAYS Strong rental demand. You should not invest unless you’re sure that you can tenant that property. Research the demographic, demand, value and type of property that rents well in your chosen investment area online and in-person and even survey potential tenants and competition to discover your ideal investment. Cashflow. You need to invest in property that pays a positive cashflow today. Calculate your rental income (turnover) minus your expenses = profit/cashflow. Cashflow will also help to protect you from a recession negatively affecting house prices. Can you add value? Making money is about adding value to a property. Don’t gamble with a property that cannot be improved. Always research the footprint of the property for opportunities to add value. Capital growth potential vs stable property prices. When prices are stable and growth is miserable you will more accurately be able to predict future capital growth potential for that property on that street. Local Economy. Monitor the local economy and understand weather companies will be investing in the area and creating jobs and wealth which will lead to increased rental demand and capital gains. Make your money when you buy. Purchase at the right price, add value and bank future profits. Property Management. Always purchase in an area with good management companies and never manage your investments yourself so that you can focus on finding more deals to increase your wealth BEST MOMENTS“View other properties to get a good idea of what rental properties should look like”“Property is a business that needs to create you an income today”“If you build up cashflow generating assets, you can replace your income and cover your cost of living”“Equity is vanity, cashflow is sanity”“You cannot add value to new build properties”“Force the value of your property to increase wealth”“Add value and recycle your investment back out by leveraging the banks money” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Which is the better investment, a cheap house or one that’s of higher value? Kev answers this question as well as talks through his most recent refurbishment and gives tips for anyone looking to do the same. KEY TAKEAWAYS  Kitchens and bathrooms are where you make value. You don’t have to spend a fortune to add value. Don’t change a boiler just because it’s old as long as it’s safe and it works you can just keep it. Finish the cupboards in the same way as everywhere else, it makes a big difference to tenants, at little cost to you. If you look at areas on a scale of 1 being the worst and 10 being the best, Kev advises looking at areas 2, 3 and 4 to get the highest return on a long-term rental. Cheaper areas will you give you more income month to month but you will get more capital long-term from a property in a more expensive area. BEST MOMENTS   ‘The kitchens and bathrooms are where you need to spend a bit extra’ ‘What this country needs is more good landlords providing quality accommodation for people’ ‘The upside of a cheaper area is you’ll make more monthly money, the downside is you don’t get as much capital growth’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Is a property market crash imminent? Kev explores this question and reveals everything you need to know about the market right now! KEY TAKEAWAYS  Kev has both breadth and depth of knowledge in property, he has invested in everything from buy to lets to commercial conversions. This is why he is best placed to answer questions around the imminent ‘crash’. High-interest rates aren’t all bad news, they effectively stress test all of your investments, meaning you’ll never risk buying something you later can’t afford. Property investing is about the long term, that’s why you don’t need to worry about high inflation right now. There are big deals and opportunities out there to make money in property and anyone could find and take these but people don’t think creatively. If you are looking to move up the ladder and get a ‘dream home’ for a good price, now is the perfect time. The only route out of a recession is to stimulate the economy, to create growth and to do this a key way is to make lending cheaper which means interest rates will need to drop. BEST MOMENTS   ‘I know the property market inside out’ ‘High interest rates actually protect you’ ‘You do not need to be a professional property investor to find these deals’ ‘It doesn’t matter how high the Bank of England push up interest rates, I’m not convinced it will control inflation’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to a very special episode of the Progressive Property Podcast as Kevin covers the five key things to know before you get started in property. Discover why you don’t need your own money to start investing, why it’s important to surround yourself with a network of like-minded people and why cheap doesn’t mean cheap! If you’re starting out in property, this episode is for you. KEY TAKEAWAYS You don’t need your own money to start. With low-interest rates, there are billions of people looking for safe investments in the property market and you can help them by finding and sourcing deals and purchasing property with none of your own money. Surround yourself with likeminded people. Your network is your network, the right network of people will help to advise you to build assets, invest your wealth back into yourself and help to grow you and your legacy over time. Invest locally. You know your local area better than anyone else. Investing locally means you can move quickly, negotiate better deals, build and expand on your local network and invest in the right areas because you know your local streets. Find a mentor that challenges you to think bigger. Everyone has a mentor in their life but are they protecting you and holding you back? Join the Progressive community and find a property mentor that is an expert in property and that can help to propel you and your property portfolio forward. Cheap doesn’t mean valuable. The R.E.A.S.O.N model helps you identify what not to buy. Rundown, Expensive, Abroad, Scattergun, Off-plan, New-build. BEST MOMENTS “There’s nothing safer than property investment” “When you invest locally, you know the property market”  “Investing with your own money is the thing that holds most of us back in building a property portfolio.” VALUABLE RESOURCES No Money Down Challenge - YouTubehttps://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.  CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD One of Kevin’s most asked questions is how to add value to a rental property, in this episode he explores various ways you can do this including 5 fundamentals you need to focus on. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT KEY TAKEAWAYS Buy something where you know you can add value, where there is space for improvements, particularly focusing on the kitchen and bathroom. Probably one of the most effective ways to add value is to think about the internal layout of the property and how you can make this work better and more valuable. E.g turning a 2 bed into a 3 bed house; this can add up to 25% of the equity. Carpets and decoration are the final two touches for every room in the property that adds value. Loft conversions and basement conversions can add significant value to a property, especially in cities.  BEST MOMENTS “nice bathrooms, nice kitchens, they’re going to give you highest impact on value and highest impact on rental income” “You don’t have to spend a huge amount of money” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev is joined by “The brains behind Progressive Property” Mark Homer for a second time to talk about how to build and manage a property business including your accounts and finances as well as investing. Mark and Kev also discuss investing abroad, the best way to do crypto and the biggest financial mistakes they see people making again and again. KEY TAKEAWAYS  One day Mark envisions moving abroad, his plan would be to come back to the UK once a month for 3-4 days for tax rules and use that time to manage his team on the ground in the UK Mark recommends using a simple spreadsheet to manage your costs, finances etc when first starting out, it’s simple, it works and is usually free! The impact of late payments (excluding mortgages) on a company credit file is less than on a personal file, another one of the benefits of setting yourself up as a limited company as soon as you can. Bitcoin is probably the most stable coin from an investment perspective, anything else is a real gamble. Mark would still recommend you don’t put any more than 5% into Bitcoin as it’s still very high risk. Most of those in cryptocurrency are then converting it into something ‘real’ such as fiat currency. Now is the time to buy property, prices are falling and will continue to fall and then increase again. Mark only buys properties with a 10-year view, he doesn’t flip properties. He also focuses on unloved properties as this is where he can add the most value. BEST MOMENTS   ‘Leverage is often not paying a bill, because the bill is wrong’ ‘The underlying technology behind crypto, the ledger system, is revolutionary’ ‘You can use property [investing] as the vehicle to earn money and put that into crypto…it’s a no-money-down crypto’ ‘I’ve never made more money, investing wise, out of anything other than property’ ‘As interest rates have gone up, it’s pushed property prices down’ ‘I love the stuff that’s unloved because that’s where you add value’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is joined by “The brains behind Progressive Property” Mark Homer to talk about how he built his multi-million property empire, his thoughts on the property market right now, as well as how to find investors and venture partners. He also delves deep into the importance of risk in business and how you can manage it. KEY TAKEAWAYS  The biggest risk mark has had to contend with is his most recent property development when lockdown hit right in the middle of the project and he was paying 60k a month in interest. But the risks taken have paid off. Lots of people use the asking price as a guide price in property, but it can be irrelevant in the grand scheme, a property will sell for what someone is willing to pay for it. There’s still leverage to be had in single-let properties, you just need to focus closely now more than ever, on the yield. Direct to the vendor can be a great way to get a discount on your purchase price but working with agents and fostering those relationships can help you get more and bigger deals too. You have to educate yourself so that you know how to recognise a good property deal anywhere, regardless of whether that is from an agent, direct or even at auction. Build credibility for yourself and show the value you can bring to a deal, creating your own track record, this will make you appealing to investors. Debt can be powerful. It’s important to not over leverage but you can actually make more money from inflation by reducing the value of the mortgage than actual growth in real terms. A good accountant can add a lot of value, you don’t know what you don’t know and they can reduce your tax bills significantly. BEST MOMENTS   ‘If I’ve got a property question, if I’ve got a business question, Mark Homer is the person I’m going to go to” “You always want to add value, it’s so important” “The best deals we have ever done have been direct vendor” “We all start the same way” “You can make more money out of inflation, reducing the value of the mortgage than you can growth in real terms” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev answers your questions again on another Q&A episode of The Progressive Property Podcast. Kev focuses on the state of the market, the fundamentals of property investing and why there is still plenty of money and deals out there to be had. KEY TAKEAWAYS  A lender will lend as long as the rental income is 130% more than the mortgage payment, as a minimum. This is the lender stress test. Although the market is difficult at the moment, there are more motivated sellers in the property market right now allowing you to use creative investment techniques. Using your own money isn’t the way to build your property portfolio, there are multiple ways to borrow and use other people’s money. Landlords are leaving property, but mostly due to retirement, nothing to do with the market. Don’t confuse below market value with below asking price. You can create value in a variety of ways, particularly if you are willing to do the work. BEST MOMENTS   ‘You need to add value and force the value up’ ‘You can buy property cheaper than you could 3 years ago’ ‘The banks are not at risk today, the banks have plenty of money’ ‘You aren’t buying a house for today, you’re buying a house for life’ ‘Please don’t confuse below market value with below asking price’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let  https://bit.ly/BTLReport-POD Kevin answers your burning questions from a professional’s point of view – everything from why now is the perfect time to engage with the buy-to-let strategy, to the most effective way to make sure you damp-proof your house and achieve better energy efficiency. KEY TAKEAWAYS  Buy-to-let is to buy a property and let it out to a tenant. BRRR is to buy a property, refurbish it, and rent it out to a tenant. You make money not from rental income only – you buy value from the beginning. When you’re damp-proofing a house, you only need to go about 1.5 metres up a wall. Don’t confuse damp-proofing with energy efficiency. The mainstream media are convinced that buy-to-let is dead as a strategy, but those who actually operate in the sector know very different. Buy to let is very much alive and kicking. Cheap doesn’t always mean valuable. Cheap generally means cheap. Don’t invest elsewhere in an unknown place just because it’s cheaper. Invest in the places you know, even if it costs you a little bit more. BEST MOMENTS   ‘No property investor should be buying a perfect house and renting it out to a tenant!’ ‘Insulate your ceilings to keep the heat in!’ ‘It has never been easier to do buy to let!’ ‘There are way more opportunities for investors like me and you’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of the Progressive Property Podcast, Kevin discusses everyone’s most hated topic, Tax! There are new tax changes incoming, and here is what you need to know. Do not fear, there have always been tax changes and people have ALWAYS made money, the key is to roll with the punches and listen to Kevin’s top tips so that you can make the most of your money! Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS  Run your investment property as serviced accommodation to avoid paying tax on your interest only mortgage! Turn your properties into a limited company to get access to incorporation relief. (You will still have to pay stamp duty) STOP PAYING TOO MUCH TAX by getting a tax advisor instead of an accountant. If you run a business (and property is a business) make sure you claim for all of your deductible expenses before tax! If you’re investing in a property to rent, look for properties with happy, paying tenants already in it. That way, you don’t have to risk finding potentially rubbish tenants yourself! BEST MOMENTS  “There have always been tax changes from the government, and people have ALWAYS made and lost money, the key is to roll with the punches” “Accountants are tax collectors for the government, get a Tax Advisor instead!” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean interviews Nick Armstrong, a quantity surveyor who has changed his life through property investing. Nick shares how he went from working long hours in construction to building an impressive portfolio of 18 properties. Nick also shares how he leveraged Progressive's network, mentorship and creative strategies to achieve financial freedom through the right property education and community. KEY TAKEAWAYS Nick owns 18 properties (soon to be 19) mostly in Northern England, providing enough income to support both him and his wife, allowing them to leave their full time jobs. Progressive Property taught Nick multiple strategies beyond traditional property investing, including HMOs, serviced accommodation, and RENT2RENT approaches that don't require property ownership. Building relationships with estate agents and managing agents has been important to Nick's success, leading directly to profitable deals and ongoing property opportunities. The No Money Down course teaches strategies to control properties without using your own funds, making property investing accessible to those without significant capital. Nick found the support system through Progressive's mentorship programs and WhatsApp groups invaluable, providing solutions to challenges and connecting with like minded investors. Interest rate changes have created challenges, but the right team and proper advice from Progressive have helped Nick navigate these fluctuations while maintaining his portfolio.   BEST MOMENTS "We've now built up a substantial portfolio that provides us with hopefully an income for life. That's the life changing experience we've had, we will have something that's equivalent to our pension for life." "The tools that we've learned since we've gone through the Progressive process has been absolutely life changing for us really." "You come to these meetings and you have a little chat with people and it really stirs you up and gives you encouragement. You come away absolutely boiled up from who you've spoken to, what you've learned, and what you think you can achieve in your business throughout the next month." "When I speak to people about property, most of them turn around and say, 'If I had the money, I would like to get into property.' And when you actually explain they could do it without putting any money down or very little money down, initially there's disbelief."       VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin talks openly and factually about whether you should be selling or buying in the wake of the further BOE interest rate rise! KEY TAKEAWAYS  The BOE has increased increase rates again, the base rate is now 4%. The majority of people who decide on rises are in agreement that this is close to the highest they should go. The 2007 crash was for completely different reasons to the struggles we are seeing now. As fewer people are buying, particularly amateur investors, that presents opportunities for experienced investors. Property investing should be about the long term, house prices will always increase in the long run. You can easily waste time waiting for the ‘right’ or ‘best’ property, meaning you’ll miss out on a lot of great investing opportunities. Everybody needs to use creative techniques and other people’s money to build a property portfolio. BEST MOMENTS   ‘They are talking about it being pretty close to the top of the interest rate rises’ ‘If it stops people spending money it also stops people buying property’ ‘Less buyers, prices start to go down’ ‘We know fundamentally that property prices in 2024, 2025, will be significantly higher than they are today’ ‘Whilst many people are waiting for the best property, they miss just doing deals that work’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Rental income is increasing at a staggering rate and there are no signs of it stopping. Listen in to this episode with Kevin to find out what he thinks the future holds for rental prices and what you should be doing right now if you’re a landlord. KEY TAKEAWAYS  The cost of living impacts everything, rents have to increase if interest rates are going up and the cost of maintaining a property is increasing too. Rent controls don’t solve anything, landlords just hike up the rent prices upfront before putting tenants in. If you get rid of landlords, who will provide the homes? Kevin can only see rents increasing more in the future, mostly due to supply and demand issues. Landlords are doing their best to help their tenants by making their rents as affordable as possible, in most cases, they aren’t passing all their increases in costs on to the tenant. Now is still a good time to be a landlord, you just need to find the right deals. BEST MOMENTS   “The cost-of-living crisis affects everybody” “Rent freezes are a bad idea as it forces those that are looking for homes to have to pay more” “You should not be hoping and wishing to get rid of landlords you should be pushing for more investment because that will mean more stock availability and lower rents” “Many landlord's mortgage repayments have increased by 100%” “The very answer is to provide more accommodation to bring the price down, it’s very simple” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin keeps being asked the same question, is buy-to-let dead? He answers this question and gives his thoughts on the current market for landlords in this quick and straight to the point episode. KEY TAKEAWAYS  You always have to balance the cost of work to added value, sometimes things you think might add value won’t be enough to offset the cost. Buy-to-let is not dead, there are people watching this video that will become millionaires in property. You can become wealthy in property investing at any age in any year with the right strategy. The press loves to talk about problems and curate fear which is why they are creating headlines saying property investing, particularly buy-to-let is dead. BEST MOMENTS   “Buy-to-let will never die!” “Sometimes what looks like a good financial idea, is not a good idea” “It’s easier to make excuses than to take action” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD In this episode, Kevin wants to share his thoughts on the looming housing crash of 2023 and how you can either take advantage of it or avoid it! KEY TAKEAWAYS  House prices have increased hugely in the past 2.5 years. Now they are correcting themselves. In the next few months, Kevin believes the number of first-time buyers will reduce because they follow the media. The amateur investors, those that think you need to time the market will also stop buying but this opens up opportunities for those who are experienced. There is an opportunity right now in the next 12-18 months to pick up properties at significantly lower prices. Saving money right now is a terrible idea, your cash is losing value. The bottom of the market, will drop but not as much as the top of the market. 5-10% -vs- 20-25%. Adding value is the way forward to existing property purchases. Simple economics is that house prices will continue to go up over time, if you are doing long-term investment, property is still a good decision. BEST MOMENTS   “There will be more and more stock coming available but less buyers” “People are still going to want to sell, people are going to need to sell” “The top of the market, the most expensive properties are going to drop massively, maybe 20-25%” “In 2025, house prices will be higher than in 2022” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Should You Buy a Property in 2023? The short answer is yes, but it’s essential that you have the right tools and education to make good decisions on what to and what not to buy. Listen in to Kevin’s top tips for buying property in 2023 and how you can turn this turbulent time into an opportunity. KEY TAKEAWAYS  Don’t wait and save, you’ll lose value on your cash. The market is so quiet right now, nobody is buying right now which means opportunities for investors. Your buy price is less in 2023 than it was in 2022 and long term, house prices will recover and increase again. Whilst everyone else is panicking about the market, those who think and act simply, will win. BEST MOMENTS   “Now is the worst time ever to be saving” “In 2023 there is tumbleweed on estate agents row” “Biggest crash in 2008…prices are higher now than they were then” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Mark in this episode where he unveils his personal predictions for the property market in 2023 including why property prices are set to drop 30-40%! KEY TAKEAWAYS  Inflation is now 10% and mortgage rates have gone up considerably resulting in property prices dropping around 10-15% already. The reverse is happening in the rental market as fewer people are buying and supply is too low. Mark doesn’t believe the bank of England will go to 5% inflation however, we won’t be seeing the historically low rates we have had over the past decade. Wages are now starting to increase in line with inflation. Properties will continue to fall in 2023, potentially in real terms a 40% drop in house prices. The big national builders are already building less. There will be fewer houses built in 2023. BEST MOMENTS   “Clearly it’s not been an easy ride for lots of businesses” “We’re on course for a 30-40% drop in real house prices” “They printed too much money” “The national house builders are cutting back” VALUABLE RESOURCES  https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Professional property investors do deals no matter the market conditions. Listen in to this episode where Kev gives you the information you need to succeed in property in 2023. KEY TAKEAWAYS  Focus on adding value Focus on cash flow; equity is vanity. Raise capital and find deals; it doesn’t have to be your money Use creative investment techniques Change your mindset and surround yourself with the right people   BEST MOMENTS   “You make your money when you buy” “The amateur is waiting for the right time and they never get started…you can never time the market” “You cannot spend equity” “The skillset without the mindset will leave you upset” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD This is a Q&A episode from Kev, giving the best answers to his most common questions and queries over the past few weeks, including about rising rents, issues with tenants as well as the importance of landlords for housing the population. KEY TAKEAWAYS  Every deal or purchase Kev and his team are making they are carefully taking into account EPC ratings, to future-proof their investments. You will save money, get a better mortgage and also receive higher rent. Only around 1% of tenants become an issue. It’s important to keep issues in proportion and context when they arise. It’s not landlords that are forcing up rents, it’s government laws and regulations. There’s not enough property stock, the country is building enough or renovating enough. Reducing landlords actually increases housing problems, it would mean even less supply of homes. BEST MOMENTS   “Do the work to get it up to a C-rating EPC now, it will save you money in the long term and give you the best mortgage deals” “Know the outcomes before you do the deal” “The government are forcing up rents, not landlords” “If there’s more stock available, house prices will come down and rents will come down” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD After arguably the most turbulent and difficult times in the property market, Kev wants to share his challenges, his wins, and reflect on the past year and offer tips on what you can do in the coming months too. KEY TAKEAWAYS  Kev has done more deals in the past 12 months than any other year! Take some time over Christmas and plan your thoughts and business model for the next year. Think about what methods and funds you will need to use and set your goals. Thorough research is as important as ever, do viewings and ask all the questions. Something that didn’t look as good a deal on paper might surprise you. You will waste time, but if you don’t put in time when things don’t work out, you won’t get as many wins for the times when things do. Hire people who are already in jobs. The best people in the business will always already have employment. There are many schemes across the country to improve D/E rated EPC properties. Look in your local area as it may make help you with existing tenanted properties. Look at future planning in your areas, if you buy in places in line of regeneration/--- then you could get great deals in those areas now before they are improved. Mortgage rates are significantly higher than they were a few months ago but really this is the market correcting itself, 3% isn’t historically that high. This could present some opportunities for people who can’t afford the higher rates. Your tenants are your customers. They allow you to run your business and pay you and your staff wages. 98% of tenants are great. Budget for everything and then if you have bad tenants that don’t pay on time or damage your property then you can afford to cover it. Plan for rent arrears with rent guarantee insurance. BEST MOMENTS   “As I’ve learnt a lot in the last few months and managed to come through to the other side with a lot more resilience” “Pretty much 97% of our cash is back out of the deals and available to do more deals next year” “Be resilient, be ready and go for everything you absolutely can” “The whole country is panicking about interest rates right now” “I don’t see them as my tenants I see them as my customers” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

https://www.progressiveproperty.co.uk/raf/ Sean Fitzpatrick shares his property journey from a council estate in Northern Ireland to financial freedom through property investment. Sean candidly discusses how he went from teaching himself piano to reaching university, jumping between cathedral choir positions for free accommodation and eventually becoming disillusioned with the education system. After discovering Progressive Property and implementing creative strategies, he transformed a liability into a cash flowing asset that enabled him to leave his teaching job. His story shows how taking calculated risks and shifting your mindset can lead to extraordinary success. KEY TAKEAWAYS Sean grew up on a council estate in Northern Ireland during the troubles as one of nine children, teaching himself piano to Grade 8 level because his family couldn't afford lessons. After earning a music degree, Sean strategically secured free accommodation by singing in English cathedral choirs while earning a small salary, showing his early property problem solving skills! The book Rich Dad Poor Dad transformed Sean's perspective on property and money, helping him realise his residential property was a liability draining his finances rather than an asset. Sean found Progressive Property after seeking property training and won an award for his creative deal structure that required zero investment while providing enough cash flow to leave his teaching job. The deal involved Sean managing a landlord's property as a live-in manager and using lodger income to cover rent, turning liabilities into cash-flowing assets for both himself and the property owner. Schools teach children that money isn't important when in fact financial education is crucial; Sean saw more social mobility at Progressive Property events in three days than in his ten year teaching career. Sean's biggest obstacle was mindset, believing someone would invest with him. But after implementing strategies, an investor offered him £80,000 within five days. Sean almost walked out during the Face of Progressive competition after failing at a speaking task, but he reframed the challenge by focusing on how property changes lives rather than the object itself. Property deals receive far more rejections than approvals, but the successful ones are life changing. Real growth happens outside your comfort zone. Happiness is internal and controllable rather than dependent on external circumstances, negative emotions are signals that you need to reframe how you're thinking about a situation. Sean's philosophy is that you must help yourself before you can truly help others, comparing it to putting on your own oxygen mask first on an airplane before assisting others.   BEST MOMENTS "Property isn't just about bricks and mortar. It's not just about money. The biggest thing in property is people. Property is about people and solving people's problems."   "We were able to turn liability properties, our property that we were living in was a liability for us, and this property was a liability for the landlord. We were able to turn them both into cash flowing assets by taking a risk."   "The biggest risk in life is taking no risk at all. If I hadn't taken that risk, I would still be on my school job and I would still feel stuck."   "Rich Dad Poor Dad flipped my thinking about money and finance. I started thinking about property more. Everybody tells you property is an asset. But a property is not an asset if it's losing me money."     VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin joins Jessen James on the Mind Over Money podcast to talk about the power of property investing itself, as well as his own personal journey in business, and the part that mind-set has played in his incredible rise to success. KEY TAKEAWAYS Inspiration can take many forms, but nothing stirs us or empowers us more than seeing others who have succeeded, and hearing the stories of how they did so. When our backs are against the wall, we usually discover how strong and resourceful we can be. Never be afraid of pressure, because it can serve to highlight our strengths. Often, we tell ourselves that success is elusive. We are afraid to take the risks for fear that they won't work out. Taking that first step towards action is crucial. Accountability is important when it comes to our business journey. We must take responsibility for the choices we make, even if they are wrong ones. BEST MOMENTS 'Within 12 months I'd replaced my income' 'I had no choice but to think creatively' 'It's not difficult to raise money. It's difficult to try' 'Stop looking back and look forward' VALUABLE RESOURCES Mind Over Money Podcast - https://omny.fm/shows/mind-over-money ABOUT THE GUEST Jessen James Jessen has spoken to and trained thousands of entrepreneurs all over the world, and has featured on Channel 5's Rich House Poor House. Having built, bought and sold multiple businesses himself, Jessen has had some amazing wins and some rather spectacular fails too! He now dedicates his time to serving others to better their lives and businesses by sharing his learnings. Get in touch today. ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/   progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Lisa O’Reilly, previously a chartered accountant, joins Kev in this episode to talk about her journey into property investing, particularly in the Irish market. KEY TAKEAWAYS  Lisa followed her sister’s footsteps into the world of accountancy but the opportunity came to purchase an investment property and after a stressful time at work, she decided she wanted to live a different life and go into property investing full-time. It doesn’t matter what job you are in or what background you have, anyone can become a property investor. Previously Lisa thought that you needed to follow a set path to become successful in life but this has been debunked by meeting and seeing the success people have in property investing. Lisa found Progressive after doing some online training with Simon Zutshi (Property Magic Podcast) realising she needed Kev’s expertise to build on her existing knowledge. She attended MSOPI and began using creative property techniques to build her Irish property portfolio, including lease options and raising investor finance. There is good debt and bad debt, using debt to acquire an asset that will continually generate income for you, such as property, is good debt. Do your homework, numbers do not lie. Lisa believes this is the first rule of property investing. BEST MOMENTS   “I’m an accountant I should know this stuff, yet I was about to sell the only asset I had” “The biggest thing, is you have to take action” “You’re providing a solution that can beat inflation” "Good debt is the debt you use to acquire an asset that will continually generate income" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev is joined by mother and daughter team Sophia and Danica to talk all about their journey into property including how much invaluable knowledge they learnt from Kevin’s No Money Down Course and Mastermind. KEY TAKEAWAYS  Sophia built her initial property portfolio by sourcing properties on behalf of her previous accountancy clients as investors. She would then charge them a sourcing fee and then a management fee. After 6 years, Sophia was finding the business growth difficult to manage, so she recruited her daughter Danica. They found progressive in 2020 and bought Kevin’s online No Money Down course. This led to them joining Kevin’s Mastermind and they haven’t looked back since. Since doing the course, Sophia and Danica have started to use other people's money to buy their own properties as well as doing some rent2rent deals and serviced accommodation, expanding on what they were previously doing. There are a lot of opportunities in the market right now. There’s not a lack of money like many believe. Buying at the lower end of the market isn’t the only way to make money. If you buy in more expensive areas, there are a lot of opportunities to add high value. BEST MOMENTS   “Something just said to me, go for it” “The right time was yesterday, now is a great time to get into property, there is so much coming onto the market” “Expensive areas are where you can actually make a lot more money because you can add a lot more value” "There's a benefit to the tenant and the landlord" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today's episode Kevin discusses why not to listen to those advising to steer clear of London investments, why the ‘tenant buyer’ strategy is the most hands free of them all and how to sort the good builders from the bad.  KEY TAKEAWAYS  Over the last few months, people have started the question if it is wise to invest in London, given the way of the world. That is because the masses are questioning London. Observe the masses, and do the opposite. Interest rates are going to drop to negative, so there has probably never been a better time in history to raise money to help invest in properties.  Many people would consider single lets the most ‘hands free’ strategy. However with single lets you often have the management, the maintenance, the voids and the inspections. With a tenant buyer, it is completely hands free strategy. You don’t need a letting agent or a maintenance team and you can do it remotely as it is completely outsourced to the tenant buyer.  If you're setting up a limited company, you should be putting  a personal loan into that company. When running a limited company you need to ensure you get a property tax accountant . Everything from mobile phones to office supplies can be put through the company as company property rather than putting it through your own name.  If you ring a builder up and he says he can come tomorrow, they’re likely a bad builder. The good builders are always busy. The moment you get a property agreed, you need to find a builder. You will get the keys anywhere between 4-8 weeks after the agreement, leaving it until then to find a good builder will cost you.  You need two years of company accounts in order to qualify for mortgages in your company name. You can start by doing rent to rent and lease options in order to build up your accounts.  Many people want to quit their jobs to become property investors. The reality is, you do not need to quit your job.Managing your time is a better step than quitting your job. You have got plenty  of time to do property in your spare time, if you are smarter with your free time.  Aim to quit your job later but first you should build up cash flow and passive income.  If you are just starting out and do not have the funds or knowledge to invest in property yet, it is a good idea to go and work for an investor and offer to work for free. Find the big player in your area and ask how you can help them. They will give you some work to do and you will learn from their expertise.  BEST MOMENTS “Raising money has never been easier” “You don’t find it difficult to raise money, you find it difficult to try, you find it difficult to ask.” “Quitting your job is not the route to success.” “If you give, you will receive.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk  https://kevinmcdonnell.co.uk  ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.    CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Selena Davy joins Kevin in this episode. Selena talks about her property investment journey, to potentially inspire you to either get started yourself or remotivate you to keep going. KEY TAKEAWAYS  Previous to property investing Selena was working in the NHS for 22 years. After being very ill and spending 6 months in the hospital, Selena knew that she needed to make some changes in her life. Selena started to attend courses including Progressive Property Multiple Streams of Income and No Money Down and discovered that property was to be her next passion. Most of Selena’s experience has been good but she has had some difficulties, including builders stealing money. It's important to recognise that property investing isn't ever straightforward or easy. There are of course bad landlords, but Selena doesn’t believe they are the majority, most landlords want to help people. If you’re winning to learn, especially from other people, Selena believes anyone can be successful in property. BEST MOMENTS   “It’s been quite a few twists and turns” “You get your refurb money back from the rent in a few months” “I don’t think I could stop even if I had enough money, I love it [property] now” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Lucy Ingram joins Kevin in this episode to talk about the interesting and innovative things she is doing with her property partner Steph. They discuss how their property journey started, what is has evolved into now and what they have learnt along the way. KEY TAKEAWAYS  Lucy and Steph were both serving in the military when three years ago they decided to go into a property business together. They started to learn as much as they could about property, starting with free courses and books including Property Investing Secrets by Progressive founders Rob and Mark. They then started doing paid education, which is when they attended Progressive’s Multiple Streams of Income Course and it led to them buying their first buy-to-let properties, serviced accommodation and rent-to-rent properties. Lucy and Steph scaled very quickly, potentially too fast as it meant they didn’t reflect on some of their mistakes quickly enough. Lucy has been able to leave the military and focus on property full time, the long-term plan will also be Steph to leave too. As a landlord, rent to rent has a few significant benefits, for Lucy it was getting a good price whilst having her properties looked after in a hands-off way. BEST MOMENTS   “We were spending way too much time working and not enough time together” “We built my parachute, we got ready for me to leave” “You’re always making mistakes and that’s where you grow” “Property is a people business” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin has over 20 years of experience in property investing and his portfolio is now worth in excess of £10million. But it wasn’t always this way, the first 10 years of Kevin’s property journey wasn’t easy, and he ended up in a significant amount of debt. But he then found Progressive Property training and invested in his education, turning his business around. Listen in to this episode to learn about the truth in building a large property portfolio, learning from both the mistakes of Kevin’s past and the wins he has found in the last decade, particularly around staff. KEY TAKEAWAYS  You can’t build a large portfolio all on your own. You need to work with a team. Once Kevin managed to get himself out of debt he then focused on building his portfolio enough for it to be his full-time venture. Staff produce a variety of challenges and this only grows the more you scale. Ensure you pay your staff what they are worth, this works both ways, ensure you don’t overpay as this can become difficult to control. At the beginning of your journey look at remote staff to hire, such as virtual assistants, to help you scale before committing too much to in-house staff. Experienced people who don’t need full-time hours but can be flexible can be great staff to hire before starting with full-time staff. BEST MOMENTS   “All I wanted to do was get out of debt” “Everybody has their uncomfort zone” “Hire fast and fire slow” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin wants to talk about what is happening in the property market right now and use his decades of experience in creative property techniques to answer the question that keeps being asked, should you rent or buy? KEY TAKEAWAYS  Property values have risen well above the cost of affordability for many. Interest rates are going to have to push prices down now, people can’t afford to pay the mortgage rates that will be available. 05’06’07 was very similar to the past three years, it was a boom followed by a drop, this is what Kev thinks will happen next. You can still buy, but you won’t be able to time the market this is for amateurs. Property investing is a long game, if you can afford to buy now then you should. If people can’t afford to own property at today’s rates, then they don’t have a robust business. More millionaires are made when the property market goes down, there are opportunities to be had everywhere. The banks are confident that the rates will be coming down again or they wouldn’t be offering low rates on fixed mortgages. BEST MOMENTS   “There’s a lot of people scared out there, a lot of people that don’t know what they should do” “There will be mass repossession, this is my prediction” “The amateur is trying to time the market” “You can make money when the markets going up, you can make money when the markets going down” “If you’re one of my tenants, you should be buying!” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Laura Hamilton is best known for being the host of a place in the sun as well as appearing on the likes of dancing on ice and cowboy builders! She joins Kevin to talk about her property investing journey, from her very first buy-to-let at just age 19 to the development she is on now as well as how she got into television. KEY TAKEAWAYS  Based on her own experience, Laure believes the property market is going to level out over the next coming months, down to interest rates but also due to the cycle that property goes in. It’s a seller’s market abroad at all levels. If you find a good solicitor, you can purchase properties in Spain and other places in Sterling, this can be a way to negotiate a property's price with your seller. Great time management and knowing how to prioritise is how Laura keeps her busy schedule and life organised. She also couldn’t live without her phone, it’s how she keeps on top of everything including to-do lists via her notes app. The school system doesn’t teach enough about financial education. Laura has got her children their own ‘spending cards’ and is always making them aware of the cost of things. The speed of the buying process abroad, such as Spain is a lot quicker than in the UK. It frequently takes less than a month. Spain has a deposit system in property buying, that shows both the buyer and vendor that they are serious about buying. It deters any ‘gazumping’. Laura is always very hands-on in her projects, she isn’t afraid of getting her hands dirty and enjoys being part of the process. BEST MOMENTS   “It had to level out, it is levelling out now, it might well take a slight dip” “Since the pandemic and Brexit the buying rate [abroad] has increased” “It’s a skill to be able to multitask and it’s something I am able to do, my brain is frantic and a lot of entrepreneurs would say they don’t switch off easily” “We all need to be mindful of how much things are costing” “I’m trying to make my house as sustainable as possible” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Chris Irving has been investing in property for a couple of years and has grown his portfolio using a variety of techniques, which he shares in this episode with Kevin. He also talks about the positive impact the Progressive property courses and community has had on his investment journey. KEY TAKEAWAYS  Chris started by doing a couple of ‘flips’ without realising at the time they were flips. His first was his grandparents house where he lived in the property whilst renovating before selling. After the breakdown of his marriage, Chris put property on the back burner but he still had tough decisions to be made, resultin gin him choosing to sell his family home and keep his property portfolio. He then signed up for progressive’s MSOPI and by the end of the event he had signed up for two additional courses. Networking with other investors and people in the Progressive Property community has been invaluable to Chris. If you’re looking for a strategy, tenant-buyer is a good choice. This is an option Chris used when he wanted to help someone out but when he also had a cashflow problem. If you are struggling in your property journey then Chris says to simple ask those around you and consider all your options carefully. There is usually a solution to your problem. BEST MOMENTS   “One of the things that keeps coming back to us, is the people you meet” “What I take away the most from it [The Progressive Community] is the inspiration you get” “Seek advice from people around you” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Sean and Kevin dissect the controversial new Renters Rights Bill. Kevin cuts through the fear and media hysteria, explaining why these changes won't be the disaster many landlords fear. With over 20 years of experience and 120+ properties in his portfolio, Kevin is honest about government incompetence, the disappearing middle class and why corporate landlords spell disaster for tenants. KEY TAKEAWAYS Section 21 abolition is not a disaster for landlords as most use it for legitimate evictions anyway Beware of corporate landlords taking over, they care about profits, not people Rent caps create trapped tenants and artificially inflated new rental prices Future proof properties by renovating properly from day one. Avoid being "penny wise, pound foolish"! Good landlords rent homes to people, not houses to tenants Property remains the most accessible way to build wealth for average people despite regulatory changes BEST MOMENTS "I have never, in my 20 years in property, 20 plus years now, never, ever, ever evicted a tenant for no fault. I don't rent houses to tenants, I rent homes to people and I have never evicted a person from their home that was paying the rent on time at market rent and looking after the house."  "The middle class is disappearing in front of our eyes. Look down your high streets. All the middle class shops are shutting down. House of Fraser, Mac, the makeup shop, Ted Baker, they're all disappearing. What's booming? Big expensive shops that the wealthy use and the pound shops."  "Once the big corporations take over, it's the road to ruin. Because the little landlord cares about their tenant, they get to know their tenant. They get to know, like and trust that person... Once the big corporations take over, it'll just be like British Gas."  "You've never seen a millionaire saver, never mind a multi millionaire saver. The only way to become wealthy is through business and property and most business owners, even though they make money in business, they put it into property because it's a safe asset."    VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin is joined by Stephen Kempt, who has spent the past 3 ½ years building up a property portfolio in single lets, buy-to-lets and HMOs. Listen in to hear how you can build a property portfolio from scratch in the current climate. KEY TAKEAWAYS  Pre-property Stephen says he was just like any ‘normal’ person. Generally thinking about pensions but having two holidays a year and living with his partner working full time. Stephen and his partner bought their first buy to let for pension purposes but they soon discovered that this wouldn’t be enough financially. The first step to building their portfolio was to gain property education. The key to Stephen scaling so quickly was by finding outside investment. It would have taken them much longer to build their portfolio relying on just their income. Stephen admits property investing is hard but it’s about choosing your hard. Either work full time until your late 60s or work hard now so you can have an easier life in years to come. Property isn’t a get-rich scheme but you will make wealth, it just takes time. BEST MOMENTS   “We believe education and mindset are the foundation for everything” “Start small, start grassroots, it starts at home but certainly ripples outwards from there” “Be consistent, show up and be authentic” “You’ve got to work hard in order to not work hard” “You need to find that thing that stops you quitting” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.   CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Richard Stone has spent most of his life in construction but in the last few years, he decided to start to build his property portfolio. He joins Kevin to talk about his property journey and what he has learnt along the way. KEY TAKEAWAYS  It was after beginning his property journey that Richard realised he needed training and education in Property. This is when he started attending Progressive Property courses, including Progressive's flagship even MSOPI, to learn how he could best utilise his knowledge and skillset. It all starts with the client and although Richard has tons of hands-on construction experience, he didn’t know how to find and retain clients and raise money. This is what he learnt with Progressive. You don’t need your own money to get started on serviced accommodation, you just need to learn how to raise capital. Focus on the feedback you get in the right places, not all advice is good advice. Your clients will tell you if you are doing the right things. There are endless opportunities in the world if you have the right mindset. Now is always the right time to buy property. Being around the right people on your property investing journey is essential. To help guide you but also to support you. BEST MOMENTS   “ A lot of it isn’t skillset, it’s mindset” “There’s a difference between what you think is right and what’s actually right” “I reignited my passion for education” “Your own money actually holds you back” “Poor people get their advice from family, friends and neighbours, wealthy people get it from people who have done it before them” “You don’t know what you don’t know” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The energy price crisis is going to change the world of investing forever. Listen in to this episode with Kevin as he explores why this is but also why there is likely to be more opportunities than ever. Kevin also talks about his recent issues with mould, what corrections and changes are likely coming in the property market, what he believes Liz Truss’ policies will be in the coming months and more in an Ask Me Anything. KEY TAKEAWAYS  The billions printed in the pandemic are why we are in the situation we are now. The money Liz Truss is printing now will have minimal impact, both negative and positive. Interest rates are rising but they are still historically low. The cost of money is only relevant is you are paying more than you are making. If your property is already making a profit, don’t worry about if the government brings in rent freezes particularly if you are on a fixed rate mortgage. The coming years are going to create the most wealth-generating opportunities seen in years. You need to focus on growth and investing in your mindset and knowledge. You could start off in property and go straight into serviced accommodation but it’s worth remembering this isn’t helping solve any housing issues the country is currently facing. Time, knowledge and money are what you need for buy to let, however you don’t need all three to get started. There are lots of creative ways you can raise finance if you have time and knowledge for example. When there is a monetary crisis people obviously look to save money, This is why you typically start to see the lower end of the market rise in demand. Always be open-minded to opportunities and deals in property. BEST MOMENTS   “ 180 billion will do nothing to fix this country” “Interest rates now are now high” “The government does not have enough housing stock” “Money is not necessarily the issue for most people, people will still want to buy those properties but will there be a correction in the market?” “There’s a lot of hatred out there for landlords” “The most important part of the transaction is the person selling the house” “When you go out there looking for deals, suddenly you realise they are everywhere” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk   ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom.     CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/