We get it, pensions can be overwhelming. But here at PensionBee, we're on a mission to build pension confidence. That's where The Pension Confident Podcast comes in.
With the help of financial experts, we dig into topics that really matter - from the basics of how pensions, ISAs and mortgages work, to how you can start to use your money to save for a happy retirement.
Subscribe today to hear from some of the best brains in personal finance and get expert insights from the PensionBee team.
Shortlisted at The British Podcast Awards 2026.
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E44: Buy Now, Pay More? With Alice Tapper, Tim Hogg, and Dani Skerrett
Season 4 · Episode 44
Sunday, November 23, 2025 • Duration 29:55
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
From Buy Now, Pay Later plans to monthly subscriptions, modern conveniences promise to make our lives easier. But these small payments can quietly stack up into a sizable debt that jeopardises our financial future.
For example, a £10-a-month streaming service seems harmless, but six months later, you might be paying for five you barely use. Or those 'Buy Now, Pay Later' purchases you thought were manageable could turn into growing debt.
Join our host, Philippa Lamb, and our expert panel as they discuss the hidden cost of convenience:
E43: Who wants to be a pension millionaire? With Faith Archer, Damien Fahy and Maike Currie
Season 4 · Episode 43
Sunday, October 26, 2025 • Duration 31:03
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Building a £1 million pension pot may be more achievable than you think. But how much money will that £1 million give you in retirement?
Join our host, Philippa Lamb, and our expert panel as they discuss what it takes to build £1 million in your pension from the monthly contributions needed depending on your age, to the role that compound interest and employer contributions can play.
Financial Expert and Founder of Much More with Less, Faith Archer;
Founder of Money to the Masses, Damien Fahy; and
VP Personal Finance at PensionBee, Maike Currie.
Episode Breakdown:
01:06 How many pension millionaires are there?
02:55 Monthly payments needed to grow a £1 million pension
04:50 How can parents help their kids to become a millionaire?
08:20 How much retirement income can you take from a £1 million pension?
09:13 The 4% withdrawal rule
09:54 Is £40,000 per year enough in retirement?
11:03 The State Pension
12:22 Inflation and the impact on savings and pensions
How can you save £1 million?
E39: Trump, tariffs and what it all means for your pension with Emma Maslin, Lucy Evans and Clare Reilly
Season 4 · Episode 39
Tuesday, May 20, 2025 • Duration 27:45
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Global stock markets have been on a bit of a rollercoaster lately, thanks to a flurry of announcements from President Trump and his administration around spending cuts and trade tariffs. The uncertainty about what might come next has left investors worldwide feeling uneasy. And when investors get jittery, markets tend to get volatile.
So what does stock market volatility actually mean for you and your savings?
Join our host, Philippa Lamb, and our expert panel as they break it all down.
Further reading, listening and watching: Other useful resources:
E38: How to shift careers with Hannah Martin, Suzanne Noble, and Anindya Bhattacharyya
Season 4 · Episode 38
Sunday, April 27, 2025 • Duration 29:27
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Changing careers is undoubtedly a significant step, especially if you've dedicated years to one industry. So, where can you find the tools to help you make the leap? And importantly, how can you keep your finances on track?
Join our host, Philippa Lamb, and our expert panel as they share practical strategies, personal experiences and insights on navigating an evolving job market.
Senior Software Engineer at PensionBee, Anindya Bhattacharyya.
Episode Breakdown:
01:35 What would your instant career swap be?
02:25 Transferable skills and portfolio careers
The end of the 40-year career
Further reading, listening and watching: Other useful resources:
BONUS EPISODE: What does the 2025/26 tax year mean for your finances?
Season 4
Monday, April 7, 2025 • Duration 16:46
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
In this special bonus episode of The Pension Confident Podcast, we cover some of the key changes from the new 2025/26 tax year and what they could mean for you and your finances.
Tune in as our host, Philippa Lamb and Financial Journalist and Founder of Much More With Less, Faith Archer, cover the various changes made, including:
the National Living Wage;
frozen income tax bands;
Statutory Sick Pay; and
the State Pension.
Episode Breakdown:
01:09 The start of a new tax year
04:03 Increased pay for employees and costs for employers
06:20 Frozen income tax and personal tax-free allowance thresholds
07:55 The State Pension and Winter Fuel Payment
11:18 Changes to Statutory Sick Pay, alongside overhaul of benefits systems
12:38 Increased Statutory Parental Pay and free nursery hours
Further reading, listening and watching:
To learn more about the new tax year and your personal allowances, check out these articles, podcasts and videos from PensionBee:
E37: The easiest way to retire with more money with Neil Bage, Bola Sol, and Laura Dunn-Sims
Season 4 · Episode 37
Sunday, March 30, 2025 • Duration 28:54
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Recent research from PensionBee reveals that financial disengagement might cost savers up to £500,000 over their lifetime - that's a substantial amount! When was the last time you reviewed your savings? Are you aware of how much you've saved for retirement? Making small, informed decisions today can greatly impact your financial future. The great news is that staying engaged with your finances isn't difficult.
Join our host, Philippa Lamb, and our expert panel as they explore a simple truth: the most effective way to max out your chances of retiring comfortably.
Behavioural Expert and Co-Founder of Shaping Wealth, Neil Bage;
Financial Adviser, Money Columnist and Author, Bola Sol; and
Head of Consumer PR at PensionBee, Laura Dunn-Sims.
Episode Breakdown:
01:31 Common financial pitfalls
03:52 Visualising our 'future selves'
06:08 Overcoming complacency with pensions
06:42 The £500,000 'cost of disengagement'
08:00 How can we make the numbers feel real?
10:20 Transitioning from an 'immediate return' to 'delayed return' environment
How to retire with more money
Further reading, listening and watching: Other useful resources:
BONUS EPISODE: Tips for the end of the tax year
Wednesday, March 12, 2025 • Duration 08:25
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
With the end of the tax year fast approaching, we're talking pensions, ISAs and tax. From tax relief to ISA limits, we've gathered some top tips and insights from our guests to help you get your finances in order.
Join our host, Philippa Lamb and our expert guests to hear the best bits from the following episodes:
E36: Is my pension funding climate change? With Rotimi Merriman-Johnson, Jesse Griffiths and Giorgia Antonacci
Season 4 · Episode 36
Tuesday, February 25, 2025 • Duration 30:37
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Have you ever wondered if your pension is funding climate change? We all know about the damage greenhouse gases do to the world. According to Make My Money Matter, by greening our pensions, we could cut our carbon footprint 21 times more than by going veggie, or giving up flying or switching energy providers. However, sustainable investing has been met with some scepticism over the years, so in this episode we're going to dig into the detail.
Join our host, Philippa Lamb, and our expert panel as they help you make confident choices about your own pension:
Qualified Financial Adviser and Founder of Mr.MoneyJar, Rotimi Merriman-Johnson;
01:42 The link between pensions and climate change
04:18 The fossil fuel industry
05:36 Does investing sustainably mean lower returns?
09:13 The rising cost of living
11:22 Can individuals make a difference?
15:52 What makes a sustainable pension fund?
17:21 Greenwashing, labelling and timescales
Further reading, listening and watching: Other useful resources:
BONUS EPISODE: How to stick to your financial resolutions
Wednesday, February 12, 2025 • Duration 15:12
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Have you been making progress with your new year's resolutions? If sorting out your finances was top of that list, we're here to help you along. We've been digging into some of our best-loved episodes for nuggets of financial wisdom. Listen as our guests share insights on some of the most common financial resolutions and how you can stick to them.
Join our host, Philippa Lamb and our expert guests as they discuss tracking down pensions, getting started with investing and asking for a payrise. Tune in to hear the best bits from the following episodes:
Further reading, listening and watching: Other useful resources:
E35: The cost of divorce with Lynn Beattie, Harry Gates and Lydia Hunt
Season 4 · Episode 35
Sunday, January 26, 2025 • Duration 31:43
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Every January, lawyers see a spike in inquiries about divorce. It's such a big spike the first Monday of January is known in the profession as Divorce Day. If you've been through it, you'll know that one of the hardest parts of divorce is having to take lots of financial decisions at what can be a really overwhelming time. But understanding all your options can make those decisions easier and better.
Join our host, Philippa Lamb, and our expert panel as they help you build your post-divorce life on the best possible financial foundation.
*In this episode we reference a report by The University of Manchester, where we say 80% of pension wealth is held by men, but the correct figure is actually 90%.
*Where we refer to the fee to apply for a divorce, we say both £583 and £593. The correct figure is £593.
To learn more about finances, pensions and divorce, check out these articles, podcasts and videos from PensionBee:
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