Explore every episode of the podcast The Pension Confident Podcast
| Title | Pub. Date | Duration | |
|---|---|---|---|
| E53: What's missing from your investment portfolio? With Gabriel Nussbaum, Davinia Tomlinson and Matt Batsman | 27 Sep 2026 | 00:32:14 | |
Do you know what your money is invested in? And do you feel confident you're making the right choices? Some of us are investing in the 'default' plan, whether that's through a Stocks and Shares ISA or a workplace pension. Others are dabbling in crypto or gold. And many of us aren't even investing at all, preferring the safety of keeping cash tucked away in a savings account. Join our host, Philippa Lamb, and our expert panel as they discuss investing fundamentals:
Episode breakdown 02:53 Who's investing today? 04:54 The classic asset mix 07:08 'Reckless caution' and inflation 09:03 Home bias and diversification 11:52 Bonds explained 13:45 Alternative assets and crypto 18:09 Gold, oil and 'flight-to-quality' 19:44 What the panel invests in 23:03 What they panel would never touch 24:25 Biggest investment regrets 28:17 Regulated advice, robo-advisors and AI 30:22 Golden rules to start Further reading, listening and watching To learn more about investing fundamentals, check out these articles and podcasts from PensionBee:
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Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Gabriel (@ThatMoneyGuy) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow rainchq (@rainchq) on Instagram, LinkedIn, Facebook and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "Discussing money is a taboo subject" | 17 Sep 2026 | 00:23:50 | |
In this bonus episode, we hear from PensionBee customer Joumana as she shares her pension story. From moving to the UK from Lebanon 13 years ago with no idea a personal pension was even an option, to buying back missing National Insurance years and picking an investment plan that matches her appetite for risk as a freelancer. We unpack Joumana's pension journey with pensions expert Dani Skerrett from PensionBee, covering:
Episode breakdown 01:04 Meet Joumana 08:58 How your pension is protected 13:03 Self-employed pension contributions 17:24 The Retirement Living Standards Further reading To learn more about the topics discussed in this bonus episode, check out these articles from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: Should you save into a Junior ISA or a Junior SIPP? | 07 Sep 2026 | 00:11:02 | |
With the kids back at school, is now the time to start saving or investing for their future? Join our host, Philippa Lamb, and Maike Currie, VP Personal Finance at PensionBee, as they break down the key differences between a Junior ISA and a Junior SIPP, how each is taxed, and which one might be right for your family. Episode breakdown 00:51 Junior ISAs and Junior SIPPs at a glance 02:29 How Junior ISAs and Junior SIPPs are taxed 06:07 Cash Junior ISA versus Stocks and Shares Junior ISA 08:04 How to decide between a Junior ISA or Junior SIPP Further reading, listening, and watching To learn more about saving for children, check out these articles, podcasts and videos from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: The best from our Series 5 guests (so far) with Philippa Lamb and Lucy Greenwell | 30 Aug 2026 | 00:16:16 | |
We're over halfway through Series 5, and it's already covered a lot of ground: whether marriage makes financial sense, what to do if you're 50 years old with nothing saved for retirement, how to stop lifestyle creep swallowing your pay rise, and plenty more. So our Host, Philippa Lamb, pulled Series Producer, Lucy Greenwell, out from behind the glass to argue over their favourite moments from the 33 guests who've joined the podcast so far this year. Episode breakdown 01:42 Best episode for first-time listeners 04:20 Most surprising number 08:16 Funniest episode 10:40 Best money tip 13:44 Most shocking moment
Catch up on all of Series 5 of The Pension Confident Podcast today! Explainer Episodes
Customer Episodes
Full Episodes
And there's plenty more where that came from. We'll be back in September with three new episodes:
You don't want to miss it! So make sure you're subscribed to The Pension Confident Podcast today and catch every episode as soon as it airs.
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "There's no point being the richest person in the graveyard" | 20 Aug 2026 | 00:14:29 | |
In this bonus episode, we hear from PensionBee customer Andy as he shares his pension story. From two decades living and working abroad and untangling the dormant pensions he left behind, to returning to the UK and working out what "enough" really means when you're planning around a Multiple Sclerosis (MS) diagnosis. We unpack Andy's pension journey with pensions expert Veronica Morozova from PensionBee, covering:
Episode breakdown 00:51 Meet Andy 04:12 Consolidating pensions and working abroad 08:13 Tax relief and self-employment 11:31 Planning for an uncertain future Further reading and listening To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| TRAILER: The Pension Confident Podcast Series Five summer trailer | 10 Aug 2026 | 00:02:28 | |
It's time for your Series Five rewind and sneak peek at what's coming up on The Pension Confident Podcast. If you missed an episode, don't worry, you can catch up on every single episode so far wherever you get your podcasts:
And there's plenty more where that came from. Later this month, Series Producer Lucy Greenwell joins our Host Philippa Lamb to pick out the best bits from our Series 5 guests (so far). Then, coming up in September: What might be missing from your investment portfolio? We'll be joined by:
You can read the episode transcript here.
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E52: Is it worth getting married? With Mike Donkor, Philippa Dolan and Jasper Martens | 27 Jul 2026 | 00:31:44 | |
For the first time ever, fewer than half of UK adults are married or in a civil partnership, yet the law hasn't caught up with how many of us now live together instead. So, legally and financially, is it still worth getting married? Join our host, Philippa Lamb, and our expert panel as they discuss whether marriage still pays off financially and legally, and what unmarried couples need to put in place instead:
Episode breakdown 01:18 Why marriage rates are falling 05:44 The financial perks of marriage 09:04 When unmarried couples split 12:41 Avoiding the money conversation 16:20 How are pensions shared 19:28 Who gets the pets? 21:15 Protecting your partner with a will 24:22 Cohabitation Agreements and annual reviews 28:48 A fairer end to relationships Further reading and listening To learn more about managing money in a couple, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Collyer Bristow (@Collyer_Bristow) on YouTube, Instagram, LinkedIn, Facebook and X. Follow Mike Donkor (@michaelgdonkor) on TikTok, Instagram, LinkedIn and Facebook.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "I put my money where my mouth is" | 16 Jul 2026 | 00:14:03 | |
In this bonus episode, we hear from PensionBee customer Sally as she shares her pension story. From decades of putting money into living over saving, and losing her husband suddenly in his 40s, to retirement in her 60s and choosing a pension plan that truly reflects her values. We unpack Sally's pension journey with pensions expert Veronica Morozova from PensionBee, covering:
Episode breakdown 00:39 Meet Sally 02:48 'Present bias' and money 06:10 Tax efficiency in retirement 10:11 Values-based investing Further reading To learn more about the topics discussed in this bonus episode, check out these articles from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: How does market volatility shape your pension pot? | 06 Jul 2026 | 00:12:39 | |
Market volatility is back in the headlines, and if you've noticed your pension balance moving up and down, you're not alone. From tariffs to geopolitical tensions, there's no shortage of reasons to feel uneasy. But before you rush to make any changes, it's worth understanding how volatility actually works and why, more often than not, staying put is the smartest move. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie as they discuss:
Episode breakdown 00:49 What's market volatility? 03:21 How far can a pension balance fall? 05:25 The investor upside of a market downturn 08:32 How quickly can markets recover? 09:55 Pension plans for different life stages Further reading and listening To learn more about investing and stock markets, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E51: How to resist lifestyle creep with Clare Seal, Edoardo Moreni, and Alex Langley | 28 Jun 2026 | 00:30:31 | |
Are you earning more than you were five years ago but still don't feel better off? You might be experiencing 'lifestyle creep'. The subtle way spending expands to quietly swallow every pay rise, bonus, and promotion. From Ocado upgrades and subscription sprawl to beauty routines that keep growing, lifestyle creep is surprisingly easy to fall into and remarkably hard to spot. Join our host, Philippa Lamb, and our expert panel as they discuss how to identify, resist, and even reverse lifestyle creep:
Episode breakdown 01:38 What is lifestyle creep? 05:23 Trigger points and the psychology of spending more 09:41 Supermarket upgrades and the subscription trap 13:17 Being intentional and auditing your spending 16:05 The real pension cost of lifestyle creep 19:20 How to cut back without making life miserable 21:31 Building resilience and talking about money 26:12 Budgeting frameworks and tools that work Further reading, listening and watching To learn more about lifestyle creep and how to manage your money, check out these articles, podcasts and videos from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Clare Seal (@clare.seal) on TikTok, Instagram, LinkedIn and X. Follow Emma App (@emma_finance) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "I've often said that I retired when nobody wanted me anymore" | 18 Jun 2026 | 00:20:01 | |
In this bonus episode, we hear from PensionBee customer Nigel. Now 76 and retired, he spent decades commuting into Central London, raising two children, and telling himself he'd sort his pension "someday". A bad experience with an active fund manager and an IFA changed all that - and a tip from his son led him to PensionBee. We unpack Nigel's pension journey with pensions expert Dani Skerrett from PensionBee, covering the tax benefits of saving into a pension, when a financial adviser is (and isn't) worth it, how to think about how much you actually need in retirement, and what life in drawdown really looks like day-to-day. Episode breakdown 00:48 Meet Nigel 03:19 The tax benefits of saving into a pension 06:47 Should you use a financial adviser? 12:11 How much do you actually need for retirement? 16:12 Nigel's life in retirement Further reading and listening To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: Should you buy Premium Bonds or save into a Cash ISA? | 08 Jun 2026 | 00:10:13 | |
Premium Bonds and Cash ISAs are two of the most popular savings options in the UK, but which one is right for you? With interest rates fluctuating and the cost of living still a real concern, it's more important than ever to make your savings work as hard as possible. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie as they discuss:
00:45 How Premium Bonds work 02:41 The catch with Premium Bonds 05:05 How Cash ISAs work 07:00 Tax considerations 07:35 Which is right for you? Further reading and listening: To learn more about Premium Bonds and Cash ISAs, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E50: Starting a pension from £0 at 50 years old with Hannah Martin, Simonne Gnessen and Sarah Durber | 24 May 2026 | 00:29:54 | |
An estimated 7 million people aged over 50 in the UK have no private pension savings at all. Here's the reality: if you're one of them, it can feel too late to start. It isn't. Whether it's career breaks, the cost of living, a divorce, or simply never getting round to it - millions of people reach 50 with little or nothing put away. So how do you go from £0 to a pot that actually makes a difference? Join our host, Philippa Lamb, and our expert panel as they discuss starting a pension from scratch at aged 50:
01:41 When did our panellists start saving? 03:31 Why so many people reach 50 with no pension 06:56 The real cost of opting out 11:16 Pension Sharing Orders and divorce 13:11 How to start from £0 at 50 years old 17:27 Making the most of your workplace pension 19:26 How contributing just a little more adds up 26:26 Property, side hustles, and creative retirement strategies Further reading, listening and watching: To learn more about building your pension later in life, check out these articles and podcasts from PensionBee:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Rich Retiree (@rich.retiree) on Instagram, LinkedIn, Facebook and Pinterest. Follow Wise Monkey Financial Coaching (@simonnegnessen) on YouTube, Instagram, LinkedIn, Facebook and X. Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "As soon as I left that job, the pension stopped" | 14 May 2026 | 00:17:28 | |
On this bonus episode, we hear from PensionBee customer Becca. Auto-enrolled into her first workplace pension, she assumed retirement saving would always just happen in the background. Then she went self-employed, and for eight years, it didn't happen at all. We explore the self-employed pension gap with the help of pensions expert Dani Skerrett, Head of Content Marketing at PensionBee, covering everything from why Auto-Enrolment leaves millions of freelancers and sole traders behind, to the surprising cost of those years of disengagement. We also share how contributing just £30 a month can make a difference of thousands of pounds by retirement. Episode breakdown 00:34 Meet Becca 03:30 The self-employed pension gap 06:19 What stops self-employed people saving? 09:43 The cost of disengagement 14:26 Becca's belief in teaching kids about money Further reading and listening To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
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| BONUS EPISODE: How much can you pay into your pension this tax year? | 04 May 2026 | 00:09:27 | |
In this bonus episode of The Pension Confident Podcast, we cover the key pension contribution rules and limits for the new 2026/27 tax year, and what they could mean for your retirement savings. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie, as they break down everything you need to know about:
Episode breakdown 01:00 What's the annual allowance? 04:55 Pension Lifetime Allowance scrapped 05:42 Exceeding your annual allowance 06:46 Using your carry forward allowance Further reading and listening To learn more about pension contributions, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
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| E49: Can you still make money as a Buy-to-Let landlord? With Anna Pearce and Michael Annis | 26 Apr 2026 | 00:30:00 | |
Becoming a landlord with Buy-to-Let properties has often been seen as a way to build long-term wealth. But with brand new rules, higher taxes and more paperwork, it's becoming harder to turn a profit. Did you know that since 2022, the rental sector is the only area of the housing market to have lost value? So, are Buy-to-Lets still a good bet? And where does this leave existing landlords trying to make sense of a changing market? Today, we're breaking down the real story behind Buy-to-Lets and what you need to know before you think about jumping in. Join our host, Philippa Lamb, and our expert panel as they discuss Buy-to-Lets:
Episode breakdown 01:23 What's happening to the property market? 04:56 The Renters' Rights Act explained 09:06 Are landlords really leaving the market? 11:35 Understanding rental yields 16:28 Eligibility rules for Buy-to-Let mortgages 20:22 Stamp Duty on second properties 22:36 Building a property portfolio 25:44 The risk and reward of buying at auction Further reading and listening To learn more about property, check out these articles, podcasts and videos from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Anna Pearce (@propertyempress) on TikTok, YouTube, Instagram, LinkedIn and Facebook. Follow Michael Annis on LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "A life-changing diagnosis refocused me on my beneficiaries" | 16 Apr 2026 | 00:21:56 | |
On this bonus episode, we hear from PensionBee customer, David. He spent years quietly accumulating pension pots across various employers without paying them much attention. That all changed when an unexpected cancer diagnosis forced him to confront his finances head-on, and think hard about what would happen to the people he loves if he wasn't around. We unpack the decisions David has navigated, from consolidating old pots and rethinking his investment risk to naming beneficiaries and having long-overdue conversations with his family, with the help of pensions expert Dani Skerrett, Head of Content Marketing at PensionBee. Plus, we share how increasing your contributions by even 1% or 2% can make a staggering difference to your retirement pot. Episode breakdown 00:43 Meet David 04:19 Assessing his investments and consolidating 09:38 Hindsight on workplace pension contributions 14:41 The diagnosis that changed everything 17:02 Preparing his family for the worst 18:54 David's dream retirement Further reading, listening and watching To learn more about the topics discussed in this bonus episode, check out these articles, podcasts and videos from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: What does the 2026/27 tax year mean for your finances? | 06 Apr 2026 | 00:12:47 | |
In this bonus episode of The Pension Confident Podcast, we cover some of the key changes from the new 2026/27 tax year and what they could mean for you and your finances. Join our host, Philippa Lamb, and VP Personal Finance at PensionBee, Maike Currie, as they unpack the changes impacting:
Episode breakdown 01:09 What is the tax year? 02:25 Minimum and statutory pay for workers 04:08 The State Pension and 'triple lock' 06:20 Frozen thresholds on earnings and savings 10:46 Pension contributions and compound interest Further reading and listening To learn more about the 2026/27 tax year, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E48: Are you ready for the 'great wealth transfer'? With Niaz Azad, Annaliese Barber, and Dan Stean | 29 Mar 2026 | 00:29:24 | |
Did you know that over the next 30 years, Baby Boomers are expected to pass down an astonishing £5.5 trillion in assets? It's being called one of the largest movements of wealth in British history. So are you ready for the 'great wealth transfer'? Many Millennials are facing tough financial challenges - with lingering student loans, high rent or mortgage costs and expensive childcare. A wealth transfer could be transformative for this generation. But here's the catch: without proper estate and financial planning, many families could face hefty tax bills. And from April next year, pensions will be included in estates for Inheritance Tax purposes, which could push that tax bill much higher! Join our host, Philippa Lamb, and our expert panel as they discuss the 'great wealth transfer':
Episode breakdown 01:55 Planning for an inheritance 03:58 Generational divide between Baby Boomers and Millennials 07:27 From meritocracy, to inheritocracy 10:50 Inheritance Tax (IHT) basics and thresholds 15:07 Wills matter, even when young 18:37 Estate planning conversations create clarity 21:03 Gifting rules and pitfalls 23:56 When family dynamics and money collide Further reading and listening To learn more about intergenerational wealth, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Millennial Money UK (@MillMoneyUK) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X. Follow Richard Reed Solicitors (@richardreedsolicitors) on Instagram, LinkedIn and Facebook.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "I switched my pension so it complies with my faith" | 13 Mar 2026 | 00:12:04 | |
On this bonus episode, we hear from PensionBee customer, Sanna. Like so many, she's juggling family life, buying her first home, and trying to save for retirement - all at the same time. Since having her daughter and moving back in with family to save on rent, her pension savings have taken a back seat. We unpack the choices Sanna has faced - from rising living costs and childcare to finding faith-aligned financial products - with the help of pension expert Rachael Oku, VP Brand and Communications at PensionBee. Plus, we share helpful guidance for prioritising your future savings while juggling the more immediate, everyday costs. Episode breakdown 01:06 Homebuying vs. saving for retirement 03:20 Rising costs and financial impact 05:05 Faith-driven investing options 08:39 Exploring multiple income streams Further reading, listening and watching To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E47: The 'Singles Tax' - how much is it costing you? With Bobby Seagull MBE, Emma Barnes, and Valentina Adaldo | 22 Feb 2026 | 00:29:49 | |
One in every three households in the UK is now single occupancy. Here's the issue: being single could be costing you more. The so-called 'Singles Tax' is real. Cohabiting couples pay less per person on everything from energy bills to hotel rooms. So if you're single, or living alone, how much extra are you paying and what can you do about it? Join our host, Philippa Lamb, and our expert panel as they discuss the 'Singles Tax':
Episode breakdown 05:18 Flatmates vs. living alone trade-offs 08:02 'Houses before spouses' movement 10:48 Redundancy when single hits harder 14:40 Building your own financial safety net 15:09 Savings hacks for couples vs. singles 18:17 Wedding season costs and pooling gifts 23:42 Saving for retirement while single 25:59 Money tips for savvy singletons Further reading and listening To learn more about the 'Singles Tax', check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Bobby Seagull MBE (@bobby_seagull) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Emma Barnes (@emmaebarnes) on TikTok, YouTube and Instagram.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "I work as a handyman to top up my pension income" | 13 Feb 2026 | 00:17:50 | |
In this bonus episode we hear from PensionBee customer, Tony, as he tells us his pension story. Now in his early sixties, Tony's working part-time as a handyman to top up the income he's receiving from his pension savings. With the help of pension pro, and VP Brand and Communications at PensionBee, Rachael Oku, we'll unpack the tips you might want to take from Tony's story. This episode offers especially useful lessons for older savers approaching retirement, helping you make sense of what a 'phased retirement' could mean for your finances. Episode breakdown 01:07 The popularity of phased retirement 03:57 Balancing mortgage payments and pension contributions 08:12 Navigating different allowances for different accounts 11:28 Waiting on the State Pension to fully retire Further reading, listening and watching To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E46: How to bounce back from redundancy with Jimmy McLoughlin OBE, Eleanor Mills and Emma Ferenc-Bachelor | 25 Jan 2026 | 00:24:18 | |
Where do you see yourself in five years? In a rapidly changing world of work, that's becoming harder to answer. The World Economic Forum predicts that by 2030, nearly 92 million jobs will disappear. The upside? 170 million new jobs will emerge. With UK businesses feeling the squeeze, more workers will be forced to reconsider their career in the coming years. The combination of higher secondary Class 1 National Insurance contributions, increased National Minimum Wage, and the new Employment Rights Act is leading experts to forecast a rise in redundancies. Join our host, Philippa Lamb, and our expert panel as they discuss the how to bounce back from redundancy:
Episode breakdown 02:12 How it feels being made redundant 05:46 The triple whammy hitting employers 08:20 Where new jobs will come from 10:59 Reskilling in midlife 13:20 How to sell a squiggly career 15:22 Your redundancy rights 17:25 Cutting spending and saving tips 19:06 Everyday networking 21:19 Reframing the shame around redundancy Further reading and listening To learn more about switching careers and employment rights, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Jimmy McLoughlin OBE (@jimmym) on TikTok, YouTube, Instagram, LinkedIn, X and Threads. Follow Noon (@uponnoon) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: "I stopped paying into my pension for 20 years" | 15 Jan 2026 | 00:18:42 | |
On this special bonus episode, we're doing something new! We're going to hear from PensionBee customer, Tara-Jane, as she tells us her pension story in her own words. From starting early at 17 years old, to the impact of ignoring her pension for 20 years - it's been a rollercoaster of retirement decisions. With the help of pension pro, and VP Brand and Communications at PensionBee, Rachael Oku, we'll unpack the tips you might want to take from Tara-Jane's story. There are useful lessons for every saver in this episode, whichever stage of retirement planning you're at. Episode breakdown 01:22 Starting a pension at 17 years old 05:37 Spending on the present, without saving for the future 09:49 Frustrations with rising State Pension age 13:56 When was the last time you did a pension review? Further reading, listening and watching To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| S5 TRAILER: The Pension Confident Podcast | 02 Jan 2026 | 00:01:38 | |
Happy New Year from all of us at The Pension Confident Podcast. Every month, with expert guests, we dig into those money and pension questions that can feel so complicated. We just lay out the answers in simple, jargon-free language. There'll also be bonus content throughout the year to keep you up to speed on everything from stock market trends to Downing Street decisions. Plus, we'll be hearing from savers just like you. The first episode of 2026 will be live at the end of this month, and with change in the air, it's all about bouncing back from redundancy. As our experts will give tips for how to turn a set back into a step up on the career ladder.
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: The best from our Series 4 guests with Philippa Lamb and Lucy Greenwell | 28 Dec 2025 | 00:14:59 | |
On this special bonus episode, we're turning the mic around. We hear from our Host, Philippa Lamb, and Producer, Lucy Greenwell, as they discuss their favourite moments from Series 4 of The Pension Confident Podcast. We've had some brilliant guests - from divorce lawyers to behavioural experts, authors to financial influencers, along with some of our favourite people from PensionBee HQ. On this episode, we'll hear from:
Episode breakdown 02:20 Biggest "I never knew" moment 04:07 Most shocking number 06:01 Surprising money tip 08:34 Funniest episode 10:22 Best episode for beginners 14:12 See you next year, for Series 5 Further reading, listening and watching To learn more about the topics discussed in this bonus episode, check out these articles, podcasts and videos from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E45: The rise of micro-retirements with Ola Majekodunmi, Lauren Spearman and Tom Carter | 17 Dec 2025 | 00:23:39 | |
Imagine hitting pause on your career, not decades from now, but far sooner. What would you do with all that freedom? Today we're talking about the rise of micro-retirements, or sabbaticals, as they're better known. It's becoming increasingly popular with Gen Z as a bold way to take control of their time, blending career progression and meaningful rest. Unlike traditional retirement, which often feels like a distant milestone, micro-retirements offer the chance to hit pause regularly. Join our host, Philippa Lamb, and our expert panel as they discuss the rise of micro-retirements:
Episode breakdown 02:50 How popular are micro-retirements? 04:50 Making the most of our health capital 08:40 Tips for saving towards two retirements 11:00 Are sabbaticals the cure for burnout? 14:42 Switching off during your sabbatical 18:35 Financial planning for your micro-retirement Further reading, listening and watching To learn more about taking a career break and saving for retirement, check out these articles and podcasts from PensionBee:
Other useful resources
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow All Things Money (@allthingsmoney_) on TikTok, Instagram, LinkedIn, Facebook and X. Follow Lauren Spearman (@spearmanlauren) on TikTok, Instagram and LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: What does the Autumn Budget 2025 mean for your finances? | 01 Dec 2025 | 00:15:12 | |
Labour said this year's Autumn Budget aims to address an economy that's "not working well enough for working people". But will the changes they've announced leave you better off? Before Budget day, analysts were estimating that the government was facing a £30 billion shortfall. The challenge for Chancellor Rachel Reeves was to fill that hole while balancing economic growth and fairness. Join our host, Philippa Lamb, and our expert guest as they unpack exactly what the Chancellor announced and what it means for your savings:
Episode breakdown: 02:07 Changes to take-home pay and cost of living 04:39 Impact of raised National Insurance and Minimum Wage for employers 07:45 How will homeowners and landlords be hit by the Budget? 10:08 What's been announced about savings, investments and pensions? 13:55 With Christmas around the corner, any good news for families? Further reading: To learn more about taxes, pensions and savings, check out these articles from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Boring Money (@boringmoney) on X, Instagram, TikTok, Facebook and LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E44: Buy Now, Pay More? With Alice Tapper, Tim Hogg and Dani Skerrett | 23 Nov 2025 | 00:29:55 | |
From Buy Now, Pay Later plans to monthly subscriptions, modern conveniences promise to make our lives easier. But these small payments can quietly stack up into a sizable debt that jeopardises our financial future. For example, a £10-a-month streaming service seems harmless, but six months later, you might be paying for five you barely use. Or those 'Buy Now, Pay Later' purchases you thought were manageable could turn into growing debt. Join our host, Philippa Lamb, and our expert panel as they discuss the hidden cost of convenience:
Episode breakdown: 03:07 Spending season is here 06:23 £30 bill, or pay £10 today? 08:35 It's free for you, but someone's paying 10:12 The evolution of frictionless spending 13:33 Where's the regulation? 17:23 Don't let technology push you into high spending 19:51 Masterclass on proper usage 24:28 Dopamine hit of saving money 27:41 Tips for managing seasonal spending Further reading, listening and watching: To learn more about budgeting and debt, check out these articles and podcasts from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Alice Tapper (@gofundyourself) on Instagram, LinkedIn and X. Follow Fairer Finance (@fairerfinance) on Instagram, LinkedIn, Facebook and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E43: Who wants to be a pension millionaire? With Faith Archer, Damien Fahy and Maike Currie | 26 Oct 2025 | 00:31:03 | |
Building a £1 million pension pot may be more achievable than you think. But how much money will that £1 million give you in retirement? Join our host, Philippa Lamb, and our expert panel as they discuss what it takes to build £1 million in your pension from the monthly contributions needed depending on your age, to the role that compound interest and employer contributions can play.
Episode Breakdown: 01:06 How many pension millionaires are there? 02:55 Monthly payments needed to grow a £1 million pension 04:50 How can parents help their kids to become a millionaire? 08:20 How much retirement income can you take from a £1 million pension? 09:13 The 4% withdrawal rule 09:54 Is £40,000 per year enough in retirement? 11:03 The State Pension 12:22 Inflation and the impact on savings and pensions 13:42 How can you save £1 million? 14:34 Pension tax relief and employer contributions 19:42 Junior pensions and Inheritance Tax 20:48 Workplace pensions and Auto-Enrolment 22:44 How can self-employed people start a pension? 23:38 £4 on a coffee vs. £4 in your pension 27:36 How much can £5,000, £10,000 and £20,000 grow in 40 years? 28:16 The annual allowance on pension contributions
Further reading, listening and watching:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Faith Archer (@MuchMoreWithLess) on LinkedIn, Facebook and X. Follow Money to the Masses (@moneytothemasses) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E42: Should you pay for your kids to go to university? With Tom Allingham, Kia Commodore and Stewart Twynham | 28 Sep 2025 | 00:30:54 | |
University has never been more expensive. A 2025 report from the Higher Education Policy Institute found that students need £61,000 to have a minimum socially acceptable standard of living over a three-year degree. But even the maximum annual Maintenance Loan available to students from the lowest income households would only cover half this. So who's expected to plug the gap: the students or their parents? Join our host, Philippa Lamb, and our expert panel as they discuss the financial realities new students are facing and how parents can support their children through university.
Episode Breakdown: 04:10 What are Tuition and Maintenance Loans? 07:11 How families can navigate university costs 10:54 The impact of household income 15:18 Is university good value for money? 18:15 Price of a pint across the UK 20:28 Can students supplement costs with part-time jobs? 22:00 Should parents pay for their kids to go to university? 23:51 Financial health check for parents 28:04 How can student finance be improved? Further reading, listening and watching: To learn more about supporting students at university, check out these articles, podcasts and videos from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Save The Student (@SaveTheStudent) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X. Follow the Pennies To Pounds (@penniestopound) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: Why do we need a 'Pension Switch Guarantee'? | 17 Sep 2025 | 00:06:27 | |
For this Pension Awareness Week bonus episode, we're looking at how the pension transfer process works and why it should be improved to give savers more control of their money. We're spotlighting the need for reform in the pensions industry, specifically with a 'Pension Switch Guarantee' to make pension transfers as simple as switching banks. Only the government has the power to change this, so if you'd like to see a 10-day Pension Switch Guarantee, you can sign the government petition running until 24 January 2026.
Pension switching is a subject close to the heart of PensionBee's Founder and CEO, Romi Savova. Join our host, Philippa Lamb, as we rewind to episode 34 where Romi unpacked 10 years of pension changes. Episode breakdown: 00:48 What inspired Romi to create PensionBee? 02:00 More jobs means more lost pensions 02:37 Take an interest in your retirement 03:45 It should be simpler to switch pension providers 04:56 Sign the petition for a 'Pension Switch Guarantee' Further reading
To learn more about pension transfers and personal finances, check out these articles from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| TRAILER: Catch up on Series 4 of The Pension Confident Podcast (so far) | 13 Aug 2025 | 00:01:59 | |
We're taking a short break over August, but we'll be back in September with brand new Series Four episodes and bonus content. We've covered a lot of ground already this year, everything from relationships, to AI and tech, the economy and - clue's in the title - pensions. If you missed one earlier in the year, don't worry, you can catch up on every single episode so far wherever you get your podcasts:
So join us as we bust industry jargon, dispel myths and challenge the stereotypes that can make it so hard for us to feel really financially confident.
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Then don't forget to rate and give us a review! As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E41: How can multi-generational living save you money? With Sam Bartley, Molly Broome and Simmy Kaur | 27 Jul 2025 | 00:26:07 | |
Why are more families choosing to live with two, three, or even four generations under one roof? Rising rent, home prices, and living costs can make sharing a home a smart way to save money. Maybe that's why multi-generational living is the fastest-growing household type in the UK right now. But not all reasons are financial. For some, it's a cultural norm or a chance to care for young children and elderly relatives. Join our host, Philippa Lamb, and our expert panel as they discuss the financial impact, cultural motives, and care challenges of multiple generations living under one roof.
Episode Breakdown: 01:55 Rise of the boomerang generation 04:06 Why move back home? 06:52 Grandparents and grandchildren under one roof 08:14 The social stigma of returning 09:02 Transitioning from in-laws to flatmates 10:42 Navigating bills and boundaries 12:19 Springboard or brakes on hitting milestones? 13:51 What age are people buying their first home? 15:38 Childcare subsidised by grandparents 17:15 Savings on eldercare costs 19:25 Findings from Carer's Pension Gap report 20:52 Staying in everyone's good books 22:20 Working from the family home Further reading, listening and watching: To learn more about mixing family and finances, check out these articles, podcasts and videos from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow BAM! Comedy (@bamcomedyuk) on TikTok, YouTube, Instagram, LinkedIn, Facebook. Follow the Resolution Foundation (@resolutionfoundation) on TikTok, YouTube, Instagram, LinkedIn, Facebook and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: Six tips for automating your personal finances | 23 Jul 2025 | 00:10:47 | |
For this special bonus episode, we're looking at how automation can help you manage your personal finances. Standing orders, calendar reminders and apps - they can all save us time and make sure we keep our payments and savings on track. We've gathered six top tips and insights from our guests to help you get your finances in order. Join our host, Philippa Lamb and our expert guests to hear the best bits from the following episodes:
Episode breakdown:
00:41 Establishing good financial habits 01:28 Sharing expenses 02:14 Automation and credit scores 04:26 Boosting your credit score 06:00 Stress-free retirement planning 07:22 Financial personalities Further reading, listening and watching:
To learn more about automation and personal finances, check out these articles and resources from PensionBee:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E40: The ADHD tax - how much is it costing you? with Dr Tara Quinn, Krystle McGilvery and Emily Tribe | 29 Jun 2025 | 00:28:22 | |
ADHD can affect how your brain handles things like planning, focus and organisation, which can make it particularly challenging to stay on top of your finances. Things like paying off debt, saving into a pension, paying a bill on time can feel really overwhelming. In this episode we explore exactly why money and ADHD can clash, find out what can help, and take a look at how to build systems that could work for you. Join our host, Philippa Lamb, and our expert panel as they break it all down.
Episode Breakdown:
Further reading and listening: To learn more about ADHD and finances, check out these articles from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Dr Tara Quinn on Instagram, LinkedIn, Facebook, YouTube and X. Follow Krystle McGilvery on Instagram and LinkedIn.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: Personal finance tips for the self-employed | 17 Jun 2025 | 00:11:08 | |
In this special bonus episode of The Pension Confident Podcast, we're discussing how to manage your pension and your personal finances whether you're self-employed, freelance or running your own business. PensionBee's Invisible Worker research - which surveyed 1,000 British gig workers - found more than half of them can't afford to save into a pension. Nearly 30% of them also said they wouldn't know where to start if they did want to set one up.
Join our host, Philippa Lamb as she shares helpful tips from our expert guests from the following episodes:
Episode breakdown: 01:11 Saving for the short-term 02:54 Balancing looking after your business and yourself 04:00 Can your business act as a retirement fund? 05:30 Keeping cash aside 06:35 Business owners and cash cushions 07:45 Making pension contributions on a varying income 08:42 Putting money in a pension vs. a cash savings account 09:30 Keeping an eye on the future
Further reading, listening and watching:
To learn more about finances and pensions for the self-employed, check out these articles, podcasts and videos from PensionBee:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: Understanding market volatility | 28 May 2025 | 00:10:10 | |
In this special bonus episode of The Pension Confident Podcast, we're diving deeper into the topic of market volatility. Episode 39 explored President Trump's tariffs and the impact on pension balances and in this episode, we're going to be answering some popular questions that came in off the back of that - with some helpful explainers from our expert guests.
Join our host, Philippa Lamb as she shares helpful explainers from our expert guests from the following episodes:
Episode breakdown: 01:20 What is a pension balance? 02:36 Why do pension balances go up and down? 03:42 How to deal with anxious feelings during market volatility 04:49 How are pensions invested and what is diversification? 06:13 How can volatile stock markets be an investment opportunity? 07:02 How often should you check your pension balance? 07:56 What's happened after previous market downturns?
Further reading and listening: To learn more about finances and pensions, check out these articles, podcasts and videos from PensionBee:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E39: Trump, tariffs and what it all means for your pension with Emma Maslin, Lucy Evans and Clare Reilly | 20 May 2025 | 00:27:45 | |
Global stock markets have been on a bit of a rollercoaster lately, thanks to a flurry of announcements from President Trump and his administration around spending cuts and trade tariffs. The uncertainty about what might come next has left investors worldwide feeling uneasy. And when investors get jittery, markets tend to get volatile. So what does stock market volatility actually mean for you and your savings?
Join our host, Philippa Lamb, and our expert panel as they break it all down.
Episode Breakdown: 03:26 History of market volatility 07:43 What's happening with Trump and tariffs 11:20 What happens next? 12:18 How might the UK government respond? 13:12 What does this mean for pensions? 15:56 The impact of age and lifestage 17:36 Other investments and emergency funds 22:15 Pension contributions and tax relief 23:16 Where to find guidance Further reading, listening and watching: To learn more about stock market volatility, check out these articles, podcasts and videos from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Emma Maslin (@moneywhisperer_) on Instagram, LinkedIn, Facebook and X. Follow Lucy Evans (This is money) on LinkedIn and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E38: How to shift careers with Hannah Martin, Suzanne Noble and Anindya Bhattacharyya | 27 Apr 2025 | 00:29:27 | |
Since the COVID-19 pandemic, around four million Brits have changed careers. With artificial intelligence (AI) posing potential risks to many jobs, it's estimated that an additional 285,000 people might need to make a career switch by 2030.
Changing careers is undoubtedly a significant step, especially if you've dedicated years to one industry. So, where can you find the tools to help you make the leap? And importantly, how can you keep your finances on track?
Join our host, Philippa Lamb, and our expert panel as they share practical strategies, personal experiences and insights on navigating an evolving job market.
Episode Breakdown: 01:35 What would your instant career swap be? 02:25 Transferable skills and portfolio careers 04:17 The end of the 40-year career 06:15 Most common age for making a career switch 07:43 Pitching yourself as an older employee 09:46 Retraining for a new role 13:29 Can you afford to switch careers? 16:12 Financial checklist before making the leap 18:15 Finding possible funding opportunities 19:50 Available support for getting started 22:14 Are your passions a good guide? 24:40 Tips for how to switch careers Further reading, listening and watching: To learn more about how to shift careers, check out these articles, podcasts and videos from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Talented Ladies Club (@TalentedLadies) on YouTube, Instagram, LinkedIn, Facebook and X. Follow Startup School for Seniors (@startupschoolforseniors) on TikTok, YouTube, Instagram, LinkedIn and Facebook.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: What does the 2025/26 tax year mean for your finances? | 07 Apr 2025 | 00:16:46 | |
In this special bonus episode of The Pension Confident Podcast, we cover some of the key changes from the new 2025/26 tax year and what they could mean for you and your finances. Tune in as our host, Philippa Lamb and Financial Journalist and Founder of Much More With Less, Faith Archer, cover the various changes made, including:
Episode Breakdown: 01:09 The start of a new tax year 04:03 Increased pay for employees and costs for employers 06:20 Frozen income tax and personal tax-free allowance thresholds 07:55 The State Pension and Winter Fuel Payment 11:18 Changes to Statutory Sick Pay, alongside overhaul of benefits systems 12:38 Increased Statutory Parental Pay and free nursery hours Further reading, listening and watching: To learn more about the new tax year and your personal allowances, check out these articles, podcasts and videos from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Faith Archer (@MuchMoreWith Less) on LinkedIn, Facebook and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E37: The easiest way to retire with more money with Neil Bage, Bola Sol and Laura Dunn-Sims | 30 Mar 2025 | 00:28:54 | |
Recent research from PensionBee reveals that financial disengagement might cost savers up to £500,000 over their lifetime - that's a substantial amount! When was the last time you reviewed your savings? Are you aware of how much you've saved for retirement? Making small, informed decisions today can greatly impact your financial future. The great news is that staying engaged with your finances isn't difficult.
Join our host, Philippa Lamb, and our expert panel as they explore a simple truth: the most effective way to max out your chances of retiring comfortably.
Episode Breakdown: 01:31 Common financial pitfalls 03:52 Visualising our 'future selves' 06:08 Overcoming complacency with pensions 06:42 The £500,000 'cost of disengagement' 08:00 How can we make the numbers feel real? 10:20 Transitioning from an 'immediate return' to 'delayed return' environment 13:16 How to retire with more money 17:23 Automate your way to compound interest 20:02 Understanding investment risk 23:30 Balancing greed and fear 26:27 How to make (and keep) good habits Further reading, listening and watching: To learn more about the cost of disengagement, check out these articles, podcasts and videos from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Shaping Wealth (@shapingwealth) on YouTube, Instagram, LinkedIn and X. Follow Bola Sol (@bolasol) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: Tips for the end of the tax year | 12 Mar 2025 | 00:08:25 | |
With the end of the tax year fast approaching, we're talking pensions, ISAs and tax. From tax relief to ISA limits, we've gathered some top tips and insights from our guests to help you get your finances in order.
Join our host, Philippa Lamb and our expert guests to hear the best bits from the following episodes:
00:30 Tax relief - what it is and how it works 01:30 ISAs - another way to save 03:27 Lifetime ISAs 04:54 Using ISAs and pensions together 06:53 ISA rules
Further reading, listening and watching: To learn more about finances and pensions, check out these articles, podcasts and videos from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E36: Is my pension funding climate change? With Rotimi Merriman-Johnson, Jesse Griffiths and Giorgia Antonacci | 25 Feb 2025 | 00:30:37 | |
Have you ever wondered if your pension is funding climate change? We all know about the damage greenhouse gases do to the world. According to Make My Money Matter, by greening our pensions, we could cut our carbon footprint 21 times more than by going veggie, or giving up flying or switching energy providers. However, sustainable investing has been met with some scepticism over the years, so in this episode we're going to dig into the detail. Join our host, Philippa Lamb, and our expert panel as they help you make confident choices about your own pension:
Episode Breakdown: 01:42 The link between pensions and climate change 04:18 The fossil fuel industry 05:36 Does investing sustainably mean lower returns? 09:13 The rising cost of living 11:22 Can individuals make a difference? 15:52 What makes a sustainable pension fund? 17:21 Greenwashing, labelling and timescales 22:28 What action can pension savers take? 23:42 Influencing change 27:39 Final thoughts Further reading, listening and watching: To learn more about finances, pensions and divorce, check out these articles, podcasts and videos from PensionBee:
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Rotimi Merriman-Johnson, Mr MoneyJar on YouTube, Instagram, LinkedIn and X. Follow Finance Innovation Lab on LinkedIn, Facebook and X.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| BONUS EPISODE: How to stick to your financial resolutions | 12 Feb 2025 | 00:15:12 | |
Have you been making progress with your new year's resolutions? If sorting out your finances was top of that list, we're here to help you along. We've been digging into some of our best-loved episodes for nuggets of financial wisdom. Listen as our guests share insights on some of the most common financial resolutions and how you can stick to them.
Join our host, Philippa Lamb and our expert guests as they discuss tracking down pensions, getting started with investing and asking for a payrise. Tune in to hear the best bits from the following episodes:
00:28 Tracking down old pensions 02:55 Balancing spending and socialising 05:33 The art of saying 'no' 07:37 Getting started with investing 10:06 Prioritising saving over sales 12:42 How to ask for a pay rise Further reading, listening and watching: To learn more about finances and pensions, check out these articles, podcasts and videos from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E35: The cost of divorce with Lynn Beattie, Harry Gates and Lydia Hunt | 26 Jan 2025 | 00:31:43 | |
Every January, lawyers see a spike in inquiries about divorce. It's such a big spike the first Monday of January is known in the profession as Divorce Day. If you've been through it, you'll know that one of the hardest parts of divorce is having to take lots of financial decisions at what can be a really overwhelming time. But understanding all your options can make those decisions easier and better.
Join our host, Philippa Lamb, and our expert panel as they help you build your post-divorce life on the best possible financial foundation.
01:32 The fundamentals of divorce 07:57 Is it worth getting a prenup? 09:55 Divorce and pensions 11:22 What's included in negotiations? 13:36 Pension splitting 15:34 What happens to assets from before the marriage? 18:05 Are liabilities included in divorce negotiations? 21:03 Children and divorce 21:49 Can a divorce agreement be amended? 23:41 Thinking long term when negotiating 26:40 Life after divorce *In this episode we reference a report by The University of Manchester, where we say 80% of pension wealth is held by men, but the correct figure is actually 90%. *Where we refer to the fee to apply for a divorce, we say both £583 and £593. The correct figure is £593. Further reading and listening: To learn more about finances, pensions and divorce, check out these articles, podcasts and videos from PensionBee:
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Catch up on the latest news, read our transcripts or watch on YouTube: Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Lynn Beattie, Mrs Moneypenny on YouTube, Instagram, Facebook and X. Follow The Divorce Surgery on YouTube, Instagram, LinkedIn and Facebook.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| S4 TRAILER: The Pension Confident Podcast | 05 Jan 2025 | 00:01:30 | |
Happy New Year from all of us at The Pension Confident Podcast. We're back with a great lineup of topics and expert guest plans for our fourth series. Our mission is simple: to build up your pension and personal finance confidence. How do we do that? Simple. By asking and answering the questions that matter to you. Maybe you want to know how much you'll need to save to retire early, or if your hard-earned pension contributions are actually funding climate change. Maybe it's hidden risks, like lifestyle creep, you want to get your head around or how your personal relationships might be impacting your finances. The series is packed with insights and tips from a huge range of pensions and money experts. Plus we'll be sharing bonus content with you right throughout the year too - including special budget breakdowns. The first episode of 2025 will be live at the end of this month, and with new beginnings in mind, it's all about keeping the cost of divorce as low as possible and making sure your finances are in good shape when you start over afterwards.
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads.
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com. | |||
| E34: Unpacking 10 years of the pension changes with Damien Fahy, Sam Brodbeck, and Romi Savova | 15 Dec 2024 | 00:26:39 | |
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
Over the past decade, British pensions have undergone significant transformations. With the introduction of Auto-Enrolment, advances in technology, and more flexible regulations, it's become easier for individuals to plan and manage their retirement savings.
As the new government took office, the Chancellor introduced yet more changes to pensions in the Autumn Budget. So, what can we expect moving forward?
Join our host, Philippa Lamb, and our expert panel as they look back at the biggest pension changes over the past decade and how you can plan for a happy retirement in an everchanging world.
Episode Breakdown: 01:01 PensionBee's origin story 03:30 Billions of pounds lost in missing pensions 05:25 Why do people disengage? 08:28 The revolving door of pensions changes 10:04 The big pension changes that have shaped the past decade 12:00 Introduction of Auto-Enrolment 14:41 Pension Freedoms reforms 16:33 Where your money is, exactly 20:20 Understanding market ups and downs 22:52 How do UK pensions compare internationally? Further reading and listening: To learn more about changes in the pensions industry, check out these articles and podcasts from PensionBee:
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Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Money to the Masses (@moneytothemasses) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Times Money Mentor (@timesmoneymentor) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. | |||
| BONUS EPISODE: Financial mistakes part one | 04 Dec 2024 | 00:11:45 | |
Enjoying the podcast? Tell us what you think below and give us a rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
In this bonus episode of The Pension Confident Podcast, we bring you part one of our myth-busting series on common financial mistakes and how to avoid them! Tune in to hear the best bits from episodes 19, 23, 27, 29 and 31. Our host, Philippa Lamb, and our expert guests cover everything from why people become reliant on credit cards to how credit scores actually work. We hear from:
Episode Breakdown: 00:35 The pressure of borrowing for education 02:06 Keeping up with the Joneses 03:57 The astronomical cost of childcare 05:25 High charges that come with debt 06:39 What does a 'credit score' mean? 09:30 The risk of 'financial association' Further reading and listening: To learn more about avoiding financial mistakes with borrowing money and credit scores, check out these articles and podcasts from PensionBee:
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Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on X, YouTube, Threads, Instagram, TikTok, Facebook and LinkedIn. Follow Ola (@allthingsmoney_) on X, Instagram, TikTok, Facebook and LinkedIn. Follow Millennial Money UK (@MillMoneyUK) on X, Instagram, Facebook and LinkedIn. Follow @Mumsnet on X, Instagram, Facebook, TikTok and LinkedIn. Follow Boring Money (@boringmoney) on X, Instagram, TikTok, Facebook and LinkedIn. Follow Experian (@Experian_UK) on X, YouTube, Instagram, TikTok, Facebook and LinkedIn. | |||
| E33: How to spot the signs of financial abuse with Danny Tatlow and Jaypee Soule | 24 Nov 2024 | 00:29:14 | |
Enjoying the podcast? Tell us what you think below and give us a review or rating. As always we'd love to hear your suggestions and feedback. Send us an email: podcast@pensionbee.com.
This month on The Pension Confident Podcast we're shining a light on an important topic - financial abuse. It's a part of economic abuse, a legally recognised form of domestic abuse and it can happen to anyone. Join our host, Philippa Lamb, and our expert panel as they discuss what to do if you or someone you know is being financially abused, how to spot the signs and what support is available.
Episode breakdown: 01:00 What is financial abuse and who does it impact? 06:59 The underreporting of financial abuse 09:22 What are the effects of financial abuse? 11:28 Who is committing financial abuse? 14:06 How do financial services protect against financial abuse? 16:48 How to keep yourself and your funds safe from financial abuse 18:53 What are the signs of financial abuse to look out for? 20:40 How are financial abuse cases recorded? 21:38 What support is available for victims of financial abuse? 24:04 The importance of financial awareness 26:13 Understanding powers of attorney Further reading: To learn more about some of the themes discussed, check out these articles and podcasts from PensionBee:
Other useful resources:
Catch up on the latest news, read our transcripts or watch on YouTube:
Follow PensionBee (@PensionBee) on TikTok, YouTube, Instagram, LinkedIn, Facebook, X and Threads. Follow Hourglass on X, Facebook and LinkedIn. Follow Danny Tatlow on LinkedIn.
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