Explore every episode of the podcast The Nonprofit Bookkeeper
| Title | Pub. Date | Duration | |
|---|---|---|---|
| When the Budget Stops Being True: Why reporting against budget isn't always enough | 14 Oct 2026 | 00:17:09 | |
A budget may have been perfectly reasonable when it was approved, but what happens when the assumptions behind it no longer reflect reality? In this episode, Aishat explores why reporting against the original budget isn't always enough to support good financial decisions. We unpack the difference between budgets, reforecasts and revised budgets; why some charities retain their original budget throughout the year while others undertake a formal mid-year review; and how each approach can help management and trustees understand their financial position. The conversation also considers what happens when ambitious income targets don't materialise, why a favourable variance isn't always good news, and how forecasting can give organisations time to respond to emerging financial pressures. The central question: Are your financial reports simply explaining what has changed, or helping you decide what to do next? KEY TAKEAWAY
BEST MOMENTS 04:15 Why budgets and forecasts answer different questions 11:10 The important distinction between reforecasting and revising a budget 15:20 Four financial figures, four different questions TRUSTEE FINANCE BRIEF If you're a trustee or charity leader who would like more practical prompts to help you engage with charity finances and ask useful questions around the board table, you can join my Trustee Finance Brief. Sign up to receive practical, plain-English finance and governance insights designed to support better board-level conversations. ABOUT YOUR HOST Aishat is a charity finance professional with over 25 years' experience in the nonprofit sector and founder of BAnC Service, a practice supporting charities and nonprofits with financial management, reporting, governance and strategic financial advice. Through The Nonprofit Bookkeeper, she helps charity leaders, trustees and finance professionals make sense of financial information, ask better questions and make informed decisions, while recognising the people and work behind the numbers. She is also the author of Charity Finance from A to Z, a practical guide to making charity finance more accessible. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| The Decisions Behind the Numbers | 28 Sep 2026 | 00:28:08 | |
Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z The numbers may be accurate, but what do they actually tell us? An underspend could be a genuine saving — or simply delayed expenditure. A healthy bank balance may not all be available to spend. And a programme that looks expensive may partly reflect how costs have been allocated. In this episode, Aishat explores the decisions, assumptions and operational realities behind the numbers — and what trustees, CEOs and finance leads need to understand before using them to make decisions. KEY TAKEAWAY
BEST MOMENTS "Judgement is part of financial governance." "A £40,000 staff-cost underspend may be completely accurate, but understanding why it exists determines what the organisation can reasonably do with that information." A QUESTION FOR YOUR NEXT FINANCE DISCUSSION When a number looks particularly good, particularly worrying or simply different from what you expected, ask: What sits behind this number — and would understanding that change the decision we're about to make? TRUSTEE FINANCE BRIEF If you're a trustee or charity leader who would like more practical prompts to help you engage with charity finances and ask useful questions around the board table, you can join my Trustee Finance Brief. Sign up to receive practical, plain-English finance and governance insights designed to support better board-level conversations. ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| 2026 Small Charities Week – Day 7: What Financially Resilient Small Charities Do Differently | 28 Jun 2026 | 00:09:04 | |
🎁 Resource update: This download has been retired. Visit BAnC Services for our latest charity finance resources. Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z What makes a financially resilient charity? It isn't necessarily a large finance team, sophisticated systems, or substantial reserves. After more than 25 years working in charity finance, Aishat has seen small charities with limited resources make excellent financial decisions, while much larger organisations continue to struggle. In this final episode of the Small Charities Week series, she brings together the key themes from the week and explores the habits that financially resilient charities develop over time. Because resilience isn't about perfection. It's about consistently making better financial decisions. KEY TAKEAWAY
BEST MOMENTS "Forecasting isn't about predicting the future perfectly. It's about reducing surprises." "Resilience is much easier to build before a crisis than during one." "Financial resilience isn't about fixing everything at once." REFLECTION QUESTION What is one financial habit your organisation could strengthen over the next three months? Not ten things. Not a complete transformation. Just one. ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| 2026 Small Charities Week – Day 6: The Financial Conversations Small Charity Boards Avoid | 26 Jun 2026 | 00:11:29 | |
🎁 Resource update: This download has been retired. Visit BAnC Services for our latest charity finance resources. Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z Most trustees don't join a board because they love finance. They join because they care about a cause, a community, and making a difference. Yet every board makes financial decisions. The challenge is that some of the most important finance conversations are often the ones that never happen. In this episode, Aishat explores why trustees sometimes avoid asking questions, why understanding matters more than simply receiving reports, and how better conversations lead to better governance. Because good financial leadership isn't about having all the answers. It's about creating an environment where the right questions can be asked. KEY TAKEAWAY
BEST MOMENTS "Some of the most important finance conversations are often the ones that don't happen." "One of the most dangerous sentences in charity governance is, 'The finance person has it covered.'" "The purpose of a board meeting isn't simply to receive information. It's to have conversations that information should trigger." REFLECTION QUESTION Think about your last board meeting. Was there a question you wanted to ask but didn't? Was there something you didn't fully understand? Was there a risk you felt uncomfortable raising? If so, there's a good chance someone else in the room felt exactly the same. ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| 2026 Small Charities Week: Day 5 - How Small Charities Can Build Reserves Without Feeling Guilty | 26 Jun 2026 | 00:09:42 | |
🎁 Download your free Day 5 resource: Building Reserves: A Small Charity Action Plan here Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z Most charity leaders agree that reserves are important. The real challenge is knowing how to build them when funding is tight, demand is increasing, and every pound already feels committed. In this episode, Aishat moves beyond the debate about whether reserves matter and explores practical ways small charities can start building financial resilience. From small annual surpluses and full cost recovery to unrestricted fundraising and intentional board decisions, this episode focuses on realistic actions rather than ideal circumstances. Because reserves aren't money sitting idle, they're what help charities continue delivering their mission when challenges arise. KEY TAKEAWAY
BEST MOMENTS "Instead of asking, 'Should we have reserves?' we should ask, 'How do organisations actually build them?'" "Reserves aren't simply money sitting in a bank account. They're breathing space, time, flexibility and they're options." "Sometimes the path to stronger reserves begins with stronger budgeting." REFLECTION QUESTION If your board agreed tomorrow that reserves matter... What would happen next? Would there be: A plan? Identified funding sources? A timeline? Named responsibilities? Or would everyone simply agree they were important and move on? ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| 2026 Small Charities Week: Day 4 - Restricted Funds: Looking Beyond the Bank Balance | 25 Jun 2026 | 00:11:07 | |
🎁 Resource update: This download has been retired. Visit BAnC Services for our latest charity finance resources. Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z Many charity leaders, trustees, and managers have experienced the same conversation: "We've got money in the bank. Why can't we spend it?" While restricted and unrestricted funds are often presented as an accounting topic, the real challenge is rarely understanding the definitions. The challenge comes when decisions need to be made. In this episode, Aishat explores why bank balances can be misleading, why cash doesn't always equal flexibility, and how understanding restrictions helps organisations make better decisions about spending, growth, recruitment, and sustainability. This isn't an episode about year-end accounts. It's an episode about decision-making. KEY TAKEAWAY
BEST MOMENTS "Today's episode could really be called, 'We've Got Money in the Bank, Can We Spend It?'" "People assume cash equals flexibility. Sometimes it does, but sometimes it doesn't." "Restricted funds aren't just a finance issue. They're a leadership issue." REFLECTION QUESTION If someone asked today, "How much money do we actually have available to spend?" Would your answer be based on: The bank balance? Or The bank balance, restrictions, commitments, and obligations? ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| 2026 Small Charities Week: Day 3 - When One Person Is Holding All the Financial Knowledge | 23 Jun 2026 | 00:10:10 | |
🎁 Download your free Day 3 resource: Finance Resilience Checklist here Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z Many small charities rely heavily on one trusted individual to manage the finances. They know the bookkeeping system, the banking, the payroll, the grant reporting, the passwords, the deadlines, and often the history behind every financial decision. The problem isn't that they're doing anything wrong. The problem is that the organisation may have become dependent on them. In this episode, Aishat explores key-person risk, volunteer dependency, founder dependency, and practical ways small charities can build financial resilience without creating additional complexity or employing a larger finance team. KEY TAKEAWAY
BEST MOMENTS "The issue isn't whether volunteers are committed. The issue is whether the organization could continue if a key volunteer became unavailable." "The founder isn't intentionally creating risk. Often, they're simply trying to keep things moving." "Knowledge doesn't need to sit entirely inside one person's head." REFLECTION QUESTION If your key finance person was unexpectedly unavailable for the next month, what would happen? Could:
ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| 2026 Small Charities Week – Day 2: Cashflow Pressure Doesn't Always Mean Failure | 22 Jun 2026 | 00:11:06 | |
🎁 Download your free Day 2 resource: Cashflow Warning Signs Checklist here Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z Cashflow is one of the most common sources of stress for charity leaders, trustees, and finance staff. A delayed grant payment, an upcoming payroll run, or a lower-than-expected bank balance can quickly create anxiety. But does cashflow pressure automatically mean a charity is in trouble? In this episode, Aishat explores the important distinction between cashflow challenges and organisational sustainability. She discusses common causes of cashflow pressure, explains why timing issues and sustainability issues are not the same thing, and shares practical questions trustees and leaders should be asking. The goal isn't to eliminate concern. It's to help organisations respond with greater clarity, confidence, and calm. KEY TAKEAWAY
BEST MOMENTS "Cash flow isn't something they read about in a report, it's something they feel." "One of the biggest misconceptions is that cash flow problems only happen in struggling organizations." "A timing problem asks, when will the money arrive? While a sustainability problem asks, will enough money arrive at all?" REFLECTION QUESTION Are you currently dealing with a timing issue or a sustainability issue? Understanding the difference may change the conversation entirely. ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| 2026 Small Charity Week – Day 1: Strong Finance Without a Big Finance Team | 21 Jun 2026 | 00:16:09 | |
🎁 Resource update: This download has been retired. Visit BAnC Services for our latest charity finance resources. Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z Small charities are often expected to meet the same financial standards as much larger organisations, but without the same resources, systems, or staffing. In this opening episode of Small Charities Week 2026, Aishat explores what good finance really looks like when you're working with a small team, limited capacity, and competing priorities. This episode looks at proportionate finance management, the difference between capacity and capability, common risks faced by small charities, and the practical foundations that support financial sustainability. This conversation offers a realistic framework for building stronger financial foundations without unnecessary complexity. KEY TAKEAWAY
BEST MOMENTS ""Finance should always be proportionate." "Good finance isn't about having the biggest team. It's about having the right foundations." QUESTIONS FOR REFLECTION As you listened, how would your organisation answer these questions?
ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| What Trustees Should Expect From Management Accounts. And What They Shouldn't | 09 Jun 2026 | 00:18:44 | |
Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z In this episode, Aishat explores what management accounts are really designed to do, why they matter for good governance, and how trustees can use them to support better decision-making. She discusses the difference between receiving information and creating understanding, the role of judgement in financial oversight, and why asking the right questions often matters more than finding the right answers. Whether you're a trustee, CEO, finance lead, or senior manager, this episode will help you think differently about the reports in your board pack. KEY TAKEAWAY
BEST MOMENTS "Management accounts are not there to tell you everything, but they should help you ask better questions. And often, in governance, the quality of our questions matters just as much as the quality of our answers." QUESTIONS FOR TRUSTEES AND BOARDS As you review your next set of management accounts, consider:
ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Reporting by Activity: Does Your Reporting Reflect How You Operate? | 12 May 2026 | 00:13:34 | |
Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z In this episode, Aishat explores a question many charities are quietly wrestling with as discussions around the updated Charity SORP continue: Should charities continue reporting expenditure under one broad “charitable activities” heading, or is it time to break reporting down by programme, service area, or activity? This is not simply a technical accounting conversation. It is a governance conversation. A visibility conversation. And ultimately, a decision-making conversation. The episode explores how this issue can show up differently in small charities, growing organisations, and larger, more established charities with complex structures and multiple funding streams. KEY TAKEAWAY
BEST MOMENTS “Your accounts are part of your organisation’s storytelling too.” “Compliance should not be the ceiling; it should be the baseline.” “Your accounts are part of your organisation’s storytelling too.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Where Are Your Reserves, Really? Looking Beyond the Headline Figure | 14 Apr 2026 | 00:17:38 | |
Pick up a copy of my newly published interactive, activity-based resource designed to help build confidence with charity finance terminology:: Charity Finance A–Z: A Creative Crossword & Colouring Book Or explore the glossary-style guide: Charity Finance from A - Z Reserves are often expressed as months of expenditure, which can feel reassuring — but the reality is often more nuanced. A charity may report healthy reserves and still experience periods where cash feels tight or flexibility feels limited. This episode explores why reserves do not always match the bank balance, particularly in larger or more complex organisations, and how reserves interact with cashflow, funding structures, and operational commitments. The aim is to help trustees and senior leaders interpret reserves with greater confidence, supporting calmer, more informed governance and decision-making. KEY TAKEAWAY
BEST MOMENTS “Reserves are not a separate bank account. They are an accounting concept derived from the organisation’s balance sheet position.” “So although the reserves figure is real, it does not necessarily mean the organisation has that amount sitting freely in its bank account.” “Reserves describe financial capacity. Cashflow describes financial timing.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Two Years In: Reflections on Governance, Finance and Decision-Making | 26 Mar 2026 | 00:19:45 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC This episode marks two years of the podcast with a quiet reflection on what has emerged through conversations with trustees, CEOs and charity leaders. Across organisations of different sizes, some themes continue to appear and at the same time, there are encouraging shifts. This episode explores how governance conversations are evolving, why familiarity with financial language matters, and how confidence grows over time. Also mentioned in this episode: Charity Finance A–Z: A Creative Crossword & Colouring Book — an activity-based resource designed to help build confidence with charity finance terminology in a calm, practical way. KEY TAKEAWAY
BEST MOMENTS “Governance is rarely about perfect information. It’s about making thoughtful decisions with incomplete information.” “Governance can feel abstract. Numbers feel solid. But they rarely tell the whole story on their own.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Why Reserves Don’t Appear on the Face of Charity Accounts | 10 Mar 2026 | 00:13:59 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode, I respond to a question I hear often in boardrooms when presenting final accounts: “Why aren’t the reserves shown on the face of the accounts?” It’s a fair question, and a healthy one. But answering it requires translating between governance thinking and accounting structure, so that what I do - unpack 'reserves'. This episode is for trustees, chairs, treasurers, CEOs, and anyone responsible for financial oversight who wants to feel more confident reading charity accounts. KEY TAKEAWAY
Questions Trustees Can Ask (about reserves)
BEST MOMENTS “When trustees ask where the reserves are, it comes from responsibility. “If you want to understand reserves properly, look in three places.” “Reserves are not missing from your accounts, they’re embedded within them.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Two Numbers, Two Stories: Cash vs Surplus | 10 Feb 2026 | 00:09:20 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC “We’ve got money in the bank, so why are you saying we’re tight?” This episode tackles one of the most common (and costly) misunderstandings in charity finance: confusing cash with surplus. In calm, plain English, Aishat explains why these two numbers often tell very different stories; and how mixing them up can lead boards into false reassurance, unnecessary panic, or poor strategic decisions. This is an essential listen for trustees, CEOs, and senior leaders who want to understand the numbers without fear, jargon, or judgement. KEY TAKEAWAY Cash is timing. Surplus is performance. They are connected, but they are not the same. Understanding the difference helps boards move from fear to clarity, and from reactive decisions to confident governance. BEST MOMENTS “Cash answers one question: what can we physically pay today?” “Surplus tells you whether you lived within your means — not how much money you have.” “Cash feels real. Surplus feels abstract. That’s why boards mix them up.” “This isn’t a performance problem — it’s a cashflow issue.” “Financial clarity isn’t about control. It’s about confidence.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Budgets Aren’t Control Tools. They’re Navigation Tools | 20 Jan 2026 | 00:07:52 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode, Aishat reframes one of the most misunderstood tools in charity finance: the budget. Too often, boards treat budgets as fixed rules; something to stick to perfectly or apologise for when reality doesn’t cooperate. But real life doesn’t behave like a spreadsheet. This conversation explores why budgets are better understood as navigation tools rather than control mechanisms, especially in the early stages of a budget cycle, and how this mindset shift leads to healthier board conversations, better decision-making, and stronger governance. KEY TAKEAWAY
BEST MOMENTS “A budget isn’t a control tool. It’s a navigation tool.” “When a budget moves, it doesn’t mean someone has failed — it means something has changed.” “You can’t control your way to sustainability. You can only navigate your way there.” “Budgets support governance — they break under micromanagement.” BOARD REFLECTION PROMPTS You might find it helpful to reflect on these questions at your next board or finance committee meeting:
ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| SORP 2026: What Trustees of Small Charities Need to Know | 16 Dec 2025 | 00:09:16 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC SORP 2026 is now published, and while it’s often described as a technical accounting update, its biggest implications for small charities are about clarity, explanation, and good governance, not technical detail. In this episode, Aishat speaks directly to trustees of small charities, particularly those without finance backgrounds or in-house finance teams. The focus is on what trustees need to understand, what they don’t need to worry about, and the questions they should feel confident asking. KEY TAKEAWAY
RESOURCES Charities SORP 2026 (official guidance) BEST MOMENTS “Trustees are not expected to become experts in SORP, you’re expected to understand enough to ask the right questions.” “The Trustees’ Annual Report is your voice as a board: it should reflect what you believe is happening in the charity, not just what the numbers say.” “Asking whether the accounts reflect the updated SORP isn’t micromanagement; it’s good governance.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Financial Accountability and Legacy: Leaving the Charity Stronger Than You Found It (Money Matters for Boards) | 07 Nov 2025 | 00:10:39 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this final episode of our special Trustees Week series, Aishat wraps up the week by exploring what financial stewardship truly means - legacy. It’s not just about clean audits or balanced budgets. It’s about leaving behind clarity, transparency, and systems that make sense long after you’ve stepped down. Aishat explains how accountability is really about trust, not ticking boxes — and why culture, not compliance, is what keeps charities strong. You’ll learn what practical habits build lasting financial confidence and how to ensure your charity remains financially resilient, year after year. KEY TAKEAWAY
BEST MOMENTS “Legacy isn’t just what you built — it’s what continues to make sense after you’re gone.” “You can have perfect policies and still fail if the culture is ‘don’t ask.’” “Confident boards build stronger charities.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Restricted, Unrestricted and Reserves: What Trustees Need to Get Right (Money Matters for Boards) | 06 Nov 2025 | 00:11:25 | |
🎁Download: Your Trustees Fund and Reserves Explainer Pack Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC It’s Day 4 of our Trustee Week series, Money Matters for Boards! So far, we’ve explored how money connects to mission, how to read the numbers, and how budgets can tell your charity’s story. Today, we’re tackling one of the trickiest yet most crucial topics in charity finance — restricted, unrestricted, and reserves. Aishat breaks down what each fund type really means, how to keep your charity in control of its finances, and why trustees should never assume “money in the bank” equals “money to spend.” You’ll learn how to build healthy financial flexibility, protect your charity from risk, and strengthen long-term sustainability. KEY TAKEAWAY
BEST MOMENTS “Money in the bank isn’t always money you can spend.” “Unrestricted funds are your charity’s breathing space. Without enough, a charity can look busy on paper but still struggle to survive.” “Reserves aren’t about hoarding money — they’re about being ready.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Budgets That Tell the Right Story: Shaping the Numbers Behind Your Mission (Money Matters for Boards) | 05 Nov 2025 | 00:10:29 | |
🎁Download: The Trustee's Budget Review Checklist Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC Welcome to Day 3 of Money Matters for Boards, the Trustees’ Week series on The Nonprofit Bookkeeper. In this episode, Aishat moves from reading numbers to shaping them; because a good budget isn’t just about maths, it’s about meaning. Too often, budgets are approved in the final five minutes of a board meeting, but they’re one of the most powerful tools trustees have. They translate strategy into numbers and values into action. From asking the right questions to spotting red flags, this episode guides trustees through how to review, challenge, and approve budgets with confidence, turning spreadsheets into stories of mission and impact. KEY TAKEAWAY
BEST MOMENTS “I suppose our values didn’t make it into the spreadsheet.” “There’s a difference between a budget and a wishlist.” “Challenge done well builds trust.” “You’re not just balancing columns — you’re balancing vision with viability.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Trustees and the Numbers: How to Stay on Top Without Getting Lost (Money Matters for Boards) | 04 Nov 2025 | 00:12:18 | |
🎁 Resource update: This download has been retired. Visit BAnC Services for our latest charity finance resources. Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this hands-on episode of The Nonprofit Bookkeeper, Aishat takes trustees beyond spreadsheets and into the stories behind the numbers. Too often, charity boards approve reports without truly understanding them, missing early signs of financial stress. Aishat explains the five key things every trustee should look for in their financial reports, how to turn numbers into strategy, and how to build a culture of financial confidence on your board. If you’ve ever looked at a finance report and thought, “I probably should understand this better,” this episode is for you. KEY TAKEAWAY
BEST MOMENTS “Understanding your numbers doesn’t mean becoming a finance expert. It means recognising what healthy looks like, what danger looks like, and when to ask for help.” “Numbers are just information. It’s the questions you attach to them that create accountability.” “A confused trustee is a risk. A curious trustee is an asset.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Money and Mission: Why Finance Is Everyone’s Responsibility (Money Matters for Boards) | 03 Nov 2025 | 00:12:00 | |
🎁Download your free Money and Mission One Pager Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC This week the focus is on Money Matters for Boards - short solo episodes designed to help trustees lead with confidence, clarity, and calm in all things finance. In today’s episode, Aishat starts at the heart of every charity: the connection between money and mission. Too often, finance sits in the corner of the board agenda — it's the bit that makes everyone either sit up straight or quietly sink lower into their chair. But the truth is, finance isn’t separate from your charity's mission; it’s your charity's mission in action. When boards treat money as everyone’s responsibility, they strengthen not just their balance sheets but their impact, credibility, and sustainability. KEY TAKEAWAY
BEST MOMENTS “Your role isn’t to prepare the numbers; it’s to understand their meaning.” “Small charities need the most financial awareness because they don’t have a safety net.” “You don’t need to be an accountant — you just need to be curious.” “If you believe in your cause, you must also believe in protecting its financial health.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Charity Finance from A to Z“ – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Not Broke, Just Boxed In: What to Do When All Your Funds Are Restricted | 28 Oct 2025 | 00:17:24 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC You’ve got money in the bank — but you can’t touch most of it. Sound familiar? In this episode, Aishat breaks down the real challenge behind restricted funds and the feeling of being cash-rich but control-poor. She explains restricted, unrestricted, and designated funds in plain English and shares how small charities can create breathing space within what they already have — through clearer budgeting, transparent reporting, and stronger financial understanding. This isn’t about learning to fundraise. It’s about using finance as a tool for freedom, clarity, and calm. KEY TAKEAWAY
BEST MOMENTS “You’re not broke — you just can’t move. That’s the hidden truth of restricted income.” “Restricted income delivers your projects. Unrestricted income keeps your organisation alive to deliver them.” “Restricted income alone can make you appear busy — but not necessarily stable.” “Gratitude matters — but not at the expense of sustainability.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z“Budgets are narratives too. They tell a story.” – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| We Can’t Keep Guessing: Why Real-Time Numbers Matter for Small Charities | 22 Sep 2025 | 00:12:02 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC Too many small charities make decisions with phrases like “We think we’re okay” instead of clear, up-to-date numbers. In this episode, Aishat explores why real-time finance isn’t a luxury - it’s essential for small organisations. From the hidden costs of guessing to practical steps any team can take, this is a guide to moving from reactive decisions to data-informed planning. KEY TAKEAWAY
BEST MOMENTS "We think we’re okay isn’t a strategy.” “The cost of guessing is high, and often invisible until it’s too late.” “Real-time doesn’t mean daily dashboards. It means clarity.” “Small doesn’t mean disorganised. Real-time numbers are the foundation of calm, confident leadership.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z“Budgets are narratives too. They tell a story.” – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Values-Based Budgeting for Nonprofits: Reflecting Your Community Needs, Not Just Your Funders | 09 Sep 2025 | 00:12:29 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode of The Nonprofit Bookkeeper, Aishat breaks down the hidden power of your nonprofit budget; not just as a financial plan, but as a statement of your values. Too many community-based organisations build budgets that speak the language of funders, not the reality of the people they serve. This episode walks you through how to reframe your budgeting process to put lived experience, inclusion, and community needs at the heart of your financial planning, even when you’re working with restricted grants or short funding cycles. If you've ever looked at your spreadsheet and thought "This isn’t who we are", this episode is for you. KEY TAKEAWAY
BEST MOMENTS ““Every budget is a value statement.” “Your values aren’t just posters on a wall. They belong in your budget lines.” “Budgets are narratives too. They tell a story.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z“Budgets are narratives too. They tell a story.” – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Is your charity built to last or just built to deliver the next project? | 25 Aug 2025 | 00:06:56 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this solo episode, Aishat shares a powerful sustainability check-in for community-led charities that are constantly delivering but rarely have space to breathe. With honest questions and practical reflection points, this episode is for anyone who feels stuck in “project-to-project” mode and wants to shift towards long-term sustainability. KEY TAKEAWAY
BEST MOMENTS “Resilience doesn’t come from more money, it comes from managing what you have with intention.” “When everything lives in your head, your charity’s future lives there too ; and that’s a heavy thing to carry alone.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Income that Fits: What Works (and Doesn’t) for Community-Based Charities | 11 Aug 2025 | 00:08:44 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode of The Nonprofit Bookkeeper, I’m breaking down the income models we hear about all the time (trading, donations, venue hire, partnerships) and frankly talking about what fits and what doesn’t. If your organisation is stretched thin trying to chase every funding opportunity, or you’ve been told to “diversify your income” without any roadmap, this episode is for you. KEY TAKEAWAY
BEST MOMENTS "Just because something brings in income doesn’t mean it’s worth it. If it’s burning you out or pulling you off mission, it’s not a fit." "You don’t need five income streams to be sustainable; you need one or two that are working really well." "Don’t fall into the trap of trying to be a venue manager when your real work is with people." ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Audit Panic? How to Be Ready Even If You're a One-Person Finance Team | 21 Jul 2025 | 00:10:15 | |
🎁Download Audit Prep Checklist for Small Charities Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC We’re more than halfway through the year, and if your charity has a December year-end, now’s the time to start thinking about how you’ll close the year and who’s going to audit it. In this episode, Aishat shares how to prepare for your audit or independent examination without the usual panic, even if you're the only person looking after the numbers. She walks you through:
KEY TAKEAWAY
BEST MOMENTS “Audits aren’t designed to catch you out. They’re there to confirm your picture is accurate.” “Prepping for your audit is prepping for your peace.” “Even if you’re a team of one, with the right prep, you can go into audit season calm, clear, and confident.” ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| 3 Numbers Every Charity CEO Should Track Monthly | 07 Jul 2025 | 00:09:04 | |
🎁Download The Charity CEO's Finance Cheat Sheet Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC Feeling unsure when you look at your charity’s finances? You’re not alone, but you can lead with confidence without being a finance expert. In this episode, Aishat breaks down the three essential numbers every charity CEO should track monthly; and the powerful questions to ask your finance lead to avoid surprises and stay in control. This isn’t about spreadsheets. It’s about clarity, confidence, and calm leadership. KEY TAKEAWAY
BEST MOMENTS
EPISODE RESOURCES Free Download: The Charity CEO's Finance Cheat Sheet ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Confession of a Nonprofit Bookkeeper: The Quiet Wins, the Messy Bits, and What I’ve Learned | 23 Jun 2025 | 00:06:43 | |
🎁Only available till 27 June is this week’s free #SmallCharityWeek resources Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this special Small Charity Week episode, Aishat opens the ledger and gets honest about life behind the spreadsheets. She discusses the challenges and triumphs of managing finances in the non-profit sector, emphasizing the importance of communication, the human aspect of bookkeeping, and the need for recognition of the roles bookkeepers play. Aishat also highlights the significance of celebrating small wins and offers resources for small charities to enhance their financial management. Whether you're a finance lead, charity CEO, or someone who’s ever had to untangle a year-end mess… this one’s for you. KEY TAKEAWAY
BEST MOMENTS
EPISODE RESOURCES Free Download: 7 Financial Red Flags Every Charity Leader Should Know ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| The Treasurer Isn’t Enough: Shared Financial Responsibility for Charity Boards | 09 Jun 2025 | 00:07:55 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC It’s easy to breathe a sigh of relief when there’s a treasurer on the board, someone who “gets the numbers.” But what happens when the rest of the trustees mentally check out? In this episode of The Nonprofit Bookkeeper, host Aishat Idris explores the risks of over-relying on your treasurer and why financial oversight must be a team sport. Whether you have a finance background or not, every trustee has a role to play in safeguarding the charity’s resources. KEY TAKEAWAY
BEST MOMENTS
EPISODE RESOURCES 📩 Want to help shape a trustee finance resource? DM Aishat on Instagram @npbookkeeper ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| How to Talk Finance with Non-Finance People | 26 May 2025 | 00:07:16 | |
🎁 Resource update: This download has been retired. Visit BAnC Services for our latest charity finance resources. Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode, Aishat explores one of the most overlooked skills in charity leadership: translating finance into plain English. Whether you're a finance lead, CEO, or trustee, you'll walk away with practical tips on how to make your financial reports more engaging, understandable, and useful — without dumbing anything down. Learn how to shift from “silent nods” in meetings to confident financial conversations. KEY TAKEAWAY Finance is a shared responsibility. If your board or team isn’t engaging with the numbers, it may be less about capability and more about how the message is being delivered. Speak their language, not yours. BEST MOMENTS
EPISODE RESOURCES 📩 Want to help shape a trustee finance resource? DM Aishat on Instagram @npbookkeeper ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Ethical FX for Charities: Transforming International Payments with Robert Hayward of GoodFX | 12 May 2025 | 00:42:10 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this insightful episode, Aishat engages with Rob Hayward, the visionary behind GoodFX, a B Corp-certified financial institution. They delve into the genesis of GoodFX, its mission to repurpose FX costs for charitable causes, and the broader implications of ethical finance in today's world. Rob sheds light on the disparities in the financial sector, the challenges faced by charities in accessing affordable banking solutions, and the innovative approaches GoodFX employs to bridge these gaps. The conversation also touches upon the importance of transparency, the role of B Corps, and strategies for building resilience in the nonprofit sector. Discover how you can optimize your FX transactions and contribute to meaningful causes simultaneously. KEY TAKEAWAY
BEST MOMENTS
EPISODE RESOURCES Connect with Rob Hayward: https://www.linkedin.com/in/purposeful-payments/ ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Budgeting Through a Funding Crisis: How to Lead with Clarity When the Money’s Tight | 28 Apr 2025 | 00:08:29 | |
🎁 Resource update: This download has been retired. Visit BAnC Services for our latest charity finance resources. Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode, walks through a clear, five-step budgeting response framework to help protect your organisation’s mission, people, and financial future when funding feels uncertain. So, whether your major grant has fallen through, donations are dipping, or operational costs are rising faster than income, stay tuned in.. KEY TAKEAWAY
BEST MOMENTS "A budget isn’t a promise — it’s a plan. And plans can change." "Prioritize expenditure. Ask yourselves what is mission critical? " "You don't have to do it alone." EPISODE RESOURCES 🎧 Related Podcast Episodes Mastering your Nonprofit's Finances: Budgeting Tips and Mistakes to Avoid ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Why Financial Planning Is Non-Negotiable for Nonprofits Right Now | 14 Apr 2025 | 00:07:01 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode of The Nonprofit Bookkeeper, Aisha breaks down why financial planning isn’t just for large charities with big teams—it's a lifeline for small nonprofits and social enterprises navigating funding cuts, rising costs, and uncertainty. Whether you’re a solo founder, stretched team, or trustee wearing multiple hats, this episode will help you understand what financial planning really looks like—and how to build confidence with your numbers, even when resources are tight. 🎧Tune in now and learn how to make your finances work for your mission- not just your year-end report. KEY TAKEAWAY
BEST MOMENTS “Financial planning is not a luxury. It's a lifeline.” “A budget isn’t something you set and forget.” “You don’t have to do it alone, and you don’t have to be perfect.” “Finance isn’t just about compliance. It’s about sustainability.” EPISODE RESOURCES For financial support and short-term consultancy: https://www.bancservices.co.uk/consultancy-with-aishat/ ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| HR Lessons for Every Leader: Recruitment, Retention & AI in a Changing Workforce (with Christhannah Luten & Trish Hewitt) | 01 Apr 2025 | 00:43:54 | |
Grab your copy of my book Charity Finance from A - Z Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode, Aishat sits down - Christhannah Luten and Trish Hewitt - who bring over 40 years of HR experience across U.K. and U.S.. Together, they unpack the big HR questions facing today’s organizations:
This episode is packed with insights, laughs, and practical takeaways. 🎧Tune in and find out why HR is everyone’s business KEY TAKEAWAY
BEST MOMENTS “People know they need an accountant because HMRC will come for them, but they’ll risk not investing in HR until something goes wrong.” “The future of HR isn’t just AI—it’s AI + HI. Human intelligence will always be needed.” EPISODE RESOURCES Connect with Christhannah: https://www.linkedin.com/in/christhannah/ Connect with Trish: https://www.linkedin.com/in/trish-hewitt-tap-hr/ ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Season 2: Where Purpose Meets the Numbers | 30 Mar 2025 | 00:01:40 | |
In this trailer, Aishat shares what’s coming up in the new season — from practical episodes on financial management and nonprofit governance to conversations with social entrepreneurs, mission-led founders, and impact-driven organisations doing good in the world and making money. You’ll hear: ✅ Solo episodes with actionable tips on budgeting, bookkeeping, and strategy ✅ Real-life stories from nonprofits, social enterprises, and community leaders ✅ Special guest features (and a few episodes where Aishat appears on other podcasts!) Whether you're running a charity, building a business for good, or just figuring out how to manage your mission and your money — this podcast is here to shine a light on what it really takes to lead with purpose. | |||
| Podcast Anniversary Special: Reflections, Guest Highlights & My Upcoming Charity Finance Book” | 26 Mar 2025 | 00:09:34 | |
Grab a copy of my book Charity Finance from A-Z - https://www.bancservices.co.uk/books-by-aishat/ Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode, I reflect on a full year of The Nonprofit Bookkeeper podcast — from nervous first recordings to conversations that inspired, educated, and made us laugh along the way. I also give a heartfelt shoutout to the incredible guests who’ve joined me over the past year and share some of the best moments from their episodes. If you’re new here, this is the perfect place to start! 💡 I also talk about how the podcast has evolved, where it’s going next, and share something really exciting — my upcoming book Charity Finance from A to Z is launching just a few days from now! 🎉📘 I talk about the evolution of the podcast — and what’s changing in Year 2 and how you can support the show (hint: it’s free!) KEY TAKEAWAY
📚 Grab the Book - from 28 March 💛 Support the Podcast: If you enjoyed this episode, please take a moment to leave a review on Apple Podcasts or Spotify — it really helps others discover the show. ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice –BAnC Services – which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits, while also shining a light on the often unseen and unheard efforts that uphold the delivery of a non-profit’s mission. She is the author of Money Solutions for Single Mums and Charity Finance from A to Z – a practical guide designed to demystify finance for those working in the charity sector. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers in navigating financial challenges and champions financial literacy among young Black adults. She thrives in conversations about money, empowerment, and purposeful work. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| The Ripple Effect of Government Aid Cuts on Charities—Why Reserves & Income Diversification Are More Critical Than Ever | 18 Mar 2025 | 00:05:10 | |
Sign up for our 5-Day Nonprofit Finance Challenge & Giveaway: https://www.bancservices.co.uk/5-day-challenge/ Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode, Aishat discusses the importance of financial reserves for charities, especially in light of recent funding cuts from both the US and UK governments. She highlights the cascading effects of these cuts on various types of charities, including those that rely on government grants and sub-grantees. Aishat emphasizes the need for nonprofits to adopt strategies for financial resilience, such as diversifying income streams and building reserves. KEY TAKEAWAY
EPISODE RESOURCES https://www.bancservices.co.uk/5-day-challenge/ ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Unlocking Financial Health for Nonprofits: The 5-Day Non-Profit Challenge & Giveaway | 11 Mar 2025 | 00:05:08 | |
Sign-up for the 5-Day Nonprofit Finance Challenge & Giveaway: https://www.bancservices.co.uk/5-day-challenge/ Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode Aishat, in recognition of her 25 years milestone, in the sector, introduces a 5-day Nonprofit Finance challenge aimed at enhancing the financial health of nonprofit organizations. The challenge addresses common financial issues faced by nonprofits and provides actionable insights and tools to improve financial stability. Aishat outlines the daily focus of the challenge, and invites listeners to sign-up to the free challenge. Sign-up link: https://www.bancservices.co.uk/5-day-challenge/ EPISODE RESOURCES https://www.bancservices.co.uk/5-day-challenge/ ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Managing Exchange Rates in International NGOs: How WAER (Weighted Average Exchange Rate) Simplifies Accounting | 04 Mar 2025 | 00:08:39 | |
Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this episode, Aishat discusses her experience at the Problem Solving for Painful Payments Roundtable, focusing on key accounting challenges faced by international charities. She does a dive into a common financial challenge faced by international NGOs - managing multiple exchange rates when handling expenses and donor funds and shares a practical solution that can simplify reporting and reconciliation: the Weighted Average Exchange Rate (WAER). KEY TAKEAWAY
EPISODE RESOURCES Ebury: https://ebury.com/ ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Financial Management Pitfalls Every Charity Should Avoid with Sam Lewis, Founder and Director at ExpensePlus | 25 Feb 2025 | 00:24:29 | |
Check out ExpensePlus and sign up for a month's free trial and 10% off your first year's subscription, using my referral link http://expenseplus.co.uk/r/AI-BANC In this insightful guest episode Aishat sits down with Sam, Founder and Director at ExpensePlus, an accounting software created specifically for charities and churches. Sam brings extensive expertise in charity financial management, highlighting common pitfalls and providing practical strategies to avoid them. They discuss the importance of effective financial management in charities. They explore common pitfalls such as inadequate budgeting, clunky financial processes, and the failure to utilize financial reports. Sam shares practical tips for improving financial management and introduces ExpensePlus as a solution for charities looking to streamline their financial processes. KEY TAKEAWAYS
BEST MOMENTS "… when budgeting is really important to step back and look at whether the charity's expenditure and the proposed budget aligns with the vision and goals,…" "... helping your budget holders kind of come alongside and, realize what the priorities are will motivate them." "... every charity should be on software now 'cause it helps to streamline your process and better saves time." EPISODE RESOURCES Connect with Sam: https://www.linkedin.com/in/sam-lewis-280710130/ ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Stress-Free Audits: How to Prepare Without Breaking a Sweat | 24 Jan 2025 | 00:09:14 | |
In this episode, Aishat tackles one of the most anxiety-inducing tasks for charities: the annual audit. But don’t worry, it doesn’t have to be stressful! With a decade of experience leading finance teams through clean audits, Aishat shares practical tips and strategies to help you prepare for your charity’s audit with confidence and ease. KEY TAKEAWAYS
RESOURCES AND RECOMMENDATIONS Expense Plus: https://expenseplus.co.uk/features Xero: https://www.xero.com/uk/small-businesses/non-profit/ Quickbooks: ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Charity Funds Demystified: Getting Everyone on the Same Page | 10 Dec 2024 | 00:09:26 | |
In this episode, Aishat dives into a crucial topic for anyone managing charity finances: understanding fund types. Starting with the basics of restricted and unrestricted funds, she unpacks common terms like designated funds, ringfenced funds, and general funds, explaining what they mean and how they impact a charity's financial operations. This episode is all about helping nonprofit professionals, trustees, and financial advisors speak the same language when it comes to fund management. Whether you're a trustee, staff member, or a charity’s accountant, this episode will provide clarity and practical tips to ensure your financial management is spot on. KEY TAKEAWAYS
ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Charity Fraud Awareness: Protecting Funds, Trust, and Impact | 26 Nov 2024 | 00:09:33 | |
In this special episode, Aishat explores what charity fraud is, the common risks charities face, and actionable steps to prevent it. With a focus on small charities, Aishat explains why these organizations are particularly vulnerable to fraud and offers practical tips to safeguard resources, protect reputations, and maintain public trust. Plus, she shares some real-life examples of charity fraud. Whether you’re a charity leader, trustee, volunteer, or donor, this episode is packed with valuable insights to help you stay fraud-aware all year long. KEY TAKEAWAYS
EPISODE RESOURCES Donations Fraud: https://www.bdo.co.uk/en-gb/insights/industries/not-for-profit/giving-or-taking-is-your-charity-losing-funds-to-fraud Internal Fraud: https://www.gov.uk/government/case-studies/case-studies-of-insider-fraud-in-charities Register Interest for Charity Fraud Report 2024: https://www.bdo.co.uk/en-gb/insights/advisory/forensic-services/charity-fraud?_gl=1*1bzqw7w*_ga*MTk3ODAzMzc0Mi4xNzMyNTQ4NTUw*_up*MQ..#register ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Is There a Place for a Negative Budget as a Financial Planning Tool in Charities? | 05 Nov 2024 | 00:12:31 | |
In this episode, Aishat explores the concept of a negative budget and how it can be used strategically by charities to drive growth and meet community needs. While many charities strive for balanced or surplus budgets, sometimes running a planned deficit can help organizations invest in their future. Aishat breaks down when and why a charity might choose to adopt a negative budget, how to present it to a board, and what to do if the board is more risk-averse. KEY TAKEAWAYS
ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Money Matters: Paying Directors in Social Enterprises – Guidelines, Best Practices, and How It Works | 21 Oct 2024 | 00:11:38 | |
In this episode, we tackle an important yet often misunderstood topic: How can directors of social enterprises be paid legally and ethically? Aishat breaks down the key legal guidelines governing director payments, discusses best practices for handling both directorial salaries and payments for additional services, and explores how to manage potential conflicts of interest. Whether you’re a CIC director, founder, or part of a social enterprise team, this episode will give you the insights you need to stay compliant while maintaining transparency and fairness. KEY TAKEAWAYS
EPISODE RESOURCES Guidance on CIC Remuneration: https://www.gov.uk/government/publications/community-interest-companies-how-to-form-a-cic/community-interest-companies-guidance-chapters#things-to-consider ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Money Matters: Charity Governance and Financial Accountability – The Naomi Campbell Case Study | 30 Sep 2024 | 00:20:54 | |
In this episode of the Nonprofit Bookkeeper, host Aishat discusses the implications of trustee payments in light of the disqualification of Naomi Campbell and Bianca Helmick from being charity trustees or holding senior management positions in a charity for a combined period of 14 years. The conversation delves into the legal framework surrounding trustee payments, the findings of the Charity Commission's investigation, and the governance failures that led to a finding by the inquiry of significant financial mismanagement. Aishat emphasizes the importance of transparency, accountability, and adherence to charity regulations, providing valuable lessons for nonprofit leaders to prevent similar issues in their organizations. KEY TAKEAWAYS
EPISODE RESOURCES Charity Inquiry: Fashion for Relief - GOV.UK (www.gov.uk) Naomi Campbell orders a new investigation into her charity after trustee ban | ITV News ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Beyond Grant Funding: Sustainable Revenue Streams for Social Enterprises | 24 Sep 2024 | 00:10:49 | |
In this episode of The Nonprofit Bookkeeper, Aishat discusses the critical need for social enterprises to diversify their funding sources beyond grant reliance. She explores various alternative revenue streams, including earned income, membership models, crowdfunding, and corporate partnerships, emphasizing the importance of financial stability and growth through diversification. KEY TAKEAWAYS
ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||
| Money Matters: Can Charities Compensate Their Trustees? | 19 Sep 2024 | 00:07:40 | |
In this episode of the Nonprofit Bookkeeper, Aishat discusses the complexities surrounding payments to trustees in UK charities. She explains the legal framework that allows for such payments under certain conditions, the importance of transparency, and the potential risks involved. The conversation also covers reimbursements for expenses and the need for careful documentation and justification when considering salaries for trustees. Aishat emphasizes the importance of aligning decisions with the charity's mission and maintaining integrity within the organization. KEY TAKEAWAYS
EPISODE RESOURCES Rules on paying trustees: Payments to charity trustees: what the rules are - GOV.UK (www.gov.uk) ABOUT YOUR HOST Aishat operates her own bookkeeping and accounting services practice – BAnC Services which focuses primarily on serving non-profits. Before founding her practice, she dedicated over two decades to the non-profit sector. With her podcast, Aishat shares practical insights and expertise to streamline financial management for non-profits; and shines a light on the often unseen & unheard efforts that uphold the delivery of a non-profit’s mission. Beyond her professional endeavours with non-profits, Aishat is deeply committed to supporting single mothers with navigating financial management challenges and is the author of "Money Solutions for Single Mums". She also champions financial literacy among young black adults and thrives in discussions about money management. Work with Aishat: www.bancservices.co.uk CONNECT | |||