The Jesse Mecham Show – Details, episodes & analysis

Podcast details

Technical and general information from the podcast's RSS feed.

The Jesse Mecham Show

Jesse Mecham

Education

Kids & Family

Frequency: 1 episode/7d. Total Eps: 766

Money shouldn’t be this hard - and it isn’t! Join YNAB founder Jesse Mecham each week as he dives into spendfulness, a mindset that will help you stop second-guessing, spend more confidently, and live the life you want.

Read moreCollapse

Site

RSS

Apple

Recent rankings

Latest chart positions across Apple Podcasts and Spotify rankings.

Apple Podcasts

🇺🇸 USA - education
11/06/2025
#95
🇺🇸 USA - education
10/06/2025
#84

Spotify

No recent rankings available

Shared links between episodes and podcasts

Links found in episode descriptions and other podcasts that share them.

See all

http://www.youneedabudget.com/
187 shares
https://www.youneedabudget.com
99 shares
https://ynab.com/events
31 shares

https://www.instagram.com/youneedabudget
63 shares
https://www.instagram.com/ynab.official
39 shares
https://www.instagram.com/therobertleonard
2 shares

https://www.tiktok.com/@ynabofficial?lang=en
102 shares
https://www.tiktok.com/@youneedabudget?lang=en
2 shares
https://www.tiktok.com/@theorganizedwallet
2 shares

RSS feed quality and score

Technical evaluation of the podcast's RSS feed quality and structure.

See all

RSS feed quality

To improve

Score global : 43%

Publication history

Monthly episode publishing history over the past years.

Year

Latest published episodes

Recent episodes with titles, durations, and descriptions.

See all

There Is No Such Thing as Savings

Episode 737

Thursday, June 19, 2025 • Duration 08:18

It seems obvious that you should save money. It's the right thing to do, after all! But even the words that we use talk about saving money have problems -- should, ought -- loaded with moral baggage. Jesse reminds us that even money earmarked for savings is still spending, just spending that has been deferred to a later date, retirement for example. That money still needs to have a job, however. Saving for what in retirement? Utility bills? Travel? Presents for the grandkids?

Money for the future has a job just like money for the present, and when you view money through the lens of giving every dollar a job, you begin to see that money is only meant to be spent. There is no savings, only spending!

Watch The Jesse Mecham Show on YouTube:

https://www.youtube.com/@jessemechamshow

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @ynabofficial

Instagram: @ynab.official

Twitter/X: @ynab

Tik Tok: @ynabofficial

Read moreCollapse

What I Do When I Really Want to Buy It

Episode 736

Thursday, June 12, 2025 • Duration 07:38

When you really want to buy something, what do you do? Do you wait for 48 hours to cool off a bit and think it over? Or perhaps do you create a category for it in YNAB and fund it with a few dollars, just to see how it feels? Having the urge to buy something is not a bad or shameful thing, but there should be a process for weighing that purchase against your other priorities. That's what YNAB does -- it makes money more real by giving you a framework to evaluate your spending against your priorities. That way when you buy something, you can feel really good about it -- no shame, no guilt, just joy!

Watch The Jesse Mecham Show on YouTube:

https://www.youtube.com/@jessemechamshow

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @ynabofficial

Instagram: @ynab.official

Twitter/X: @ynab

Tik Tok: @ynabofficial

Tickets to YNAB Fan Fest 2025 are on sale now! Coming to Minneapolis and NYC:

Are Your Savings Making You Stingy?

Episode 727

Thursday, April 10, 2025 • Duration 07:30

All money is meant to be spent, it's just a matter of when. Some people get caught in a cycle of amassing savings with no clear goal of how it is to be spent. Jesse shares an example from his wedding of how the desire to save money can backfire, and demonstrates how having a plan for your money, whether it's in the near future or distant future, is the most important thing.

As we say at YNAB, give every dollar job.

Watch The Jesse Mecham Show on Youtube:

https://www.youtube.com/@jessemechamshow

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @ynabofficial

Instagram: @ynab.official

Twitter/X: @ynab

Tik Tok: @ynabofficial

Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

Rules Changes: A Quick Trip Through YNAB History

Episode 638

Monday, July 31, 2023 • Duration 13:16

Did you know that YNAB's Four Rules weren't always four? And contrary to popular belief, they did not spring forth from Jesse's head fully formed! No, the Four Rules developed over years as Jesse refined and clarified the YNAB method behind the software (and originally, the spreadsheet). Ben and Ernie take a quick spin through the history of the Four Rules, going all the way back to the very first YNAB website in 2004.

Budget Nerds Episode #50: A Brief History of the YNAB Rules

Apple Podcasts

https://podcasts.apple.com/us/podcast/50-a-brief-history-of-the-ynab-rules/id1606054345?i=1000581636493

Spotify

https://open.spotify.com/episode/3AdIeFpt0ZfuM0kKEF8Yr0?si=d235636937564f38

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

How to Talk to Your Partner About Budgeting

Episode 637

Monday, July 24, 2023 • Duration 09:56

Ben and Ernie share their personal experiences talking to their partners about budgeting and YNAB. Every family is different, and every partnership will handle communicating about money and budgeting differently, but the important thing is that you do it! Frequent, regular money conversations help everyone stay on the same page and focused on the same goals, whether one person manages all the YNAB details or each person shares equally in that task.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

Read moreCollapse

Managing Vacation Transactions

Episode 636

Monday, July 17, 2023 • Duration 06:28

It's peak vacation season, so Ben and Ernie are comparing notes on handling the vacation budget in the moment. One the one hand, you want vacation to be vacation -- a time to unplug, be in the present moment, engaged with your family and friends. On the other hand, waiting until the end of the trip to categorize all your transactions can be overwhelming! Ben and Ernie share their approach to managing the transaction log without going crazy or burying your face in your phone the whole trip.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

Read moreCollapse

How Often Should You Reconcile?

Episode 635

Monday, July 10, 2023 • Duration 06:12

Reconcile your budget, that is! Ben and Ernie discuss their budget reconciliation habits, and make a case for why you should reconcile every day, especially if you are new to YNAB.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

Read moreCollapse

Leaving Margin for Life

Episode 634

Monday, July 3, 2023 • Duration 07:39

Ben and Ernie share a tip for making the budget feels a little less constricting -- leave a little margin in your categories! This is not an emergency fund, Ben says, but a way to give yourself some flexibility and fun.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

Read moreCollapse

One Easy Trick to Boost Your Retirement Savings

Episode 633

Monday, June 26, 2023 • Duration 05:51

We all know we need to save for retirement, but it can feel a long ways away. Savings can always wait while you deal with something more urgent, it seems, until all of a sudden retirement starts staring you in the face!

The most important factors in saving for retirement are starting early, and consistency, Ernie reminds us. How do you create consistency? There's an easy trick. If you're not yet, start contributing something -- anything! -- to your retirement accounts now. That amount will be some percentage of your income. Each quarter, increase that percentage of your income you are contributing by 1%. It doesn't seem like much, but it adds up fast! And most importantly, it's a slow enough change that it gives you time to adjust. As one YNAB listener writes in, it doesn't even feel like you're missing the extra money, while at the same time it's encouraging to see your retirement accounts going up.

We want to hear your YNAB stories! Please take a moment to tell us about your biggest budgeting wins here:

https://youneedabudget.typeform.com/ynaber-stories

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

This Question Doesn't Have to Be Scary: Can I Afford This?

Episode 632

Monday, June 19, 2023 • Duration 09:28

Ben and Ernie ask a question that strikes fear into those who don't budget (and sometimes to those who do): can I afford this? At least for YNAB'ers, this question isn't about whether you have the dollars and cents in your bank account to make the purchase, it's about your emotion, how you feel about buying the thing in question versus something else. As Ben explains, it's about opportunity cost, and luckily YNAB is very good at helping you understand opportunity costs with your money.

We want to hear your YNAB stories! Please take a moment to tell us about your biggest budgeting wins here:

https://youneedabudget.typeform.com/ynaber-stories

Follow Ben and Ernie on the Budget Nerds Podcast

Apple: https://podcasts.apple.com/us/podcast/budget-nerds/id1606054345

Spotify: https://open.spotify.com/show/0H1u8pqYrvz6zj6noHbkB3?si=fc181a82b8d540a6

Read moreCollapse

The Jesse Mecham Show – Details, episodes & analysis

Podcast details

Recent rankings

Apple Podcasts

Spotify

Shared links between episodes and podcasts

RSS feed quality and score

Publication history

Latest published episodes

Related Shows Based on Content Similarities

Apple Podcasts

Spotify

Related Shows Based on Content Similarities

The Jesse Mecham Show – Details, episodes & analysis

Podcast details

Recent rankings

Apple Podcasts

Spotify

Shared links between episodes and podcasts

Other95

Instagram9

Tik Tok5

RSS feed quality and score

Publication history

Latest published episodes

Similar podcasts and content

Related Shows Based on Content Similarities

Apple Podcasts

Spotify

Related Shows Based on Content Similarities

Other95

Instagram9

Tik Tok5