Explore every episode of the podcast The International Money Café Show

Dive into the complete episode list for The International Money Café Show. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

	Title	Pub. Date	Duration
	Ep 75: Navigating Cross-Border Finances: A Recap & Season End	29 Jul 2026	00:33:02
We reflect on the journey of the International Money Cafe podcast, summarizing key lessons and themes from the first three seasons. We discuss the evolution of the show, the importance of understanding cross-border finance, and the intersection of immigration and financial planning. We also share exciting plans for season four, including webinars, case studies, and new resources for listeners. Takeaways The podcast has served as a guide for cross-border financial issues. Season one focused on foundational knowledge for new immigrants and expats. The intersection of immigration status and tax obligations is significant. Personal stories enhance the understanding of financial concepts. A lot is coming - Digital resources like checklists, webinars, case studies, etc., to dig deeper into the situations. Audience feedback is essential for shaping future content. A book is in the works to compile valuable insights and frameworks. Chapters 00:00 Season Recap and Highlights 02:52 Exploring Season One: Orientation and Basics 06:00 Diving into Season Two: Planning and Future Considerations 09:09 Reflections on Season Three: Personal Stories and Lessons 11:56 The Intersection of Immigration and Finances 15:06 Tools and Resources: Checklists and Digital Grinds 18:12 Looking Ahead: Season Four and New Initiatives 20:49 Engaging with Our Audience: Feedback and Future Topics 24:01 Closing Thoughts and Gratitude Episode Links and Resources https://www.kitces.com/blog/investing-for-work-visa-holders-nonimmigrant-challenges-foreign-workers-h1b/https://www.theimcafe.com/podcast/episode/ep-51-what-is-english-for-tax-treaty-67263840 ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 74: All About Immigration Status	15 Jul 2026	00:12:22
In this solo episode, I discuss the critical relationship between immigration status and financial planning. I outline the various immigration statuses, including non-immigrant visas, green card holders, and naturalized citizens, emphasizing the financial implications of each. The conversation highlights the importance of understanding these statuses to avoid costly mistakes and the necessity of consulting professionals for tailored advice. Key Takeaways Your planning needs to take into consideration your immigration status. Your immigration status is not your tax residency status. Each status impacts your finances differently. Work visas are different, and the G4 visa is the most unique You can invest in the country on any visa, but watch out for what happens if you have to leave Leaving the US for extended periods can revoke your green card. Become a student of your immigration status. Talk to a professional before switching. Chapters 00:00 Understanding Immigration Status and Financial Planning 10:00 Navigating Visa Types and Their Implications 10:58 The Importance of Professional Guidance Episode Links and Resources Kitces – Investing Challenges For Work Visa Holders. Ep 67: Visa To Wealth: Brewing Success With H-1B and O-1 Visas EP 52: L-1 Visa - 3 Must-know tips For Foreign Execs Ep 54: Challenges Of "Temporary Permanence" - Leaving The US On A Work Visa ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 66: Before You Expatriate, Understand The Exit Tax	25 Mar 2026	00:14:10
This conversation delves into the complexities of the exit tax that individuals may face when expatriating from the U.S. The decision to expatriate is not one to be taken easily. We discuss who is liable for the exit tax, how it is calculated, and the ongoing tax obligations that may persist even after leaving the country. We also explore various planning considerations to mitigate the impact of the exit tax, emphasizing the importance of careful planning and timing in the expatriation process. Key Takeaways An exit tax is imposed when one expatriates from the U.S. Covered expatriates must meet specific criteria to be liable for the exit tax. The exit tax calculation is based on various asset types and their locations. Post-expatriation, individuals may still owe U.S. taxes on certain income. The timing of expatriation can significantly affect tax liabilities. Asset transfers and gifting can help mitigate the impact of an exit tax. Retirement accounts may be subject to high taxes for non-resident aliens. Trust and estate planning are crucial for expatriates. Treaty considerations can influence exit tax obligations. Chapters 00:00 Understanding Exit Tax: An Overview 02:45 Who is Liable for Exit Tax? 05:57 Calculating the Exit Tax 08:58 Post-Expatriation Tax Obligations 11:46 Planning Considerations to Mitigate Exit Tax Episode Links and Resources Ep 22: What is English For "Covered Expatriate?" Understanding The Exit Tax ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 65: What Is English For "Investment Income"?	11 Mar 2026	00:12:47
There are three types of investment income: interest, dividends, and capital gains. Do you know how each is generated, reported, and taxed? You are in luck – we cover all this and more, emphasizing the importance of understanding these concepts for effective financial planning. We also explain the implications of being a tax resident versus a non-resident, as well as the potential for additional taxes, such as the net investment income tax. Chapters 00:00 Understanding Investment Income: Interest, Dividends, and Capital Gains 10:55 Tax Implications of Investment Income 11:55 Conclusion and Resources Episode Links and Resources Ep 49: What Is English For "Net Investment Income Tax (NIIT)?" ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 64: Your Top 5 Cross‑Border FAQs, Demystified	25 Feb 2026	00:20:30
We tackle the complexities of cross-border taxes for American expats. We address the top five frequently asked questions expats have about their tax obligations while living abroad. We start by emphasizing the need to file U.S. taxes even when residing overseas, noting that U.S. citizens are taxed based on citizenship rather than residency. They also highlight the importance of reporting foreign bank accounts and the potential penalties for non-compliance with IRS regulations. We also discuss filing jointly with a non-resident alien spouse, the implications of owning rental properties both in the U.S. and abroad, and the process of setting up a business entity in a foreign country. Key Takeaways You must file U.S. taxes even if living abroad. Foreign bank accounts must be reported to avoid penalties. Filing jointly with a non-resident spouse can have tax implications. Rental income from abroad needs to be reported on U.S. tax returns. Setting up a business abroad requires understanding local laws and U.S. tax obligations. Chapters 00:00 Introduction to Cross-Border Taxes 01:18 Filing Requirements for Expats 03:55 Reporting Foreign Bank Accounts 05:41 Filing Jointly with a Non-Resident Spouse 10:17 Handling Rental Properties 14:02 Setting Up a Business Abroad Episode Links and Resources Ep 62: Mind The Gap - 5 Cross-border Planning Pitfalls To Avoid Ep 34: What Is English For "FBAR" Top 5 Things To Know About FBAR Filing ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 63: What Is English For "DIIRSP"? (Delinguent International Filing)	11 Feb 2026	00:08:26
Manasa discusses the Delinquent International Information Return Submission Procedures (DIIRSP) offered by the IRS. This program allows individuals who have missed filing certain international information returns but have no additional taxes owed to file late without penalties. She covers eligibility criteria, the filing process, and best practices to ensure a successful submission. Takeaways DIIRSP is a penalty-free option for missed international forms. Eligibility includes not being under IRS audit and no additional taxes owed. Common forms covered by DIRSP include 5471, 5472, and 8938. A reasonable cause statement is crucial for DIRSP submissions. Filing must be done by paper to a specific IRS address. Timely filing increases the chances of acceptance by the IRS. The DIIRSP is not for hidden income issues, only paperwork compliance. Don't DIY as mistakes can be very expensive (tens of thousands) Chapters 00:00 Understanding DIRSP: A Lifeline for Tax Filers 06:43 Best Practices for Filing DIRSP Episode Links and Resources Ep 45: What Is English For "Streamlined Filing Procedures ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 62: Mind The Gaps - 5 Top Cross-Border Pitfalls To Avoid!	28 Jan 2026	00:19:30
We discuss the top five blind spots that foreign nationals often encounter in their cross-border finances. We cover misunderstandings of your individual financial situation, the risks of false economies, the need to report foreign assets, and more. We also touch on cultural adjustment and the importance of being prepared for potential changes in residency/immigration status. Takeaways Don't assume your financial situation is the same as others False economy - Pay for professional services Your cultural background significantly influences financial decisions. Comparing financial systems between countries is just bad Foreign assets must be reported to avoid severe penalties. Estate planning is essential, regardless of wealth. Understanding U.S. tax obligations is crucial for foreign nationals Preparation for potential changes in residency is vital. A comprehensive checklist can help plan for cross-border transitions. Chapters 00:00 Identifying Blind Spots in Cross-Border Finances 03:00 Understanding False Economies in Financial Decisions 05:51 Cultural Adjustments and Financial Planning 09:05 The Importance of Reporting Foreign Assets 11:55 Estate Planning Essentials for Foreign Nationals 15:11 Preparing for Potential Changes in Residency (immigration status) Episode Links and Resources Ep 45: What Is English For "Streamlined Filing Procedures Ep 34: What Is English For "FBAR" Top 5 Things To Know About FBAR Filing IRS FATCA Thresholds ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 61: What Is English For "FATCA & FBAR Reporting"?	14 Jan 2026	00:16:53
We discuss the complexities surrounding FBAR and FATCA, two acronyms that often cause confusion and concern for foreign-born individuals. We explain the importance of compliance with these regulations, the filing requirements for U.S. citizens and U.S. tax residents (includes foreign nationals on work visas), and the potential penalties for non-compliance. And yes, the IRS knows about your overseas assets. We also cover the amnesty programs available for those who have missed reporting their foreign accounts. Takeaways FBAR and FATCA are crucial for foreign-born individuals. Filing the FBAR form is mandatory if accounts exceed $10K. FATCA requires reporting of foreign accounts to the IRS. Banks report account information to the IRS under FATCA. Non-compliance can lead to significant penalties. Amnesty programs exist for those who missed filings. IRS is aware of foreign accounts through intergovernmental agreements. Rectifying non-compliance is possible and essential (But don't DIY) Chapters 00:00 Understanding FBAR and FATCA 03:16 The Importance of Compliance 07:57 Filing Requirements for U.S. Citizens Abroad 12:25 Amnesty Programs and Penalties 14:56 Rectifying Non-Compliance Episode Links and Resources Ep 45: What Is English For "Streamlined Filing Procedures"? Ep 34: What Is English For "FBAR"? Top 5 Things To Know About FBAR Filing IRS FATCA Thresholds ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 60: Trump Accounts: US Expats And Visa Holders?	31 Dec 2025	00:20:50
Trump Accounts. You are a foreign national on a work visa in the U.S., or you're a U.S. expat outside the U.S. Can you use the Trump account? We discuss the newly introduced Trump accounts, designed to provide financial support for children born after December 2024. We explore the account's features, including the initial government contribution, investment options, and withdrawal restrictions. We also compare them to other investment vehicles, address potential concerns, and highlight the importance of understanding the implications for financial aid and long-term planning, especially when you are here on a non-immigrant visa. Chapters 00:00 Introduction to Trump Accounts 02:47 Understanding the Basics of Trump Accounts 06:03 Investment Options and Restrictions 08:57 Distribution Rules and College Savings 12:13 Comparing Trump Accounts with Other Investment Options 15:07 Attractions and Concerns of Trump Accounts 18:04 Final Thoughts and Conclusion Episode Links and Resources Ep 20: What Is English For "Custodial Accounts? Ep 17: Busting College Funding Myths For First Gen Kids Trump Accounts Give The Next Gen A Jump Start ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 59: What is English for "Expired Green Card?"	17 Dec 2025	00:11:52
What are the implications of having an expired green card?. Tax obligations continue to exist for green card holders even after their status has lapsed. We discuss the importance of understanding both IRS and USCIS regulations, the process of officially surrendering a green card, and the challenges associated with renewing it while living outside the U.S. Takeaways Your green card may have expired, but you remain a green card holder until officially surrendered. You could be subject to exit taxes if you surrender your green card after being a resident for a certain period. If you lose your green card, you must replace it before surrendering it. You cannot renew an expired green card while outside the U.S. An expired green card does not equate to a surrendered green card; there is an official process to follow. Chapters 00:00 Understanding Expired Green Cards and Tax Obligations 04:03 The Process of Surrendering a Green Card 07:47 Renewal Challenges and Immigration Considerations Episode Links and Resources Ep 30: What Is English For A "Green Card?" USCIS: Replace A Green Card --------------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 58: Amazon Visa Holder Laid Off? - Your Financial Game Plan	03 Dec 2025	00:21:46
This episode addresses the challenges faced by foreign nationals on work visas who have been laid off, particularly from tech companies like Amazon. The hosts provide actionable steps to navigate the emotional and practical aspects of job loss, including immigration considerations, financial assessments, and health insurance options. They emphasize the importance of quick action, networking, and maintaining a positive mindset during this difficult time. Takeaways Dealing with a layoff is emotionally challenging, especially for foreign nationals. It's crucial to act quickly to manage your immigration status after a layoff. Consulting with an immigration lawyer is essential for understanding your options. Consider switching to a B-2 visitor visa to spend more time in the U.S. Financial assessment is critical during the first few weeks after a layoff. Health insurance options like COBRA should be explored immediately. Networking and updating your resume should be immediate priorities. Family support can be vital during a job search. Maintaining a positive mindset is key to overcoming challenges. Explore job opportunities in other countries if returning home isn't an option. Chapters 00:00 Navigating Layoffs for Foreign Nationals 10:27 Emergency Mode: Financial Assessment and Job Search 13:17 Practical Steps for Job Search 16:57 Health Insurance and Immigration Considerations 20:51 Empowerment and Moving Forward Episode Links & Resources Amazon Employees Impacted By the 30K Job Cuts - An Immediate Game Plan Restricted Stock Units On Work Visas Ep 54: Challenges Of "Temporary Permance" - Leaving The US On A work Visa Ep 19: Mitigating The Threat Of A Work Visa on Your Financial Plan Investing For Non-Immigrant Visa Holders: Challenges & Tax Implications --------------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 57: What Is English For "The New Remittance Tax"?	19 Nov 2025	00:08:19
This conversation discusses the implications of the One Big Beautiful Bill Act, which introduces a 1% excise tax on remittance transfers starting January 1, 2026. The goal is to raise approximately $10 billion over the next decade. We explain how this tax will affect American families sending money abroad, the collection process, and planning strategies to mitigate the impact of this new tax. We emphasize the importance of understanding the tax's application and exploring alternative methods for sending money to avoid additional fees. We have a new checklist to help you plan for the new tax and hopefully avoid it. Takeaways A 1% tax on international money transfers will take effect in 2026. The tax applies to all remittance transfers by US citizens, residents, and foreign nationals on work visas – (Everyone) Providers will collect the tax on behalf of the IRS. Planning for the tax is essential to managing costs effectively. Some transfers may be exempt, based on the institutions used or the methodology. A checklist is available to help plan for the new tax. Grab the Remittance Checklist here Chapters 00:00 Introduction to the New Tax on Remittances 02:45 Understanding the Impact of the Tax 05:56 Planning for the New Remittance Tax --------------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	EP 73: Tax Extensions: Your Secret Weapon!	01 Jul 2026	00:15:42
In this, we discuss the benefits of tax extensions and how to file for the extension. They allow you to fix issues, correct errors, obtain missing tax documents, and, if you have overseas filing requirements, file them first. This may allow you to claim foreign tax credits for taxes paid overseas. Extending tax filing does not mean extending the tax-paying deadline if you owe taxes. Episode Links and Resources Ep 40: Avoid These Tax Mistakes With Your Cross-Border Taxes Does My State Accept the Federal Tax Extension? Stop Fearing Tax Extensions ⏳:Why Buying Time Can Actually Save You Money 💸 ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 56: Financial Planning Challenges In The Cross-border Space	05 Nov 2025	00:27:56
I was a guest on the Smarter Planner Podcast hosted by Belle. The conversation was so engaging that, with her permission, we're sharing it with you, our audience. In this guest episode, Belle Osvath, CFP, and I discuss the financial challenges immigrants and foreign nationals on work visas face in the U.S., including navigating different financial systems, tax implications, and retirement planning. I share insights on the importance of early financial education for immigrants and the need for collaboration among financial advisors. The conversation also touches on the impact of recent policy changes on immigrants. Takeaways Financial planning for immigrants requires understanding their cultural backgrounds. Many immigrants and planners are unaware of the complexities of the U.S. financial system. Early financial education can greatly benefit immigrants before they arrive in the U.S. Collaboration among financial advisors is crucial for effective cross-border planning. ax implications can vary significantly based on the client's home country. Retirement accounts in the U.S. may not align with foreign tax codes. Policy changes can create anxiety and uncertainty for immigrant clients - be prepared to deal with it. Chapters 00:00 Understanding the Immigrant Financial Landscape 06:02 Navigating Financial Planning for Non-Immigrants 12:04 Cross-Border Financial Challenges 17:52 Retirement Planning and Tax Implications 23:49 The Impact of Policy Changes on Immigrants 25:59 The International Money Cafe Podcast Episode Links and Resources Michael Kitces - Navigating Challenges When Investing For Work visa Holders Ep 43: How To Find A Great Cross-border Financial Planner https://elgonfa.com/blog/what-to-do-if-laid-off-h-1b-work-visa/ --------------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 55: What Is English For "Is It A PFIC Or Not?"	22 Oct 2025	00:08:55
In this conversation, we discuss the complexities of Passive Foreign Investment Companies (PFICs) and their implications for U.S. tax residents with overseas investments. We explain what PFICs are, the tax burdens associated with them, and provide practical steps for identifying whether a foreign fund qualifies as a PFIC. The discussion emphasizes the importance of consulting tax professionals and understanding the tax implications of foreign investments. Takeaways PFIC stands for Passive Foreign Investment Company. PFICs are legally permissible for investment, but they come with tax burdens. Growth in foreign mutual funds is taxed at income tax rates. IRS Form 8621 can take up to 25 hours to complete. Foreign mutual funds and retirement accounts can be PFICs. Three ways of identifying if a foreign fund is a PFIC or not. Chapters 00:00 Understanding PFICs: The Basics 02:59 The Tax Implications of PFICs 05:28 Identifying PFICs: Practical Steps Episode Links and Resources Ep 26: What Is English For "PFIC?" Ep 42: What is English For "Gift & Estate Taxes?" --------------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 54: Challenges of "Temporary Permanence"- Life in The U.S. on a Work Visa change	08 Oct 2025	00:19:49
In this conversation, we explore the unique challenges faced by individuals living and working in the U.S. on work visas, with a particular focus on the complexities of leaving the U.S. while ensuring that their financial, legal, and personal interests are protected. We discuss various strategies for managing financial obligations, ensuring legal compliance, protecting assets, and addressing family considerations, emphasizing the importance of careful planning and adaptation in navigating this transitional phase. Ultimately, we introduce a unique resource that we have created to support you on your journey. The Complete US Departure Checklist For Those On Work Visas Takeaways Leaving on a work visa presents unique challenges. Tax obligations can be complex for those with international ties. Leaving the U.S. requires careful planning to protect interests. Understanding retirement account options is essential when leaving Legal compliance is necessary to avoid future complications. Asset protection strategies are vital for real estate and investments. Family considerations are key. Effective timeline management is crucial for a seamless transition. Building a meaningful life can be achieved anywhere, despite the challenges it presents. Chapters 00:00 Navigating Life on a Work Visa 04:56 Challenges of Leaving the U.S. on a Work Visa 10:09 Financial Exit Strategies 15:11 Legal and Administrative Considerations 19:35 Asset Protection and Estate Planning Episode Links and Resources Michael Kitces - Navigating Challenges When Investing For Work visa Holders Ep 18: What Is English For US Situs Assets? Recovering From A Layoff On A Work Visa: Action Plan --------------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 53: What Is English For "Life Insurance?"	24 Sep 2025	00:08:40
In this episode, we delve into the concept of life insurance, particularly in a cross-border context. We discuss the two main types of life insurance: term and permanent, and when foreign nationals might need them. We emphasize the importance of life insurance for expatriates and foreign nationals, particularly in terms of providing financial support to families and managing estate taxes. We discuss two use cases for the different types of life insurance for foreign-born families. Takeaways Life insurance is a contract between the insured and the insurance company. Term life insurance provides coverage for a specific period. Permanent life insurance includes a cash value component. The primary purpose of life insurance is to provide income replacement for dependents. Choosing the right insurance company is crucial for cross-border policies. Estate taxes can be significantly higher for non-residents. Life insurance can help cover estate taxes for beneficiaries. Customizing life insurance policies is essential for individual needs. Chapters 00:00 Understanding Life Insurance in a Cross-Border Context 02:59 Types of Life Insurance: Term vs Permanent 05:47 Who Needs Life Insurance and Why? Episode Links & Resources Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. Ep 08: What Is English For "Domicile?" Do I Need A Trust, Especially On A Work Visa? Ep 42: What Is English For "Gift And Estate Taxes?" --------------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 52: L-1 Visa - 3 Must-Know Tips For Foreign Execs Moving to the U.S.	10 Sep 2025	00:16:24
We discuss the top three essential financial and tax considerations for foreign executives relocating to the US on an L-1 visa. We start by defining the different types of L1 visas. We also cover the implications of US income tax filing, considering the substantial presence test for tax residency, compliance with foreign financial assets, and estate and gift tax considerations. We emphasize the importance of pre-immigration planning and working with cross-border tax professionals. Takeaways L1 visas are for foreign executives and managers. US tax residents must declare worldwide income. Timing your arrival affects tax obligations. Pre-immigration tax planning is crucial. Foreign financial assets must be reported. Non-compliance with asset reporting incurs penalties. Estate and gift tax implications are significant. Work with professionals on both sides of the border. Chapters 00:00 Understanding the L1 Visa and Its Implications 02:47 US Income Tax Filing and Compliance for L1 Visa Holders 06:07 Managing Foreign Financial Assets and Compliance 09:00 Estate and Gift Tax Considerations for High Net Worth Individuals Episode Links & Resources EP 09: Work Visas And Investing In The US Ep 04: What Is The Substantial Presence Test Ep 32: What Is English For "Job Loss On A Work Visa" --------------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 51: What Is English For "Tax Treaty"?	27 Aug 2025	00:09:56
We delve into the complexities of tax treaties, their implications for individuals and businesses, and the importance of understanding saving clauses and various types of tax agreements. We highlight how tax treaties can help mitigate double taxation and the necessity of professional guidance in navigating these agreements. Understanding tax treaties is crucial for financial planning. Court cases can inform the interpretation of tax treaties. Professional help is recommended for navigating tax treaties. Tax treaties can vary significantly from one country to another. Key Takeaways A tax treaty is a bilateral agreement to avoid double taxation. Tax treaties determine which country has the right to tax income. Saving clauses in treaties may not benefit taxpayers. Approximately 70 countries have income tax treaties with the US. Estate tax treaties can significantly impact taxation on assets. Totalization agreements prevent double social security taxation. Chapters 00:00 Understanding Tax Treaties 03:12 The Implications of Saving Clauses 05:54 Types of Tax Agreements and Their Importance Episode Links & Resources Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. Ep 13: Between A Rock & A Hard Place: Mitigating Double Taxation U.S. Income Tax Treaties - A to Z U.S. Estate & Gift Tax Treaties If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 50: Summer Sizzle- Your Mid-Year Financial Check-In	13 Aug 2025	00:27:49
Do you understand the importance of conducting a mid-year financial check-in, especially for those with cross-border financial needs? We cover various topics, including tax strategies, estate planning, insurance assessments, and preparations for college and travel that can be reviewed over the summer. We emphasize the importance of proactive financial management during the summer months, ensuring listeners are well-prepared for the remainder of the year. Takeaways - Things you can do mid-year as part of your summer financial check-up Engaging with tax advisors in the summer is likely to yield better results. Charitable giving can provide tax deductions during the summer. Tax loss harvesting is a strategy to reduce taxable income. Estate planning is crucial before traveling overseas. College-bound kids need financial and medical powers of attorney. Insurance policies should be reviewed regularly for savings. Emergency funds should be assessed and adjusted as needed. Consult with immigration lawyers for visa holders. Review and adjust financial plans. Chapters 00:00 Mid-Year Financial Check-In 12:08 Estate Planning Essentials 19:45 Insurance and Risk Management 23:57 Preparing for College and Travel 25:54 Final Thoughts and Summer Financial Tips Episode Links & Resources Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. Tax-Loss Harvesting: How To Boost Your Portfolio Gains. Ten Tips On How To Pick A Tax Preparer If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 49: What Is English For "Net Investment Income Tax (NIIT)?"	16 Jul 2025	00:09:58
What's NIIT? We discuss NIIT (Net Investment Income Tax), explaining its implications for individuals with investment income and also how it applies in cross-border situations. We cover the statutory thresholds for the tax, what constitutes net investment income, and the reporting requirements. We also touch on some fascinating recent court cases that have impacted the application of the NIIT for expats and the potential for foreign tax credits. Takeaways The Net Investment Income Tax (NIT) is a 3.8% tax on certain investment income. There are specific thresholds based on the filing status: $250,000 for married filing jointly, $125,000 for single, and $200,000 for others. What's included in NITT and what's excluded How NIIT is impacted by Foreign investment income How to cover NIIT liabilities, especially on W-2 income. Episode Links & Resources Treaty-Based Foreign Tax Credits for the NIIT Questions And Answers On NIIT From IRS Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 48: Making Money Moves ~ Keep It In the U.S. Or Move It Overseas? The Million $ Question!	02 Jul 2025	00:25:17
Things are bad in the U.S., should I move my money overseas? We explore this question that has come up a couple of times, due to the economic uncertainty. We include tariffs, market volatility, the practicalities of fund transfer, and financial goals as items to consider. Key Takeaways Moving money overseas can be complicated and requires an understanding of regulations. Exchange rates and compliance requirements are critical factors to consider. Assess the underlying reasons for wanting to move money. Financial planning should align with personal goals and timelines, maintain open communication with your financial advisor. Investing in diversified portfolios can mitigate risks. Episode Links & Resources Where to Save Short-Term Money Ep 34: What Is English For FBAR Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 47: To Toss or To Keep: Spring Cleaning Your Tax & Financial Records!	18 Jun 2025	00:09:26
How long do you keep your tax records? A shortie that packs a punch. We discuss how long you should retain your tax and other financial records. We explore the statute of limitations for tax records, the importance of supporting documents, and special considerations for non-residents and property sales. Some takeaways Keep copies of all your tax records for as long as necessary. The statute of limitations for tax records is three years for refunds. If you never filed a tax return, keep records indefinitely. Non-residents should hold onto property sale records until the issue is resolved. Employment records should be kept until a Social Security application is submitted. And a whole lot more. We emphasize the importance of maintaining accurate records to ensure compliance with tax regulations and protect against potential issues with the IRS. Episode Links & Resources Ep 11: Navigating U.S. Taxes Ep 40: Avoid These Blunders With Your Cross-Border Taxes Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 72: Living Abroad Won't Shake Your State Tax Shadow	17 Jun 2026	00:17:49
This conversation delves into the complexities of state tax obligations for U.S. citizens and green card holders living abroad. It highlights the common misconceptions about tax liabilities when moving overseas, emphasizing the importance of understanding state-specific rules and planning ahead to avoid unexpected tax bills. The discussion also covers strategies for cutting ties with states that impose income taxes and the significance of domicile in tax planning, particularly concerning estate taxes. Key Takeaways: Some states don't let go of tax obligations easily. Your relationship with your current state affects tax responsibilities. States look at ties like driver's licenses and voter registrations. California and New York are known for aggressive tax policies. Double taxation can occur if state taxes are not managed properly. Establishing residency in a no-income-tax state can be beneficial. Domicile is different from tax residency and affects estate taxes. Working with a tax professional is crucial for compliance. Failing to meet state tax obligations can result in penalties and interest. Chapters 00:00 Understanding State Tax Obligations for Expats 12:59 Strategies to Cut State Ties Before Moving Abroad 17:04 Navigating Domicile and Estate Taxes Episode Links and Resources Ep 8: What Is English For "Domicile?" State Apron Strings Still Attached Even While Living Abroad? Some Options Here! State of Washington Estate Planning Rules ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 46: Gift Or Gaffe? Reporting Cash Receipts From Foreign Persons And Navigating U.S. Tax Penalties	04 Jun 2025	00:24:57
Your uncle just sent you a ton of money from overseas - what are the tax implications? We discuss the complexities of gift taxes, particularly for individuals receiving gifts from overseas. We explore the annual gift tax exclusion, reporting requirements for large gifts, and the implications of receiving money from non-U.S. persons. The conversation also touches on exemptions to reporting requirements and the potential issues surrounding covered expatriates. We emphasize the importance of transparency and consulting with experts to navigate these financial matters effectively. Some Key Takeaways Gifts over $100,000 must be reported on Form 3520. Receiving money from non-U.S. persons (outside the US) generally has no tax implications. The reporting threshold for gifts from foreign entities is around $17,000. IRS penalties for non-filing can be significant, up to 25%. Late filing of Form 3520 may allow for a reasonable cause statement. Exceptions exist for qualified tuition and medical payments. Consulting with financial experts is crucial when receiving large gifts. Understanding covered expatriate status is important for tax implications. Episode Links & Resources Ep 08: What Is English For "Domicile?" Ep 18: What Is English For "Situs?" Ep 22: What Is English For "Covered Expatriate?" Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 45: What Is English For "Streamlined Filing Procedures?"	21 May 2025	00:05:46
IRS expects you to report your overseas or foreign assets when you file taxes if you are a US tax resident (US citizen, Green card holder, or you meet the substantial presence test). Many people are unaware of the requirements, and the IRS seems to acknowledge this. IRS has come up with an amnesty program, which allows you to catch up and be tax compliant if you haven't reported your overseas assets. In this episode, we discuss the process, known as "Streamlined Filing," and explore the penalties involved, if any, as well as the proper steps to follow. Episode Links & Resources Ep 13: Mitigating Double Taxation Ep 04: Substantial Presence Test (SPT) Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe. Or by following us on social media: - LinkedIn; Instagram; Twitter (X); Facebook The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 44: Wisdom From Our Mothers And Lessons of Money We Carry With Us	07 May 2025	00:25:49
In this heartfelt episode, we celebrate Mother's Day by reflecting on the lessons learned from our mothers, particularly in the context of financial education and cultural influences. We discuss the unique challenges faced by immigrant mothers in raising children in a new country, the importance of open conversations about money, and the role of mentorship in empowering the next generation. The conversation emphasizes the universal values of motherhood and the significance of sharing knowledge across generations. Some key takeaways Lessons from our mothers often include important financial wisdom. Cultural influences can change the way we approach motherhood. Navigating parenting as immigrants presents unique challenges. Open conversations about money are crucial for financial literacy. Adapting financial lessons for the next generation is essential. Tune in to find out who is saving for their daughter's wedding, just like their mother did. Episode Links & Resources My Mom Is Not Afraid To Talk About Money Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 43: Financial Planning 101: How to Find a Great Cross-border Financial Planner.	30 Apr 2025	00:37:22
How do you find a good financial planner? We share personal experiences and insights on the importance of cultural sensitivity, qualifications, fee structures, and effective communication in financial advising. These are the things you want your financial planner to have in addition to cross-border technical knowledge. We emphasize the importance of advisors understanding their clients' unique backgrounds and financial goals, as well as the fiduciary responsibilities they hold. This will help you find the best financial advisor for your specific situation. Key Takeaways on finding the right advisor for your cross-border needs Look for cultural sensitivity Look for advisors with CFP certification for quality assurance. Understand the fee structure. Ensure their communication will help you understand complex financial concepts. Ensure they are a fiduciary - put your interests first. Agree on how you define financial success and much more. Episode Links & Resources Ep 37: How To Find The Right Tax Pro For Your Cross-border Needs Ep 31" Five Important Financial Planning Questions For Foreign-Born Families A Prospect's First Visit - Nightmare Os The Start Of Something Beautiful Kitces: Navigating Challenges Investing For Nonimmigrant Visa Holders Understanding The Role Of a Financial Advisor Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. If you'd like to work with us on your finances or taxes, check out the process ------------------------------------------------------------------------------ Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 42: What Is English For "Gift And Estate Taxes"?	16 Apr 2025	00:10:36
There is a huge difference between the gift and estate tax. This is highly magnified based on your immigration status (U.S. residents and non-resident aliens (NRAs)). We also explain the annual exclusion for gifts, the unified tax credit, and the importance of tax planning to navigate these complex tax laws. The conversation highlights the need for careful planning to avoid significant tax liabilities, especially for non-resident aliens with U.S. assets. Some Key Takeaways A gift tax is applicable during the lifetime of the giver. The estate tax is assessed after a person's death. The annual exclusion allows gifting up to $19,000 without tax in 2025. Non-resident aliens have a much lower exemption of $60,000, while U.S. tax residents have $13.99 million - set to sunset in 2025. Planning is crucial to manage tax liabilities effectively. Understanding domicile is key for tax implications. Future episodes will delve deeper into the tax and financial planning strategies that will help with the above. Episode Links & Resources Ep 08: What Is English For "Domicile?" Ep 18: What Is English For "Situs?" Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 41: Roots And Rights: Exploring Birthright Citizenship, Pros, Cons And Its Implications.	02 Apr 2025	00:18:58
We discuss the concept of Birthright Citizenship, its historical context, and its implications for foreign nationals in the U.S. This is a topic that's coming up a lot. The 14th Amendment defines it. We explore the ongoing debate surrounding the potential removal of birthright citizenship. We delve into the responsibilities of U.S. citizenship, specifically taxes, which are often not discussed. We touch on the global perspective of citizenship and the importance of compliance with immigration and tax laws. Finally, we offer some practical tips if this situation affects you, especially if you are on a work visa. You will need to rely on our super strength - the immigrant mindset - to get through this. Episode Links & Resources The Fourteenth Amendment Bonus Episode: Post Election - Thoughts And Mitigating Concerns Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. ------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 40: What is English for "Top 10 Cross-Border Tax Blunders"?	19 Mar 2025	00:10:40
We've seen a lot of mistakes made by individuals filing taxes, particularly focusing on immigrants, foreign nationals, and green card holders living overseas. In today's shortie, we list these critical mistakes, hoping you'll avoid making them. They range from ignoring taxes, ignoring immigration status, forgetting to report overseas gifts, including foreign dependents, to completing the backdoor Roth incorrectly. We also address those overseas with expired green cards who are ignoring their tax obligations. If you find yourself in this situation, please contact a tax pro to help you rectify these issues and hopefully avoid what could be a huge tax penalty. Onto the 10 mistakes. Episode Links & Resources Ep 34: What is English For "FBAR?" Ep 22: What Is English For "Covered Expatriate?" Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media. LinkedIn; Instagram; Twitter (X); Facebook
	EP 39: Unlocking the Backdoor: A Guide to Roth IRA Contributions	05 Mar 2025	00:37:40
We discuss the intricacies of Backdoor Roth IRAs, a popular strategy for high earners to contribute to Roth IRAs despite income limits. We explore the mechanics of the Backdoor Roth and the Mega Backdoor Roth, including eligibility, contribution limits, and tax implications. We also cover the importance of understanding 401k options, the pro rata rule, and key considerations for executing a Backdoor Roth conversion effectively. We address work visa considerations when looking to complete a back-door role or a direct contribution. We help you think through whether this is for you or not based on your work visa, your country of origin, and where you are likely to be when you finally withdraw the money. We finally address the biggest mistakes we see when people DIY backdoor roth and the tax preparation that comes after that. Episode Links & Resources Ep 20: What Is English For "Custodial Accounts?". Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 38: What Is English For "IRA's"?	19 Feb 2025	00:17:08
There is more than one type of individual retirement account (IRA). In this episode, we focus on the different types, including Traditional, Roth, SEP, SIMPLE IRAs, and spousal IRAs. We explore each type's tax advantages, eligibility, and implications, especially for individuals with cross-border considerations. The conversation also covers important aspects such as distributions, rollovers, conversions, and the significance of consulting financial and tax advisors for personalized advice. A Few Takeaways An IRA is a tax-advantaged investment tool for retirement savings. Traditional IRAs allow for tax-deductible contributions under certain conditions. Roth IRAs are funded with after-tax dollars, allowing for tax-free growth. Cross-border implications are crucial for those on work visas. Consulting both financial planners and tax advisors is essential for effective retirement planning. Withdrawals from traditional IRAs are taxed as ordinary income. Tune in for the rest of the details. Episode Links & Resources Ep 20: What Is English For "Custodial Accounts?". Ep 23: Applying For Social Security From Abroad. Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 37: Tax Prep 101: Your Guide to the Ultimate Tax Pro	05 Feb 2025	00:34:24
Tax season is around the corner. If you are looking for a new tax professional, we have you covered. In today's episode, we are going to walk you through how you select a good tax professional, especially if you have cross-border needs or assets overseas. The ten items or tips to consider as you select your tax professionals. If your tax preparer meets these tips, you are likely in excellent hands. The tips range from Checking the preparer's history for any disciplinary actions, to service fees, to electronic filing, and realistic expectations, amongst others. We end the episode by explaining what to do if you see suspicious or abusive tax preparers. IRS is interested in hearing from you. Episode Links & Resources Loving v. IRS: Treasury's Authority to Regulate Tax Return Preparers Circular 230 Watch Out For Unrealistic Expectations and Falsely Inflating Returns Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 71: DEMATS, PFICs & Provident Funds: What Indians Moving To America Need To Know	03 Jun 2026	00:37:04
Manasa was a guest on The Expat Wealth podcast a few months ago, hosted by Richard Taylor. It was such an amazing conversation, and with Richard's permission, we are bringing it to you on this episode. Richard and Manasa Nadig discuss the financial landscape for Indian expatriates in America. They explore common financial assets, tax compliance issues, and the importance of pre-immigration planning. The conversation delves into specific financial tools such as bank accounts, retirement accounts, and the complexities of PFIC reporting. They also touch on real estate and inheritance considerations, emphasizing the need for proper reporting and planning to avoid pitfalls. Key Takeaways Understanding the common financial assets for Indian expats is crucial. Bank accounts are the simplest financial tools to manage. PFICs can lead to punitive taxation if not reported correctly. Pre-immigration planning can help avoid financial pitfalls. Inheritance and gifts from India must be reported to the IRS. Real estate can be a valuable asset, but requires careful management. Insurance policies in India may have complex reporting requirements. The importance of understanding the differences in financial products across countries. Tax compliance is essential for maintaining good standing with the IRS. Seeking professional advice can help navigate cross-border financial issues. Chapters 00:00 Introduction to Indian Financial Assets in America 07:12 Common Financial Tools for Indian Expats 12:12 Understanding Bank Accounts and Reporting Requirements 20:39 Navigating PFICs and Investment Accounts 28:13 The Importance of Pre-Immigration Planning 35:36 Real Estate and Inheritance Considerations 40:00 Conclusion and Resources for Indian Expats Episode Links and Resources ExpatWealth Podcast With Richard Taylor Ep 61: What Is English For "FATCA & FBAR" Reporting Ep 55: What Is English For "Is It a PFIC or not?" ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 36: What is English For "Tax IDs"?	22 Jan 2025	00:10:42
We discuss Tax Identification Numbers (TINs). We have fun discovering what they are called in various countries. TINs are nine-digit numbers assigned by the Internal Revenue Service (IRS) or the Social Security Administration (SSA) for tax reporting purposes. We discuss the history of TINs and the introduction of the Individual Tax Identification Number (ITIN) in 1996. We also explain the eligibility criteria for obtaining a Social Security Number (SSN) and the process of applying for an ITIN. We highlight the importance of TINs for filing taxes, claiming treaty benefits, and opening bank accounts. We also mention the Employer Identification Number (EIN) used for business entities. Episode Links & Resources Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 35: Guided By The Stars No More: A Roadmap To Retiring Abroad! Part 2	08 Jan 2025	00:37:03
In Part 1 of this podcast, we discussed figuring out your "why", for wanting to retire abroad, the residency/visa requirements, and the practical aspects of moving overseas. In Part 2 of this episode, we answer specific tax and financial questions. Some examples of the questions (amongst others) that we answer here are:- Do I still need to file U.S. taxes when overseas, and what does that entail? What about State taxes? How do I access my retirement income from overseas? How do I get my RMDs? Will my custodian allow a foreign address? How do I transfer my funds from the U.S.? Should I roll over my 401k to a rollover IRA before I leave the U.S.? Will I have enough SS credits to claim social security from abroad? Should I buy a home overseas? What about healthcare expenses? How do I deal with that? Are there other countries you should consider besides the usual? Episode Links & Resources Ep 33: A Roadmap To Retiring Abroad - Part 1 Ep 23: Receiving Social Security From Overseas: Answering FAQs Ep 13: Mitigating Double Taxation Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 34: What is English For "FBAR"?	25 Dec 2024	00:10:08
We discuss the FBAR (Foreign Bank Account Report) and why it is important to be aware of it. It's a FORM that needs to be filed under the Bank Secrecy Act if you have a financial interest or signatory authority over a foreign financial account. And the aggregate value of these accounts exceeds $10,000 at any time during the reporting year. The FBAR filing requirement applies to all types of financial accounts, not just bank accounts. Failure to file the FBAR can result in substantial penalties. Episode Links & Resources Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 33: Guided By The Stars No More: A Roadmap To Retiring Abroad! (Part 1)	11 Dec 2024	00:29:03
There has been an uptick in the number of people looking to retire overseas. In Part 1 of this episode, we discuss the essential considerations for the decision. We start by grouping those who want to move into the following groups Those like us, who came to the US ages ago and are now retiring. Those who have worked overseas and now want to return Those who've only visited as tourists. We explore the motivations behind such a decision, the importance of choosing the correct country, navigating visa and residency requirements, and the practical steps needed to prepare for the move. Other topics that we cover here, amongst others, are: Maintaining connections and communication while living abroad. Safety and political stability are key factors in choosing a country. Visa and residency requirements. Visiting a country as a tourist for valuable insights before moving. The cost of living to ensure affordability. Maintaining a US address for various logistical reasons. Healthcare access etc. In part two of this episode, we'll address the financial and tax aspects of retiring overseas. Episode Links & Resources CNBC: Retiring Abroad Could Lower Your Cost Of Living Ep 23: Receiving Social Security From Overseas: Answering FAQs Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 32: What Is English For "Job Loss on a Work Visa"?	27 Nov 2024	00:07:52
What happens to you if you lose a job on a work visa? It's the biggest threat to your financial life in the US. In this short episode, we detail your options based on your specific work visa. Generally, you have to leave the country in 60 days or less, depending on your visa type, visa stamp, home country, and where you are in the visa process. However, there are some unique nuances regarding your other options based on the type of visa. In this episode, we address the H-1B, L-1, E3, TN, and O visas and the specific repercussions of losing a job. Episode Links & Resources How to Prepare For a Job Loss on Work Visa U.S. Citizenship & Immigration Services - Become a Student of Your Visa Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Bonus Episode: Post Election -Thoughts and Mitigating Concerns.	15 Nov 2024	00:22:39
The 2024 elections are behind us. In this episode, we discuss the aftermath of the US elections, focusing on the concerns of foreign-born clients and US expats. We explore the uncertainties surrounding immigration laws, visa changes, and the emotional impact of the election results. Our conversation emphasizes the importance of financial preparedness, including maintaining an emergency fund, being flexible with career plans, and ensuring proper estate planning. We include practical advice for navigating potential job loss and the complexities of financial planning in uncertain times. We remind you to lock your credit to protect your identity, especially if you have to leave the U.S. Episode Links & Resources Ep 29: Stay A Step Ahead of Cyber Criminals. Protecting Your ID and Other Important Matters. U.S. Citizenship & Immigration Services - Become a Student of Your Visa Are you Tax-compliant With Your Overseas Assets? - Free Guide - Scroll to the bottom of the page. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 31: Five Important Financial Planning Questions For Foreign Born Families!	13 Nov 2024	00:23:37
In this solo episode, Jane Mepham discusses the five questions she asks to create the financial planning framework for foreign-born families. Each question has many nuances and determines which way we go with the plan. Jane believes any foreign-born individual should ask themselves these questions as part of the settling process in the US. Money is tied to all aspects of our lives. What's your Immigration status? What's tax residency status What are your long-term residency status? What's your home country of citizenship, what other citizenships do you have, and if married, what's your spouse's citizenship? What assets do you have in foreign countries? --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 30: What Is English For "Green Card"?	30 Oct 2024	00:12:25
Yeah, it's not green anymore, but the name has persisted. Do you know why the Permanent Residency Card is called the Green Card? We answer this question and provide many more details about this "magic" document, which permits you to live and work permanently in the US if you are foreign-born. We know quite a bit about it, having previously held this card. We discuss the tax obligations and financial planning implications of being a green cardholder rather than a US citizen. It's challenging to get, based on your home country, but once you get it, you must be careful if you want to abandon it to do it right. Are you a green card holder? What questions do you have? --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 29: Stay A Step Ahead of Cyber Criminals. Protecting Your ID and Other Important Matters.	16 Oct 2024	00:30:35
Assume that your information is already out there. Your goal is to ensure that nobody misuses your data. In this episode, we discuss the importance of protecting yourself from identity theft. We provide practical steps and tips for safeguarding your personal information and financial accounts. Key takeaways Place fraud alerts on your credit and consider extended fraud alerts if your identity has already been stolen. Place a credit freeze on your credit to prevent new accounts from being opened in your name. Use a password manager to generate strong, unique passwords for each account. Enable two-factor authentication on all your financial accounts. Create a separate email address for your financial accounts, and be cautious of suspicious emails. Monitor your account activities regularly and set up alerts for any unusual transactions. Create a social security account to monitor your earnings and prevent unauthorized access. Create an IP PIN with the IRS to prevent fraudulent tax filings using your social security number. Take proactive steps to protect your identity before leaving the country. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 28: What Is English For "Health Insurance Options"?	09 Oct 2024	00:12:57
In this episode, we discuss the various health insurance options available during open enrollment. We break down all the different insurance plans - including PPO, HMO, EPO, and HDHP plans. We discuss the differences in premiums and coverage and the benefits of flexible spending accounts (FSA) and health savings accounts (HSA). The conversation also touches on the implications of Medicare for those over 65 and considerations for ex-pats and retirees living abroad who are considering the HSA plan. It's important to check with your provider about using the HSAs abroad. It's essential to consider your length of stay in the US when choosing an HSA. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 70: What is English for "UK SIPP"?	20 May 2026	00:11:29
In this episode, we discuss the complexities of the UK Self-Invested Personal Pension (SIPP) for U.S. residents with UK pensions. We explore the basics of SIPPs, their advantages, and the critical tax implications and reporting requirements for US residents who hold a SIPP. It's important to work with specialists to navigate these complexities and ensure compliance with both UK and US regulations. Key Takeaways UK SIPPs are popular for consolidating old pensions. An international SIP is a UK product for non-UK residents, since most UK providers won't accept foreign addresses. SIPs are not treated the same as US retirement accounts. The IRS does not classify UK SIPs as tax-advantaged. The US-UK tax treaty can mitigate some tax issues. Chapters 00:00 Understanding the UK SIPP 05:46 Compliance and Reporting Requirements Episode Links and Resources Ep 51: What Is English For "Tax Treaty?" ----------------------------------------------------------------------------- The IM Café Finance / Tax Roastery (Store) Is Live Grab "the Comprehensive Checklist for Foreign Nationals on Work Visas Leaving the U.S." currently on sale, to celebrate our 50th episode. If you'd like to work with us on your finances or taxes, check out the process --------------------------------------------------------------------------------- Be sure to join the conversation by visiting our page: The International Money Cafe Or by following us on social media:- LinkedIn; Instagram; Twitter (X); Facebook. ------------------------------------------------------------------------------------ The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice.
	Ep 27-"Happy 1st Birthday The IM Café!!"	02 Oct 2024	00:25:50
Cue the Confetti. Today, we celebrate a huge milestone - a year since we started this journey. What started as a coffee chat has become a one-year podcast, and there are plans to do more. In this special episode, we look back on our beginnings, lessons learned, and things we've learned about each other, appreciate those who've been with us on the journey, and plan for the future. Please tune in to find out what we have in store for you and our big, hairy, audacious goal and vision for the International Money Cafe Podcast. Let's celebrate! -------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 26: What Is English For "PFIC"?	18 Sep 2024	00:14:23
If a U.S. tax resident is investing offshore (outside the U.S.) - it can very easily complicate their taxes. In this episode, we discuss PFICs (Passive Foreign Investment Companies) and the dangers of investing in them. We start by defining them with some examples. Then, we discuss the tax compliance requirements and the potential penalties for non-compliance. We also include financial planning considerations like foreign exchange and repatriation. We explain why we want to get a detailed idea of any PFICs clients may have when we start working with them on financial planning or tax preparation. Most of our clients /prospects are unaware they have PFICs in their overseas portfolio. We discuss ways of dealing with them, how to stay compliant or get rid of them, and also mention the particular case of those with work visas - who may want to keep the PFICs in their portfolio. It's a fun discussion. --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	EP 25: Like Manna From The Heavens! What To Do If You Receive a Gift or Inheritance From a Foreign Person?	04 Sep 2024	00:16:32
If you receive a gift or inheritance from a non-US person, you have specific reporting and tax obligations before enjoying your gift. In this solo episode, Manasa details the thresholds, reporting forms, and tax implications based on the type of gift or inheritance. Different thresholds apply depending on the type of gift or inheritance, such as $100,000 for gifts from non-US citizens and no threshold for gifts from foreign trusts. She discusses some forms, like Form 3520, that may need to be filed to report foreign gifts or inheritances. She also points out possible tax consequences that may arise if the gift is from a covered expatriate—it’s not business as usual. One thing she points out is to watch out for possible tax obligations in the country where the event occurs – that needs a tax professional (in that country) to figure out. Tax treaties may help avoid some possible double taxation. Resources Ep 22: What Is English For "Covered Expatriate" Ep 13: Between A Rock And A Hard Place: A Guide To Mitigating Double Taxation --------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook
	Ep 24: What Is English For "F1 Student Visa?"	21 Aug 2024	00:11:37
The F1 visa is a non-immigrant student visa that allows international students to pursue academic studies in the US. It's vital to the US economy as it attracts talented individuals who often go on to start unique businesses and contribute significantly to the workforce. In this shortie episode, we cover the legal definition of the F1 visa, the application process, the duration of stay, employment opportunities, financial considerations, investing, starting a business, tax filing requirements, and treaty provisions, amongst other aspects of the visa. Jane moved to the US on an F-1 visa, so this is another one that draws on personal experiences. ---------------------------------------------------------------------------------- The speakers' views and opinions discussed in this episode should not be considered financial, tax, or legal advice. Consult your advisor for any legal, cross-border tax, and financial advice. Be sure to join the conversation by visiting our page The International Money Cafe Or by following us on social media:- Follow us on social media:- LinkedIn; Instagram; Twitter (X); Facebook

About Methodology Contact Support me Privacy Policy