The Iced Coffee Hour – Details, episodes & analysis

NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED Kinsta: For Word Press hosting that works go to https://Kinsta.com/ICH to get started ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Tecovas: Right now - get 10% off at https://tecovas.com/iced Visit http://www.theultimatehuman.com/vip and use code "ICEDCOFFEE" to get 10% off per month + A FREE BOX OF H2TAB! (Not sponsored) Follow Gary Brecka Here:  @garybrecka  The Ultimate Human Podcast: @ultimatehumanpodcast  Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan 00:00:00 - Intro 00:01:06 - Predicting life expectancy 00:03:09 - Cost of life expectancy studies 00:06:03 - Can lifespan be extended? 00:13:21 - Sponsor - Netsuite 00:15:41 - Signs of vitamin D deficiency 00:17:57 - Can annuities be gamed? 00:19:30 - Why soda is addictive 00:23:13 - Do some people need less sleep? 00:24:48 - Is too much sleep bad? 00:35:39 - Do anti-aging products work? 00:35:50 - Sponsor - Kinsta 00:40:13 - Is ocean swimming healthy? 00:42:20 - Can you get too much vitamin D? 00:43:43 - Are energy drinks bad? 00:46:31 - Folic acid in U.S. grain supply 00:49:14 - Easy ways to improve health 00:52:18 - Tap water vs. Brita filters 00:54:10 - LMNT packets review 00:56:28 - Advice for younger self 00:56:46 - Why alcohol is harmful 00:58:38 - How to prevent hangovers 01:00:44 - Best alternative to coffee 01:04:04 - Sponsor - ZocDoc 01:05:12 - Sponsor - Tecovas 01:06:31 - Useless supplements 01:09:46 - Will humans live to 120 years old? 01:12:49 - Maximum human lifespan 01:16:30 - Biggest health myths 01:23:36 - Why discomfort is good 01:28:11 - "Healthy" foods that aren't 01:30:02 - Foods that cause anxiety 01:33:14 - Most shocking health fact 01:36:48 - Best way to spend $100 on health 01:37:29 - Is alcohol ever good? 01:38:55 - Red wine benefits? 01:39:27 - Genetics vs. personal control 01:40:39 - Biohacking explained 01:42:04 - 80/20 rule of biohacking 01:43:27 - Why do attractive women have stomach issues? 01:45:24 - Dumbest biohack ever 01:46:38 - Best way to spend $1000 on blood tests 01:51:12 - Does leg training boost testosterone? 01:51:45 - Challenge for viewers 01:53:36 - Turning health into a business 01:55:28 - Income breakdown 01:58:08 - When money changed his mindset 02:05:17 - Is David Goggins' lifestyle healthy? 02:05:59 - Rapid questions Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich   Bilt: Start earning Points for the rent you’re ALREADY paying at https://joinbilt.com/icedcoffee SelectQuote: Get the RIGHT life insurance for YOU, for LESS, at https://selectquote.com/ich Follow Adam Carolla : Website - https://adamcarolla.com/ The Adam Carolla Show - https://www.youtube.com/@UC7qCAvNXX0Pi05tufrDN0XQ Adam Carolla on Instagram - https://www.instagram.com/adamcarolla/ Adam Carolla on X - https://x.com/adamcarolla NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:17 - Biggest “I told you so” moment 00:04:07 - Wiping controversy 00:06:22 - Has common sense declined? 00:07:40 - What separates successful people? 00:10:57 - Are peoples lives too easy? 00:13:09 - Parenting: Boys vs. girls 00:14:44 - Sponsor - Ramp 00:16:11 - Biggest issues not discussed 00:19:31 - Simple ways to be happier 00:21:18 - Is comedy dead? 00:22:56 - Why Gen Z won’t approach women 00:26:55 - Joke that sparked backlash 00:29:28 - How to express opinions publicly 00:34:22 - Who dictates Hollywood’s narrative? 00:34:26 - Sponsor - Shopify 00:39:31 - Do Hollywood elites secretly agree with you? 00:40:03 - Would you leave California at 25? 00:42:09 - 3 policies that ruined California 00:48:31 - Can California be fixed? 00:49:21 - Was the Palisades fire rock bottom? 00:55:39 - If you were governor, what would change? 01:00:27 - Best relationship advice 01:03:55 - Most common Loveline questions 01:04:52 - Do young people have an excuse for failure? 01:06:49 - Success advice 01:07:01 - Sponsor - Bilt 01:08:13 - Sponsor - Select Quote 01:12:45 - How success has changed over time 01:15:28 - Teaching kids good values 01:17:48 - Should you leave money to kids? 01:19:25 - Does it get worse before better? 01:20:12 - Worst advice ever followed 01:21:59 - Is the Kimmel rivalry real? 01:22:26 - Steve-O’s meltdown on Carolla show 01:28:21 - How do you want to be remembered? *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

SelectQuote: Get the RIGHT life insurance for YOU, for LESS, at https://selectquote.com/ich ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Ramp: Now get $250 when you join Ramp at https://ramp.com/ich MagicMind: Get 45% off the Magic Mind bundle with with my link: https://www.magicmind.com/ichjan DONATIONS: We've found this to be a comprehensive list of all resources you can donate to: https://la2050.org/blog/la-wildfires-volunteer-and-support-guide Subscribe To  @MeetKevin  Here Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 0:00:00 - Intro 00:03:15 - Is California a good place to live? 00:05:15 - Political fallout of wildfires 00:13:22 - Why are the wildfires so politicized? 00:17:04 - Wildfires: natural or man-made? 00:20:36 - Controlled burns in CA 00:23:51 - Sponsor - Select Quote 00:25:09 - Sponsor - ZocDoc 00:27:10 - Evacuation notices in LA 00:29:29 - Wildfire risks in Palisades 00:34:59 - Insurance and wildfire impact 00:36:01 - Dealing with being underinsurance 00:40:53 - Misconceptions about victims 00:41:40 - Rebuilding after wildfires 00:44:38 - Landlords profiting from fires 00:45:49 - Sponsor - Ramp 00:46:49 - Will property values crash? 00:48:44 - Why insurers avoid fire zones 00:50:11 - No insurance? What happens 00:51:56 - Insurance companies struggling 00:56:59 - Water shortages in CA 00:59:41 - Removing fire hydrants? 01:03:48 - Third Street Promenade 01:06:27 - What holds CA back? 01:09:30 - Running for governor challenges 01:11:21 - Delta Smelt 01:13:14 - Graham’s Delta Smelt story 01:18:10 - Fishing laws and environment 01:20:03 - Jack’s bad luck 01:22:17 - Kevin quits drinking 01:24:43 - Why quit drinking? 01:27:22 - Why Rick Caruso lost 01:28:54 - Wildfire conspiracy theories 01:30:00 - Pacific Palisades future 01:31:39 - Clearing brush in fire zones 01:32:58 - Housing solutions in CA 01:33:55 - Rent control debate 01:35:11 - Wildlife crossings 01:39:33 - Dealing with lobbyists *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Register your free Bitrix24 account - https://www.bitrix24.com/~5e0c8 Check out Bitrix24 - https://www.bitrix24.com/~dYd0v Go to our sponsor https://betterhelp.com/icedcoffeehour for 10% off your first month of therapy with BetterHelp and get matched with a therapist who will listen and help. NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/alex_nava_p... Official Clips Channel: / @theicedcoffeehou... TIMESTAMPS: 02:24: How George Became A Ramsey 04:23: How George Overcame His Debt 05:19: The 7 Baby Steps Broken Down 14:00: Debt Without A Credit Score 25:42: Are Credit "Rewards" Worth It 32:21: George's Net Worth Over Time 40:59: How To Feel Financially Secure 48:57: Budgeting The Right Expenses 57:17: What It Means To "Deserve" Something 01:08:07: The Importance Of Giving 01:14:12: Final Thoughts And Disagreements For sponsorships or business inquiries reach out to: graham@night.co GET YOUR FREE STOCK WORTH UP TO $1000 WITH OUR SPONSOR PUBLIC - USE CODE GRAHAM: http://www.public.com/graham MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Shure SM7B mics, cloud lifters, rodecaster pro audio interface The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/alex_nava_photography Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: graham@night.co GET YOUR FREE STOCK WORTH UP TO $1000 WITH OUR SPONSOR PUBLIC - USE CODE GRAHAM: http://www.public.com/graham MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Shure SM7B mics, cloud lifters, rodecaster pro audio interface For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Start creating high-quality content easily with Streamyard: https://clickurl.ca/ICH-streamyard NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselbyhttps://www.instagram.com/gpstephanhttps://www.instagram.com/alex_nava_photography Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w Timestamps: 2:02 - "Pound For Pound" Nickname 6:05 - Avoiding Injuries From Getting Hit 9:39 - Austin's INSANE Work Ethic 16:51 - Austin's College Career 26:23 - Transition To The NFL 33:28 - Austin's First NFL Check 38:48 - Signing A $26 Million Contract 43:15 - Rookie Initiation | $60,000 Meals? 45:46 - Biggest Luxary Purchase 47:09 - How Austin Invests 51:19 - Skill Versus Work Ethic 54:55 - Austin's Innovative Streaming Company 59:32 - Selling Every In-Game Jersey for $4k 1:00:49 - Dealing With Performance Anxiety 1:05:16 - Crazy Fans From Fantasy 1:07:42 - First Impression Of Phillip Rivers 1:14:17 - Paying a $20,000 Fine 1:15:53 - Will Austin Resign With The Chargers??? 1:26:25 - Underrated Vs Overrated Athletes 1:33:02 - How It Feels To Lose Professionally 1:38:31 - Biggest Phone Contact Flex 1:40:49 - Here's To You, Jeff 1:42:56 - Alex Ending Austin's Career For sponsorships or business inquiries reach out to: graham@night.co GET YOUR FREE STOCK WORTH UP TO $1000 WITH OUR SPONSOR PUBLIC - USE CODE GRAHAM: http://www.public.com/graham MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Shure SM7B mics, cloud lifters, rodecaster pro audio interface The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Start creating high-quality content easily with Streamyard: https://clickurl.ca/ICH-streamyard Use my code ICH to get $5 off your delicious, high protein Magic Spoon cereal by clicking this link: https://magicspoon.thld.co/ich_0423 Check out the Patreon! https://www.patreon.com/icedcoffeehour Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/alex_nava_photography Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: graham@night.co GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & SEE MY STOCK TRADES - USE CODE GRAHAM: http://www.public.com/graham Timestamps: INTRO: 00:00 Air Travel Etiquette: 02:58 Time Is Money | Flying First Class: 07:24 Sahil's Life Background: 08:38 Making Millions From His First Job: 10:03 How Scammers Make $$$ With Wire Fraud: 18:23 How To Climb The Corporate Ladder FAST: 25:00 The 4 Types Of Luck: 30:59 Starting A Newsletter: 40:19 Sahil's BIGGEST CONTROVERSY: 43:59 Sahil's Biggest Life Changes: 51:46 Is Hitting Rock Bottom A Requirement Of Success: 01:01:49 Does a "Cold Plunge" REALLY Do Anything?: 01:07:02 Sahil’s Day In The Life: 01:12:25 Will Tik Tok Become A Government Tool: 01:20:05 Life Comes In Seasons: 01:31:05 Is "The One" Real: 01:33:21 Life Advice For You Guys!: 01:38:26 Accidentally Meeting Tim Cook: 01:39:41 Life Lessons From Tim Cook: 01:43:28 How Sustainable Are The Biggest Companies?: 01:51:24 Should Apple Push More Into Banking: 01:55:45 Can/Will Amazon Take Over The Market?: 01:58:06 Is Tik Tok A Risk To National Security: 02:01:02 Career Politicians HAVE TO GO: 02:03:19 MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Shure SM7B mics, cloud lifters, rodecaster pro audio interface The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Take control of your creator finances for FREE with Creative Juice here: https://tinyurl.com/4jjpj8jb Get 20% Off and Free Shipping with our code ICH at Manscaped.com Check out the Patreon! https://www.patreon.com/icedcoffeehour Add us on Instagram: https://www.instagram.com/jlsselbyhttps://www.instagram.com/gpstephanhttps://www.instagram.com/alex_nava_photography Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: graham@night.co GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & SEE MY STOCK TRADES - USE CODE GRAHAM: http://www.public.com/graham MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Shure SM7B mics, cloud lifters, rodecaster pro audio interface The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Take control of your creator finances for FREE with Creative Juice here: https://tinyurl.com/4yrc7sve Go to http://ro.co/icedcoffeehour TODAY to get your first month of treatment FREE! OUR NEW WEBSITE: https://www.icedcoffeehour.club Check out the Patreon! https://www.patreon.com/icedcoffeehour Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/alex_nava_photography Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: graham@night.co GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & SEE MY STOCK TRADES - USE CODE GRAHAM: http://www.public.com/graham Timestamps: INTRO: 00:00 Coffee Preferences: 01:30 Is Prime Worth It?: 02:14 Jason's Fitness Journey: 03:11 Fitness Changes Everything: 06:14 Background In Comedy: 12:36 Making $300k A Year From Vine: 20:07 The Infamous "Drake And Josh" Line: 26:23 Working for Norm Macdonald: 29:51 Jason's Youtube Journey: 38:47 Getting Buried Alive - David Surpising Jason In Hawaii: 45:12 The Original Tesla Jump: 46:45 Jason and David's Podcast: 51:17 Jason's Finances Are A MESS: 52:20 How Much Money Mr. Beast Has: 59:18 Starting A New Podcast: 1:02:44 Interviewing Danny Devito: 1:06:02 The Secret To Dating: 1:09:02 Positive Thinking Is Key: 1:11:24 MY NEW COFFEE IS NOW FOR SALE: http://www.bankrollcoffee.com/ The Equipment used: https://tinyurl.com/y78py5g2 Audio Equipment Used In Podcast: Shure SM7B mics, cloud lifters, rodecaster pro audio interface The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Take control of your creator finances for FREE with Creative Juice here: https://tinyurl.com/4hu6jk3x  Start creating high-quality content easily with Streamyard: https://clickurl.ca/ICH-streamyard  Our new website! Https://www.icedcoffeehour.club  Today we discuss health, wellness, and supplements with @DoctorMike - Enjoy!  Check out the Patreon! https://www.patreon.com/icedcoffeehour  Add us on Instagram:  https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan https://www.instagram.com/alex_nava_p... Official Clips Channel:     / @theicedcoffeehou...   For sponsorships or business inquiries reach out to: graham@night.co GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & SEE MY STOCK TRADES - USE CODE GRAHAM: http://www.public.com/graham  Timestamps: 0:00: Introduction 2:11: Mr. Beast's Fixing Blindness 4:26: What Dr. Mike Specializes In 5:59: What Makes Doctor's Queasy 17:10: Why Healthcare Is So Expensive 21:04: How Doctor's get paid 23:09: Insurance Companies Make Life Hard 26:38: Countries With Better Healthcare 27:59: Medical Bill Life Hack 30:41: Dr. Mike's Rise To Fame 33:00: Maximizing His 15 Minutes Of Fame 34:20: Starting His Channel 35:39: Balancing HIPAA with Content 37:42: Dr. Mike Inspecting Graham's Body... 39:55: Doctor start at $8/hr??? 41:46: Dr. Mike's Residency Days 43:39: Beware Supplements 48:41: Dealing With Hypochondriacs 52:43: Are Some Symptoms Just Mental 54:11: Training Like David Goggins 55:27: Why The Rich Get Bad Healthcare 57:38: Why Is Dental Care Different 1:00:16: Are Chiropractors Scamming You 1:09:23: How To Stay Healthy 1:14:52: Boxing In Creator Clash 1:17:37: Breaking Down Income 1:20:45: Buying A KG Of Gold 1:25:23: Battery Died - Outro For Podcast Inquiries, please contact GrahamStephanPodcast@gmail.com *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices