The Growth Concept With Keoni Upton – Details, episodes & analysis

We recorded this one at the South Perth Foreshore on a perfect Perth afternoon — no conference room, no desk, just a real conversation about something most of us are genuinely bad at: having difficult conversations with the people we love most.

Yvette works in the space of communication and relationships, coaching individuals and couples to break the patterns that keep them stuck. She's a Master NLP Practitioner, hypnotist, and personal and corporate coach with over seven years of experience helping people communicate better — not just in business, but in the relationships that actually matter.

This episode isn't about conflict resolution tips or relationship hacks. It's about understanding why the same arguments keep happening — and what to actually do about it.

What we get into:

One word change that completely shifts how a conversation lands — swapping "but" for "and" sounds almost too simple until Yvette breaks down exactly why it works. We go deep on communication patterns — why some couples keep having the same fight for 20 years, and how changing one person's approach can break the whole cycle. The stuff we were given before we were eight — Yvette walks through how nearly every standard we hold our partner to, including making the bed, closing the toothpaste cap, putting glasses in the sink, came from our parents' values, not our own. And once you see it, you can't unsee it. How to actually set up a hard conversation — timing, checking in, managing the other person's anxiety before you've even started talking. The "we" vs "you" reframe — and why it's the difference between your partner feeling blamed and feeling like you're on the same team.

If you've ever walked away from an argument thinking how did we even get here, this episode is going to give you some real clarity.

Connect with Yvette: LinkedIn → linkedin.com/in/yvette-lever

Want to be a guest on The Growth Concept? Head to thegrowthconcept.com.au

In this episode, I sit down with Josh Horneman for a powerful conversation around AI, business, creativity, privacy, and what it means to stay human in a world that’s changing fast. Josh is a business coach, AI consultant, and founder based in Perth, and throughout this conversation he shares a balanced perspective on both the opportunity and the danger of AI.

We unpack where this technology is heading, why curiosity matters more than ever, how businesses can use AI more intentionally, and why human qualities like emotional intelligence, discernment, and real connection will only become more valuable from here.

What I loved most about this conversation is that Josh doesn’t speak about AI from a place of hype or fear. He speaks about it with depth, caution, and clarity. We talk about privacy in business, the risk of outsourcing your thinking, the future of creativity, and why staying curious is one of the most important skills you can build in this next era. Josh also shares how he thinks about raising his kids in a rapidly changing world, why he values EQ over IQ, and how learning, awareness, and gratitude continue to shape the way he lives and leads.

If you want to connect with Josh, you can find him here:
Website: https://www.joshhorneman.com/
Instagram: https://www.instagram.com/josh_horneman/
LinkedIn: https://au.linkedin.com/in/joshhorneman

In this episode of The Growth Concept, I sat down with Niro Thambipillay, the founder of Investment Rise, to have a real conversation about property investing — without the fluff.

Niro’s been in the property game for over two decades, and what I love about his approach is how data-driven and simple he keeps it.

We talked about the biggest traps beginners fall into, why owner-occupier demand matters more than hype, and the mindset shift people need if they want property to become a genuine wealth-building tool — not just an expensive gamble.

If you’re a first-time investor (or you’ve been thinking about getting started but feel overwhelmed), this episode will help you think clearer, move smarter, and avoid a lot of the common mistakes.

• Why most people were never taught how to make money work for them
• The biggest misconceptions beginners have about investing
• Why owner-occupier demand is a key filter (and what happens when it’s missing)
• How Niro thinks about growth vs cash flow
• The role of debt as a tool (when it’s used with a plan)
• A simple way to evaluate areas without overcomplicating it

• Don’t buy based on a “cheap entry point” alone — demand is everything.
• If an area is mostly investors buying, that’s a red flag worth paying attention to.
• The goal isn’t just owning property — it’s building financial certainty over time.
• Keep it simple: do people actually want to live there long-term?

• “You don’t learn about how to make money work for you.”
• “If you think you’re going to work hard, pay taxes, and save your way to wealth, you’re probably in for a rude shock.”
• “The biggest thing I was missing was owner-occupier demand.”
• “Keep it simple: Do people want to move to this area?”

00:00 Introduction to Property Investing
01:36 Meet Niro Thambipillay
05:09 From Employment to Property Investment
11:13 The Emotional Side of First-Time Investing
17:40 Owner-Occupier Demand (the game-changer)
21:08 Common Property Investing Misconceptions
25:34 Cash Flow vs Growth
30:59 Debt and Wealth Creation
36:08 Climate Risk & Property Value
40:16 Final Thoughts: It’s Not Too Late

Niro started investing in property in 2002 and has spent over a decade helping others invest in residential property through his company Investment Rise. He’s focused on building trust, using research-backed decision-making, and helping everyday people create long-term financial security through smart acquisitions.

• Website: https://www.investmentrise.com.au/about-us/
• Instagram: https://www.instagram.com/investwithniro/
• TikTok: https://www.tiktok.com/@investwithniro
• LinkedIn: https://www.linkedin.com/in/nirothambipillay/

In this episode of The Growth Concept, wellbeing coach Jules Sullivan shares a deeply honest conversation about navigating burnout, mental health challenges, ADHD, and major life events that reshaped her perspective on success, energy, and self-worth.

Jules reflects on how burnout forced her to reassess her career and values, how an ADHD diagnosis helped her better understand her energy levels, and why self-awareness is the foundation of sustainable wellbeing. She also opens up about the importance of rest, creating space for emotions, and letting go of external expectations.

This episode is a reminder that growth doesn’t always come from pushing harder — sometimes it comes from listening more closely to what you need.

This episode marks the final instalment of the Podcast on the Streets of Perth series filmed at Kings Park. Recorded outdoors in a space known for reflection and calm, this conversation brings the series to a grounded and intentional close. Natural background sounds are part of the experience, capturing the atmosphere of the moment and the authenticity of the conversation.

In this episode of The Growth Concept, Coach Nas shares his journey as both a personal trainer and a musician, exploring how transformation starts from within. With over 14 years of experience in personal training, Nas reflects on how physical training became a gateway to deeper self-belief, discipline, and purpose.

He opens up about navigating mental health challenges, how music became an outlet during difficult seasons, and why self-acceptance is the foundation for lasting change. This conversation moves beyond aesthetics and performance, focusing instead on the inner work required for real growth.

At its core, this episode is about self-discovery, responsibility, and learning to believe in yourself — even when the path forward isn’t clear yet.

This episode continues the Podcast on the Streets of Perth series, where we step outside the studio to capture conversations in their most natural form. You’ll hear the world moving around us — intentionally kept to preserve the rawness and presence of the moment.

In this episode of The Growth Concept, Sam G shares his journey from being an insecure teenager to becoming a fitness coach dedicated to helping others build confidence through training, nutrition, and mindset.

Sam opens up about the pressures he faced in high school, his struggles with body image, and the negative influences that once held him back. He reflects on a pivotal turning point that forced him to reassess his direction and commit to a more purposeful path.

We dive into the realities of social media, dealing with hate, building a personal brand through authenticity, and why creating real value matters more than chasing attention. This conversation highlights consistency, community, and the power of showing up — even when confidence isn’t there yet.

Episode 3 continues the Podcast on the Streets of Perth series, where we step out of the studio and into real environments. You’ll hear the city around us — people, movement, and everyday life — kept intentionally to preserve the authenticity of the conversation.

This episode continues our Podcast on the Streets of Perth series, where conversations happen in real-world settings rather than studios. You’ll hear the city around us — movement, life, and energy which we’ve intentionally kept to preserve the authenticity of the moment.

In this episode of The Growth Concept, Simran Virk — a public speaking coach — shares her powerful journey of overcoming personal challenges and finding purpose through helping others find their voice.

Simran opens up about facing bullying in high school, the resilience it built within her, and the pivotal role a supportive teacher played during a difficult chapter of her life. We explore how confidence is built (not born), why mistakes in public speaking matter far less than we think, and how social media can distort self-worth if we’re not intentional.

This conversation is about mindset, purpose, confidence, and taking life one step at a time — even when the path feels uncertain.

This episode marks the first instalment of our new series, Podcast in the Park — recorded outside to bring a more raw, relaxed, and natural feel to the conversations. Because of the outdoor setting, you’ll hear some background noise throughout the episode. We embraced it as part of the experience, and we hope you enjoy the authenticity.

In this episode of The Growth Concept, Callum Lane sits down to share his journey from a young kid who loved building cubby houses to becoming a passionate trade specialist at Bunnings.

Callum opens up about the influence of his family, the challenges he faced in school, and how finding purpose through work helped shape his mindset. We dive into what the Australian Dream means to him, the role mentorship has played in his development, and why real-world experience often matters more than formal education.

This conversation is about passion, hard work, creativity, and building a life you’re proud of — brick by brick.

In this solo episode, I sit down to reflect on 2025 without a doubt one of the most transformative years of my life. I share 25 lessons shaped by real experiences across personal growth, building a podcast, launching a media company, relationships, discipline, failure, and long-term thinking.

This episode isn’t about perfection or overnight success. It’s about the process learning to sit with discomfort, embracing failure as feedback, and understanding that consistency and discipline will always outperform motivation.

I dive into the power of mentorship, the importance of surrounding yourself with the right people, and how communication, personal branding, and community have played a massive role in opening doors I never thought possible.

We close with a strong focus on the future aligning daily actions with long-term goals, investing early (in mindset, skills, and finances), and intentionally becoming the person your future requires.

If you’re heading into a new year wanting clarity, direction, and grounded perspective this episode is for you.

• 2025 forced growth — personally, professionally, and mentally
• Failure isn’t something to avoid; it’s something to learn from
• Discipline will always beat motivation in the long run
• Life moves fast — waiting for the “right time” is a trap
• Rest isn’t weakness; it’s part of sustainable success
• Daily reflection compounds clarity and self-awareness
• Your environment and circle directly shape your outcomes
• Mentorship accelerates learning and shortens mistakes
• Communication is a skill that pays dividends everywhere
• Personal branding is leverage, not ego
• Time, technology, and community are tools — use them wisely
• Investing early (in yourself and financially) changes your future
• Who you become daily matters more than what you say you want

Email: growthconceptmedia@gmail.com

In this episode of The Growth Concept, you’ll gain a clearer understanding of how environmental change is already reshaping our financial future and what that means for your wealth!!!

Financial educator Lacey Filipich breaks down the difference between wealth creation and inflation, while unpacking a powerful and often overlooked reality: by 2035, up to 1 in 10 properties is projected to become uninsurable. This shift may have major implications for property shares and super.

You’ll learn how climate risk is translating directly into financial risk through rising insurance costs, declining asset resilience, and long-term uncertainty and why these factors matter just as much as interest rates or market cycles.

• Clear insight into how environmental risk impacts future wealth
• Understanding why some properties may lose insurability and value
• A more realistic perspective on property as a long-term investment
• Awareness of the financial blind spots most people aren’t prepared for
• Smarter ways to think about resilience, diversification, and protection against inflation

This conversation is designed to help you think beyond traditional education, ask better questions, and make financial decisions that hold up in a rapidly changing world.

Laceys resources:

Website: https://www.moneyschool.net.au/

Instagram: https://www.instagram.com/moneyschoolorg/

Book(Money School): https://www.amazon.com.au/Money-School-financially-independent-reclaim/dp/1760890227/ref=asc_df_1760890227?mcid=4a79b3d3fee23d5dbd53ba9253893416&tag=googleshopdsk-22&linkCode=df0&hvadid=712273987816&hvpos=&hvnetw=g&hvrand=5029180709675600156&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9070530&hvtargid=pla-936849537967&psc=1&gad_source=1

This episode is for educational purposes only and does not constitute financial, investment, or legal advice. The views shared are general in nature and do not consider your personal circumstances. Always seek advice from a qualified professional before making financial decisions.