Joe and Michael explore how Trump's tariffs are reshaping the Australian economy through currency devaluation, interest rate changes, and property market shifts, with surprising benefits for some and challenges for others.

Overall, these won't affect Australia too negatively, in fact, they might actually improve things for the Australian economy as we look to other markets, particularly China and Europe. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The boys discuss the government schemes that can actually help you get into the market and start building wealth. 

Find out:

• Why someone earning $90,000 with HECS debt takes home approximately $5,200 less annually than someone without.
• What you can do if your HECS debt is stopping you from buying a property.
• Info on the federal government's investment of $182 million in NSW infrastructure to enable 25,000 new homes.
• Suburbs like Goulburn will benefit owner-occupiers priced out of Canberra.

If you need help with your home loans, refinancing, or purchasing your first home, visit us at www.itsimple.com.au.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Curious about which suburbs in Australia are thriving and why? Join us on The Finance Show with Joe as we explore the incredible growth of areas like Gables and Lismore in New South Wales, where family-friendly environments and innovative social housing initiatives have sparked impressive property value increases. We break down the factors making these suburbs attractive, from desirable schools to resilient rental markets, even in the face of natural challenges like flooding.

Despite the downturn in Melbourne, the Victorian capital still has property hotspots, where a buyer's market is flourishing despite legislative hurdles. 

We explore everything from cyclical market patterns to the political ideologies shaping economic climates. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode, we get into the skyrocketing Perth market, where some homes are gaining $1,000 a day! 

Ever wondered where to find the next big investment opportunity? We've got you covered with an in-depth look at regional Victoria, particularly Melbourne, where the lingering effects of COVID-19 have shifted the investment landscape. With investors exiting, property values and rental yields have seen fluctuations.

Plus, don't miss our special guest, Manny, who shares expert advice for first homebuyers and guides you through the labyrinth of financial decisions. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode we break down Anthony Albanese's controversial housing bill, dissecting the shared equity scheme designed to help first-time buyers and the political clash it ignited between the Coalition and the Greens. We'll unpack why the Greens' demands on negative gearing and capital gains tax changes are seen as impractical and explore the limited impact of this bill on property prices due to stringent eligibility criteria. Compare this with the existing home guarantee scheme, and you'll see why concerns about skyrocketing property prices might be overstated.

Additionally, we navigate through the shifting sands of consumer spending from April 2021 to July 2024, focusing on the drastic decline in discretionary spending and the economic pressures driving these changes. Discover the hidden impact of rising taxes on alcohol and tobacco, pushing consumers towards illegal alternatives. 

Finally, we turn our attention to the real estate market in New South Wales, spotlighting Catherine Field and Austral as key investment opportunities with promising rental yields and future capital growth. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Ever wondered what it takes to be a successful real estate agent in 2024? We are thrilled to have Karem back with us to shatter the stereotypes and unveil the true essence of a modern-day agent. Forget the outdated image of fancy suits and luxury cars; today’s agents are multifaceted professionals mastering roles in negotiation, marketing, content creation, and even psychology. Karem shares how balancing vendor and buyer expectations leads to fair outcomes and immense job satisfaction, providing a realistic look at the dedication and hard work behind each successful deal.

Harnessing the power of social media is no longer optional but essential in the real estate industry. Karem and the boys break down how authenticity and strategic content creation can significantly impact your business. We cover everything from conceptualization to the execution of diverse forms of content, including behind-the-scenes footage. These efforts not only increase engagement but also help in building a robust personal brand that keeps you prominently in the minds of potential clients.

Trust is the cornerstone of any successful real estate business. Karim underscores this by discussing how authentic marketing and referrals have driven his success, illustrated by a recent listing that broke viewership records in New South Wales.  Karem also shares insights on the dynamics of running a real estate business, emphasizing the value of a robust rent roll and the collaboration between rental and sales departments for sustained success. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Ever wondered how the magic happens behind high-stakes real estate deals? Meet Karem Lakiss, co-founder of Mayfair Real Estate, as he takes us on his remarkable journey from working in his family's service station business and with Emirates to becoming a real estate powerhouse. Karim also dives deep into how social media has revolutionized the real estate landscape. 

Get ready to hear about some jaw-dropping real estate transactions, including a scenario where a $16 million home is purchased for a buyer's daughter. Learn the true importance of property styling and how professional stylists can turn a home into a buyer's dream.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Is the Australian property market on the brink of a major shift, or are we just seeing temporary hiccups? Join us on this episode of the Finance Show with Joe as we uncover the latest trends in housing values across major capital cities. CoreLogic’s recent data reveals a cooling off in housing values, presenting both opportunities and challenges. First-time buyers might find some relief in more affordable prices, while property investors could face a bumpy road ahead. We’ll break down how rising living costs and high interest rates are playing a pivotal role in shaping these trends.

We then zoom in on the dramatic shifts within Sydney and Melbourne's property markets. For example, a Blacktown couple who enjoyed a staggering 20% gain in just six months. However, this growth is not uniform citywide. Wealthier areas like Cronulla and Miranda are showing signs of stabilization or even potential dips. Plus, with broader economic issues like stagnant wages and construction company bankruptcies, we question the sustainability of these markets. We also touch on the seasonal nature of property trends and the possibility of a market boom later in the year.

Lastly, we tackle the critical question of whether current market trends are genuine shifts or just temporary fluctuations. With the end of the financial year in sight, the focus is shifting towards refinancing over new property purchases. We emphasize the strategic importance of accessing equity now to facilitate future investments. Balancing immediate financial prudence with long-term investment goals becomes paramount in these uncertain times. Tune in for a comprehensive analysis that offers invaluable insights for first-time buyers, seasoned investors, and everyone in between.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Is it too expensive to have a child in 2024? Fertility rates have plummeted in Australia's capital cities i.e. where most people live. The leading theory is that things are simply too expensive to consider a child with rental payments and mortgage repayments reaching record highs and the significant cost of childcare services. 

Elsewhere, the Crowdstrike outage bricked over 8.5 million computers worldwide affecting services like banks. Millions of people couldn't access their own money thanks to many banks' insistence on a digital only service. This outage has many questioning whether a digital only economy is the right decision. 

Western Australian renters will be celebrating after new laws were passed allowing them more freedom to make small changes to their homes and keep pets all with the approval of their landlords. 

All this and more on the latest Finance Show with Joe. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Foreign buyers acitivty is on the rise in Australia by 27% in 2022/23. Foreign buyers were responsible for $1.9 billion worth of property sales in the last financial year, but does that spell disaster for Aussie buyers? Yes and no. 

Most property sales were under $1 million AUD and given that foreign buyers cannot hold onto property indefinitely, it seems to be adding to local housing shortages, but is far from the main driving force.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

You should be buying in regional Australia right now if you're interested in an investment. Why? Well, the boys spoke to special guest, Emmanuel Michael, a buyers agent who has seen some explosive growth in regional Australia, particularly in Western Australia. 

In fact, it's not just the regions with great prices for entry and potential for growth, but Perth too. The WA capital has now become the most affordable capital city in Australia but there are some restrictions for investors. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Is there a conspiracy around property prices? Probably not, but its certainly starting to feel that way. Anyway, what this episode about other than conspiracies? The boys provide a market update for May/June in which Joe explains that banks and lenders are loosening lending laws to help borrowers during the cost of living crisis. Alongside this, borrowers are consolidating their debt in droves. You've got three guesses as to why.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Australia's housing crisis has reached a breaking point, forcing all political parties to place housing policy at the forefront of their election platforms. In this episode, we dissect the competing visions for solving Australia's housing affordability crisis, exploring whether any party has realistic solutions to the mounting pressure.

Labor's ambitious promise of 1.2 million new homes by 2030 sounds impressive, but we examine whether this target is achievable given construction industry constraints and regulatory hurdles. We break down their policy framework including the Help to Buy scheme, stronger renter protections, and infrastructure funding designed to increase supply. But will these measures be enough when housing demand continues to outpace construction capacity?

The Coalition's alternative vision focuses on unlocking superannuation for first home buyers, implementing a two-year ban on foreign investors purchasing existing homes, and freezing the National Construction Code for a decade. We evaluate whether these market-oriented solutions address the fundamental challenges or simply shift the problem.

Most revealing is our discussion about the realities faced by everyday Australian landlords. As interest rates climbed, many small investors found themselves unable to cover their mortgage costs through rental income. The narrative of "greedy landlords" emerged only after these rate hikes, highlighting the complex relationship between monetary policy and housing affordability.

For first home buyers, the situation looks increasingly bleak. With the average age of first home purchase now 38 years old in Australia, we consider whether radical interventions are necessary or if incremental policy changes can restore balance to the market. Share your experiences with housing affordability and let us know which policies you believe could make a difference in solving Australia's housing crisis.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Can Australia truly become a renewable energy superpower?  Joe and Michael break down a few winners and losers from the 2024/25 Federal Budget. It isn't the groundbreaking budget some were hoping for, in fact, little is changing, but what doesn't make people overly happy or overly upset is a success? Right? Let us know your thoughts below. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Joe and Michael are talking about immigration. Oh boy... 

This isn't about race, so if that's what you're here for, you're not welcome. This is about how immigration policies are affecting the economy and contributing to the cost of living crisis.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode, Joe and Michael get into how much you have to earn to buy a property in each Australian capital city in order not to feel financial stress. Additionally, they discuss which jobs allow you to do that easily. Spoilers, there aren't many. 

Interested to learn more? Join our FB community ‘Home Loan University’ where you can ask any home loan questions and get access to the latest property market trends, insights and expert tips: https://www.facebook.com/groups/575999569987533

You can also call us at 1300 796 937 or book a FREE consultation to find out more: https://itssimple.com.au/book-consultation/

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this week's episode of the Finance Show with Joe, the boys chat about where you might consider buying outside of Sydney and Melbourne, tips for getting ahead, and whether government incentives are helping people get out of financial funks. 

This podcast is intended to provide general information (and hopefully entertainment) only and the contents of which do not purport to provide personal financial advice. You should consider seeking independent financial advice. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome to the Finance Show with Joe and co-host, Michael. In today’s episode, Joe and Michael tackle the big questions surrounding government policy and Australia’s housing crisis. 

Are immigration rates unsustainable during the current crisis? Are interest rates helping at all? Why are property prices still rising? The guys get into it all while also making suggestions as to what might be up and coming suburbs. 

This podcast is intended to provide general information (and hopefully entertainment) only and the contents of which do not purport to provide personal financial advice. You should consider seeking independent financial advice. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome to "The Finance Show with Joe," your gateway to the world of finance and property, hosted by Joseph Daoud, Founder of It's Simple Finance, alongside special guest Renee Roumanos of Renee Roumanos legal to discuss the 2023 financial budget, how to protect yourself and Renee's personal experience. 

Join us as Joe and Renee navigate the 2023 budget, unraveling the winners and losers and sharing valuable insights for both buyers and sellers.

Tune in to this episode of The Finance Show with Joe for an informative and engaging discussion that will empower you with the knowledge you need to thrive in Australia.  

Follow Renee on:  
▸Website - https://www.reneeroumanos.com.au/
▸LinkedIn - https://www.linkedin.com/in/renee-roumanos-4a94a862/
▸Instagram -  https://www.instagram.com/reneeroumanos

Follow us for more property news and mortgage advice! 
▸Website - https://itssimple.com.au
▸Instagram -  https://www.instagram.com/itssimplefinance/
▸Facebook -  https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

#Australianpropertymarket #finance #realestate #homeloan #mortgage #RBA #homeloanuniversity 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome to "The Finance Show with Joe," your gateway to the world of finance and property, hosted by Joseph Daoud, Founder of It's Simple Finance, alongside special guest Tarun Sethi, Principal of McGrath Strathfield, to explore the dynamic real estate landscape of Strathfield and the Inner-West of Sydney.

Join us as Joe and Tarun navigate Strathfield's Market, unraveling the intricacies of this vibrant market and sharing valuable insights for both buyers and sellers.

They take a stroll down Strathfield's "Golden Mile" and uncovering the hidden gems and prime locations that make Strathfield a one of the most sought-after destination in the inner-west of Sydney.

Joe and Tarun delve into understanding first home buyer priorities, offering crucial advice for those looking to take their first steps onto the property ladder in Strathfield or any other competitive market.

Tune in to this episode of The Finance Show with Joe for an informative and engaging discussion that will empower you with the knowledge you need to thrive in Strathfield's ever-evolving real estate scene.

___________________________________________________________________________

Follow Tarun on:  
▸Website - https://www.mcgrath.com.au/offices/384-strathfield
▸LinkedIn -  https://au.linkedin.com/in/tarun-s-sethi
▸Instagram -  https://www.instagram.com/tarun.sethi.mcgrath/

Follow us for more property news and mortgage advice! 
▸Website - https://itssimple.com.au
▸Instagram -  https://www.instagram.com/itssimplefinance/
▸Facebook -  https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

#Australianpropertymarket #finance #realestate #homeloan #mortgage #RBA #homeloanuniversity

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode, our host Joseph Daoud sits down with Julian Khursigara, the visionary Owner of Search Party Property. Join us as we delve into the ever-shifting landscape of property market trends, Why buying established properties will always outperform House & Land packages or off-the-plan apartments and why it's better to have "time in the market" rather than timing the market.

Follow Julian on:  
▸Website - https://searchpartyproperty.com.au
▸LinkedIn -  https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/
▸Instagram -  https://www.instagram.com/juliankhursigara_buyersagent/

Follow us for more property news and mortgage advice! 
▸Website - https://itssimple.com.au
▸Instagram -  https://www.instagram.com/itssimplefinance/
▸Instagram -  https://www.instagram.com/itsjosephdaoud/
▸Facebook -  https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode of The Finance Show with Joe we are joined by well known licensed finance content creator that most of you will know by the name of "Invest with Queenie".  Join Joe and Queenie as they delve into the topics of Global ETF's, Frequent Flyer Points, Buy Now Pay Later, First Home Super Saver Schemes, Money Saving tips & many more!

Follow Queenie on: 
▸Website - https://www.investwithqueenie.com
▸Instagram -  https://www.instagram.com/investwithqueenie/channel/
▸TikTok - https://www.tiktok.com/@investwithqueenie
▸Podcast -  @investwithqueeniepablo1909
▸YouTube -  @InvestWithQueenie  

Follow us for more property news and mortgage advice! 
▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/
▸Instagram:  https://www.instagram.com/itssimplefinance/
▸Facebook: https://www.facebook.com/itssimplefinance
▸LinkedIn: https://www.linkedin.com/company/itssimple/

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode of The Finance Show with Joe, we are joined by none other than our very own Michael Mankin, Chief of Operations at It's Simple Finance. Join Joe and Michael as they delve into Rental Yield, Professional Relationships in Property, Interstate Investing. 

Explore the intricacies of rental yield Joe and Michael will share their personal experiences, stories, and tips to help you maximise your property investments while creating a comfortable home for others.

Buckle up for a fascinating journey into Interstate Investing! Joe and Michael will take you beyond the spreadsheets and charts, sharing their journeys of growth and risk-taking. Learn from these seasoned experts who are not afraid to reveal their challenges and the lessons they've learned along the way.

Follow Michael Mankin on:  
▸Website - https://itssimple.com.au
▸Facebook - https://www.facebook.com/itssimplefinance/
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Instagram - https://www.instagram.com/itsmichaelmankin/
▸Linkedin - https://www.linkedin.com/company/itssimple/
▸Linkedin - https://www.linkedin.com/in/michael-mankin-05ab4055/

Follow us for more property news and mortgage advice! 
▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/
▸Instagram:  https://www.instagram.com/itssimplefinance/
▸Facebook: https://www.facebook.com/itssimplefinance
▸LinkedIn: https://www.linkedin.com/company/itssimple/

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Manny returns to discuss the latest shifts in Australia's property market. (Melbourne might be back in the game).

Join us for our upcoming event "Ready, Set, Buy" at Strathfield Golf Club on Thursday, April 10th, featuring expert insights from Manny, Joseph, and Peter Ishak on property investment fundamentals.

Live in Sydney? Get your free ticket on eventbrite: https://www.eventbrite.com.au/e/ready-set-buy-an-insiders-guide-to-property-investment-tickets-1278531635539?aff=FSWJ

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode of The Finance Show with Joe, host Joseph Daoud is joined by Julian Fayad, the brilliant mind behind LoanOptions.ai. 

In this episode, we'll be tackling one of the most critical aspects of borrowing: Qualifying for Lending Criteria. Julian will be sharing his expertise on the factors that lenders consider when evaluating loan applications. 

Joe and Julian explore the vast array of Different Types of Lenders available in today's market. From the big four banks to FinTech companies and everything in between, the options can be overwhelming. Julian discusses why having different options for different situations is important.

Julian explains the struggles of the small businesses in today climate and how they are being affected by the increased cost of living. 

Follow Julian Fayad on:  

▸Website - https://loanoptions.ai

▸Facebook - https://www.facebook.com/loanoptionsai/

▸Instagram - https://www.instagram.com/loanoptions.ai/

▸Linkedin - https://www.linkedin.com/company/loanoptions-ai/

▸Linkedin - https://www.linkedin.com/in/julianfayad/

Follow us for more property news and mortgage advice! 

▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/

▸Instagram:  https://www.instagram.com/itssimplefinance/

▸Facebook: https://www.facebook.com/itssimplefinance

▸LinkedIn: https://www.linkedin.com/company/itssimple/

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode of The Finance Show with Joe, host Joseph Daoud is joined by Renee Roumanos from Renee Roumanos Legal.  Joe and Renee delve into current property trends in todays market, new stamp duty exemptions and whether you should look into buying a brand new or established property. 

Renee from Renee Roumanos Legal is passionate about bridging the gap between the complex legal system and her client’s needs by keeping it simple. Renee Roumanos Legal is dedicated to doing law differently and providing legal advice without the jargon. 

We believe that the essence of the law is to help, and that involves making real connections with our clients, understanding their legal concerns and going above and beyond to work together to creatively and efficiently get from A to B.

Renee Roumanos Legal specialises in conveyancing, estate planning and commercial law. The mission is to provide a fresh approach by delivering timely, expert advice with a personable service.

Follow Renee Roumanos on: 
▸Website - https://www.reneeroumanos.com.au/
▸Facebook - https://www.facebook.com/reneeroumanoslegal/
▸Instagram -  https://www.instagram.com/reneeroumanoslegal/
▸Linkedin - https://www.linkedin.com/in/renee-roumanos-4a94a862/

Follow us for more property news and mortgage advice! 
▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/
▸Instagram:  https://www.instagram.com/itssimplefinance/
▸Facebook: https://www.facebook.com/itssimplefinance
▸LinkedIn: https://www.linkedin.com/company/itssimple/

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome to another captivating episode of The Finance Show With Joe, In this highly anticipated instalment, Joe is joined by Yahya Jassem, a distinguished Broker from the It's Simple Finance team.

Get ready as Joe and Yahya unravel the age-old question: "Is it better to go to a broker or directly to the bank?" Through their wealth of experience and deep industry knowledge, they demystify the pros and cons, helping you make informed decisions when it comes to your financial endeavors.

Is it a buyers or sellers market?  Explore the intricacies of these dynamic market forces and gain valuable insights into navigating different market conditions. 

In a world saturated with media frenzy, Joe and Yahya dive headfirst into the topic of panic-induced by the media and how it often misleads and misrepresents. 

Follow Yahya Jassem on:  
▸Website - https://itssimple.com.au
▸Facebook - https://www.facebook.com/itssimplefinance/
▸Instagram - https://www.instagram.com/itsyahyajassem/
▸Linkedin - https://www.linkedin.com/in/yahya-jassem-4ab639123/

Follow us for more property news and mortgage advice! 
▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/
▸Instagram:  https://www.instagram.com/itssimplefinance/
▸Facebook: https://www.facebook.com/itssimplefinance
▸LinkedIn: https://www.linkedin.com/company/itssimple/

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode, Joe has the sits down with Andrew Debono, Co-founder of Peak Wealth Management, multi-award winning and highly respected name in the industry. Together, they delve into the fascinating topic of negative gearing in property investment. Gain a comprehensive understanding as they explore the potential benefits and risks associated with this strategy, providing you with the knowledge to make informed investment decisions.

Joe and Andrew emphasize the indispensable value of a financial advisor. Discover how a skilled advisor can offer personalized guidance, tailored to your unique circumstances and goals. They will help you navigate the complexities of finance, provide expert insights, and ensure you make sound financial choices. Learn why having a trusted advisor by your side is an essential asset on your path to financial success.

Andrew explains the importance of implementing an effective cash flow strategy. Discover the power of managing your income and expenses wisely, optimizing your cash flow for financial success. Uncover practical insights and strategies to prioritize savings, allocate funds strategically, and achieve your long-term financial goals.

Follow Andrew Debono on: 
▸Website - https://peakwm.com.au
▸Facebook - https://www.facebook.com/peakwm/
▸Instagram - https://www.instagram.com/peakwealthmanagement/
▸Linkedin - https://www.linkedin.com/company/peakwealthmanagement/
▸Linkedin - https://www.linkedin.com/in/andrewdebono/

Follow us for more property news and mortgage advice!
▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/
▸Instagram:  https://www.instagram.com/itssimplefinance/
▸Facebook: https://www.facebook.com/itssimplefinance
▸LinkedIn: https://www.linkedin.com/company/itssimple/

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

On this episode of The Finance Show With Joe,  Joe sits down with Bradley Gimbert, the esteemed founder of Indigenous Wealth, to delve into an array of compelling topics that will both educate and inspire.

As the founder of Indigenous Wealth, Bradley Gimbert brings a wealth of expertise to the discussion. Throughout the episode, Bradley passionately shares his profound insights on property opportunities specifically tailored for Indigenous people. By providing practical strategies and actionable advice, Bradley empowers Indigenous individuals and communities to embark on their own journeys toward financial prosperity.

Joe and Bradley discuss upcoming challenges in real estate investing in the next 6-12 months. They analyze the evolving market landscape, highlighting hurdles and opportunities for investors. Their insights empower listeners to navigate real estate investing wisely.

Bradley shares inspiring success stories of "Indigenous Wealth," showcasing individuals and communities who achieved financial success through dedication and strategic investments. These stories offer practical insights for listeners' own financial journeys.

Join Joe and Bradley on The Finance Show as they explore property opportunities for Indigenous people, real estate investing challenges and opportunities, and celebrate "Indigenous Wealth" success stories. Gain knowledge, fuel aspirations, and pursue financial empowerment.

Follow Bradley Gimbert on: 
▸Website - https://www.indigenouswealth.com.au
▸Facebook - https://www.facebook.com/IndigenousWealth/
▸Instagram - https://www.instagram.com/indigenous.wealth/?hl=en
▸Linkedin - https://www.linkedin.com/company/indigenous-wealth/
▸Linkedin - https://www.linkedin.com/in/bradley-gimbert-793800231/

Follow us for more property news and mortgage advice!
▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/
▸Instagram:  https://www.instagram.com/itssimplefinance/
▸Facebook: https://www.facebook.com/itssimplefinance
▸LinkedIn: https://www.linkedin.com/company/itssimple/

#TheFinanceShowWithJoe #Finance #RealEstate #IndigenousWealth #Investing #Property

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

In this episode, Joe is joined by Adrian Hondros, the Managing Director of Hondros Consulting. Together, they dive into thought-provoking subjects that shape the real estate landscape. They shed light on the rental crisis, exploring its complexities and potential solutions. Additionally, they uncover the hidden opportunities of rural and regional properties, sharing valuable insights on their unique advantages. Lastly, they delve into their personal philosophies on recessions, offering valuable perspectives on navigating economic downturns. Get ready for an engaging conversation that blends expert knowledge and philosophical reflections, all geared towards empowering your financial journey.

Adrian Hondros, Managing Director, Hondros Consulting.

During his career Adrian has been a CEO, Board Chairperson and Managing Director. His career in Financial Services started months before the October '87 share market crash and continued until 2016. Over that time he had responsibility for insurances companies, fund management firms, private banks and financial advice businesses.

Most notably in 2002 Adrian was General Manager of National Australia Bank's national financial planning business and then of NAB's Private Bank across Australia and Asia. After that he joined HBOS Australia just before the GFC and was CEO of St Andrew's Australia, an insurance, financial advice and funds and funds management business.

St Andrew's was soon acquired by the Commonwealth Bank of Australia in 2015 and Adrian became the Executive General Manager of CBA's Private Bank and was a director and Chair of Commonwealth Private Ltd. The Private Bank had operations across Australia, Singapore and Hong Kong. Adrian's responsibilities included personal and commercial banking, financial advice and a private office service for the wealthiest families.

After a transformational experience at INSEAD's Advanced Management Program in Fontainebleau, France in 2015, Adrian become CEO of Porter Davis Homes in Australia. 

While not ever having been in construction previously, he successfully lead one of Australia's largest home builders at the time to exceed its five year earnings plans 2016-2021 and worked closely with Genet Jeanjean to significantly develop and grow the leadership and professionalism of the business.

Hondros Consulting was launched in June 2022 and now has business clients across commercial construction, financial services, executive recruitment, property development, property advice and management, insurance related, global consulting, global funds management and property tech companies.

The focus of Hondros Consulting is Leadership, Strategy and Governance and Adrian works closely with founders, business owners, boards and CEOs to accelerate and develop their business plans in this regard. Hondros Consulting will often enable leadership development, the creation of a Strategy on a Page and the establishment and Chairing of Advisory Boards.

▸Website - https://hondrosconsulting.com.au/
▸LinkedIn Profile - https://www.linkedin.com/in/adrianhondros/

Follow us for more property news and mortgage advice! 

▸Instagram: https://w

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Insights and Strategies for Financial Success. 

Join Joe and Peak Wealth Management founder Kristian Zuza as they navigate the intricate world of finance, starting with an in-depth exploration of national property supply shortages. Together, they uncover the underlying factors and reveal how these shortages impact individuals and investors.

Dive into effective savings strategies that go beyond economic fluctuations. Joe and Kristian share practical tips and expert advice tailored specifically for our generation. Discover how to optimize your financial resources, lay a solid foundation for your future, and work towards financial independence.

Explore the best contribution strategies to maximize your retirement savings while keeping up with the latest regulations.  Take charge of your financial journey and unlock the path to long-term financial success.

Kristian Zuza has over 10 years of experience in Australian leading and award-winning financial planning firms.  Over the years, Kristian has had several key positions from accounting and tax to direct financial advice. Kristian has successfully worked with internal and external professionals such as lawyers, accountants, mortgage brokers and others to ensure that clients can confidently achieve their goals in the most effective and efficient manner. The knowledge I have accumulated over time working with; a variety of professionals, hundreds of clients, in so many different situations and goals ensures I’m not only  qualified to give high quality financial advice but I also have the experience to deliver it successfully.

 Follow Kristian Zuza:

▸Website - https://peakwm.com.au/
▸LinkedIn Profile - https://www.linkedin.com/in/kristianzuza
▸Instagram - https://www.instagram.com/peakwealthmanagement/
▸Facebook - https://www.facebook.com/peakwm/
▸Youtube Channel - https://www.youtube.com/@peakwealthmanagement6519/

Follow us for more property news and mortgage advice! 

▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/
▸Instagram:  https://www.instagram.com/itssimplefinance/
▸Facebook: https://www.facebook.com/itssimplefinance
▸LinkedIn: https://www.linkedin.com/company/itssimple/

#Australianpropertymarket #finance #realestate #homeloan #mortgage #RBA #thefinanceshowwithjoe #tfswj

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

"Profitable Pathways: Navigating Investing, Interstate Opportunities & Emerging Markets"

Embark on a captivating podcast journey as we explore the world of investing, with a focus on interstate opportunities and emerging markets. Join Emmanuel Michael the founder of InvestorMate & Joe as they unravel the strategies, trends, and potential hidden in these lucrative domains.

Discover the art of investing and how to make informed decisions in an ever-evolving financial landscape. Uncover the untapped potential of interstate opportunities, exploring ways to leverage diverse markets and maximize returns. Dive into the exciting realm of emerging markets, where innovative ideas and technologies create new avenues for growth and wealth.

Whether you're an experienced investor or a curious beginner, this episode provides valuable insights and practical advice to guide you along profitable pathways. Gain a deeper understanding of market dynamics, risk management, and strategies for success. Prepare to expand your investment horizons and capitalize on the wealth of opportunities that await in the realm of interstate investing and emerging markets.

As the founder of a boutique advisory firm InvestorMate, Emmanuel offers personalised guidance to clients across Australia. He has a deep understanding of market dynamics and trends, which enables him to assist clients in making informed investment decisions aligned with their financial goals.

Emmanuel's success as an investor demonstrates his commitment to helping others achieve financial freedom. He sources properties that have the potential to yield significant returns and provide long-term wealth accumulation for his clients. He aims to empower everyday Australians by guiding and educating them on wealth creation and the elimination of financial constraints.

Emmanuel emphasises the importance of minimising expenses related to mortgage payments and taxes to optimise clients' financial resources. He excels in developing innovative and customised investment solutions tailored to each client's unique circumstances and aspirations. Emmanuel is dedicated to supporting individuals in realising their financial objectives through strategic property investments.

With Emmanuel's comprehensive knowledge, client-focused approach, and track record of success, he is a trusted partner for individuals seeking expert advice and guidance in the realm of real estate and property investment.

Follow Emmanuel Michael on:  

▸Website - www.investormate.com.au

▸Facebook - https://www.facebook.com/emmanuel.realestate/ 

▸Instagram - https://www.instagram.com/investormate_/ 

▸Instagram - https://www.instagram.com/mannyy97_/

▸Linkedin - https://www.linkedin.com/company/investormate-property-advisory/

Follow us for more property news and mortgage advice! 

▸Instagram: https://www.instagram.com/thefinanceshowwithjoe/

▸Instagram:

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Unlocking the Secrets of Property : Exploring the Market with Rich Harvey | The Finance Show with Joe

In this inaugural episode, Joe sits down with Rich Harvey, renowned buyers agent and property expert, to delve into the world of finance and property. Join them as they discuss the burning questions on every investor's mind:

Are we recession proof? Gain valuable insights as Rich shares his expert analysis on navigating economic downturns and potential recessionary periods.

First home buyers: Taking advantage of unique opportunities. Discover real-life situations and success stories as Joe and Rich explore the strategies that have helped first-time buyers make the most of the market.

Interest rates on the rise: Expert opinions and predictions. Get a glimpse into the future of interest rates and its impact on property investments. Rich Harvey provides his professional perspective on the changing financial landscape.

Tune in to this captivating episode where finance and property expertise converge, empowering you with knowledge to make informed financial decisions.

#Finance #Property #Money #ItsSimple #TheFinanceShowWithJoe 

Rich Harvey, is the CEO and founder of www.propertybuyer.com.au- a totally independent buyers’ agency, specialising in searching, appraising and negotiating residential and commercial real estate exclusively for buyers.

The Propertybuyer team has won over 43 major awards for Excellence including the prestigious National Telstra Business award.

Rich has served as President of the Real Estate Buyers Agent Association of Australia (REBAA) and Chairman of the Buyers’ Agent Chapter of the Real Estate Institute of NSW to improve the professionalism and standards within the buyers’ agent’s industry.

Rich and his team have purchased over 4000 properties and he is a recognised media commentator and describes his primary purpose in business as: 
 “To help buyers make wiser and better property decisions.”

Follow Rich Harvey on: 

▸Instagram: https://www.instagram.com/richharveybuyersagent/

▸LinkedIn: https://www.linkedin.com/in/sydney-buyers-agent/?originalSubdomain=au

▸Facebook: https://www.facebook.com/RichHarveyPropertybuyer/

▸Website: https://www.propertybuyer.com.au/about/our-team/rich-harvey-speaker-profile

Our host Joseph is an Economist, Mathematician, Mortgage Broker, and the Founder of It's Simple Finance

Joseph Daoud is a multi-talented professional with a passion for finance, mathematics, and empowering individuals to achieve their financial goals. As an economist and mathematician, he offers unique insights into market trends and data-driven decision-making. 

With over $100 million in financial transactions facilitated last year alone, Joseph's expertise as a mortgage broker has he

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The long-awaited 0.25% interest rate cut from the Reserve Bank of Australia has finally arrived, bringing welcome relief to homeowners after rates reached their highest point in 15 years. But beyond the modest monthly savings—about $180 for the average New South Wales mortgage holder—lies a much more significant opportunity that savvy Australians shouldn't overlook.

First-time buyers with median NSW salaries now have an additional $12,000-$14,000 in borrowing capacity, potentially bridging the gap that previously kept them from entering the market. Investors gain even more leverage, with borrowing power increasing by $15,000-$20,000. This expanded capacity coincides perfectly with the government's new residential housing scheme that has relaxed zoning laws across numerous NSW hotspots, creating a perfect storm of opportunity for those previously priced out of the market.

Unlike previous rate cuts, we're unlikely to see an immediate property price surge. The two-year ban on foreign investment in existing properties, combined with depleted savings across Australian households due to prolonged high interest rates and inflation, means the market response will likely be measured. The Northwest corridor of Sydney, with its significant infrastructure investments including the metro line that connects Barangaroo to Bella Vista in just 38 minutes, stands out as a particularly promising investment region.

Rather than putting small sums into Bitcoin or stocks, Joe advocates investing in yourself—developing marketable skills like video editing that could generate exponentially more income than the interest savings alone. This entrepreneurial mindset, combined with understanding Australia's business tax advantages (25% flat company tax versus up to 46% personal income tax), offers a pathway to true financial independence and wealth creation that goes far beyond the impact of a single rate cut.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

This week Joe and Michael explore the interest rate predictions from ANZ, CBA, and Westpac, while we unravel the political and economic factors shaping these forecasts. Discover how migration trends and government policies focusing on individual welfare create a challenging landscape for first-time homebuyers, as we spotlight the disconnect between policymakers and the realities of the housing market.

With interest rates likely to drop, they boys also take a look at the best Sydney suburbs to invest in and it may or may not shock you to find out that Western Sydney is taking the cake. Find out the top performing suburbs and more on the latest episode of the Finance Show with Joe. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

The boys kick off the new year with a recap on the financial activity we saw over Christmas.  All we can say is don't make your settlement date during the holiday period! 

Moving into the world of personal loans and debt consolidation, we dissect the growing trend of managing multiple debts post-holiday season. 

The episode takes a deeper look at the changing travel landscape and the impact of gambling on financial decisions. With major airlines altering services and competition heating up, we examine how these changes affect consumer behavior. Meanwhile, the cultural impact of gambling in Australia and its influence on loan applications are analyzed through a hypothetical scenario. By spotlighting an individual's struggle with gambling and financial stability, we bring to life the intricate connection between personal habits and economic resilience. Join us for an in-depth exploration of these compelling financial themes and equip yourself with the knowledge to navigate the season with confidence.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Welcome It's Simple broker, Anthony Fontana, to the Finance Show with Joe!

Tackling today's challenging homeownership landscape, we explore how the "Bank of Mum and Dad" is reshaping the property market. Discover strategic financial solutions like guarantor loans and the First Home Guarantee that are helping families overcome housing affordability issues. With expert advice on navigating lending options from institutions like First Mac and Macquarie, we underscore the importance of diverse financial planning and consultation.

We wrap up with a focus on the benefits of starting early in property investment. Learn how time in the market can lead to significant growth and how regions like Newcastle and Adelaide offer promising opportunities. Anthony shares his advice for maximizing borrowing capacity through investment properties, while parents and young adults gain practical tips for leveraging support and building solid financial habits. 

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

Damien joins us in this episode, the longest-standing member of It's Simple Finance, who stumbled into the world of brokering after an unexpected encounter at a wedding. 

With Damien, we explore Sydney's wealthiest suburbs to uncover the concept of "good debt" and how strategic financial planning with accountants can maximize tax efficiency and bolster property portfolios.

Shifting our lens to the broader economic landscape, we ponder the Reserve Bank of Australia's potential interest rate decisions, particularly given the festive season's approach. Reflecting on the property boom of 2020-2021, we voice concerns about the current inflationary pressures and their impact on consumer spending. Tune in to hear our take on these pressing economic issues and the potential shifts in consumer behaviour as Australians navigate this complex financial terrain.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

What happens when a property investor decides to switch sides and become a mortgage broker? David shares his compelling journey on our latest episode of the Finance Show. Discover how a miscalculation by a lender nearly derailed his property purchase plans in Perth and how It's Simple saved the day. David's experience underscores the importance of motivated brokers and the art of matching clients with the right lender, illustrating how diverse bank offerings can meet specific customer needs.

Ever wonder where the real estate market is headed? With construction delays and tax changes, Victoria emerges as a hotspot for owner-occupiers, while Sydney's urban sprawl and developments near the new Badgerys Creek airport present unique opportunities. We examine how local council regulations and upcoming infrastructure projects can serve as key indicators for savvy property investors.

Follow us for more property news and mortgage advice!

▸Website - https://itssimple.com.au
▸Instagram - https://www.instagram.com/itssimplefinance/
▸Facebook - https://www.facebook.com/itssimplefinance/
▸LinkedIn - https://www.linkedin.com/company/itssimple/

DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.