The Expat Chat – Details, episodes & analysis

In this episode of the podcast, I explore the exciting experience of living and travelling on a boat. I talk to Tim Bull, who is exploring the Mediteranean from his mooring base in Montenegro. We discuss the typical day of a live-aboarder, the appeal of living on a boat, along with its challenges, and the vibrant community of live-boarders in Montenegro. We talk about how Tim has invested in a variety of assets, including an apartment in Athens and a hobby farm in Bulgaria. We also discuss the joys and pitfalls of owning one of those classics of communist manufacturing, a Lada car.

In this episode, we explore full-time travel and settling down with Ryan Runge of Snail Travelers. Ryan and his wife Emily decided to leave the traditional American 9-5 lifestyle to pursue their dream of traveling the world. We follow their journey from Lima, Peru to Malaysia, Mexico, and finally, Turkey, where they choose to settle due to the kind people, beautiful waterfront, four seasons, and reasonable cost of living. We also discuss the differences in infrastructure between Malaysia and Turkey, where they have spent a good period of time living in including factors such as communication and language barriers, internet speeds, public transport, immigration process, healthcare, food, and safety.

You can check out their episode at https://theexpatchat.com/snail-travelers

You'll find their You Tube channel here

In this episode, Chris Englert and Steve Goodfriend discuss their nomadic lifestyle, and explore the financial and medical benefits of travelling the world. They share their own strategies for saving money, such as investing in stocks at a young age and prioritizing travel. The speakers also share their experience finding medical care in different countries, and the importance of having insurance. Furthermore, they discuss the importance of spending time with family and friends, and the lessons they have learned from their lifestyle. Finally, they give an overview of the Eat Walk Learn resources available for those looking to explore and educate themselves.

https://theexpatchat.com/eatwalklearn/

Check out their website at https://eatwalklearn.com/

Sometimes circumstances outside of your control can be the catalyst to finally make the step to becoming an expat.

For Ron Perry the 2008 economic crisis forced him to downsize his web design business and think about how he could run his operations while being location independent. Influenced by The Four Hour Workweek Ron made a conscious choice to reorganize his life and in 2010 he headed abroad setting up shop in Chiang Mai Thailand.

In this interview he talks about the challenges of setting up a bricks and mortar bar in Chiang Mai, the online tools that have helped him build his web design business https://egnite.biz/  to being 10 times bigger than it was before he left and the excitement he gets from living in his new location of Tel Aviv, Israel – and why it’s not as dangerous as most people think.

What I learned from Ron’s interview:

1. Tel Aviv, Israel is safe. Sure you have to be a little more cautious than other parts of the world but he is comfortable in that environment and has not encountered any problems during his time there. If you’re looking for a bargain lifestyle though Israel isn’t it – with many of the costs being comparable or higher than the United States.
2. If you’re planning on opening a bricks and mortar business in Thailand you need to be patient, with paperwork issues and various business “fines” being the order of the day. You may find an easier way to make a living!
3. If you’re thinking of becoming remotely connected to your business there is so many tools available that can help and are easy to use. Ron uses online services from mail forwarding to file sharing, project management platforms to communication websites that have enabled him to grow his business substantially while removing himself from being caught up in the middle of the process.
4. If you do become a cloud based business you might need to rethink your marketing strategy. Ron went from having a team of on the ground sales people to working with affiliates who were able to promote his services in return for a percentage fee. The result was a much better return on his investment in generating sales.
5. Don’t tell yourself you can’t do something – ask yourself how it can be done. Ron used this approach with much of the challenges he faced when moving overseas and always managed to work through a solution. Asking the right questions can make all the difference!

Some business headaches were the catalyst for Tom Bartel and Kristin Henning decision to leave their Minnesota home and start traveling the world in 2010. Their publishing business had met some resistance with the global financial crisis and the couple decided it was the perfect opportunity to put their plans for a location independent lifestyle into gear.

5 years on the couple have now seen much of the world and have no intentions of slowing down anytime soon. We caught up with them visiting family at Lake Tahoe during one of their return trips to the US.

They show age is no barrier to travel! You can follow their journey at https://travelpast50.com

What I learned from speaking with Tom and Kris:

1. Safety hasn’t been a big issue for them traveling, although they haven’t had the best memories of Quito, Ecuador in terms of theft! Even traveling the Middle East they felt reasonably comfortable. They believe that in more dangerous zones you can be better traveling alone like a local rather than in tour groups where you might appear more as a target. As Tom correctly pointed out there may be 3000 Americans killed by terrorists in the last 20 years but over 30000 have died from handguns – he feels much safer overseas and you can understand why!
2. Travel is very much about the people you meet. Most of their itinerary is now dictated by catching up with friends and fellow travelers they have met along the way. They have already made a number of trips to meet up with friends they made while walking the Camino Santiago in Spain.
3. Do what works for you. Although Tom and Kris don’t go high end they also prefer not to skimp. They use a variety of accommodation options and recommend that when it comes to travel you find what makes you comfortable.
4. Spain is high on their most enjoyable venues – as many travelers comment they love the Spanish joy for living and the relaxed way they approach life.

 It took Brendan Lee around 72 hours as a chartered accountant to realize that it wasn’t the career for him. But leaving wasn’t easy – he was on a committed tenure that meant he had 4 years to work – and what about his degree? 4 years of his life looked like going up in smoke, plus the additional time he had to spend working it off.

It would have been enough to worry most people but Brendan had a goal – travel. He knuckled down, paid off most of his student debt, worked out his tenure saving 50% of his salary along the way – and in 2010 embarked on a travel journey that doesn’t look like ending.

His travels have taken him through China, Asia, South America, Africa and parts of Europe – spending 8 months or so of each year overseas with 4 months back in his home country New Zealand.

We caught up with him in Zanzibar where we discussed the affordability of travel; why more people don’t do what he does, and why the current education system doesn’t provide people with the skills they need for the new global world in which we live.

This interview is a little longer than most but worth every minute. You can follow Brendan at http://www.brenontheroad.com where his new book is due for release shortly

What I learned from Brendan:

1. Most people are fearful of becoming location independent because of the commitment they have made to their current lifestyle. It’s tough when you’ve committed a large amount of time and money on a career path to admit that you’re not happy and walk away from it. Brendan felt this as a graduate accountant but didn’t let it stand in his way.
2. Talking to Brendan really has me questioning if the modern education system is helping young people or becoming a noose around their neck. Certainly specialized degrees can lead to fulfilling career paths for those who know what they like but for many young people a degree is ending up as a load of debt with no job prospects, or job prospects that aren’t what they really want to do. Wouldn’t it have been easier if Brendan had known he didn’t want a career in accounting without spending 4 years of his life working towards it.
3. I love how he makes a point of leaving each place he lives in with a new skill or talent he didn’t have before. Salsa dancing in Ecuador; Boxing in the Philippines. Travel can develop you anyway but having a conscious plan to grow as a person in each destination makes the experience so much more rewarding.
4. Travel can change your attitude to money. Brendan’s desire to be rich largely disappeared once he started traveling and realized happiness and cash didn’t have to go hand in hand and the experiences that truly mattered weren’t going to cost him a lot.

 The Middle East can seem a scary place – and not the ideal location for a single British woman to be heading to. For Amanda Settle spending more time in the British education system as a teacher wasn’t going to provide her with the fulfillment she was after. Feeling disillusioned she took a teaching position at an international school in Kuwait.

Since then she has worked in Qatar and Dubai, meeting her husband along the way. Amanda has now taken a break from teaching and relocated to the Greek island of Rhodes very close to the mainland of Turkey where she is enjoying the slow pace of village life.

Amanda joins us to talk about her experiences as a single woman in the Middle East and how she is enjoying the slower pace of life living in Greece.

Catch up with her at http://www.amandasettle.com

What I learned from Amanda:

1. Accept the local culture particularly in the Middle East and don’t try and change it. You might be offended by some things that are considered commonplace but remember you are the visitor – so when in Rome! Do your homework before moving to the Middle East – know that it’s a totally different experience to what you’re used to. Talk to others who have done it first
2. If doing a teaching job there check your contract carefully. They can slip conditions in a little underhanded that you might need to look out for so go over it with a fine tooth comb and make sure you are comfortable with what’s expected.
3. Rhodes is affordable - try 1000 euros per month - but not as cheap as mainland Greece as goods have to be transported across. Source larger goods elsewhere. Amanda purchase most of her furniture for her rental property in the Middle East before shifting, finding that even with moving costs it was still better than buying it on the island.
4. Schengen rules allow only 3 months stays with 3 months leaving the Schengen zone so if you’re planning to go to Greece and don’t have a passport that gives you free access to Schengen zones you’ll need to accommodate these requirements. Do your research first.

Traveling can be a fantastic experience at the best of times but it’s even better when you can combine it with something you are passionate about. Diana Edelman took to the road in 2010 after realizing that her “dream” career in public relations wasn’t making her happy.

She’d developed a passion for elephants ever since first encountering them and badgered her way into a volunteer position taking care of the magnificent creatures in Chiang Mai, Thailand.

After 2 ½ wonderful years there Diana decided to move on to her new home base of Madrid – a city she had fallen in love with on an earlier trip.

We caught up with her and her two traveling cats where she shares her experiences of living in Chiang Mai, the opportunities ahead for her in Madrid and we discussed her passion for responsible tourism

You can follow her at www.dtravelsround.com and find out more about responsible tourism through the website www.responsibletraveltourism.com

What I learned from Diana’s interview:

1. Chiang Mai is an inspiring location but be wary of the burn season from February until April. The jungle surrounds are burned off filling the town with smoke and haze. It’s a good time to head to the southern beaches if you don’t want to be breathing in the air!
2. Responsible tourism is a fast growing area which focuses on doing the right thing in the places which you visit – not only from an environmental perspective but also from an economic one.
3. Spain have recently introduced an entrepreneur visa, no doubt prompted by the economic turmoil going on in the country. If you can present a solid business plan to the appropriate entity they will assess whether or not your business idea is sustainable and will help the local economy. If you pass then you could have a chance to stay longer term.
4. It’s a good idea to have a back-up plan. Diana is learning to teach English. Even though it’s not her primary objective it will give her another means of income if her writing should slow down at all
5. Although not comparable to the costs of Chiang Mai (she was able to live for around $US700 per month while there) Madrid can still offer an affordable lifestyle. She is paying around $US750 per month for a 48sqm apartment but she is centrally located which reduces transport costs. All up Madrid is costing her around $US1300 per month to live
6. If you’re going to write be genuine. Diana has developed a very successful blog because she writes well but she emphasizes the need to be genuine if you want your blog to rise above the many that are currently appearing online. Writing for Google ranking is not the most effective way to build a long term following.

Although Barnaby Andersun had lived the typical suburban lifestyle of house, mortgage and car for 18 years in Brisbane,Australia he always knew that with a portable business there was a less stressful option that would cost him less and allow him to travel the world on his own terms.

In 2012 he finally made the leap, taking his branding business with him. He started in Bali, before moving to Chiang Mai, back to Bali, on to Canada and New York before settling in over the last 6 months in Mexico. Barnaby sees himself as a citizen of the world and loves the freedom his lifestyle affords him.

He now runs an online business which employs over 50 web designers (all based in the Ukraine) and he’s currently doing it from a beachfront housesit overlooking the Carribbean in Xcalak Mexico .

To find out more about Barnaby check out his website at http://learntolivefree.com

What I learned from speaking with Barnaby Andersun:

1. Barnaby has given a lot of thought to his lifestyle and embraced it whole hog. He’s not just a temporary traveler with a travel blog – he’s turned his lifestyle into a serious business filled with adventure along the way. He’s mastered the art of cutting costs while maximizing income.
2. Again Barnaby has emphasized how little it costs to live the location independent lifestyle. His current abode in Mexico costs him around $10 every couple of days for food, being a housesitting position everything else is largely paid for.
3. It’s never been easier to make an online income than it is today. There are so many online resources that can make the average layperson into an internet expert. Even if you don’t want to make money online simply letting out a mortgage free house can be enough. One of Barnabys house-sharing friends has been traveling the world for a number of years just funded by $20000 in rental income from a place he owns. Maybe you could too.
4. Try before you buy. Barnaby spent two months living out of a suitcase in Sydney to see how well he would handle it. He believes most people should try it in small steps as you never know what or where might appeal to you as a traveler.
5. Earning an online income doesn’t have to be expensive to set up. Be prepared that the first thing you try might not work but as long as you don’t throw a lot of money at it nothing is lost. Try again until you find the niche that works best. Don’t forget you don’t need a lot of money to live like a king in many parts of the world.

Do you consider yourself too old to move countries? Maybe you’re a middle aged single woman who’s fearful of the world… or perhaps you have no skills to earn money with if you do shift. All perfectly legitimate barriers to becoming an expat.

Or are they? Barriers often only exist in the mind – and for Nancie McKinnon they weren’t going to be factors that stood in her way. The Nova Scotia native left Halifax 15 years ago, leaving behind a corporate lifestyle and embarking on her new career as an English teacher.

After a period in Taiwan Nancie moved to Korea where she has continued to teach – combining her university position with the opportunity to take a couple of semesters off each year to travel where she spends part of her time in Chiang Mai Thailand and the rest traveling whichever parts of the world take her fancy.

We caught up with Nancie in Seoul where she discusses the process of becoming an English teacher, what she loves about Korea, and why Chiang Mai and Portugal are two places on her radar for an expat to live. You’ll follow Nancies story and enjoy her Travel Photo Thursday updates at http://www.budgettravelerssandbox.com

What I learned from speaking with Nancie:

1. Getting a job that allows you to travel is a great way to go. Nancie gets 15 weeks off per year and uses it wisely! It helps to get out of Korea in winter which can be one of the more expensive times of year to be there thanks to heating costs. Nancie finds she can earn enough when she’s working to cover her lifestyle year round, and generally spends substantially less when staying in Thailand than it costs her in Korea.
2. Again you don’t need “stuff” I loved Nancie’s comment about spending $500 on a coat or a plane ticket – easy decision to make! She is able to live affordably for around $US1500 per month in Korea and even less when traveling in the rest of South East Asia.
3. Teaching English can give you the opportunity to progress as a career. Nancie started with no previous experience and is now teaching at University level. You can upgrade as you go. Although teaching English in Korea is not as easy as when she started there are loads of other countries you can explore as destinations where English can be taught relatively easily.