The David Bach Show – Details, episodes & analysis

What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago?

In this very special crossover episode of HerMoney and The David Bach Show, David sits down with longtime friend and bestselling author Jean Chatzky to share candid stories, big career lessons, and one bold new idea that could change retirement in America.

Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026.

Resources:

• David's Flat Tax Proposal
• The Automatic Millionaire (20th Anniversary Edition)
• HerMoney's InvestingFixx Club

In this special bonus episode, David Bach sits down with his longtime friend and fellow #1 New York Times bestselling author Marie Forleo to reflect on the 20-year journey of The Automatic Millionaire – what has changed, what hasn't, and why the book's core principles matter now more than ever.

David shares the "trillion-dollar clues" behind America's explosion of new millionaires, why paying yourself first still works, and how automation remains the most powerful wealth-building habit ever created. But this episode goes far deeper than money – touching on purpose, burnout, sabbaticals, health expectancy, and the urgency of living rich now, not later.

Inside this candid, inspiring conversation, you'll learn:

• Why America now has nearly 24 million millionaires – and what they're all doing in common

• The surprising retirement crisis happening even among six-figure earners

• Whether a million dollars is still enough (and the math behind becoming a multimillionaire)

• How small daily habits – even $27.40 a day – can lead to $1-4 million in long-term wealth

• Why the Latte Factor® still sparks aha moments around the world

• The crisis in financial literacy — and why young people aren't being taught the basics

• The rise of millennials and Gen Z as powerful savers, investors, and early retirees

• How sabbaticals and mini-retirements can completely reset your life and creativity

• The real story behind David's decision to update the book – and how his late father shaped this chapter

• A final message of encouragement for readers who are ready to take action

This is more than a financial conversation – it's a blueprint for a richer, more intentional life. Whether you're just beginning your journey or recommitting to your financial future, this episode reminds you that building wealth isn't complicated...it just needs to be automatic.

Explore more:
Visit www.DavidBach.com for resources, classes, the podcast archive, and the updated 20th Anniversary Edition of The Automatic Millionaire.

Most people fail to pursue their dreams because they don't know how to plan for them.

Maybe you want to buy a car, take a vacation, re-decorate your home or start a business. Whatever it may be, you're going to need to fund your dreams, and the best way to do that is by opening a separate investment account for that specific reason.

Ever since I was a financial advisor, I'd ask my clients what dreams they had. Many people would say "I want a new kitchen." So, we'd open the kitchen account and start funding the dream. Guess what? Most clients would stop asking about their "investments" and would only ask about that "kitchen account" or whatever dream account they were funding.

Nothing gives energy to a person's life about their future, like a dream account. It's the fastest way to make your dream a reality. Your future becomes exciting, your dreams suddenly feel real, and you're chasing something that's meaningful to you.

If you want to find out exactly how to set up your dream account, which services to use, and how to balance your fundings, then this episode is for you!

In this session, here's what we cover:

• The three basket approach to thinking about your money.
• What a dream account is and why will it completely change the way you think about your future.
• Why a dream account is the fastest way to turn your dreams into reality.
• What to do if you don't know what dreams you want to pursue.
• A step-by-step formula for setting up and funding a dream account.
• Learn my favorite mutual fund to invest in, which has generated a 10% annual return since inception.
• What type of investment account should you open up to fund your dreams?
• The key to a successful dream account and making your dreams come true.

 

Your Invite to GrowthDay Coaching

David Bach now offers his monthly coaching on GrowthDay, where you get David and a dozen other world-class personal growth teachers LIVE every month, all year long. CLICK HERE to get LIVE coaching from David and other experts for less than $1/day!

Interview Resources

• Growthday Coaching with David Bach
• What are robo-advisors and how do they work?
• The best robo-advisor companies.
• Smart Women Finish Rich
• Smart Couples Finish Rich
• The 3 Minute Sunday Newsletter
• The Latte Factor: Why You Don't Have to Be Rich to Live Rich
• Betterment
• Acorns

 

Get Access to More Great Content!

To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com

Connect with David Bach

• Instagram
• Facebook
• Twitter
• YouTube

What's the most difficult thing you've gone through, and what did you learn from it?

When I was 15 years old, I was hit by a car head on while driving a moped, which sent me flying about 75 feet through the air. The car had smashed directly into my left ankle. And if it weren't for my surgeon, it probably would have been amputated.

While lying in a hospital bed post-surgery, another doctor came to look at my situation. He told me, "You're never going to ski again, you're never going to run again, and you're probably never going to walk again without a limp."

I was absolutely devastated.

Until my nurse said something to me that changed my life forever...

She said "Let me tell you something. That doctor doesn't know who you are and he doesn't know what you're capable of."

She gave me hope!

She made me believe that I could make a comeback; that not only would I walk without a limp, but I would even be able to ski again — but it wouldn't be easy.

I spent months in the hospital, participated in daily physiotherapy, and underwent 6 surgeries over the course of a year. And guess what? I got through it. And I'm happy to report that I can ski, I can run, and I can walk without a limp.

The moral of the story is that you're stronger than you realize, and you are braver than you think. Nobody knows what you can do and you have to believe that YOU CAN DO HARD THINGS!

So, what challenge are you currently facing? Whatever you're going through, today's episode is going to inspire you to think differently and give you the motivation to overcome anything life throws your way!

In this session, here's what we cover:

• Why you're stronger than you realize.
• The reason why you can do hard things.
• How to remind yourself to survive hardship.
• Why serious health complications are a humbling experience.
• How I overcame a devastating accident and being told I'd never walk properly again.
• The importance of angels that show up in life.
• Why sometimes you have to prove everybody wrong.
• The way to look for Who Not How in your life.
• What's wrong in your life right now that you can flip into gratefulness for the things that are going right?
• The reason nobody knows what you can do, and why it matters.

 

Your Invite to GrowthDay Coaching

David Bach now offers his monthly coaching on GrowthDay, where you get David and a dozen other world-class personal growth teachers LIVE every month, all year long. CLICK HERE to get LIVE coaching from David and other experts for less than $1/day!

Interview Resources

• GrowthDay Coaching with David Bach
• The 3 Minute Sunday Newsletter
• The Latte Factor: Why You Don't Have to Be Rich to Live Rich
• Untamed by Glennon Doyle
• Glennon Doyle and Brené on Untamed
• The Multiplier Mindset with Dan Sullivan
• Who Not How: The Formula to Achieve Bigger Goals Through Accelerating Teamwork
• Dan Sullivan on Twitter

 

Get Access to More Great Content!

To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com

Connect with David Bach

• Instagram
• Facebook
• Twitter
• YouTube

I'm very excited for today's episode, as I'm speaking with my long-time friend and mentor of 20 years, Dan Sullivan. So much of what I've accomplished in my career, I owe to him.

Dan is the world's foremost expert on entrepreneurship and has coached more successful entrepreneurs than anyone on the planet. He is the co-founder of Strategic Coach®, the leading entrepreneurial coaching program in the world, and author of more than 50 publications on entrepreneurial success. Over the past 30+ years, Strategic Coach has provided teaching and training to more than 20,000 entrepreneurs.

In today's episode, we're talking all about Dan's new book, Who Not How: The Formula to Achieve Bigger Goals Through Accelerating Teamwork. If you want to learn the secret to how billionaires and successful entrepreneurs like Dan build incredible businesses and personal freedom, you won't want to miss this conversation!

In this session, here's what we cover:

• A simple tool to uncover your unique ability and become the most productive, stress-free version of yourself.
• The truth about procrastination and how to kill it.
• The concept of Who Not How — your secret weapon to achieving your biggest goals and dreams in any area of life.
• Why you need to stop asking "How can I do this?" and start asking "Who can do this for me?"
• How Dan leveraged the knowledge and expertise of others to write a bestselling book, which only took up 45 hours of Dan's time and earned $75,000 in the first four weeks!
• How exactly do you find a WHO to help you achieve your HOW?
• The Impact Filter — a transformational tool to improve your teamwork, communication, and results.
• The power of creating "free-zones"— collaborations that 10x your results and are free of competition.
• The lifetime extender — Dan's plan for living to 156.

 

Interview Resources

• Strategic Coach
• Dan Sullivan on Twitter
• WhoNotHow.com
• Who Not How: The Formula to Achieve Bigger Goals Through Accelerating Teamwork
• The Impact Filter - Dan Sullivan's #1 Thinking Tool
• My Plan For Living To 156 by Dan Sullivan
• Creating The Strategy Circle with Dan Sullivan & Shannon Waller
• Dean Jackson
• Kolbe A™ Index
• Ben Hardy
• Joe Polish
• The Latte Factor: Why You Don't Have to Be Rich to Live Rich
• Genius Network
• Tucker Max
• Reid Tracy - Hay House
• AE Wealth Management

 

Get Access to More Great Content!

To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com

Connect with David Bach

• Instagram
• Facebook
• Twitter
• YouTube

There's something about the way of life in Italy that's unlike any other place in the world. And having spent the past 16 months living here, my family and I have completely fallen in love with it — which is why I'm so excited about today's episode of the podcast.

I'm hanging out with the legendary Frances Mayes, author of the New York Times bestseller, Under the Tuscan Sun, along with my dear friend, Ondine Cohane, travel journalist and author.

This conversation is an absolute treat, and perfect timing just before the holidays, as we're talking all about their new book, Always Italy — the most beautiful book I've ever seen about Italy, and the ultimate gift for current or aspiring travel lovers! This book will take you on a journey through 20 different regions of the country and inspire you to come visit — once it's safe to travel again, of course :)

We talk about their unique process for writing the book, why people fall so hard for Italy, how travel largens your sense of home, and so much more!

 

In this session, here's what we cover:

• I share how my "someday dream" to move to Italy turned into a reality, along with the love and admiration I have for Frances Mayes life's work.
  Why the element of surprise is such an important part of life!
• How travel largens your sense of "home" and why it doesn't have to be a fixed location.
• The making of Always Italy - hear the behind the scenes process for collaborating, researching, and writing the book.
  Frances & Ondine reveal the hidden gems of Italy and their favorite places to explore.
• Find out what it's like to buy and restore a home in Italy.
  Why moving to a new country doesn't come at the cost of losing friends.
• What makes the way of life in Italy so much different than everywhere else?
• How living in a different country can open you up to new perspectives.
• How Frances & Ondine find meaning and purpose in both work & life - and the current projects they're pursuing today.
• Advice for those who want to explore the world, but are worried about doing it alone.

 

Get Access to More Great Content!

To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com

 

Interview Resources

• FrancesMayesBooks.com
• OndineCohane.com
• Always Italy
• Under the Tuscan Sun: At Home in Italy (book)
• Under The Tuscan Sun (movie)
• La-Bandita
• The Townhouse Caffe
• Smart Women Finish Rich
• The Florentine - Frances Mayes Interview
• Dream of Italy | PBS

 

Places Discussed

• Cortona, Italy
• Puglia, Italy
• Salento, Italy
• Dolomites, Italy
• Tuscany, Italy
• Naples, Italy
• Bassano del Grappa, Italy
• Palermo, Italy
• Milan, Italy
• Sicily, Italy
• Trieste, Italy
• Venice, Italy
• Friuli-Venezia Giulia, Italy
• Bologna, Italy
• Florence, Italy

 

Connect with David Bach

• Instagram
• Facebook
• Twitter
• YouTube

We have 78 days left in the year as I record this. Don't give up on 2020.  This year is not yet over.  Let's have one "amazing end to your year."

After talking with a friend who had a tough year & wasn't feeling super positive, I knew that I needed to record this episode.

In today's episode, I provide my unique positive framework on how to crush the end of your year and live your richest life now.  Take a listen and learn how to:

• Shift your mindset
• Do a positive inventory of what has gone right this year
• Set goals to end this year strong
• A process on how to record and appreciate what you are grateful for
• And much much more

Plus learn about the brand new website we've launched this week at www.finishrich.com to help you live and finish rich now!  This brand new site has over 50 new articles for you - all free to help you make smarter decisions with you money.   

And you can ask me questions now on the website.  

Hey everyone - this is a super short & timely episode about what is happening here, on the ground, in Italy.   This week we have seen record increases in COVID-19 cases - and I felt it was important to share what's happening.   In this episode, I give a quick recap of the second wave hitting Europe – and the fast regulation changes that have been made.   I felt it was important to make this quick "public service announcement" – with of course some positive thoughts and future ideas for you!   And we have a quick Season 2 announcement and our next episodes as well as our website launch at www.FinishRich.com – come visit the over 50 brand new articles we've created to help you LIVE RICH NOW.

Today in this mini-episode, David has some exciting news to share! There is a company called Acorns that helps people to invest small amounts of money, the change you have lying around that you are looking to put to good purpose – and it all happens automatically. But it gets better: Acorns has grown so rapidly over the last few years that they have now partnered with one of the biggest names in Hollywood: Dwayne Johnson aka The Rock, and together, they are launching a campaign to help parents invest small amounts of money for their kids, thereby tapping into the benefit of compound interest while they are still young. If you have not yet opened an IRA account, go to acorns.com and set it up right now – it will take you 10 minutes. For more on David's involvement with Acorns and all the incredible advantages of investing with the company that is changing the rules of investing, stay tuned!    

Key Points From This Episode:

• Hear about Acorns, the company that helps you invest small amounts automatically.
• Find out how the Hollywood A-lister has partnered up with Acorns for a special campaign.
• The Rock's story of starting over with $7 and how they're helping kids start small.
• What you should do to start investing in Acorns automatically – right now.
• Why you no longer need tons of money and experience to invest and can do so at any age!

 

Tweetables:

"There's no barrier to entry anymore. You can't say I don't have enough money because you do. If you have change, Acorns will help you invest your change." — @AuthorDavidBach [0:07:18]

"Sounds like an infomercial? But it's not a paid one. It is me passionately wanting to push you here in the fall to get going investing automatically. If you have not opened an IRA account, go to Acorns and open up an IRA account – invest automatically." — @AuthorDavidBach [0:09:13]

 

Links From Today's Episode:

David Bach

David Bach Email

David Bach on Instagram

David Bach's Guide to Financial Recovery Interview on Money Magazine

David Bach's First Time Home Buyer Challenge

David Bach's Newsletter

The Latte Factor

Acorns

The Automatic Millionaire

A few days ago, my son, James, asked me what was the best investment I had ever made?

Great question...

I answer it - in this show.  

• Come learn why "where you choose to live" now especially can have the greatest impact on your happiness.
• How changing your location can change your life.
• Why this has been the fastest, strongest stock market recovery in history.
• What's happening now in Italy and Europe - regarding COVID -19, that is giving me hope - and can give you hope too....

And much much more.

Links From Today's Episode:

Email Your Questions – askdavidbach@gmail.com

Follow Me on Instagram – instagram.com/davidlbach

My Financial Recovery Guide with Money – https://money.com/david-bach-interview-homebuyer-mortgage-challenge/

The FREE First Time Home Buyer Challenge – askdavidbach.com

Shop Live Rich Now Merchandise – https://teespring.com/stores/david-bach