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Explore every episode of the podcast The Daily Churn

Dive into the complete episode list for The Daily Churn. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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1–50 of 96

TitlePub. DateDuration
🐮 Ep 96 - Churning in 2026: The Good, The Bad, and The Ugly10 Jul 202601:17:06

It's the 5 year anniversary of this podcast, and what better way to celebrate than a mid-year review of everything thats happened this year in churning land.

To be clear: this episode contains ONLY churning talk šŸ˜›

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🌱 Daily Recaps - Beta

The public beta is officially live! If you'd like to get a daily email digest of the past 24 hours in churning land, check it out here

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Enjoy this episode?

Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸ“” Ep 95 - My Favorite AI Journaling App: The Story of Life Note with Daniel Chen15 Jun 202601:34:58

I got to chat with Daniel about his mind-blowing app, Life Note, that has completely changed how I journal (read: I actually journal multiple times a week now!) 🄳

In this episode, we cover:

  • The Story of Life Note: How and why Daniel built the app, plus the art of AI prompting, modeling, and layering.
  • The Heart, Mind & Meditation: Daniel's experience living abroad and attending 10-day Vipassana meditation retreats.
  • The Future of Mental Health: The current state of AI-guided journalling, therapy and mental health.

Whether you're an AI nerd, a journaling enthusiast (or trying to be!), or just curious about the intersection of tech and mindfulness, this episode is for you.

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🌱 EXCLUSIVE: Daniel has kindly hooked our listeners up with a 20% discount on annual Life Note subscriptions.

Use code TDC during checkout on mylifenote.ai

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Enjoy this episode?

Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

🌱 Ep 94 - How to Find a Therapist: Insurance Hacks & Choosing the Right Modality29 May 202601:36:37

Deep dive into the world of therapy: why finding the right therapist is like dating and why Headway is the tinder of therapy. We'll break down the logistics of mental health care, including hacks for navigating insurance and a cheat sheet on different therapeutic modalities (relational vs somatic, CBT, IFS, EMDR, EFT, KAP, and more).

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

🌻 Ep 93 - 2026 Reset: Sabbaticals, Retreats, Care Teams, Crypto Casino Scams, AI & The State of the Churn15 May 202601:39:37

We're baaaack! It's been a wild year, lots of updates to share both in churning land and in my personal life. Oh and I just got scammed this morning, can't believe I fell for it but hopefully this will save you from making a similar mistake. Get comfy, grab a drink, let's catch up šŸµ

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸƒ Ep 92 - Owen Marcus: Men's Retreats, MELD, Somatic Awareness, Trauma, Creativity, Growth & Action19 Dec 202501:45:04

What is a men's retreat? What happens there? Why go to one, and who is it for? I spoke with Owen Marcus, founder ofĀ MELD, on my life-changing experience attending my first retreat almost exactly 1 year ago.

Owen is a legend in this space - he has worked alongside Peter Levine. Esther Perel has attended his retreats. Owen has been working, training, and organizing men's groups and retreats for over 30 years.

Highly recommend listening to this if you've been even remotely curious about the topic – this might be my favorite episode of the year.

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

āœˆļø Ep 91 - The Story of Seats.aero with Ian Carroll12 Dec 202501:29:04

I chatted with Ian, founder of Seats.aero, on how he grew Seats.aero from a side hobby to an award travel powerhouse with 500K monthly active users and 100K+ paid members in just 3 short years.

What was that journey like, and how does it feel to run a multi-million dollar business in your 20s ? Does he still have time to churn? Tune in for answers to these very important questions šŸ˜‚

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸ”“ Ep 90 - First Livestream, Scaling Bank Bonuses with Margin, 700K Venture X Business, Costco Black Friday Sales, KaiGPT21 Nov 202500:36:27

I'm trying new things this year, so I thought "why not livestream this episode"? So I did. The end šŸ˜‚

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸ—žļø Ep 89 - The Paper Round: Origins of Complex PTSD & ADHD14 Nov 202500:40:55

I churned a whole bunch of stuff this week and burnt myself out lol (more on that next time), so I'm taking a breather to reflect and explore some root causes for how I feel and live my life today – the seemingly small stressors in my early years that have led to bigger issues like ADHD and CPTSD šŸƒ

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

🦾 Ep 88 - Costco Gold, Debit Rewards, Burner Lines, Vanguard vs ChatGPT, RH Margin vs HELOCs, Dyson V9 Deal07 Nov 202500:52:12

Catching up on a busy couple weeks of churns. From shutdowns to gold to margin and early black friday deals, this episode has a bit of everything.

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸ‚ Ep 87 - Reflections on Podcasting, Ketamine Therapy, Vipassana, Men's Retreats, Alzheimer's31 Oct 202500:56:42

The leaves are changing and I'm feeling reflective: how did the past year go? What did I learn about myself, the podcast, ketamine, retreats, life (and death)? Maybe grab a nice warm drink and a cozy blanket and take an hour to relax and hang out with me.

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

🫨 Ep 86 - Churning News, Easy C1S Money Makers, Chase Points Boost, SW Companion Pass, My HELOC Update, FICO 8 vs Vantage 3.0/4.0 Deepdive24 Oct 202501:09:29

Another jam-packed episode recapping all my churns from the last couple weeks. Between catching a cold and family visiting from the East coast, it's been pretty hectic here but also kinda relaxing laying in bed binging Netflix lol. Glad to finally be (mostly) better though 😌

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸŖ„ Ep 85 - Any Chance You Could: Four Magic Words That Changed My Life17 Oct 202500:38:15

I've caught a cold, so today I'm resharing my absolute FAVORITE episode from the past 4 years. I recorded this back in 2023, and it's still as relevant today (if not more so) as it was then. This is the episode I always recommend to friends, because it's had such a profound impact on my travel, my churns, my life, and I hope it does for yours too. Enjoy!

View Full Show Notes

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------------------

Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

🐷 Ep 84 - Interview: Multiplayer Mode with Chris Hutchins10 Oct 202500:50:22

Chris and I met up during the inaugural TDC meetup in Denver a few weeks ago, and we recorded a live interview with a small "studio" audience in the Regency Club lounge (pics in shownotes!)

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

🧈 Ep 83 - Opening Amex & Chase Cards, Citi 4506-C lock, Eating Inkind & Resy, HELOCs vs PLOCs, Costco Gold03 Oct 202501:02:24

After a few hectic weeks, I'm finally back home and catching up on all my churns - opening new Amex and Chase cards, tackling my Citi account lock, eating InKind and Resy credits, applying for HELOCs, dabbling in Costco gold, and much more!

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This episode is brought to you by seats.aero āœˆļø

Use code TDC for 20% of annual Pro memberships

(hint: stack with Capital 1 Shopping for an extra 20% cashback šŸ˜‰)

------------------

Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

ā›°ļø Ep 82 - Three Days in Denver: Inaugural TDC Meetup Recap (With Pics!)26 Sep 202501:05:14

What an insane weekend. My voice is finally back after spending 3 days with 120 churners lol, so I'm hijacking this episode for a deep dive into our very first in-person meetup. What was it like, how was the vibe, what did we do there, how was it planned, should I go next year, and much more!

View Full Show Notes

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------------------

This episode is brought to you by seats.aero āœˆļø

Use code TDC for 20% of annual Pro memberships

(and receive access to private channels on their discord šŸ˜‰)

------------------

Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸ‘½ Ep 81 - Amex Plat refresh, New Meta glasses, Seats.aero discount, Practicing any chance you could, Launching probe groups, GPT5 Pro, and more19 Sep 202500:40:22

View Full Show Notes

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------------------

This episode is brought to you by seats.aero āœˆļø

Use code TDC for 20% of annual Pro memberships

(and receive access to private channels on their discord šŸ˜‰)

------------------

Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸ” Ep 80 - Citi Strata, iPhone 17, Seats.aero, Dinner with Logan, Pound of Chicken, Telepathy tapes, Four thousand weeks, Ketamine therapy12 Sep 202500:59:30

View Full Show Notes

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------------------

This episode is brought to you by seats.aero šŸŗā˜ŗļø

Join their Pro membership for access to private channels on their discord šŸ˜‰

------------------

Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸŽ­ Ep 79 - Weekly Recap: Monarch, P3 + Carvana, Solo401K Loans, MMM HQ, Why do improv, Being busy05 Sep 202500:42:58

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸŒ Ep 78 - Weekly Recap: What I'm churning, reading & watching, plus a Miraval trip report29 Aug 202500:47:04

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

šŸƒ Ep 77 - Weekly Recap: Vanguard advisors, Luma tickets, Miraval man-date, what I'm reading, and more14 Aug 202500:38:02

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Enjoy this episode?

Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 76 - Weekly Recap: August 8, 202508 Aug 202500:57:20

This week - more free InKind money, Capital 1 Shopping referrals, credit card bonuses including Chase, AmaZing, Ramp, new Amex NLL offers, retirement planning tips, Vanguard vs Boldin, solo 401K loans, new logo contest winners and much more!


ā–¶ļø Prior weekly recaps


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šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 75 - 2024 Wrapped: $45,037 + 4.8 Million Points17 Jan 202501:22:03

Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more!

If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤

  • (02:36) - Banks
  • (11:31) - Credit Cards
  • (18:39) - Gift Cards
  • (22:27) - Discounts & Freebies
  • (25:32) - December Tally
  • (27:11) - 2024 Tally
  • (45:08) - Census Results
  • (57:43) - Podcast Wrapped
  • (67:41) - Discord WrappedĀ 


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šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 74 - November Recap: $3,112 + 80K Points06 Dec 202400:56:59

Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!

  • (03:20) - Brokerages
  • (05:35) - Credit Cards
  • (15:42) - Banks
  • (28:00) - Gift Cards
  • (43:55) - Discounts & Freebies
  • (54:47) - Final Tally


------------------

šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 73 - Four Days in Japanese Jail: Part 4 (Finale)21 Nov 202400:46:46

Finale of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online atĀ thedailychurnpodcast.com

  • (00:47)Ā - Recap of Prior Episode
  • (02:25)Ā - The Night Before the Judge
  • (05:44)Ā - Breakfasts and Baths
  • (13:08)Ā - Meeting the Judge
  • (18:24) - The Redditor
  • (21:16)Ā - Goodbyes & Good Lucks
  • (27:02) - The Lady in the Elevator
  • (29:53)Ā - The Prosecutor & The Assistant
  • (37:41) - The Paper Round
  • (42:26)Ā - After Jail


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Japanese Jail series -

Part 1

Part 2

Part 3

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šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 72 - Sept + Oct Recap: $4,030 + 540K Points05 Nov 202401:00:56

Burning 2 million miles in a month, Amex Platinum hacks, Alaska transfers, SAS EuroBonus challenge 😬, $500 Mercury bonus, Fidelity 21 day holds, Save referral scams, Chase Ink bonuses, PetSmart quadruple stacks, and much more!

  • (01:47) - Trip Report
  • (22:42) - Travel News
  • (32:47) - Amex Hacks
  • (39:43) - Banks
  • (45:55) - Brokerages
  • (50:15) - Credit Cards
  • (53:08) - Discounts & Freebies
  • (58:57) - Final Tally


------------------

šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 71 - Four Days in Japanese Jail: Part 317 Sep 202400:45:47

Part 3 of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online atĀ thedailychurnpodcast.com

  • (00:55)Ā - Recap of Previous Episodes
  • (02:18)Ā - Meeting Megumi
  • (12:53)Ā - Life in Japanese Jail
  • (22:38)Ā - A Day with the Prosecutor
  • (31:00)Ā - Shinigawa Nanaban
  • (40:14)Ā - Ups and Downs


Japanese Jail series -

Part 1

Part 2

Part 4

------------------

šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 70 - August Recap: $2,269 + 127K Points06 Sep 202400:50:55

Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more!

  • (03:25) - Credit Cards
  • (18:54) - Banks
  • (22:04) - Gift Cards
  • (33:00) - Discounts & Freebies
  • (44:28) - Meal Kits
  • (49:07) - Final Tally


------------------

šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 69 - The Story of Aligned Incentives with Logan16 Aug 202401:27:30

I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it?

We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business.

šŸ™ Massive shoutout to Logan for so openly sharing his story. Check out Aligned Incentives or swing by one their upcoming meetups and say hi to Logan in person!


šŸ“ Sat August 17 - New York with Point.me NY Telegram

šŸ“ Sat August 24 - Los Angeles with Churning LAX Telegram

šŸ“ Sat August 31 - San Francisco with Bay Area Churning Discord

šŸ“ Sat September 14 - St Louis with STL Butter Telegram

For more information, check out the full events page


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šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 68 - July Recap: $3,630 + 100K Points09 Aug 202400:53:33

Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions šŸ‘½šŸ‘‰, Bank of America deep-dive, free Chick-fil-A, and much more!

  • (08:22) - Credit Cards
  • (21:21) - Brokerages
  • (28:05) - Banks
  • (39:42) - Discounts & Freebies
  • (47:15) - Meal Kits
  • (51:25) - Final Tally


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 67 - Four Days in Japanese Jail: Part 223 Jul 202400:59:08

Part 2 of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

  • (02:51)Ā - The Police
  • (10:00)Ā - The Contract
  • (14:15)Ā - The Jail
  • (18:11)Ā - Meeting Yonban
  • (26:37)Ā - Breaking the Ice
  • (33:03)Ā - Stuck in The System
  • (37:21)Ā - Charades
  • (47:21)Ā - Jail at Night
  • (52:40)Ā - Message in a Bottle


Japanese Jail series -

Part 1

Part 3

Part 4

------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 66 - June Recap: $2,290 + 570K Points05 Jul 202400:47:15

$750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon 🪦, HelloFresh and much more!

  • (02:29) - Credit Cards
  • (22:30) - Banks & Brokerages
  • (29:40) - Discounts & Freebies
  • (41:59) - Meal Kits
  • (45:34) - Final Tally


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 65 - Four Days in Japanese Jail: Part 121 Jun 202400:41:15

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online atĀ thedailychurnpodcast.com

  • (02:12)Ā - The Snowboarding Trip
  • (05:45)Ā - The Accident
  • (10:36)Ā - The Father
  • (18:13)Ā - The Arrest
  • (30:02)Ā - The Interrogation
  • (33:12) - The Lawyer


Japanese Jail series -

Part 2

Part 3

Part 4

------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 64 - May Recap: $668 + 530K Points07 Jun 202401:00:21

Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more!

  • (06:34) - Credit Cards
  • (30:34) - Banks
  • (32:58) - Brokerages
  • (36:35) - Meal Kits
  • (38:01) - Discounts & Freebies
  • (58:21) - Final Tally


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 63 - April Recap: $9,559 + 5K Points07 May 202400:43:17

US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more!

  • (01:39) - Podcasts
  • (06:49) - Credit Cards
  • (16:23) - Brokerages
  • (18:34) - Banks
  • (20:38) - Meal Kits
  • (23:45) - Cell Phones
  • (28:05) - Discounts & Freebies
  • (41:42) - Final Tally


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 62 - The Big Churn: Glidepath Investment Strategy24 Apr 202401:11:22

Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less.

  • (09:42) - Basic Concept
  • (15:51) - Post Retirement Glidepaths
  • (31:32) - Pre Retirement Glidepaths
  • (48:23) - How To Implement
  • (58:50) - Caveats & Thoughts


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 61 - March Recap: $14,445 + 390K Points05 Apr 202400:59:32

Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more!

  • (02:16) - Travel News
  • (09:23) - Brokerages
  • (19:58) - Credit Cards
  • (37:24) - Banks
  • (39:00) - Meal Kits
  • (41:45) - Discounts & Freebies
  • (57:13) - Final Tally


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 60 - Booking Award Flights: Best Tools & Workflow22 Mar 202401:01:50

Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become an essential part of the process.

  • (07:46) - My workflow
  • (15:47) - Mastering domestic awards
  • (20:39) - Tackling international awards
  • (32:08) - New tools comparison
  • (35:08) - PointsYeah
  • (46:55) - Point.me
  • (50:45) - Seats.aero
  • (53:46) - ExpertFlyer


------------------

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 59 - February Recap: $5,628 + 464K Points08 Mar 202401:06:45

Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more!

  • (02:38) - Travel News & Updates
  • (17:30) - Banks
  • (21:44) - Credit Cards
  • (41:49) - Brokerages
  • (51:16) - Meal Kits
  • (53:12) - Discounts & Freebies
  • (64:39) - Final Tally


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 58 - How To Book ANA & Japan Airlines First & Business in 202420 Feb 202400:45:33

Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking.

  • (04:02) - ANA 2024 Update
  • (16:22) - New alternative: Japan Airlines
  • (24:44) - Why Cathay Pacific is the best JAL partner
  • (29:47) - More Cathay Pacific Benefits
  • (32:25) - Cathay x JAL Booking Process & Quirks


------------------

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šŸ”’ Subscribe to our private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 57 - January Recap: $3,052 + 362,500 Points06 Feb 202400:56:31

TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more!

  • (00:00) - January Update
  • (05:15) - Credit Cards
  • (23:47) - Brokerages
  • (38:50) - Banks
  • (44:01) - Cellphones
  • (47:46) - Mealkits
  • (52:35) - Final Tally


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 56 - 2023 Recap: $36,417 + 2.47 Million Points 🤯19 Jan 202400:56:07

December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement!

  • (06:22) - Credit Cards
  • (15:44) - Banks
  • (21:55) - Brokerages
  • (22:41) - Discounts & Freebies
  • (27:58) - Final Tally (December)
  • (29:07) - End of Year Tally
  • (38:26) - Bonus: Podcast RecapĀ šŸ¤“


------------------

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āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 55 - The Big Churn: Roth Conversion Ladders15 Dec 202300:43:46

Deep dive into the fascinating world of Roth IRA loopholes for early retirement, tips for optimizing income to reduce taxes & maximize ACA benefits, plus common mistakes to avoid.

  • (0:00) - Why Roth IRAs are amazing
  • (7:38)Ā - Roth IRA Basics
  • (10:32)Ā -Ā Roth Conversion Ladders
  • (25:10)Ā -Ā Common Pitfalls & Examples


------------------

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------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 54 - November Recap: $1,724 + 250K Marriott05 Dec 202300:59:52

Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more!

  • (01:45) - News & Updates (ACA Silver Plans)
  • (04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection)
  • (09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh)
  • (25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X, Marriott)
  • (36:16) - Banks (Unify, Ally, KeyPoint, Upgrade, SecurityPlus, Laurel)
  • (44:03) - Brokerages (MooMoo, WeBull)
  • (45:37) - Final Tally (1,724 + 250K Marriott)
  • (46:26) - Hawaii Trip Report
  • (53:57) - Premier Collection Trip Report


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 53 - The Big Churn: ACA Health Subsidies17 Nov 202300:36:50

First in a multi-part series on churningFIRE, diving deep into early retirement hacks that make FIRE more attainable, and why having a churning mindset is particularly useful.

  • (0:00) - Intro to churning healthcare
  • (6:40)Ā - How ACA actually works
  • (9:57)Ā -Ā Health plan tiers
  • (11:05)Ā -Ā Subsidy #1: Premium Tax Credit
  • (18:17)Ā -Ā Subsidy #2: Cost Sharing Reduction
  • (26:24)Ā -Ā Churning retirement


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 52 - October Recap: $4,180 + 270K Points02 Nov 202300:42:10

Redcard churns are baack, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, almost-free Netflix premium, CLEAR hacks, cheap Mario and much more!

  • (00:59) - News (RedCard, Wyndham & Vacasa, C1 lounge, Sapphire lounge, BofA Day)
  • (08:48)Ā - Credit Cards (SW, Amex Gold & Plat, Biz Venture X, BofA UCR, CIP)
  • (21:11)Ā - Banks (C1, Ally, Upgrade)
  • (23:07)Ā - Brokerages (Wells Fargo, Robinhood, MooMoo, WeBull)
  • (29:08)Ā - Discounts & Freebies (VZW & Netflix, Clear, QVC, Amex, Lowes, Marriott, Amazon, Starbucks, Chipotle)
  • (40:31)Ā - Final Tally ($4,180 + 270K UR)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 51 - How Buying Groups Work17 Oct 202300:33:20

Where to find them and which ones to join, how taxes work, what a typical order flow looks like, plus risks and workarounds for avoiding common pitfalls šŸ¤“

  • (02:58)Ā - Basics of buying groups
  • (04:33)Ā -Ā Why use buying groups
  • (06:44)Ā -Ā Typical order flow
  • (07:39)Ā -Ā Buying group taxes
  • (11:59)Ā -Ā Which buying group to join
  • (13:38)Ā -Ā Why BuyForMeRetail
  • (18:08)Ā -Ā Risks of buying groups
  • (22:38)Ā - Ordering from Amazon
  • (28:08)Ā -Ā Workarounds: ship to home
  • (30:02)Ā -Ā Workarounds: address formatting


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord chat group

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 50 - September Recap: $2,988 + 450K Points05 Oct 202300:58:34

Airline status matches and Globalist hacks, new bonuses from Morgan Stanley & Chase Inks, BofA app-o-ramas, new iPhone 15 Pros, Rakuten mealkit moneymakers, burger crawls, free peloton water bottles, and much more!

  • (01:43) - News (Prime day, Globalist hacks, Delta fiasco, Churning podcasts)
  • (11:49)Ā - Credit Cards (Brilliant, SW CP, MS Plat, BofA CCR & UCR, CIP, CIU, CIC)
  • (30:41)Ā - Banks (USB, Cap1, Ally, Fidelity, Keypoint, Upgrade, Laurel)
  • (38:10)Ā - Brokerages (MooMoo)
  • (39:35)Ā - Cell Phones (Verizon, iPhone 15 Pro)
  • (46:22)Ā - Meal Kits (Rakuten, Daily Harvest)
  • (50:05)Ā - Discounts & Freebies (Dell, Petsmart, McD, Wendys, BK, Costco, Peloton)
  • (57:03)Ā - Final Tally ($2,988 + 300K UR + 150K MR)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord chat group

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 49 - Ally & Fidelity: Best Hub Accounts for Churning19 Sep 202300:39:46

Deep-dive into the unique features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses.

  • (3:54) - Ally $200 checking bonus
  • (4:45) - Ally savings account
  • (6:16) - Ally transfer limits & volume šŸš€
  • (7:40) - Ally scheduling & automation
  • (9:17) - Ally same-day ACH transfers
  • (12:19) - Ally quirks
  • (13:30) - Fidelity $100 bonus
  • (14:12) - Fidelity Bloom $135 bonus
  • (15:02) - Fidelity Cash Management Account
  • (17:55) - Fidelity CMA vs Brokerage
  • (21:03) - Super fast account opening šŸ•ŗ
  • (22:32) - ACATS stocks into Fidelity
  • (24:27) - ACATS stocks out of Fidelity
  • (28:47) - Fidelity P2 stock transfers
  • (30:18) - Fidelity zero-fee index funds
  • (33:07) - Fidelity free HSA
  • (33:37) - Fidelity vs Vanguard
  • (35:11) - Fidelity subreddit 🤯


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šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get notified of sensitive deals, plus get access to the private Discord chat group

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ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 48 - August Recap: $7,835 + 40K Points05 Sep 202300:38:24

Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more!

  • (00:34)Ā - Intro
  • (03:52)Ā - Credit Cards (Marriot 5N, P3, CIP, BFMR)
  • (13:33)Ā - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds)
  • (22:36)Ā - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo)
  • (31:23)Ā - Discounts & Freebies (Kroger 4x, Amazon, Peloton, DPs)
  • (36:55)Ā - Final tally ($7,835 + 40K points)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get notified of sensitive deals, plus get access to the private Discord chat group

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 47 - How to Maximize Kroger Fuel Points16 Aug 202300:20:05

Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program.

  • (00:34) - Kroger overview
  • (06:28) - How the Fuel Points program works
  • (10:37) - Casual shopper usage
  • (13:57) - Higher volume usage


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šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ JoinĀ Deal AlertsĀ to get notified of sensitive deals + access to the private Discord chat group

Ā© My Podcast Data Ā· Independent project Ā· Data from Apple & Spotify