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Explore every episode of the podcast The Daily Churn

Dive into the complete episode list for The Daily Churn. Each episode is cataloged with detailed descriptions, making it easy to find and explore specific topics. Keep track of all episodes from your favorite podcast and never miss a moment of insightful content.

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1–50 of 94

TitlePub. DateDuration
Ep 69 - The Story of Aligned Incentives with Logan16 Aug 202401:27:30

I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it?

We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspiring to turn this hobby into a scalable business.

šŸ™ Massive shoutout to Logan for so openly sharing his story. Check out Aligned Incentives or swing by one their upcoming meetups and say hi to Logan in person!


šŸ“ Sat August 17 - New York with Point.me NY Telegram

šŸ“ Sat August 24 - Los Angeles with Churning LAX Telegram

šŸ“ Sat August 31 - San Francisco with Bay Area Churning Discord

šŸ“ Sat September 14 - St Louis with STL Butter Telegram

For more information, check out the full events page


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šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 68 - July Recap: $3,630 + 100K Points09 Aug 202400:53:33

Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions šŸ‘½šŸ‘‰, Bank of America deep-dive, free Chick-fil-A, and much more!

  • (08:22) - Credit Cards
  • (21:21) - Brokerages
  • (28:05) - Banks
  • (39:42) - Discounts & Freebies
  • (47:15) - Meal Kits
  • (51:25) - Final Tally


------------------

šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 59 - February Recap: $5,628 + 464K Points08 Mar 202401:06:45

Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more!

  • (02:38) - Travel News & Updates
  • (17:30) - Banks
  • (21:44) - Credit Cards
  • (41:49) - Brokerages
  • (51:16) - Meal Kits
  • (53:12) - Discounts & Freebies
  • (64:39) - Final Tally


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to our private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 58 - How To Book ANA & Japan Airlines First & Business in 202420 Feb 202400:45:33

Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking.

  • (04:02) - ANA 2024 Update
  • (16:22) - New alternative: Japan Airlines
  • (24:44) - Why Cathay Pacific is the best JAL partner
  • (29:47) - More Cathay Pacific Benefits
  • (32:25) - Cathay x JAL Booking Process & Quirks


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to our private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 57 - January Recap: $3,052 + 362,500 Points06 Feb 202400:56:31

TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more!

  • (00:00) - January Update
  • (05:15) - Credit Cards
  • (23:47) - Brokerages
  • (38:50) - Banks
  • (44:01) - Cellphones
  • (47:46) - Mealkits
  • (52:35) - Final Tally


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to our private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 56 - 2023 Recap: $36,417 + 2.47 Million Points 🤯19 Jan 202400:56:07

December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement!

  • (06:22) - Credit Cards
  • (15:44) - Banks
  • (21:55) - Brokerages
  • (22:41) - Discounts & Freebies
  • (27:58) - Final Tally (December)
  • (29:07) - End of Year Tally
  • (38:26) - Bonus: Podcast RecapĀ šŸ¤“


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to our private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 55 - The Big Churn: Roth Conversion Ladders15 Dec 202300:43:46

Deep dive into the fascinating world of Roth IRA loopholes for early retirement, tips for optimizing income to reduce taxes & maximize ACA benefits, plus common mistakes to avoid.

  • (0:00) - Why Roth IRAs are amazing
  • (7:38)Ā - Roth IRA Basics
  • (10:32)Ā -Ā Roth Conversion Ladders
  • (25:10)Ā -Ā Common Pitfalls & Examples


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ DealsĀ to get access to the private Discord

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 54 - November Recap: $1,724 + 250K Marriott05 Dec 202300:59:52

Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more!

  • (01:45) - News & Updates (ACA Silver Plans)
  • (04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection)
  • (09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh)
  • (25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X, Marriott)
  • (36:16) - Banks (Unify, Ally, KeyPoint, Upgrade, SecurityPlus, Laurel)
  • (44:03) - Brokerages (MooMoo, WeBull)
  • (45:37) - Final Tally (1,724 + 250K Marriott)
  • (46:26) - Hawaii Trip Report
  • (53:57) - Premier Collection Trip Report


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 53 - The Big Churn: ACA Health Subsidies17 Nov 202300:36:50

First in a multi-part series on churningFIRE, diving deep into early retirement hacks that make FIRE more attainable, and why having a churning mindset is particularly useful.

  • (0:00) - Intro to churning healthcare
  • (6:40)Ā - How ACA actually works
  • (9:57)Ā -Ā Health plan tiers
  • (11:05)Ā -Ā Subsidy #1: Premium Tax Credit
  • (18:17)Ā -Ā Subsidy #2: Cost Sharing Reduction
  • (26:24)Ā -Ā Churning retirement


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 52 - October Recap: $4,180 + 270K Points02 Nov 202300:42:10

Redcard churns are baack, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, almost-free Netflix premium, CLEAR hacks, cheap Mario and much more!

  • (00:59) - News (RedCard, Wyndham & Vacasa, C1 lounge, Sapphire lounge, BofA Day)
  • (08:48)Ā - Credit Cards (SW, Amex Gold & Plat, Biz Venture X, BofA UCR, CIP)
  • (21:11)Ā - Banks (C1, Ally, Upgrade)
  • (23:07)Ā - Brokerages (Wells Fargo, Robinhood, MooMoo, WeBull)
  • (29:08)Ā - Discounts & Freebies (VZW & Netflix, Clear, QVC, Amex, Lowes, Marriott, Amazon, Starbucks, Chipotle)
  • (40:31)Ā - Final Tally ($4,180 + 270K UR)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 51 - How Buying Groups Work17 Oct 202300:33:20

Where to find them and which ones to join, how taxes work, what a typical order flow looks like, plus risks and workarounds for avoiding common pitfalls šŸ¤“

  • (02:58)Ā - Basics of buying groups
  • (04:33)Ā -Ā Why use buying groups
  • (06:44)Ā -Ā Typical order flow
  • (07:39)Ā -Ā Buying group taxes
  • (11:59)Ā -Ā Which buying group to join
  • (13:38)Ā -Ā Why BuyForMeRetail
  • (18:08)Ā -Ā Risks of buying groups
  • (22:38)Ā - Ordering from Amazon
  • (28:08)Ā -Ā Workarounds: ship to home
  • (30:02)Ā -Ā Workarounds: address formatting


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord chat group

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 50 - September Recap: $2,988 + 450K Points05 Oct 202300:58:34

Airline status matches and Globalist hacks, new bonuses from Morgan Stanley & Chase Inks, BofA app-o-ramas, new iPhone 15 Pros, Rakuten mealkit moneymakers, burger crawls, free peloton water bottles, and much more!

  • (01:43) - News (Prime day, Globalist hacks, Delta fiasco, Churning podcasts)
  • (11:49)Ā - Credit Cards (Brilliant, SW CP, MS Plat, BofA CCR & UCR, CIP, CIU, CIC)
  • (30:41)Ā - Banks (USB, Cap1, Ally, Fidelity, Keypoint, Upgrade, Laurel)
  • (38:10)Ā - Brokerages (MooMoo)
  • (39:35)Ā - Cell Phones (Verizon, iPhone 15 Pro)
  • (46:22)Ā - Meal Kits (Rakuten, Daily Harvest)
  • (50:05)Ā - Discounts & Freebies (Dell, Petsmart, McD, Wendys, BK, Costco, Peloton)
  • (57:03)Ā - Final Tally ($2,988 + 300K UR + 150K MR)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get access to private deals & Discord chat group

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 67 - Four Days in Japanese Jail: Part 223 Jul 202400:59:08

Part 2 of the Japanese Jail saga.

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online at thedailychurnpodcast.com

  • (02:51)Ā - The Police
  • (10:00)Ā - The Contract
  • (14:15)Ā - The Jail
  • (18:11)Ā - Meeting Yonban
  • (26:37)Ā - Breaking the Ice
  • (33:03)Ā - Stuck in The System
  • (37:21)Ā - Charades
  • (47:21)Ā - Jail at Night
  • (52:40)Ā - Message in a Bottle


Japanese Jail series -

Part 1

Part 3

Part 4

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šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 49 - Ally & Fidelity: Best Hub Accounts for Churning19 Sep 202300:39:46

Deep-dive into the unique features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses.

  • (3:54) - Ally $200 checking bonus
  • (4:45) - Ally savings account
  • (6:16) - Ally transfer limits & volume šŸš€
  • (7:40) - Ally scheduling & automation
  • (9:17) - Ally same-day ACH transfers
  • (12:19) - Ally quirks
  • (13:30) - Fidelity $100 bonus
  • (14:12) - Fidelity Bloom $135 bonus
  • (15:02) - Fidelity Cash Management Account
  • (17:55) - Fidelity CMA vs Brokerage
  • (21:03) - Super fast account opening šŸ•ŗ
  • (22:32) - ACATS stocks into Fidelity
  • (24:27) - ACATS stocks out of Fidelity
  • (28:47) - Fidelity P2 stock transfers
  • (30:18) - Fidelity zero-fee index funds
  • (33:07) - Fidelity free HSA
  • (33:37) - Fidelity vs Vanguard
  • (35:11) - Fidelity subreddit 🤯


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get notified of sensitive deals, plus get access to the private Discord chat group

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 48 - August Recap: $7,835 + 40K Points05 Sep 202300:38:24

Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more!

  • (00:34)Ā - Intro
  • (03:52)Ā - Credit Cards (Marriot 5N, P3, CIP, BFMR)
  • (13:33)Ā - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds)
  • (22:36)Ā - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo)
  • (31:23)Ā - Discounts & Freebies (Kroger 4x, Amazon, Peloton, DPs)
  • (36:55)Ā - Final tally ($7,835 + 40K points)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe toĀ Deal AlertsĀ to get notified of sensitive deals, plus get access to the private Discord chat group

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 47 - How to Maximize Kroger Fuel Points16 Aug 202300:20:05

Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program.

  • (00:34) - Kroger overview
  • (06:28) - How the Fuel Points program works
  • (10:37) - Casual shopper usage
  • (13:57) - Higher volume usage


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ JoinĀ Deal AlertsĀ to get notified of sensitive deals + access to the private Discord chat group

Ep 46 - July Recap: $10,893 + 165K IHG01 Aug 202300:33:36

By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more!

  • (1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom)
  • (8:07) - Credit Cards (Ink Preferred, IHG)
  • (12:21) - Banks (Wells Fargo, Gateway, US Bank, Upgrade, Oxygen, Laurel, Save)
  • (22:36) - Brokerages (MooMoo, UNest)
  • (27:50) - Hacks, Freebies & Discounts (Apple, McDonalds, Chick-fil-A, Amazon)
  • (32:23) - Final tally ($1,410 + 195K Points)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Join Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 45 - Deal Alerts & June Recap11 Jul 202300:43:02

Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more!

  • (1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco)
  • (10:57) - Brokerages (MooMoo, UNest)
  • (18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds)
  • (24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott)
  • (33:04) - Freebies & Discounts (Bilt, Lyft, Cap1, DoorDash, Southwest, Amazon)
  • (36:13) - Final tally ($1,410 + 195K Points)
  • (36:57) - Deal Alerts beta šŸ”’


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 44 - Asking for More: How to Ask for Upgrades, Discounts & Free Stuff21 Jun 202300:38:15

Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins?

  • (0:00) - Why ask for more?
  • (5:06) - Attitude & Approach
  • (7:58) - Four types of people
  • (12:43) - The Goldilocks Zone
  • (14:13) - Four magic words
  • (20:56) - How to push one extra step
  • (26:11) - When to escalate
  • (28:48) - Recognize openings
  • (31:14) - Get your reps in


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 43 - May Recap: $2,660 + 250K Marriott07 Jun 202300:40:48

Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much more!

  • (3:04) - Award travel (Bonvoy Hawaii)
  • (8:19) - Credit cards (Marriott Boundless, IHG Biz, Amex Biz Plat NLL)
  • (10:31) - Banks (US Bank Biz, Oxygen, Laurel)
  • (15:43) - Parking Cash (I-Bonds, Juno, Public)
  • (19:48) - Brokerages (Fidelity, Wells Fargo, Interactive Brokers)
  • (31:31) - Hacks / Discounts / Freebies (Petsmart, Rakuten, Amazon, Bud)
  • (35:36) - News (Redcards, Daily Getaways)
  • (38:48) - Final tally ($2,660 + 250K Marriott)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 42 - April Recap: $1,060 + 219K Points09 May 202300:35:14

Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon.

  • (2:11) - Wells Fargo / Vanguard saga
  • (11:52) - Other brokerages (Vanguard, Fidelity, Ally, MooMoo)
  • (16:55) - Banks (Go2Bank, Wealthfront, Oxygen, Gateway, US Bank, Laurel)
  • (21:41) - Credit cards (IHG Biz, Marriott Boundless, CIU, Venture)
  • (28:06) - Freebies & Discounts (Target, Amazon, Southwest)
  • (31:04) - Mealkits (HelloFresh, EveryPlate)
  • (33:47) - Final tally ($1,060 + 219K UR)


------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 41 - March Q1 Recap: $3,050 + 394K Points11 Apr 202300:33:34

Full recap of churns from Jan, Feb and March, including big bonuses from Huntington, Wells Fargo & Chase, plus deals, discounts & freebies from Hellofresh, Target RedCard, Amazon, Wendy's & more!

  • (1:52) - Banks (Huntington, Live Oak, Laurel Road, DCU, Wells Fargo, US Bank)
  • (9:25) - Brokerages (Moomoo Invest)
  • (12:17) - Credit cards (Chase Inks, IHG)
  • (21:34) - Mealkits (HelloFresh)
  • (23:13) - Cellphones (Mint)
  • (25:11) - Freebies & Discounts (Target, Amazon, Wendy's)
  • (32:59) - Final tally ($3,050 + 394K points)

------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 40 - McDonalds Madness: Secret Menu Deals21 Mar 202300:19:04

Kicking off Season 3 with a deep dive into the hidden McDonalds rewards app secret menu, which includes insane deals on Big Macs, large fries, and breakfast sandwiches that can be churned EVERY DAY.

Disclaimer: please don't eat McDonalds every day 😶

  • (1:06) - Podcast update
  • (4:32) - What's up with McDonalds?
  • (7:46) - How their app actually works
  • (11:59) - Secret menu deals 🤯
  • (14:57) - P1 + P2 workaround

------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 66 - June Recap: $2,290 + 570K Points05 Jul 202400:47:15

$750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon 🪦, HelloFresh and much more!

  • (02:29) - Credit Cards
  • (22:30) - Banks & Brokerages
  • (29:40) - Discounts & Freebies
  • (41:59) - Meal Kits
  • (45:34) - Final Tally


------------------

šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 39 - December & 2022 Recap: $32,454 + 981K points09 Jan 202300:59:18

End to a massive year, including big bonuses in December from Morgan Stanley and Public, along with a breakdown of all 2022 churns, plus a bonus recap of listener & subscriber stats from the podcast.

  • (2:08) - Credit cards (MS Amex Plat, Chase Inks)
  • (8:28) - Banks (DCU, Laurel, Upgrade)
  • (12:50) - Brokerages (Public)
  • (14:39) - Cellphones (Costco, Mint)
  • (18:12) - Mealkits (Green Chef, HelloFresh)
  • (20:41) - Freebies & Discounts (Peloton, Target, Turbotax, Sugarfina, Chase offers, Doordash, Apple Music, SiriusXM, StudentBeans, Dell, Starbucks)
  • (32:47) - December tally ($3,135 + 416K points)
  • (34:08) - 2022 tally ($32,454 + 981K points)
  • (44:36) - Bonus: Podcast stats šŸ¤“

------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 38 - How to Open the Morgan Stanley Amex Platinum08 Dec 202200:30:07

Update on exactly how to open this confusing (but lucrative) card, including new methods involving Preferred Savings accounts, Active Assets Accounts (AAA), CashPlus engagement bonus & fee avoidance, and a walkthrough of two simple options for qualifying šŸ‘ŠšŸ˜¤

  • (0:00) - What's the deal with this card?
  • (7:11) - tldr: Preferred Savings ftw
  • (9:12) - Active Assets Accounts (AAA)
  • (10:20) - The magic of Preferred Savings
  • (12:31) - Why it's better than Access Investing
  • (14:28) - Preferred Savings vs CashPlus
  • (17:04) - Should I even open a CashPlus?
  • (19:55) - How does AMEX get data from MS?
  • (20:38) - Option 1: Preferred Savings + CashPlus (safest)
  • (23:50) - Option 2: Preferred Savings only (riskier)
  • (25:33) - What we did (riskiest 😁)

------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 37 - November & Black Friday Recap: $3,880 from Banks, Mealkits, Cellphones & More01 Dec 202200:55:22

Jam-packed episode covering huge bonuses from Huntington, Upgrade and Chase, plus holiday deals & discounts from Amazon, Target, Wayfair, HelloFresh, Green Chef, Visible, Mint and more!

  • (2:29) - Banks (Huntington, Laurel, Amex, Juno, Upgrade)
  • (14:06) - Credit cards (BofA, Venture X, Chase Ink, MS Amex Plat)
  • (19:10) - Black Friday (Liam Neeson x Breadmaker 😤)
  • (26:05) - Discounts & Freebies (Saks, Peacock, Hulu + Disney, Target, Rakuten, Amazon, Wayfair, Starbucks, Peloton)
  • (38:00) - Mealkits (HelloFresh, Blue Apron, Green Chef)
  • (42:03) - Cellphones (Visible, Walmart, Mint)
  • (53:18) - Final tally ($3,880 + 60K Amex)

------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 36 - Simplifi for Churners: Keeping Better Track of Your Money16 Nov 202200:25:54

Full review of Simplifi, an app that's useful not only for personal finance & budgeting, but also for keeping track of all your credit card, brokerage, and bank account churns in one place.

  • (0:00) - Why use Simplifi
  • (2:55) - How Simplifi works
  • (4:22) - Simplifi vs Mint
  • (5:39) - Simplifi vs YNAB
  • (8:57) - Simplifi vs Personal Capital
  • (10:14) - Using Simplifi for churning
  • (21:48) - Simplifi quirks

------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 35 - October Recap: $4,687 from Public, Upgrade, Amazon & More31 Oct 202200:34:39

One of the biggest months so far, with massive bonuses from Upgrade & Public, Chase Ink 90K matching, mealkit deals from Home Chef & HelloFresh, plus an (almost) free 55-inch Omni TV on Prime Day.

  • (1:07) - Update on Morgan Stanley
  • (3:51) - Credit cards (Upgrade, Chase, Amex)
  • (12:31) - Banks (Chase, Juno, Laurel)
  • (17:42) - Brokerages (Public)
  • (19:48) - Mealkits (HelloFresh, Home Chef)
  • (23:00) - Freebies (Omni, RedCard, Starbucks, Amazon, TopCashBack)
  • (32:58) - Final tally ($4,687 + 107K MR + 50K UR)

------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions?Ā Leave a commentĀ to get answers, share datapoints, or just say hello šŸ‘‹

Ep 34 - Public Brokerage App: Massive Bonus for Transferring Stock17 Oct 202200:16:40

Full review of this amazing brokerage transfer bonus from the Public stock app, including brokerage churning strategy, partial vs full ACATS transfers, using cash to meet tier requirements, and joint account eligibility.

  • (0:00) - Why this bonus is amazing
  • (4:33) - ACATS transfers 101
  • (8:38) - Strategy for brokerage bonuses
  • (9:32) - Partial vs full ACATS transfer
  • (10:40) - Buffer for tier qualification
  • (11:38) - Transferring cash via ACATS
  • (13:52) - Joint & individual accounts

------------------

šŸ“¬ Join the newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen.

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Have questions? Leave a comment to get answers, share datapoints, or just say hello šŸ‘‹

Ep 33 - September Recap: $1,824 from SoFi, Blue Apron, Apple TV & More10 Oct 202200:36:57

All the churns from September, including an easy triple stack bank bonus from Upgrade, MS from Gate City, credit cards from Chase & BofA, plus mealkit deals from Blue Apron & HelloFresh. And new this month, a recap of all the freebies – free shake shack burgers, movies, private VPNs and more... whew šŸ˜®ā€šŸ’Ø.

  • (1:27)Ā - Banks (HMBradley, Gate City, SoFi, Albert, Juno, Upgrade)
  • (16:18)Ā - Credit cards (Wells Fargo, Chase Ink, US Bank, BofA)
  • (20:02)Ā - Brokerages (Interactive Brokers)
  • (22:31)Ā - Mealkits & Cashback (Blue Apron, HelloFresh, Freshly, Ibotta, Rakuten, Honey)
  • (30:16)Ā - Freebies (Shake Shack, Wendy's, Apple TV, Moonage, Starbucks, VPN, Visible)
  • (35:04)Ā - Final tally ($1,824)

------------------

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View the live churn tracker for real-time updates on all the churns as they happen.

------------------

ā¤ļø Enjoy this episode?

Forward to a friendĀ and let them know about the show šŸ˜ŠšŸ™

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Ep 32 - Car Dealerships Part 2: Tips for Negotiating the Lowest Price27 Sep 202200:43:18

Conclusion to the 5-hour car dealership negotiation saga, along with ideas on alternative negotiation strategies that may yield better results, plus tips for your first visit to the car dealership & common pitfalls to avoid.

  • (0:00) - Back at the dealership...
  • (21:53) - The three circles of dealership hell
  • (26:56) - Things we would do differently
  • (27:40) - Alternative strategy #1 (hardball)
  • (29:34) - Alternative strategy #2 (semi-hardball)
  • (31:23) - Alternative strategy #3 (going public)
  • (34:36) - Other tips & thoughts

------------------

Listen to Part 1 of the story: Ep 30 - Carvana vs Dealerships

Join the newsletter for show notes, links, and updates:Ā thedailychurnpodcast.com

Ep 31 - Tracker & August Recap12 Sep 202200:28:05

Exciting news on a new live churn tracker, along with a detailed breakdown of churns in August.

  • (0:08) - āš”ļø Churn tracker [beta]
  • (1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking)
  • (9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold)
  • (14:30) - Brokerages (Nadex, Public)
  • (16:44) - Mealkits (Freshly, HelloFresh, Rakuten)
  • (22:55) - Cellphones (Visible, iPhone 14)
  • (26:22) - Final tally ($904)

------------------

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Ep 30 - Carvana vs Dealerships31 Aug 202201:03:45

Comparison of online and in-person options for selling a car, along with a play-by-play of 5 hours spent negotiating a car purchase at a dealership (plus some tricks to watch out for šŸ‘€).

  • (1:57) - Online sales
  • (5:36) - Private party marketplaces
  • (8:43) - Issues with selling privately
  • (20:01) - Carvana vs other services
  • (24:38) - Buying a car (then vs now)
  • (34:14) - Art of the scam
  • (41:23) - 5 hours at the dealership...

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Ep 65 - Four Days in Japanese Jail: Part 121 Jun 202400:41:15

In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.

For photos, view the full shownotes online atĀ thedailychurnpodcast.com

  • (02:12)Ā - The Snowboarding Trip
  • (05:45)Ā - The Accident
  • (10:36)Ā - The Father
  • (18:13)Ā - The Arrest
  • (30:02)Ā - The Interrogation
  • (33:12) - The Lawyer


Japanese Jail series -

Part 2

Part 3

Part 4

------------------

šŸ“¬ Join the free newsletterĀ for show notes, links, and episode updates:Ā thedailychurnpodcast.com

āš”ļø View theĀ live churn trackerĀ for real-time updates on all the churns as they happen

šŸ”’ Subscribe to ourĀ private Discord community

------------------

ā™” Enjoy this episode?

šŸ’Œ Most people find the show through word of mouth. PleaseĀ forward to a friendĀ if you think they would enjoy it šŸ™

ā­ļø Or if you have a bit of time, please consider leaving aĀ rating or reviewĀ onĀ AppleĀ orĀ Spotify. The algorithm gods (and me) thank you for your sacrifice šŸ™‡ā€ā™‚ļø

Ep 29 - July Recap10 Aug 202200:37:08

Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market.

  • (1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno)
  • (15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited)
  • (18:17) - Cashback (Capital One VRBO, mealkits offers)
  • (20:57) - Cellphones (Visible)
  • (21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.)
  • (26:42) - Buying a new car (car dealerships... 😬)
  • (36:05) - Final tally ($4,488)

------------------

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Ep 28 - Employer Direct Deposit21 Jul 202200:40:43

Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability.

  • (2:06) - Square
  • (9:34) - Chase
  • (14:17) - Wise
  • (25:33) - Astra
  • (29:56) - Brex
  • (31:52) - Melio

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Ep 27 - June Recap07 Jul 202200:58:08

Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.

  • (3:08)Ā - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)
  • (10:09)Ā - Brokerages (Nadex)
  • (10:47)Ā - Rakuten (Personal Capital)
  • (14:24)Ā - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)
  • (25:27)Ā - Honey (Kitchenaid mixer šŸ‘©ā€šŸ³šŸŖ)
  • (27:50)Ā - Misc (Visible, Stubhub)
  • (28:44)Ā - ANA update
  • (31:26)Ā - Crypto update (Celsius, Voyager)
  • (56:50)Ā - Final tally ($1,028.50)

------------------

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Ep 26 - May Recap10 Jun 202200:54:17

Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!

  • (1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)
  • (10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)
  • (38:06) - Brokerages & crypto (Fidelity, Varo, Voyager)
  • (41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)
  • (51:09) - Cellphones (Visible)
  • (51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)

------------------

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Ep 25 - Parking Cash25 May 202200:36:31

Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna.

  • (2:16) - SoFi & Ally @ ~1%
  • (4:40) - HMBradley @ 3%
  • (7:25) - Current @ 4%
  • (8:30) - I-Bonds @ 9.62%
  • (12:15) - Stablecoins 101
  • (15:08) - What happened with Terra & Luna
  • (21:32) - FTX fiat @ 7.9%
  • (23:58) - Voyager USDC @ 9%
  • (27:32) - Gemini GUSD @ 6.9%
  • (29:26) - Stocks vs crypto
  • (32:22) - Parking $10K vs $100K

------------------

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Ep 24 - April Recap03 May 202200:53:37

Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.

  • (0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)
  • (27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)
  • (41:08) - Cellphones (Visible)
  • (42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)
  • (52:15) - Final tally ($2,400 + all the free foods šŸ˜‹)

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Ep 23 - ANA First & Business22 Apr 202200:59:32

Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP šŸ¤“

  • (0:00) - Why ANA?
  • (4:52) - ANA booking basics
  • (10:58) - Advanced techniques
  • (20:43) - Other quirks with ANA
  • (32:39) - Booking example #1 (simple)
  • (42:41) - Booking example #2 (complex)

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Ep 22 - March Recap04 Apr 202200:41:59

Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.

  • (0:54) - Banks (PSECU, Current, Fairwinds, HMB)
  • (5:13) - Gifting treasury bonds
  • (9:48)Ā - Crypto stablecoins (Voyager USDC, Gemini GUSD)
  • (16:58) - Brokerages (Feb MS, Stockpile)
  • (21:27) - Credit cards (CIU, Venture X)
  • (27:31) - Cellphones (Costco, Visible)
  • (31:49) - Misc (Cigna, mealkits, Rakuten, Dell)
  • (39:47) - Final tally ($1,245 + $3,300 cashback)

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Ep 21 - February Recap07 Mar 202200:57:09

Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.

  • (2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)
  • (25:13) - Bank tally (16 new accounts)
  • (28:40) - Brokerages (Titan, TradeStation)
  • (41:15) - Crypto (high-yield stablecoins, gemini, USDC)
  • (44:47) - Credit cards (Venture X, Hyatt Biz)
  • (45:55) - Mealkits (Daily Harvest, Freshly)
  • (49:23) - Cashback (Rakuten, BeFrugal)
  • (51:08) - Cellphones (Visible BYOD)
  • (55:31) - Final tally ($812)

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Bonus - Risk of Ruin Interview21 Feb 202200:50:35

Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans.

  • (0:00) - Intro
  • (3:27) - Risk of Ruin

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Risk of Ruin podcast on apple & spotify.

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Ep 64 - May Recap: $668 + 530K Points07 Jun 202401:00:21

Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more!

  • (06:34) - Credit Cards
  • (30:34) - Banks
  • (32:58) - Brokerages
  • (36:35) - Meal Kits
  • (38:01) - Discounts & Freebies
  • (58:21) - Final Tally


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Ep 19 - January Recap07 Feb 202200:29:06

Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories.

  • (1:15) - Credit cards (Southwest, Venture X, mealkits)
  • (12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds)
  • (21:29) - Brokerages (Nadex)
  • (23:17) - Cell phones (Visible)
  • (24:15) - Misc (Cigna)
  • (26:40) - Final tally ($1,085)

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Ep 18 - End of Year Recap04 Jan 202200:41:50

Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show.

  • (1:13) - Cell phones (iPhone 13, Boost, Visible)
  • (8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili)
  • (18:37) - Credit cards (SW Performance, Hyatt Biz)
  • (23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers)
  • (28:47) - Brokerages (Nadex)
  • (29:06) - December tally ($647)
  • (29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR)
  • (32:04) - Bonus: podcast recap

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Ep 17 - Churning iPhones20 Dec 202100:32:05

In-depth walkthrough of the various iPhone deals available from Costco, Best Buy, and Visible, as well as strategies for reselling on Swappa.

  • (1:11) - Costco $300 BYOD offer
  • (1:44) - T-Mobile $20 Talk & Text only plan
  • (3:17) - Costco $720 BOGO iPhones
  • (5:59) - iPhone Pro Max selling above retail
  • (8:07) - Best Buy's crazy iPhone trade-in values
  • (12:30) - Caution re: Flex Reseller policy
  • (15:11) - Unlock trick using prepaid ATT sim
  • (17:03) - Requesting unlocks from TForce
  • (18:37) - Mistakes I made on the BB deal
  • (22:10) - Swappa rundown
  • (24:49) - BFMR address formatting ideas
  • (27:09) - Visible offer extended
  • (29:10) - $1 Boost mobile SIM cards

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Ep 16 - November Recap06 Dec 202100:20:11

Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites.

  • (0:37) - Banks (Chase Bus, Lili, Treasury Bonds)
  • (6:38) - Brokerages (Charles Schwab, Nadex)
  • (8:44) - Credit cards (SW Premier)
  • (10:53) - Cell phones (BB, Costco, Visible)
  • (14:45) - Cashback (BeFrugal, Rakuten)
  • (18:52) - Final tally ($2,012)

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