Stay Wealthy Retirement Podcast – Details, episodes & analysis

Everyone fears running out of money in retirement—even millionaires. 

What most people don't realize is that research shows most retirees rarely spend down their savings.

In fact, many actually see their wealth grow throughout retirement, even during some of the toughest markets in history.

In this episode, we unpack:

▶ Why that happens

▶ What the data really says about retirement spending

▶ How to find the right balance between confidence and caution

By the end, you'll see why most retirees worry far more than they need to, and how to feel confident spending your own money.

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📆 SCHEDULE A (FREE) RETIREMENT STRATEGY MEETING:

For nearly two decades, my team and I have helped hundreds of families across the U.S. plan smarter retirements—from tax strategies and investments to income and legacy planning.

The result?

Less stress. Lower taxes. More confidence about the future.

If you're looking for clarity and a proven, personalized process, we'd be honored to have a conversation.

👉 Click Here to Schedule Your FREE Strategy Session

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EPISODE RESOURCES:

→  Grab the Episode Show Notes

→ Join the Stay Wealthy Retirement Newsletter

→  Learn About the Total Retirement System™

Sales of "traditional" long-term care insurance have fallen 92% since 2002.

Meanwhile, hybrid policies have surged to over 500,000 sales a year. 

But which option actually makes sense for your situation? 

In this episode, I break down everything you need to know before buying long-term care insurance, including:

▶ The optimal age to purchase

▶ Traditional vs. hybrid policies (the real pros and cons beyond the sales pitch)

▶ The actual costs of proper coverage

I'm also sharing three critical implementation details that can make or break your coverage when you need it most.

If you're approaching retirement and wondering how to protect yourself from potentially catastrophic long-term care costs, this episode will give you the clarity you need to make an informed decision.

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SCHEDULE A (FREE) RETIREMENT STRATEGY MEETING:

My team and I have guided hundreds of families across the U.S. through retirement's biggest challenges over the last two decades.

The result?

Smarter tax strategies, better investment decisions, and a more confident retirement.

If you're seeking clarity and a proven retirement planning process, we'd be honored to help.

👉 Schedule Your FREE Strategy Session

***

EPISODE RESOURCES:

→  Grab the Episode Show Notes

→ Join the Stay Wealthy Retirement Newsletter

→  Learn About the Total Retirement System™

Is retiring in your 50s actually realistic for everyday Americans?

According to a recent NerdWallet survey, the average target retirement age for households earning $100,000+ isn't 65—it's 58.

And these aren't tech moguls or lottery winners.

They're teachers, small business owners, and dual-income couples who've steadily built their nest eggs and now want to enjoy their healthy, active years while they can.

But retiring in your 50s requires a very different kind of plan.

One that accounts for early withdrawal penalties, health insurance gaps, and delayed Social Security.

These obstacles are the "triple threats" of early retirement.

In today's episode, I'll share how to combat them and provide a simple 5-step process for turning your retirement vision into a reality. 

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SCHEDULE A COMPLIMENTARY DISCOVERY CALL:

Looking to hire a retirement and tax planning expert?

We help 100+ families across the country navigate retirement, optimize investments, and reduce taxes.

🗓️ Schedule a Complimentary Discovery Meeting to Learn More.

***

EPISODE RESOURCES:

→  Grab the Episode Show Notes

→ Join the Stay Wealthy Retirement Newsletter

→  Get Your FREE Retirement & Tax Analysis!

Indexed Universal Life Insurance (IUL) is all the rage right now.

"10%+ growth potential. Guaranteed security against market risk. Tax-free retirement income."

These policies are confusing. And they sound WAY too good to be true.

So to get to the bottom of it ... I bought one!

I read the fine print. Did the math. And uncovered the ugly truth. 

In this episode, I'm sharing the 10 lies told during the IUL sales pitch + the actual financial outcome of buying one.

I'm also answering two questions from listeners, including one about using a 3-fund portfolio for retirement investing. 

Over age 50? Need retirement + tax planning help? 

👉 Get Started With a Free Retirement Assessment 

To grab the links mentioned in today's episode, visit the show notes page.

Today I'm sharing a fun announcement with everyone.

I'm also providing retirement savers with important information on the 2022 Medicare IRMAA brackets.

This includes covering three things:

• What IRMAA is
• How IRMAA is calculated
• The 10 best ways to avoid IRMAA

If you want to better understand how you can navigate Medicare IRMAA this year (and beyond!), you'll enjoy this episode.

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📖 Read more about the 2022 Medicare IRMAA brackets

📬 Subscribe to the Newsletter

📊 Get Your FREE Retirement & Tax Analysis

✏️ Grab the episode show notes

Today I'm talking about Grandparent 529 Plans.

In fact, a BIG change was recently that seemed to fly under the radar.

In addition to discussing this change, Robert Farrington joins me to discuss three (3) important things:

1. How to maximize the tax benefits of a 529
2. Why 529 plans are great estate planning tools
3. How to invest your money inside a 529

We also talk about alternatives to 529 plans that retirement savers might consider.

If you want to learn about the new 529 rules + how to maximize the tax/estate planning benefits of these accounts, you're going to love this episode.

Over age 50? Need retirement + tax planning help? 

👉 Get Started With a Free Retirement Assessment 

To grab the links mentioned in today's episode, visit the show notes page.

Today I'm sharing key takeaways from the May inflation (CPI) report.

I'm also sharing:

• What "shadow inflation" is (and why you should ignore it)
• Why inflation is high
• What retirement investors can do in response

Over age 50? Need retirement + tax planning help? 

👉 Get Started With a Free Retirement Assessment 

To grab the links mentioned in today's episode, visit the show notes page.

Inflation has skyrocketed this year.

In fact, inflation jumped to a 40-year high of 8.5% in March 2022.

So why are Treasury Inflation-Protected Securities (TIPS) losing money?

What are TIPS exactly?

And do they belong in a retirement portfolio?

If you want answers to these questions, you're going to love today's episode.

On the hunt for a retirement + tax planning expert?

👉 Learn more about getting a Free Retirement Assessment™. 

To grab the links mentioned in today's episode, head over to the show notes page here.

Today I'm sharing three (3) big retirement planning mistakes and how to avoid them.

Actually, that's not true...

I was inspired to add a fourth retirement mistake at the last minute after a recent client meeting.

So be sure to stick around to the very end. ;)

On the hunt for a retirement + tax planning expert?

Learn more about getting a Free Retirement Assessment™. 

To grab the links mentioned in today's episode, head over to the show notes page here.

The markets are off to the worst start since 1939!

Given that, I'm answering three (3) BIG questions from listeners today:

1. Why are stocks AND bonds down at the same time + what should investors be doing right now to protect their portfolio?
2. How can we improve our mindset and gain optimism in the face of negative economic outlooks?
3. What is the correct order of operations when withdrawing money in retirement?

If you're asking similar questions and concerned about the current state of the markets, you're going to love this episode. 

Want to Lower Your Tax Bill + Improve Retirement Success?

👉 Click Here to Get Your FREE Retirement & Tax Analysis

To grab the links and resources for today's episode, click here.