Recapping the year's top episodes covering the science of building wealth - proven ways to earn more and have a healthier relationship with money.

For more listening, check out the full episodes with our guests:

• Charles Duhigg, Author of Supercommunicators
• Daniel Crosby, Author of The Soul of Wealth
• Caroline Adams Miller, Author of Big Goals
• Carl Richards, Host of 50 Fires podcast
• Scott Rick, Author of Tightwads and Spendthrifts
• Kate Northrup, Financial Expert and Author

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Reviewing the best episodes of 2024 to finish the year. In this episode, we hear again from successful first-gen money experts and their insights on navigating money as the children of immigrants. We hear from:

• Vivian Tu
• Giovanna Gonzalez
• Jannese Torres
• Shirin Eskandani
• Vrinda Gupta

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Today’s conversation will change your thoughts about time—our most precious and often overlooked currency. Returning to the show is Heather Chauvin, a dynamic speaker, coach, and author whose wisdom on time management is nothing short of transformative. Heather’s journey began in a crucible of crisis—a stage-four cancer diagnosis. Still, from that challenging moment, she built a revolutionary approach to owning and investing time to live richly and intentionally.

In this episode, Heather and I dive into her signature concept of "energetic time management," where time isn’t just about productivity or calendars; it’s about aligning your energy, values, and desires to create a life that feels as good as it looks. She shares the origin of this system, the profound realizations she had while juggling motherhood and a career, and why most of us are in what she calls "time debt." Heather explains how to break free, set boundaries, and treat time like money—because every moment matters.

We’ll also talk about practical strategies: building a dream calendar and redefining your relationship with time. Also: Why outsourcing isn't a luxury—it’s a necessity for creating space to thrive. Plus, Heather offers profound insights for women navigating the dual roles of professional ambition and domestic responsibility without losing themselves.

Grab the So Money Investing Blueprint for Free

Join the So Money Members Club

Read Heather's book Dying to Be a Good Mother

Listen to Heather's podcast Emotionally Uncomfortable

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Stay tuned for tonight's Webby's BTS, where So Money receives an award -- on Farnoosh's Instagram.

Today's show covers the ins and outs of LLCs and S-Corps and how to determine which one (or both) is best for structuring your business. The guest is Hannah Cole, creator of Sunlight Tax. You can visit Sunlight Tax for resources mentioned in today's episode.

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In the Iranian culture, if your child becomes a doctor, this is the ULTIMATE trophy for a parent. And while being a doctor comes with a great deal of integrity and pride...building a solid financial life as a doctor is not as simple as it once was with the heaps of student loan debt many doctors today have.

And as our guest today will explain, many physicians are not equipped with the financial know-how of managing their money and growing wealth.

Peter Kim is our guest and he is an anesthesiologist AND real estate and passive income expert. Last I checked, being an anesthesiologist was one of the highest paid tracks in medicine. So, what motivated Peter to rethink his profession?

For years Peter blogged anonymously at PassiveIncomeMD.com about his exploration into real estate as a side hustle. He also runs the real estate company CurbsideRealEstate.com to help educate physicians about the homebuying process. Did you know there’s a thing called a physician’s home loan?

Peter recently lifted the veil on his site to share his name and more details about his personal life to the thousands of readers he’s cultivated over the past few years.

Today he is a physician by CHOICE, as well as an avid real estate investor.

You can learn more about Peter Kim by visitingwww.passiveincomemd.com and www.curbsiderealestate.com. Follow him on twitter @passiveincomemd.

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This week's listener questions touch on home ownership, paying down student loans (versus investing in the stock market) and where to stash cash for a short-term goal? Co-host is Mary Grace Gardner, a So Money listener and founder of TheYoungProfessionista.com.

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How do you make or take your coffee? Does it spark joy?

Our guest Raj Jana has built a thriving business by turning the common experience of making coffee into kind of an art form and in the process has created a 6-figure per month business.

A little more about Raj: He was born to Indian parents who came to the U.S. with only a few dollars in their pockets. He previously worked at Chevron as an engineer until a life changing moment at work that made Raj reevaluate his life path.

Raj shares financial lessons learned from his upbringing, the changes he would try to make if he won the lottery and some high-level coffee talk. Like, what is a pour-over? And why is it Raj’s go-to coffee order?

To learn more about Raj’s company, Java Presse Coffee, visit JavaPresse.com and follow him on Instagram @JavaPresseCoff

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If you watch Bravo TV or follow New York City real estate, you know all about our next guest. Ryan Serhant is a star of Bravo's Million Dollar Listing New York and a top real estate broker in the City.

His story began as a shy, out of work hand model. He  entered the real estate business in 2008 - in some ways the WORST time to be an agent in the real estate market. Ryan shares how he rose to become one of the top realtors in the world, his parlay into reality TV and advice for first-time buyers.

His new book, Sell it Like Serhant comes out tomorrow, September 18. 

Also, Ryan and I will be at the 92nd Street Y in Manhattan, along with our friend Dan Schawbel, a NYT Bestselling author and millennial workplace expert. We'll be leading a discussion around Creating Human Connection in a Digital World. The event is on November 26 at 7pm. Reserve tickets at 92Y.org.

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Is there any relationship between our Zodiac signs and how we spend, save and make financial decisions?

In today's Ask Farnoosh, Farnoosh and co-host Brittney Castro, founder and CEO of Financially Wise, tackle your money questions, as well as share some of the insights from a recent Chase Slate Credit Outlook Survey which looked at how our astrological signs impact our spending and credit habits.

Brittney, like Farnoosh, serves as a fellow Chase Slate Financial Education Ambassador.

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We’re going back to basics today in a special So Money bonus episode, talking about the best ways to start and execute financial goals.

Our guest is Nikki Arwood, Regional Market Executive at Charles Schwab. In her role, Nikki leads 36 branches and over 200 employees in the Carolinas, Virginia, Maryland, DC, Kentucky, Tennessee, Arkansas and Mississippi. She has been in the financial services industry for 30 years, and has spent most of those years at Schwab. Nikki is a graduate of Georgetown University, where she majored in Sociology and was captain of the Women’s Basketball Team.

Nikki and I discuss goal setting, finding the motivation to stay the course with your financial plan and a 30-Day financial cleanse from which we can all benefit.

DISCLOSURE:

Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.

The Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation that is not part of Charles Schwab & Co., Inc. or its parent company, The Charles Schwab Corporation.

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Imagine being at the grocery checkout with little kids. You’re desperate to leave because one kid’s crying, the other is hungry. And then, your credit card gets denied. And the next credit card gets denied. And this is food you need to prepare dinner.

Our guest today experienced this and made two vows to herself when that happened. The first was to never run out of money again. The second: to never go grocery shopping again.

She’s managed to do both quite well.

I’m honored to welcome Chanie Wilschanski to the show. She’s a teacher turned entrepreneur, mom to four kids and the breadwinner in her marriage.

We discuss her turning points, managing money and responsibilities in her big family as the breadwinner and advice for women who may be unsure about simulatenously pursuing a career AND parenthood.

Chanie Wilschanski is an early childhood leadership coach and CEO of DiscoverED Consulting. You can learn more about Chanie on her website www.discoveredconsulting.com and follow her on Facebook. 

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A life of uncertainty is one that is worth living. Welcome to So Money everybody, I’m your host, Farnoosh Torabi, thanks for joining. It may sound scary but our guest today offers some pretty profound insights and experiences around taking risks and dancing with your fears. It’s actually integral, he says, to living a good life.

Jonathan Fields is on the podcast today, he is a New York City dad, husband, award winning author, media producer and entrepreneur. His latest book is Uncertainty - Turning Fear and Doubt Into Fuel for Brilliance. Jonathan’s current focus is Good Life Project. It’s a media and education venture. Maybe you’ve heard the popular podcast. It’s also a global movement that empowers people to live more engaged and connected lives. 

He and I discuss how to go about living a good life, financially speaking. The importance of living a life of uncertainty and being in your career, and being in the unfortunate middle, and how to get out. 

To learn more about Jonathan Fields visit www.jonathanfields.com

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What would Farnoosh do if she scored $300 million playing the lottery? Can a spender become a saver? And what's the deal with credit cards? If we're not fans of debt, then what role do credit cards play? Co-host Meera Joshi is a fan of the show and has "an obsession for forecasting cash flows." By trade, she is a CPA and works in Private Equity Real Estate. 

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Have you ever read someone’s diary? Come on, you know you have...or wanted to at least.

Today, we’re talking about Money Diaries: Everything you’ve ever wanted to know about your finances and everyone else’s. 

It’s a new book out by author Lindsey Stanberry, who is the Work and Money Director at Refinery29, one of my favorite websites for all things; female empowerment, career, money, lifestyle, trends.

Money Diaries started as a series on Refinery29, where Lindsey would share entries from millennial women all across the country, how they were spending every single dollar, every single cent. The book was inspired from that and it provides up close and juicy insights into how millennial women are handling their financial lives, or not handling their financial lives. We also will talk about Lindsey’s own financial journey to saving over a $100,000 to purchase her first home, how she is striking a balance between motherhood and her career.

You can learn more about the Money Diaries book by visiting MoneyDiariesBook.com and follow Lindsey Stanberry on Twitter @LeStanberry.

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Join the So Money Members Club to gain access to Farnoosh on the go and a front-row seat to her monthly workshops.

Today's episode addresses questions from the audience about career transitions. One listener is concerned that making a job switch could impact the finances in her relationship, as she is the sole breadwinner at the moment. Another listener struggles to pivot in her 40s, worried about the risks of "starting over" in a new career. Finally, one friend in the audience wants to know how to become more ready for retirement. Where should she park $400,000 in cash?

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From broke to millions, our guest today is a financial warrior.

Today, Kim Perell is the CEO of a digital marketing firm called Amobee, which has raked in hundreds of millions of dollars.

But Kim’s journey had difficult beginnings.

She landed what seemed to be a dream job in her 20’s working for a tech firm called XDrive, as the director of marketing. But then the dot-com bubble burst and she was left with the task of laying off several close friends and eventually, after the company went bankrupt, she was left unemployed.

But no sooner than three months later, with $10,000 borrowed from her grandmother and credit card bills mounting, Kim rebooted her career and started a new business. It was the first of a few businesses which have gone on to produce hundreds of millions of of dollars.

Her successes have led her to authoring a new book, The Execution Factor: The One Skill that Drives Success.

 To learn more about Kim, visit www.KimPerell.com and follow her in Instagram @KimPerell.

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Farnoosh and co-host Lisa Loperfido answer your money questions. Jaden asks how he can retire early by investing.  A real estate agent asks how she can leverage social media. And Liz wants to know if she and her live-in boyfriend should create a written agreement. Farnoosh references her Money article on the topic: http://time.com/money/3674425/unmarried-couples-finances/

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What's your greatest financial concern? For many people the number one source of money stress stems from uncertainties around retirement. Specifically, we're worried we won't have enough saved or that we can't afford to retire.

Welcome to So Money. This is a special bonus episode, part of a four-part series we’re doing with Charles Schwab, where we’re doing deep dive conversations about really important financial topics.

If you've been following along this series you know that we kicked things off with Liz Ann Sonders, chief financial strategist at Charles Schwab, as she gave her perspectives on the stock market. Then we transitioned over to financial literacy and how to educate our young ones about money in a conversation with Carrie Schwab-Pomerantz, President of the Charles Schwab Foundation.

Today we turn the focus to retirement and retiring well. For this, we welcome Catherine Golladay, a senior vice president of participant services and administration at Charles Schwab. Catherine has her ears to the ground and understands the issues and complexities surrounding our retirement concerns .

Catherine and I discuss the current retirement landscape. What does retirement look like today? How we can all catch up and prepare and what are the specific challenges facing Millennials?

For more, visit Schwab Savings Fundamentals

Disclosure:

Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.

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Forget lean in. How about be gutsy?

Our guest today is former Cosmopolitan Editor-in-Chief and media giant Kate White. She is a New York Times bestselling author of multiple books, both fiction and non-fiction. Her latest career guide is called The Gutsy Girl Handbook: Your Manifesto for Success.

There are many career guides for women these days. I’ve read all of them. The Gutsy Girl Handbook by Kate White cuts right the matter of why some women succeed and others fall behind in their careers. It draws on research, and offers never-before told stories from Kate’s tenure as the editor-in-chief of Cosmo. In our conversation we learn why when we worry we give up our power. How to combat gender bias in the workplace and Kate’s own gutsiness that scored her the head role at one of the country’s leading magazines.

In our current world of mansplaining and the #MeToo movement, it seems like the perfect time for Kate to remind us again of why it’s so important to have confidence and ambition in our careers. Careers give us so much, including money. And if there’s one thing I’m reminded of more and more these days, it’s that if I want to have options, power and freedom in my life...money, financial freedom it’s incredibly important. 

To learn more about Kate White, visit her website www.KateWhite.com and follow her on twitter @KateMWhite. 

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Our guest today hopes to retire early. Jamila Souffrant and her husband have saved $169,000. They live in New York City. They have 3 children and own two properties.

How does she do it?

Today, we’re in conversation with Jamila Souffrant, the creator of the Journey to Launch website and podcast. 

Even though Jamila lives in Brooklyn, one of the most expensive cities in the world, she has big plans to retire early at age 40.

In some ways, her financial independence journey began at age 22 when she bought her first condo in Brooklyn, which turned into a great investment property. But also as the daughter of a single, immigrant mother, Jamila’s ambitions were shaped at a young age.

She is now working hard on her personal brand and mission, Journey to Launch, where’s she documenting her journey towards early retirement.

Learn more about Jamila by visiting her website JourneytoLaunch.com. You can also listen to her podcast and follow her on instagram @journeytolaunch. 

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Are prospective employers allowed to ask you how much you make? Do you have to tell them? How to avoid the topic without compromising the job offer? 

In today's Ask Farnoosh, special co-host Heather Horton joins. She is an avid listener and professional actor and comedian in Los Angeles at www.heatherho.com.

Farnoosh and Heather also tackle questions like: Do you think it’s worth opening a Roth if I will soon be making too much to contribute to it? Is it too late to start a 529 plan for high school age kids? Any advice on how to negotiate salary during a promotion? 

For more check out www.somoneypodcast.com

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What do Gloria Steinem, Kim Kardashian, Jessica Alba, and Chrissy Teigen all have in common?

Today, I’m interviewing Jaclyn Johnson, who turned a job layoff into an incredible career as an entrepreneur. Her business, Create and Cultivate, hosts the premier conference for female entrepreneurs.

Women love her conferences because she brings in female powerhouses as her keynote speakers including some of the women just mentioned. She creates an atmosphere of camaraderie that just can’t be beat.

Today, I’ll be talking to her about how she started her business, what it’s like to meet so many incredible celebrities, and her new project, an upcoming book and podcast called WorkParty.

To learn more about Jaclyn’s upcoming book and projects, visit www.workparty.com. You can also follow Jaclyn on Twitter and Instagram @jaclynrjohnson.

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For some entrepreneurs the idea of selling a product or service can feel like selling OUT or selling your soul. But our guest today has a technique for selling with integrity and winning every time. I’m welcoming Mo Bunnell to the show. Mo leads the Bunnell Idea Group whose trademarked GrowBIG® Integrated System helps companies grow their business faster, in the right way and helps professionals get focused and efficient in business development.  He has a new book out later in September 11 called The Snowball System: How to Win More Business and Turn Clients into Raving Fans. We’ll talk about his Give to Get technique, some shorthand for calculating what your time is worth, as well as Mo’s So Money accomplishment...finally purchasing a horse farm near the heart of Atlanta, which was on his family bucket list for years.  You can learn more about Mo Bunnell by visiting www.MoBunnell.com. Follow him on Twitter @MoBunnell and pre-order his book on Amazon.  For more, also check out www.Snowballsystem.com and www.Createdemandcourse.com

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Is working towards a Bachelor's worth it later in life? Should I take a loan from my 401(k) to pay off student loans? What are some good resources or ideas for starting to invest? Today's Ask Farnoosh is with co-host Leyla Novini, an avid So Money listener. Check out www.SoMoneyPodcast.com for more.

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How do we educate our kids when it comes to money? Welcome to So Money, everyone. I’m Farnoosh Torabi. Today is a special bonus episode, part of a four-part series we’re doing with Charles Schwab, where we’re doing deep dive conversations about really important financial topics.

Earlier this month we spoke with Liz Ann Sonders, chief financial strategist at Charles Schwab, about her perspectives on the stock market. Where are we headed? Also, important steps for first time investors. If you missed that episode, I encourage you to go back and take a listen.

Today we’re shifting gears to financial literacy, especially when it comes to our kids. Its’ no secret that, as a nation, we’re a little behind when it comes to knowing just the basics about how to manage money and how to budget.

Our guest today is Carrie Schwab Pomerantz, a CFP and president of the Charles Schwab Foundation. She and I will discuss ways to teach our kids about money throughout the ages. How to support financial literacy in schools and the money lessons she’s instilled in her three children.

As many of you know, I’m working with Charles Schwab to help spread financial literacy to the masses, and it’s been a really great collaboration so far. I’m a Charles Schwab customer, have been for many years. So before we get started, I just want to thank Charles Schwab for helping get this financial education content to you.

For more, check out SchwabMoneyWise.com

Disclosure: Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.

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May is Mental Health Awareness Month, a time to reflect on how our financial well-being impacts our mental health and how generational trauma may be at the root of stress and anxiety about money. Guest Sahaj Kohli is the founder of Brown Girl Therapy and the author of the new book But What Will People Say: Navigating Mental Health, Identity, Love, and Family Between Cultures.

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Can money buy happiness? Really? Today, I’m interviewing behavioral finance expert and author Brian Portnoy. Brian’s new book, The Geometry of Wealth: How To Shape A Life Of Money And Meaning. In it he explains how money might not be the source of happiness...But money *can* fund contentment.

Brian is currently the Director of Investment Education at Virtus Investment Partners and has spent the last 25 years as an educator, investor, and strategist. He holds a doctorate from the University of Chicago...Coming up next:  his 3-step method for achieving true wealth...It involves shapes. And how much money is ENOUGH money? 

You can learn more about Brian Portnoy, his books, and more at ShapingWealth.com. You can also follow him on twitter @BrianPortnoy and purchase his new book, The Geometry of Wealth, wherever books are sold. 

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It can be hard to find quality career advice these days. The work landscape is always changing. Millennials want more freedom and flexibility. For women, in particular, there's conflicting advice about how to strategize, communicate, think, act, perform. That’s why I invited Lauren McGoodwin, an expert in career development for women and founder of the popular website Career Contessa. 

Together with her talented team, Lauren provides advice, insight, and support for women who want to pursue their career goals. We’ll chat about her business, her financial failures, and the importance of having not just a career - but a life  that you love.

To learn more about Lauren’s business, please visit www.careercontessa.com and follow the team on instagram @careercontessa.

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This week's #AskFarnoosh addresses a listener's concerns about identity theft, as well as investing in index funds, renting versus owning and a mother who refuses to learn about the household finances because "it isn't her job." Oof!

Special co-host Addy Adewusi, a listener, joins Farnoosh with some great perspective and advice.

For more, check out www.somoneypodcast.com

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What if we all just stopped trying to be the best… stopped trying to climb the ladder… stopped trying to get the corner office? What if we believed that true success existed outside of “the best”? 

Today’s guest is Srinivas Rao. He is an author, speaker, and podcast host of the hugely popular podcast called The Unmistakable Creative. After interviewing over 600 creatives, thought leaders, authors, entrepreneurs, and rebels, Srini believes that being unmistakable is actually far better than being the best at what you do.

We’ll talk about his upcoming third book, An Audience of One, why he got fired from so many jobs after graduating from business school, and why there's a really big difference with what we want to do for a living and what we want to do with our lives.

To learn more about Srinivas Rao, please visit UnmistakeableCreative.com.

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How many of you are perfectionists out there? Teacher’s pet? Relentless overachiever? Yep, you’re among friends here.

Petra Kolber believes that perfectionism actually holds us back. In fact she says that trying to be perfect = loss of joy. Based on decades of experience in the health and wellness industry, Petra now teaches people all over the world how to overcome unhealthy perfectionist tendencies.

She’s documented her top tips and strategies in her new book, The Perfection Detox: Tame Your Inner Critic, Live Bravely, and Unleash Your Joy.

In addition to being an author, Petra is an international speaker with 25 years of experience speaking to groups and companies about finding joy. 

To learn more about Petra, please visit www.PetraKolber.com. You can pre-order her book on Amazon.

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We have a special theme for Ask Farnoosh this Friday: Prioritizing your financial goals.

Special co-host Eric Roberge is a certified financial planner and has found that people tend to get stuck on how to use their money... and many times, end up procrastinating to their own detriment because of it! They are trying to make the right decision when all they really need to do is avoid making a bad one.

We have a lot we want to accomplish with our money and know we need to save, invest wisely, and watch our cash flow... but we seem to struggle when it comes to (confidently) knowing which of our goals to focus on first -- or how to balance them if they're going to work on more than one thing at a time.

If you'd like to learn more about Eric visit www.beyondyourhammock.com or follow him on Twitter @BeyondFinances.

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In a special bonus episode of So Money, we're answering some of your biggest questions about investing and the stock market with Liz Ann Sonders, Chief Investment Strategist with Charles Schwab. Over the next two months, So Money and Charles Schwab are teaming up to bring you rich conversations and advice around important topics that are important to all of us.

As many of you know, I’m working with Charles Schwab to help spread financial literacy to the masses and it's been a really great collaboration so far. I'm a Charles Schwab customer and have been for many years. Before we get started, I just want to thank Charles Schwab for helping get this financial education content to you.

[Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market or other conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. The above mentioned companies should not be construed as a recommendation or endorsement.

Investing involves risk, including loss of principal.

Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.

Diversification, Periodic investment plans (dollar‐cost‐averaging), and asset allocation strategies do not ensure a profit and cannot protect against losses in declining markets.

Rebalancing a portfolio cannot assure a profit or protect against a loss in any given market environment. Rebalancing may cause investors to incur transaction costs and, when rebalancing a non‐retirement account, taxable events may be created that may affect your tax liability.

Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly.

The S&P 500 Index is a market-capitalization-weighted index comprising 500 widely traded stocks chosen for market size, liquidity and industry group representation.]

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Today we’re welcoming stay-at-home mom turned Entrepreneur & Founder, Alli Webb. About 10 years ago, Alli started a mobile blowout service where she’d drive around in her car in Los Angeles and give clients blowouts in their homes. She realized there was a ton of demand for this service and that women were willing to pay $40+ per blowout. From there she decided to create a salon just for blowouts and DryBar was born.

With the help of her brother, who came on as CEO, Alli Webb has grown her business into more than 100 locations with over $100 million in revenue. The secret, she says, is consistency.  

Alli and her brother also have a new podcast called  “Raising the Bar with Alli & Michael” which launched on July 25th. On the series, Alli and Michael speak to budding entrepreneurs, and share what it takes to risk everything on a great idea in hopes of turning it into a multi-million dollar business. 

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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Cristina Alger is a celebrated fiction writer who just came out with her third book, The Banker’s Wife, a financial thriller that unveils the personal lives of the financial world's movers and shakers.

Cristina is a former Goldman Sachs analyst and a former Manhattan corporate attorney who grew up in the city, attended some of the best schools in the nation, and sadly, lost her father - a well known finance executive - during the 9/11 terrorist attack.

We talk about her creative process for developing The Banker's Wife, how her personal life and experiences inspired and influenced the book and financial lessons learned growing up as the daughter of a top finance executive.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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A career conundrum, student loan concerns and doubt about an extravagant Lego purchase. So Money listeners get their questions answered by Farnoosh and special co-host Chantl Martin, an avid listener and founder of Thrive Lounge.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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We’re dedicating this entire episode to probably the biggest question I get from listeners: Should I work with a financial planner? We’re addressing your top concerns and questions about working with a financial advisor with guest Pam Krueger, a seasoned financial journalist and the creator and co-host of MoneyTrack, which ran on PBS stations nationwide.

Pam is also the founder of Wealthramp, a platform that has matched over 20,000 individuals with fiduciary advisors and financial planners since 2019 and boasts client retention rates exceeding 98%. Wealthramp's vetted advisor network spans the country and offers diversity in geography, specialization, gender, and fee structure. 

No matter your income or asset level, Wealthramp is flexible, and can accommodate your needs with various project scopes and fee options.

I'm excited to announce my collaboration with Pam and Wealthramp to connect So Money audience members with top-notch, fee-only financial advisors. Visit wealthramp.com/farnoosh to start the easy process of finding an advisor or planner aligned with your needs, goals, and budget. The initial meeting with any advisor is free. One thing I especially like about Wealthramp is the advisors they recommend can’t contact you unless you ask them to - your information is protected, and you’re in control. Again, the website is wealthramp.com/Farnoosh.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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Ever tried to enroll your child in like an art class, or soccer camp, only to find out that it's completely full, or maybe you just found out about a great swim program right by your house, but wish you'd known about it years before? Today's guest is an entrepreneur who noticed this particular parent pain point, and she's on a mission to fix it and help make parents lives a little bit easier and help make kids’ lives more fun. 

Today, we're welcoming Marissa Evans Alden to the show. She is a former Rent the Runway Executive, and now the co-founder of a website and mobile app called Sawyer. Sawyer is a marketplace for children's activities and adventures and it's currently available in the New York, Chicago and LA metro areas, but soon to a neighborhood near you. 

Full disclosure, my husband Tim joined the Sawyer team earlier this year as a developer, but even before he began working there, he and I were fans of the site as two busy parents who are constantly trying to take advantage of what the city has in store for kids, and also so that we can keep them occupied, if you know what I mean parents. 

Marissa takes us through her journey of entrepreneurship, how she impressively raised investment dollars while pregnant and advice for those of us contemplating leaving our jobs to dive into a business of our own, and lest you think Sawyer is child's play, the company has raised millions of dollars to date. 

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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What do you get when you combine two business besties, 5 million podcast downloads and a brand new book? Today’s So Money guests, Co-Founders of the Being Boss Podcast: Emily Thompson and Kathleen Shannon.

When Emily and Kathleen were growing up, they watched their parents head to 9 to 5 jobs and bring home steady paychecks, but each one of them through a series of events became creative entrepreneurs, eventually setting aside their day jobs in favor of launching their own businesses. The two friends combined their creative forces and started a podcast called Being Boss, where they've interviewed leading experts, including Melissa Hartwig, who is the co- creator of the Whole30 diet. Remember I went on that? It was actually one of the best diets I've ever been on.

They’ve also interviewed me, although you will have to wait for that interview. It airs later in September, so really excited to bring on Emily and Kathleen to So Money ahead of that. Their podcast success has led to a book deal. It's called Being Boss and it just hit shelves a few months ago. 

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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This week Farnoosh hosts the show solo (sniff sniff). Don't worry, there's lots of advice and strategy packed in this 30 minutes of Ask Farnoosh. Listeners ask about the best ways to invest $100,000 or more and how to best launch a blog. Plus, more details about Farnoosh's 12-week podcast accelerator program and how to apply.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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Are you searching for clarity in your life, either at work or at home? Have you been searching for one of those “Ah ha!” moments that will help you figure out your next step?

Our guest today says waiting for an “Ah ha” moment might not be the best approach. In fact, clarity is available to you right now whether you realize it or not.

Brad Deutser has gone from working for the Ringling Brothers to founding a top consulting firm called Deutser, where he helps businesses find clarity and manage major transitions.

His new book, Leading Clarity: The Breakthrough Strategy to Unleash People, Profit and Performance, tells why Brad is a huge fan of thinking inside the box notoutside the box, and he’s going to tell us why today.

If you’re an entrepreneur who wants to improve culture at your business or even if you’re an employee trying to find a way to engage more at work, this episode is for you.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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Remember when Bitcoin surged to over $10,000 per coin? I’ve always been a bit skeptical of the hype. I don’t own any cryptocurrency and when people ask me for advice on the matter I usually will say that I consider it to be like any other alternative investment: Invest hat you can afford to lose. 

But I’m still open mined about the possibilities of a more crypto-focused financial system and our guest today is trying to make it more accessible to everyday people like you and me.

Today, I’m speaking with Nick Saponaro, who is the co-founder of a company that’s bringing cryptocurrency education, as well as a new cryptocurrency and blockchain to the market. Their company called The Divi Project. Nick and his team created a unique digital wallet to hold their Divi coin that’s easy to use and as convenient as PayPal. If you ever wanted to own digital currency or earn an income by using your computer as part of a blockchain, today’s episode is for you.

Nick is a fascinating individual. Outside of his work in crypto, he is an internationally sought-after DJ...I obviously had a lot of questions about this!

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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This week, Farnoosh and co-host Kara Stevens, founder of The Frugal Feminista, discuss your biggest money questions including how to manage money with friends who like to spend more than you do ... as well as the best ways to save and invest and sell real estate.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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Back by popular demand…My Dad is on the show today with a lot of details surrounding his career comeback. About a year and half ago my dad got laid off from a technology company where he’d been working for over 5 years. As you may know, if you happened to hear my interview with my parents back in Episode TK, dad is a highly skilled director of engineering where he led a worldwide team of scientists. BUT after the lay off, he knew that regaining his job title and status would be next to impossible. How he spent the next year of his life led to a slight pivot in his career and many more job opportunities. He’s now gainfully re-employed…But how did he do it? Many of you have asked for this story and now… here’s Adam Torabi.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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Our guest today grew up with a scarcity mindset, thinking it was bad to be rich. Flash forward to today, Kristin Wong is a New York Times published writer and financial journalist helping her readers achieve financial independence. Her book just debuted. It’s called  Get Money: Live the Life You Want, Not Just the Life You Can Afford. Kristin has also written about psychology, business, and travel for the New York Times, The Cut, and Glamour magazine. What she thinks other financial books get wrong when it comes to millennials and money…and how she, herself, managed to combat the negative mindset she had around money in her early days.  ou can learn more about her at kristinwong.com and check out her book at thegetmoneybook.com

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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How many accounts is considered too many or adverse when it comes to calculating your credit score?  What are the best books to teach little ones about money? Is there any compelling reason to open a 529 plan for myself knowing that the timeline to go to school is just 2 or 3 years?

Our special co-host today is listener and forensic accountant Jim Brown.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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From miming for money in Central Park to winning on Oscar, our guest today has experienced an incredible climb in her personal, professional and financial life.

I’m welcoming Christine Lahti to the show. You might know her from her roles in Chicago Hope, Running on Empty, Housekeeping, And Justice for All, Swing Shift, Law & Order: Special Victims Unit, God of Carnage, and The Blacklist.

She’s also a new author, and we’ll be talking about her book True Stories from an Unreliable Eyewitness, where she shared personal stories from her childhood and acting career - many for the first time.

I’ll be chatting with Christine about what it was like to  grow up in the midwest in a traditional, patriarchal family...to scraping together coins in the early days of her performing career. The intersection of money and feminism...and how to build a lasting career in the world of entertainment.  

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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Join Farnoosh's private community to up-level your finances at SoMoneyMembers.

Last day to join Book to Brand in NYC.

This week's questions: Does it ever make sense to withdraw early from a 401k to pay down debt? What investing fees should we watch out for? Is my target date fund OK, or should I expand my investments?

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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How would you describe your relationship with money? If it’s anything less than harmonious, our guest today wants to help.  Today I’m interviewing Ashley Feinstein Gerstley, founder of The Fiscal Femme. Ashley is a life coach, money coach, and keynote speaker who has made it her life mission to help women cultivate harmonious relationships with money and achieve their financial goals.

A former investment banker, Ashley now spends her days an entrepreneur, working with women across the country to help them learn more about money. The key, she says, is to develop a positive mindset when it comes to your worth - and your wealth.

Learn more about Ashley at www.TheFiscalFemme.com. You can also follow her on Instagram @thefiscalfemme and also on twitter @thefiscalfemme.

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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How can my husband and I plan for our financial future when helping my mom (which should have been temporary after her divorce) is looking permanent? 

We just bought a house and managed to keep payment $150 under what we budgeted. Should the rest go toward extra premium payment each month or elsewhere?

Lots of good questions on Ask Farnoosh this Friday. Special co-host Vera Gibbons, financial expert and founder of NonPoliticalNews.com joins us to offer advice. 

Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!

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