Smart Money Mamas Show – Details, episodes & analysis

#122 Today I'm talking with Renie Cavallari. She's the author of Head Trash and CEO of Aspire- a leadership development, training and consulting firm. Renie is an expert at helping people stop sabotaging their own success by helping them trade their anxiety and fear for bigger potential, and a better quality of life.

We're talking about how to identify your own head trash, why mindset work really is the most important work, and why the quality of the questions you ask can determine the quality of your life.

(5:33) Not sure what head trash is? Find out right here

(8:50) Discover how to identify your disconnected thoughts faster

(11:41) This is why mindset is absolutely the most important work

(14:16) Do you know which of the Four Big Lies you're believing?

(32:48) Here are some strategies to practice dumping your head trash

Looking for more information, mama?

Visit the show notes at https://www.smartmoneymamas.com/122

Grab your FREE Healthy Money Mindset Workbook https://smartmoneymamas.com/healthy-money-mindset-workbook

#121 Today I'm talking with children's author, Maria Dismondy. Maria has published a handful of delightful books that focus on diversity and character education. Learn how a lack of diverse literature inspired Maria to leave the classroom to publish children's books.

We're talking about how you can use literature for creative conversations starters, tips for helping kids navigate anxiety with a new school year, and why we should always encourage curiosity!

(1:33) Learn how Maria decided to transition from teaching to writing children’s books 

(5:33) Here’s why children’s lit is the perfect tool for teaching character education 

(7:20) These are some creative ways to build a life-long love of reading 

(22:22) Check out these tips for helping kids work through pandemic anxiety in the new school year

(37:01) Ever wanted to write and publish a book? Start here!

Looking for more information, mama? Visit the show notes at  https://www.smartmoneymamas.com/121

Grab your FREE Passion Project Workbook https://smartmoneymamas.com/passion-project-workbook

#112 Are you currently expecting or planning to start - or grow a family? New babies are exciting blessings. As you prepare for your family to get bigger, it's hard to stop looking at baby clothes, cribs, and imagining what your little one is going to look like.

But it doesn’t take long for your mind to start to spin about all the ways your life is about to change and all the decisions you need to make. 

In this episode, we're going to discuss creating a baby budget, understanding your healthcare costs, getting the right estate plan in place, thinking about maternity leave and your career, and more!

Looking for more information, mama? Check out the full show notes at https://www.smartmoneymamas.com/112

#022: Thinking about death and estate planning is probably the absolute last thing you feel like doing, right? But here’s the thing—if you want to be sure your wishes are honored after you're gone, you need a plan.

In this episode, Heather Satin of Satin Legal shares her extensive knowledge of estate planning and makes a particularly scary topic seem a little easier to understand. Heather gives us so much valuable information—from the importance of having an estate plan and HIPAA forms in place to choosing guardians for our children and beneficiary designations. 

(02:35) Heather explains why it’s so important to have an estate plan and what happens to your estate if you don’t have a plan in place if something happens to you 

(09:17) Why parents of minor children need to have a plan in place rather than relying on the state to handle their estate 

(14:31) What we, as parents, should consider when choosing a guardian for our children 

(34:23) When it’s worth considering a trust and what could go wrong with beneficiary designations and life insurance if you don’t have a trust in place 

(40:24) How we can make sure our estate plan doesn’t just plan for our death but also plans for end of life care and medical issues 

(51:46) At what point kids entering adulthood should have their own forms of power of attorneys in place 

(1:04:28) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/heather 

Free Financial Emergency Preparedness Checklist: https://smartmoneymamas.com/financial-emergency-preparedness-checklist/ 

#021: Are you financially prepared today if something were to happen to you tomorrow? Financial emergency and estate planning often falls into that “important but not urgent” area of our to-do list that gets pushed off time and again. 

In today’s episode, I’m sharing everything you need to know about effective financial emergency planning so you can feel at peace knowing that your family is taken care of in the event of the unspeakable. I will discuss the different types of insurance most families need, wills and trusts, how to keep all of your financial records organized, and so much more. 

(02:56) Why establishing a robust emergency fund is a must 

(06:18) 5 core types of insurance most families need 

(11:18) Why, if you have children, you absolutely need a will to be sure your wishes are honored 

(15:49) The importance of creating a Family Emergency Binder 

(18:29) The purpose of a grab & go bag and creating a disaster plan for your family 

(21:11) Chelsea recaps the steps to an effective emergency plan 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/21 

Free Financial Emergency Preparedness Checklist: https://smartmoneymamas.com/financial-emergency-preparedness-checklist/ 

#020: Do you crave more options and greater freedom in your finances? You’re definitely not the only one. Obtaining financial security can sometimes feel impossible, but if we can learn to identify the emotional roadblocks standing in our way, the journey can be so much smoother—even enjoyable. 

In this episode, Chelsea talks with Kiersten Saunders of Rich & Regular, a blog dedicated to the simple goal of providing an honest, informative take on how to improve your life through mastering personal finance. She shares how she and her husband overcame their differing views of money, the steps she took to permanently change her money habits, and how you can become better with your money and find success on your own journey to financial security. 

(08:10) Kiersten explains her and her husband’s differing views on money and how their first discussion about finances came about 

(15:58) The first steps Kiersten took to change her money habits permanently 

(26:08) How she and her family decided what kind of house they wanted, how much they would spend, and what worked best for their family 

(35:37) The first steps you need to take in your own journey to become better with your money 

(38:40) Kiersten talks about why her main focus is creating more black millionaires and how her platform is changing the narrative 

(43:41) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/kiersten 

Free Financial Emergency Preparedness Checklist: https://smartmoneymamas.com/financial-emergency-preparedness-checklist/

#019: Still have questions about growing your wealth through investments and diversified income streams? We’ve got you covered in this special Q&A style episode made possible by the mamas in our Mamas Talk Money Facebook community. 

Whether you want to learn more about different investment accounts available to you or get inspired to invest in yourself and your side hustle, today’s episode will help to clear the confusion surrounding some of the most common questions regarding investing and growing your wealth. 

(04:39) What to do if you feel uneasy about parting with your hard-earned money and investing during unknown times 

(07:14) Is it too late to start investing, and if not, where do you even start? 

(11:24) The difference between all retirement plans such as 401k, 403b, Roth, IRA, and so on 

(15:35) Why investing in yourself to pursue a side hustle is worth the risk and tips on how to make it work 

(18:37) Steps you can take to make your retirement accounts more diversified and well-rounded as a small business owner 

(20:27) With everything going on with COVID-19, is this a good or bad time to start investing? 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/19 

Free Money Mamas Guide to Investing: https://smartmoneymamas.com/mamas-investing-guide/ 

Free 200+ Home Business Ideas: https://smartmoneymamas.com/home-biz-ideas/ 

#018: Have you ever considered flipping houses? What about living in them, with your kids, through the renovations? I promise, it’s not as crazy as it sounds. And If you’re just getting started in real estate investing, it could actually be a really great option for you. 

In this episode, Chelsea talks with Mindy Jensen, community manager of Bigger Pockets, host of the Bigger Pockets Money Podcast, and the author of the book - How to Sell Your Home. Mindy shares how live-in flips work, what it looks like with kids, and how to sell your house for the best price—whether you’re a real estate investor or just ready for your next home. 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/mindy 

Free Money Mamas Guide to Investing: https://smartmoneymamas.com/mamas-investing-guide/

#017: Have you thought about starting a side hustle but aren’t sure your idea will make any money? That it might be a giant waste of your time? Until you give yourself permission to explore the idea and get out there and try it, you can’t possibly know. And if you don’t put yourself out there, you’ll never find the perfect side hustle for you—the one that lights you up! 

Whether you just want to earn a little extra cash or pursue your dream business by starting it on the side, today’s episode will walk you through 4 steps you need to take to build a profitable side hustle. 

(02:17) The first step you need to take to start a profitable side hustle 

(05:39) The importance of taking your time with choosing a side hustle that’s right for you 

(06:48) The necessary action steps you can take today to help you choose the best side hustle for you 

(14:44) Why you have to put yourself out there in order for your side hustle to succeed 

(18:01) Why it’s important to make a commitment to yourself 

(20:15) Chelsea recaps the 4 steps to starting a profitable side hustle 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/17 

Free 200+ Home Business Ideas: https://smartmoneymamas.com/home-biz-ideas/

#016: As a single mom, it can seem impossible to build wealth, let alone make enough to support your family, right? The narrative out there for single moms makes us believe that we have to struggle to support our little ones while trying to earn enough to make it by. 

In this episode, Chelsea talks with Emma Johnson, founder of Wealthy Single Mommy, the world's largest platform for single moms. Emma shares how she’s empowering moms from all over to break the narrative out there that says it’s next to impossible to build wealth and security as a single parent. 

Episode Highlights: 

(04:31) Emma shares her backstory and how she was able to go from struggling with her finances to a wealthy single mama 

(09:48) How to start to change your mindset surrounding finances and how to not feel ashamed about where you’re at right now 

(17:02) How Emma encourages women in her community to release the anger towards their exes 

(25:06) How to overcome mom guilt when you’re a working mama 

(31:21) Emma’s 3 key pieces of advice to surviving and thriving as a single mom 

(51:49) Chelsea’s Top Takeaways 

Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/emma 

Free Money Mamas Guide to Investing: https://smartmoneymamas.com/mamas-investing-guide/