Explore every episode of the podcast Small Business Big Money™
| Title | Pub. Date | Duration | |
|---|---|---|---|
| 261. From $835 to $8,384 in monthly profit with Mia Giommi | 28 oct. 2026 | 00:41:11 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis Mia Giommi, a certified nutrition practitioner and gut health specialist in Ontario, came into Small Business Money School in 2024 with more than $20,000 of business debt and an average profit of only $835 a month. Two years later, her average monthly profit is $8,384. In this episode, Gina and Mia walk through the three changes that made the difference. Mia stopped avoiding her numbers, took on no new debt or shiny-object investments (every purchase now has to solve a current problem and earn a 5x ROI), and cut her offers down to the core revenue drivers in her one-on-one practice. They also get honest about money shame, forgiving your past self, why “spend money to make money” kept her in debt, and why a boring, simple business is often the most profitable one. Follow Mia Giommi Website: https://www.miagiommi.com/ Instagram: https://www.instagram.com/miathegutnutritionist/ Free Resources: https://www.miagiommi.com/resources Keywords: business finance, solopreneur success, profit growth, debt management, business simplification, revenue focus, financial mindset, small business tips | |||
| 260. Martha Lewis doubled her salary while paying off 20k of business debt | 20 oct. 2026 | 00:27:16 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis After carrying up to $50,000 in business debt and paying herself relatively little despite strong revenue, Martha used a cash-flow system, built savings, and regularly reviewed expenses to get out of debt and raise her take-home pay. She and Gina discuss why chasing the next investment may not solve money stress, and how financial systems can bring more security and calm. Martha also shares what she’s working toward next: growing her business and taking her family to hike the Inca Trail. Follow Martha Lewis Website: www.thesleepdetective.com Facebook: https://www.facebook.com/thesleepdetective/ Instagram: https://www.instagram.com/marthalewissleepdetective/ YouTube: https://www.youtube.com/@thesleepdetective Keywords: sleep coaching, business finance, debt management, financial independence, small business growth, personal finance, sleep issues, entrepreneurship, financial strategies, wellness | |||
| 259. Almost bankrupt to 80k of debt paid off in less than a year | 06 oct. 2026 | 00:46:39 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis In this episode, Nettie Owens shares her journey from professional organizer to productivity coach, navigating business pivots, managing debt, and building a profitable, sustainable business. Learn practical strategies for business resilience, debt payoff, and designing for extremes to benefit all. Follow Nettie Owens Follow her on LinkedIn Learn more about her on her website Chapters 08:14 - Deciding to pivot from organization to productivity coaching 10:35 - Handling business failure and making tough decisions 17:22 - Lessons on pivoting, managing mind, and depositing value 24:32 - Strategies for debt payoff and financial recovery 32:08 - Out of debt and building a sustainable business 43:15 - Next steps: paying herself and business growth Keywords: business pivot, debt payoff, productivity coaching, business resilience, entrepreneurial lessons, financial management, scaling a business, mental models, systemic design, women entrepreneurs | |||
| 258. "Isn't the stock market basically gambling?" | 29 sept. 2026 | 00:30:23 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School Episode Synopsis In this episode of Small Business Big Money, Gina goes into the mechanics of the stock market to disprove the idea that the stock market is like gambling and teaches the mechanics of how the stock market actually works. She then shares the investing strategy that is mathematically proven to make you money in the long run. Chapters: 00:00 - Introduction to stock market investing 04:10 - What is a stock and how ownership works 07:22 - Market volatility and business cycles 10:10 - Why companies go public and how it raises capital 14:22 - Is the stock market gambling? Debunking myths 20:03 - The buy and hold strategy and passive investing 26:59 - Summary and resources for investors Keywords: stock market, passive income, investing, index funds, wealth building, entrepreneurship, financial security, diversification, risk management | |||
| 257. 7 financial diagnostic questions to ask yourself this week | 22 sept. 2026 | 00:33:08 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis In this episode, Gina walks through a diagnostic framework for identifying exactly which financial problem to solve next, and the solution you should implement in the next 90 days. She shares real client examples along the way, including a client who grew her revenue significantly but was still underpaying herself out of fear, and closes by sharing her own current financial goals: buying a home in Marin County and funding her growing fashion collection. She also warns against consolidating debt before diagnosing what actually caused it. The episode wraps with a preview of the five-day Bottleneck Breakthrough challenge starting Monday, September 28th, inside Small Business Money School. Chapters: 00:00 - Welcome & how to use this diagnostic02:21 - Question 1: Are you earning enough to cover your business bills?04:43 - Question 2: Is your profit going straight to business debt?09:24 - Question 3: Are you paying yourself enough?11:49 - Question 4: Does your household income cover your bills and lifestyle?16:32 - Question 5: Is your personal debt eating your income?18:57 - Question 6: Are you on track for a guaranteed million?23:37 - Question 7: What's your next wealth goal?28:11 - Recap: solve one problem at a time30:34 - The Bottleneck Breakthrough challenge starts Monday Keywords: financial diagnosis, small business finance, debt payoff, wealth building, expense audit, profit increase, retirement planning, wealth goals | |||
| 256. The ultimate guide to solving your biggest financial problem | 16 sept. 2026 | 00:41:29 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School Episode Synopsis In this episode, Gina breaks down the real reason most business owners stay stuck financially: it's not lack of money or knowledge, it's how they relate to their problems. She lays out a three-part framework: first, adopt the identity of a problem-solver rather than resenting the fact that problems (financial or otherwise) never actually go away, they just change; second, solve only the problem directly in front of you instead of burning time and money preparing for hypothetical future problems you can't yet define; and third, watch for your brain hijacking you into "side quests" — new business ideas, visioning exercises, passion projects — that feel productive but are really just avoidance of the harder, less glamorous work of fixing what's actually broken. She illustrates this with two real client stories (one tempted to pivot into real estate instead of fixing her business debt, another who sank tens of thousands into a new coaching business rather than fixing pricing in her existing one) to show how avoidance dressed up as ambition quietly wrecks people's finances. She closes by connecting this problem-solving skill to her design background and previewing a free five-day "Bottleneck Breakthrough" challenge inside Small Business Money School starting September 28th. Chapters: 00:00 - Welcome & the real key to wealth02:22 - Why you have to love your problems09:24 - Solve the problem in front of you21:17 - How your brain sneakily avoids the real problem33:03 - Recap + the Bottleneck Breakthrough challenge Keywords: financial problems, wealth building, problem-solving, mindset, small business finance, debt, resource management, focus, agency | |||
| 255. You don't need a big business to build wealth | 09 sept. 2026 | 00:17:20 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School Episode Synopsis In this episode Gina Knox shares insights on building wealth as a small business owner, emphasizing the importance of cash flow, profit, and strategic investing outside of traditional corporate retirement plans. She discusses how owner-operator businesses are uniquely positioned to create substantial personal wealth without scaling to billion-dollar enterprises. Chapters: 00:00 - Common Myths About Wealth and Business Scale 03:47 - How Small Businesses Can Build Wealth Without Becoming Large 06:06 - The Power of Profit Over Tax Strategies 8:02 - Creating a Cash and Wealth Machine 14:03 - Financial Goals and the Path to Work Optional 16:00 - Join the Email List and Next Steps Keywords: small business wealth, business profit, owner operator, financial independence, investing, cash flow, wealth building, retirement, business strategy | |||
| 254. How I got out of a financial avoidance spiral | 03 sept. 2026 | 00:21:00 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School Episode Synopsis In this episode Gina Knox shares her personal experience with financial avoidance, emotional spending, and how she navigated her way back to financial health. This episode offers insights into human behavior, shame, and practical steps for overcoming avoidance cycles. Chapters: 00:29 - Gina's personal vulnerability with financial avoidance 01:27 - Recognizing avoidance through spending habits 07:27 - Re-establishing awareness with tracking and journaling 09:46 - The importance of honesty and responsibility 14:00 - When to recognize readiness to return to work 16:50 - Seasonal patterns and conditioning 19:18 - Specificity reduces fear and shame 20:16 - Closing thoughts and encouragement for self-kindness Keywords: financial avoidance, emotional spending, money mindset, self-awareness, accountability, financial recovery, human behavior, shame, cyclical patterns, small business finance | |||
| 253. Part 3 - Debt payoff assurance | 26 août 2026 | 00:15:40 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School Episode Synopsis In this episode Gina Knox shares a comprehensive approach to managing and paying off business debt, emphasizing the importance of planning, cash flow management, and mental clarity to achieve debt payoff assurance. Chapters: 00:00 - Introduction to debt payoff assurance 02:26 - Example of a $15,000 debt and strategic planning 04:47 - Managing cash flow with the cash flow waterfall system 06:36 - Achieving large launches and refilling cash reserves 07:27 - Paying off debt in one click and maintaining calm 09:24 - The mindset of being in control of debt 11:17 - Cleaning up past debt mistakes and assurance 12:12 - Using a debt organizer and having a plan with an end date 13:35 - Helping clients pay off debt confidently 14:30 - Invitation to live coaching sessions on debt payoff Keywords: business debt, debt payoff, cash flow management, financial planning, business finances, debt elimination, financial security, small business finance, debt strategy, cash flow waterfall | |||
| 252. Part 2 - The formula for deciding if you should go into debt | 26 août 2026 | 00:22:05 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School Episode Synopsis In this episode Gina Knox shares a detailed, step-by-step approach to managing business debt intentionally. She emphasizes testing solutions before borrowing, prioritizing problems, and actively overseeing implementation to improve profitability and reduce unnecessary debt. Chapters: 00:00 - Introduction to the importance of intentional debt 01:27 - Debt as capital, not starting point 02:26 - Spending money to solve current problems 03:52 - Five categories of business problems 06:13 - Prioritizing problems to solve first 07:09 - Creating solutions and testing ideas 10:02 - Implementing tested solutions without debt 13:12 - Funding solutions with micro-testing and testing before debt 14:38 - Active oversight during implementation 17:25 - The effort required for successful debt management 19:24 - The life-changing potential of a disciplined process Keywords: business debt, financial management, testing solutions, debt avoidance, business growth, profit strategies, small business finance, debt formula, testing and implementation, financial security | |||
| 251. Part 1: Intentional debt vs unintentional debt | 26 août 2026 | 00:15:39 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School Episode Synopsis In this episode Gina Knox discusses the differences between intentional and unintentional business debt, sharing personal experiences and practical insights on managing debt effectively. This episode helps small business owners understand how to use debt as a growth tool and avoid common pitfalls. Chapters: 00:00 - Introduction to debt types and episode overview 02:24 - The rule of no new debt and its purpose 03:20 - Personal experience with intentional business debt 07:31 - What unintentional debt looks like in small businesses 09:24 - Common causes of unintentional debt and how to prevent them 13:40 - Key takeaways and next steps for managing debt Keywords: business debt, intentional debt, unintentional debt, debt management, small business finance, debt payoff, financial planning, business growth, debt strategies | |||
| 250. Your lack of a wealth identity is losing you money | 07 juil. 2026 | 00:22:33 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis In this episode of Small Business Big Money, Gina Knox explores the transformative power of identity in pursuing your most ambitious goals—whether it's attending exclusive fashion shows or building lasting wealth. She shares personal stories about redefining her self-image and emphasizes that wealth is less about strategy and more about who you believe yourself to be. Keywords: identity, wealth mindset, money beliefs, limiting beliefs, entrepreneurship, financial freedom, debt, abundance, self-concept, progress over perfection | |||
| 249. Never too late to build wealth: how Patti hit 1M in retirement at 59 | 30 juin 2026 | 00:26:59 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis In this episode, Patti Calkins shares how she went from feeling behind on retirement to building over $1 million in savings before age 60. She breaks down the perspective shifts and practical financial steps that helped her grow her wealth with more confidence and clarity. Keywords: retirement planning, financial literacy, investing, mindset, wealth building, small business owners, retirement savings, portfolio growth, self-trust, perspective shift | |||
| 248. Thank you John | 23 juin 2026 | 00:12:13 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode of Small Business Big Money, Gina Knox shares a heartfelt story about her mother’s remarkable journey to financial independence and vibrant living in her 60s. She emphasizes that building wealth and enjoying a secure retirement is possible—and worthwhile—regardless of age, and provides actionable insights to help you create your own financial legacy. Keywords: wealth building, financial freedom, generational wealth, debt payoff, investing, retirement, money mindset, legacy, passive income, women and money | |||
| 247. If I knew this at 20 I would have retired at 40 with Catherine Navarro | 16 juin 2026 | 00:44:08 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode, Catherine Navarro shares her transformative journey from outsourcing her finances to actively building her retirement plan, emphasizing the power of perspective shifts, financial literacy, and self-trust. Discover how small, consistent steps can lead to financial independence and confidence. Keywords: retirement planning, financial literacy, investing, mindset, wealth building, women entrepreneurs, portfolio growth, self-trust, investment strategies, perspective shift | |||
| 246. From burning through cash to 80% profit growth in a brick & mortar with Nico Lebreux | 02 juin 2026 | 00:34:39 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis Nico Lebreux shares her journey of building Wild Heart Herb House, a successful herbal apothecary in Massachusetts. She discusses her business strategies, financial management, and the importance of focusing on what works to grow her small business. Keywords: small business, herbal apothecary, financial management, business growth, entrepreneurship, herbalism, retail, profit increase, business planning | |||
| 245. 5 steps to save a business you want to quit with Kimmay Caldwell | 26 mai 2026 | 01:00:19 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School 💎 Join 7 Figure Wealth Mastermind ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this in-depth interview, bra fitting expert and content creator Kimmay Caldwell shares her entrepreneurial journey, challenges with business finances, and strategies for turning around a struggling business. Discover practical advice on problem-solving, financial management, and embracing authenticity in your brand. Keywords: business growth, entrepreneurship, financial management, problem-solving, branding, personal development, small business, success story, mindset, business strategy | |||
| 244. We answered your biggest money and sales questions with Dielle Charon | 19 mai 2026 | 00:39:10 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School 💎 Join 7 Figure Wealth Mastermind ✍️ Join the email list Episode Synopsis In this insightful episode, Gina Knox and Dielle Charon break down the intricacies of managing inconsistent income and the importance of strategic niching for business success. Through engaging discussions, they address common financial challenges faced by entrepreneurs, such as fluctuating cash flow and the dilemma of whether to pay down debt or invest. They emphasize the significance of saving during high-income months and using those savings during leaner times. Additionally, Gina and Dielle explore the transformative power of niching down, explaining how it can solve numerous business problems by allowing entrepreneurs to stand out and attract the right clients. The episode also covers practical advice on wealth building, highlighting the importance of understanding one's financials and leveraging profits effectively. Gina and Dielle provide actionable insights into setting appropriate owner's pay and maximizing business efficiency to prevent profit leaks. With real-life examples and expert advice, this episode is a must-listen for entrepreneurs seeking to optimize their financial strategies and achieve sustainable growth. Keywords: inconsistent income, strategic niching, financial management, wealth building, business efficiency, profit leaks, entrepreneur advice, cash flow management, owner's pay, sustainable growth. | |||
| 243. Why wealthy people still feel anxious about money with Dielle Charon | 12 mai 2026 | 00:34:41 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School 💎 Join 7 Figure Wealth Mastermind ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis Gina Knox explores why even wealthy individuals can feel anxious about money. She reveals that the key to overcoming this anxiety lies not in the bank balance but in the mindset. Through engaging discussions with Dielle Charon, Gina uncovers how reframing money narratives and celebrating small wins can transform financial stress into freedom. Listeners will learn practical tactics for shifting their money stories and building self-trust, whether facing a cash crunch or aiming for millionaire status. This episode is perfect for entrepreneurs ready to embrace abundance without burnout, emphasizing that success is more about mindset than money. Tune in to discover how to rewire your financial stories and unlock your best year yet. Keywords: money anxiety, wealth mindset, entrepreneurial growth, financial freedom, money stories, mindset shifts, high-net-worth individuals, financial resilience, self-trust, emotional freedom | |||
| 242. Your business is costing you too much with Dielle Charon | 05 mai 2026 | 00:49:13 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School 💎 Join 7 Figure Wealth Mastermind ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode, financial expert Gina Knox and business strategist Dielle Charon tackle the pressing issue of COVID debt that many small business owners face in 2026. They reveal how pandemic-era borrowing has become a hidden drain on resources, threatening financial clarity and growth. Gina and Dielle share a practical blueprint to regain control, focusing on simplifying expenses and strategically paying off debt. With their combined expertise, they guide listeners through a four-step process to transform financial chaos into clarity and profit, ensuring your business not only survives but thrives. Keywords: debt management, financial strategy, small business growth, expense control, profit increase, strategic money management, entrepreneur success, financial clarity, business optimization | |||
| 241. Why sales feel harder now with Dielle Charon | 28 avr. 2026 | 00:41:20 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis Gina Knox and sales coach Dielle Charon break down why sales feel harder in 2026, why the pandemic inflated everyone's sales confidence, and the three core skills every business owner needs to close more deals right now. Dielle shares her triage treatment plan framework for sales conversations, her VISA differentiation method, and why "they weren't an ideal client" is usually just a confidence problem in disguise. Keywords: sales tips, small business, sales coach, women of color, entrepreneurship, sales conversations, business differentiation, lead generation, sales objections, money mindset | |||
| 240. Intro to our startup with Dielle Charon | 14 avr. 2026 | 00:45:27 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode, Gina Knox and Dielle Charon share the origins, vision, and progress of their upcoming fintech app designed to transform how entrepreneurs manage their money. They discuss their complementary backgrounds, the rationale behind the app, and invite listeners to join early beta opportunities. Keywords: financial app, small business, entrepreneurship, money management, tech startup, app development, financial literacy, business growth, wealth building, startup journey | |||
| 239. "Stop arguing with yourself about who you're supposed to be" with Alyssa Harris | 07 avr. 2026 | 00:52:17 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode, Alyssa Harris, an astrologer and coach, shares her four pillar system for increasing capacity—nervous system regulation, identity congruence, decision integrity, and emotional load management. Discover practical strategies to handle complexity, responsibility, emotion, and uncertainty in your business and life. Keywords: capacity, nervous system regulation, identity congruence, decision integrity, emotional load management, entrepreneurship, business growth, mental resilience, self-trust, stress management | |||
| 238. Part 2: The 5 stages of debt payoff | 31 mars 2026 | 00:27:57 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis Gina Knox explores the five stages of business debt payoff, providing a detailed framework for entrepreneurs to understand and navigate their debt journey. From rock bottom to strategic growth, learn how to control your finances, stay motivated, and accelerate your path to debt freedom. Keywords: business debt, debt payoff, financial strategy, small business finance, entrepreneurship, business growth, debt management, financial planning | |||
| 237. Part 1: The 5 stages of debt payoff | 24 mars 2026 | 00:22:34 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode, Gina Knox introduces a four-part series on the five stages of debt payoff, specifically tailored for small business owners. She emphasizes the unique position of business owners in managing debt and outlines the first two stages: going into debt and hitting rock bottom. Gina explains the emotional and psychological aspects of these stages, encouraging listeners to understand their financial situations and take control of their debt payoff journey. Keywords: debt payoff, small business, financial coaching, business owners, money management, financial security, debt stages, profit, income control, financial freedom | |||
| 236. Monthly sales goals are hurting your business | 17 mars 2026 | 00:15:25 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode, Gina Knox challenges the conventional wisdom of setting monthly sales goals for small business owners. She explains why embracing income inconsistency and focusing on problem-solving and averages can lead to higher profits and less emotional distress. Keywords: monthly sales goals, inconsistent income, business reality, emotional distress, productive procrastination, problem solving, income averages, financial health, business growth, spending decisions | |||
| 235. Afford everything you want | 10 mars 2026 | 00:12:42 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode of Small Business Big Money, Gina Knox reveals her unconventional approach to money that blurs the lines between lifestyle and finances. She explores the concept of intentional spending, focusing on what truly brings joy or utility. Gina shares her personal journey of rethinking spending, from collecting beautiful journals and vintage Polaroids to making smarter choices in her business and personal life. The episode emphasizes the importance of aligning spending with personal values and joy, rather than just focusing on growth or saving. Gina concludes with a call to make spending a deliberate act of love, not just escapism. Keywords: intentional spending, financial self-love, utility vs. joy, conscious consumption, lifestyle optimization, personal finance, money mindset, clutter-free living, financial autonomy, spending habits | |||
| 234. Take big financial risks and still make money | 03 mars 2026 | 00:21:59 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode of Small Business Big Money, Gina Knox explores the concept of risk in business and how it can be leveraged as a tool for wealth building. She discusses the importance of understanding risk, creating contingency plans, and managing multiple risks effectively. Gina emphasizes that while risk can be daunting, it is essential for achieving significant financial success. The episode concludes with a call to embrace risk as a necessary component of entrepreneurship and wealth creation. Keywords: risk management, business success, wealth building, contingency planning, entrepreneurship, financial security, small business, investment strategies, cash flow, personal finance | |||
| 233. Why your payroll is growing but your profit isn't | 24 févr. 2026 | 00:17:08 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode, Gina Knox discusses the pitfalls of outsourcing in small businesses, sharing her personal experiences of wasting over $50,000. She emphasizes the importance of understanding the root problems in a business before hiring help and outlines criteria for effective outsourcing. Gina also addresses the emotional challenges of letting go of team members who are not contributing to business growth and highlights the significance of protecting profit in small businesses. Keywords: small business, outsourcing, financial security, hiring mistakes, profit protection, business coaching, team management, efficiency, emotional decision-making, business growth | |||
| 232. You're not bad at money (you just think you are) | 17 févr. 2026 | 00:14:42 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Etsy journal cover: https://www.etsy.com/shop/NovairaArt?ref=shop-header-name&listing_id=4420225261&from_page=listing Life Coach School Self Coaching Guide: https://www.thelifecoachschool.com/self-coaching-model-guide Episode Synopsis In this episode of Small Business Big Money, Gina Knox discusses the importance of self-coaching in transforming one's relationship with money and administrative tasks. She shares her personal journey of overcoming challenges and emphasizes that financial results are not fixed traits but can be changed through mindset shifts. Gina encourages listeners to explore their thoughts and beliefs about money, highlighting that they have the power to change their circumstances and achieve their financial goals. Keywords: financial empowerment, self-coaching, small business, money mindset, personal growth, administrative challenges, transformation, money goals, business success, mindset shift | |||
| 231. How to stop arguing about money with your partner | 10 févr. 2026 | 00:16:12 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode, Gina Knox discusses the critical topic of financial compatibility in relationships. She emphasizes the importance of understanding the difference between money circumstances and money values, and how these factors influence couples' financial dynamics. Gina provides insights on navigating shared financial goals, dealing with differing values, and recognizing the signs of financial abuse. The conversation aims to equip couples with the tools to foster healthy financial discussions and build a strong financial partnership. Financial Abuse Resources What is financial abuse? https://www.thehotline.org/resources/financialabuse/ If you're experiencing financial abuse or otherwise, please call the National Domestic Violence hotline at 1.800.799.SAFE (7233) Keywords: financial compatibility, money values, relationship finance, financial goals, financial abuse, couples finance, money management, small business, financial security, personal finance | |||
| 230. Make your business pay you more (by doing this one thing) | 03 févr. 2026 | 00:14:30 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode of Small Business Big Money, Gina Knox discusses the importance of separating personal financial goals from business operations. She emphasizes that while a business can be a source of income, it should not be relied upon to fulfill personal financial desires. By doing so, business owners risk damaging their cash flow and missing out on essential financial lessons. Gina shares her own experiences and stresses the need for sound financial management to ensure both personal and business success. Keywords: small business, financial coaching, wealth machine, cash machine, personal finance, business management, budgeting, financial security, profit, owner's pay | |||
| 229. Cash Machines vs Wealth Machines for entrepreneurs | 27 janv. 2026 | 00:17:02 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list ▶️ Watch on YouTube Episode Synopsis In this episode of Small Business Big Money, host Gina Knox discusses the critical distinction between cash machines and wealth machines for small business owners. She emphasizes the importance of not just generating income through cash machines but also building wealth through investments in appreciating assets. Gina shares personal anecdotes, including her father's experience, to illustrate the significance of having a wealth machine that continues to provide financial security even when one can no longer work. The episode concludes with strategies for increasing profit and effectively funding a wealth machine. Keywords: small business, financial coaching, wealth building, cash flow, financial security, business strategies, profit increase, wealth management, financial education, entrepreneurship | |||
| 228. The 3 step formula to increase your take home pay in 2026 | 06 janv. 2026 | 00:23:24 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis In this episode of Small Business Big Money, host Gina Knox discusses the importance of setting personal income goals for business owners rather than traditional revenue goals. She emphasizes the significance of owner's pay as a motivational tool and a strategy for business longevity. Gina provides practical steps for determining an appropriate owner's pay and how to reverse engineer business revenue goals based on that figure. The episode also highlights the importance of identifying and solving the right problems in business to achieve financial success. Keywords: small business, financial coaching, goal setting, owner's pay, business strategy, financial security, profit, revenue goals, personal wealth, business problems, profit first, s-corp, tax strategies | |||
| 227. Stop settling for "fine" in your financial life | 30 déc. 2025 | 00:17:49 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis In this episode of Small Business Big Money, Gina Knox discusses the common mindset of entrepreneurs who settle for mediocrity in their financial goals. She emphasizes that business owners often accept just being 'fine': covering bills and being debt-free, when they could aim for greater financial success. Gina explores the importance of mindset and strategy in overcoming financial limitations, encouraging listeners to recognize their potential for wealth building through assets and cash flow. She provides insights into the skills necessary for financial growth and empowerment, urging entrepreneurs to seek more than just survival in their business ventures. Keywords: millionaire mindset, wealth, mindset, debt, savings, investing, small business, financial coaching, entrepreneurship, wealth building, mindset, financial strategy, passive income, cashflow, assets, financial security | |||
| 226. 2026 Small Business Predictions | 23 déc. 2025 | 00:21:50 | |
💸 Register for my FREE debt class for entrepreneurs 🎓 Join Small Business Money School ✍️ Join the email list Episode Synopsis In this episode Gina covers her previous 2025 predictions for small business, where she predicted right and what she got wrong, and then she goes into her 2026 small business predictions. What she thinks will happen in the market, in business, and with us as humans. Keywords: millionaire mindset, wealth, mindset, debt, savings, investing, journal prompts, goal setting, personal development, money coaching, coaching | |||
| 225. Hit your 2026 goals with these 4 questions | 16 déc. 2025 | 00:26:06 | |
Register for the Wealth Masterclass: https://ginaknox.co/masterclass Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Episode Synopsis In this episode Gina gives you 4 powerful questions to ask yourself to hit your financial goals in 2026. These questions came from her Millionaire Mindset Lock In Challenge she hosted with her 7 Figure Wealth clients over the last 10 days. In the episode she shares the questions, examples, and tips on what makes them so powerful. Keywords: millionaire mindset, wealth, mindset, debt, savings, investing, journal prompts, goal setting, personal development, money coaching, coaching | |||
| 224. How I turned a 10k failed business investment into 500k | 02 déc. 2025 | 00:30:43 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Episode Synopsis In this episode Gina dives into how her weekly webinar funnel has performed over the last year, generating over half a million dollars in sales for her company and the 2 critical lessons she had to learn to do so. She went from a failed $10,000 business investment that she cashed out her inheritance for, to 5 years later turning it around and using that program to generate real sales. Tune in to hear the real webinar metrics, where the ads funnel is performing well, and underperforming, and how Gina overcame victim mentality to get here. Keywords: webinar funnel, ads funnel, facebook ads, coaching business, weekly webinar, financial coaching, emotional finance, money mindset, business finance, entrepreneurship, growth mindset, personal development. | |||
| 223. Big Money, Big Life, Big Healing with Jereshia Hawk | 25 nov. 2025 | 01:09:30 | |
Register for my FREE debt class for entrepreneurs that I host every week live (not pre-recorded): https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Episode Summary: In this conversation, Jereshia shares her journey of overcoming her fears around spending money and the emotional challenges that come with financial decisions. She discusses the creation of a 'blow money' account to allow herself to indulge in luxury purchases without guilt, highlighting the importance of balancing financial responsibility with personal enjoyment. About Jereshia Hawk: Jereshia Hawk is a strategic business advisor who went from transmission pipeline engineer to multi-seven-figure entrepreneur. After leading $400+ million corporate projects, she built an online coaching business helping hundreds of service-based entrepreneurs scale through her program Services That Sell. Host of the "Jereshia Said" podcast and featured in Forbes and Black Enterprise, she's known for her systems-driven approach to high-ticket sales and sustainable business growth. A vocal advocate for claiming success without apology, Jereisha openly discusses wealth-building and her "new money" identity while helping entrepreneurs design profitable businesses that align with their lives. Where to find Jereshia: Website: https://www.jereshiahawk.com/ Podcast: https://www.jereshiahawk.com/podcast Social: https://www.instagram.com/jereshiahawk/ Keywords money management, financial fears, personal growth, luxury spending, business profits, emotional spending, financial freedom, self-care, wealth mindset, indulgence | |||
| 222. Stop losing sleep over money issues | 11 nov. 2025 | 00:20:38 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Episode Synopsis In this conversation, Gina Knox discusses the complexities of managing debt and the emotional challenges that often accompany financial decisions. She emphasizes that overcoming debt requires not just mathematical skills but also addressing the emotional barriers that prevent individuals from seeking help and making sound financial choices. Keywords: debt management, financial coaching, emotional finance, money mindset, budgeting, personal finance | |||
| 221. The 4 steps to increase profit in any business | 04 nov. 2025 | 00:19:42 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Episode Synopsis In this conversation, Gina Knox uses the leaky bucket analogy to illustrate the challenges businesses face in achieving profitability. She emphasizes the importance of identifying and addressing the 'holes' in a business that drain resources and hinder growth. By plugging these holes, entrepreneurs can create a more sustainable and profitable business model, allowing for creativity and strategic thinking to flourish. Keywords: business, profit, financial health, entrepreneurship, money management, business strategy, growth, mental capacity, creativity, wealth mindset, money mindset | |||
| 220. How I grew my investment portfolio by $177,060.67 in 6 months | 28 oct. 2025 | 00:23:56 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In this episode of Small Business Big Money, Gina Knox shares her journey towards achieving a million dollars in her taxable brokerage account. She discusses her initial challenge, the progress made over six months, and the strategies employed to grow her investments. Gina emphasizes the importance of mindset, contributions, and understanding market volatility while also providing insights into her financial coaching program, 7 Figure Wealth Mastermind. Beginning Balance: $151,471.10 End Balance: $328,531.99 Contributions: $74,310.08 Dividends: $1,175.19 Gains: $101,575.40 Timestamps: 00:00 - Setting the Million Dollar Challenge
Category: Wealth
Keywords: small business, financial coaching, investment growth, personal finance, wealth building, mindset shifts, financial systems, brokerage accounts, market volatility, financial goals | |||
| 219. The business model decision that’s killing your profit | 07 oct. 2025 | 00:21:03 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In this episode of Small Business Big Money, host Gina Knox discusses the common struggles faced by small business owners, particularly those making significant revenue but struggling with cash flow and profitability. She emphasizes the importance of understanding financial data and avoiding the pitfalls of expanding product offerings without proper analysis. The conversation highlights the need for businesses to focus on core offerings and operational efficiency to ensure sustainable growth and financial health. Timestamps: 00:00 - The Cash Flow Conundrum
Category: Entrepreneurship
Keywords: small business, cash flow, profitability, scaling, financial management, data-driven decisions, operational complexity, business growth, product offerings, financial security | |||
| 218. Ask for more money, negotiate better. | 23 sept. 2025 | 00:13:53 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In this episode of Small Business Big Money, host Gina Knox shares her insights on the importance of negotiation and understanding power dynamics in financial situations. Through her personal experience of negotiating with her landlords about moving out early, she emphasizes the significance of questioning assumptions about money and recognizing one's own power in negotiations. Gina breaks down the process of negotiation into understanding the facts, motives, and creating win-win scenarios, encouraging listeners to challenge limiting beliefs around money. Timestamps: 00:00 - Life Updates and Moving Plans
Category: Entrepreneurship
Keywords: small business, financial coaching, negotiation, money mindset, asking for money, lease agreements, power dynamics, win-win scenarios, financial security, personal wealth | |||
| 217. Part 2: Rebirth at $209K of Business Debt with Genevieve Zizzo | 16 sept. 2025 | 00:36:51 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In Part 2 of Genevieve Zizzo’s story, we step into the rebirth. After crumbling under $350,000 of business debt, Genevieve shares how she’s breaking the cycle of emotional spending, paying down debt month by month, and rebuilding trust in herself. She talks about the importance of debt neutrality, the power of coaching, and how joining forces financially with her husband has opened up new possibilities. Genevieve also reveals how she’s started investing while still in debt and why this chapter of her life feels like true rebirth and renewal. Timestamps: 00:00 – Tracking progress: paying down $30K in debt Geneviève Zizzo is a manual osteopathic practitioner, clinic owner, and the creator of Emotional Anatomy for Healthcare Professionals — a groundbreaking program that teaches healers how, why, and where emotions express themselves through the nervous system, fascia, and physiology. This deep area of passion and research led to her latest creation: The Body Oracle, an AI tool that helps both patients and practitioners decode the emotional root of physical symptoms for a truly holistic understanding of what the body is saying. With 15 years in practice and a lifelong obsession with how the body speaks, Geneviève blends science and intuition to help people reconnect to their body’s wisdom — and build lives and practices that feel as good as they look. Where to find Geneviève: Website: www.genevievezizzo.com, www.fchn.ca (clinic website) Socials: @genzizzo The body oracle link: https://chatgpt.com/g/g-6837d24e3ee881919ac01861850d1e80-the-body-oracle
Category: Entrepreneurship
Keywords: business debt, small business, osteo clinic, COVID shutdowns, entrepreneurship, government loans, hiring staff, financial collapse, debt reckoning, resilience, rebuilding business, money mindset, business owner struggles, debt spiral, online business pivot | |||
| 216. Part 1: Crumbling Under $350K of Business Debt with Genevieve Zizzo | 08 sept. 2025 | 00:47:42 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In Part 1, Genevieve Zizzo opens up about building her Osteo clinic from the ground up, expanding into a thriving practice, and then watching it all collapse under the weight of COVID shutdowns and mounting expenses. She shares the heartbreaking reality of carrying 15 staff, taking on government loans, and eventually staring down $350,000 of business debt. This is the raw story of what it means to crumble under debt while holding on to the belief that resilience is possible. Timestamps: 00:00 – From student to clinic owner at 23 About Geneviève Zizzo: Geneviève Zizzo is a manual osteopathic practitioner, clinic owner, and the creator of Emotional Anatomy for Healthcare Professionals — a groundbreaking program that teaches healers how, why, and where emotions express themselves through the nervous system, fascia, and physiology. This deep area of passion and research led to her latest creation: The Body Oracle, an AI tool that helps both patients and practitioners decode the emotional root of physical symptoms for a truly holistic understanding of what the body is saying. With 15 years in practice and a lifelong obsession with how the body speaks, Geneviève blends science and intuition to help people reconnect to their body’s wisdom — and build lives and practices that feel as good as they look. Where to find Geneviève: Website: www.genevievezizzo.com, www.fchn.ca (clinic website) Socials: @genzizzo The body oracle link: https://chatgpt.com/g/g-6837d24e3ee881919ac01861850d1e80-the-body-oracle
Category: Entrepreneurship
Keywords: business debt, small business, osteo clinic, COVID shutdowns, entrepreneurship, government loans, hiring staff, financial collapse, debt reckoning, resilience, rebuilding business, money mindset, business owner struggles, debt spiral, online business pivot | |||
| 215. "My worst money year became my best money move" with Ann Nguyen | 26 août 2025 | 00:58:59 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In this episode of the Small Business Big Money podcast, Gina Knox and Anne Nguyen discuss Anne's journey through burnout, financial challenges, and the transformation of her business. They explore the emotional and practical aspects of managing debt, making wise investments, and the importance of mindset in entrepreneurship. Anne shares her experiences of navigating the complexities of running a business while dealing with personal struggles, and how coaching has helped her shift her perspective on wealth and success. The conversation highlights the significance of making informed financial decisions and the impact of personal growth on professional success. Timestamps: 00:00 - Introduction and Background About Ann Nguyen: Ann is a Tantra Teacher & Somatic Sex, Love, & Relationship Coach for powerful, legacy-creating WOC whose work centers on pleasure & the erotic as liberatory practices for personal & collective empowerment. She teaches women how to love their bodies, create thriving intimate relationships, and channel eroticism into better relationships, career, creativity, spiritual power, leadership and self love. Through her coaching, she reconnects women to the power of their sexuality and facilitates deep transformation for erotic reclamation. Where to find Ann: Website: www.theannnguyen.com
Category: Entrepreneurship
Keywords: burnout recovery, business rebuild, money shame, debt spiral, money mindset shifts, wealth building strategies, generational wealth, immigrant daughter story, financial coaching, investing decisions, Roth conversion, retirement planning, profit increase, financial transformation, trust fund baby redefined, rich white man money moves, emotional side of money, breaking money cycles, financial strategies | |||
| 214. What Every New Business Owner Gets Wrong About Money | 13 août 2025 | 00:32:10 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In this episode of Small Business Big Money, Gina Knox emphasizes the importance of financial management for small business owners, particularly those just starting out. She discusses the basics of managing finances, including the necessity of separate business accounts, understanding income and expenses, and the significance of knowing your numbers. Gina also highlights the importance of profit, the dangers of quitting a job prematurely, and the need to identify current business problems to spend wisely. The episode serves as a foundational guide for baby business owners to set themselves up for financial success. Timestamps: 00:00 - Introduction to Financial Thriving for Small Businesses
Category: Entrepreneurship
Keywords: small business, financial coaching, owner's pay, business management, financial security, entrepreneurship, business expenses, profit, cash flow, business growth | |||
| 213. From Grief, Diapers, and 5AM Commutes - How I Became a $1M CEO | 07 août 2025 | 01:06:12 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In this episode, Gina Knox reflects on her journey to achieving her first million dollar year in business. She shares the challenges she faced, including navigating grief and parenthood, and how mindset shifts and support from her partner and community played crucial roles in her success. Gina emphasizes the importance of patience, emotional resilience, and defining success beyond financial goals. She discusses her marketing strategies, the significance of building a team, and the impact of financial freedom on her lifestyle. Ultimately, Gina celebrates her achievements and looks forward to future aspirations, encouraging others to embrace their own go years. Timestamps: 00:00 - Celebrating Milestones: A Million Dollar Year Where to find Kirsten: Website: https://kirstenroldan.com/
Category: Entrepreneurship
Keywords: business growth, financial coaching, entrepreneurship, mindset, burnout, parenting, marketing strategies, community support, wealth, success | |||
| 212. "I Didn’t Think I Was Going to Make It to Summer" - How a Cafe Owner Paid Off $79K and Took Back Control | 29 juil. 2025 | 00:42:42 | |
Register for my FREE debt class for entrepreneurs: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis:In this episode, Gina Knox interviews Cathy Yerges, a cafe and specialty food store owner from Cambridge, Wisconsin. Cathy shares her journey of starting her business just before the COVID-19 pandemic and the challenges she faced, including navigating debt and the need to pivot her business model. She discusses the importance of community support, the lessons learned from joining Small Business Money School, and how she has shifted her focus to new revenue streams, including opening a bookstore. Cathy emphasizes the value of vulnerability and community in overcoming business challenges and shares her excitement about future growth and stability. Timestamps: 00:00 - Introduction to Cathy Yerges and Her Business Journey About Cathy Yerges: Cathy Yerges is a leader with a servant's heart, believing collaboration beats competition every time. She embraces the philosophy that ""it takes a village"" to create meaningful change and transform neighbors into friends. With a background in banking and finance, Cathy is passionate about revitalizing Main Street and rural living through community building. Cathy owns Cambridge Market, a cafe and specialty food store, and recently opened Mustard Seed Books, creating gathering places where people break bread, share conversation, and support local makers. Her work focuses on promoting collective well-being and strengthening community bonds through simple acts of coming together and celebrating local talent. She also serves as Executive Director and co-founder of Collaborative 523, Inc., driving community development initiatives throughout Cambridge, Wisconsin. Where to find Cathy: Website: https://www.cambridgemarket.net
Category: Entrepreneurship
Keywords: small business, COVID-19, COVID debt, financial challenges, community support, entrepreneurship, business coaching, debt management, revenue streams, local business, business growth, merchant financing, square loan, small business loan, inventory management | |||